Mercedes-Benz Auto Receivables Trust 2021-1

StratMaker Datatape Summary

Beginning Period
Jan 1, 2023
As % of Reporting Period ELA:
Ending Period
Jan 31, 2023
New % / Used %
48.27% / 51.73%
Total Original # of Loans
32,761
WA Loan to Value (LTV)
62.68%
Total Original Loan Amount (OLA)
$ 1,485,559,230
WA Payment to Income (PTI)
7.94%
Weighted Average (WA) OLA
$ 58,896
WA FICO (non-zero)
768
Rep. Period Beginning Loan Amount
$ 836,025,626
WA Remaining Term (RT)
40.26
Rep. Period Ending Loan Amount (ELA)
$ 799,943,471
WA Original APR
3.64%
Beginning Period
Jan 1, 2023
Ending Period
Jan 31, 2023
Total Original # of Loans
32,761
Total Original Loan Amount (OLA)
$ 1,485,559,230
Weighted Average (WA) OLA
$ 58,896
Rep. Period Beginning Loan Amount
$ 836,025,626
Rep. Period Ending Loan Amount (ELA)
$ 799,943,471
As % of Reporting Period ELA:
New % / Used %
48.27% / 51.73%
WA Loan to Value (LTV)
62.68%
WA Payment to Income (PTI)
7.94%
WA FICO (non-zero)
768
WA Remaining Term (RT)
40.26
WA Original APR
3.64%

Filters

Filters Applied
-
Loans Excluded
-
OLA of Excluded Loans
$ 0
ELA of Excluded Loans
$ 0
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
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560.17%487,5620.03%166,0360.02%4,06976726.393.27%
3631.11%4,667,3600.31%1,860,5260.23%6,46977928.433.23%
1,0823.30%19,308,6081.30%8,443,1871.06%9,37577831.463.22%
2,3737.24%54,007,8123.64%25,522,5463.19%12,71977235.363.40%
3,78711.56%104,598,5597.04%52,919,4006.62%15,98476737.623.51%
9,18328.03%320,769,79721.59%169,689,38821.21%20,94476739.513.40%
6,66220.34%296,763,85219.98%162,458,35120.31%27,20176540.893.33%
3,59210.96%195,427,16213.16%104,854,29113.11%33,05877140.523.28%
2,0436.24%131,859,0058.88%70,937,3138.87%39,04177140.183.54%
1,2973.96%96,863,5496.52%54,249,9846.78%46,22876841.483.80%
7502.29%63,393,5374.27%35,032,6114.38%52,39376841.523.97%
4871.49%46,044,6953.10%26,186,1533.27%59,72576842.384.22%
1,0863.31%151,367,73210.19%87,623,68510.95%94,52877142.584.97%
Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
2,2136.75%77,477,9335.22%4,170,6330.52%3,6568009.071.75%
3,0379.27%91,837,4476.18%23,158,7632.90%7,89379216.982.39%
4,21512.87%134,183,6569.03%53,368,0356.67%12,82478227.223.04%
5,32016.24%182,326,98112.27%93,265,99211.66%17,65177535.073.30%
5,08915.53%195,951,85713.19%114,200,20214.28%22,53376840.213.40%
4,24112.95%187,270,29212.61%116,047,61914.51%27,43776342.843.46%
4,63514.15%251,760,72716.95%158,799,81519.85%34,49476543.763.45%
1,8525.65%128,799,6618.67%82,251,28310.28%44,59276444.053.78%
9292.84%77,968,2825.25%50,546,2976.32%54,55376444.454.10%
4551.39%44,634,4963.00%29,341,2673.67%64,61776044.954.58%
2140.65%24,558,4511.65%15,893,1641.99%74,37176944.294.77%
1530.47%20,228,7481.36%12,906,6251.61%84,44876743.575.08%
1120.34%16,273,4141.10%10,638,7811.33%95,07776644.215.13%
2960.90%52,287,2863.52%35,354,9974.42%121,42877145.685.37%
Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
7,68123.45%314,596,26321.18%125,456,59915.68%24,27979431.271.65%
22,47668.61%1,002,942,52167.51%576,350,65472.05%35,87177141.733.60%
2,3167.07%151,657,33510.21%88,772,13111.10%61,24172543.376.13%
2770.85%15,770,7491.06%9,111,6131.14%54,31268041.488.60%
110.03%592,3610.04%252,4750.03%36,92567030.4910.38%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
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5201.59%21,457,4861.44%11,396,2471.42%33,52062941.995.13%
5,04115.39%228,848,69315.40%134,677,08816.84%37,72267643.294.40%
6,87320.98%318,053,16921.41%180,795,73722.60%38,16872542.103.85%
7,56523.09%345,175,73923.24%185,819,42623.23%37,85577440.193.51%
12,76238.95%572,024,14238.51%287,254,97435.91%35,73284137.663.17%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
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240.07%1,008,5090.07%104,6370.01%10,4978256.492.78%
4,07412.44%162,659,31710.95%40,950,4935.12%14,95981011.101.08%
1,4214.34%50,035,3053.37%21,138,5232.64%21,80379622.513.24%
7,98224.36%338,793,86522.81%178,287,15722.29%33,17078434.523.58%
19,26058.79%933,062,23362.81%559,462,66169.94%40,52675944.913.86%
Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
9052.76%43,177,4392.91%8,1030.00%1,0147870.002.68%
3,45910.56%137,888,9399.28%27,241,2223.41%11,2198088.691.19%
3,40110.38%132,011,5748.89%48,290,0466.04%18,82179418.582.79%
6,52419.91%279,811,99418.84%141,254,44817.66%30,15278131.633.71%
13,54441.34%651,346,77743.85%409,745,30751.22%39,78776543.483.74%
4,92815.04%241,322,50616.24%173,404,34721.68%45,47275250.693.96%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
31,60196.46%1,426,437,73396.02%761,578,88395.20%36,65477140.053.59%
7472.28%37,688,6172.54%24,172,8283.02%43,81172444.124.44%
2580.79%13,524,5720.91%8,824,7231.10%49,78471845.014.41%
1020.31%4,957,4150.33%3,371,3440.42%40,92371145.814.75%
390.12%2,062,6020.14%1,381,2980.17%50,22670145.234.95%
140.04%888,2920.06%614,3950.08%66,64271544.616.30%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
----------
32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
----------
32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
12,43337.95%523,053,56135.21%278,745,39034.85%35,17478139.463.49%
12,93439.48%580,652,66039.09%315,365,20739.42%35,67576540.643.60%
4,87514.88%242,017,27016.29%132,408,13616.55%40,27275741.023.85%
1,5684.79%85,060,4425.73%45,554,1215.69%43,28275241.193.97%
5311.62%30,597,6902.06%16,112,1232.01%46,01675839.484.07%
1880.57%10,927,4810.74%5,269,0450.66%44,34676437.733.73%
1200.37%7,268,0190.49%3,474,4620.43%53,65876839.304.45%
460.14%2,945,8220.20%1,492,6700.19%63,62778138.914.35%
150.05%644,1870.04%357,1540.04%32,56679338.573.73%
80.02%441,6920.03%208,0640.03%32,35978442.133.51%
90.03%468,3020.03%169,7610.02%29,98980831.672.74%
90.03%380,9890.03%187,8530.02%25,70777232.222.82%
40.01%202,6660.01%101,7190.01%28,53875031.955.00%
210.06%898,4500.06%497,7660.06%28,37575640.603.53%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
----------
1,1703.57%26,157,1611.76%11,747,3571.47%15,51079832.012.92%
4,37913.37%149,860,05310.09%73,709,7869.21%24,59979236.033.10%
10,23031.23%481,479,68232.41%257,030,81532.13%37,07377939.603.40%
5,19915.87%271,165,94318.25%148,201,97418.53%42,32176840.913.70%
4,45713.60%224,100,01015.09%126,113,06515.77%42,67175742.093.90%
3,48610.64%164,631,40011.08%91,684,41711.46%38,65975241.924.00%
2,3377.13%104,032,3827.00%56,260,3917.03%33,16474841.383.99%
1,5034.59%64,132,5994.32%35,195,6654.40%30,49674841.364.03%
Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
4571.39%21,479,6431.45%12,328,7021.54%38,21275941.443.75%
130.04%669,9340.05%345,3990.04%41,07478338.722.91%
6441.97%29,747,7802.00%16,095,1802.01%37,74677440.983.42%
1480.45%6,320,6450.43%3,310,6240.41%33,60976438.143.54%
6,35619.40%288,013,87919.39%157,319,58119.67%39,31377240.573.59%
3591.10%16,596,5781.12%8,567,2281.07%32,75178138.823.34%
5281.61%20,006,1091.35%10,865,4511.36%28,63176839.703.59%
1410.43%6,083,6720.41%3,140,1970.39%34,98876739.793.92%
3,2179.82%149,931,02710.09%84,771,00010.60%40,70776441.863.89%
1,3324.07%63,794,3354.29%35,801,2834.48%38,84875642.163.92%
1070.33%4,760,3070.32%2,804,2350.35%33,27776541.233.47%
280.09%1,238,5810.08%553,2500.07%36,79377636.553.07%
1,0163.10%45,760,5413.08%24,277,2193.03%34,53176839.493.49%
1770.54%7,817,0950.53%3,861,9460.48%34,84277237.733.28%
840.26%3,547,1110.24%1,802,1640.23%29,69778739.633.09%
1040.32%5,203,0310.35%2,501,9850.31%33,93279237.833.16%
2140.65%9,381,6470.63%4,799,7310.60%30,75876738.183.37%
4501.37%22,203,5271.49%12,315,9571.54%39,74576642.123.77%
630.19%2,600,2320.18%1,264,2640.16%23,34778735.263.08%
1,0793.29%47,649,7803.21%23,932,9792.99%31,19276038.793.68%
8412.57%34,084,0232.29%17,802,5712.23%30,76177738.803.55%
2800.85%13,189,3930.89%6,701,4620.84%36,33576638.353.74%
3010.92%12,249,8170.82%6,486,6640.81%32,54577239.513.61%
2630.80%12,952,7210.87%7,158,5270.89%37,70475741.063.87%
2390.73%10,729,9610.72%5,474,5890.68%34,88777239.553.72%
10.00%25,1600.00%12,2100.00%12,21077720.001.99%
660.20%2,751,9400.19%1,372,1540.17%36,96180036.993.28%
220.07%923,0290.06%519,3460.06%30,51975141.833.58%
1420.43%6,135,8980.41%3,143,8080.39%33,02177538.143.27%
1,6294.97%70,570,8494.75%37,640,7634.71%35,89277139.743.70%
540.16%2,727,5370.18%1,358,8260.17%41,75474842.073.37%
2,5017.63%112,513,8287.57%59,420,3997.43%38,33076839.663.92%
8782.68%38,680,5472.60%21,187,1352.65%33,85377040.463.47%
100.03%495,0230.03%272,8630.03%33,68275535.872.67%
6391.95%27,337,7101.84%14,210,7891.78%33,21677239.233.40%
2420.74%11,861,4370.80%6,537,4660.82%37,87977940.623.18%
2260.69%9,108,6940.61%4,625,9770.58%30,39977938.833.19%
1,4904.55%62,562,4284.21%30,780,5863.85%32,84377937.323.53%
1170.36%4,248,5560.29%2,228,9610.28%25,37178139.093.33%
4451.36%19,608,8741.32%10,487,2281.31%36,11276341.203.61%
200.06%969,1100.07%494,0470.06%34,41979837.972.97%
4711.44%23,052,4601.55%12,436,4351.55%38,79676740.733.48%
3,53410.79%172,431,25711.61%95,146,88611.89%38,95276240.843.61%
1200.37%5,902,4400.40%3,350,6660.42%37,57277241.693.63%
320.10%1,090,0410.07%577,4680.07%22,70478937.803.11%
8302.53%37,318,4962.51%19,816,9592.48%33,98877240.103.47%
4731.44%21,662,4401.46%11,082,9031.39%36,11878038.113.35%
800.24%3,666,2680.25%1,825,7330.23%31,55877937.003.17%
2030.62%9,510,0630.64%5,021,8710.63%37,88877739.403.33%
90.03%506,7730.03%278,8490.03%40,07576838.463.68%
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860.26%3,887,0040.26%1,830,9520.23%33,72877736.813.66%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
12,31637.59%711,028,28647.86%386,137,55648.27%46,64377640.463.52%
20,44562.41%774,530,94452.14%413,805,91651.73%28,15476140.073.74%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
13,45241.06%558,106,66737.57%290,163,55436.27%32,07776539.633.63%
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19,30958.94%927,452,56362.43%509,779,91763.73%39,92777040.623.64%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%
Orig. # of Loans%Orig. Loan Amt ($)%Reporting Period ELA ($)%WA ELA ($)¹WA FICO¹WA RT¹WA APR¹
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32,72499.89%1,485,031,84599.96%799,787,30599.98%37,08576840.273.64%
370.11%527,3850.04%156,1670.02%6,18474028.385.16%
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Total:32,761100.00%1,485,559,230100.00%799,943,471100.00%37,07976840.263.64%

Footnotes:

  1. Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
  2. According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
  3. According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

© Finsight Group Inc 2023