StratMaker (145938)

World Omni Select Auto Trust 2020-A

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

79.71% / 20.29%

Total Original # of Loans

21,474

WA Loan to Value (LTV)

68.17%

Total Original Loan Amount (OLA)

$ 619,715,700

WA Payment to Income (PTI)

11.44%

Weighted Average (WA) OLA

$ 32,150

WA FICO (non-zero)

664

Rep. Period Beginning Loan Amount

$ 235,916,859

WA Remaining Term (RT)

39.00

Rep. Period Ending Loan Amount (ELA)

$ 225,839,357

WA Original APR

8.31%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

21,474

Total Original Loan Amount (OLA)

$ 619,715,700

Weighted Average (WA) OLA

$ 32,150

Rep. Period Beginning Loan Amount

$ 235,916,859

Rep. Period Ending Loan Amount (ELA)

$ 225,839,357

As % of Reporting Period ELA:

New % / Used %

79.71% / 20.29%

WA Loan to Value (LTV)

68.17%

WA Payment to Income (PTI)

11.44%

WA FICO (non-zero)

664

WA Remaining Term (RT)

39.00

WA Original APR

8.31%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	289	1.35%	2,411,165	0.39%	683,647	0.30%	4,189	686	28.10	9.91%
$10,000 - $14,999	1,080	5.03%	13,985,107	2.26%	5,209,459	2.31%	7,348	666	33.43	10.85%
$15,000 - $19,999	2,376	11.06%	42,246,677	6.82%	16,369,474	7.25%	10,845	653	37.61	11.05%
$20,000 - $24,999	4,043	18.83%	91,744,847	14.80%	34,232,858	15.16%	14,150	641	39.39	10.22%
$25,000 - $29,999	4,698	21.88%	128,920,280	20.80%	46,912,903	20.77%	16,807	651	39.58	8.92%
$30,000 - $39,999	6,341	29.53%	216,921,112	35.00%	79,097,209	35.02%	20,359	667	39.23	7.52%
$40,000 - $49,999	2,021	9.41%	88,796,654	14.33%	31,140,519	13.79%	25,292	692	38.96	6.22%
$50,000 - $59,999	515	2.40%	27,628,417	4.46%	9,498,378	4.21%	30,484	698	38.99	6.17%
$60,000 - $69,999	111	0.52%	7,061,442	1.14%	2,694,910	1.19%	36,392	701	39.43	6.47%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,308	38.69%	236,369,213	38.14%	1,148,798	0.51%	3,796	703	24.58	8.61%
$5,000 - $9,999	1,405	6.54%	22,605,115	3.65%	11,098,307	4.91%	8,152	683	32.91	9.55%
$10,000 - $14,999	3,423	15.94%	76,934,324	12.41%	43,811,133	19.40%	12,955	662	37.67	9.16%
$15,000 - $19,999	4,659	21.70%	136,991,087	22.11%	80,964,683	35.85%	17,491	658	39.23	8.40%
$20,000 - $24,999	2,584	12.03%	94,938,476	15.32%	57,176,306	25.32%	22,214	665	40.17	7.74%
$25,000 - $29,999	772	3.60%	34,415,325	5.55%	20,848,182	9.23%	27,077	669	40.53	7.40%
$30,000 - $39,999	305	1.42%	16,328,108	2.63%	10,037,393	4.44%	33,092	672	41.19	7.55%
$40,000 - $49,999	18	0.08%	1,134,053	0.18%	754,555	0.33%	42,042	639	43.23	9.16%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	342	1.59%	10,817,770	1.75%	3,327,776	1.47%	17,388	753	33.58	1.37%
2.50 - 4.99%	4,103	19.11%	141,641,895	22.86%	51,669,026	22.88%	20,098	725	38.39	4.20%
5.00 - 7.49%	4,952	23.06%	158,724,165	25.61%	57,042,841	25.26%	20,147	684	38.44	6.19%
7.50 - 9.99%	3,452	16.08%	92,685,310	14.96%	35,064,242	15.53%	17,853	645	39.67	8.94%
10.00 - 12.49%	4,670	21.75%	122,772,881	19.81%	45,527,772	20.16%	18,265	621	39.80	11.36%
12.50 - 14.99%	2,864	13.34%	68,805,618	11.10%	24,791,812	10.98%	17,526	607	39.78	13.55%
15.00 - 17.49%	973	4.53%	21,879,306	3.53%	7,650,896	3.39%	16,694	593	39.28	15.86%
17.50 - 19.99%	115	0.54%	2,337,957	0.38%	738,584	0.33%	15,407	590	38.61	18.25%
20.00 - 22.49%	3	0.01%	50,799	0.01%	26,409	0.01%	14,020	572	33.37	20.00%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	71	0.33%	1,513,492	0.24%	553,856	0.25%	15,585	480	39.34	12.53%
500 - 549	541	2.52%	12,493,383	2.02%	4,055,745	1.80%	16,813	531	40.02	12.77%
550 - 599	3,395	15.81%	92,614,027	14.94%	32,325,792	14.31%	18,489	584	39.70	10.46%
600 - 649	10,065	46.87%	290,243,426	46.83%	104,999,287	46.49%	19,297	627	39.45	9.52%
650 - 699	1,453	6.77%	40,237,129	6.49%	14,703,967	6.51%	18,556	674	38.25	8.11%
700 - 749	2,611	12.16%	81,238,064	13.11%	30,672,788	13.58%	19,357	725	38.48	5.47%
750 - 799	1,780	8.29%	55,949,859	9.03%	21,187,772	9.38%	18,874	773	38.03	4.91%
800+	1,422	6.62%	43,049,779	6.95%	16,408,487	7.27%	18,170	830	37.56	4.72%
NA	136	0.63%	2,376,540	0.38%	931,663	0.41%	12,730	0	35.09	12.26%
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	3	0.01%	24,660	0.00%	0	0.00%	0	0	0.00	0.00%
37 - 48	51	0.24%	619,434	0.10%	9,237	0.00%	1,064	696	3.31	7.35%
49 - 60	146	0.68%	2,014,274	0.33%	378,748	0.17%	5,084	686	13.51	8.39%
61 - 72	1,169	5.44%	20,148,888	3.25%	6,765,905	3.00%	9,792	689	26.27	8.47%
73+	20,105	93.62%	596,908,444	96.32%	218,685,467	96.83%	19,246	663	39.44	8.31%
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,057	4.92%	27,889,545	4.50%	0	0.00%	0	0	0.00	0.00%
1 - 12	101	0.47%	1,453,966	0.23%	171,175	0.08%	4,499	692	9.27	7.98%
13 - 24	610	2.84%	10,841,587	1.75%	2,906,194	1.29%	8,323	683	21.15	8.32%
25 - 36	5,243	24.42%	146,166,649	23.59%	50,920,646	22.55%	16,283	672	34.00	7.72%
37 - 48	14,388	67.00%	431,250,743	69.59%	170,493,309	75.49%	19,901	661	40.75	8.47%
49 - 60	75	0.35%	2,113,211	0.34%	1,348,033	0.60%	22,299	635	49.47	10.78%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	17,959	83.63%	518,589,811	83.68%	161,333,532	71.44%	18,421	677	38.56	7.80%
1 - 15	1,624	7.56%	47,409,393	7.65%	29,575,546	13.10%	19,985	641	39.84	9.10%
16 - 30	794	3.70%	22,453,860	3.62%	14,180,968	6.28%	19,941	629	39.97	9.59%
31 - 60	788	3.67%	22,336,498	3.60%	14,733,935	6.52%	20,531	621	40.42	10.32%
61 - 90	261	1.22%	7,430,273	1.20%	5,032,067	2.23%	21,040	622	40.94	10.27%
91 - 120	48	0.22%	1,495,865	0.24%	983,310	0.44%	23,329	628	40.26	10.12%
121+	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	21,416	99.73%	617,927,139	99.71%	225,232,412	99.73%	18,941	664	39.00	8.32%
Stated, verified to Level 3²	58	0.27%	1,788,561	0.29%	606,945	0.27%	17,902	621	38.71	3.39%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	58	0.27%	1,788,561	0.29%	606,945	0.27%	17,902	621	38.71	3.39%
Stated, not verified	21,416	99.73%	617,927,139	99.71%	225,232,412	99.73%	18,941	664	39.00	8.32%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,437	11.35%	58,004,807	9.36%	21,992,753	9.74%	15,864	721	37.65	6.65%
5.00 - 9.99%	7,225	33.65%	207,746,252	33.52%	77,370,436	34.26%	18,697	683	38.75	7.64%
10.00 - 14.99%	6,885	32.06%	205,567,951	33.17%	73,829,876	32.69%	19,433	648	39.18	8.77%
15.00 - 19.99%	4,034	18.79%	120,782,868	19.49%	42,966,450	19.03%	19,773	635	39.67	9.42%
20.00 - 24.99%	734	3.42%	22,432,502	3.62%	7,874,507	3.49%	20,264	628	39.68	9.49%
25.00 - 29.99%	60	0.28%	2,126,592	0.34%	818,801	0.36%	22,234	648	40.01	8.03%
30.00 - 39.99%	16	0.07%	543,320	0.09%	158,158	0.07%	22,418	647	39.91	8.03%
40.00 - 49.99%	7	0.03%	157,279	0.03%	23,704	0.01%	15,468	698	37.10	6.16%
50.00 - 59.99%	5	0.02%	142,850	0.02%	23,546	0.01%	15,093	666	34.48	4.39%
60.00 - 69.99%	2	0.01%	76,162	0.01%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	2	0.01%	55,727	0.01%	15,485	0.01%	15,485	644	47.00	9.54%
80.00 - 89.99%	1	0.00%	15,284	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	6	0.03%	194,112	0.03%	105,435	0.05%	24,393	659	39.65	10.34%
NA	60	0.28%	1,869,995	0.30%	660,205	0.29%	18,843	625	39.17	3.95%
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	34	0.16%	580,631	0.09%	238,116	0.11%	13,159	651	37.17	9.34%
25.00 - 49.99%	176	0.82%	2,261,453	0.36%	768,638	0.34%	8,367	674	33.39	7.99%
50.00 - 74.99%	729	3.39%	14,867,481	2.40%	5,652,474	2.50%	12,897	692	36.80	7.19%
75.00 - 99.99%	4,160	19.37%	109,182,049	17.62%	42,127,813	18.65%	16,518	673	38.60	7.76%
100.00 - 109.99%	3,772	17.57%	108,874,243	17.57%	41,301,116	18.29%	18,707	661	39.20	8.36%
110.00 - 119.99%	4,999	23.28%	149,243,533	24.08%	54,842,989	24.28%	19,499	650	39.60	8.99%
120.00 - 129.99%	3,151	14.67%	98,565,052	15.90%	34,491,627	15.27%	20,518	664	39.07	8.25%
130.00 - 139.99%	2,244	10.45%	71,283,451	11.50%	24,280,810	10.75%	21,076	664	39.11	8.00%
140.00%+	2,209	10.29%	64,857,808	10.47%	22,135,773	9.80%	19,756	677	38.44	8.31%
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,767	8.23%	51,021,940	8.23%	19,085,429	8.45%	19,125	665	39.29	8.54%
Alaska	7	0.03%	214,838	0.03%	51,489	0.02%	13,992	626	37.28	10.35%
Arizona	20	0.09%	570,141	0.09%	212,359	0.09%	16,032	686	39.42	7.53%
Arkansas	8	0.04%	262,480	0.04%	75,833	0.03%	20,673	689	34.53	4.53%
California	48	0.22%	1,399,141	0.23%	387,843	0.17%	20,135	668	40.05	7.92%
Colorado	26	0.12%	688,443	0.11%	297,905	0.13%	17,810	635	39.94	8.77%
Connecticut	6	0.03%	184,515	0.03%	29,698	0.01%	16,202	660	43.86	9.14%
Delaware	5	0.02%	124,707	0.02%	39,248	0.02%	15,114	626	35.48	7.67%
Florida	10,949	50.99%	317,232,789	51.19%	113,305,693	50.17%	18,965	663	39.09	8.08%
Georgia	4,252	19.80%	123,942,824	20.00%	47,273,109	20.93%	19,329	660	39.01	8.92%
Hawaii	6	0.03%	199,039	0.03%	83,544	0.04%	17,108	665	37.18	8.74%
Idaho	4	0.02%	118,290	0.02%	18,002	0.01%	18,002	808	40.00	6.77%
Illinois	22	0.10%	647,573	0.10%	197,924	0.09%	19,011	669	38.55	7.83%
Indiana	25	0.12%	696,913	0.11%	212,291	0.09%	19,416	622	39.77	10.23%
Iowa	7	0.03%	170,965	0.03%	78,717	0.03%	15,543	627	36.67	10.57%
Kansas	7	0.03%	226,523	0.04%	110,092	0.05%	18,757	687	36.94	6.08%
Kentucky	21	0.10%	664,763	0.11%	262,712	0.12%	19,101	698	37.89	8.18%
Louisiana	11	0.05%	373,413	0.06%	82,263	0.04%	21,409	671	41.01	5.96%
Maine	3	0.01%	55,141	0.01%	3,283	0.00%	3,283	763	22.00	7.16%
Maryland	14	0.07%	389,705	0.06%	186,548	0.08%	17,473	711	38.57	6.01%
Massachusetts	18	0.08%	431,103	0.07%	187,463	0.08%	18,792	669	39.06	8.87%
Michigan	20	0.09%	512,587	0.08%	153,061	0.07%	18,927	662	36.25	9.08%
Minnesota	8	0.04%	202,846	0.03%	45,202	0.02%	17,774	632	40.12	8.26%
Mississippi	35	0.16%	1,025,951	0.17%	358,971	0.16%	21,157	688	38.64	8.21%
Missouri	18	0.08%	475,415	0.08%	86,369	0.04%	17,823	644	39.48	6.57%
Montana	4	0.02%	105,538	0.02%	44,635	0.02%	18,532	638	39.39	7.34%
Nebraska	2	0.01%	73,646	0.01%	43,222	0.02%	23,595	618	37.61	11.59%
Nevada	11	0.05%	275,615	0.04%	80,370	0.04%	17,262	668	38.19	7.40%
New Hampshire	6	0.03%	123,018	0.02%	23,365	0.01%	8,678	683	28.92	11.61%
New Jersey	17	0.08%	502,013	0.08%	196,084	0.09%	17,424	633	37.55	9.17%
New Mexico	2	0.01%	59,277	0.01%	14,060	0.01%	14,060	610	44.00	12.46%
New York	54	0.25%	1,491,260	0.24%	551,924	0.24%	17,972	648	37.86	8.63%
North Carolina	2,210	10.29%	63,107,982	10.18%	21,970,891	9.73%	18,198	673	38.58	7.95%
North Dakota	2	0.01%	62,277	0.01%	39,621	0.02%	19,967	632	39.81	12.23%
Ohio	50	0.23%	1,458,575	0.24%	557,625	0.25%	19,849	666	38.87	7.97%
Oklahoma	10	0.05%	270,203	0.04%	56,531	0.03%	17,235	709	37.78	4.89%
Oregon	11	0.05%	302,865	0.05%	120,909	0.05%	18,526	714	38.39	5.31%
Pennsylvania	19	0.09%	484,190	0.08%	199,041	0.09%	17,865	655	37.98	9.13%
Rhode Island	6	0.03%	173,267	0.03%	67,009	0.03%	17,624	749	41.67	5.18%
South Carolina	1,413	6.58%	39,209,919	6.33%	15,219,529	6.74%	18,344	664	38.60	8.42%
South Dakota	3	0.01%	113,537	0.02%	0	0.00%	0	0	0.00	0.00%
Tennessee	84	0.39%	2,564,487	0.41%	928,537	0.41%	20,078	679	39.46	7.23%
Texas	136	0.63%	3,940,474	0.64%	1,596,466	0.71%	19,880	662	39.13	8.41%
Utah	6	0.03%	100,416	0.02%	30,448	0.01%	12,430	647	34.57	4.82%
Vermont	2	0.01%	76,712	0.01%	35,104	0.02%	35,104	644	42.00	6.49%
Virginia	68	0.32%	1,871,210	0.30%	659,619	0.29%	17,497	648	39.51	9.58%
Washington	25	0.12%	721,505	0.12%	318,610	0.14%	19,162	641	40.81	9.80%
West Virginia	8	0.04%	194,159	0.03%	48,509	0.02%	10,161	702	35.85	9.32%
Wisconsin	9	0.04%	291,546	0.05%	98,205	0.04%	20,197	706	36.02	5.22%
Wyoming	1	0.00%	47,932	0.01%	21,767	0.01%	21,767	732	36.00	4.29%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	2	0.01%	80,387	0.01%	25,756	0.01%	25,756	641	49.00	7.34%
District of Columbia	2	0.01%	62,222	0.01%	25,239	0.01%	25,239	644	42.00	4.90%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.02%	119,425	0.02%	41,232	0.02%	15,678	745	35.70	4.54%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	15,851	73.81%	503,803,585	81.30%	180,017,879	79.71%	20,098	662	39.28	7.67%
Used	5,623	26.19%	115,912,115	18.70%	45,821,479	20.29%	14,384	670	37.88	10.84%
NA	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	11,709	54.53%	296,068,393	47.77%	105,020,852	46.50%	16,891	637	39.38	9.53%
Truck	2,450	11.41%	91,731,007	14.80%	34,378,888	15.22%	23,031	688	38.66	7.05%
SUV	7,315	34.06%	231,916,300	37.42%	86,439,617	38.27%	19,799	686	38.68	7.33%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	310	1.44%	6,558,245	1.06%	2,619,865	1.16%	15,309	706	36.98	9.68%
Ford: Lincoln	7	0.03%	136,756	0.02%	33,664	0.01%	11,350	664	39.82	10.76%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	75	0.35%	2,199,881	0.35%	918,215	0.41%	20,535	713	38.70	9.05%
GMC: Buick	34	0.16%	599,097	0.10%	255,298	0.11%	11,315	710	34.72	10.39%
GMC: Cadillac	25	0.12%	673,519	0.11%	226,297	0.10%	17,949	694	35.92	9.22%
GMC: Chevrolet	369	1.72%	8,828,041	1.42%	3,228,916	1.43%	16,309	702	37.41	9.34%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	53	0.25%	1,288,730	0.21%	464,081	0.21%	16,165	700	36.81	9.76%
BMW: Mini	21	0.10%	342,170	0.06%	103,836	0.05%	10,248	690	32.19	10.04%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	54	0.25%	1,578,314	0.25%	602,570	0.27%	20,306	682	38.76	10.23%
Daimler: Smart	1	0.00%	7,418	0.00%	3,804	0.00%	3,804	630	25.00	13.90%
Fiat	5	0.02%	61,704	0.01%	23,043	0.01%	7,691	712	30.68	11.33%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	39	0.18%	790,493	0.13%	278,038	0.12%	13,361	682	37.19	10.47%
Fiat: Dodge	265	1.23%	6,458,313	1.04%	2,609,228	1.16%	16,940	688	38.85	10.11%
Fiat: Jeep	217	1.01%	4,641,892	0.75%	1,731,040	0.77%	14,789	702	37.95	9.44%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	2	0.01%	30,098	0.00%	7,953	0.00%	7,953	746	33.00	6.71%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	66	0.31%	1,005,551	0.16%	292,603	0.13%	9,983	681	35.01	10.24%
Volkswagen: Audi	16	0.07%	373,506	0.06%	105,446	0.05%	18,300	731	37.88	7.92%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	4	0.02%	154,953	0.03%	82,559	0.04%	31,665	716	40.82	8.43%
Honda	302	1.41%	5,416,730	0.87%	2,180,971	0.97%	12,039	703	36.08	9.73%
Honda: Acura	15	0.07%	333,012	0.05%	167,324	0.07%	15,138	688	36.55	10.44%
Hyundai	292	1.36%	4,676,420	0.75%	1,865,400	0.83%	10,441	694	37.04	10.09%
Hyundai: Kia	196	0.91%	3,186,234	0.51%	1,157,095	0.51%	10,591	696	37.22	10.68%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	68	0.32%	1,341,514	0.22%	538,142	0.24%	13,621	707	37.18	9.76%
Mitsubishi	35	0.16%	609,401	0.10%	258,769	0.11%	10,857	682	36.81	10.46%
Nissan	548	2.55%	9,899,860	1.60%	3,925,024	1.74%	11,900	696	37.32	9.92%
Nissan: Infiniti	43	0.20%	1,057,298	0.17%	375,417	0.17%	16,316	695	36.67	10.63%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	38	0.18%	704,662	0.11%	243,304	0.11%	13,542	743	38.26	8.50%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	8	0.04%	231,151	0.04%	81,691	0.04%	20,205	746	36.27	7.60%
Tata: Land Rover	10	0.05%	356,958	0.06%	151,299	0.07%	25,775	708	38.37	9.12%
Toyota	18,207	84.79%	552,518,848	89.16%	200,073,341	88.59%	19,511	659	39.21	8.12%
Toyota: Lexus	94	0.44%	2,576,047	0.42%	1,027,484	0.45%	17,082	713	37.38	8.60%
Toyota: Scion	45	0.21%	835,327	0.13%	87,032	0.04%	8,986	636	32.47	14.18%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	10	0.05%	243,558	0.04%	120,610	0.05%	15,513	703	38.56	8.69%
Total:	21,474	100.00%	619,715,700	100.00%	225,839,357	100.00%	18,939	664	39.00	8.31%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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