Volkswagen Auto Loan Enhanced Trust 2021-1

StratMaker Datatape Summary

Beginning Period
Dec 31, 2022
As % of Reporting Period ELA:
Ending Period
Jan 31, 2023
New % / Used %
60.10% / 39.90%
Total Original # of Loans
74,164
WA Loan to Value (LTV)
59.02%
Total Original Loan Amount (OLA)
$ 2,279,414,134
WA Payment to Income (PTI)
3.95%
Weighted Average (WA) OLA
$ 38,390
WA FICO (non-zero)
779
Rep. Period Beginning Loan Amount
$ 1,092,676,802
WA Remaining Term (RT)
39.39
Rep. Period Ending Loan Amount (ELA)
$ 1,051,422,653
WA Original APR
2.85%
Beginning Period
Dec 31, 2022
Ending Period
Jan 31, 2023
Total Original # of Loans
74,164
Total Original Loan Amount (OLA)
$ 2,279,414,134
Weighted Average (WA) OLA
$ 38,390
Rep. Period Beginning Loan Amount
$ 1,092,676,802
Rep. Period Ending Loan Amount (ELA)
$ 1,051,422,653
As % of Reporting Period ELA:
New % / Used %
60.10% / 39.90%
WA Loan to Value (LTV)
59.02%
WA Payment to Income (PTI)
3.95%
WA FICO (non-zero)
779
WA Remaining Term (RT)
39.39
WA Original APR
2.85%

Filters

Filters Applied
-
Loans Excluded
-
OLA of Excluded Loans
$ 0
ELA of Excluded Loans
$ 0
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
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9411.27%8,233,0450.36%2,503,1600.24%4,65877929.383.25%
7,46610.07%94,612,9994.15%35,583,7383.38%7,21477032.873.59%
11,58915.63%202,602,4098.89%84,227,6078.01%10,43476836.253.63%
10,82514.60%242,384,46910.63%105,646,53510.05%13,84977338.483.26%
10,53614.21%288,978,14412.68%132,658,44112.62%17,17777439.343.02%
16,29721.97%563,754,12224.73%270,336,65425.71%22,14077740.352.78%
8,80811.88%389,569,15617.09%190,019,80818.07%28,39878140.992.53%
3,9715.35%215,038,3869.43%102,587,1049.76%34,54978540.142.50%
1,7922.42%115,837,0265.08%55,371,0245.27%41,08979339.102.47%
1,0451.41%77,787,9493.41%36,617,9723.48%47,45679039.272.44%
5340.72%45,101,8901.98%20,844,9731.98%53,70079039.122.59%
2320.31%21,928,9850.96%10,494,4551.00%61,48178840.622.58%
1280.17%13,585,5540.60%4,531,1820.43%64,34079137.952.76%
Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
20,36927.46%573,983,65125.18%8,094,4400.77%3,70379019.212.76%
9,56312.89%156,080,7166.85%74,352,5197.07%8,02277730.733.19%
11,49315.50%252,119,24011.06%143,399,82613.64%12,64477536.503.36%
10,96614.79%315,620,53913.85%191,445,54218.21%17,57777738.913.02%
8,74611.79%310,568,92313.62%195,549,63818.60%22,45177740.562.83%
5,6927.67%239,997,99010.53%155,341,80014.77%27,36677741.982.68%
4,9736.71%258,059,35911.32%168,811,59816.06%34,16578142.152.49%
1,5672.11%105,571,7844.63%69,121,4736.57%44,29578840.802.42%
5770.78%46,726,1212.05%31,147,4302.96%54,13078741.422.55%
1960.26%18,436,5730.81%12,563,2001.19%64,21578142.602.63%
220.03%2,249,2390.10%1,595,1870.15%72,54075446.933.27%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
30,53441.17%1,016,396,12944.59%507,747,35348.29%26,60780238.601.29%
33,59445.30%997,855,50843.78%433,189,29941.20%23,15577439.543.57%
7,0579.52%188,488,7878.27%79,481,4677.56%21,34170542.336.05%
1,8942.55%51,113,3182.24%20,911,9561.99%21,56265942.838.59%
4310.58%10,217,6300.45%4,023,8970.38%19,51963540.0311.22%
4530.61%10,536,4500.46%4,109,4930.39%18,83663343.3013.50%
1790.24%4,379,3690.19%1,787,7020.17%21,21661943.8316.08%
180.02%356,0810.02%136,2120.01%13,42461037.2518.73%
40.01%70,8630.00%35,2740.00%11,88160734.5420.53%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
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1,6482.22%46,537,7062.04%18,509,4431.76%23,69263442.9810.44%
7,73310.43%232,318,19010.19%97,710,2869.29%24,42367942.675.67%
17,15223.13%516,941,89022.68%238,621,02822.70%24,25372540.813.00%
18,88325.46%563,953,61624.74%263,401,78625.05%23,97277539.192.41%
28,74838.76%919,662,73340.35%433,180,11041.20%25,29584037.832.07%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
3670.49%6,169,5940.27%50,1500.00%3,3067853.912.26%
2,3633.19%51,076,2242.24%12,009,9431.14%12,64780713.151.27%
3,0644.13%71,423,5973.13%25,729,0022.45%16,56580123.212.56%
32,51443.84%964,725,66942.32%466,444,13544.36%24,33779835.552.11%
35,85648.35%1,186,019,05052.03%547,189,42352.04%25,50076144.003.52%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
17,84924.07%534,875,97223.47%12,8340.00%6387730.003.93%
1,4051.89%29,136,4071.28%6,034,6060.57%7,5848038.252.31%
3,4154.60%84,933,8313.73%34,552,7833.29%14,12579819.952.78%
19,07225.72%550,937,75824.17%297,585,07528.30%20,78779232.522.70%
26,04235.11%861,241,52437.78%558,730,39653.14%26,59477541.703.03%
6,3818.60%218,288,6439.58%154,506,95914.70%27,86276149.812.50%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
71,65496.62%2,198,852,61996.47%1,002,227,55795.32%24,50478239.222.75%
1,4401.94%45,492,5652.00%29,709,4372.83%26,11572242.324.54%
5110.69%16,580,2650.73%10,907,9561.04%27,83371342.625.02%
3130.42%10,432,8760.46%7,058,6880.67%28,41569844.525.88%
880.12%3,033,8900.13%1,519,0150.14%29,49768843.436.67%
310.04%991,0680.04%00.00%000.000.00%
1270.17%4,030,8510.18%00.00%000.000.00%
Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
6,0598.17%199,621,9428.76%87,226,4208.30%27,53479937.962.57%
67,09590.47%2,054,274,38890.12%952,377,66390.58%24,42277739.502.88%
1,0101.36%25,517,8051.12%11,818,5701.12%18,84675940.632.29%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
1,6072.17%69,671,0883.06%26,964,0522.56%35,74779536.672.61%
71,53396.45%2,183,899,20995.81%1,012,501,94296.30%24,39077839.442.86%
1,0241.38%25,843,8381.13%11,956,6581.14%18,81176040.662.29%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
68,51192.38%2,090,350,33291.71%964,754,01491.76%24,34577739.502.87%
40.01%173,5830.01%97,6820.01%24,95383134.243.01%
40.01%116,6950.01%41,4850.00%20,87679627.902.03%
30.00%146,9120.01%61,0740.01%42,83881539.001.92%
10.00%15,1760.00%9,5240.00%9,52479436.001.83%
10.00%11,6440.00%00.00%000.000.00%
20.00%34,1010.00%9,0930.00%9,09374832.003.49%
20.00%51,4490.00%00.00%000.000.00%
20.00%38,8520.00%6,6600.00%6,66080240.005.74%
20.00%60,2490.00%31,6310.00%23,70777244.804.27%
10.00%36,0470.00%18,8840.00%18,88487931.001.99%
10.00%24,2790.00%17,8290.00%17,82972650.004.06%
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1270.17%3,387,9290.15%1,526,9250.15%19,71776538.473.11%
5,5037.42%184,966,8878.11%84,847,8508.07%27,80679638.062.61%
Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
1840.25%2,157,0750.09%669,4610.06%7,06980330.312.28%
3,9485.32%71,758,5803.15%28,832,0772.74%13,02380234.422.54%
14,65619.76%369,091,64716.19%171,230,53016.29%19,14879837.202.53%
27,70237.35%903,044,43639.62%434,145,83941.29%25,43778839.442.50%
10,82714.60%379,757,64416.66%179,069,71817.03%28,07677240.222.78%
7,64810.31%257,853,66611.31%114,721,62010.91%27,14775940.523.35%
4,8936.60%158,993,1826.98%66,761,6586.35%25,37874141.154.14%
2,9093.92%93,647,8034.11%38,131,8733.63%24,60173841.504.29%
1,3971.88%43,110,1011.89%17,859,8761.70%22,79273940.684.38%
Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
6730.91%21,682,2920.95%9,348,5280.89%24,75877141.213.14%
850.11%3,453,3780.15%1,777,5450.17%33,18477242.592.54%
1,8102.44%56,600,2022.48%25,116,3892.39%25,35976741.193.25%
3760.51%11,867,4870.52%5,446,6460.52%26,41677540.192.99%
11,12515.00%343,038,12615.05%161,169,63015.33%25,22777638.693.04%
1,4291.93%47,603,6792.09%21,199,5852.02%27,23379039.142.68%
1,6892.28%46,315,0872.03%21,915,8882.08%21,89079038.032.49%
2060.28%6,075,7500.27%2,789,1770.27%22,25278340.592.93%
6,5928.89%192,370,9728.44%86,675,1708.24%23,82777340.093.23%
2,4973.37%79,855,4533.50%35,484,7063.37%25,06976539.943.53%
1210.16%4,160,4310.18%1,789,4710.17%26,39175442.402.81%
1760.24%5,148,3810.23%2,125,9720.20%23,16477539.362.59%
3,7475.05%118,149,9115.18%57,156,0375.44%24,72877839.652.74%
9781.32%29,689,8441.30%13,873,3881.32%23,97278040.092.56%
2530.34%7,879,4070.35%3,443,9570.33%24,14678739.402.29%
5650.76%16,807,9790.74%7,732,7880.74%24,45578938.822.56%
4300.58%13,925,3280.61%6,303,1370.60%25,91177738.872.72%
7481.01%26,461,3391.16%11,824,3741.12%27,19477740.373.04%
3570.48%10,257,6370.45%5,021,6700.48%24,39278639.142.19%
510.07%1,541,1520.07%781,3170.07%25,71276141.723.07%
2,3673.19%65,133,2822.86%31,451,7892.99%21,66379238.252.34%
1,1151.50%37,072,5111.63%17,715,9461.68%26,11278738.502.13%
1,3901.87%40,083,8881.76%18,221,0871.73%23,95179138.652.49%
2420.33%8,361,5320.37%3,812,9360.36%26,65874842.093.73%
9711.31%29,449,6411.29%12,999,0051.24%24,99377440.403.06%
1540.21%4,831,3940.21%2,085,0580.20%25,23479937.302.75%
3560.48%10,681,9950.47%5,119,2590.49%25,29778938.672.47%
8791.19%28,483,8191.25%12,863,6091.22%26,13276440.163.18%
5390.73%14,584,3200.64%7,253,0940.69%22,20678839.102.40%
3,1834.29%94,014,2894.12%45,310,0364.31%23,11378838.482.58%
1840.25%5,112,2590.22%2,187,8930.21%22,47876940.062.79%
4,3615.88%128,008,7415.62%61,251,2765.83%23,45278738.572.48%
2,0852.81%65,276,8972.86%28,676,2442.73%24,67278439.052.77%
760.10%2,656,0400.12%1,117,0470.11%24,21979138.312.22%
1,8812.54%59,404,2682.61%28,894,8432.75%24,72979038.832.14%
4590.62%14,576,8070.64%6,722,1350.64%25,54277740.262.96%
6580.89%19,566,4420.86%8,688,5150.83%23,77578439.002.81%
3,1894.30%90,155,6873.96%43,684,4834.15%22,70279238.542.32%
3480.47%9,333,2710.41%4,425,9600.42%20,96879038.792.64%
1,2371.67%37,402,4961.64%16,263,3891.55%23,59377539.653.18%
910.12%2,932,0700.13%1,433,5880.14%27,40379340.042.45%
9301.25%31,106,9161.36%13,454,7371.28%26,03277839.883.03%
7,64610.31%253,683,76511.13%113,742,63310.82%26,04576540.433.25%
8841.19%28,847,1651.27%11,870,8391.13%26,43876442.402.95%
2440.33%7,028,6650.31%3,427,2640.33%23,40978839.612.08%
2,0652.78%63,997,7322.81%29,420,9302.80%24,57678140.152.85%
1,3891.87%43,956,0731.93%19,814,2701.88%25,30878337.862.70%
1820.25%6,041,7640.27%2,379,1240.23%25,64677841.052.62%
9011.21%27,498,9201.21%13,063,5791.24%24,25979138.742.10%
480.06%1,522,5140.07%652,7600.06%25,57679341.552.77%
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2020.27%5,725,1400.25%2,443,9440.23%20,73877937.343.28%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
34,93147.10%1,297,681,75856.93%631,892,68560.10%28,55878540.712.26%
39,23352.90%981,732,37643.07%419,529,96839.90%18,68276937.393.74%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
32,75444.16%821,451,68536.04%340,707,28632.40%20,07776838.253.47%
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41,40755.83%1,457,903,69063.96%710,711,10167.60%26,79578439.932.55%
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30.00%58,7600.00%4,2660.00%4,26675415.001.99%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
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45,79261.74%1,147,159,54650.33%531,388,67250.54%19,60476940.602.83%
28,37238.26%1,132,254,58949.67%520,033,98049.46%29,74178838.152.87%
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Total:74,164100.00%2,279,414,134100.00%1,051,422,653100.00%24,61877939.392.85%

Footnotes:

  1. Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
  2. According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
  3. According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

© Finsight Group Inc 2023