StratMaker (145577)

GM Financial Consumer Automobile Receivables Trust 2022-3

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

80.01% / 19.99%

Total Original # of Loans

36,301

WA Loan to Value (LTV)

75.33%

Total Original Loan Amount (OLA)

$ 1,382,350,767

WA Payment to Income (PTI)

8.06%

Weighted Average (WA) OLA

$ 46,640

WA FICO (non-zero)

773

Rep. Period Beginning Loan Amount

$ 1,068,617,063

WA Remaining Term (RT)

54.55

Rep. Period Ending Loan Amount (ELA)

$ 1,036,974,772

WA Original APR

3.82%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

36,301

Total Original Loan Amount (OLA)

$ 1,382,350,767

Weighted Average (WA) OLA

$ 46,640

Rep. Period Beginning Loan Amount

$ 1,068,617,063

Rep. Period Ending Loan Amount (ELA)

$ 1,036,974,772

As % of Reporting Period ELA:

New % / Used %

80.01% / 19.99%

WA Loan to Value (LTV)

75.33%

WA Payment to Income (PTI)

8.06%

WA FICO (non-zero)

773

WA Remaining Term (RT)

54.55

WA Original APR

3.82%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	321	0.88%	2,760,748	0.20%	1,681,040	0.16%	5,963	744	38.46	6.23%
$10,000 - $14,999	1,845	5.08%	23,321,351	1.69%	15,513,000	1.50%	9,219	757	44.46	5.15%
$15,000 - $19,999	3,089	8.51%	54,466,264	3.94%	38,491,718	3.71%	13,279	756	48.88	4.84%
$20,000 - $24,999	4,086	11.26%	92,187,949	6.67%	67,189,948	6.48%	17,218	765	51.59	4.41%
$25,000 - $29,999	4,369	12.04%	120,187,080	8.69%	88,726,370	8.56%	21,185	767	53.20	4.02%
$30,000 - $39,999	8,254	22.74%	287,865,201	20.82%	215,092,896	20.74%	27,162	772	54.38	3.76%
$40,000 - $49,999	6,197	17.07%	276,959,578	20.04%	210,006,172	20.25%	34,972	773	55.46	3.50%
$50,000 - $59,999	3,881	10.69%	211,828,538	15.32%	160,776,305	15.50%	42,759	776	55.56	3.36%
$60,000 - $69,999	2,141	5.90%	138,068,680	9.99%	105,048,147	10.13%	50,821	776	56.06	3.59%
$70,000 - $79,999	1,150	3.17%	85,788,627	6.21%	65,107,828	6.28%	58,864	771	55.86	3.71%
$80,000 - $89,999	566	1.56%	47,691,732	3.45%	36,850,992	3.55%	67,181	765	56.47	4.26%
$90,000 - $99,999	236	0.65%	22,271,220	1.61%	17,465,165	1.68%	76,051	757	56.76	4.86%
Over $100,000	166	0.46%	18,953,799	1.37%	15,025,191	1.45%	94,969	753	57.86	5.79%
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	926	2.55%	25,605,201	1.85%	1,368,954	0.13%	3,697	787	34.18	4.72%
$5,000 - $9,999	1,878	5.17%	27,544,046	1.99%	14,790,008	1.43%	8,121	771	39.44	4.85%
$10,000 - $14,999	3,694	10.18%	70,361,175	5.09%	46,879,571	4.52%	12,851	765	46.09	4.46%
$15,000 - $19,999	4,973	13.70%	121,548,111	8.79%	87,432,363	8.43%	17,700	767	50.51	4.13%
$20,000 - $24,999	5,311	14.63%	160,620,160	11.62%	119,606,924	11.53%	22,613	772	52.54	3.76%
$25,000 - $29,999	4,900	13.50%	177,383,881	12.83%	134,478,414	12.97%	27,521	773	53.85	3.62%
$30,000 - $39,999	7,411	20.42%	331,644,946	23.99%	256,704,106	24.76%	34,879	773	55.25	3.50%
$40,000 - $49,999	3,944	10.86%	221,598,873	16.03%	175,241,457	16.90%	44,615	773	56.52	3.50%
$50,000 - $59,999	1,876	5.17%	126,943,248	9.18%	102,071,365	9.84%	54,562	772	57.70	3.89%
$60,000 - $69,999	845	2.33%	66,498,407	4.81%	54,350,945	5.24%	64,446	762	58.72	4.23%
$70,000 - $79,999	329	0.91%	29,329,106	2.12%	24,456,281	2.36%	74,437	756	60.56	5.10%
$80,000 - $89,999	122	0.34%	12,235,862	0.89%	10,290,883	0.99%	84,456	749	61.31	5.66%
$90,000 - $99,999	50	0.14%	5,613,985	0.41%	4,686,328	0.45%	93,806	749	59.01	6.29%
Over $100,000	42	0.12%	5,423,766	0.39%	4,617,174	0.45%	110,509	754	59.56	6.00%
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	10,356	28.53%	414,353,990	29.97%	299,931,860	28.92%	34,401	802	49.30	1.02%
2.50 - 4.99%	16,334	45.00%	639,258,002	46.24%	482,890,797	46.57%	38,219	780	56.56	3.88%
5.00 - 7.49%	6,389	17.60%	227,177,312	16.43%	173,716,518	16.75%	37,768	725	57.18	6.14%
7.50 - 9.99%	2,668	7.35%	85,069,107	6.15%	67,183,192	6.48%	35,108	691	56.55	8.54%
10.00 - 12.49%	498	1.37%	15,278,229	1.11%	12,259,413	1.18%	36,103	682	55.69	10.85%
12.50 - 14.99%	53	0.15%	1,189,185	0.09%	973,025	0.09%	28,852	690	54.10	13.28%
15.00 - 17.49%	3	0.01%	24,944	0.00%	19,967	0.00%	6,822	686	44.37	15.71%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	14	0.04%	387,763	0.03%	321,899	0.03%	25,515	472	58.03	7.40%
500 - 549	50	0.14%	1,352,877	0.10%	1,014,515	0.10%	24,359	532	54.35	6.04%
550 - 599	112	0.31%	3,585,853	0.26%	2,842,782	0.27%	29,944	579	55.92	6.04%
600 - 649	794	2.19%	26,668,971	1.93%	20,925,893	2.02%	34,190	638	56.78	6.88%
650 - 699	4,414	12.16%	157,991,799	11.43%	123,203,495	11.88%	36,618	677	56.72	6.28%
700 - 749	6,818	18.78%	268,776,764	19.44%	207,089,807	19.97%	39,383	727	56.81	4.68%
750 - 799	9,242	25.46%	369,221,229	26.71%	277,471,871	26.76%	38,237	775	55.31	3.53%
800+	14,693	40.48%	550,065,143	39.79%	400,868,604	38.66%	34,848	834	52.06	2.63%
NA	164	0.45%	4,300,368	0.31%	3,235,907	0.31%	25,907	0	53.70	5.15%
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	32	0.09%	602,809	0.04%	187,946	0.02%	9,743	814	11.45	2.15%
37 - 48	1,566	4.31%	57,375,820	4.15%	35,849,626	3.46%	32,667	814	23.96	0.50%
49 - 60	2,071	5.71%	58,315,927	4.22%	40,429,151	3.90%	28,287	804	35.44	1.66%
61 - 72	5,266	14.51%	157,051,584	11.36%	110,549,660	10.66%	28,840	788	45.21	3.70%
73+	27,366	75.39%	1,109,004,627	80.23%	849,958,390	81.97%	38,425	765	57.97	4.08%
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	457	1.26%	16,742,030	1.21%	0	0.00%	0	0	0.00	0.00%
1 - 12	68	0.19%	1,413,960	0.10%	297,438	0.03%	7,474	803	9.56	3.57%
13 - 24	1,122	3.09%	37,730,056	2.73%	21,723,903	2.09%	28,923	814	22.85	0.92%
25 - 36	2,170	5.98%	66,142,706	4.78%	41,024,022	3.96%	27,328	796	29.97	2.16%
37 - 48	6,215	17.12%	197,131,185	14.26%	136,142,345	13.13%	28,471	785	43.40	3.26%
49 - 60	19,342	53.28%	754,564,512	54.59%	578,668,678	55.80%	36,427	770	55.77	3.77%
61 - 72	6,654	18.33%	294,575,329	21.31%	246,643,639	23.78%	43,903	757	63.81	4.73%
73+	273	0.75%	14,050,989	1.02%	12,474,748	1.20%	50,392	762	73.36	5.06%
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	34,708	95.61%	1,316,371,517	95.23%	983,853,310	94.88%	36,500	773	54.43	3.71%
1 - 15	1,033	2.85%	42,690,600	3.09%	34,128,928	3.29%	41,551	726	56.55	5.44%
16 - 30	334	0.92%	13,514,710	0.98%	11,081,075	1.07%	42,891	706	57.69	6.44%
31 - 60	189	0.52%	8,255,511	0.60%	6,721,356	0.65%	46,288	715	56.69	6.56%
61 - 90	28	0.08%	1,146,620	0.08%	929,665	0.09%	41,087	710	55.57	6.90%
91 - 120	9	0.02%	371,809	0.03%	260,439	0.03%	42,723	731	60.98	7.21%
121+	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	36,096	99.44%	1,375,826,292	99.53%	1,031,957,376	99.52%	36,832	771	54.55	3.81%
Stated, verified to Level 3²	205	0.56%	6,524,476	0.47%	5,017,397	0.48%	30,830	620	55.17	5.77%
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	36,034	99.26%	1,373,391,429	99.35%	1,030,069,083	99.33%	36,833	771	54.54	3.81%
Stated, verified but not Level 4 or 5	267	0.74%	8,959,338	0.65%	6,905,690	0.67%	32,308	643	55.81	5.41%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	10,729	29.56%	355,758,343	25.74%	262,770,395	25.34%	33,530	776	53.45	3.37%
5.00 - 9.99%	16,491	45.43%	633,073,644	45.80%	476,072,355	45.91%	36,486	770	54.95	3.80%
10.00 - 14.99%	7,140	19.67%	306,374,683	22.16%	232,916,591	22.46%	39,930	765	55.39	4.28%
15.00 - 19.99%	1,649	4.54%	73,180,711	5.29%	54,932,675	5.30%	40,742	769	54.21	4.33%
20.00 - 24.99%	201	0.55%	9,723,050	0.70%	7,210,297	0.70%	43,915	785	48.93	3.35%
25.00 - 29.99%	56	0.15%	2,666,540	0.19%	1,974,372	0.19%	44,860	812	42.92	2.37%
30.00 - 39.99%	24	0.07%	1,091,534	0.08%	749,240	0.07%	36,225	798	37.59	2.40%
40.00 - 49.99%	9	0.02%	406,578	0.03%	290,990	0.03%	36,753	828	35.95	1.43%
50.00 - 59.99%	1	0.00%	51,117	0.00%	41,174	0.00%	41,174	532	54.00	7.45%
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	1	0.00%	24,568	0.00%	16,683	0.00%	16,683	846	41.00	6.74%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	255	0.70%	2,906,219	0.21%	1,652,680	0.16%	7,988	806	37.79	2.93%
25.00 - 49.99%	2,688	7.40%	53,416,685	3.86%	36,253,806	3.50%	16,339	802	45.25	2.91%
50.00 - 74.99%	6,960	19.17%	205,830,033	14.89%	148,853,145	14.35%	25,231	793	50.92	3.15%
75.00 - 99.99%	12,154	33.48%	468,423,880	33.89%	350,170,014	33.77%	33,941	775	54.39	3.54%
100.00 - 109.99%	5,534	15.24%	248,747,418	17.99%	187,864,904	18.12%	40,602	765	55.63	3.75%
110.00 - 119.99%	4,195	11.56%	201,169,661	14.55%	154,887,015	14.94%	45,325	760	56.42	4.10%
120.00 - 129.99%	2,565	7.07%	121,862,499	8.82%	94,317,456	9.10%	47,094	753	57.85	4.73%
130.00 - 139.99%	1,579	4.35%	67,202,139	4.86%	52,732,106	5.09%	45,572	744	57.01	5.56%
140.00%+	371	1.02%	12,792,233	0.93%	10,243,646	0.99%	41,464	737	57.09	6.53%
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	626	1.72%	24,458,223	1.77%	18,358,947	1.77%	36,938	775	54.29	4.02%
Alaska	60	0.17%	2,109,970	0.15%	1,552,680	0.15%	32,445	765	53.84	3.83%
Arizona	778	2.14%	30,638,421	2.22%	23,162,668	2.23%	39,314	765	56.48	3.97%
Arkansas	521	1.44%	19,519,541	1.41%	14,508,981	1.40%	35,916	769	53.60	3.99%
California	3,075	8.47%	132,197,714	9.56%	100,114,709	9.65%	40,905	767	55.25	3.69%
Colorado	613	1.69%	23,994,066	1.74%	17,904,825	1.73%	36,482	776	52.83	3.86%
Connecticut	388	1.07%	13,356,630	0.97%	10,058,891	0.97%	33,202	769	53.94	3.79%
Delaware	149	0.41%	5,156,957	0.37%	3,843,751	0.37%	30,857	776	53.53	3.81%
Florida	2,476	6.82%	96,934,133	7.01%	73,392,843	7.08%	38,564	769	56.35	4.28%
Georgia	1,339	3.69%	53,292,631	3.86%	40,334,555	3.89%	38,293	765	55.47	4.30%
Hawaii	28	0.08%	1,192,692	0.09%	839,021	0.08%	38,132	777	54.68	3.84%
Idaho	92	0.25%	3,938,198	0.28%	2,861,934	0.28%	39,088	773	52.53	3.77%
Illinois	1,670	4.60%	57,724,374	4.18%	43,004,344	4.15%	32,378	768	54.26	3.67%
Indiana	677	1.86%	24,468,685	1.77%	18,171,386	1.75%	34,236	771	53.25	3.19%
Iowa	449	1.24%	15,521,439	1.12%	11,381,976	1.10%	31,236	782	53.40	2.88%
Kansas	252	0.69%	10,116,978	0.73%	7,480,846	0.72%	36,097	782	52.76	3.21%
Kentucky	512	1.41%	17,907,990	1.30%	13,386,792	1.29%	33,976	767	54.51	4.35%
Louisiana	949	2.61%	37,382,571	2.70%	28,217,563	2.72%	37,767	770	54.96	4.01%
Maine	193	0.53%	7,135,139	0.52%	5,426,166	0.52%	35,461	772	55.59	3.71%
Maryland	432	1.19%	16,112,782	1.17%	12,214,854	1.18%	36,029	768	55.75	3.93%
Massachusetts	447	1.23%	15,415,226	1.12%	11,406,515	1.10%	31,877	772	53.41	3.77%
Michigan	1,694	4.67%	57,666,139	4.17%	42,642,587	4.11%	31,694	777	53.23	3.08%
Minnesota	791	2.18%	28,494,028	2.06%	21,178,832	2.04%	34,150	785	54.23	3.40%
Mississippi	377	1.04%	15,174,617	1.10%	11,465,814	1.11%	38,130	766	54.20	4.14%
Missouri	694	1.91%	24,194,711	1.75%	18,042,154	1.74%	33,376	778	53.59	3.27%
Montana	138	0.38%	5,168,719	0.37%	3,919,591	0.38%	36,386	777	53.56	3.54%
Nebraska	314	0.86%	11,315,982	0.82%	8,478,075	0.82%	35,076	787	53.05	3.27%
Nevada	315	0.87%	13,422,921	0.97%	10,005,631	0.96%	40,285	764	55.97	3.46%
New Hampshire	247	0.68%	9,216,755	0.67%	6,946,174	0.67%	34,999	762	55.10	4.07%
New Jersey	869	2.39%	30,794,241	2.23%	22,874,954	2.21%	34,667	773	54.59	3.86%
New Mexico	199	0.55%	8,050,891	0.58%	6,018,324	0.58%	38,654	762	55.94	4.67%
New York	1,984	5.47%	66,199,915	4.79%	49,200,462	4.74%	32,708	769	53.13	3.83%
North Carolina	940	2.59%	37,064,523	2.68%	27,652,227	2.67%	38,033	779	54.37	3.67%
North Dakota	145	0.40%	5,301,769	0.38%	3,999,688	0.39%	33,667	775	52.42	3.81%
Ohio	1,661	4.58%	53,914,349	3.90%	40,679,863	3.92%	31,534	773	54.69	3.99%
Oklahoma	507	1.40%	19,125,649	1.38%	14,406,770	1.39%	36,057	770	53.37	3.93%
Oregon	145	0.40%	5,812,399	0.42%	4,222,935	0.41%	37,499	783	52.37	3.09%
Pennsylvania	1,304	3.59%	42,485,597	3.07%	31,528,488	3.04%	31,668	772	52.97	3.63%
Rhode Island	92	0.25%	3,273,539	0.24%	2,536,772	0.24%	34,079	766	55.01	3.80%
South Carolina	509	1.40%	18,290,171	1.32%	13,365,426	1.29%	35,269	773	54.04	3.82%
South Dakota	194	0.53%	7,115,743	0.51%	5,337,313	0.51%	34,872	790	53.92	3.46%
Tennessee	610	1.68%	24,425,842	1.77%	18,236,373	1.76%	37,794	769	54.42	4.10%
Texas	4,610	12.70%	203,918,527	14.75%	154,984,620	14.95%	42,235	766	55.31	4.12%
Utah	107	0.29%	4,648,835	0.34%	3,380,726	0.33%	38,631	765	53.83	3.37%
Vermont	145	0.40%	5,042,263	0.36%	3,752,970	0.36%	32,165	766	55.14	4.13%
Virginia	532	1.47%	21,557,718	1.56%	16,092,308	1.55%	38,985	768	54.49	3.56%
Washington	249	0.69%	10,912,775	0.79%	7,868,504	0.76%	38,445	785	50.74	2.76%
West Virginia	282	0.78%	9,973,474	0.72%	7,610,190	0.73%	34,284	765	56.12	4.03%
Wisconsin	834	2.30%	27,768,401	2.01%	20,398,950	1.97%	31,155	777	53.05	3.19%
Wyoming	87	0.24%	3,445,912	0.25%	2,523,805	0.24%	35,752	788	52.94	3.28%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	26,895	74.09%	1,113,572,746	80.56%	829,677,690	80.01%	38,494	781	54.35	3.19%
Used	9,406	25.91%	268,778,021	19.44%	207,297,082	19.99%	30,038	729	55.35	6.37%
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	3,510	9.67%	97,418,683	7.05%	73,095,713	7.05%	30,088	747	54.37	4.98%
Truck	14,329	39.47%	607,149,468	43.92%	455,601,985	43.94%	38,407	773	54.75	3.90%
SUV	18,462	50.86%	677,782,616	49.03%	508,277,075	49.02%	36,332	772	54.39	3.59%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	540	1.49%	15,003,405	1.09%	11,838,295	1.14%	28,942	719	55.59	7.08%
Ford: Lincoln	26	0.07%	814,990	0.06%	637,525	0.06%	38,266	732	54.56	6.70%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	7,948	21.89%	352,668,537	25.51%	261,621,986	25.23%	41,576	778	53.09	3.73%
GMC: Buick	2,145	5.91%	60,023,401	4.34%	44,389,023	4.28%	25,198	778	54.19	3.13%
GMC: Cadillac	2,461	6.78%	115,290,631	8.34%	84,593,687	8.16%	45,012	771	52.68	2.96%
GMC: Chevrolet	20,817	57.35%	779,002,576	56.35%	587,474,363	56.65%	35,398	771	55.41	3.72%
GMC: Hummer	2	0.01%	47,535	0.00%	33,787	0.00%	17,025	739	41.91	8.32%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	9,902	0.00%	7,276	0.00%	7,276	717	33.00	11.20%
GMC: Saturn	1	0.00%	12,042	0.00%	8,211	0.00%	8,211	745	31.00	7.67%
Tesla	3	0.01%	253,149	0.02%	209,714	0.02%	77,172	728	60.58	7.13%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	56	0.15%	1,692,790	0.12%	1,275,951	0.12%	31,806	708	55.23	7.21%
BMW: Mini	12	0.03%	222,874	0.02%	179,425	0.02%	17,518	702	54.79	8.30%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	48	0.13%	1,824,514	0.13%	1,322,561	0.13%	43,250	732	57.52	7.22%
Daimler: Smart	1	0.00%	13,385	0.00%	9,417	0.00%	9,417	723	41.00	7.45%
Fiat	1	0.00%	11,839	0.00%	8,113	0.00%	8,113	788	39.00	5.85%
Fiat: Alfa Romeo	5	0.01%	150,604	0.01%	126,470	0.01%	27,470	724	57.65	6.59%
Fiat: Chrysler	70	0.19%	1,573,926	0.11%	1,241,579	0.12%	21,105	712	54.88	7.04%
Fiat: Dodge	387	1.07%	12,276,658	0.89%	9,823,806	0.95%	31,544	722	56.38	7.15%
Fiat: Jeep	347	0.96%	9,118,992	0.66%	7,157,618	0.69%	25,504	722	55.30	6.89%
Fiat: Maserati	2	0.01%	80,466	0.01%	67,853	0.01%	34,292	705	58.42	6.87%
Geely: Volvo	12	0.03%	251,751	0.02%	190,617	0.02%	21,073	743	50.95	6.03%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	70	0.19%	1,330,858	0.10%	999,844	0.10%	17,667	737	52.47	6.75%
Volkswagen: Audi	31	0.09%	912,578	0.07%	726,516	0.07%	29,331	736	57.05	6.94%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	6	0.02%	323,323	0.02%	253,001	0.02%	54,696	718	52.87	8.16%
Honda	203	0.56%	4,405,329	0.32%	3,367,603	0.32%	19,896	730	55.08	6.48%
Honda: Acura	21	0.06%	455,537	0.03%	350,964	0.03%	20,579	713	53.41	6.75%
Hyundai	126	0.35%	2,411,832	0.17%	1,906,228	0.18%	18,416	719	55.18	7.39%
Hyundai: Kia	129	0.36%	2,531,375	0.18%	2,016,228	0.19%	18,502	718	56.23	6.99%
Isuzu	2	0.01%	63,011	0.00%	47,572	0.00%	27,094	700	48.97	8.27%
Mazda	37	0.10%	752,577	0.05%	595,936	0.06%	18,321	720	53.80	7.15%
Mitsubishi	27	0.07%	545,817	0.04%	405,535	0.04%	18,945	707	55.24	8.28%
Nissan	257	0.71%	5,531,879	0.40%	4,265,230	0.41%	21,007	715	55.11	7.30%
Nissan: Infiniti	43	0.12%	1,364,480	0.10%	1,110,960	0.11%	29,988	740	56.61	6.99%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	81	0.22%	1,731,902	0.13%	1,276,052	0.12%	18,359	721	52.49	6.82%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	1	0.00%	25,665	0.00%	18,389	0.00%	18,389	708	41.00	6.24%
Tata: Land Rover	14	0.04%	472,719	0.03%	371,267	0.04%	38,375	737	54.74	6.65%
Toyota	330	0.91%	8,019,407	0.58%	6,170,558	0.60%	23,674	724	55.15	6.80%
Toyota: Lexus	37	0.10%	1,076,625	0.08%	842,499	0.08%	28,717	737	54.06	6.56%
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	51,885	0.00%	33,113	0.00%	33,113	702	33.00	7.60%
Total:	36,301	100.00%	1,382,350,767	100.00%	1,036,974,772	100.00%	36,803	770	54.55	3.82%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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