StratMaker (145922)

World Omni Auto Receivables Trust 2022-B

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

93.89% / 6.11%

Total Original # of Loans

44,920

WA Loan to Value (LTV)

80.87%

Total Original Loan Amount (OLA)

$ 1,429,078,691

WA Payment to Income (PTI)

9.96%

Weighted Average (WA) OLA

$ 35,449

WA FICO (non-zero)

755

Rep. Period Beginning Loan Amount

$ 799,361,521

WA Remaining Term (RT)

52.69

Rep. Period Ending Loan Amount (ELA)

$ 770,154,722

WA Original APR

4.21%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

44,920

Total Original Loan Amount (OLA)

$ 1,429,078,691

Weighted Average (WA) OLA

$ 35,449

Rep. Period Beginning Loan Amount

$ 799,361,521

Rep. Period Ending Loan Amount (ELA)

$ 770,154,722

As % of Reporting Period ELA:

New % / Used %

93.89% / 6.11%

WA Loan to Value (LTV)

80.87%

WA Payment to Income (PTI)

9.96%

WA FICO (non-zero)

755

WA Remaining Term (RT)

52.69

WA Original APR

4.21%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	431	0.96%	3,592,138	0.25%	1,611,043	0.21%	5,896	782	34.80	2.49%
$10,000 - $14,999	1,593	3.55%	20,469,067	1.43%	8,829,575	1.15%	9,045	787	38.17	2.94%
$15,000 - $19,999	3,737	8.32%	66,659,870	4.66%	27,705,297	3.60%	12,650	778	42.36	3.43%
$20,000 - $24,999	6,449	14.36%	145,986,158	10.22%	66,661,301	8.66%	16,762	767	47.45	3.84%
$25,000 - $29,999	8,612	19.17%	236,759,820	16.57%	117,828,500	15.30%	21,055	756	51.37	4.19%
$30,000 - $39,999	14,602	32.51%	505,428,557	35.37%	274,128,118	35.59%	27,313	751	53.58	4.31%
$40,000 - $49,999	6,783	15.10%	299,289,795	20.94%	175,142,961	22.74%	35,403	751	54.85	4.28%
$50,000 - $59,999	2,232	4.97%	120,312,035	8.42%	77,972,597	10.12%	43,980	753	55.66	4.30%
$60,000 - $69,999	481	1.07%	30,581,250	2.14%	20,275,330	2.63%	52,765	747	57.50	4.94%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	15,107	33.63%	434,109,103	30.38%	21,662,331	2.81%	3,401	762	9.31	2.82%
$5,000 - $9,999	2,775	6.18%	79,697,139	5.58%	19,326,473	2.51%	7,277	762	21.19	3.32%
$10,000 - $14,999	2,478	5.52%	49,196,144	3.44%	31,691,558	4.11%	12,950	782	38.84	2.80%
$15,000 - $19,999	4,114	9.16%	99,949,174	6.99%	72,881,789	9.46%	17,828	771	46.79	3.46%
$20,000 - $24,999	5,701	12.69%	165,504,864	11.58%	128,504,330	16.69%	22,632	759	52.25	4.02%
$25,000 - $29,999	5,536	12.32%	187,993,053	13.15%	151,764,569	19.71%	27,492	751	55.61	4.37%
$30,000 - $39,999	6,670	14.85%	276,313,251	19.34%	228,378,101	29.65%	34,469	749	57.68	4.46%
$40,000 - $49,999	2,084	4.64%	108,186,445	7.57%	91,566,975	11.89%	44,105	746	59.99	4.85%
$50,000 - $59,999	437	0.97%	26,900,720	1.88%	23,279,593	3.02%	53,390	737	61.88	5.34%
$60,000 - $69,999	18	0.04%	1,228,796	0.09%	1,099,004	0.14%	61,067	701	64.11	7.83%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	13,421	29.88%	397,895,538	27.84%	174,269,978	22.63%	24,223	797	38.16	1.26%
2.50 - 4.99%	19,804	44.09%	647,027,763	45.28%	362,922,722	47.12%	29,566	767	55.81	3.76%
5.00 - 7.49%	8,001	17.81%	265,606,686	18.59%	161,905,501	21.02%	31,175	713	58.65	6.06%
7.50 - 9.99%	2,544	5.66%	85,879,413	6.01%	52,864,903	6.86%	32,022	677	59.55	8.53%
10.00 - 12.49%	714	1.59%	21,178,801	1.48%	12,091,939	1.57%	30,534	667	57.06	11.24%
12.50 - 14.99%	339	0.75%	8,969,156	0.63%	4,769,561	0.62%	27,023	662	56.20	13.46%
15.00 - 17.49%	93	0.21%	2,435,948	0.17%	1,306,650	0.17%	26,674	657	57.67	15.93%
17.50 - 19.99%	4	0.01%	85,386	0.01%	23,468	0.00%	18,710	0	57.59	19.09%
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	8,835	19.67%	300,570,757	21.03%	174,366,215	22.64%	31,118	677	57.48	6.89%
700 - 749	11,598	25.82%	376,394,064	26.34%	199,802,621	25.94%	29,437	724	54.67	4.21%
750 - 799	10,603	23.60%	331,949,921	23.23%	176,877,823	22.97%	28,221	774	51.24	3.15%
800+	13,099	29.16%	399,608,762	27.96%	208,616,451	27.09%	27,139	833	48.03	2.66%
NA	785	1.75%	20,555,186	1.44%	10,491,614	1.36%	25,193	0	52.71	7.97%
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	27	0.06%	425,526	0.03%	162,048	0.02%	9,613	779	13.39	3.65%
37 - 48	3,732	8.31%	103,313,258	7.23%	61,769,666	8.02%	22,186	800	24.08	0.39%
49 - 60	1,089	2.42%	28,589,042	2.00%	17,390,428	2.26%	21,624	798	34.02	2.30%
61 - 72	8,419	18.74%	245,396,771	17.17%	134,638,991	17.48%	26,901	793	48.51	2.80%
73+	31,653	70.47%	1,051,354,093	73.57%	556,193,589	72.22%	30,305	739	57.48	5.03%
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,529	5.63%	70,109,568	4.91%	2,798	0.00%	792	701	0.00	5.91%
1 - 12	9,699	21.59%	280,027,476	19.59%	28,698,185	3.73%	4,219	758	9.03	3.14%
13 - 24	2,437	5.43%	69,526,514	4.87%	31,058,231	4.03%	19,091	789	21.48	0.85%
25 - 36	2,793	6.22%	77,189,955	5.40%	47,637,857	6.19%	22,491	800	27.10	0.90%
37 - 48	4,456	9.92%	132,951,909	9.30%	80,572,378	10.46%	23,478	770	43.67	3.50%
49 - 60	10,897	24.26%	362,374,356	25.36%	252,214,276	32.75%	29,345	757	55.23	4.26%
61 - 72	12,109	26.96%	436,898,913	30.57%	329,970,997	42.84%	33,781	739	63.39	5.23%
73+	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	42,688	95.03%	1,351,406,494	94.56%	718,432,469	93.28%	28,649	758	52.51	4.06%
1 - 15	1,286	2.86%	44,199,051	3.09%	28,593,201	3.71%	31,134	709	54.74	5.87%
16 - 30	536	1.19%	19,120,588	1.34%	13,117,538	1.70%	32,721	704	56.01	6.05%
31 - 60	288	0.64%	10,214,417	0.71%	7,133,743	0.93%	32,386	689	55.13	7.26%
61 - 90	103	0.23%	3,512,635	0.25%	2,416,850	0.31%	32,464	693	56.39	7.03%
91 - 120	19	0.04%	625,505	0.04%	460,921	0.06%	30,249	694	55.40	6.82%
121+	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	44,766	99.66%	1,424,678,757	99.69%	767,508,110	99.66%	28,870	755	52.69	4.21%
Stated, verified to Level 3²	154	0.34%	4,399,933	0.31%	2,646,612	0.34%	25,353	759	53.66	2.71%
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	154	0.34%	4,399,933	0.31%	2,646,612	0.34%	25,353	759	53.66	2.71%
Stated, not verified	44,766	99.66%	1,424,678,757	99.69%	767,508,110	99.66%	28,870	755	52.69	4.21%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	9,950	22.15%	275,171,852	19.26%	143,958,603	18.69%	26,179	783	51.31	3.48%
5.00 - 9.99%	17,990	40.05%	563,583,944	39.44%	296,776,961	38.53%	28,148	762	52.71	3.98%
10.00 - 14.99%	11,065	24.63%	378,030,748	26.45%	207,681,304	26.97%	30,271	739	53.58	4.62%
15.00 - 19.99%	4,613	10.27%	165,375,291	11.57%	94,207,558	12.23%	31,467	727	53.71	5.12%
20.00 - 24.99%	905	2.01%	33,513,563	2.35%	19,313,976	2.51%	31,983	734	51.53	4.79%
25.00 - 29.99%	138	0.31%	5,148,945	0.36%	3,091,320	0.40%	30,372	770	40.31	2.76%
30.00 - 39.99%	65	0.14%	2,603,782	0.18%	1,664,518	0.22%	30,607	772	36.96	2.16%
40.00 - 49.99%	15	0.03%	483,751	0.03%	374,502	0.05%	26,424	734	46.59	5.04%
50.00 - 59.99%	2	0.00%	80,065	0.01%	6,911	0.00%	6,911	870	12.00	4.39%
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	3	0.01%	84,127	0.01%	47,621	0.01%	22,824	855	36.91	3.46%
80.00 - 89.99%	2	0.00%	35,481	0.00%	12,869	0.00%	12,869	753	51.00	4.24%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	4	0.01%	133,301	0.01%	107,000	0.01%	28,328	739	57.26	5.41%
NA	168	0.37%	4,833,841	0.34%	2,911,578	0.38%	25,737	763	53.39	2.64%
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	207	0.46%	2,023,666	0.14%	946,396	0.12%	9,120	792	35.20	2.92%
25.00 - 49.99%	2,113	4.70%	32,387,854	2.27%	17,508,023	2.27%	12,467	797	39.67	2.42%
50.00 - 74.99%	6,357	14.15%	149,827,966	10.48%	79,111,386	10.27%	19,809	790	47.15	2.95%
75.00 - 99.99%	13,988	31.14%	429,051,243	30.02%	215,892,269	28.03%	26,222	773	50.96	3.60%
100.00 - 109.99%	7,115	15.84%	249,642,834	17.47%	133,516,231	17.34%	30,205	757	52.44	4.05%
110.00 - 119.99%	6,332	14.10%	234,752,871	16.43%	136,836,353	17.77%	32,760	743	55.34	4.60%
120.00 - 129.99%	4,228	9.41%	159,657,697	11.17%	94,686,398	12.29%	33,888	729	56.93	5.13%
130.00 - 139.99%	2,444	5.44%	91,348,606	6.39%	50,828,950	6.60%	33,400	715	56.92	5.76%
140.00%+	2,136	4.76%	80,385,954	5.63%	40,828,717	5.30%	33,016	712	55.51	5.76%
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	3,929	8.75%	128,202,421	8.97%	68,432,545	8.89%	29,662	758	53.19	4.25%
Alaska	6	0.01%	201,431	0.01%	77,307	0.01%	30,989	797	56.52	3.79%
Arizona	40	0.09%	1,200,378	0.08%	470,672	0.06%	25,351	762	49.67	5.08%
Arkansas	17	0.04%	557,417	0.04%	366,150	0.05%	32,097	738	54.72	5.45%
California	118	0.26%	3,706,256	0.26%	1,733,408	0.23%	27,614	751	49.55	3.69%
Colorado	62	0.14%	2,103,855	0.15%	1,011,247	0.13%	29,630	756	52.00	3.72%
Connecticut	17	0.04%	511,029	0.04%	225,892	0.03%	26,332	765	57.77	4.47%
Delaware	9	0.02%	302,938	0.02%	95,338	0.01%	29,069	825	45.97	2.68%
Florida	21,282	47.38%	672,782,732	47.08%	370,559,081	48.11%	28,894	747	53.91	4.51%
Georgia	7,876	17.53%	258,947,723	18.12%	138,888,632	18.03%	29,608	754	51.88	4.25%
Hawaii	5	0.01%	147,967	0.01%	55,821	0.01%	22,555	713	43.80	4.82%
Idaho	5	0.01%	159,193	0.01%	92,063	0.01%	35,123	751	57.09	4.70%
Illinois	62	0.14%	2,256,738	0.16%	1,094,613	0.14%	33,194	759	50.72	4.42%
Indiana	44	0.10%	1,258,000	0.09%	477,067	0.06%	25,519	797	49.11	3.86%
Iowa	12	0.03%	421,008	0.03%	255,462	0.03%	31,622	734	58.99	3.84%
Kansas	22	0.05%	756,091	0.05%	381,105	0.05%	28,533	746	51.74	4.06%
Kentucky	37	0.08%	1,240,283	0.09%	555,854	0.07%	28,086	742	53.18	4.69%
Louisiana	29	0.06%	892,541	0.06%	411,372	0.05%	24,902	744	42.98	3.92%
Maine	9	0.02%	327,839	0.02%	32,475	0.00%	10,418	808	17.30	3.50%
Maryland	10	0.02%	288,850	0.02%	128,159	0.02%	26,178	793	52.44	3.71%
Massachusetts	31	0.07%	925,776	0.06%	500,142	0.06%	27,915	773	52.21	3.38%
Michigan	41	0.09%	1,272,879	0.09%	599,846	0.08%	26,724	779	41.71	2.73%
Minnesota	18	0.04%	573,962	0.04%	276,228	0.04%	28,191	757	55.75	4.97%
Mississippi	115	0.26%	3,916,792	0.27%	2,202,728	0.29%	29,284	766	52.88	3.61%
Missouri	32	0.07%	836,408	0.06%	352,030	0.05%	19,468	759	46.96	3.85%
Montana	11	0.02%	342,964	0.02%	143,999	0.02%	22,354	787	44.19	2.29%
Nebraska	3	0.01%	116,190	0.01%	3,119	0.00%	3,119	820	7.00	2.90%
Nevada	18	0.04%	559,696	0.04%	227,829	0.03%	29,631	727	47.99	3.33%
New Hampshire	12	0.03%	362,318	0.03%	105,982	0.01%	16,565	825	41.42	2.01%
New Jersey	66	0.15%	1,997,939	0.14%	878,607	0.11%	27,498	769	49.66	4.13%
New Mexico	13	0.03%	442,269	0.03%	158,688	0.02%	28,025	793	50.91	2.93%
New York	132	0.29%	4,098,672	0.29%	2,175,220	0.28%	27,747	769	46.42	3.34%
North Carolina	7,156	15.93%	222,577,372	15.57%	116,285,005	15.10%	27,774	772	50.37	3.44%
North Dakota	3	0.01%	72,439	0.01%	49,959	0.01%	22,422	714	56.76	6.00%
Ohio	83	0.18%	2,593,490	0.18%	1,173,103	0.15%	28,284	742	48.94	4.24%
Oklahoma	16	0.04%	490,478	0.03%	280,202	0.04%	30,989	779	55.36	3.44%
Oregon	8	0.02%	206,494	0.01%	101,483	0.01%	21,246	730	53.19	3.38%
Pennsylvania	24	0.05%	810,012	0.06%	501,341	0.07%	32,344	800	53.90	4.13%
Rhode Island	5	0.01%	122,820	0.01%	32,621	0.00%	21,397	778	31.54	2.43%
South Carolina	2,867	6.38%	88,908,212	6.22%	47,889,370	6.22%	28,032	767	51.85	3.74%
South Dakota	3	0.01%	106,233	0.01%	49,995	0.01%	27,125	823	33.79	1.99%
Tennessee	228	0.51%	7,351,715	0.51%	3,888,274	0.50%	30,159	771	50.98	3.49%
Texas	62	0.14%	2,015,484	0.14%	1,124,420	0.15%	29,381	735	53.16	4.64%
Utah	18	0.04%	565,548	0.04%	285,970	0.04%	27,968	708	51.32	4.87%
Vermont	4	0.01%	116,031	0.01%	74,622	0.01%	26,211	736	42.76	4.28%
Virginia	255	0.57%	8,097,472	0.57%	3,988,161	0.52%	28,548	769	50.71	3.53%
Washington	49	0.11%	1,580,935	0.11%	650,769	0.08%	30,407	719	54.08	4.54%
West Virginia	17	0.04%	603,539	0.04%	359,263	0.05%	28,975	769	55.40	3.77%
Wisconsin	23	0.05%	740,974	0.05%	332,131	0.04%	28,693	772	51.23	3.82%
Wyoming	5	0.01%	120,897	0.01%	24,232	0.00%	21,845	807	49.71	3.50%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.00%	58,059	0.00%	24,748	0.00%	24,748	795	51.00	1.99%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	4	0.01%	73,905	0.01%	39,219	0.01%	17,791	706	56.52	4.63%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.01%	156,026	0.01%	31,159	0.00%	26,959	684	50.58	4.91%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	41,801	93.06%	1,344,768,625	94.10%	723,084,083	93.89%	28,908	756	52.40	4.03%
Used	3,119	6.94%	84,310,066	5.90%	47,070,639	6.11%	28,090	736	57.17	6.90%
NA	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	17,628	39.24%	479,395,526	33.55%	253,979,587	32.98%	24,265	738	53.51	4.81%
Truck	5,554	12.36%	203,579,538	14.25%	106,712,471	13.86%	33,009	758	54.48	4.55%
SUV	21,738	48.39%	746,103,627	52.21%	409,462,664	53.17%	30,625	764	51.72	3.74%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	44,890	99.93%	1,428,517,951	99.96%	770,066,996	99.99%	28,861	755	52.70	4.21%
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	30	0.07%	560,739	0.04%	87,726	0.01%	6,292	706	22.03	8.50%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	44,920	100.00%	1,429,078,691	100.00%	770,154,722	100.00%	28,858	755	52.69	4.21%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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