StratMaker (146245)

Exeter Automobile Receivables Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

1.52% / 98.48%

Total Original # of Loans

52,228

WA Loan to Value (LTV)

98.44%

Total Original Loan Amount (OLA)

$ 1,082,757,603

WA Payment to Income (PTI)

12.25%

Weighted Average (WA) OLA

$ 23,003

WA FICO (non-zero)

576

Rep. Period Beginning Loan Amount

$ 625,259,581

WA Remaining Term (RT)

55.62

Rep. Period Ending Loan Amount (ELA)

$ 600,890,715

WA Original APR

20.20%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

52,228

Total Original Loan Amount (OLA)

$ 1,082,757,603

Weighted Average (WA) OLA

$ 23,003

Rep. Period Beginning Loan Amount

$ 625,259,581

Rep. Period Ending Loan Amount (ELA)

$ 600,890,715

As % of Reporting Period ELA:

New % / Used %

1.52% / 98.48%

WA Loan to Value (LTV)

98.44%

WA Payment to Income (PTI)

12.25%

WA FICO (non-zero)

576

WA Remaining Term (RT)

55.62

WA Original APR

20.20%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,955	0.00%	4,779	0.00%	2,439	527	37.60	21.65%
$5,000 - $9,999	1,970	3.77%	16,728,703	1.55%	9,037,662	1.50%	7,314	573	47.19	20.82%
$10,000 - $14,999	8,296	15.88%	107,288,432	9.91%	57,043,594	9.49%	11,404	567	51.59	21.28%
$15,000 - $19,999	15,974	30.59%	281,462,723	25.99%	158,672,358	26.41%	15,879	569	55.13	21.15%
$20,000 - $24,999	13,871	26.56%	308,927,350	28.53%	173,685,692	28.90%	20,143	574	56.43	20.35%
$25,000 - $29,999	6,907	13.22%	187,513,900	17.32%	105,101,738	17.49%	24,539	579	56.72	19.72%
$30,000 - $39,999	4,627	8.86%	156,185,017	14.42%	83,857,761	13.96%	30,417	589	56.86	18.70%
$40,000 - $49,999	575	1.10%	24,383,092	2.25%	13,268,957	2.21%	37,132	606	57.42	14.99%
$50,000 - $59,999	5	0.01%	254,430	0.02%	218,174	0.04%	43,646	617	59.19	11.08%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	19,739	37.79%	408,919,604	37.77%	2,443,616	0.41%	3,459	585	16.67	18.19%
$5,000 - $9,999	2,833	5.42%	32,908,414	3.04%	22,529,917	3.75%	8,183	575	42.40	19.97%
$10,000 - $14,999	7,043	13.49%	104,350,547	9.64%	90,683,335	15.09%	13,029	572	53.38	20.58%
$15,000 - $19,999	10,888	20.85%	212,260,803	19.60%	190,480,648	31.70%	17,609	572	56.18	20.65%
$20,000 - $24,999	6,961	13.33%	169,812,730	15.68%	154,375,446	25.69%	22,268	575	57.12	20.33%
$25,000 - $29,999	3,030	5.80%	90,413,778	8.35%	82,246,098	13.69%	27,219	581	57.30	19.91%
$30,000 - $39,999	1,690	3.24%	62,062,693	5.73%	56,304,418	9.37%	33,497	589	57.65	18.49%
$40,000 - $49,999	44	0.08%	2,029,034	0.19%	1,827,237	0.30%	41,581	614	58.81	13.91%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	1,313	2.51%	28,418,873	2.62%	18,093,819	3.01%	20,412	627	55.96	9.76%
10.00 - 12.49%	3,405	6.52%	69,041,385	6.38%	41,183,298	6.85%	19,321	602	56.02	11.52%
12.50 - 14.99%	3,484	6.67%	77,979,505	7.20%	46,012,562	7.66%	21,585	599	56.01	13.81%
15.00 - 17.49%	5,205	9.97%	117,663,859	10.87%	65,907,810	10.97%	21,997	593	55.94	16.29%
17.50 - 19.99%	7,693	14.73%	175,215,965	16.18%	94,835,029	15.78%	22,336	586	55.85	18.61%
20.00 - 22.49%	8,972	17.18%	192,032,869	17.74%	106,631,160	17.75%	21,230	578	55.60	21.02%
22.50 - 24.99%	9,695	18.56%	193,148,943	17.84%	105,398,325	17.54%	19,820	567	55.31	23.70%
25.00 - 27.49%	6,682	12.79%	123,641,009	11.42%	66,549,518	11.08%	18,676	553	54.90	25.74%
27.50 - 29.99%	5,779	11.06%	105,615,194	9.75%	56,279,193	9.37%	18,567	520	55.63	27.69%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,985	7.63%	75,293,395	6.95%	43,252,546	7.20%	19,254	473	55.79	24.10%
500 - 549	10,400	19.91%	207,897,110	19.20%	117,929,106	19.63%	20,032	528	55.52	22.26%
550 - 599	18,456	35.34%	392,207,119	36.22%	222,562,219	37.04%	21,026	575	55.93	19.87%
600 - 649	10,961	20.99%	240,374,739	22.20%	131,839,508	21.94%	21,524	620	55.59	18.40%
650 - 699	2,970	5.69%	65,556,891	6.05%	34,062,835	5.67%	21,541	669	55.12	16.48%
700 - 749	713	1.37%	15,633,724	1.44%	7,576,243	1.26%	20,741	719	54.63	15.86%
750 - 799	130	0.25%	2,799,193	0.26%	1,362,813	0.23%	20,692	769	53.72	15.60%
800+	32	0.06%	635,647	0.06%	260,550	0.04%	18,436	819	51.26	15.43%
NA	4,581	8.77%	82,359,784	7.61%	42,044,896	7.00%	17,375	0	54.83	21.74%
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	54	0.10%	613,810	0.06%	258,053	0.04%	8,851	590	21.93	16.19%
49 - 60	413	0.79%	5,130,402	0.47%	2,624,947	0.44%	11,621	587	36.07	19.66%
61 - 72	7,834	15.00%	114,752,504	10.60%	64,167,532	10.68%	14,668	582	48.18	21.52%
73+	43,927	84.11%	962,260,886	88.87%	533,840,183	88.84%	21,341	575	56.63	20.04%
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	18,999	36.38%	396,321,349	36.60%	369,615	0.06%	4,605	565	0.00	9.41%
1 - 12	949	1.82%	18,180,683	1.68%	5,223,781	0.87%	7,265	571	4.66	21.36%
13 - 24	37	0.07%	437,329	0.04%	267,842	0.04%	9,320	601	20.73	16.48%
25 - 36	197	0.38%	2,798,232	0.26%	2,056,980	0.34%	13,464	574	32.56	16.10%
37 - 48	2,551	4.88%	36,367,873	3.36%	30,349,196	5.05%	13,929	582	43.73	21.06%
49 - 60	28,252	54.09%	598,730,966	55.30%	534,110,782	88.89%	20,915	576	56.59	20.16%
61 - 72	1,241	2.38%	29,876,702	2.76%	28,471,066	4.74%	24,663	573	61.52	20.30%
73+	2	0.00%	44,468	0.00%	41,454	0.01%	20,922	585	530.03	5.66%
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	36,541	69.96%	751,725,815	69.43%	306,001,649	50.92%	19,784	583	55.32	19.19%
1 - 15	5,438	10.41%	114,697,084	10.59%	100,859,953	16.79%	21,029	574	55.47	20.52%
16 - 30	2,843	5.44%	59,533,533	5.50%	52,705,697	8.77%	21,112	568	56.03	20.86%
31 - 60	3,867	7.40%	81,855,561	7.56%	73,693,195	12.26%	21,653	567	56.17	21.56%
61 - 90	2,127	4.07%	45,164,719	4.17%	40,491,642	6.74%	21,970	564	56.32	22.23%
91 - 120	1,021	1.95%	21,562,396	1.99%	19,394,594	3.23%	21,961	566	56.25	22.16%
121+	391	0.75%	8,218,496	0.76%	7,743,986	1.29%	21,670	569	56.24	22.83%
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,862	47.60%	535,988,466	49.50%	304,522,745	50.68%	21,225	583	56.03	19.30%
Stated, verified to Level 3²	27,366	52.40%	546,769,137	50.50%	296,367,970	49.32%	19,918	569	55.20	21.12%
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,865	47.61%	536,046,200	49.51%	304,575,319	50.69%	21,225	583	56.03	19.30%
Stated, verified but not Level 4 or 5	27,270	52.21%	544,979,010	50.33%	295,405,157	49.16%	19,924	569	55.21	21.12%
Stated, verified to Level 4³	93	0.18%	1,732,392	0.16%	910,239	0.15%	18,212	580	52.50	21.38%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	3,106	5.95%	51,471,555	4.75%	27,938,459	4.65%	16,863	575	53.75	16.99%
5.00 - 9.99%	16,392	31.39%	324,410,018	29.96%	181,001,850	30.12%	19,811	574	54.92	19.05%
10.00 - 14.99%	18,688	35.78%	397,714,538	36.73%	220,058,847	36.62%	21,042	574	55.90	20.65%
15.00 - 19.99%	11,227	21.50%	245,949,203	22.72%	136,427,029	22.70%	21,425	578	56.20	21.52%
20.00 - 24.99%	2,806	5.37%	63,023,432	5.82%	35,390,864	5.89%	21,337	588	56.72	20.68%
25.00 - 29.99%	9	0.02%	188,857	0.02%	73,665	0.01%	18,572	581	57.62	21.69%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	8	0.02%	66,482	0.01%	25,817	0.00%	6,713	546	56.12	11.50%
25.00 - 49.99%	250	0.48%	3,176,097	0.29%	1,554,373	0.26%	12,086	536	54.62	14.08%
50.00 - 74.99%	1,520	2.91%	27,780,875	2.57%	15,051,045	2.50%	17,739	548	54.89	15.38%
75.00 - 99.99%	10,900	20.87%	236,930,636	21.88%	132,710,612	22.09%	21,603	568	55.58	18.41%
100.00 - 109.99%	12,032	23.04%	264,885,267	24.46%	148,542,774	24.72%	21,682	573	55.86	20.11%
110.00 - 119.99%	12,455	23.85%	266,880,514	24.65%	145,808,317	24.27%	21,049	577	55.97	20.85%
120.00 - 129.99%	8,058	15.43%	159,814,103	14.76%	86,699,419	14.43%	19,562	583	55.51	21.50%
130.00 - 139.99%	5,232	10.02%	93,957,686	8.68%	53,091,317	8.84%	17,847	589	55.07	22.01%
140.00%+	1,773	3.39%	29,265,943	2.70%	17,407,041	2.90%	16,115	601	53.87	21.74%
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,544	2.96%	31,369,663	2.90%	17,321,555	2.88%	20,093	574	54.88	21.56%
Alaska	6	0.01%	126,896	0.01%	51,031	0.01%	20,091	516	56.79	18.53%
Arizona	1,113	2.13%	23,005,023	2.12%	12,075,466	2.01%	20,393	575	55.38	21.17%
Arkansas	538	1.03%	11,143,402	1.03%	6,097,026	1.01%	20,728	584	54.98	19.43%
California	5,268	10.09%	113,011,252	10.44%	62,020,292	10.32%	21,058	572	56.03	19.96%
Colorado	497	0.95%	10,555,832	0.97%	6,120,182	1.02%	20,784	584	55.71	17.48%
Connecticut	126	0.24%	2,790,760	0.26%	1,750,498	0.29%	21,102	586	56.61	16.23%
Delaware	93	0.18%	1,900,925	0.18%	1,184,610	0.20%	20,328	577	55.66	18.61%
Florida	4,012	7.68%	83,500,697	7.71%	44,911,437	7.47%	20,543	579	55.91	19.67%
Georgia	4,259	8.15%	89,944,310	8.31%	50,126,579	8.34%	21,079	571	55.95	21.45%
Hawaii	54	0.10%	1,255,418	0.12%	729,330	0.12%	23,100	571	54.72	19.18%
Idaho	87	0.17%	1,576,705	0.15%	751,732	0.13%	18,101	565	54.45	20.32%
Illinois	1,826	3.50%	37,586,307	3.47%	20,737,570	3.45%	19,956	576	54.98	20.76%
Indiana	956	1.83%	18,757,674	1.73%	10,223,794	1.70%	19,543	581	55.25	20.46%
Iowa	186	0.36%	3,841,088	0.35%	1,834,658	0.31%	19,873	583	54.97	20.85%
Kansas	288	0.55%	5,707,712	0.53%	3,341,522	0.56%	20,003	574	55.18	19.89%
Kentucky	747	1.43%	14,541,410	1.34%	7,758,076	1.29%	19,410	586	54.77	19.46%
Louisiana	1,382	2.65%	28,147,114	2.60%	15,560,407	2.59%	20,684	570	55.49	21.37%
Maine	34	0.07%	787,783	0.07%	486,625	0.08%	21,937	578	56.64	15.74%
Maryland	1,041	1.99%	21,417,381	1.98%	11,859,588	1.97%	20,234	576	55.98	19.55%
Massachusetts	130	0.25%	2,744,595	0.25%	1,283,844	0.21%	20,181	573	55.28	16.85%
Michigan	1,163	2.23%	23,830,061	2.20%	13,073,737	2.18%	20,241	584	55.28	20.50%
Minnesota	167	0.32%	3,385,309	0.31%	1,744,047	0.29%	21,150	567	55.68	18.92%
Mississippi	1,040	1.99%	22,090,528	2.04%	13,064,871	2.17%	21,181	580	55.48	21.59%
Missouri	1,178	2.26%	22,735,493	2.10%	13,150,626	2.19%	19,169	579	54.86	20.68%
Montana	109	0.21%	2,071,590	0.19%	990,162	0.16%	19,270	570	54.51	22.60%
Nebraska	127	0.24%	2,608,876	0.24%	1,552,029	0.26%	20,082	584	55.33	16.84%
Nevada	851	1.63%	18,423,267	1.70%	11,044,096	1.84%	21,577	567	56.51	21.11%
New Hampshire	117	0.22%	2,376,163	0.22%	1,287,808	0.21%	21,167	555	55.11	21.72%
New Jersey	701	1.34%	15,075,235	1.39%	8,938,565	1.49%	21,482	573	56.10	20.61%
New Mexico	616	1.18%	13,137,227	1.21%	6,957,571	1.16%	21,055	577	55.24	21.00%
New York	1,070	2.05%	22,271,172	2.06%	12,052,073	2.01%	20,928	580	56.09	19.97%
North Carolina	2,419	4.63%	48,893,474	4.52%	26,912,367	4.48%	20,004	575	56.20	20.02%
North Dakota	113	0.22%	2,165,471	0.20%	1,237,763	0.21%	18,983	583	53.11	22.47%
Ohio	2,431	4.65%	45,954,531	4.24%	26,699,218	4.44%	18,752	579	55.29	20.27%
Oklahoma	847	1.62%	16,673,969	1.54%	10,010,916	1.67%	19,812	580	54.93	18.27%
Oregon	303	0.58%	5,618,825	0.52%	2,729,060	0.45%	17,678	570	55.06	19.78%
Pennsylvania	1,012	1.94%	20,658,394	1.91%	10,786,104	1.80%	20,375	583	55.77	18.27%
Rhode Island	41	0.08%	892,127	0.08%	608,587	0.10%	22,799	592	56.75	15.72%
South Carolina	1,693	3.24%	34,346,018	3.17%	18,924,254	3.15%	20,253	567	55.68	21.32%
South Dakota	66	0.13%	1,208,881	0.11%	674,590	0.11%	19,203	579	54.78	22.56%
Tennessee	1,483	2.84%	30,193,002	2.79%	16,512,779	2.75%	20,253	574	55.43	21.23%
Texas	7,155	13.70%	158,224,456	14.61%	89,948,501	14.97%	21,826	582	55.64	18.81%
Utah	229	0.44%	4,368,029	0.40%	2,084,348	0.35%	19,221	563	55.28	21.27%
Vermont	15	0.03%	271,469	0.03%	182,112	0.03%	16,924	549	55.83	21.06%
Virginia	1,480	2.83%	29,396,630	2.71%	16,490,075	2.74%	19,615	565	55.28	21.59%
Washington	425	0.81%	8,474,453	0.78%	4,572,138	0.76%	19,884	568	55.78	20.82%
West Virginia	315	0.60%	5,953,357	0.55%	3,121,026	0.52%	17,961	571	54.03	21.31%
Wisconsin	741	1.42%	14,878,816	1.37%	7,922,941	1.32%	19,791	566	55.95	21.88%
Wyoming	64	0.12%	1,339,077	0.12%	659,220	0.11%	23,647	597	55.68	18.47%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	68	0.13%	1,483,563	0.14%	691,723	0.12%	21,508	579	56.14	21.70%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	46,194	0.00%	41,586	0.01%	21,745	649	58.18	22.70%
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,197	2.29%	28,325,309	2.62%	9,133,730	1.52%	21,744	583	48.32	19.86%
Used	51,031	97.71%	1,054,432,294	97.38%	591,756,985	98.48%	20,563	576	55.73	20.20%
NA	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	25,686	49.18%	492,409,216	45.48%	261,090,282	43.45%	18,821	574	55.63	20.96%
Truck	5,090	9.75%	138,860,211	12.82%	77,778,158	12.94%	26,093	587	54.76	18.77%
SUV	20,782	39.79%	438,107,219	40.46%	254,471,231	42.35%	20,724	575	55.87	19.87%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	670	1.28%	13,380,957	1.24%	7,551,044	1.26%	19,845	576	55.54	19.59%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,319	12.10%	131,539,841	12.15%	74,049,328	12.32%	20,876	578	55.39	20.23%
Ford: Lincoln	361	0.69%	7,377,379	0.68%	4,262,824	0.71%	20,406	573	55.61	19.99%
Ford: Mercury	4	0.01%	39,315	0.00%	16,625	0.00%	8,461	567	42.34	24.68%
GMC	1,505	2.88%	35,836,684	3.31%	20,389,624	3.39%	23,789	580	55.00	19.29%
GMC: Buick	874	1.67%	16,895,203	1.56%	9,839,135	1.64%	18,964	573	55.64	20.40%
GMC: Cadillac	479	0.92%	10,200,379	0.94%	5,707,831	0.95%	20,782	572	55.07	21.46%
GMC: Chevrolet	7,307	13.99%	154,526,024	14.27%	87,669,786	14.59%	21,341	579	55.31	20.12%
GMC: Hummer	5	0.01%	60,291	0.01%	32,614	0.01%	8,942	604	37.52	18.11%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.02%	111,044	0.01%	35,793	0.01%	10,584	607	34.81	24.25%
GMC: Saturn	3	0.01%	29,470	0.00%	4,662	0.00%	4,662	691	45.00	12.11%
Tesla	36	0.07%	1,287,043	0.12%	433,490	0.07%	33,515	607	56.69	14.21%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	693	1.33%	15,550,227	1.44%	7,816,018	1.30%	21,855	566	56.27	23.95%
BMW: Mini	116	0.22%	2,054,297	0.19%	1,065,850	0.18%	17,383	576	56.13	21.00%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	702	1.34%	16,584,507	1.53%	8,567,729	1.43%	23,452	565	55.80	23.45%
Daimler: Smart	8	0.02%	86,391	0.01%	43,099	0.01%	10,914	514	52.56	26.73%
Fiat	88	0.17%	1,340,110	0.12%	558,617	0.09%	15,380	567	56.25	21.71%
Fiat: Alfa Romeo	41	0.08%	1,179,326	0.11%	512,597	0.09%	25,138	568	57.24	16.38%
Fiat: Chrysler	901	1.73%	17,201,432	1.59%	9,260,219	1.54%	19,156	577	54.99	21.38%
Fiat: Dodge	3,887	7.44%	93,293,194	8.62%	50,063,715	8.33%	23,745	580	55.39	20.03%
Fiat: Jeep	3,490	6.68%	77,374,160	7.15%	44,221,410	7.36%	21,560	575	56.15	19.69%
Fiat: Maserati	2	0.00%	39,045	0.00%	0	0.00%	0	0	0.00	0.00%
Geely: Volvo	106	0.20%	2,049,455	0.19%	1,117,760	0.19%	20,442	560	56.46	22.43%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	888	1.70%	15,973,244	1.48%	8,640,944	1.44%	17,927	565	56.05	22.43%
Volkswagen: Audi	348	0.67%	7,734,230	0.71%	4,229,843	0.70%	22,254	574	56.39	22.85%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	17	0.03%	462,871	0.04%	196,784	0.03%	23,255	573	53.78	22.69%
Honda	3,615	6.92%	74,091,648	6.84%	42,417,710	7.06%	19,710	575	55.93	19.49%
Honda: Acura	466	0.89%	9,812,710	0.91%	5,965,273	0.99%	20,857	572	55.74	19.79%
Hyundai	3,391	6.49%	60,695,326	5.61%	32,821,178	5.46%	17,518	573	56.07	20.95%
Hyundai: Kia	3,595	6.88%	66,948,551	6.18%	36,223,832	6.03%	17,994	576	55.66	20.42%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	905	1.73%	17,579,437	1.62%	10,239,674	1.70%	18,832	572	55.94	19.66%
Mitsubishi	400	0.77%	7,322,176	0.68%	3,803,033	0.63%	17,827	569	55.26	22.26%
Nissan	5,728	10.97%	109,960,659	10.16%	62,334,553	10.37%	18,798	574	55.70	20.25%
Nissan: Infiniti	683	1.31%	16,183,920	1.49%	8,248,661	1.37%	22,933	578	55.90	19.56%
Saab	1	0.00%	14,285	0.00%	0	0.00%	0	0	0.00	0.00%
Subaru	531	1.02%	11,052,064	1.02%	6,032,605	1.00%	19,799	586	55.82	18.29%
Suzuki	2	0.00%	19,178	0.00%	8,098	0.00%	8,098	619	44.00	25.21%
Tata: Jaguar	54	0.10%	1,331,145	0.12%	814,211	0.14%	24,744	566	55.39	23.03%
Tata: Land Rover	79	0.15%	2,115,028	0.20%	972,997	0.16%	25,340	570	56.02	22.50%
Toyota	4,041	7.74%	84,969,761	7.85%	46,184,797	7.69%	20,492	576	55.76	19.07%
Toyota: Lexus	448	0.86%	10,323,468	0.95%	5,250,907	0.87%	22,400	574	54.56	20.67%
Toyota: Scion	100	0.19%	1,513,083	0.14%	836,888	0.14%	14,314	575	54.76	20.72%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	52,228	100.00%	1,082,757,603	100.00%	600,890,715	100.00%	20,581	576	55.62	20.20%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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