StratMaker (145437)

Ford Credit Auto Owner Trust 2022-D

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

88.02% / 11.98%

Total Original # of Loans

43,721

WA Loan to Value (LTV)

82.47%

Total Original Loan Amount (OLA)

$ 1,875,426,082

WA Payment to Income (PTI)

7.25%

Weighted Average (WA) OLA

$ 51,364

WA FICO (non-zero)

626

Rep. Period Beginning Loan Amount

$ 1,374,340,640

WA Remaining Term (RT)

52.25

Rep. Period Ending Loan Amount (ELA)

$ 1,329,447,085

WA Original APR

3.80%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

43,721

Total Original Loan Amount (OLA)

$ 1,875,426,082

Weighted Average (WA) OLA

$ 51,364

Rep. Period Beginning Loan Amount

$ 1,374,340,640

Rep. Period Ending Loan Amount (ELA)

$ 1,329,447,085

As % of Reporting Period ELA:

New % / Used %

88.02% / 11.98%

WA Loan to Value (LTV)

82.47%

WA Payment to Income (PTI)

7.25%

WA FICO (non-zero)

626

WA Remaining Term (RT)

52.25

WA Original APR

3.80%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9	0.02%	36,907	0.00%	25,399	0.00%	3,634	772	37.99	6.35%
$5,000 - $9,999	294	0.67%	2,409,131	0.13%	1,436,941	0.11%	6,255	715	34.24	3.93%
$10,000 - $14,999	1,143	2.61%	14,500,652	0.77%	8,981,858	0.68%	9,771	687	39.20	4.02%
$15,000 - $19,999	2,202	5.04%	38,970,898	2.08%	23,627,049	1.78%	13,474	686	42.97	4.04%
$20,000 - $24,999	3,432	7.85%	77,535,511	4.13%	46,952,699	3.53%	17,269	678	45.22	3.55%
$25,000 - $29,999	4,597	10.51%	126,668,421	6.75%	77,964,612	5.86%	21,130	679	47.29	3.39%
$30,000 - $39,999	10,273	23.50%	359,358,438	19.16%	235,107,120	17.68%	27,591	653	49.47	3.38%
$40,000 - $49,999	8,314	19.02%	371,765,610	19.82%	255,501,045	19.22%	35,881	633	51.52	3.33%
$50,000 - $59,999	5,936	13.58%	324,006,799	17.28%	237,574,463	17.87%	44,971	600	53.53	3.58%
$60,000 - $69,999	3,635	8.31%	234,624,982	12.51%	180,856,429	13.60%	54,319	586	54.77	3.96%
$70,000 - $79,999	1,941	4.44%	144,459,134	7.70%	112,843,383	8.49%	63,050	573	55.08	4.24%
$80,000 - $89,999	1,033	2.36%	87,184,071	4.65%	70,492,596	5.30%	73,017	556	56.59	4.86%
$90,000 - $99,999	451	1.03%	42,606,447	2.27%	35,577,508	2.68%	83,377	574	58.88	5.49%
Over $100,000	461	1.05%	51,299,079	2.74%	42,505,984	3.20%	97,669	544	59.18	5.95%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,936	9.00%	121,149,393	6.46%	8,112,717	0.61%	3,393	686	10.38	2.42%
$5,000 - $9,999	3,406	7.79%	98,904,215	5.27%	25,519,122	1.92%	7,767	694	21.20	2.42%
$10,000 - $14,999	3,442	7.87%	96,450,477	5.14%	43,306,136	3.26%	12,752	680	32.19	2.80%
$15,000 - $19,999	4,007	9.16%	118,002,428	6.29%	70,305,381	5.29%	17,659	686	40.07	2.67%
$20,000 - $24,999	4,524	10.35%	150,419,507	8.02%	102,089,092	7.68%	22,656	671	44.73	2.77%
$25,000 - $29,999	4,443	10.16%	166,829,512	8.90%	122,150,569	9.19%	27,569	660	48.29	2.92%
$30,000 - $39,999	7,629	17.45%	333,817,194	17.80%	264,649,088	19.91%	34,930	639	52.28	3.34%
$40,000 - $49,999	5,233	11.97%	276,869,343	14.76%	233,904,353	17.59%	44,878	604	55.31	3.72%
$50,000 - $59,999	3,367	7.70%	209,682,706	11.18%	183,863,274	13.83%	54,757	580	58.00	4.28%
$60,000 - $69,999	1,868	4.27%	134,070,294	7.15%	120,478,298	9.06%	64,620	565	59.55	4.82%
$70,000 - $79,999	932	2.13%	75,933,293	4.05%	69,336,400	5.22%	74,504	553	60.31	5.28%
$80,000 - $89,999	487	1.11%	44,717,785	2.38%	41,120,933	3.09%	84,533	537	61.50	5.93%
$90,000 - $99,999	278	0.64%	28,821,374	1.54%	26,333,776	1.98%	94,807	560	63.32	6.16%
Over $100,000	169	0.39%	19,758,560	1.05%	18,277,948	1.37%	108,454	509	63.93	6.80%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	20,554	47.01%	824,908,114	43.99%	498,883,274	37.53%	34,623	721	43.21	0.72%
2.50 - 4.99%	11,583	26.49%	505,006,714	26.93%	395,206,233	29.73%	46,226	625	56.26	3.89%
5.00 - 7.49%	7,676	17.56%	377,762,650	20.14%	295,173,893	22.20%	52,964	489	58.03	6.25%
7.50 - 9.99%	2,864	6.55%	130,597,843	6.96%	108,315,907	8.15%	53,118	476	60.86	8.45%
10.00 - 12.49%	641	1.47%	24,268,129	1.29%	20,594,504	1.55%	49,641	523	61.18	11.11%
12.50 - 14.99%	257	0.59%	8,736,029	0.47%	7,703,060	0.58%	43,657	534	61.86	13.42%
15.00 - 17.49%	97	0.22%	2,746,810	0.15%	2,320,680	0.17%	35,322	516	59.76	16.17%
17.50 - 19.99%	42	0.10%	1,254,232	0.07%	1,127,838	0.08%	38,785	507	57.49	18.50%
20.00 - 22.49%	6	0.01%	120,697	0.01%	97,238	0.01%	19,144	328	43.68	20.64%
22.50 - 24.99%	1	0.00%	24,863	0.00%	24,457	0.00%	24,457	597	57.00	23.64%
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	346	0.79%	17,231,240	0.92%	13,927,708	1.05%	50,976	456	48.05	5.40%
500 - 549	811	1.85%	37,645,637	2.01%	29,868,056	2.25%	48,322	528	50.77	5.63%
550 - 599	2,050	4.69%	90,023,025	4.80%	70,546,302	5.31%	44,792	577	52.87	5.43%
600 - 649	3,354	7.67%	139,789,145	7.45%	107,576,288	8.09%	44,321	628	59.30	5.77%
650 - 699	5,259	12.03%	234,421,606	12.50%	175,381,264	13.19%	46,840	676	58.91	4.72%
700 - 749	6,291	14.39%	276,638,791	14.75%	193,287,293	14.54%	45,105	725	55.32	3.50%
750 - 799	7,072	16.18%	295,656,197	15.76%	200,087,327	15.05%	41,800	775	51.00	2.61%
800+	12,424	28.42%	487,508,788	25.99%	317,732,261	23.90%	37,773	838	47.30	1.96%
NA	6,114	13.98%	296,511,654	15.81%	221,040,587	16.63%	49,928	42	49.35	5.22%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	11	0.03%	276,875	0.01%	117,674	0.01%	15,885	462	6.95	4.56%
25 - 36	86	0.20%	2,357,660	0.13%	1,362,042	0.10%	25,769	498	20.25	3.16%
37 - 48	3,975	9.09%	143,858,134	7.67%	98,713,082	7.43%	36,094	643	27.99	1.58%
49 - 60	3,052	6.98%	116,331,586	6.20%	84,694,598	6.37%	39,308	567	38.78	3.25%
61 - 72	15,417	35.26%	649,603,377	34.64%	464,109,363	34.91%	42,930	531	49.09	3.48%
73+	21,180	48.44%	962,998,451	51.35%	680,450,327	51.18%	46,384	677	59.66	4.41%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	895	2.05%	33,976,848	1.81%	3,586	0.00%	541	626	2.59	2.10%
1 - 12	3,582	8.19%	129,046,605	6.88%	15,010,640	1.13%	7,216	633	8.48	2.08%
13 - 24	4,144	9.48%	145,379,402	7.75%	50,850,056	3.82%	17,556	647	19.60	2.06%
25 - 36	6,080	13.91%	233,945,167	12.47%	149,414,100	11.24%	32,718	631	30.94	2.00%
37 - 48	8,966	20.51%	373,048,785	19.89%	263,265,858	19.80%	36,015	618	43.60	2.30%
49 - 60	11,515	26.34%	525,392,326	28.01%	447,583,618	33.67%	46,546	573	54.91	3.72%
61 - 72	7,426	16.98%	371,525,453	19.81%	343,557,656	25.84%	54,316	642	66.78	5.80%
73+	1,113	2.55%	63,111,497	3.37%	59,761,572	4.50%	59,413	718	78.86	5.88%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	41,409	94.71%	1,768,020,664	94.27%	1,243,864,372	93.56%	43,548	619	51.89	3.68%
1 - 15	1,610	3.68%	75,436,986	4.02%	59,823,329	4.50%	49,591	590	57.54	5.27%
16 - 30	485	1.11%	21,929,577	1.17%	17,518,636	1.32%	49,488	546	57.87	5.67%
31 - 60	192	0.44%	8,878,956	0.47%	7,293,961	0.55%	50,277	487	55.76	6.46%
61 - 90	24	0.05%	1,120,807	0.06%	919,876	0.07%	50,112	620	57.61	6.43%
91 - 120	1	0.00%	39,092	0.00%	26,912	0.00%	26,912	26	24.00	20.94%
121+	-	-	-	-	-	-	-	-	-	-
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2	0.00%	43,724	0.00%	37,701	0.00%	19,068	811	51.98	1.61%
Stated, not verified	35,224	80.57%	1,452,532,972	77.45%	1,005,685,039	75.65%	41,892	740	53.00	3.37%
Stated, verified to Level 3²	1,336	3.06%	56,595,855	3.02%	45,221,439	3.40%	45,302	627	59.44	5.66%
NA	7,159	16.37%	366,253,532	19.53%	278,502,906	20.95%	51,116	169	48.35	5.05%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	35,226	80.57%	1,452,576,695	77.45%	1,005,722,740	75.65%	41,891	740	53.00	3.37%
Stated, verified but not Level 4 or 5	1,324	3.03%	56,115,455	2.99%	44,807,474	3.37%	45,290	628	59.39	5.64%
Stated, verified to Level 4³	5	0.01%	170,500	0.01%	133,411	0.01%	39,642	581	64.65	9.67%
Stated, verified to Level 5³	7	0.02%	309,899	0.02%	280,554	0.02%	49,874	488	65.07	7.44%
NA	7,159	16.37%	366,253,532	19.53%	278,502,906	20.95%	51,116	169	48.35	5.05%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	8,886	20.32%	324,670,352	17.31%	219,751,381	16.53%	38,753	758	51.21	2.89%
5.00 - 9.99%	15,868	36.29%	655,455,401	34.95%	450,792,035	33.91%	41,449	736	53.49	3.35%
10.00 - 14.99%	7,701	17.61%	342,142,661	18.24%	244,314,850	18.38%	44,174	720	54.75	3.81%
15.00 - 19.99%	2,611	5.97%	120,397,736	6.42%	87,565,924	6.59%	45,395	714	54.33	4.25%
20.00 - 24.99%	767	1.75%	36,105,935	1.93%	27,117,222	2.04%	47,742	714	54.18	4.75%
25.00 - 29.99%	214	0.49%	10,396,346	0.55%	7,648,300	0.58%	47,028	734	49.06	3.59%
30.00 - 39.99%	103	0.24%	4,638,095	0.25%	3,289,857	0.25%	42,199	774	42.60	2.74%
40.00 - 49.99%	35	0.08%	1,769,132	0.09%	1,177,464	0.09%	47,749	777	40.76	2.31%
50.00 - 59.99%	9	0.02%	306,529	0.02%	203,934	0.02%	36,017	779	45.69	3.44%
60.00 - 69.99%	5	0.01%	235,439	0.01%	153,466	0.01%	42,407	590	47.69	2.18%
70.00 - 79.99%	5	0.01%	216,834	0.01%	149,925	0.01%	37,844	819	37.84	1.77%
80.00 - 89.99%	2	0.00%	62,511	0.00%	43,074	0.00%	22,625	870	47.39	0.74%
90.00 - 99.99%	3	0.01%	118,814	0.01%	72,210	0.01%	28,702	778	38.14	1.82%
100.00%+	13	0.03%	520,843	0.03%	368,983	0.03%	37,709	735	54.63	3.44%
NA	7,499	17.15%	378,389,455	20.18%	286,798,459	21.57%	50,771	187	48.39	4.99%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	285	0.65%	3,071,331	0.16%	1,984,954	0.15%	9,685	716	37.21	2.57%
25.00 - 49.99%	2,458	5.62%	48,491,252	2.59%	34,033,440	2.56%	17,792	730	42.47	2.46%
50.00 - 74.99%	6,675	15.27%	206,051,071	10.99%	141,043,726	10.61%	27,881	689	47.15	2.75%
75.00 - 99.99%	14,130	32.32%	584,114,530	31.15%	388,124,355	29.19%	38,208	636	49.75	3.34%
100.00 - 109.99%	7,932	18.14%	382,685,672	20.41%	267,990,935	20.16%	45,516	588	52.37	3.82%
110.00 - 119.99%	6,474	14.81%	339,168,926	18.08%	255,212,086	19.20%	51,402	571	54.52	4.21%
120.00 - 129.99%	3,458	7.91%	189,332,119	10.10%	145,829,747	10.97%	56,222	588	57.45	4.68%
130.00 - 139.99%	1,492	3.41%	81,322,098	4.34%	63,018,978	4.74%	57,929	618	59.16	4.96%
140.00%+	817	1.87%	41,189,084	2.20%	32,208,864	2.42%	57,844	653	59.71	5.70%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	822	1.88%	34,238,021	1.83%	24,833,318	1.87%	42,541	644	55.68	3.83%
Alaska	96	0.22%	3,866,532	0.21%	2,552,274	0.19%	38,086	664	46.95	2.70%
Arizona	733	1.68%	33,330,464	1.78%	23,598,754	1.78%	45,747	612	51.59	3.76%
Arkansas	432	0.99%	18,615,398	0.99%	13,724,934	1.03%	44,151	658	54.30	3.73%
California	4,509	10.31%	207,853,060	11.08%	148,856,401	11.20%	47,251	602	52.60	3.57%
Colorado	636	1.45%	29,360,759	1.57%	20,246,249	1.52%	44,187	618	49.74	3.48%
Connecticut	340	0.78%	13,202,111	0.70%	8,688,364	0.65%	39,732	515	48.18	3.84%
Delaware	155	0.35%	6,297,156	0.34%	4,238,777	0.32%	41,087	534	49.64	4.08%
Florida	3,566	8.16%	156,067,734	8.32%	116,400,491	8.76%	47,500	588	54.85	4.61%
Georgia	1,581	3.62%	71,118,971	3.79%	51,467,093	3.87%	45,462	608	54.54	4.03%
Hawaii	93	0.21%	4,125,216	0.22%	3,241,945	0.24%	44,530	665	56.78	3.27%
Idaho	183	0.42%	8,477,658	0.45%	5,944,577	0.45%	44,138	557	49.84	3.46%
Illinois	1,410	3.22%	56,146,074	2.99%	37,278,325	2.80%	40,459	607	48.21	3.57%
Indiana	646	1.48%	24,837,854	1.32%	16,286,520	1.23%	37,731	648	48.69	3.29%
Iowa	396	0.91%	15,682,345	0.84%	10,488,558	0.79%	38,926	634	48.39	2.58%
Kansas	353	0.81%	15,338,928	0.82%	10,694,311	0.80%	44,815	680	51.00	2.80%
Kentucky	515	1.18%	19,667,022	1.05%	13,474,478	1.01%	37,943	651	52.14	3.84%
Louisiana	883	2.02%	40,176,788	2.14%	28,906,970	2.17%	44,531	641	52.83	3.66%
Maine	190	0.43%	7,651,279	0.41%	5,688,679	0.43%	41,655	554	52.68	4.15%
Maryland	829	1.90%	35,976,685	1.92%	25,410,332	1.91%	43,424	578	52.74	4.07%
Massachusetts	674	1.54%	27,732,123	1.48%	19,096,572	1.44%	43,165	485	48.61	4.25%
Michigan	1,881	4.30%	66,547,548	3.55%	45,201,210	3.40%	35,210	685	46.86	2.67%
Minnesota	602	1.38%	22,895,029	1.22%	15,790,555	1.19%	38,279	634	47.97	3.00%
Mississippi	470	1.07%	20,970,806	1.12%	14,978,669	1.13%	43,215	659	54.09	3.74%
Missouri	915	2.09%	36,028,584	1.92%	24,714,774	1.86%	38,909	640	51.16	3.33%
Montana	198	0.45%	8,391,435	0.45%	5,966,755	0.45%	41,012	597	51.06	3.38%
Nebraska	330	0.75%	12,939,062	0.69%	8,704,120	0.65%	35,839	684	48.61	2.56%
Nevada	429	0.98%	20,145,434	1.07%	14,382,325	1.08%	47,635	637	53.25	4.38%
New Hampshire	202	0.46%	8,447,800	0.45%	5,962,814	0.45%	42,160	542	49.34	3.98%
New Jersey	1,218	2.79%	46,451,074	2.48%	32,686,321	2.46%	41,137	551	51.88	4.53%
New Mexico	249	0.57%	11,184,447	0.60%	7,713,651	0.58%	43,697	581	52.60	4.81%
New York	1,561	3.57%	58,904,670	3.14%	41,667,258	3.13%	39,728	593	50.05	4.25%
North Carolina	1,463	3.35%	60,964,022	3.25%	44,639,477	3.36%	42,531	598	54.86	3.99%
North Dakota	129	0.30%	5,307,634	0.28%	3,872,991	0.29%	39,653	693	49.93	3.13%
Ohio	1,531	3.50%	57,864,860	3.09%	39,099,846	2.94%	38,426	644	50.44	3.59%
Oklahoma	651	1.49%	29,653,389	1.58%	21,684,294	1.63%	46,135	620	52.17	3.80%
Oregon	305	0.70%	14,274,536	0.76%	10,357,378	0.78%	46,297	515	50.14	3.93%
Pennsylvania	1,521	3.48%	56,605,434	3.02%	39,185,696	2.95%	37,723	595	49.42	3.60%
Rhode Island	74	0.17%	3,130,711	0.17%	2,250,040	0.17%	47,697	412	51.76	4.77%
South Carolina	665	1.52%	27,761,715	1.48%	19,963,829	1.50%	42,303	610	52.98	3.82%
South Dakota	164	0.38%	6,183,912	0.33%	4,304,325	0.32%	36,119	713	47.88	2.49%
Tennessee	881	2.02%	38,712,461	2.06%	27,312,828	2.05%	44,298	655	53.12	3.57%
Texas	6,380	14.59%	309,802,595	16.52%	224,955,554	16.92%	48,420	649	54.67	3.96%
Utah	248	0.57%	12,683,737	0.68%	8,995,464	0.68%	49,932	522	51.37	4.39%
Vermont	154	0.35%	5,907,934	0.32%	4,260,062	0.32%	38,051	596	51.37	3.75%
Virginia	1,114	2.55%	48,503,893	2.59%	33,194,084	2.50%	43,369	597	51.54	3.66%
Washington	358	0.82%	17,116,005	0.91%	11,510,801	0.87%	45,735	562	47.71	3.28%
West Virginia	260	0.59%	10,320,986	0.55%	6,853,230	0.52%	36,883	650	52.08	3.90%
Wisconsin	626	1.43%	23,631,725	1.26%	15,018,721	1.13%	37,082	668	46.63	2.55%
Wyoming	91	0.21%	3,943,065	0.21%	2,858,255	0.21%	43,329	681	51.37	3.72%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	41,862	0.00%	4,070	0.00%	4,070	779	7.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	8	0.02%	347,539	0.02%	239,766	0.02%	46,916	757	56.51	4.14%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	37,419	85.59%	1,667,122,758	88.89%	1,170,236,196	88.02%	44,397	624	51.99	3.43%
Used	6,302	14.41%	208,303,324	11.11%	159,210,890	11.98%	40,575	560	54.13	6.52%
NA	-	-	-	-	-	-	-	-	-	-
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	3,465	7.93%	104,905,002	5.59%	58,731,692	4.42%	33,536	679	50.47	4.49%
Truck	19,172	43.85%	945,577,196	50.42%	692,894,939	52.12%	48,945	541	52.76	4.11%
SUV	18,353	41.98%	729,424,564	38.89%	499,177,797	37.55%	39,543	697	51.29	3.31%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	2,731	6.25%	95,519,321	5.09%	78,642,658	5.92%	35,513	725	55.14	3.65%
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	40,778	93.27%	1,740,054,026	92.78%	1,240,982,227	93.35%	43,702	610	52.75	3.84%
Ford: Lincoln	2,943	6.73%	135,372,057	7.22%	88,464,859	6.65%	47,280	708	45.19	3.16%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	43,721	100.00%	1,875,426,082	100.00%	1,329,447,085	100.00%	43,940	616	52.25	3.80%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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