StratMaker (146233)

Exeter Automobile Receivables Trust 2021-2

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

4.57% / 95.43%

Total Original # of Loans

69,058

WA Loan to Value (LTV)

96.11%

Total Original Loan Amount (OLA)

$ 1,261,928,673

WA Payment to Income (PTI)

12.07%

Weighted Average (WA) OLA

$ 20,623

WA FICO (non-zero)

566

Rep. Period Beginning Loan Amount

$ 598,707,855

WA Remaining Term (RT)

49.78

Rep. Period Ending Loan Amount (ELA)

$ 576,750,441

WA Original APR

21.06%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

69,058

Total Original Loan Amount (OLA)

$ 1,261,928,673

Weighted Average (WA) OLA

$ 20,623

Rep. Period Beginning Loan Amount

$ 598,707,855

Rep. Period Ending Loan Amount (ELA)

$ 576,750,441

As % of Reporting Period ELA:

New % / Used %

4.57% / 95.43%

WA Loan to Value (LTV)

96.11%

WA Payment to Income (PTI)

12.07%

WA FICO (non-zero)

566

WA Remaining Term (RT)

49.78

WA Original APR

21.06%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	13,850	0.00%	6,780	0.00%	3,445	598	37.44	23.44%
$5,000 - $9,999	4,754	6.88%	40,590,423	3.22%	18,518,898	3.21%	6,778	556	38.89	21.84%
$10,000 - $14,999	18,436	26.70%	237,026,708	18.78%	111,627,900	19.35%	11,003	553	47.14	22.11%
$15,000 - $19,999	23,544	34.09%	408,807,605	32.40%	192,364,850	33.35%	15,124	563	50.56	21.44%
$20,000 - $24,999	12,489	18.08%	276,673,100	21.92%	126,255,653	21.89%	19,317	570	51.00	20.92%
$25,000 - $29,999	5,633	8.16%	152,927,108	12.12%	66,748,413	11.57%	23,629	574	51.22	20.30%
$30,000 - $39,999	3,756	5.44%	127,097,376	10.07%	53,023,803	9.19%	29,246	583	51.33	19.26%
$40,000 - $49,999	443	0.64%	18,792,504	1.49%	8,204,145	1.42%	35,290	598	51.33	15.77%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	31,724	45.94%	586,767,603	46.50%	1,902,028	0.33%	3,955	578	32.57	17.14%
$5,000 - $9,999	6,219	9.01%	65,483,912	5.19%	49,525,508	8.59%	8,190	559	40.79	20.99%
$10,000 - $14,999	13,704	19.84%	207,187,495	16.42%	173,771,347	30.13%	12,833	561	49.23	21.25%
$15,000 - $19,999	10,467	15.16%	207,070,715	16.41%	179,801,669	31.17%	17,291	565	51.07	21.37%
$20,000 - $24,999	4,357	6.31%	109,744,611	8.70%	96,341,324	16.70%	22,202	571	51.61	21.06%
$25,000 - $29,999	1,714	2.48%	52,810,385	4.18%	46,416,560	8.05%	27,154	575	51.76	20.53%
$30,000 - $39,999	863	1.25%	32,432,333	2.57%	28,583,759	4.96%	33,282	584	52.26	19.18%
$40,000 - $49,999	10	0.01%	431,619	0.03%	408,245	0.07%	40,839	605	54.41	16.50%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	828	1.20%	14,856,531	1.18%	7,396,867	1.28%	15,741	607	48.70	9.93%
10.00 - 12.49%	2,913	4.22%	51,110,296	4.05%	26,199,059	4.54%	15,908	591	49.35	11.75%
12.50 - 14.99%	3,799	5.50%	74,359,016	5.89%	35,823,120	6.21%	17,635	591	49.73	13.84%
15.00 - 17.49%	6,334	9.17%	128,496,591	10.18%	59,083,939	10.24%	18,677	588	50.10	16.27%
17.50 - 19.99%	9,749	14.12%	197,523,957	15.65%	91,215,317	15.82%	18,972	580	50.36	18.54%
20.00 - 22.49%	12,001	17.38%	228,804,075	18.13%	102,282,577	17.73%	18,112	572	50.10	21.00%
22.50 - 24.99%	13,602	19.70%	241,042,888	19.10%	109,770,967	19.03%	17,347	562	49.62	23.70%
25.00 - 27.49%	10,382	15.03%	173,876,397	13.78%	77,400,647	13.42%	16,505	548	49.34	25.76%
27.50 - 29.99%	9,450	13.68%	151,858,923	12.03%	67,577,947	11.72%	16,073	516	49.28	27.69%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	6,564	9.51%	107,565,537	8.52%	52,855,947	9.16%	16,169	473	49.88	24.37%
500 - 549	15,858	22.96%	278,724,841	22.09%	133,078,380	23.07%	17,175	527	50.00	22.45%
550 - 599	23,823	34.50%	451,518,447	35.78%	209,174,377	36.27%	18,118	574	50.03	20.42%
600 - 649	11,641	16.86%	231,907,054	18.38%	100,600,676	17.44%	18,756	619	49.65	19.05%
650 - 699	2,788	4.04%	57,414,214	4.55%	22,681,202	3.93%	19,009	668	49.17	17.65%
700 - 749	603	0.87%	12,034,941	0.95%	4,357,773	0.76%	17,882	719	47.74	17.66%
750 - 799	106	0.15%	2,041,824	0.16%	723,776	0.13%	16,454	763	47.83	17.71%
800+	45	0.07%	977,600	0.08%	419,291	0.07%	22,267	827	48.61	17.97%
NA	7,630	11.05%	119,744,215	9.49%	52,859,019	9.16%	14,609	0	48.82	22.39%
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	59	0.09%	518,957	0.04%	131,644	0.02%	5,212	581	16.20	19.28%
49 - 60	2,389	3.46%	29,776,491	2.36%	12,038,763	2.09%	10,143	574	30.87	22.70%
61 - 72	10,044	14.54%	119,105,984	9.44%	53,864,134	9.34%	10,801	564	40.13	22.81%
73+	56,566	81.91%	1,112,527,241	88.16%	510,715,900	88.55%	18,435	566	51.25	20.83%
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	31,215	45.20%	581,565,988	46.09%	350,152	0.06%	6,431	556	0.00	3.00%
1 - 12	8	0.01%	120,706	0.01%	39,015	0.01%	6,256	608	6.32	23.78%
13 - 24	142	0.21%	1,591,972	0.13%	932,477	0.16%	8,697	567	21.58	18.59%
25 - 36	1,925	2.79%	23,468,800	1.86%	16,832,886	2.92%	10,305	571	32.12	21.88%
37 - 48	7,895	11.43%	113,433,117	8.99%	90,609,483	15.71%	13,552	567	43.46	21.59%
49 - 60	27,873	40.36%	541,748,090	42.93%	467,986,429	81.14%	18,606	566	51.73	20.94%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	50,648	73.34%	921,945,039	73.06%	275,905,233	47.84%	16,431	572	48.93	20.05%
1 - 15	6,056	8.77%	111,321,908	8.82%	95,644,671	16.58%	17,921	563	49.89	21.42%
16 - 30	3,360	4.87%	61,052,664	4.84%	53,496,673	9.28%	18,150	563	50.52	21.56%
31 - 60	4,870	7.05%	90,485,490	7.17%	81,624,186	14.15%	18,873	559	50.89	22.24%
61 - 90	2,502	3.62%	47,197,176	3.74%	43,051,622	7.46%	19,621	556	51.21	22.60%
91 - 120	1,168	1.69%	21,520,195	1.71%	19,250,109	3.34%	19,012	562	51.04	22.85%
121+	454	0.66%	8,406,201	0.67%	7,777,948	1.35%	19,264	562	50.43	23.33%
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	15,892	23.01%	322,534,837	25.56%	147,234,356	25.53%	18,987	589	49.93	18.91%
Stated, verified to Level 3²	53,166	76.99%	939,393,837	74.44%	429,516,085	74.47%	17,051	558	49.72	21.79%
NA	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	15,893	23.01%	322,548,965	25.56%	147,234,356	25.53%	18,987	589	49.93	18.91%
Stated, verified but not Level 4 or 5	52,382	75.85%	925,139,160	73.31%	423,344,995	73.40%	17,046	558	49.74	21.80%
Stated, verified to Level 4³	783	1.13%	14,240,548	1.13%	6,171,090	1.07%	17,392	560	48.81	21.44%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	3,983	5.77%	59,636,519	4.73%	27,760,043	4.81%	14,607	564	47.87	17.65%
5.00 - 9.99%	21,662	31.37%	378,570,181	30.00%	175,978,121	30.51%	16,845	565	49.12	20.03%
10.00 - 14.99%	25,576	37.04%	477,121,886	37.81%	217,112,363	37.64%	17,937	564	49.93	21.45%
15.00 - 19.99%	14,881	21.55%	287,138,940	22.75%	128,734,174	22.32%	18,292	569	50.60	22.39%
20.00 - 24.99%	2,944	4.26%	59,227,815	4.69%	27,101,262	4.70%	18,426	580	50.87	21.69%
25.00 - 29.99%	12	0.02%	233,332	0.02%	64,479	0.01%	16,519	561	50.31	24.30%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	2	0.00%	20,147	0.00%	10,524	0.00%	10,524	543	40.00	24.18%
25.00 - 49.99%	195	0.28%	2,255,664	0.18%	911,024	0.16%	10,819	529	47.92	14.00%
50.00 - 74.99%	1,414	2.05%	21,646,751	1.72%	9,917,976	1.72%	14,192	546	48.80	14.68%
75.00 - 99.99%	12,816	18.56%	240,339,111	19.05%	114,127,469	19.79%	17,947	556	50.11	19.03%
100.00 - 109.99%	14,738	21.34%	289,306,558	22.93%	134,419,553	23.31%	18,807	563	50.51	20.65%
110.00 - 119.99%	16,170	23.42%	307,811,717	24.39%	139,137,126	24.12%	18,177	567	50.27	21.59%
120.00 - 129.99%	12,560	18.19%	220,975,687	17.51%	97,858,132	16.97%	16,803	571	49.30	22.42%
130.00 - 139.99%	8,942	12.95%	146,200,342	11.59%	65,302,699	11.32%	15,451	578	48.29	22.89%
140.00%+	2,221	3.22%	33,372,695	2.64%	15,065,938	2.61%	13,940	593	46.43	22.94%
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	2,185	3.16%	39,560,110	3.13%	17,989,197	3.12%	17,344	570	49.40	22.21%
Alaska	4	0.01%	66,762	0.01%	17,702	0.00%	17,702	567	50.00	16.67%
Arizona	1,390	2.01%	25,808,583	2.05%	11,051,925	1.92%	18,245	559	49.92	22.81%
Arkansas	656	0.95%	11,915,730	0.94%	5,382,205	0.93%	17,743	573	49.32	20.10%
California	6,054	8.77%	114,946,883	9.11%	51,663,817	8.96%	17,919	558	50.10	20.96%
Colorado	602	0.87%	11,218,504	0.89%	5,025,988	0.87%	17,903	580	49.71	17.99%
Connecticut	161	0.23%	3,109,542	0.25%	1,473,583	0.26%	18,522	573	50.24	16.96%
Delaware	107	0.15%	1,959,075	0.16%	908,878	0.16%	16,934	571	50.88	18.40%
Florida	5,514	7.98%	101,079,489	8.01%	46,382,482	8.04%	17,588	569	50.08	20.48%
Georgia	6,219	9.01%	116,505,223	9.23%	53,673,524	9.31%	18,173	565	50.23	22.35%
Hawaii	96	0.14%	1,782,649	0.14%	901,212	0.16%	18,700	565	48.39	21.45%
Idaho	108	0.16%	1,716,124	0.14%	814,591	0.14%	14,978	569	48.15	20.12%
Illinois	2,719	3.94%	48,642,042	3.85%	23,285,702	4.04%	17,336	564	49.75	22.57%
Indiana	1,345	1.95%	23,803,645	1.89%	10,968,151	1.90%	16,953	572	49.38	20.71%
Iowa	245	0.35%	4,294,083	0.34%	1,744,988	0.30%	16,604	571	49.17	21.13%
Kansas	360	0.52%	6,161,746	0.49%	2,739,604	0.48%	16,540	576	48.30	20.41%
Kentucky	1,082	1.57%	18,598,950	1.47%	7,845,028	1.36%	16,314	575	48.65	20.01%
Louisiana	1,978	2.86%	35,463,460	2.81%	16,792,737	2.91%	17,596	563	49.90	22.32%
Maine	44	0.06%	775,062	0.06%	395,501	0.07%	16,811	575	48.70	17.22%
Maryland	1,074	1.56%	20,488,575	1.62%	8,889,942	1.54%	17,869	567	50.48	20.17%
Massachusetts	148	0.21%	2,724,544	0.22%	1,088,418	0.19%	16,979	568	49.47	16.78%
Michigan	1,148	1.66%	21,326,699	1.69%	9,664,928	1.68%	17,418	578	49.16	21.47%
Minnesota	207	0.30%	3,522,806	0.28%	1,282,867	0.22%	15,738	571	49.00	18.88%
Mississippi	1,437	2.08%	27,350,536	2.17%	13,782,167	2.39%	18,623	574	50.08	21.77%
Missouri	1,748	2.53%	29,596,693	2.35%	13,442,951	2.33%	16,373	564	49.17	21.82%
Montana	190	0.28%	3,314,843	0.26%	1,150,413	0.20%	18,217	569	49.04	23.41%
Nebraska	128	0.19%	2,180,526	0.17%	1,080,306	0.19%	17,484	571	49.71	17.19%
Nevada	1,143	1.66%	20,253,631	1.60%	9,253,723	1.60%	16,504	558	49.84	21.87%
New Hampshire	171	0.25%	2,926,701	0.23%	1,203,891	0.21%	16,483	550	50.05	22.16%
New Jersey	711	1.03%	12,848,247	1.02%	6,157,214	1.07%	17,209	564	49.71	21.62%
New Mexico	881	1.28%	16,920,380	1.34%	6,903,906	1.20%	18,318	567	49.73	22.53%
New York	1,386	2.01%	24,174,215	1.92%	10,883,389	1.89%	16,637	569	49.82	20.53%
North Carolina	2,991	4.33%	52,571,447	4.17%	24,319,693	4.22%	16,953	565	49.99	20.60%
North Dakota	190	0.28%	3,256,776	0.26%	1,092,992	0.19%	14,834	560	45.83	21.62%
Ohio	3,232	4.68%	54,493,483	4.32%	26,705,236	4.63%	16,074	568	49.23	21.22%
Oklahoma	1,063	1.54%	19,101,563	1.51%	8,822,090	1.53%	17,026	569	48.74	18.85%
Oregon	387	0.56%	6,643,320	0.53%	2,551,820	0.44%	15,943	551	48.87	20.51%
Pennsylvania	1,152	1.67%	21,169,602	1.68%	10,200,016	1.77%	17,719	576	50.17	18.79%
Rhode Island	39	0.06%	679,190	0.05%	340,536	0.06%	15,524	578	49.53	15.71%
South Carolina	2,485	3.60%	44,665,283	3.54%	19,628,190	3.40%	17,236	559	49.99	22.30%
South Dakota	112	0.16%	1,683,669	0.13%	741,949	0.13%	14,620	578	46.90	24.13%
Tennessee	2,082	3.01%	37,659,490	2.98%	17,134,960	2.97%	17,310	560	49.76	22.10%
Texas	9,570	13.86%	186,806,684	14.80%	85,863,055	14.89%	18,571	572	49.68	19.37%
Utah	301	0.44%	5,144,460	0.41%	1,803,998	0.31%	16,530	560	48.80	21.58%
Vermont	18	0.03%	287,426	0.02%	66,254	0.01%	11,416	550	48.50	18.83%
Virginia	2,053	2.97%	35,613,022	2.82%	17,735,320	3.08%	16,981	555	50.42	22.35%
Washington	548	0.79%	9,281,225	0.74%	3,782,250	0.66%	16,170	556	49.04	21.89%
West Virginia	498	0.72%	8,430,269	0.67%	3,577,219	0.62%	15,737	564	48.39	21.95%
Wisconsin	927	1.34%	16,216,646	1.29%	7,295,381	1.26%	16,739	564	50.04	22.30%
Wyoming	63	0.09%	1,132,745	0.09%	496,578	0.09%	17,412	564	49.09	18.95%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	106	0.15%	2,056,313	0.16%	751,975	0.13%	18,275	575	50.97	22.18%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	2,706	3.92%	66,058,887	5.23%	26,346,406	4.57%	22,069	576	51.03	21.28%
Used	66,352	96.08%	1,195,869,787	94.77%	550,404,035	95.43%	17,329	566	49.72	21.05%
NA	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	33,398	48.36%	556,708,954	44.12%	243,847,086	42.28%	15,718	564	49.72	21.79%
Truck	5,757	8.34%	150,540,328	11.93%	66,962,122	11.61%	24,005	580	49.22	19.64%
SUV	28,691	41.55%	533,744,214	42.30%	255,858,539	44.36%	17,636	565	49.99	20.74%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,212	1.76%	20,935,177	1.66%	10,082,694	1.75%	16,564	564	49.36	20.51%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,291	12.01%	151,343,608	11.99%	67,933,055	11.78%	17,647	568	49.20	20.96%
Ford: Lincoln	467	0.68%	8,563,735	0.68%	4,064,197	0.70%	17,528	567	49.82	20.12%
Ford: Mercury	3	0.00%	35,890	0.00%	7,746	0.00%	7,746	613	35.00	21.00%
GMC	2,099	3.04%	46,122,356	3.65%	22,693,450	3.93%	21,203	570	49.50	19.95%
GMC: Buick	1,104	1.60%	18,273,161	1.45%	9,101,872	1.58%	15,507	562	49.44	21.48%
GMC: Cadillac	646	0.94%	13,115,778	1.04%	5,795,597	1.00%	19,708	562	49.81	22.41%
GMC: Chevrolet	10,413	15.08%	197,140,715	15.62%	93,469,612	16.21%	18,404	569	49.68	20.90%
GMC: Hummer	5	0.01%	94,079	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	25,471	0.00%	15,926	0.00%	5,610	556	26.06	23.77%
GMC: Saturn	5	0.01%	57,830	0.00%	8,716	0.00%	8,716	0	33.00	28.00%
Tesla	14	0.02%	444,760	0.04%	123,561	0.02%	27,286	611	51.05	14.19%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	850	1.23%	17,619,826	1.40%	6,913,148	1.20%	19,786	559	50.42	23.67%
BMW: Mini	106	0.15%	1,487,863	0.12%	661,468	0.11%	13,122	539	50.05	21.99%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	809	1.17%	18,065,340	1.43%	7,769,154	1.35%	21,150	566	50.77	23.35%
Daimler: Smart	8	0.01%	73,846	0.01%	21,048	0.00%	7,094	556	37.62	20.45%
Fiat	89	0.13%	1,074,210	0.09%	361,132	0.06%	9,887	561	45.33	22.01%
Fiat: Alfa Romeo	30	0.04%	804,852	0.06%	422,457	0.07%	23,669	559	51.56	18.85%
Fiat: Chrysler	1,205	1.74%	20,659,799	1.64%	9,407,295	1.63%	16,848	563	49.57	22.04%
Fiat: Dodge	5,535	8.02%	121,696,515	9.64%	52,551,800	9.11%	20,846	572	50.10	20.67%
Fiat: Jeep	4,185	6.06%	82,292,410	6.52%	37,658,441	6.53%	18,431	567	50.34	20.37%
Fiat: Maserati	4	0.01%	117,748	0.01%	25,726	0.00%	25,726	549	49.00	25.51%
Geely: Volvo	97	0.14%	1,552,151	0.12%	631,106	0.11%	15,440	556	49.81	22.31%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,134	1.64%	17,109,745	1.36%	7,281,424	1.26%	14,487	559	49.72	23.01%
Volkswagen: Audi	394	0.57%	8,252,873	0.65%	3,078,137	0.53%	20,844	571	51.08	23.53%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	24	0.03%	717,918	0.06%	289,520	0.05%	27,700	559	50.92	20.16%
Honda	4,357	6.31%	74,888,776	5.93%	34,206,889	5.93%	15,752	564	49.80	20.89%
Honda: Acura	614	0.89%	11,360,741	0.90%	5,531,977	0.96%	17,380	561	49.93	20.52%
Hyundai	4,289	6.21%	65,331,560	5.18%	28,798,038	4.99%	14,112	561	49.50	22.08%
Hyundai: Kia	4,684	6.78%	73,948,369	5.86%	34,511,695	5.98%	14,730	562	49.51	21.42%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,059	1.53%	17,461,051	1.38%	7,952,670	1.38%	15,267	562	49.91	20.43%
Mitsubishi	554	0.80%	8,833,478	0.70%	4,327,224	0.75%	14,948	562	49.84	22.65%
Nissan	8,714	12.62%	147,735,065	11.71%	69,401,136	12.03%	15,922	564	50.09	21.29%
Nissan: Infiniti	965	1.40%	20,842,271	1.65%	9,058,238	1.57%	20,361	564	50.61	21.05%
Saab	2	0.00%	14,298	0.00%	6,040	0.00%	6,040	613	38.00	19.83%
Subaru	568	0.82%	10,046,327	0.80%	4,486,111	0.78%	15,734	568	48.95	19.69%
Suzuki	3	0.00%	26,102	0.00%	6,975	0.00%	5,333	576	37.27	22.41%
Tata: Jaguar	70	0.10%	1,669,290	0.13%	734,917	0.13%	22,822	570	50.81	23.29%
Tata: Land Rover	105	0.15%	2,821,383	0.22%	1,337,697	0.23%	25,863	579	50.83	21.14%
Toyota	4,945	7.16%	88,263,620	6.99%	40,430,793	7.01%	16,671	568	49.63	20.11%
Toyota: Lexus	488	0.71%	10,271,769	0.81%	4,992,606	0.87%	20,006	558	49.91	22.75%
Toyota: Scion	121	0.18%	1,672,092	0.13%	681,846	0.12%	12,058	570	46.85	22.01%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	69,058	100.00%	1,261,928,673	100.00%	576,750,441	100.00%	17,546	566	49.78	21.06%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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