StratMaker (145493)

Volkswagen Auto Loan Enhanced Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Dec 31, 2022

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

59.14% / 40.86%

Total Original # of Loans

57,735

WA Loan to Value (LTV)

40.14%

Total Original Loan Amount (OLA)

$ 1,575,734,576

WA Payment to Income (PTI)

3.49%

Weighted Average (WA) OLA

$ 35,313

WA FICO (non-zero)

771

Rep. Period Beginning Loan Amount

$ 279,677,497

WA Remaining Term (RT)

24.99

Rep. Period Ending Loan Amount (ELA)

$ 262,376,739

WA Original APR

4.37%

Beginning Period

Dec 31, 2022

Ending Period

Jan 31, 2023

Total Original # of Loans

57,735

Total Original Loan Amount (OLA)

$ 1,575,734,576

Weighted Average (WA) OLA

$ 35,313

Rep. Period Beginning Loan Amount

$ 279,677,497

Rep. Period Ending Loan Amount (ELA)

$ 262,376,739

As % of Reporting Period ELA:

New % / Used %

59.14% / 40.86%

WA Loan to Value (LTV)

40.14%

WA Payment to Income (PTI)

3.49%

WA FICO (non-zero)

771

WA Remaining Term (RT)

24.99

WA Original APR

4.37%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,115	1.93%	9,728,557	0.62%	822,379	0.31%	3,055	765	18.87	4.96%
$10,000 - $14,999	8,308	14.39%	105,366,284	6.69%	12,907,028	4.92%	4,841	762	21.13	5.15%
$15,000 - $19,999	11,815	20.46%	205,349,176	13.03%	30,971,567	11.80%	7,056	761	23.57	5.13%
$20,000 - $24,999	9,803	16.98%	219,096,603	13.90%	35,663,372	13.59%	9,229	766	24.59	4.69%
$25,000 - $29,999	8,296	14.37%	226,951,280	14.40%	39,053,900	14.88%	11,407	770	24.82	4.54%
$30,000 - $39,999	9,793	16.96%	335,597,107	21.30%	59,430,038	22.65%	14,556	772	25.46	4.29%
$40,000 - $49,999	4,250	7.36%	188,485,572	11.96%	32,674,710	12.45%	18,822	777	25.74	3.88%
$50,000 - $59,999	2,030	3.52%	110,050,959	6.98%	19,674,718	7.50%	23,319	776	26.30	3.90%
$60,000 - $69,999	971	1.68%	62,639,062	3.98%	10,953,384	4.17%	27,416	783	26.11	3.76%
$70,000 - $79,999	579	1.00%	43,209,272	2.74%	7,768,146	2.96%	31,880	790	26.32	3.42%
$80,000 - $89,999	473	0.82%	39,949,012	2.54%	7,118,984	2.71%	36,099	773	26.11	3.52%
$90,000 - $99,999	217	0.38%	20,477,878	1.30%	3,630,731	1.38%	40,441	775	26.62	3.62%
Over $100,000	85	0.15%	8,833,815	0.56%	1,707,782	0.65%	46,525	739	28.22	4.23%
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	37,868	65.59%	965,273,715	61.26%	16,106,136	6.14%	3,655	775	14.19	4.38%
$5,000 - $9,999	9,110	15.78%	197,346,577	12.52%	67,843,723	25.86%	7,713	775	21.67	4.37%
$10,000 - $14,999	5,832	10.10%	174,622,716	11.08%	71,158,855	27.12%	12,370	772	25.52	4.45%
$15,000 - $19,999	2,625	4.55%	102,128,442	6.48%	45,047,281	17.17%	17,277	769	27.77	4.49%
$20,000 - $24,999	1,183	2.05%	58,062,577	3.68%	26,224,386	9.99%	22,255	766	28.37	4.38%
$25,000 - $29,999	531	0.92%	32,402,483	2.06%	14,495,598	5.52%	27,380	771	28.27	4.01%
$30,000 - $39,999	449	0.78%	33,462,622	2.12%	15,324,406	5.84%	34,347	769	28.83	3.86%
$40,000 - $49,999	120	0.21%	10,754,350	0.68%	5,272,431	2.01%	44,105	745	31.32	4.28%
$50,000 - $59,999	17	0.03%	1,681,094	0.11%	903,924	0.34%	53,288	704	33.93	5.17%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	9,230	15.99%	288,782,674	18.33%	51,623,214	19.68%	17,134	807	22.67	1.83%
2.50 - 4.99%	32,727	56.68%	882,774,454	56.02%	140,922,074	53.71%	14,757	785	24.14	3.93%
5.00 - 7.49%	11,462	19.85%	297,412,867	18.87%	51,486,626	19.62%	14,810	735	28.11	6.01%
7.50 - 9.99%	2,650	4.59%	67,459,057	4.28%	11,604,677	4.42%	16,414	670	29.19	8.64%
10.00 - 12.49%	778	1.35%	20,622,703	1.31%	3,577,440	1.36%	18,532	646	29.86	10.92%
12.50 - 14.99%	450	0.78%	9,319,403	0.59%	1,456,610	0.56%	13,003	636	27.98	13.85%
15.00 - 17.49%	299	0.52%	6,479,795	0.41%	1,143,531	0.44%	15,163	628	29.94	15.95%
17.50 - 19.99%	131	0.23%	2,758,607	0.18%	534,996	0.20%	15,472	615	29.44	18.03%
20.00 - 22.49%	8	0.01%	125,016	0.01%	27,570	0.01%	9,452	614	34.00	20.63%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	1,735	3.01%	44,456,513	2.82%	7,421,991	2.83%	18,295	632	29.37	11.66%
650 - 699	6,930	12.00%	190,090,364	12.06%	31,666,781	12.07%	17,383	679	28.68	6.85%
700 - 749	14,070	24.37%	374,998,435	23.80%	64,599,894	24.62%	15,294	724	26.10	4.40%
750 - 799	13,837	23.97%	368,045,440	23.36%	60,637,689	23.11%	14,433	774	24.13	3.85%
800+	21,163	36.66%	598,143,824	37.96%	98,050,383	37.37%	15,082	840	23.27	3.31%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	169	0.29%	2,933,053	0.19%	0	0.00%	0	0	0.00	0.00%
25 - 36	1,254	2.17%	24,729,464	1.57%	19,331	0.01%	1,405	805	0.57	3.27%
37 - 48	2,900	5.02%	57,728,025	3.66%	4,070,621	1.55%	6,459	797	9.31	3.81%
49 - 60	26,977	46.73%	667,438,772	42.36%	105,996,727	40.40%	11,539	791	19.75	3.52%
61 - 72	26,435	45.79%	822,905,262	52.22%	152,290,060	58.04%	18,247	756	29.06	4.97%
73+	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	32,748	56.72%	877,526,707	55.69%	50,907	0.02%	766	774	0.00	4.02%
1 - 12	3,355	5.81%	76,422,263	4.85%	12,203,825	4.65%	5,511	786	8.91	3.94%
13 - 24	12,879	22.31%	341,477,581	21.67%	117,833,867	44.91%	12,130	788	20.31	3.73%
25 - 36	8,486	14.70%	271,337,828	17.22%	126,810,808	48.33%	18,873	757	30.35	4.89%
37 - 48	267	0.46%	8,970,198	0.57%	5,477,333	2.09%	25,247	701	37.78	6.82%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	56,139	97.24%	1,529,957,277	97.09%	246,291,562	93.87%	15,136	775	24.74	4.20%
1 - 15	725	1.26%	20,313,010	1.29%	8,768,390	3.34%	17,920	713	28.40	6.51%
16 - 30	307	0.53%	9,024,967	0.57%	4,013,857	1.53%	20,051	702	28.91	6.52%
31 - 60	205	0.36%	5,628,132	0.36%	2,514,612	0.96%	17,957	690	29.78	8.25%
61 - 90	64	0.11%	1,857,488	0.12%	788,319	0.30%	22,324	688	30.63	7.95%
91 - 120	25	0.04%	724,096	0.05%	0	0.00%	0	0	0.00	0.00%
121+	270	0.47%	8,229,606	0.52%	0	0.00%	0	0	0.00	0.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	5,287	9.16%	157,951,762	10.02%	22,655,667	8.63%	17,942	788	24.26	4.10%
Stated, not verified	51,190	88.66%	1,389,496,788	88.18%	234,580,542	89.41%	15,200	770	25.08	4.39%
Stated, verified to Level 3²	1,258	2.18%	28,286,026	1.80%	5,140,530	1.96%	10,924	748	24.01	4.35%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,022	3.50%	72,654,965	4.61%	9,353,599	3.56%	22,724	785	23.25	3.92%
Stated, not verified	54,441	94.29%	1,474,501,870	93.58%	247,835,646	94.46%	15,168	771	25.08	4.38%
Stated, verified but not Level 4 or 5	1,272	2.20%	28,577,741	1.81%	5,187,494	1.98%	10,907	748	23.99	4.36%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	53,287	92.30%	1,437,569,016	91.23%	240,249,945	91.57%	15,097	769	25.04	4.39%
5.00 - 9.99%	3	0.01%	70,617	0.00%	4,567	0.00%	4,567	755	22.00	3.99%
10.00 - 14.99%	-	-	-	-	-	-	-	-	-	-
15.00 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 24.99%	3	0.01%	51,599	0.00%	13,037	0.00%	6,667	811	24.70	4.73%
25.00 - 29.99%	2	0.00%	27,159	0.00%	4,667	0.00%	4,667	822	19.00	1.90%
30.00 - 39.99%	2	0.00%	33,061	0.00%	8,437	0.00%	8,437	716	30.00	6.24%
40.00 - 49.99%	3	0.01%	64,302	0.00%	13,306	0.01%	6,662	798	19.08	2.38%
50.00 - 59.99%	4	0.01%	117,622	0.01%	17,942	0.01%	8,973	849	18.51	2.41%
60.00 - 69.99%	1	0.00%	37,670	0.00%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	105	0.18%	2,562,161	0.16%	422,732	0.16%	13,267	748	24.01	4.48%
NA	4,325	7.49%	135,201,370	8.58%	21,642,106	8.25%	18,253	786	24.51	4.13%
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	201	0.35%	2,274,282	0.14%	126,861	0.05%	4,021	798	19.46	4.45%
25.00 - 49.99%	3,381	5.86%	55,012,614	3.49%	5,663,336	2.16%	7,115	795	20.53	4.06%
50.00 - 74.99%	11,937	20.68%	274,999,776	17.45%	43,223,774	16.47%	11,207	792	22.51	3.93%
75.00 - 99.99%	20,641	35.75%	608,864,381	38.64%	106,226,934	40.49%	15,119	783	24.21	3.84%
100.00 - 109.99%	7,663	13.27%	240,747,056	15.28%	41,791,484	15.93%	18,411	765	25.76	4.35%
110.00 - 119.99%	5,710	9.89%	166,992,535	10.60%	28,371,304	10.81%	17,897	747	27.09	5.08%
120.00 - 129.99%	4,040	7.00%	113,522,772	7.20%	18,316,788	6.98%	17,425	734	28.14	5.67%
130.00 - 139.99%	2,594	4.49%	71,040,874	4.51%	11,427,980	4.36%	16,534	726	28.62	6.16%
140.00%+	1,568	2.72%	42,280,287	2.68%	7,228,278	2.75%	15,452	735	28.50	6.03%
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	539	0.93%	14,519,046	0.92%	2,202,875	0.84%	16,874	745	25.95	5.43%
Alaska	44	0.08%	1,536,638	0.10%	233,742	0.09%	17,908	805	22.70	3.04%
Arizona	1,162	2.01%	33,585,532	2.13%	5,351,693	2.04%	17,372	760	26.43	4.64%
Arkansas	215	0.37%	6,445,673	0.41%	1,130,551	0.43%	17,304	755	25.59	4.94%
California	9,546	16.53%	261,567,605	16.60%	48,611,778	18.53%	15,835	770	25.11	4.23%
Colorado	1,307	2.26%	38,699,115	2.46%	6,269,167	2.39%	16,122	784	24.47	4.05%
Connecticut	1,437	2.49%	33,617,197	2.13%	6,508,808	2.48%	12,386	783	24.25	3.96%
Delaware	151	0.26%	3,798,324	0.24%	702,244	0.27%	13,648	783	24.78	3.88%
Florida	4,791	8.30%	123,501,512	7.84%	19,409,361	7.40%	15,117	762	26.28	4.74%
Georgia	1,793	3.11%	49,899,953	3.17%	7,983,607	3.04%	16,863	753	25.97	4.99%
Hawaii	152	0.26%	4,718,131	0.30%	733,863	0.28%	17,593	759	26.61	4.66%
Idaho	119	0.21%	3,040,906	0.19%	427,738	0.16%	14,616	753	26.15	5.05%
Illinois	2,647	4.58%	74,048,171	4.70%	13,876,755	5.29%	15,420	769	24.84	4.36%
Indiana	745	1.29%	19,605,071	1.24%	3,429,289	1.31%	15,075	768	25.30	4.36%
Iowa	190	0.33%	5,318,598	0.34%	737,597	0.28%	14,992	790	23.12	3.80%
Kansas	353	0.61%	8,883,224	0.56%	1,591,067	0.61%	14,471	777	25.72	4.38%
Kentucky	364	0.63%	9,456,833	0.60%	1,384,711	0.53%	12,361	768	23.51	4.11%
Louisiana	633	1.10%	20,659,498	1.31%	3,206,416	1.22%	18,889	768	26.53	4.63%
Maine	254	0.44%	6,089,337	0.39%	1,140,313	0.43%	12,747	785	23.04	3.66%
Maryland	62	0.11%	1,708,884	0.11%	419,419	0.16%	14,195	783	25.75	4.32%
Massachusetts	1,908	3.30%	47,026,742	2.98%	7,654,269	2.92%	12,145	782	23.33	4.30%
Michigan	895	1.55%	26,373,430	1.67%	4,526,289	1.73%	15,666	783	23.41	3.32%
Minnesota	1,185	2.05%	29,443,108	1.87%	5,136,823	1.96%	15,006	788	25.47	4.10%
Mississippi	165	0.29%	5,271,723	0.33%	915,342	0.35%	18,846	730	28.34	5.49%
Missouri	638	1.11%	16,859,347	1.07%	2,472,176	0.94%	14,038	757	24.04	4.93%
Montana	122	0.21%	3,688,808	0.23%	569,653	0.22%	16,609	782	23.53	3.88%
Nebraska	270	0.47%	6,399,491	0.41%	1,069,208	0.41%	13,180	766	24.04	5.05%
Nevada	646	1.12%	18,854,306	1.20%	3,161,512	1.20%	18,385	764	26.84	4.41%
New Hampshire	379	0.66%	8,626,723	0.55%	1,473,886	0.56%	12,676	777	23.60	4.15%
New Jersey	2,607	4.52%	67,258,346	4.27%	12,277,830	4.68%	13,387	782	24.02	4.03%
New Mexico	141	0.24%	4,049,022	0.26%	390,713	0.15%	17,608	761	24.58	3.98%
New York	2,963	5.13%	74,858,516	4.75%	14,013,784	5.34%	13,042	779	24.23	3.96%
North Carolina	1,520	2.63%	41,804,856	2.65%	6,089,432	2.32%	15,097	769	24.66	4.50%
North Dakota	36	0.06%	1,165,599	0.07%	144,179	0.05%	15,755	785	27.18	3.70%
Ohio	1,598	2.77%	42,562,735	2.70%	8,066,630	3.07%	13,711	784	24.25	3.85%
Oklahoma	317	0.55%	9,784,840	0.62%	1,297,728	0.49%	16,848	770	24.86	4.41%
Oregon	528	0.91%	14,426,049	0.92%	2,016,208	0.77%	14,482	791	24.10	3.92%
Pennsylvania	2,532	4.39%	60,494,837	3.84%	10,075,798	3.84%	11,965	782	23.38	3.92%
Rhode Island	266	0.46%	6,041,603	0.38%	985,529	0.38%	10,734	775	24.34	4.58%
South Carolina	826	1.43%	21,499,969	1.36%	3,356,119	1.28%	16,018	766	26.13	4.83%
South Dakota	79	0.14%	2,286,320	0.15%	400,526	0.15%	17,211	784	26.23	3.97%
Tennessee	671	1.16%	19,361,720	1.23%	2,953,551	1.13%	16,350	750	26.05	5.54%
Texas	6,238	10.80%	197,092,149	12.51%	28,101,214	10.71%	17,942	757	25.81	4.91%
Utah	616	1.07%	16,700,955	1.06%	1,794,263	0.68%	14,768	753	27.72	5.38%
Vermont	153	0.27%	3,559,169	0.23%	661,866	0.25%	12,359	784	23.74	3.89%
Virginia	1,649	2.86%	45,523,142	2.89%	7,139,107	2.72%	16,895	780	24.48	4.07%
Washington	1,321	2.29%	39,137,544	2.48%	6,350,153	2.42%	17,478	776	24.24	4.15%
West Virginia	99	0.17%	2,838,477	0.18%	489,828	0.19%	12,955	773	24.26	3.98%
Wisconsin	682	1.18%	17,221,857	1.09%	2,681,454	1.02%	13,268	783	23.49	4.22%
Wyoming	36	0.06%	1,185,782	0.08%	177,117	0.07%	19,045	733	27.79	5.27%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	144	0.25%	3,604,041	0.23%	569,399	0.22%	15,729	778	25.05	3.92%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	34,121	0.00%	14,161	0.01%	14,161	717	26.00	5.49%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	28,235	48.90%	933,457,727	59.24%	155,157,490	59.14%	17,628	777	24.56	3.88%
Used	29,500	51.10%	642,276,849	40.76%	107,219,249	40.86%	12,060	761	25.61	5.06%
NA	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	34,050	58.98%	773,928,133	49.12%	113,020,699	43.08%	12,340	759	24.94	4.98%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	23,677	41.01%	801,621,262	50.87%	149,356,040	56.92%	17,633	780	25.03	3.90%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	7	0.01%	164,037	0.01%	0	0.00%	0	0	0.00	0.00%
Unknown	1	0.00%	21,144	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1	0.00%	21,144	0.00%	0	0.00%	0	0	0.00	0.00%
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	39,640	68.66%	869,158,186	55.16%	137,031,766	52.23%	10,780	763	24.20	4.76%
Volkswagen: Audi	18,094	31.34%	706,555,246	44.84%	125,344,973	47.77%	20,352	780	25.86	3.93%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	57,735	100.00%	1,575,734,576	100.00%	262,376,739	100.00%	15,353	771	24.99	4.37%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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