StratMaker (145409)

Ford Credit Auto Owner Trust 2020-A

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

86.72% / 13.28%

Total Original # of Loans

14,039

WA Loan to Value (LTV)

43.32%

Total Original Loan Amount (OLA)

$ 538,168,252

WA Payment to Income (PTI)

7.05%

Weighted Average (WA) OLA

$ 45,276

WA FICO (non-zero)

629

Rep. Period Beginning Loan Amount

$ 203,090,367

WA Remaining Term (RT)

28.03

Rep. Period Ending Loan Amount (ELA)

$ 191,106,596

WA Original APR

2.82%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

14,039

Total Original Loan Amount (OLA)

$ 538,168,252

Weighted Average (WA) OLA

$ 45,276

Rep. Period Beginning Loan Amount

$ 203,090,367

Rep. Period Ending Loan Amount (ELA)

$ 191,106,596

As % of Reporting Period ELA:

New % / Used %

86.72% / 13.28%

WA Loan to Value (LTV)

43.32%

WA Payment to Income (PTI)

7.05%

WA FICO (non-zero)

629

WA Remaining Term (RT)

28.03

WA Original APR

2.82%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	40	0.28%	9,467	0.00%	979	0.00%	979	628	5.00	13.45%
$5,000 - $9,999	72	0.51%	615,233	0.11%	177,180	0.09%	3,339	623	22.24	6.01%
$10,000 - $14,999	419	2.98%	5,410,496	1.01%	1,741,096	0.91%	5,199	645	24.17	5.49%
$15,000 - $19,999	952	6.78%	16,921,018	3.14%	5,795,044	3.03%	7,599	638	26.85	4.94%
$20,000 - $24,999	1,458	10.39%	32,866,902	6.11%	11,081,481	5.80%	9,368	664	26.84	3.78%
$25,000 - $29,999	1,805	12.86%	49,538,419	9.21%	16,909,969	8.85%	11,464	630	26.98	3.34%
$30,000 - $39,999	3,675	26.18%	128,245,093	23.83%	43,994,426	23.02%	14,657	635	27.35	2.85%
$40,000 - $49,999	2,619	18.66%	116,597,150	21.67%	40,669,844	21.28%	18,911	632	28.27	2.29%
$50,000 - $59,999	1,561	11.12%	85,078,759	15.81%	31,169,548	16.31%	23,275	599	28.54	2.23%
$60,000 - $69,999	808	5.76%	52,092,781	9.68%	19,726,103	10.32%	28,192	569	28.97	2.65%
$70,000 - $79,999	354	2.52%	26,275,788	4.88%	10,279,314	5.38%	33,184	573	29.51	2.90%
$80,000 - $89,999	174	1.24%	14,643,830	2.72%	5,925,580	3.10%	38,924	548	30.25	3.20%
$90,000 - $99,999	79	0.56%	7,451,169	1.38%	2,851,168	1.49%	43,231	605	29.16	3.44%
Over $100,000	23	0.16%	2,422,149	0.45%	784,864	0.41%	43,056	590	26.21	3.79%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,364	16.84%	68,376,006	12.71%	5,259,608	2.75%	3,497	660	11.00	2.80%
$5,000 - $9,999	3,162	22.52%	90,764,092	16.87%	23,918,466	12.52%	7,837	645	19.55	2.86%
$10,000 - $14,999	3,170	22.58%	108,778,010	20.21%	39,410,325	20.62%	12,597	632	25.24	2.88%
$15,000 - $19,999	2,272	16.18%	94,207,750	17.51%	39,382,027	20.61%	17,453	612	28.79	2.88%
$20,000 - $24,999	1,493	10.63%	73,980,585	13.75%	33,176,441	17.36%	22,310	612	30.97	2.57%
$25,000 - $29,999	831	5.92%	48,023,793	8.92%	22,667,592	11.86%	27,352	601	32.52	2.45%
$30,000 - $39,999	585	4.17%	40,378,037	7.50%	19,830,878	10.38%	34,147	591	33.61	2.72%
$40,000 - $49,999	128	0.91%	10,511,005	1.95%	5,595,930	2.93%	43,890	572	35.91	4.10%
$50,000 - $59,999	28	0.20%	2,572,605	0.48%	1,483,291	0.78%	53,058	598	37.84	5.68%
$60,000 - $69,999	6	0.04%	576,369	0.11%	382,037	0.20%	63,791	435	36.80	9.38%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	14,001	99.73%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	38	0.27%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	8,133	57.93%	327,249,019	60.81%	111,038,282	58.10%	19,589	705	28.00	0.54%
2.50 - 4.99%	2,637	18.78%	87,498,689	16.26%	32,935,823	17.23%	17,696	608	28.87	3.75%
5.00 - 7.49%	1,983	14.12%	78,601,898	14.61%	28,517,426	14.92%	21,318	409	26.56	6.41%
7.50 - 9.99%	941	6.70%	35,787,049	6.65%	14,457,463	7.57%	23,088	414	28.70	8.46%
10.00 - 12.49%	214	1.52%	6,099,589	1.13%	2,707,373	1.42%	19,310	447	29.45	11.17%
12.50 - 14.99%	97	0.69%	2,155,903	0.40%	1,034,152	0.54%	15,358	474	30.95	13.43%
15.00 - 17.49%	21	0.15%	506,308	0.09%	265,450	0.14%	18,493	367	31.18	15.98%
17.50 - 19.99%	11	0.08%	249,556	0.05%	142,050	0.07%	20,087	538	27.45	18.22%
20.00 - 22.49%	2	0.01%	20,240	0.00%	8,577	0.00%	4,547	331	19.26	21.55%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	108	0.77%	4,180,430	0.78%	1,450,176	0.76%	20,614	465	26.05	5.85%
500 - 549	304	2.17%	11,280,084	2.10%	4,167,136	2.18%	19,397	530	27.94	4.77%
550 - 599	715	5.09%	26,494,997	4.92%	10,418,312	5.45%	19,924	577	29.83	4.19%
600 - 649	1,085	7.73%	38,533,518	7.16%	16,865,672	8.83%	21,393	627	33.12	4.30%
650 - 699	1,617	11.52%	60,876,588	11.31%	24,367,287	12.75%	20,995	676	30.90	3.11%
700 - 749	1,980	14.10%	75,229,468	13.98%	27,970,605	14.64%	20,642	725	29.40	2.12%
750 - 799	2,071	14.75%	78,429,700	14.57%	26,812,986	14.03%	19,203	774	27.79	1.60%
800+	3,893	27.73%	147,662,903	27.44%	47,166,297	24.68%	17,614	838	26.20	1.15%
NA	2,266	16.14%	95,480,564	17.74%	31,888,123	16.69%	20,757	41	24.33	5.12%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	38	0.27%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	183	1.30%	6,676,035	1.24%	192,890	0.10%	4,256	448	3.12	3.14%
49 - 60	758	5.40%	30,000,069	5.57%	5,779,716	3.02%	11,409	492	11.08	2.86%
61 - 72	5,415	38.57%	198,421,822	36.87%	60,178,389	31.49%	15,951	534	20.96	3.01%
73+	7,645	54.46%	303,070,327	56.32%	124,955,600	65.39%	22,000	662	32.25	2.73%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	511	3.64%	17,767,312	3.30%	6,057	0.00%	2,728	667	0.17	6.48%
1 - 12	2,330	16.60%	85,972,869	15.98%	11,487,693	6.01%	7,657	546	9.16	2.60%
13 - 24	4,798	34.18%	175,648,475	32.64%	56,516,797	29.57%	14,829	573	20.35	2.82%
25 - 36	4,973	35.42%	201,582,101	37.46%	91,232,007	47.74%	22,028	644	31.45	2.66%
37 - 48	1,427	10.16%	57,197,495	10.63%	31,864,043	16.67%	26,360	639	38.64	3.37%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	13,033	92.83%	499,445,660	92.80%	173,765,488	90.93%	19,421	621	27.69	2.68%
1 - 15	631	4.49%	24,097,690	4.48%	10,423,484	5.45%	21,999	586	30.68	3.84%
16 - 30	231	1.65%	8,972,131	1.67%	4,156,160	2.17%	24,412	552	32.26	4.31%
31 - 60	122	0.87%	4,726,892	0.88%	2,275,262	1.19%	24,232	558	32.47	5.48%
61 - 90	17	0.12%	679,240	0.13%	339,649	0.18%	27,130	521	33.29	6.11%
91 - 120	2	0.01%	68,624	0.01%	44,330	0.02%	22,353	621	35.72	5.32%
121+	3	0.02%	178,015	0.03%	102,223	0.05%	47,572	403	29.05	6.68%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	11,166	79.54%	415,293,746	77.17%	149,700,776	78.33%	19,424	734	28.92	2.23%
Stated, verified to Level 3²	371	2.64%	12,940,877	2.40%	5,746,027	3.01%	21,120	595	32.85	4.12%
NA	2,502	17.82%	109,933,629	20.43%	35,659,793	18.66%	20,934	125	23.48	5.11%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	11,166	79.54%	415,293,746	77.17%	149,700,776	78.33%	19,424	734	28.92	2.23%
Stated, verified but not Level 4 or 5	369	2.63%	12,885,566	2.39%	5,714,150	2.99%	21,136	595	32.81	4.13%
Stated, verified to Level 4³	1	0.01%	16,578	0.00%	9,883	0.01%	9,883	664	38.00	8.99%
Stated, verified to Level 5³	1	0.01%	38,733	0.01%	21,994	0.01%	21,994	576	40.00	0.00%
NA	2,502	17.82%	109,933,629	20.43%	35,659,793	18.66%	20,934	125	23.48	5.11%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,955	21.05%	97,695,610	18.15%	33,160,247	17.35%	17,233	747	27.51	2.10%
5.00 - 9.99%	5,271	37.55%	197,436,527	36.69%	72,559,251	37.97%	19,414	731	29.25	2.15%
10.00 - 14.99%	2,269	16.16%	90,290,889	16.78%	33,882,285	17.73%	21,049	713	29.94	2.63%
15.00 - 19.99%	708	5.04%	29,002,895	5.39%	10,988,039	5.75%	21,165	707	30.07	2.81%
20.00 - 24.99%	161	1.15%	7,077,092	1.32%	2,422,034	1.27%	22,632	728	29.13	2.84%
25.00 - 29.99%	40	0.28%	1,862,373	0.35%	709,348	0.37%	23,852	748	29.68	2.67%
30.00 - 39.99%	27	0.19%	1,217,025	0.23%	373,723	0.20%	18,484	787	22.51	1.90%
40.00 - 49.99%	4	0.03%	114,776	0.02%	44,465	0.02%	13,360	763	28.53	1.64%
50.00 - 59.99%	5	0.04%	198,761	0.04%	78,500	0.04%	18,560	693	26.34	2.85%
60.00 - 69.99%	1	0.01%	51,945	0.01%	21,384	0.01%	21,384	868	24.00	1.90%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	1	0.01%	32,157	0.01%	8,932	0.00%	8,932	852	20.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	3	0.02%	84,865	0.02%	38,429	0.02%	13,396	740	32.96	1.33%
NA	2,594	18.48%	113,103,338	21.02%	36,819,959	19.27%	20,859	145	23.64	5.00%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	75	0.53%	386,517	0.07%	112,970	0.06%	4,697	659	22.15	5.96%
25.00 - 49.99%	395	2.81%	7,630,432	1.42%	2,220,622	1.16%	8,391	661	23.72	3.87%
50.00 - 74.99%	1,725	12.29%	51,191,081	9.51%	16,067,460	8.41%	13,066	672	24.78	2.64%
75.00 - 99.99%	5,514	39.28%	211,107,197	39.23%	70,965,775	37.13%	17,931	615	26.74	2.74%
100.00 - 109.99%	2,799	19.94%	122,435,800	22.75%	43,596,000	22.81%	21,536	583	27.95	2.65%
110.00 - 119.99%	1,764	12.56%	76,071,217	14.14%	28,895,616	15.12%	22,686	604	29.30	2.80%
120.00 - 129.99%	970	6.91%	39,021,985	7.25%	16,300,803	8.53%	23,200	639	31.96	3.03%
130.00 - 139.99%	501	3.57%	20,159,427	3.75%	8,564,417	4.48%	23,900	653	32.23	3.43%
140.00%+	296	2.11%	10,164,596	1.89%	4,382,932	2.29%	22,082	675	32.55	4.02%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	233	1.66%	8,646,568	1.61%	3,313,145	1.73%	20,234	629	29.45	3.23%
Alaska	12	0.09%	489,163	0.09%	204,354	0.11%	21,330	526	28.62	4.29%
Arizona	189	1.35%	7,697,174	1.43%	2,677,822	1.40%	20,596	581	28.87	2.71%
Arkansas	149	1.06%	5,944,476	1.10%	2,126,359	1.11%	19,461	664	28.50	2.19%
California	1,474	10.50%	57,993,197	10.78%	20,381,890	10.67%	19,820	584	27.22	3.06%
Colorado	173	1.23%	7,758,088	1.44%	2,537,320	1.33%	19,994	610	25.94	2.25%
Connecticut	136	0.97%	4,859,031	0.90%	1,514,733	0.79%	16,732	627	25.33	2.43%
Delaware	45	0.32%	1,483,769	0.28%	497,348	0.26%	15,769	628	26.46	2.58%
Florida	1,038	7.39%	38,958,497	7.24%	14,065,203	7.36%	19,931	584	28.44	3.62%
Georgia	447	3.18%	18,080,094	3.36%	6,514,023	3.41%	21,571	595	29.18	2.91%
Hawaii	16	0.11%	562,701	0.10%	174,384	0.09%	15,359	396	23.45	3.01%
Idaho	62	0.44%	2,717,715	0.50%	940,502	0.49%	22,849	645	27.95	2.56%
Illinois	572	4.07%	20,331,067	3.78%	7,003,677	3.66%	17,908	635	27.37	2.73%
Indiana	236	1.68%	8,263,362	1.54%	2,751,772	1.44%	17,357	689	27.96	2.05%
Iowa	135	0.96%	4,874,644	0.91%	1,827,785	0.96%	18,302	676	28.02	2.20%
Kansas	113	0.80%	4,815,882	0.89%	1,805,401	0.94%	21,950	645	28.52	1.88%
Kentucky	174	1.24%	6,167,139	1.15%	2,228,875	1.17%	19,064	667	29.01	3.12%
Louisiana	289	2.06%	12,762,325	2.37%	4,612,170	2.41%	22,522	627	29.34	2.02%
Maine	66	0.47%	2,550,894	0.47%	902,961	0.47%	20,380	431	28.09	3.66%
Maryland	274	1.95%	10,152,257	1.89%	3,550,684	1.86%	18,139	557	27.39	3.39%
Massachusetts	217	1.55%	7,815,405	1.45%	2,870,471	1.50%	18,092	465	26.81	4.17%
Michigan	773	5.51%	24,911,917	4.63%	8,612,756	4.51%	15,671	690	26.30	2.02%
Minnesota	184	1.31%	6,398,078	1.19%	2,060,408	1.08%	15,589	659	25.53	2.84%
Mississippi	149	1.06%	6,197,778	1.15%	2,270,613	1.19%	20,405	664	28.59	2.16%
Missouri	338	2.41%	12,479,478	2.32%	4,579,903	2.40%	19,583	670	29.11	2.27%
Montana	30	0.21%	1,287,341	0.24%	509,975	0.27%	21,297	663	28.45	3.34%
Nebraska	112	0.80%	4,255,882	0.79%	1,521,545	0.80%	18,900	655	28.24	1.59%
Nevada	136	0.97%	5,183,682	0.96%	1,903,542	1.00%	19,787	667	29.32	2.44%
New Hampshire	64	0.46%	2,508,357	0.47%	910,517	0.48%	20,408	527	27.11	3.50%
New Jersey	404	2.88%	13,486,162	2.51%	4,457,439	2.33%	16,037	538	25.74	3.91%
New Mexico	85	0.61%	3,649,560	0.68%	1,372,459	0.72%	22,654	584	28.43	3.32%
New York	458	3.26%	16,651,034	3.09%	5,332,524	2.79%	17,342	574	25.26	3.14%
North Carolina	434	3.09%	15,997,464	2.97%	5,558,673	2.91%	19,020	604	28.40	3.39%
North Dakota	29	0.21%	1,227,146	0.23%	390,326	0.20%	18,430	672	25.78	3.24%
Ohio	576	4.10%	18,926,325	3.52%	6,512,877	3.41%	16,405	649	27.59	2.49%
Oklahoma	232	1.65%	9,653,094	1.79%	3,476,295	1.82%	21,193	648	29.13	2.41%
Oregon	96	0.68%	4,051,427	0.75%	1,348,652	0.71%	20,469	451	25.25	4.62%
Pennsylvania	463	3.30%	15,649,390	2.91%	5,165,949	2.70%	16,683	593	25.49	2.90%
Rhode Island	24	0.17%	730,924	0.14%	250,563	0.13%	14,677	404	28.44	5.49%
South Carolina	158	1.13%	6,022,032	1.12%	2,145,559	1.12%	19,733	612	27.80	2.68%
South Dakota	50	0.36%	1,720,711	0.32%	552,845	0.29%	15,426	719	26.36	2.09%
Tennessee	230	1.64%	9,165,926	1.70%	3,231,023	1.69%	18,810	644	28.35	2.46%
Texas	2,028	14.45%	89,150,645	16.57%	33,795,957	17.68%	22,761	658	29.82	2.51%
Utah	82	0.58%	3,983,018	0.74%	1,411,930	0.74%	22,683	534	27.21	2.29%
Vermont	58	0.41%	2,188,660	0.41%	843,922	0.44%	18,433	496	28.54	2.26%
Virginia	344	2.45%	13,626,089	2.53%	4,781,828	2.50%	20,516	551	27.59	3.43%
Washington	104	0.74%	4,554,585	0.85%	1,537,623	0.80%	23,428	487	27.74	4.04%
West Virginia	73	0.52%	2,992,080	0.56%	1,123,128	0.59%	22,792	608	30.06	2.17%
Wisconsin	200	1.42%	6,969,278	1.29%	2,330,107	1.22%	17,464	688	27.25	2.61%
Wyoming	32	0.23%	1,433,157	0.27%	533,224	0.28%	22,801	661	28.34	2.36%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.01%	34,890	0.01%	20,932	0.01%	20,932	614	38.00	10.44%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	4	0.03%	158,698	0.03%	62,622	0.03%	16,643	276	25.09	6.27%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	38	0.27%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,432	81.43%	472,680,089	87.83%	165,723,269	86.72%	20,661	612	27.89	2.51%
Used	2,569	18.30%	65,488,163	12.17%	25,383,327	13.28%	13,854	644	28.90	4.90%
NA	38	0.27%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,115	15.07%	55,561,876	10.32%	19,688,573	10.30%	13,270	674	28.91	2.84%
Truck	5,882	41.90%	256,605,983	47.68%	93,671,023	49.02%	21,739	527	28.10	3.52%
SUV	6,004	42.77%	226,000,394	41.99%	77,747,000	40.68%	19,011	710	27.72	1.98%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	38	0.27%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	12,745	90.78%	482,750,239	89.70%	174,887,918	91.51%	19,656	607	28.37	2.92%
Ford: Lincoln	1,256	8.95%	55,418,013	10.30%	16,218,677	8.49%	20,843	720	24.31	1.81%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	38	0.27%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	14,039	100.00%	538,168,252	100.00%	191,106,596	100.00%	19,757	616	28.03	2.82%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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