StratMaker (145413)

Ford Credit Auto Owner Trust 2020-B

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

88.44% / 11.56%

Total Original # of Loans

35,617

WA Loan to Value (LTV)

46.62%

Total Original Loan Amount (OLA)

$ 1,380,651,335

WA Payment to Income (PTI)

0.07%

Weighted Average (WA) OLA

$ 45,839

WA FICO (non-zero)

630

Rep. Period Beginning Loan Amount

$ 564,786,756

WA Remaining Term (RT)

30.46

Rep. Period Ending Loan Amount (ELA)

$ 534,601,924

WA Original APR

2.55%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

35,617

Total Original Loan Amount (OLA)

$ 1,380,651,335

Weighted Average (WA) OLA

$ 45,839

Rep. Period Beginning Loan Amount

$ 564,786,756

Rep. Period Ending Loan Amount (ELA)

$ 534,601,924

As % of Reporting Period ELA:

New % / Used %

88.44% / 11.56%

WA Loan to Value (LTV)

46.62%

WA Payment to Income (PTI)

0.07%

WA FICO (non-zero)

630

WA Remaining Term (RT)

30.46

WA Original APR

2.55%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	71	0.20%	24,703	0.00%	6,078	0.00%	1,391	672	19.39	7.98%
$5,000 - $9,999	248	0.70%	2,084,179	0.15%	626,850	0.12%	3,659	650	24.60	6.09%
$10,000 - $14,999	1,037	2.91%	13,318,078	0.96%	4,466,881	0.84%	5,572	644	25.83	5.49%
$15,000 - $19,999	2,267	6.36%	40,151,850	2.91%	14,514,181	2.71%	7,985	663	28.34	4.77%
$20,000 - $24,999	3,565	10.01%	80,751,007	5.85%	29,446,281	5.51%	10,114	647	28.82	3.80%
$25,000 - $29,999	4,588	12.88%	126,372,422	9.15%	46,870,143	8.77%	12,340	638	29.40	3.07%
$30,000 - $39,999	9,272	26.03%	323,091,202	23.40%	123,177,013	23.04%	15,890	642	30.22	2.47%
$40,000 - $49,999	6,753	18.96%	300,558,540	21.77%	116,897,195	21.87%	20,465	628	30.95	2.08%
$50,000 - $59,999	3,851	10.81%	210,083,985	15.22%	84,153,967	15.74%	25,369	609	31.44	1.96%
$60,000 - $69,999	2,159	6.06%	139,124,818	10.08%	56,269,964	10.53%	29,967	570	31.09	2.45%
$70,000 - $79,999	1,074	3.02%	79,846,691	5.78%	32,640,322	6.11%	34,776	570	31.04	2.56%
$80,000 - $89,999	462	1.30%	38,838,751	2.81%	15,738,519	2.94%	39,460	537	30.67	3.00%
$90,000 - $99,999	185	0.52%	17,418,409	1.26%	6,977,545	1.31%	44,882	562	30.59	3.40%
Over $100,000	85	0.24%	8,986,701	0.65%	2,816,985	0.53%	41,304	643	25.34	2.53%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5,251	14.74%	152,363,236	11.04%	11,862,093	2.22%	3,500	649	11.16	2.75%
$5,000 - $9,999	6,845	19.22%	193,150,303	13.99%	52,054,279	9.74%	7,877	652	20.24	2.81%
$10,000 - $14,999	7,578	21.28%	250,620,994	18.15%	94,350,111	17.65%	12,617	630	26.40	2.88%
$15,000 - $19,999	6,284	17.64%	248,288,964	17.98%	109,308,270	20.45%	17,515	625	30.76	2.57%
$20,000 - $24,999	4,308	12.10%	201,966,929	14.63%	96,149,952	17.99%	22,410	616	33.33	2.33%
$25,000 - $29,999	2,615	7.34%	144,090,936	10.44%	71,452,486	13.37%	27,399	605	34.56	2.05%
$30,000 - $39,999	2,156	6.05%	142,649,914	10.33%	73,015,586	13.66%	34,088	592	35.27	2.25%
$40,000 - $49,999	494	1.39%	39,596,996	2.87%	21,642,426	4.05%	43,974	580	37.28	3.39%
$50,000 - $59,999	75	0.21%	6,870,685	0.50%	4,058,138	0.76%	54,254	547	39.40	5.04%
$60,000 - $69,999	10	0.03%	961,667	0.07%	638,383	0.12%	63,959	680	42.16	6.95%
$70,000 - $79,999	1	0.00%	90,710	0.01%	70,199	0.01%	70,199	656	46.00	8.54%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	35,552	99.82%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	65	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	21,242	59.64%	864,559,279	62.62%	327,623,111	61.28%	21,438	694	31.00	0.42%
2.50 - 4.99%	6,366	17.87%	213,606,812	15.47%	83,552,133	15.63%	18,777	601	29.76	3.81%
5.00 - 7.49%	5,086	14.28%	202,445,326	14.66%	79,939,397	14.95%	22,608	428	28.88	6.36%
7.50 - 9.99%	2,190	6.15%	81,051,078	5.87%	34,183,263	6.39%	23,509	417	30.30	8.46%
10.00 - 12.49%	479	1.34%	13,419,022	0.97%	6,556,360	1.23%	19,571	484	32.45	11.08%
12.50 - 14.99%	173	0.49%	4,059,615	0.29%	2,007,213	0.38%	16,837	491	31.44	13.44%
15.00 - 17.49%	53	0.15%	1,011,405	0.07%	504,102	0.09%	13,915	450	30.42	16.25%
17.50 - 19.99%	24	0.07%	404,952	0.03%	206,070	0.04%	13,237	446	31.48	18.56%
20.00 - 22.49%	2	0.01%	76,002	0.01%	26,560	0.00%	15,624	190	12.42	20.73%
22.50 - 24.99%	2	0.01%	17,845	0.00%	3,713	0.00%	2,545	127	16.67	22.58%
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	238	0.67%	9,856,995	0.71%	3,542,281	0.66%	20,411	461	26.69	4.59%
500 - 549	709	1.99%	27,241,993	1.97%	11,132,151	2.08%	21,276	530	30.75	4.27%
550 - 599	1,830	5.14%	69,226,887	5.01%	30,776,840	5.76%	22,209	577	33.66	3.61%
600 - 649	2,852	8.01%	104,274,666	7.55%	49,421,150	9.24%	23,396	626	35.79	3.41%
650 - 699	3,949	11.09%	150,577,445	10.91%	67,171,447	12.56%	23,253	675	33.97	2.79%
700 - 749	4,690	13.17%	180,015,248	13.04%	71,657,417	13.40%	21,757	725	31.62	2.12%
750 - 799	5,390	15.13%	206,235,607	14.94%	77,282,009	14.46%	20,447	775	30.09	1.56%
800+	10,171	28.56%	386,706,906	28.01%	135,114,215	25.27%	19,095	839	28.53	1.13%
NA	5,788	16.25%	246,515,588	17.86%	88,504,413	16.56%	21,981	41	26.16	4.63%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	65	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	725	2.04%	27,343,156	1.98%	1,471,878	0.28%	4,148	531	3.25	1.91%
49 - 60	1,976	5.55%	74,996,722	5.43%	15,965,352	2.99%	12,358	506	12.14	2.98%
61 - 72	13,466	37.81%	500,329,853	36.24%	164,771,228	30.82%	17,579	528	22.51	2.86%
73+	19,385	54.43%	777,981,604	56.35%	352,393,466	65.92%	23,484	665	35.12	2.40%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,089	3.06%	38,349,746	2.78%	18,741	0.00%	1,469	420	0.21	3.20%
1 - 12	4,983	13.99%	184,496,214	13.36%	23,935,537	4.48%	7,604	560	8.86	2.54%
13 - 24	10,140	28.47%	370,417,345	26.83%	120,129,792	22.47%	15,000	572	20.25	2.79%
25 - 36	11,487	32.25%	465,944,906	33.75%	210,360,022	39.35%	22,072	622	30.74	2.62%
37 - 48	7,918	22.23%	321,443,123	23.28%	180,157,832	33.70%	26,358	653	39.82	2.32%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	33,397	93.77%	1,291,979,220	93.58%	490,317,229	91.72%	20,871	622	30.04	2.47%
1 - 15	1,217	3.42%	49,066,634	3.55%	24,118,349	4.51%	25,442	591	35.04	3.27%
16 - 30	629	1.77%	24,771,255	1.79%	12,221,936	2.29%	25,673	560	35.31	3.61%
31 - 60	294	0.83%	11,561,169	0.84%	6,098,035	1.14%	26,169	560	35.44	3.98%
61 - 90	57	0.16%	2,438,103	0.18%	1,321,890	0.25%	30,416	556	34.36	3.63%
91 - 120	8	0.02%	320,577	0.02%	191,177	0.04%	26,468	522	35.27	5.54%
121+	15	0.04%	514,376	0.04%	333,306	0.06%	29,356	546	36.47	4.51%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,262	79.35%	1,061,417,960	76.88%	417,965,621	78.18%	20,983	736	31.43	2.04%
Stated, verified to Level 3²	1,042	2.93%	39,040,088	2.83%	18,845,347	3.53%	23,623	607	35.97	3.00%
NA	6,313	17.72%	280,193,287	20.29%	97,790,955	18.29%	22,092	117	25.25	4.66%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,262	79.35%	1,061,417,960	76.88%	417,965,621	78.18%	20,983	736	31.43	2.04%
Stated, verified but not Level 4 or 5	1,037	2.91%	38,901,905	2.82%	18,785,929	3.51%	23,647	608	35.98	3.00%
Stated, verified to Level 4³	3	0.01%	88,011	0.01%	36,820	0.01%	18,746	556	34.32	4.32%
Stated, verified to Level 5³	2	0.01%	50,172	0.00%	22,599	0.00%	11,430	345	32.23	1.78%
NA	6,313	17.72%	280,193,287	20.29%	97,790,955	18.29%	22,092	117	25.25	4.66%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	29,069	81.62%	1,092,944,129	79.16%	433,915,424	81.17%	21,119	730	31.64	2.08%
5.00 - 9.99%	1	0.00%	88,134	0.01%	9,793	0.00%	9,793	825	4.00	0.00%
10.00 - 14.99%	-	-	-	-	-	-	-	-	-	-
15.00 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	6,547	18.38%	287,619,072	20.83%	100,676,707	18.83%	21,969	136	25.40	4.58%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	188	0.53%	1,239,332	0.09%	354,737	0.07%	4,257	654	23.09	5.45%
25.00 - 49.99%	1,090	3.06%	20,669,872	1.50%	6,258,304	1.17%	8,722	670	25.07	3.87%
50.00 - 74.99%	4,862	13.65%	142,350,155	10.31%	49,127,038	9.19%	13,995	681	27.41	2.61%
75.00 - 99.99%	13,505	37.92%	522,093,205	37.81%	191,172,844	35.76%	19,186	618	28.78	2.56%
100.00 - 109.99%	6,766	19.00%	302,157,386	21.89%	116,744,798	21.84%	23,249	581	30.05	2.57%
110.00 - 119.99%	4,560	12.80%	201,143,984	14.57%	82,924,694	15.51%	24,366	599	32.23	2.38%
120.00 - 129.99%	2,510	7.05%	107,602,430	7.79%	48,967,731	9.16%	25,657	638	34.70	2.37%
130.00 - 139.99%	1,317	3.70%	54,028,487	3.91%	25,607,205	4.79%	25,952	653	35.83	2.57%
140.00%+	819	2.30%	29,366,482	2.13%	13,444,572	2.51%	22,952	666	35.23	3.14%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	633	1.78%	23,858,087	1.73%	9,656,167	1.81%	21,321	616	31.51	2.71%
Alaska	47	0.13%	1,729,820	0.13%	714,389	0.13%	21,684	602	31.52	2.95%
Arizona	537	1.51%	22,925,676	1.66%	8,650,650	1.62%	22,557	579	29.96	2.55%
Arkansas	378	1.06%	14,852,421	1.08%	6,180,560	1.16%	22,527	657	32.72	2.16%
California	3,447	9.68%	139,667,660	10.12%	52,031,451	9.73%	21,619	566	28.89	2.82%
Colorado	428	1.20%	18,563,032	1.34%	6,888,810	1.29%	22,370	603	29.61	2.44%
Connecticut	319	0.90%	11,429,866	0.83%	4,143,785	0.78%	18,732	532	27.87	3.02%
Delaware	119	0.33%	4,077,957	0.30%	1,459,707	0.27%	18,183	692	29.23	3.14%
Florida	2,630	7.38%	98,577,987	7.14%	39,746,904	7.43%	21,601	569	31.09	3.47%
Georgia	1,218	3.42%	49,572,375	3.59%	20,021,200	3.75%	22,393	610	31.80	2.78%
Hawaii	69	0.19%	2,688,829	0.19%	986,805	0.18%	19,337	565	29.25	2.64%
Idaho	127	0.36%	5,382,196	0.39%	2,186,303	0.41%	23,985	564	31.20	2.83%
Illinois	1,368	3.84%	50,247,968	3.64%	18,330,865	3.43%	19,299	632	29.23	2.36%
Indiana	653	1.83%	23,670,307	1.71%	9,219,578	1.72%	19,687	666	30.96	2.10%
Iowa	303	0.85%	11,297,454	0.82%	4,379,216	0.82%	19,955	675	30.89	1.65%
Kansas	358	1.01%	14,342,782	1.04%	5,481,251	1.03%	20,594	662	30.26	2.06%
Kentucky	435	1.22%	15,659,799	1.13%	6,052,903	1.13%	20,139	679	31.14	2.50%
Louisiana	783	2.20%	34,329,686	2.49%	13,977,296	2.61%	23,822	654	31.67	1.90%
Maine	178	0.50%	6,875,417	0.50%	3,043,865	0.57%	21,877	589	32.89	2.35%
Maryland	673	1.89%	25,896,433	1.88%	10,042,928	1.88%	21,417	551	30.04	3.30%
Massachusetts	546	1.53%	20,589,365	1.49%	7,849,696	1.47%	20,471	460	28.95	3.22%
Michigan	1,722	4.83%	54,942,703	3.98%	19,451,536	3.64%	15,859	694	27.27	1.82%
Minnesota	498	1.40%	18,303,090	1.33%	6,571,882	1.23%	18,364	674	28.98	2.56%
Mississippi	359	1.01%	14,973,463	1.08%	6,097,599	1.14%	22,282	655	31.92	2.07%
Missouri	862	2.42%	31,057,102	2.25%	12,352,361	2.31%	19,604	660	31.41	2.10%
Montana	123	0.35%	5,078,374	0.37%	2,041,723	0.38%	22,352	635	31.05	2.77%
Nebraska	284	0.80%	10,624,471	0.77%	3,998,271	0.75%	18,988	665	29.06	2.22%
Nevada	334	0.94%	13,663,377	0.99%	5,342,779	1.00%	21,959	642	30.34	2.68%
New Hampshire	186	0.52%	6,765,731	0.49%	2,761,097	0.52%	21,580	549	30.86	3.29%
New Jersey	895	2.51%	31,329,994	2.27%	10,972,156	2.05%	18,483	536	27.77	3.32%
New Mexico	237	0.67%	10,126,398	0.73%	4,082,910	0.76%	23,673	633	30.92	3.02%
New York	1,040	2.92%	37,423,012	2.71%	13,581,708	2.54%	18,755	585	28.37	2.75%
North Carolina	1,074	3.02%	40,600,719	2.94%	16,125,865	3.02%	21,681	581	31.52	3.00%
North Dakota	65	0.18%	2,638,424	0.19%	1,015,095	0.19%	22,295	632	30.69	2.64%
Ohio	1,511	4.24%	50,686,551	3.67%	19,369,408	3.62%	18,428	661	30.64	2.14%
Oklahoma	558	1.57%	22,903,123	1.66%	9,119,907	1.71%	22,938	660	31.54	2.37%
Oregon	256	0.72%	10,609,097	0.77%	3,962,103	0.74%	22,640	483	29.39	4.01%
Pennsylvania	1,226	3.44%	42,610,401	3.09%	15,573,343	2.91%	18,536	620	29.18	2.47%
Rhode Island	76	0.21%	2,936,782	0.21%	1,161,722	0.22%	20,051	456	30.34	3.16%
South Carolina	432	1.21%	17,281,793	1.25%	6,872,741	1.29%	22,073	622	31.92	2.39%
South Dakota	105	0.29%	3,842,608	0.28%	1,456,138	0.27%	20,754	668	29.28	2.04%
Tennessee	692	1.94%	27,627,359	2.00%	11,041,456	2.07%	21,716	645	31.13	1.84%
Texas	5,405	15.18%	235,766,880	17.08%	94,947,916	17.76%	23,735	660	31.81	2.25%
Utah	184	0.52%	8,613,702	0.62%	3,219,400	0.60%	24,563	565	29.31	2.21%
Vermont	141	0.40%	5,361,109	0.39%	2,247,392	0.42%	21,380	583	32.23	2.55%
Virginia	906	2.54%	34,217,195	2.48%	13,138,859	2.46%	20,248	587	30.10	2.98%
Washington	276	0.77%	12,381,051	0.90%	4,663,416	0.87%	23,126	562	28.91	2.78%
West Virginia	207	0.58%	8,025,407	0.58%	3,353,922	0.63%	21,242	660	32.61	1.71%
Wisconsin	565	1.59%	20,468,816	1.48%	7,607,107	1.42%	19,260	661	30.08	2.05%
Wyoming	68	0.19%	2,952,058	0.21%	1,186,821	0.22%	22,892	659	31.74	2.17%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	59,103	0.00%	24,324	0.00%	24,324	857	40.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	14	0.04%	546,324	0.04%	216,635	0.04%	17,736	482	29.09	4.21%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	65	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	29,556	82.98%	1,228,416,504	88.97%	472,806,331	88.44%	22,137	614	30.47	2.24%
Used	5,996	16.83%	152,234,830	11.03%	61,795,592	11.56%	14,708	650	30.42	4.94%
NA	65	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	4,864	13.66%	131,960,719	9.56%	52,586,832	9.84%	15,518	673	32.15	2.53%
Truck	15,886	44.60%	692,559,379	50.16%	275,395,650	51.51%	23,274	536	30.44	3.20%
SUV	14,802	41.56%	556,131,237	40.28%	206,619,442	38.65%	20,085	713	30.07	1.70%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	65	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	32,526	91.32%	1,246,022,337	90.25%	492,599,601	92.14%	21,250	609	30.88	2.62%
Ford: Lincoln	3,026	8.50%	134,628,998	9.75%	42,002,323	7.86%	21,616	726	25.60	1.76%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	65	0.18%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	35,617	100.00%	1,380,651,335	100.00%	534,601,924	100.00%	21,279	618	30.46	2.55%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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