StratMaker (145433)

Ford Credit Auto Owner Trust 2022-C

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

89.76% / 10.24%

Total Original # of Loans

48,858

WA Loan to Value (LTV)

79.83%

Total Original Loan Amount (OLA)

$ 2,084,839,447

WA Payment to Income (PTI)

7.43%

Weighted Average (WA) OLA

$ 51,055

WA FICO (non-zero)

642

Rep. Period Beginning Loan Amount

$ 1,524,345,934

WA Remaining Term (RT)

50.51

Rep. Period Ending Loan Amount (ELA)

$ 1,471,789,422

WA Original APR

3.30%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

48,858

Total Original Loan Amount (OLA)

$ 2,084,839,447

Weighted Average (WA) OLA

$ 51,055

Rep. Period Beginning Loan Amount

$ 1,524,345,934

Rep. Period Ending Loan Amount (ELA)

$ 1,471,789,422

As % of Reporting Period ELA:

New % / Used %

89.76% / 10.24%

WA Loan to Value (LTV)

79.83%

WA Payment to Income (PTI)

7.43%

WA FICO (non-zero)

642

WA Remaining Term (RT)

50.51

WA Original APR

3.30%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11	0.02%	45,476	0.00%	33,737	0.00%	3,485	652	27.73	5.62%
$5,000 - $9,999	378	0.77%	3,104,982	0.15%	1,863,145	0.13%	5,978	676	33.37	3.95%
$10,000 - $14,999	1,377	2.82%	17,505,247	0.84%	10,816,887	0.73%	9,442	700	37.84	3.66%
$15,000 - $19,999	2,450	5.01%	43,226,876	2.07%	26,503,274	1.80%	13,020	701	41.12	3.29%
$20,000 - $24,999	3,785	7.75%	85,540,391	4.10%	53,604,778	3.64%	16,843	696	44.48	3.09%
$25,000 - $29,999	5,086	10.41%	140,358,287	6.73%	88,035,954	5.98%	20,656	670	46.07	3.02%
$30,000 - $39,999	11,431	23.40%	399,753,477	19.17%	265,218,199	18.02%	26,938	665	48.29	2.96%
$40,000 - $49,999	9,571	19.59%	427,897,349	20.52%	295,870,323	20.10%	34,937	646	50.28	2.92%
$50,000 - $59,999	6,639	13.59%	362,460,541	17.39%	264,233,615	17.95%	43,588	630	51.88	3.06%
$60,000 - $69,999	3,899	7.98%	251,399,453	12.06%	189,018,265	12.84%	52,106	597	52.10	3.39%
$70,000 - $79,999	2,156	4.41%	160,388,840	7.69%	122,752,458	8.34%	60,796	596	52.82	3.70%
$80,000 - $89,999	1,073	2.20%	90,549,964	4.34%	71,166,020	4.84%	70,455	580	55.14	4.37%
$90,000 - $99,999	517	1.06%	48,702,844	2.34%	39,453,405	2.68%	80,405	569	56.86	4.99%
Over $100,000	485	0.99%	53,905,720	2.59%	43,219,361	2.94%	93,661	548	56.50	5.43%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,685	7.54%	113,005,993	5.42%	7,577,897	0.51%	3,454	702	11.40	2.42%
$5,000 - $9,999	3,287	6.73%	88,230,555	4.23%	24,601,716	1.67%	7,765	707	22.77	2.49%
$10,000 - $14,999	3,790	7.76%	97,238,075	4.66%	47,632,734	3.24%	12,734	701	33.54	2.58%
$15,000 - $19,999	4,861	9.95%	139,692,001	6.70%	85,445,469	5.81%	17,694	699	39.97	2.33%
$20,000 - $24,999	5,504	11.27%	182,214,513	8.74%	123,955,025	8.42%	22,613	682	44.41	2.49%
$25,000 - $29,999	5,538	11.33%	209,061,185	10.03%	152,106,091	10.33%	27,540	664	47.45	2.64%
$30,000 - $39,999	9,255	18.94%	414,815,534	19.90%	321,527,305	21.85%	34,979	648	50.82	2.89%
$40,000 - $49,999	6,055	12.39%	331,521,811	15.90%	270,355,541	18.37%	44,833	621	53.70	3.25%
$50,000 - $59,999	3,453	7.07%	222,673,517	10.68%	187,918,828	12.77%	54,571	600	55.49	3.69%
$60,000 - $69,999	1,777	3.64%	132,119,757	6.34%	114,432,384	7.78%	64,527	568	56.93	4.47%
$70,000 - $79,999	843	1.73%	71,551,198	3.43%	62,881,386	4.27%	74,701	559	59.02	5.01%
$80,000 - $89,999	444	0.91%	42,541,255	2.04%	37,628,553	2.56%	84,853	575	60.54	5.56%
$90,000 - $99,999	269	0.55%	28,766,043	1.38%	25,461,328	1.73%	94,736	520	59.73	5.74%
Over $100,000	97	0.20%	11,408,010	0.55%	10,265,166	0.70%	105,996	571	62.85	6.26%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	48,857	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	26,100	53.42%	1,060,716,376	50.88%	684,449,998	46.50%	35,538	727	44.64	0.71%
2.50 - 4.99%	11,514	23.57%	498,960,966	23.93%	377,965,115	25.68%	44,260	613	54.50	3.94%
5.00 - 7.49%	7,721	15.80%	378,976,959	18.18%	292,128,029	19.85%	51,412	486	55.99	6.17%
7.50 - 9.99%	2,623	5.37%	115,235,017	5.53%	92,486,191	6.28%	49,615	506	58.35	8.46%
10.00 - 12.49%	600	1.23%	21,861,317	1.05%	17,406,892	1.18%	45,529	532	58.34	11.15%
12.50 - 14.99%	187	0.38%	5,961,360	0.29%	4,662,589	0.32%	38,544	547	55.82	13.47%
15.00 - 17.49%	86	0.18%	2,479,156	0.12%	2,116,809	0.14%	35,131	537	58.19	16.03%
17.50 - 19.99%	25	0.05%	623,762	0.03%	552,280	0.04%	30,964	367	54.15	18.50%
20.00 - 22.49%	2	0.00%	24,533	0.00%	21,518	0.00%	13,299	385	48.40	20.51%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	354	0.72%	16,519,445	0.79%	12,602,157	0.86%	46,485	454	46.12	5.43%
500 - 549	832	1.70%	37,450,626	1.80%	29,398,358	2.00%	44,462	530	49.69	5.36%
550 - 599	2,138	4.38%	93,621,775	4.49%	72,699,169	4.94%	43,884	577	52.21	5.20%
600 - 649	3,849	7.88%	161,974,516	7.77%	122,497,104	8.32%	42,428	627	57.29	5.27%
650 - 699	6,019	12.32%	266,564,194	12.79%	197,283,461	13.40%	44,531	675	56.97	4.22%
700 - 749	7,359	15.06%	321,572,366	15.42%	225,482,769	15.32%	43,229	724	53.51	3.06%
750 - 799	8,105	16.59%	338,629,885	16.24%	229,379,649	15.59%	40,289	775	49.07	2.11%
800+	14,293	29.25%	562,195,170	26.97%	368,555,225	25.04%	36,327	837	45.82	1.55%
NA	5,909	12.09%	286,311,469	13.73%	213,891,532	14.53%	48,068	40	46.91	4.83%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	16	0.03%	331,150	0.02%	145,354	0.01%	15,386	439	6.58	4.37%
25 - 36	97	0.20%	2,626,153	0.13%	1,430,882	0.10%	25,902	444	18.98	3.20%
37 - 48	4,938	10.11%	176,699,951	8.48%	115,262,043	7.83%	33,141	656	26.12	1.37%
49 - 60	3,537	7.24%	131,740,595	6.32%	92,656,861	6.30%	36,486	571	36.99	2.82%
61 - 72	16,871	34.53%	708,337,028	33.98%	510,579,957	34.69%	41,352	549	47.67	2.96%
73+	23,399	47.89%	1,065,104,569	51.09%	751,714,326	51.07%	44,394	695	57.91	3.89%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	914	1.87%	35,922,249	1.72%	7,356	0.00%	1,046	630	2.29	3.65%
1 - 12	3,154	6.46%	111,794,417	5.36%	13,500,743	0.92%	7,217	661	8.70	2.02%
13 - 24	4,087	8.37%	143,882,838	6.90%	56,741,014	3.86%	20,225	666	20.00	1.65%
25 - 36	6,810	13.94%	255,272,973	12.24%	161,448,079	10.97%	31,552	638	30.23	1.92%
37 - 48	11,846	24.25%	492,806,451	23.64%	346,865,860	23.57%	35,718	630	43.74	2.08%
49 - 60	13,826	28.30%	632,383,372	30.33%	520,565,361	35.37%	44,699	605	54.22	3.26%
61 - 72	7,381	15.11%	364,769,344	17.50%	328,071,110	22.29%	52,054	660	65.14	5.36%
73+	840	1.72%	48,007,802	2.30%	44,589,900	3.03%	59,425	715	77.10	5.64%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	46,138	94.43%	1,959,584,671	93.99%	1,374,167,944	93.37%	41,570	637	50.14	3.18%
1 - 15	1,911	3.91%	88,327,271	4.24%	68,784,623	4.67%	47,315	590	55.45	4.74%
16 - 30	530	1.08%	24,147,636	1.16%	18,523,265	1.26%	46,276	571	56.08	5.43%
31 - 60	228	0.47%	10,412,815	0.50%	8,304,725	0.56%	47,765	509	55.74	5.88%
61 - 90	43	0.09%	2,009,094	0.10%	1,677,720	0.11%	45,780	567	58.56	6.50%
91 - 120	6	0.01%	225,872	0.01%	206,801	0.01%	36,566	494	57.59	6.51%
121+	2	0.00%	132,088	0.01%	124,344	0.01%	63,513	629	58.60	1.09%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1	0.00%	32,091	0.00%	24,175	0.00%	24,175	789	36.00	0.90%
Stated, not verified	40,473	82.84%	1,670,447,792	80.12%	1,157,599,052	78.65%	40,245	741	51.25	2.90%
Stated, verified to Level 3²	1,568	3.21%	64,873,481	3.11%	50,691,129	3.44%	42,337	623	57.63	5.21%
NA	6,816	13.95%	349,486,083	16.76%	263,475,066	17.90%	49,305	161	45.87	4.70%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	40,474	82.84%	1,670,479,883	80.13%	1,157,623,227	78.65%	40,244	741	51.25	2.90%
Stated, verified but not Level 4 or 5	1,545	3.16%	63,909,390	3.07%	49,895,302	3.39%	42,303	623	57.64	5.21%
Stated, verified to Level 4³	14	0.03%	582,525	0.03%	473,231	0.03%	40,266	587	56.93	4.65%
Stated, verified to Level 5³	9	0.02%	381,566	0.02%	322,597	0.02%	50,652	723	57.41	7.07%
NA	6,816	13.95%	349,486,083	16.76%	263,475,066	17.90%	49,305	161	45.87	4.70%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	10,119	20.71%	366,727,504	17.59%	248,250,551	16.87%	36,948	757	49.61	2.49%
5.00 - 9.99%	18,260	37.37%	759,696,934	36.44%	527,031,137	35.81%	40,101	737	51.96	2.86%
10.00 - 14.99%	9,018	18.46%	400,500,349	19.21%	285,509,030	19.40%	42,459	722	52.83	3.38%
15.00 - 19.99%	2,910	5.96%	132,428,382	6.35%	94,006,512	6.39%	43,008	714	51.63	3.70%
20.00 - 24.99%	838	1.72%	39,297,658	1.88%	28,440,503	1.93%	44,582	721	51.19	3.96%
25.00 - 29.99%	256	0.52%	11,928,899	0.57%	8,251,533	0.56%	42,051	744	45.43	3.17%
30.00 - 39.99%	120	0.25%	5,812,986	0.28%	3,858,792	0.26%	42,611	760	42.37	2.74%
40.00 - 49.99%	33	0.07%	1,479,102	0.07%	875,853	0.06%	39,389	755	37.15	2.75%
50.00 - 59.99%	16	0.03%	745,812	0.04%	511,451	0.03%	57,105	768	43.01	2.34%
60.00 - 69.99%	5	0.01%	122,985	0.01%	78,137	0.01%	17,137	804	35.71	1.43%
70.00 - 79.99%	3	0.01%	107,102	0.01%	69,695	0.00%	24,787	839	40.89	0.57%
80.00 - 89.99%	2	0.00%	60,022	0.00%	48,053	0.00%	25,462	806	52.07	3.14%
90.00 - 99.99%	6	0.01%	187,798	0.01%	98,471	0.01%	21,559	822	42.76	3.10%
100.00%+	10	0.02%	336,429	0.02%	250,048	0.02%	32,173	790	50.43	1.66%
NA	7,262	14.86%	365,407,483	17.53%	274,509,658	18.65%	48,795	186	45.99	4.60%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	370	0.76%	3,902,386	0.19%	2,533,566	0.17%	8,497	752	34.01	2.20%
25.00 - 49.99%	2,916	5.97%	56,793,551	2.72%	38,259,660	2.60%	16,780	742	39.89	1.99%
50.00 - 74.99%	7,605	15.57%	233,000,857	11.18%	158,165,389	10.75%	26,546	700	44.96	2.32%
75.00 - 99.99%	15,566	31.86%	641,493,904	30.77%	431,534,771	29.32%	36,442	650	48.52	2.90%
100.00 - 109.99%	8,791	17.99%	425,774,252	20.42%	297,174,338	20.19%	43,942	610	50.68	3.29%
110.00 - 119.99%	7,119	14.57%	372,362,336	17.86%	276,590,391	18.79%	49,375	582	52.51	3.74%
120.00 - 129.99%	3,901	7.98%	212,677,570	10.20%	161,501,965	10.97%	53,079	612	55.81	4.12%
130.00 - 139.99%	1,658	3.39%	90,582,023	4.34%	68,413,791	4.65%	54,669	637	56.82	4.48%
140.00%+	932	1.91%	48,252,567	2.31%	37,615,551	2.56%	56,064	673	58.11	4.69%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	884	1.81%	36,678,540	1.76%	26,891,931	1.83%	40,551	633	53.85	3.54%
Alaska	78	0.16%	3,673,377	0.18%	2,514,254	0.17%	42,031	724	48.31	2.35%
Arizona	749	1.53%	34,421,804	1.65%	24,260,556	1.65%	43,766	618	49.63	3.29%
Arkansas	477	0.98%	20,588,150	0.99%	14,885,067	1.01%	40,356	680	53.18	3.05%
California	5,084	10.41%	232,920,081	11.17%	167,283,775	11.37%	45,106	614	51.34	3.28%
Colorado	748	1.53%	35,159,786	1.69%	24,019,143	1.63%	43,467	628	48.11	3.16%
Connecticut	401	0.82%	15,631,631	0.75%	10,301,540	0.70%	38,360	552	46.66	3.55%
Delaware	145	0.30%	5,448,728	0.26%	3,537,272	0.24%	37,930	586	52.05	3.87%
Florida	3,810	7.80%	166,508,912	7.99%	121,581,704	8.26%	44,721	605	52.52	3.98%
Georgia	1,697	3.47%	76,579,611	3.67%	55,601,549	3.78%	44,182	633	53.00	3.58%
Hawaii	92	0.19%	4,126,797	0.20%	2,814,886	0.19%	40,545	563	50.71	3.40%
Idaho	164	0.34%	7,585,114	0.36%	5,349,681	0.36%	44,817	632	49.08	2.88%
Illinois	1,482	3.03%	57,373,359	2.75%	37,753,673	2.57%	37,965	628	47.30	3.03%
Indiana	745	1.52%	29,700,774	1.42%	19,437,595	1.32%	36,880	641	46.78	2.68%
Iowa	469	0.96%	17,608,324	0.84%	12,094,634	0.82%	36,376	698	46.68	1.88%
Kansas	429	0.88%	17,979,958	0.86%	12,044,432	0.82%	38,342	667	47.65	2.22%
Kentucky	548	1.12%	21,215,474	1.02%	14,876,222	1.01%	37,735	682	50.72	3.04%
Louisiana	944	1.93%	42,880,031	2.06%	30,442,541	2.07%	42,472	657	51.64	3.13%
Maine	206	0.42%	8,092,094	0.39%	5,726,857	0.39%	37,095	600	49.62	3.57%
Maryland	901	1.84%	39,168,178	1.88%	27,167,090	1.85%	42,449	594	50.47	3.39%
Massachusetts	794	1.63%	31,709,210	1.52%	22,540,323	1.53%	39,658	482	46.89	3.42%
Michigan	2,109	4.32%	73,486,344	3.52%	48,313,653	3.28%	32,464	696	45.00	2.37%
Minnesota	727	1.49%	28,594,543	1.37%	19,914,645	1.35%	38,476	664	46.72	2.41%
Mississippi	516	1.06%	23,177,139	1.11%	16,788,579	1.14%	42,308	657	51.62	2.88%
Missouri	1,166	2.39%	44,654,267	2.14%	30,940,424	2.10%	36,308	670	50.13	2.60%
Montana	227	0.46%	9,922,190	0.48%	6,745,059	0.46%	40,141	592	46.16	3.13%
Nebraska	381	0.78%	14,573,291	0.70%	9,876,378	0.67%	35,637	683	47.09	2.09%
Nevada	511	1.05%	22,497,582	1.08%	15,642,670	1.06%	41,592	663	52.82	4.01%
New Hampshire	262	0.54%	10,419,624	0.50%	7,134,036	0.48%	37,283	596	47.43	3.54%
New Jersey	1,234	2.53%	46,707,114	2.24%	33,174,980	2.25%	39,254	589	48.80	3.99%
New Mexico	281	0.58%	12,570,881	0.60%	9,277,537	0.63%	43,528	591	51.25	4.13%
New York	1,682	3.44%	62,813,342	3.01%	44,143,198	3.00%	37,385	618	47.90	3.68%
North Carolina	1,540	3.15%	63,294,858	3.04%	45,386,572	3.08%	40,559	620	52.69	3.62%
North Dakota	115	0.24%	4,348,377	0.21%	3,072,182	0.21%	36,377	704	48.32	3.03%
Ohio	1,728	3.54%	64,302,779	3.08%	43,835,397	2.98%	36,167	653	49.42	3.20%
Oklahoma	624	1.28%	27,981,856	1.34%	19,699,230	1.34%	42,545	630	49.02	3.10%
Oregon	407	0.83%	17,032,291	0.82%	11,713,143	0.80%	40,317	562	46.78	3.07%
Pennsylvania	1,719	3.52%	63,405,615	3.04%	43,324,270	2.94%	36,273	615	47.16	3.05%
Rhode Island	87	0.18%	3,550,556	0.17%	2,559,491	0.17%	44,882	457	51.19	4.13%
South Carolina	748	1.53%	31,401,807	1.51%	22,509,457	1.53%	40,423	637	51.60	3.39%
South Dakota	183	0.37%	7,047,757	0.34%	5,111,003	0.35%	38,762	690	47.31	2.78%
Tennessee	914	1.87%	39,481,405	1.89%	27,556,330	1.87%	42,381	651	51.07	3.04%
Texas	7,685	15.73%	373,014,636	17.89%	271,832,082	18.47%	46,711	662	52.94	3.51%
Utah	238	0.49%	12,340,157	0.59%	8,832,305	0.60%	48,267	516	49.57	3.62%
Vermont	161	0.33%	5,939,699	0.28%	4,222,165	0.29%	35,868	648	50.37	3.31%
Virginia	1,202	2.46%	53,120,075	2.55%	36,737,586	2.50%	42,397	612	50.38	3.21%
Washington	459	0.94%	21,149,395	1.01%	13,740,458	0.93%	41,512	600	44.79	2.43%
West Virginia	281	0.58%	11,527,498	0.55%	8,122,445	0.55%	40,493	639	51.85	3.17%
Wisconsin	695	1.42%	25,847,611	1.24%	16,676,594	1.13%	34,256	692	45.31	2.04%
Wyoming	91	0.19%	4,023,259	0.19%	2,635,597	0.18%	39,881	694	48.43	2.69%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	36	0.07%	1,475,052	0.07%	1,073,062	0.07%	41,503	605	55.43	3.99%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	88,513	0.00%	74,169	0.01%	74,169	756	30.00	1.90%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	42,705	87.41%	1,882,902,576	90.31%	1,321,035,151	89.76%	42,326	641	50.34	2.98%
Used	6,152	12.59%	201,936,871	9.69%	150,754,272	10.24%	38,542	564	52.00	6.11%
NA	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	3,533	7.23%	108,741,896	5.22%	63,533,667	4.32%	32,961	676	49.36	4.07%
Truck	21,189	43.37%	1,037,800,220	49.78%	758,399,701	51.53%	46,849	567	51.13	3.60%
SUV	20,892	42.76%	828,066,016	39.72%	564,083,277	38.33%	37,680	702	49.66	2.82%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,244	6.64%	110,231,314	5.29%	85,772,778	5.83%	33,178	729	51.38	3.26%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	45,789	93.72%	1,944,103,612	93.25%	1,380,271,170	93.78%	41,720	628	50.98	3.33%
Ford: Lincoln	3,068	6.28%	140,735,835	6.75%	91,518,253	6.22%	45,236	703	43.42	2.84%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	0	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	48,858	100.00%	2,084,839,447	100.00%	1,471,789,422	100.00%	41,938	633	50.51	3.30%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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