StratMaker (145429)

Ford Credit Auto Owner Trust 2022-B

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

92.02% / 7.98%

Total Original # of Loans

32,110

WA Loan to Value (LTV)

74.75%

Total Original Loan Amount (OLA)

$ 1,354,255,001

WA Payment to Income (PTI)

7.06%

Weighted Average (WA) OLA

$ 49,672

WA FICO (non-zero)

621

Rep. Period Beginning Loan Amount

$ 917,626,737

WA Remaining Term (RT)

47.78

Rep. Period Ending Loan Amount (ELA)

$ 884,018,237

WA Original APR

2.85%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

32,110

Total Original Loan Amount (OLA)

$ 1,354,255,001

Weighted Average (WA) OLA

$ 49,672

Rep. Period Beginning Loan Amount

$ 917,626,737

Rep. Period Ending Loan Amount (ELA)

$ 884,018,237

As % of Reporting Period ELA:

New % / Used %

92.02% / 7.98%

WA Loan to Value (LTV)

74.75%

WA Payment to Income (PTI)

7.06%

WA FICO (non-zero)

621

WA Remaining Term (RT)

47.78

WA Original APR

2.85%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	15	0.05%	47,499	0.00%	19,690	0.00%	2,625	688	24.19	5.16%
$5,000 - $9,999	203	0.63%	1,673,601	0.12%	932,662	0.11%	5,593	688	31.71	3.83%
$10,000 - $14,999	819	2.55%	10,558,237	0.78%	5,868,847	0.66%	8,830	687	35.78	3.47%
$15,000 - $19,999	1,594	4.96%	28,249,498	2.09%	15,874,824	1.80%	12,201	680	39.54	3.11%
$20,000 - $24,999	2,463	7.67%	55,575,760	4.10%	31,464,104	3.56%	15,738	688	41.85	2.71%
$25,000 - $29,999	3,228	10.05%	89,075,659	6.58%	52,074,449	5.89%	19,333	670	43.65	2.57%
$30,000 - $39,999	8,013	24.95%	280,066,376	20.68%	171,823,267	19.44%	25,361	651	46.22	2.61%
$40,000 - $49,999	6,458	20.11%	288,726,439	21.32%	187,780,025	21.24%	33,081	624	47.83	2.58%
$50,000 - $59,999	4,197	13.07%	228,685,818	16.89%	154,409,392	17.47%	40,778	602	48.97	2.65%
$60,000 - $69,999	2,636	8.21%	169,805,894	12.54%	118,375,185	13.39%	48,900	575	49.56	2.94%
$70,000 - $79,999	1,377	4.29%	102,559,882	7.57%	73,724,949	8.34%	57,334	548	50.38	3.33%
$80,000 - $89,999	671	2.09%	56,562,582	4.18%	41,017,776	4.64%	65,782	546	51.94	3.67%
$90,000 - $99,999	309	0.96%	29,202,880	2.16%	21,343,614	2.41%	74,538	502	52.66	4.65%
Over $100,000	127	0.40%	13,464,875	0.99%	9,309,452	1.05%	77,506	599	49.59	4.80%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,832	8.82%	87,406,581	6.45%	5,698,787	0.64%	3,377	686	10.72	2.35%
$5,000 - $9,999	2,415	7.52%	67,903,676	5.01%	18,124,476	2.05%	7,783	676	21.68	2.50%
$10,000 - $14,999	2,747	8.55%	73,720,382	5.44%	34,606,789	3.91%	12,765	679	32.50	2.56%
$15,000 - $19,999	3,454	10.76%	103,932,045	7.67%	60,779,080	6.88%	17,711	680	38.90	2.18%
$20,000 - $24,999	3,844	11.97%	133,125,347	9.83%	86,449,516	9.78%	22,581	664	42.93	2.25%
$25,000 - $29,999	3,806	11.85%	149,792,554	11.06%	104,628,248	11.84%	27,567	645	46.10	2.38%
$30,000 - $39,999	6,103	19.01%	284,877,916	21.04%	211,558,877	23.93%	34,903	622	49.33	2.64%
$40,000 - $49,999	3,578	11.14%	205,044,346	15.14%	159,393,975	18.03%	44,726	588	51.56	2.92%
$50,000 - $59,999	1,874	5.84%	126,778,557	9.36%	102,075,102	11.55%	54,618	559	53.78	3.30%
$60,000 - $69,999	925	2.88%	72,628,214	5.36%	59,536,719	6.73%	64,490	530	54.67	3.93%
$70,000 - $79,999	372	1.16%	33,174,777	2.45%	27,620,403	3.12%	74,359	507	56.44	4.50%
$80,000 - $89,999	151	0.47%	14,953,739	1.10%	12,730,538	1.44%	84,392	546	59.16	5.82%
$90,000 - $99,999	9	0.03%	916,868	0.07%	815,726	0.09%	90,641	413	62.14	6.91%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	32,107	99.99%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	18,718	58.29%	765,913,382	56.56%	475,555,937	53.79%	34,407	710	44.68	0.65%
2.50 - 4.99%	6,840	21.30%	292,714,045	21.61%	203,513,172	23.02%	40,411	560	51.64	3.95%
5.00 - 7.49%	4,694	14.62%	221,577,217	16.36%	153,343,056	17.35%	45,014	427	50.99	6.14%
7.50 - 9.99%	1,426	4.44%	60,434,056	4.46%	42,188,400	4.77%	43,117	466	51.99	8.35%
10.00 - 12.49%	287	0.89%	9,870,396	0.73%	6,746,531	0.76%	37,480	489	49.30	10.96%
12.50 - 14.99%	83	0.26%	2,195,848	0.16%	1,566,812	0.18%	31,120	525	51.29	13.45%
15.00 - 17.49%	43	0.13%	1,041,208	0.08%	752,641	0.09%	27,450	497	50.32	16.22%
17.50 - 19.99%	17	0.05%	481,956	0.04%	329,456	0.04%	43,056	421	52.61	18.48%
20.00 - 22.49%	2	0.01%	26,895	0.00%	22,233	0.00%	11,137	577	46.22	20.50%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	219	0.68%	10,420,162	0.77%	7,187,015	0.81%	42,523	457	42.58	4.81%
500 - 549	468	1.46%	20,005,043	1.48%	14,160,883	1.60%	38,566	530	45.87	4.59%
550 - 599	1,335	4.16%	55,668,058	4.11%	39,161,752	4.43%	38,031	577	48.42	4.40%
600 - 649	2,332	7.26%	94,451,935	6.97%	66,368,315	7.51%	37,702	627	53.54	4.52%
650 - 699	3,926	12.23%	168,717,727	12.46%	115,879,629	13.11%	40,153	676	53.35	3.65%
700 - 749	4,701	14.64%	204,195,341	15.08%	133,613,630	15.11%	39,253	725	50.37	2.51%
750 - 799	5,217	16.25%	214,357,921	15.83%	134,969,124	15.27%	36,283	775	46.98	1.70%
800+	9,069	28.24%	355,105,452	26.22%	215,002,593	24.32%	33,432	837	44.14	1.21%
NA	4,843	15.08%	231,333,362	17.08%	157,675,297	17.84%	43,247	41	44.97	4.46%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.02%	68,419	0.01%	31,373	0.00%	17,994	19	8.46	5.25%
25 - 36	69	0.21%	1,655,858	0.12%	782,301	0.09%	19,253	503	14.07	2.80%
37 - 48	2,712	8.45%	96,134,908	7.10%	54,616,628	6.18%	28,432	624	23.23	1.14%
49 - 60	2,128	6.63%	77,411,772	5.72%	49,489,579	5.60%	32,089	555	34.02	2.45%
61 - 72	11,100	34.57%	460,356,393	33.99%	306,502,818	34.67%	37,706	536	44.76	2.60%
73+	16,096	50.13%	718,627,651	53.06%	472,595,539	53.46%	40,058	666	54.08	3.25%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	696	2.17%	26,694,756	1.97%	1,792	0.00%	384	541	5.98	1.25%
1 - 12	2,557	7.96%	91,410,712	6.75%	11,052,726	1.25%	7,305	628	8.67	2.06%
13 - 24	3,183	9.91%	112,670,421	8.32%	44,987,050	5.09%	20,349	624	20.05	1.88%
25 - 36	4,226	13.16%	162,192,286	11.98%	93,783,158	10.61%	27,995	606	30.39	2.06%
37 - 48	9,381	29.22%	394,218,079	29.11%	271,830,381	30.75%	34,792	597	43.80	2.15%
49 - 60	8,837	27.52%	407,884,997	30.12%	323,650,226	36.61%	42,626	612	54.20	3.00%
61 - 72	2,971	9.25%	145,911,235	10.77%	126,764,525	14.34%	48,540	635	63.52	4.77%
73+	259	0.81%	13,272,516	0.98%	11,948,380	1.35%	51,627	712	74.47	5.17%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	30,280	94.30%	1,271,898,235	93.92%	823,515,113	93.16%	37,718	615	47.47	2.76%
1 - 15	1,211	3.77%	54,776,549	4.04%	39,757,541	4.50%	42,503	593	51.86	4.05%
16 - 30	408	1.27%	18,323,225	1.35%	13,553,123	1.53%	43,536	572	52.84	4.11%
31 - 60	182	0.57%	8,037,055	0.59%	6,229,814	0.70%	42,850	508	51.92	4.82%
61 - 90	27	0.08%	1,123,956	0.08%	881,861	0.10%	37,651	520	52.17	5.53%
91 - 120	2	0.01%	95,982	0.01%	80,786	0.01%	47,541	212	48.13	6.98%
121+	-	-	-	-	-	-	-	-	-	-
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	25,774	80.27%	1,049,237,058	77.48%	673,792,331	76.22%	36,538	743	48.57	2.37%
Stated, verified to Level 3²	860	2.68%	34,692,195	2.56%	25,162,921	2.85%	38,315	625	53.84	4.42%
NA	5,476	17.05%	270,325,748	19.96%	185,062,986	20.93%	43,563	134	44.10	4.39%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	25,774	80.27%	1,049,237,058	77.48%	673,792,331	76.22%	36,538	743	48.57	2.37%
Stated, verified but not Level 4 or 5	845	2.63%	33,985,329	2.51%	24,652,009	2.79%	38,239	625	53.85	4.42%
Stated, verified to Level 4³	10	0.03%	466,071	0.03%	339,745	0.04%	43,833	617	52.36	3.98%
Stated, verified to Level 5³	5	0.02%	240,795	0.02%	171,167	0.02%	38,268	609	55.93	4.54%
NA	5,476	17.05%	270,325,748	19.96%	185,062,986	20.93%	43,563	134	44.10	4.39%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,452	20.09%	234,517,313	17.32%	147,823,293	16.72%	33,757	759	47.22	2.02%
5.00 - 9.99%	11,681	36.38%	477,331,938	35.25%	306,072,802	34.62%	36,329	739	49.09	2.37%
10.00 - 14.99%	5,678	17.68%	248,496,577	18.35%	163,876,020	18.54%	38,819	726	49.92	2.76%
15.00 - 19.99%	1,818	5.66%	80,708,566	5.96%	53,548,640	6.06%	38,611	720	49.20	3.07%
20.00 - 24.99%	491	1.53%	22,478,005	1.66%	14,826,317	1.68%	40,145	735	47.25	3.05%
25.00 - 29.99%	129	0.40%	5,865,058	0.43%	3,530,014	0.40%	35,194	760	39.21	2.00%
30.00 - 39.99%	74	0.23%	3,196,806	0.24%	1,922,580	0.22%	35,604	778	40.54	2.13%
40.00 - 49.99%	17	0.05%	661,292	0.05%	365,401	0.04%	28,504	790	34.56	0.54%
50.00 - 59.99%	9	0.03%	320,510	0.02%	200,072	0.02%	32,623	804	37.09	1.25%
60.00 - 69.99%	5	0.02%	213,961	0.02%	146,216	0.02%	31,621	758	37.35	1.56%
70.00 - 79.99%	1	0.00%	37,689	0.00%	26,327	0.00%	26,327	796	47.00	6.19%
80.00 - 89.99%	2	0.01%	67,029	0.00%	37,480	0.00%	37,480	740	51.00	0.00%
90.00 - 99.99%	1	0.00%	25,233	0.00%	18,770	0.00%	18,770	847	44.00	1.90%
100.00%+	9	0.03%	387,946	0.03%	249,372	0.03%	35,512	806	47.19	0.72%
NA	5,743	17.89%	279,947,080	20.67%	191,374,935	21.65%	43,296	154	44.20	4.31%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	184	0.57%	1,848,471	0.14%	1,070,428	0.12%	7,767	779	31.92	1.82%
25.00 - 49.99%	1,691	5.27%	33,020,277	2.44%	20,727,066	2.34%	15,562	722	38.45	1.76%
50.00 - 74.99%	4,724	14.71%	142,503,935	10.52%	89,891,891	10.17%	24,454	686	43.26	2.02%
75.00 - 99.99%	10,615	33.06%	432,176,925	31.91%	267,453,086	30.25%	33,466	633	46.07	2.58%
100.00 - 109.99%	6,031	18.78%	287,078,452	21.20%	184,680,727	20.89%	39,897	578	47.67	2.94%
110.00 - 119.99%	4,767	14.85%	244,477,111	18.05%	169,245,027	19.14%	44,824	563	50.04	3.17%
120.00 - 129.99%	2,528	7.87%	134,151,149	9.91%	95,237,768	10.77%	47,718	595	52.07	3.41%
130.00 - 139.99%	1,047	3.26%	53,906,113	3.98%	38,360,717	4.34%	48,651	632	53.60	3.66%
140.00%+	523	1.63%	25,092,568	1.85%	17,351,527	1.96%	46,104	643	52.46	3.89%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	553	1.72%	23,348,480	1.72%	16,322,037	1.85%	39,604	638	51.81	3.10%
Alaska	83	0.26%	3,572,358	0.26%	2,255,671	0.26%	36,235	706	44.98	2.16%
Arizona	577	1.80%	25,743,946	1.90%	16,269,799	1.84%	38,529	614	47.11	2.84%
Arkansas	331	1.03%	14,372,494	1.06%	9,837,186	1.11%	38,327	650	50.55	2.67%
California	3,229	10.06%	145,148,130	10.72%	95,681,567	10.82%	40,695	592	48.39	2.87%
Colorado	483	1.50%	21,937,854	1.62%	14,126,717	1.60%	38,272	634	45.59	2.68%
Connecticut	279	0.87%	10,501,346	0.78%	6,557,309	0.74%	33,098	535	45.13	3.12%
Delaware	115	0.36%	4,670,111	0.34%	3,213,641	0.36%	38,190	560	48.74	3.05%
Florida	2,568	8.00%	107,782,408	7.96%	73,313,828	8.29%	39,118	572	49.26	3.34%
Georgia	1,032	3.21%	45,624,990	3.37%	29,976,836	3.39%	39,668	618	49.57	2.95%
Hawaii	63	0.20%	2,543,180	0.19%	1,843,843	0.21%	35,161	600	50.90	3.34%
Idaho	114	0.36%	5,143,599	0.38%	3,293,085	0.37%	37,292	606	46.14	1.85%
Illinois	1,018	3.17%	40,456,167	2.99%	24,416,261	2.76%	34,689	626	45.22	2.62%
Indiana	530	1.65%	20,892,292	1.54%	12,785,324	1.45%	33,938	659	46.45	2.21%
Iowa	308	0.96%	11,697,121	0.86%	7,330,463	0.83%	32,392	669	44.37	1.65%
Kansas	281	0.88%	12,232,199	0.90%	7,784,859	0.88%	37,473	672	47.62	2.10%
Kentucky	359	1.12%	13,190,421	0.97%	8,132,344	0.92%	32,743	663	46.20	2.83%
Louisiana	650	2.02%	29,482,108	2.18%	19,429,804	2.20%	39,819	638	49.20	2.70%
Maine	152	0.47%	6,379,970	0.47%	4,141,290	0.47%	36,035	549	45.57	3.14%
Maryland	624	1.94%	27,704,732	2.05%	18,199,768	2.06%	39,406	547	48.23	3.38%
Massachusetts	524	1.63%	21,118,018	1.56%	13,807,360	1.56%	36,709	460	45.34	3.40%
Michigan	1,336	4.16%	45,703,407	3.37%	28,233,962	3.19%	29,055	682	43.06	1.96%
Minnesota	461	1.44%	18,382,965	1.36%	11,963,626	1.35%	35,287	652	44.67	1.87%
Mississippi	354	1.10%	15,244,671	1.13%	9,890,329	1.12%	37,511	645	49.07	2.74%
Missouri	692	2.16%	26,404,191	1.95%	16,905,861	1.91%	33,894	654	47.40	2.35%
Montana	166	0.52%	7,387,992	0.55%	4,922,304	0.56%	39,816	605	47.02	2.33%
Nebraska	218	0.68%	8,915,320	0.66%	5,891,117	0.67%	35,836	644	45.59	1.50%
Nevada	340	1.06%	15,253,447	1.13%	9,970,763	1.13%	39,859	644	48.44	3.17%
New Hampshire	163	0.51%	6,438,661	0.48%	4,429,987	0.50%	37,960	549	47.83	3.97%
New Jersey	818	2.55%	32,059,783	2.37%	20,295,127	2.30%	36,261	518	45.13	3.63%
New Mexico	185	0.58%	8,327,657	0.61%	5,373,495	0.61%	38,941	640	48.69	3.01%
New York	1,146	3.57%	43,235,465	3.19%	27,486,475	3.11%	34,181	554	44.62	3.27%
North Carolina	1,043	3.25%	43,123,778	3.18%	28,732,818	3.25%	37,578	578	49.66	3.11%
North Dakota	83	0.26%	3,554,246	0.26%	2,534,590	0.29%	40,739	660	48.25	2.68%
Ohio	1,171	3.65%	43,278,739	3.20%	26,709,179	3.02%	32,731	638	46.24	2.54%
Oklahoma	439	1.37%	19,987,328	1.48%	13,294,903	1.50%	41,211	625	46.97	2.71%
Oregon	278	0.87%	12,233,021	0.90%	8,137,045	0.92%	38,487	535	45.20	3.07%
Pennsylvania	1,122	3.49%	42,292,554	3.12%	26,151,942	2.96%	33,790	591	44.29	2.53%
Rhode Island	67	0.21%	2,782,760	0.21%	1,648,801	0.19%	36,816	429	43.55	3.73%
South Carolina	543	1.69%	22,051,825	1.63%	14,683,973	1.66%	36,935	616	49.29	2.84%
South Dakota	113	0.35%	4,036,060	0.30%	2,625,088	0.30%	31,265	637	43.09	2.27%
Tennessee	578	1.80%	24,793,274	1.83%	16,488,421	1.87%	37,925	653	48.76	2.54%
Texas	4,728	14.72%	223,003,843	16.47%	150,587,076	17.03%	42,085	650	50.11	3.03%
Utah	172	0.54%	8,553,711	0.63%	5,587,679	0.63%	43,885	461	46.56	3.43%
Vermont	99	0.31%	3,703,199	0.27%	2,443,750	0.28%	33,265	594	46.83	3.14%
Virginia	827	2.58%	35,718,952	2.64%	22,843,400	2.58%	39,404	584	47.90	2.80%
Washington	310	0.97%	14,033,627	1.04%	8,696,623	0.98%	36,726	619	43.56	2.24%
West Virginia	179	0.56%	7,236,020	0.53%	4,620,138	0.52%	36,025	644	50.07	2.92%
Wisconsin	510	1.59%	19,003,721	1.40%	11,757,262	1.33%	32,441	678	44.70	1.82%
Wyoming	76	0.24%	3,273,597	0.24%	2,025,823	0.23%	34,440	680	45.51	2.22%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	17	0.05%	699,267	0.05%	367,688	0.04%	36,687	483	43.31	4.55%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	28,651	89.23%	1,246,039,770	92.01%	813,491,454	92.02%	38,423	621	47.85	2.61%
Used	3,456	10.76%	108,215,232	7.99%	70,526,783	7.98%	33,863	515	47.01	5.67%
NA	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	2,415	7.52%	71,570,299	5.28%	36,749,927	4.16%	27,134	676	45.61	3.24%
Truck	14,627	45.55%	704,013,720	51.99%	478,307,289	54.11%	42,411	537	48.61	3.21%
SUV	13,096	40.78%	513,993,331	37.95%	321,116,664	36.32%	34,130	701	46.72	2.27%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	1,972	6.14%	64,677,651	4.78%	47,844,357	5.41%	29,313	711	48.27	2.93%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	30,255	94.22%	1,271,387,994	93.88%	836,864,414	94.67%	38,049	608	48.24	2.88%
Ford: Lincoln	1,852	5.77%	82,867,008	6.12%	47,153,824	5.33%	38,242	692	39.72	2.35%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.01%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	32,110	100.00%	1,354,255,001	100.00%	884,018,237	100.00%	38,059	612	47.78	2.85%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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