StratMaker (146168)

World Omni Select Auto Trust 2023-A

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

84.37% / 15.63%

Total Original # of Loans

37,582

WA Loan to Value (LTV)

100.97%

Total Original Loan Amount (OLA)

$ 1,210,460,442

WA Payment to Income (PTI)

11.57%

Weighted Average (WA) OLA

$ 35,938

WA FICO (non-zero)

675

Rep. Period Beginning Loan Amount

$ 882,660,480

WA Remaining Term (RT)

63.78

Rep. Period Ending Loan Amount (ELA)

$ 936,110,149

WA Original APR

9.18%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

37,582

Total Original Loan Amount (OLA)

$ 1,210,460,442

Weighted Average (WA) OLA

$ 35,938

Rep. Period Beginning Loan Amount

$ 882,660,480

Rep. Period Ending Loan Amount (ELA)

$ 936,110,149

As % of Reporting Period ELA:

New % / Used %

84.37% / 15.63%

WA Loan to Value (LTV)

100.97%

WA Payment to Income (PTI)

11.57%

WA FICO (non-zero)

675

WA Remaining Term (RT)

63.78

WA Original APR

9.18%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	240	0.64%	2,021,464	0.17%	1,016,620	0.11%	6,012	676	42.74	8.51%
$10,000 - $14,999	1,109	2.95%	14,376,248	1.19%	6,341,632	0.68%	8,823	673	42.43	9.98%
$15,000 - $19,999	2,830	7.53%	50,332,730	4.16%	23,311,008	2.49%	12,173	661	44.55	10.42%
$20,000 - $24,999	5,112	13.60%	116,106,415	9.59%	69,241,540	7.40%	17,870	654	54.08	10.19%
$25,000 - $29,999	7,885	20.98%	217,105,373	17.94%	156,692,059	16.74%	23,547	653	60.61	10.11%
$30,000 - $39,999	12,881	34.27%	443,466,683	36.64%	355,307,582	37.96%	30,970	668	64.44	9.06%
$40,000 - $49,999	4,963	13.21%	218,920,117	18.09%	189,264,772	20.22%	40,603	689	67.32	8.49%
$50,000 - $59,999	1,793	4.77%	96,840,874	8.00%	87,556,080	9.35%	50,737	706	69.80	8.54%
$60,000 - $69,999	556	1.48%	35,574,779	2.94%	33,330,257	3.56%	61,005	720	71.44	8.91%
$70,000 - $79,999	213	0.57%	15,715,760	1.30%	14,048,598	1.50%	68,444	726	69.70	8.63%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4,063	10.81%	86,911,640	7.18%	12,624,873	1.35%	3,538	660	10.23	8.33%
$5,000 - $9,999	4,793	12.75%	123,879,122	10.23%	34,828,277	3.72%	7,536	644	18.61	8.94%
$10,000 - $14,999	2,088	5.56%	57,445,029	4.75%	25,428,828	2.72%	12,352	648	32.61	9.21%
$15,000 - $19,999	1,992	5.30%	46,069,631	3.81%	35,451,000	3.79%	17,911	660	55.62	9.50%
$20,000 - $24,999	4,490	11.95%	117,184,925	9.68%	102,487,583	10.95%	22,911	650	62.34	9.98%
$25,000 - $29,999	5,978	15.91%	181,643,852	15.01%	164,308,702	17.55%	27,561	657	65.25	9.77%
$30,000 - $39,999	9,051	24.08%	334,703,566	27.65%	310,768,389	33.20%	34,567	674	67.98	9.00%
$40,000 - $49,999	3,358	8.94%	157,021,896	12.97%	148,193,563	15.83%	44,309	698	70.31	8.69%
$50,000 - $59,999	1,233	3.28%	69,365,249	5.73%	66,693,377	7.12%	54,234	717	72.65	8.71%
$60,000 - $69,999	423	1.13%	27,842,249	2.30%	27,005,630	2.88%	63,950	725	73.51	9.04%
$70,000 - $79,999	113	0.30%	8,393,283	0.69%	8,319,925	0.89%	73,716	745	76.49	8.52%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	664	1.77%	19,559,281	1.62%	6,393,677	0.68%	20,000	743	34.24	1.37%
2.50 - 4.99%	4,485	11.93%	143,912,843	11.89%	78,433,137	8.38%	28,246	718	53.85	4.17%
5.00 - 7.49%	9,823	26.14%	341,264,767	28.19%	281,873,854	30.11%	35,879	705	66.26	6.53%
7.50 - 9.99%	8,406	22.37%	286,701,392	23.69%	244,648,165	26.13%	36,719	691	67.85	8.63%
10.00 - 12.49%	6,281	16.71%	188,911,923	15.61%	141,796,703	15.15%	30,276	633	60.52	11.26%
12.50 - 14.99%	4,659	12.40%	137,034,646	11.32%	107,169,326	11.45%	30,766	620	61.83	13.66%
15.00 - 17.49%	2,676	7.12%	76,854,823	6.35%	61,632,099	6.58%	31,366	611	62.56	16.04%
17.50 - 19.99%	559	1.49%	15,457,998	1.28%	13,452,645	1.44%	30,887	608	64.85	18.26%
20.00 - 22.49%	29	0.08%	762,768	0.06%	710,543	0.08%	28,240	612	66.41	19.99%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	75	0.20%	1,633,678	0.13%	1,051,321	0.11%	22,023	478	54.03	13.32%
500 - 549	648	1.72%	16,229,401	1.34%	10,546,010	1.13%	23,525	531	55.40	13.68%
550 - 599	4,529	12.05%	131,074,890	10.83%	89,363,103	9.55%	26,876	585	57.54	11.03%
600 - 649	17,995	47.88%	567,500,428	46.88%	428,201,348	45.74%	31,132	630	61.05	10.55%
650 - 699	3,012	8.01%	100,550,063	8.31%	76,408,881	8.16%	34,676	676	62.27	8.77%
700 - 749	5,245	13.96%	184,191,793	15.22%	153,974,656	16.45%	38,628	724	69.34	7.15%
750 - 799	3,379	8.99%	119,336,925	9.86%	101,047,198	10.79%	39,064	772	70.09	6.59%
800+	2,574	6.85%	86,994,737	7.19%	73,286,388	7.83%	37,881	829	69.83	6.42%
NA	125	0.33%	2,948,527	0.24%	2,231,244	0.24%	33,209	0	63.00	11.20%
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	2	0.01%	14,544	0.00%	4,617	0.00%	2,339	709	7.00	4.92%
37 - 48	113	0.30%	2,382,459	0.20%	1,798,478	0.19%	22,735	732	28.63	3.43%
49 - 60	157	0.42%	3,200,718	0.26%	2,616,083	0.28%	21,625	725	40.39	6.19%
61 - 72	1,256	3.34%	27,767,621	2.29%	18,157,041	1.94%	23,240	700	48.22	7.81%
73+	36,054	95.93%	1,177,095,100	97.24%	913,533,929	97.59%	33,802	674	64.22	9.23%
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	-	-	-	-	-	-	-	-	-	-
1 - 12	4,180	11.12%	104,176,526	8.61%	15,411,334	1.65%	4,613	644	9.11	8.41%
13 - 24	5,623	14.96%	147,340,895	12.17%	45,335,336	4.84%	9,225	645	18.66	8.88%
25 - 36	617	1.64%	16,742,035	1.38%	8,587,811	0.92%	16,783	659	28.26	8.91%
37 - 48	705	1.88%	17,790,862	1.47%	13,199,800	1.41%	22,852	677	44.50	8.19%
49 - 60	5,938	15.80%	186,577,543	15.41%	155,102,088	16.57%	28,657	652	57.49	8.95%
61 - 72	14,250	37.92%	492,423,064	40.68%	455,331,817	48.64%	34,523	653	66.60	9.61%
73+	6,269	16.68%	245,409,515	20.27%	243,141,963	25.97%	42,359	737	76.67	8.71%
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	30,809	81.98%	998,409,831	82.48%	786,065,520	83.97%	34,097	681	64.98	8.99%
1 - 15	4,482	11.93%	140,733,607	11.63%	100,163,253	10.70%	30,809	640	58.08	10.12%
16 - 30	1,558	4.15%	48,669,129	4.02%	34,264,892	3.66%	30,545	637	57.16	10.19%
31 - 60	680	1.81%	21,093,430	1.74%	14,458,686	1.54%	29,797	633	54.30	10.75%
61 - 90	52	0.14%	1,524,672	0.13%	1,131,562	0.12%	28,455	628	54.86	10.80%
91 - 120	1	0.00%	29,774	0.00%	26,237	0.00%	26,237	665	59.00	7.29%
121+	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,441	99.62%	1,206,054,790	99.64%	933,059,694	99.67%	33,557	675	63.79	9.20%
Stated, verified to Level 3²	141	0.38%	4,405,651	0.36%	3,050,455	0.33%	28,961	640	59.63	3.68%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	141	0.38%	4,405,651	0.36%	3,050,455	0.33%	28,961	640	59.63	3.68%
Stated, not verified	37,441	99.62%	1,206,054,790	99.64%	933,059,694	99.67%	33,557	675	63.79	9.20%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,485	11.93%	125,479,921	10.37%	94,781,040	10.12%	31,274	722	63.69	7.58%
5.00 - 9.99%	12,445	33.11%	399,698,210	33.02%	306,821,605	32.78%	33,674	695	64.04	8.52%
10.00 - 14.99%	11,563	30.77%	381,911,253	31.55%	297,221,097	31.75%	33,980	661	63.83	9.58%
15.00 - 19.99%	7,164	19.06%	237,470,897	19.62%	186,349,305	19.91%	33,555	646	63.45	10.29%
20.00 - 24.99%	1,545	4.11%	52,925,304	4.37%	41,239,391	4.41%	34,526	648	63.41	10.27%
25.00 - 29.99%	159	0.42%	5,756,759	0.48%	4,171,938	0.45%	35,512	652	62.06	10.46%
30.00 - 39.99%	45	0.12%	1,545,520	0.13%	1,368,470	0.15%	36,777	672	66.48	8.56%
40.00 - 49.99%	10	0.03%	375,949	0.03%	317,457	0.03%	34,924	652	64.44	6.24%
50.00 - 59.99%	6	0.02%	196,010	0.02%	181,534	0.02%	31,426	617	65.83	8.77%
60.00 - 69.99%	2	0.01%	90,203	0.01%	86,188	0.01%	43,378	726	70.95	6.63%
70.00 - 79.99%	2	0.01%	69,733	0.01%	66,568	0.01%	33,675	607	68.22	10.08%
80.00 - 89.99%	2	0.01%	64,356	0.01%	62,172	0.01%	31,159	624	70.48	8.18%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	6	0.02%	244,310	0.02%	205,399	0.02%	40,771	641	65.59	10.06%
NA	148	0.39%	4,632,015	0.38%	3,237,986	0.35%	29,281	640	59.91	3.79%
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	68	0.18%	952,565	0.08%	668,155	0.07%	23,076	666	54.83	9.94%
25.00 - 49.99%	437	1.16%	6,284,279	0.52%	4,860,613	0.52%	14,710	669	58.24	8.70%
50.00 - 74.99%	1,622	4.32%	36,201,932	2.99%	27,650,056	2.95%	22,840	682	61.81	8.37%
75.00 - 99.99%	7,183	19.11%	206,565,048	17.06%	152,842,404	16.33%	29,255	678	62.32	8.82%
100.00 - 109.99%	6,580	17.51%	210,692,534	17.41%	162,913,291	17.40%	32,611	672	63.65	9.27%
110.00 - 119.99%	8,538	22.72%	284,078,938	23.47%	224,062,528	23.94%	33,675	665	63.89	9.63%
120.00 - 129.99%	5,843	15.55%	208,097,199	17.19%	167,153,855	17.86%	36,388	675	64.88	9.21%
130.00 - 139.99%	3,921	10.43%	143,079,584	11.82%	113,850,958	12.16%	37,454	679	65.16	9.14%
140.00%+	3,390	9.02%	114,508,363	9.46%	82,108,288	8.77%	36,588	692	63.32	8.75%
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	3,843	10.23%	122,952,469	10.16%	96,825,338	10.34%	33,325	673	63.72	9.40%
Alaska	3	0.01%	121,425	0.01%	89,753	0.01%	53,030	654	59.70	9.19%
Arizona	10	0.03%	300,821	0.02%	127,587	0.01%	20,785	681	43.31	10.84%
Arkansas	11	0.03%	321,142	0.03%	186,860	0.02%	22,380	699	55.70	7.58%
California	64	0.17%	1,734,738	0.14%	888,121	0.09%	24,957	680	51.04	8.66%
Colorado	23	0.06%	730,249	0.06%	431,700	0.05%	36,264	688	58.95	8.29%
Connecticut	13	0.03%	333,756	0.03%	192,437	0.02%	22,126	651	53.57	10.49%
Delaware	9	0.02%	210,701	0.02%	112,157	0.01%	19,569	640	53.60	9.34%
Florida	19,675	52.35%	639,832,311	52.86%	502,726,943	53.70%	33,892	676	64.63	9.10%
Georgia	7,330	19.50%	238,533,060	19.71%	181,187,399	19.36%	33,157	667	62.11	9.55%
Hawaii	1	0.00%	33,206	0.00%	10,581	0.00%	10,581	599	20.00	5.90%
Idaho	2	0.01%	108,129	0.01%	71,881	0.01%	58,015	815	69.97	5.43%
Illinois	42	0.11%	1,356,775	0.11%	958,728	0.10%	37,900	671	60.46	8.28%
Indiana	42	0.11%	1,192,346	0.10%	794,833	0.08%	31,166	664	58.58	9.47%
Iowa	7	0.02%	188,319	0.02%	105,669	0.01%	22,679	635	55.36	9.16%
Kansas	8	0.02%	297,809	0.02%	174,798	0.02%	38,406	704	59.68	9.88%
Kentucky	22	0.06%	603,891	0.05%	360,646	0.04%	32,738	725	61.64	8.15%
Louisiana	24	0.06%	686,535	0.06%	362,430	0.04%	24,229	636	46.64	8.35%
Maine	3	0.01%	86,455	0.01%	46,661	0.00%	23,524	644	58.75	8.45%
Maryland	-	-	-	-	-	-	-	-	-	-
Massachusetts	14	0.04%	328,182	0.03%	104,785	0.01%	13,967	660	32.61	7.33%
Michigan	21	0.06%	707,854	0.06%	556,769	0.06%	34,938	674	64.64	10.16%
Minnesota	7	0.02%	199,417	0.02%	131,045	0.01%	23,033	660	56.92	10.14%
Mississippi	87	0.23%	2,883,262	0.24%	2,264,905	0.24%	35,309	692	65.78	8.54%
Missouri	12	0.03%	275,653	0.02%	143,646	0.02%	21,853	681	54.87	7.67%
Montana	2	0.01%	72,645	0.01%	60,522	0.01%	55,955	763	75.33	8.66%
Nebraska	4	0.01%	132,295	0.01%	109,185	0.01%	34,028	706	63.25	11.89%
Nevada	10	0.03%	265,913	0.02%	125,524	0.01%	23,877	607	44.17	12.33%
New Hampshire	5	0.01%	140,448	0.01%	86,491	0.01%	29,442	712	62.44	9.60%
New Jersey	31	0.08%	861,942	0.07%	503,704	0.05%	25,827	632	56.52	10.54%
New Mexico	3	0.01%	75,734	0.01%	63,856	0.01%	33,683	644	64.32	10.56%
New York	78	0.21%	2,299,044	0.19%	1,543,802	0.16%	30,467	672	58.01	8.68%
North Carolina	3,406	9.06%	106,598,865	8.81%	81,161,076	8.67%	33,312	679	63.91	8.74%
North Dakota	7	0.02%	227,115	0.02%	183,547	0.02%	36,139	707	63.61	9.14%
Ohio	45	0.12%	1,318,116	0.11%	761,162	0.08%	30,525	681	54.06	9.58%
Oklahoma	7	0.02%	189,886	0.02%	127,230	0.01%	29,224	624	56.55	10.69%
Oregon	5	0.01%	131,141	0.01%	85,182	0.01%	29,757	712	65.74	7.95%
Pennsylvania	-	-	-	-	-	-	-	-	-	-
Rhode Island	5	0.01%	112,310	0.01%	88,873	0.01%	20,325	592	56.57	15.33%
South Carolina	2,227	5.93%	69,807,573	5.77%	52,971,076	5.66%	33,010	677	63.33	9.09%
South Dakota	2	0.01%	57,197	0.00%	50,003	0.01%	25,741	692	63.17	7.27%
Tennessee	141	0.38%	4,464,815	0.37%	3,258,682	0.35%	36,670	695	63.18	8.82%
Texas	166	0.44%	4,871,725	0.40%	2,830,217	0.30%	27,860	661	53.47	8.95%
Utah	11	0.03%	336,836	0.03%	200,447	0.02%	34,527	649	56.52	10.17%
Vermont	1	0.00%	28,348	0.00%	27,538	0.00%	27,538	617	71.00	11.73%
Virginia	95	0.25%	2,743,437	0.23%	1,968,117	0.21%	31,280	686	61.00	8.78%
Washington	29	0.08%	885,358	0.07%	461,496	0.05%	32,209	697	50.76	8.11%
West Virginia	11	0.03%	294,978	0.02%	217,342	0.02%	27,767	669	59.33	8.35%
Wisconsin	18	0.05%	526,215	0.04%	369,403	0.04%	32,372	679	59.92	9.20%
Wyoming	-	-	-	-	-	-	-	-	-	-
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	29,551	78.63%	999,123,195	82.54%	789,774,627	84.37%	34,418	673	64.92	8.86%
Used	8,031	21.37%	211,337,246	17.46%	146,335,522	15.63%	28,813	682	57.61	10.94%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	22,065	58.71%	626,131,649	51.73%	468,810,338	50.08%	28,092	659	62.29	9.67%
Truck	4,012	10.68%	166,791,603	13.78%	134,581,638	14.38%	42,766	696	66.15	9.02%
SUV	11,494	30.58%	417,008,248	34.45%	332,207,290	35.49%	37,471	688	64.90	8.56%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	11	0.03%	528,941	0.04%	510,882	0.05%	49,180	765	71.02	7.75%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	438	1.17%	12,044,638	1.00%	8,173,765	0.87%	32,151	726	56.77	8.96%
Ford: Lincoln	15	0.04%	361,403	0.03%	174,891	0.02%	21,314	711	44.80	7.64%
Ford: Mercury	1	0.00%	11,504	0.00%	1,869	0.00%	1,869	652	6.00	14.00%
GMC	134	0.36%	4,949,667	0.41%	3,493,840	0.37%	38,415	727	57.41	8.60%
GMC: Buick	39	0.10%	834,696	0.07%	480,409	0.05%	19,535	713	50.94	9.42%
GMC: Cadillac	21	0.06%	785,808	0.06%	462,190	0.05%	31,721	718	50.42	8.54%
GMC: Chevrolet	477	1.27%	14,578,534	1.20%	9,873,624	1.05%	35,179	716	57.43	9.16%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	14	0.04%	670,805	0.06%	625,339	0.07%	48,583	730	66.62	10.26%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	63	0.17%	2,131,736	0.18%	1,485,463	0.16%	34,148	715	58.01	9.16%
BMW: Mini	11	0.03%	223,902	0.02%	104,771	0.01%	15,681	718	47.06	10.22%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	76	0.20%	2,369,701	0.20%	1,382,007	0.15%	29,263	710	51.23	8.97%
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	10	0.03%	158,878	0.01%	71,576	0.01%	20,181	743	49.61	9.68%
Fiat: Alfa Romeo	3	0.01%	124,102	0.01%	114,027	0.01%	41,556	718	65.41	9.77%
Fiat: Chrysler	59	0.16%	1,319,158	0.11%	752,344	0.08%	23,398	712	52.85	10.35%
Fiat: Dodge	334	0.89%	10,399,479	0.86%	6,877,801	0.73%	33,850	716	56.54	9.40%
Fiat: Jeep	272	0.72%	7,360,548	0.61%	5,044,608	0.54%	28,478	726	57.71	8.92%
Fiat: Maserati	1	0.00%	36,348	0.00%	30,081	0.00%	30,081	659	44.00	14.34%
Geely: Volvo	5	0.01%	158,579	0.01%	108,959	0.01%	31,643	765	55.63	6.95%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	98	0.26%	2,132,561	0.18%	1,422,549	0.15%	23,709	710	57.26	10.06%
Volkswagen: Audi	24	0.06%	826,252	0.07%	482,918	0.05%	36,378	725	53.46	8.21%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	2	0.01%	92,729	0.01%	74,849	0.01%	39,386	802	63.93	3.82%
Honda	406	1.08%	9,398,811	0.78%	5,938,631	0.63%	24,154	731	54.90	8.70%
Honda: Acura	21	0.06%	591,931	0.05%	362,794	0.04%	27,242	708	53.17	9.73%
Hyundai	332	0.88%	6,355,139	0.53%	3,934,965	0.42%	20,189	709	53.67	9.77%
Hyundai: Kia	238	0.63%	5,069,641	0.42%	3,353,586	0.36%	22,428	721	56.64	9.68%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	97	0.26%	2,122,198	0.18%	1,408,028	0.15%	23,203	728	56.64	9.14%
Mitsubishi	50	0.13%	1,061,242	0.09%	725,955	0.08%	22,635	716	59.76	9.34%
Nissan	654	1.74%	13,445,267	1.11%	7,485,437	0.80%	19,995	710	51.38	9.96%
Nissan: Infiniti	32	0.09%	986,286	0.08%	598,648	0.06%	28,541	716	53.19	9.12%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	55	0.15%	1,363,317	0.11%	900,610	0.10%	24,293	729	55.12	8.43%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	3	0.01%	90,233	0.01%	36,932	0.00%	15,852	730	27.11	7.96%
Tata: Land Rover	12	0.03%	514,553	0.04%	372,034	0.04%	41,248	740	58.70	8.63%
Toyota	33,357	88.76%	1,100,609,225	90.92%	864,782,719	92.38%	33,884	671	64.43	9.18%
Toyota: Lexus	173	0.46%	6,201,460	0.51%	4,502,370	0.48%	37,901	725	57.91	8.29%
Toyota: Scion	41	0.11%	675,259	0.06%	192,551	0.02%	7,327	612	22.47	14.79%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	14	0.04%	404,854	0.03%	277,008	0.03%	29,984	707	53.79	11.72%
Total:	37,582	100.00%	1,210,460,442	100.00%	936,110,149	100.00%	33,542	675	63.78	9.18%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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