StratMaker (145318)

CarMax Auto Owner Trust 2021-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

0.10% / 99.90%

Total Original # of Loans

102,977

WA Loan to Value (LTV)

69.65%

Total Original Loan Amount (OLA)

$ 2,059,768,692

WA Payment to Income (PTI)

8.70%

Weighted Average (WA) OLA

$ 23,498

WA FICO (non-zero)

704

Rep. Period Beginning Loan Amount

$ 904,724,088

WA Remaining Term (RT)

45.09

Rep. Period Ending Loan Amount (ELA)

$ 873,535,141

WA Original APR

8.32%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

102,977

Total Original Loan Amount (OLA)

$ 2,059,768,692

Weighted Average (WA) OLA

$ 23,498

Rep. Period Beginning Loan Amount

$ 904,724,088

Rep. Period Ending Loan Amount (ELA)

$ 873,535,141

As % of Reporting Period ELA:

New % / Used %

0.10% / 99.90%

WA Loan to Value (LTV)

69.65%

WA Payment to Income (PTI)

8.70%

WA FICO (non-zero)

704

WA Remaining Term (RT)

45.09

WA Original APR

8.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	776	0.75%	3,053,943	0.15%	782,963	0.09%	2,309	712	32.72	4.64%
$5,000 - $9,999	7,242	7.03%	58,831,970	2.86%	20,792,009	2.38%	5,394	676	37.69	6.69%
$10,000 - $14,999	21,959	21.32%	281,396,516	13.66%	114,846,104	13.15%	9,012	656	41.64	8.36%
$15,000 - $19,999	29,088	28.25%	506,921,000	24.61%	218,879,613	25.06%	12,647	674	44.62	8.75%
$20,000 - $24,999	19,906	19.33%	443,312,912	21.52%	191,431,981	21.91%	16,262	701	45.88	8.45%
$25,000 - $29,999	11,814	11.47%	322,363,888	15.65%	138,671,364	15.87%	20,057	703	46.43	8.49%
$30,000 - $39,999	9,522	9.25%	320,980,738	15.58%	138,467,013	15.85%	24,768	714	46.85	7.89%
$40,000 - $49,999	2,109	2.05%	92,581,379	4.49%	37,552,098	4.30%	32,082	718	46.82	7.45%
$50,000 - $59,999	504	0.49%	26,736,500	1.30%	10,595,845	1.21%	38,663	717	47.27	7.24%
$60,000 - $69,999	57	0.06%	3,589,847	0.17%	1,516,150	0.17%	40,291	780	40.52	4.53%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	44,564	43.28%	856,622,724	41.59%	12,978,548	1.49%	3,451	730	27.79	5.46%
$5,000 - $9,999	13,340	12.95%	166,736,636	8.09%	106,016,841	12.14%	8,186	683	39.60	7.20%
$10,000 - $14,999	21,377	20.76%	376,129,426	18.26%	266,536,795	30.51%	12,629	679	44.17	8.34%
$15,000 - $19,999	13,271	12.89%	311,865,391	15.14%	228,223,749	26.13%	17,315	698	46.50	8.59%
$20,000 - $24,999	6,570	6.38%	196,440,357	9.54%	145,898,430	16.70%	22,299	698	47.49	8.85%
$25,000 - $29,999	2,546	2.47%	91,787,922	4.46%	68,869,221	7.88%	27,123	700	48.39	8.63%
$30,000 - $39,999	1,196	1.16%	53,956,716	2.62%	40,279,745	4.61%	33,923	705	48.38	8.10%
$40,000 - $49,999	113	0.11%	6,229,520	0.30%	4,731,812	0.54%	41,933	692	49.53	8.30%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,244	1.21%	24,895,985	1.21%	3	0.00%	3	784	0.00	2.45%
2.50 - 4.99%	30,822	29.93%	578,240,618	28.07%	234,664,359	26.86%	15,838	798	41.76	3.54%
5.00 - 7.49%	21,149	20.54%	422,899,923	20.53%	171,570,175	19.64%	16,770	730	44.38	6.51%
7.50 - 9.99%	20,761	20.16%	440,975,239	21.41%	190,919,389	21.86%	17,734	679	46.64	9.09%
10.00 - 12.49%	11,928	11.58%	268,948,482	13.06%	127,270,986	14.57%	19,584	637	49.04	11.16%
12.50 - 14.99%	14,511	14.09%	272,858,797	13.25%	123,878,193	14.18%	16,183	527	45.67	14.10%
15.00 - 17.49%	2,562	2.49%	50,949,649	2.47%	25,232,037	2.89%	17,429	602	46.31	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.02%	378,837	0.02%	192,173	0.02%	15,044	485	45.81	13.13%
500 - 549	1,703	1.65%	34,255,655	1.66%	15,908,053	1.82%	17,939	538	46.77	13.18%
550 - 599	9,077	8.81%	184,034,866	8.93%	87,457,982	10.01%	17,774	578	46.73	13.02%
600 - 649	16,721	16.24%	341,045,469	16.56%	147,236,217	16.86%	17,737	626	46.74	11.50%
650 - 699	19,969	19.39%	409,448,440	19.88%	170,576,013	19.53%	17,522	674	46.41	9.37%
700 - 749	18,758	18.22%	377,786,599	18.34%	159,244,342	18.23%	17,063	724	45.30	7.22%
750 - 799	16,402	15.93%	328,295,169	15.94%	137,217,638	15.71%	16,687	773	43.80	5.10%
800+	17,772	17.26%	350,174,536	17.00%	139,335,597	15.95%	16,456	833	42.03	3.89%
NA	2,553	2.48%	34,349,122	1.67%	16,367,126	1.87%	10,616	0	40.81	14.22%
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	50	0.05%	368,846	0.02%	16,691	0.00%	1,338	606	3.33	6.43%
25 - 36	787	0.76%	8,188,067	0.40%	1,340,095	0.15%	5,662	752	14.20	4.57%
37 - 48	2,346	2.28%	29,568,056	1.44%	9,379,435	1.07%	8,890	709	24.64	6.02%
49 - 60	23,269	22.60%	418,725,015	20.33%	167,940,066	19.23%	14,380	710	37.93	6.61%
61 - 72	56,979	55.33%	1,153,997,002	56.03%	497,580,178	56.96%	17,161	688	45.74	8.44%
73+	19,546	18.98%	448,921,706	21.79%	197,278,676	22.58%	19,625	682	50.72	9.62%
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	39,519	38.38%	794,168,368	38.56%	144,767	0.02%	1,418	628	0.00	11.52%
1 - 12	1,654	1.61%	30,640,216	1.49%	2,094,953	0.24%	2,498	692	4.74	8.49%
13 - 24	1,197	1.16%	14,565,108	0.71%	5,389,557	0.62%	6,288	769	18.19	4.77%
25 - 36	3,763	3.65%	54,602,731	2.65%	30,321,389	3.47%	10,619	710	30.31	7.06%
37 - 48	34,182	33.19%	641,099,794	31.12%	436,259,615	49.94%	15,177	694	41.18	7.42%
49 - 60	22,662	22.01%	524,692,476	25.47%	399,324,859	45.71%	19,868	685	51.07	9.45%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	92,141	89.48%	1,829,565,590	88.82%	728,840,733	83.44%	16,660	707	44.73	7.61%
1 - 15	4,067	3.95%	87,231,138	4.23%	63,138,532	7.23%	18,865	630	46.63	11.03%
16 - 30	1,760	1.71%	36,783,760	1.79%	26,846,145	3.07%	18,628	611	47.02	12.01%
31 - 60	1,871	1.82%	40,154,188	1.95%	30,253,765	3.46%	19,674	589	47.10	12.73%
61 - 90	1,270	1.23%	27,275,240	1.32%	20,301,654	2.32%	19,871	584	47.03	13.03%
91 - 120	342	0.33%	7,209,081	0.35%	4,154,311	0.48%	20,246	591	47.43	12.88%
121+	1,526	1.48%	31,549,696	1.53%	0	0.00%	0	0	0.00	0.00%
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	101,487	98.55%	2,037,201,438	98.90%	862,729,703	98.76%	17,122	697	45.13	8.26%
Stated, verified but not Level 4 or 5	1,490	1.45%	22,567,254	1.10%	10,805,438	1.24%	13,433	207	41.96	13.38%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,950	35.88%	651,849,049	31.65%	257,219,723	29.45%	15,064	744	43.05	5.81%
5.00 - 9.99%	37,749	36.66%	788,660,199	38.29%	338,874,467	38.79%	17,433	695	45.45	8.31%
10.00 - 14.99%	17,329	16.83%	372,829,284	18.10%	165,896,922	18.99%	18,028	647	46.43	10.32%
15.00 - 19.99%	6,678	6.48%	148,438,604	7.21%	67,394,388	7.72%	18,910	628	46.83	11.09%
20.00 - 24.99%	2,677	2.60%	60,742,201	2.95%	27,936,879	3.20%	19,578	618	46.66	11.48%
25.00 - 29.99%	1,032	1.00%	23,433,898	1.14%	10,527,456	1.21%	19,242	613	46.43	11.65%
30.00 - 39.99%	460	0.45%	10,792,177	0.52%	4,411,503	0.51%	19,731	624	45.11	10.15%
40.00 - 49.99%	70	0.07%	1,943,697	0.09%	756,135	0.09%	23,844	712	46.76	8.68%
50.00 - 59.99%	19	0.02%	597,853	0.03%	339,479	0.04%	25,424	732	46.09	8.23%
60.00 - 69.99%	11	0.01%	406,514	0.02%	178,188	0.02%	31,325	711	47.99	7.84%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	2	0.00%	75,216	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	764	0.74%	3,968,065	0.19%	945,863	0.11%	3,356	758	33.06	3.65%
25.00 - 49.99%	6,092	5.92%	62,598,497	3.04%	20,279,159	2.32%	7,381	763	36.59	3.96%
50.00 - 74.99%	13,775	13.38%	217,802,168	10.57%	91,476,206	10.47%	12,401	742	41.51	4.92%
75.00 - 99.99%	37,146	36.07%	764,297,444	37.11%	346,512,968	39.67%	16,868	703	44.78	7.38%
100.00 - 109.99%	23,607	22.92%	535,325,057	25.99%	232,880,038	26.66%	18,942	670	46.47	9.57%
110.00 - 119.99%	15,055	14.62%	335,841,615	16.30%	133,543,342	15.29%	18,642	661	46.70	10.55%
120.00 - 129.99%	5,138	4.99%	108,333,504	5.26%	37,110,401	4.25%	18,080	663	46.62	11.23%
130.00 - 139.99%	1,120	1.09%	25,367,452	1.23%	8,648,079	0.99%	19,946	670	47.41	11.24%
140.00%+	280	0.27%	6,234,891	0.30%	2,139,086	0.24%	18,671	682	46.48	11.07%
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,736	1.69%	35,152,849	1.71%	15,733,866	1.80%	17,531	678	46.11	9.23%
Alaska	29	0.03%	629,000	0.03%	176,268	0.02%	16,427	718	43.45	7.27%
Arizona	1,616	1.57%	31,193,366	1.51%	12,508,538	1.43%	16,129	696	44.70	7.85%
Arkansas	125	0.12%	2,725,230	0.13%	1,327,125	0.15%	18,767	684	45.78	9.62%
California	18,068	17.55%	358,755,344	17.42%	150,905,674	17.28%	17,045	695	44.55	7.95%
Colorado	2,225	2.16%	44,398,758	2.16%	17,772,463	2.03%	16,866	717	44.05	7.13%
Connecticut	1,001	0.97%	19,232,598	0.93%	8,750,855	1.00%	16,313	696	45.31	8.02%
Delaware	433	0.42%	8,270,564	0.40%	3,655,830	0.42%	16,420	698	45.18	8.26%
Florida	8,290	8.05%	172,485,158	8.37%	68,945,243	7.89%	17,844	675	46.13	8.98%
Georgia	7,008	6.81%	144,117,084	7.00%	63,557,883	7.28%	17,935	674	45.97	9.41%
Hawaii	27	0.03%	606,591	0.03%	251,307	0.03%	19,269	652	46.55	8.38%
Idaho	308	0.30%	5,888,950	0.29%	2,150,407	0.25%	16,899	679	45.34	8.27%
Illinois	5,089	4.94%	99,884,981	4.85%	43,872,948	5.02%	16,627	707	45.06	7.82%
Indiana	1,714	1.66%	33,694,791	1.64%	14,675,828	1.68%	16,669	708	44.69	7.79%
Iowa	381	0.37%	7,018,223	0.34%	2,941,413	0.34%	15,492	703	44.07	7.78%
Kansas	818	0.79%	16,064,482	0.78%	6,390,225	0.73%	16,149	721	42.93	6.99%
Kentucky	1,197	1.16%	23,090,617	1.12%	9,809,904	1.12%	15,959	716	44.06	7.39%
Louisiana	1,585	1.54%	32,457,784	1.58%	15,638,619	1.79%	17,868	649	46.21	10.03%
Maine	266	0.26%	5,074,256	0.25%	2,419,521	0.28%	16,742	706	43.84	7.66%
Maryland	4,236	4.11%	84,243,219	4.09%	36,182,488	4.14%	16,978	694	45.02	8.22%
Massachusetts	1,091	1.06%	20,027,691	0.97%	8,845,073	1.01%	15,476	715	44.17	7.05%
Michigan	165	0.16%	3,061,392	0.15%	969,020	0.11%	14,963	714	40.00	7.31%
Minnesota	539	0.52%	10,165,072	0.49%	4,631,130	0.53%	15,819	687	44.64	8.58%
Mississippi	1,255	1.22%	27,025,463	1.31%	13,239,923	1.52%	18,448	659	46.24	10.11%
Missouri	1,091	1.06%	20,283,517	0.98%	7,316,653	0.84%	14,893	714	41.59	7.48%
Montana	38	0.04%	728,107	0.04%	299,033	0.03%	19,231	692	41.71	7.24%
Nebraska	419	0.41%	7,770,960	0.38%	3,574,390	0.41%	15,197	723	44.22	7.33%
Nevada	2,453	2.38%	49,988,720	2.43%	20,036,903	2.29%	17,034	698	44.61	7.97%
New Hampshire	148	0.14%	2,800,819	0.14%	1,291,555	0.15%	16,341	710	45.05	7.37%
New Jersey	847	0.82%	16,565,191	0.80%	7,242,603	0.83%	16,489	701	45.26	7.71%
New Mexico	750	0.73%	14,462,009	0.70%	5,296,815	0.61%	16,433	695	44.17	7.94%
New York	117	0.11%	2,374,204	0.12%	1,036,936	0.12%	16,845	698	44.20	7.78%
North Carolina	5,634	5.47%	112,619,228	5.47%	48,063,154	5.50%	17,096	687	45.74	8.61%
North Dakota	19	0.02%	395,803	0.02%	131,704	0.02%	16,967	671	43.29	9.97%
Ohio	1,940	1.88%	39,180,357	1.90%	17,136,151	1.96%	17,068	698	45.00	8.13%
Oklahoma	799	0.78%	15,594,853	0.76%	7,189,447	0.82%	16,640	701	44.38	7.81%
Oregon	933	0.91%	16,043,129	0.78%	6,287,960	0.72%	14,129	697	43.56	7.65%
Pennsylvania	1,472	1.43%	28,431,694	1.38%	12,718,186	1.46%	16,587	696	45.00	7.98%
Rhode Island	268	0.26%	4,846,646	0.24%	2,181,401	0.25%	14,730	704	45.19	7.87%
South Carolina	3,113	3.02%	60,776,921	2.95%	25,912,769	2.97%	16,898	679	45.51	8.80%
South Dakota	13	0.01%	264,305	0.01%	95,495	0.01%	17,882	791	44.63	6.76%
Tennessee	4,556	4.42%	92,629,102	4.50%	38,539,319	4.41%	17,140	701	45.13	7.96%
Texas	10,102	9.81%	210,168,583	10.20%	87,582,074	10.03%	17,732	677	45.38	8.88%
Utah	383	0.37%	7,320,157	0.36%	2,401,840	0.27%	16,311	725	43.79	6.99%
Vermont	11	0.01%	203,040	0.01%	97,390	0.01%	16,322	742	44.91	6.36%
Virginia	5,694	5.53%	114,090,848	5.54%	48,692,745	5.57%	16,737	711	44.86	7.55%
Washington	1,605	1.56%	30,261,147	1.47%	13,557,930	1.55%	16,377	693	44.27	7.99%
West Virginia	118	0.11%	2,391,838	0.12%	911,814	0.10%	16,381	687	43.86	8.53%
Wisconsin	1,007	0.98%	19,722,464	0.96%	8,796,747	1.01%	16,539	703	45.15	7.92%
Wyoming	51	0.05%	961,298	0.05%	368,374	0.04%	13,485	700	42.98	7.64%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	157,843	0.01%	119,580	0.01%	26,693	572	46.39	9.85%
Armed Forces Pacific	2	0.00%	47,552	0.00%	35,250	0.00%	19,335	751	47.72	7.16%
District of Columbia	184	0.18%	3,372,640	0.16%	1,269,371	0.15%	14,851	700	42.76	7.46%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	52,256	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	108	0.10%	2,279,875	0.11%	866,252	0.10%	17,977	770	41.83	4.92%
Used	102,869	99.90%	2,057,488,817	99.89%	872,668,889	99.90%	17,075	691	45.09	8.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	46,270	44.93%	810,537,754	39.35%	329,360,043	37.70%	14,917	664	44.96	9.19%
Truck	7,355	7.14%	200,990,128	9.76%	83,058,144	9.51%	22,419	724	45.16	7.33%
SUV	46,076	44.74%	983,116,053	47.73%	433,859,855	49.67%	17,754	704	45.22	7.91%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	3,276	3.18%	65,124,758	3.16%	27,257,099	3.12%	16,089	718	44.29	7.34%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	9,414	9.14%	187,148,133	9.09%	73,799,125	8.45%	17,204	692	44.42	8.29%
Ford: Lincoln	587	0.57%	13,013,295	0.63%	4,740,475	0.54%	18,877	705	44.63	8.16%
Ford: Mercury	19	0.02%	257,480	0.01%	52,650	0.01%	9,845	601	40.58	8.93%
GMC	2,409	2.34%	61,331,038	2.98%	26,736,677	3.06%	21,280	708	45.44	8.00%
GMC: Buick	1,386	1.35%	25,595,613	1.24%	10,658,465	1.22%	14,737	684	45.02	8.72%
GMC: Cadillac	1,366	1.33%	34,946,918	1.70%	13,514,508	1.55%	21,640	701	44.76	8.24%
GMC: Chevrolet	8,785	8.53%	181,786,416	8.83%	75,417,158	8.63%	18,172	676	45.68	8.96%
GMC: Hummer	5	0.00%	115,075	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	91,019	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	12	0.01%	146,038	0.01%	0	0.00%	0	0	0.00	0.00%
Tesla	55	0.05%	2,214,754	0.11%	734,258	0.08%	31,439	734	49.35	7.10%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	3,306	3.21%	82,206,349	3.99%	34,375,403	3.94%	20,463	706	45.20	7.90%
BMW: Mini	750	0.73%	12,303,196	0.60%	4,823,395	0.55%	12,830	695	42.77	7.80%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	3,160	3.07%	84,382,477	4.10%	34,879,940	3.99%	21,712	694	45.70	8.32%
Daimler: Smart	55	0.05%	511,217	0.02%	142,711	0.02%	6,278	597	38.14	8.82%
Fiat	360	0.35%	4,617,472	0.22%	1,646,670	0.19%	10,120	666	42.37	9.03%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,579	1.53%	31,914,296	1.55%	12,605,261	1.44%	16,255	697	45.08	8.16%
Fiat: Dodge	4,714	4.58%	113,605,107	5.52%	47,275,169	5.41%	20,727	685	46.56	8.98%
Fiat: Jeep	6,421	6.24%	135,790,873	6.59%	61,277,778	7.01%	17,393	700	45.73	8.10%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	530	0.51%	12,026,453	0.58%	5,346,325	0.61%	18,667	741	43.27	6.18%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,578	2.50%	44,164,055	2.14%	20,742,992	2.37%	14,369	672	45.18	8.55%
Volkswagen: Audi	2,126	2.06%	54,675,763	2.65%	23,328,132	2.67%	20,419	722	44.69	6.97%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	190	0.18%	6,961,949	0.34%	2,532,447	0.29%	28,077	738	43.76	6.30%
Honda	8,244	8.01%	148,086,090	7.19%	65,948,126	7.55%	14,838	691	44.82	8.34%
Honda: Acura	1,397	1.36%	29,337,374	1.42%	11,806,874	1.35%	16,780	702	44.12	7.85%
Hyundai	5,611	5.45%	87,878,917	4.27%	36,980,716	4.23%	12,935	661	44.96	9.12%
Hyundai: Kia	4,351	4.23%	69,939,088	3.40%	29,510,439	3.38%	13,236	655	45.40	9.31%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,139	2.08%	36,065,342	1.75%	16,040,976	1.84%	13,728	691	44.45	8.09%
Mitsubishi	823	0.80%	12,319,687	0.60%	5,715,317	0.65%	12,460	636	45.82	10.07%
Nissan	10,923	10.61%	183,987,389	8.93%	81,790,389	9.36%	13,965	670	45.49	9.12%
Nissan: Infiniti	1,895	1.84%	44,512,816	2.16%	18,382,862	2.10%	19,249	694	45.70	8.58%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,728	2.65%	50,143,884	2.43%	23,789,891	2.72%	14,801	726	44.07	6.91%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	286	0.28%	8,284,828	0.40%	3,573,057	0.41%	23,747	685	46.97	9.09%
Tata: Land Rover	524	0.51%	17,084,015	0.83%	7,115,850	0.81%	26,371	702	45.66	7.96%
Toyota	11,094	10.77%	208,319,907	10.11%	89,760,097	10.28%	15,666	707	44.38	7.57%
Toyota: Lexus	2,912	2.83%	70,773,960	3.44%	27,472,402	3.14%	19,459	718	44.02	7.29%
Toyota: Scion	236	0.23%	3,230,408	0.16%	1,018,605	0.12%	10,069	586	41.10	10.35%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,692	100.00%	873,535,141	100.00%	17,076	691	45.09	8.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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