StratMaker (146261)

Exeter Automobile Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

1.89% / 98.11%

Total Original # of Loans

32,523

WA Loan to Value (LTV)

107.39%

Total Original Loan Amount (OLA)

$ 691,506,207

WA Payment to Income (PTI)

12.27%

Weighted Average (WA) OLA

$ 23,595

WA FICO (non-zero)

589

Rep. Period Beginning Loan Amount

$ 602,162,965

WA Remaining Term (RT)

65.38

Rep. Period Ending Loan Amount (ELA)

$ 583,098,860

WA Original APR

20.92%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

32,523

Total Original Loan Amount (OLA)

$ 691,506,207

Weighted Average (WA) OLA

$ 23,595

Rep. Period Beginning Loan Amount

$ 602,162,965

Rep. Period Ending Loan Amount (ELA)

$ 583,098,860

As % of Reporting Period ELA:

New % / Used %

1.89% / 98.11%

WA Loan to Value (LTV)

107.39%

WA Payment to Income (PTI)

12.27%

WA FICO (non-zero)

589

WA Remaining Term (RT)

65.38

WA Original APR

20.92%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,588	0.00%	4,191	0.00%	4,191	573	32.00	13.82%
$5,000 - $9,999	1,158	3.56%	9,937,339	1.44%	7,252,651	1.24%	8,132	582	58.86	20.83%
$10,000 - $14,999	4,960	15.25%	64,032,546	9.26%	46,445,456	7.97%	11,841	579	58.94	21.47%
$15,000 - $19,999	8,934	27.47%	157,511,143	22.78%	127,206,295	21.82%	16,648	580	62.71	21.88%
$20,000 - $24,999	8,753	26.91%	195,563,696	28.28%	169,059,543	28.99%	21,485	583	65.77	21.49%
$25,000 - $29,999	5,083	15.63%	138,341,967	20.01%	121,890,198	20.90%	26,336	593	67.44	20.70%
$30,000 - $39,999	3,215	9.89%	108,113,775	15.63%	95,445,282	16.37%	32,611	605	68.35	19.48%
$40,000 - $49,999	405	1.25%	17,288,790	2.50%	15,240,743	2.61%	41,177	633	70.67	16.07%
$50,000 - $59,999	14	0.04%	712,363	0.10%	554,502	0.10%	47,481	649	70.99	13.09%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4,152	12.77%	74,641,701	10.79%	6,232,962	1.07%	3,527	576	13.62	20.27%
$5,000 - $9,999	2,562	7.88%	38,561,026	5.58%	19,568,139	3.36%	7,922	575	35.31	21.03%
$10,000 - $14,999	4,154	12.77%	59,894,674	8.66%	52,999,117	9.09%	12,922	579	59.06	21.31%
$15,000 - $19,999	7,315	22.49%	134,275,562	19.42%	129,317,303	22.18%	17,794	582	65.86	21.75%
$20,000 - $24,999	7,342	22.57%	168,320,038	24.34%	164,130,580	28.15%	22,443	584	67.61	21.48%
$25,000 - $29,999	4,162	12.80%	115,852,562	16.75%	113,250,780	19.42%	27,285	595	68.70	20.66%
$30,000 - $39,999	2,570	7.90%	88,285,524	12.77%	86,234,300	14.79%	33,767	606	69.62	19.43%
$40,000 - $49,999	265	0.81%	11,624,282	1.68%	11,314,840	1.94%	42,823	638	71.98	15.68%
$50,000 - $59,999	1	0.00%	50,839	0.01%	50,839	0.01%	50,839	618	74.00	12.45%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	43	0.13%	773,543	0.11%	534,948	0.09%	21,189	696	66.22	8.41%
10.00 - 12.49%	750	2.31%	13,205,410	1.91%	10,893,607	1.87%	18,894	606	66.49	11.94%
12.50 - 14.99%	3,340	10.27%	72,615,443	10.50%	63,589,409	10.91%	24,272	619	68.57	13.53%
15.00 - 17.49%	3,043	9.36%	71,269,960	10.31%	59,563,459	10.21%	25,378	613	67.38	16.28%
17.50 - 19.99%	6,226	19.14%	144,695,300	20.92%	120,667,033	20.69%	24,834	614	66.86	18.95%
20.00 - 22.49%	4,936	15.18%	107,808,620	15.59%	88,619,316	15.20%	23,127	584	64.14	21.10%
22.50 - 24.99%	5,989	18.41%	124,443,342	18.00%	105,287,406	18.06%	21,948	574	63.99	23.79%
25.00 - 27.49%	4,837	14.87%	93,819,529	13.57%	80,537,145	13.81%	20,512	563	63.52	25.85%
27.50 - 29.99%	3,359	10.33%	62,875,062	9.09%	53,406,538	9.16%	19,744	541	63.33	27.92%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,939	5.96%	37,448,399	5.42%	31,182,541	5.35%	20,541	477	62.34	23.83%
500 - 549	5,853	18.00%	117,172,208	16.94%	95,744,241	16.42%	21,198	528	63.13	23.19%
550 - 599	10,859	33.39%	230,512,731	33.33%	196,033,745	33.62%	22,442	575	64.90	21.44%
600 - 649	8,034	24.70%	181,870,291	26.30%	157,005,390	26.93%	24,376	622	67.01	19.50%
650 - 699	2,801	8.61%	65,120,654	9.42%	56,437,426	9.68%	25,285	669	68.76	17.97%
700 - 749	662	2.04%	15,129,641	2.19%	12,889,104	2.21%	25,501	718	69.01	17.66%
750 - 799	143	0.44%	3,373,157	0.49%	2,911,749	0.50%	27,189	769	69.17	17.23%
800+	57	0.18%	1,127,384	0.16%	924,146	0.16%	22,433	828	66.57	15.63%
NA	2,175	6.69%	39,751,742	5.75%	29,970,518	5.14%	19,468	0	61.94	22.23%
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	45	0.14%	452,600	0.07%	356,182	0.06%	10,664	590	32.81	15.82%
49 - 60	188	0.58%	2,383,940	0.34%	1,657,607	0.28%	13,064	594	43.57	17.06%
61 - 72	4,735	14.56%	71,325,850	10.31%	59,549,332	10.21%	16,482	578	58.98	23.31%
73+	27,555	84.72%	617,343,817	89.28%	521,535,739	89.44%	23,639	590	66.20	20.66%
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,188	6.73%	43,265,568	6.26%	180,940	0.03%	3,185	555	0.00	11.05%
1 - 12	2,467	7.59%	43,480,277	6.29%	11,074,543	1.90%	5,867	571	9.39	21.32%
13 - 24	1,391	4.28%	26,777,839	3.87%	13,720,321	2.35%	11,427	561	15.87	22.21%
25 - 36	44	0.14%	482,530	0.07%	386,583	0.07%	10,938	578	32.26	15.74%
37 - 48	146	0.45%	1,901,457	0.27%	1,595,264	0.27%	12,828	592	43.48	16.84%
49 - 60	1,644	5.05%	26,519,740	3.84%	25,035,420	4.29%	17,117	579	57.64	22.14%
61 - 72	22,058	67.82%	481,017,281	69.56%	465,456,304	79.82%	23,157	583	67.57	21.39%
73+	2,585	7.95%	68,061,513	9.84%	65,649,486	11.26%	28,657	640	73.47	16.96%
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	21,054	64.74%	442,647,551	64.01%	358,486,620	61.48%	22,628	597	65.97	20.21%
1 - 15	4,407	13.55%	96,406,757	13.94%	86,511,616	14.84%	23,428	582	64.44	21.33%
16 - 30	2,302	7.08%	49,584,195	7.17%	45,042,226	7.72%	23,183	577	64.75	21.92%
31 - 60	2,563	7.88%	55,933,909	8.09%	50,628,622	8.68%	23,361	572	64.01	22.47%
61 - 90	1,344	4.13%	28,795,613	4.16%	25,974,581	4.45%	22,851	573	64.22	23.13%
91 - 120	743	2.28%	15,683,121	2.27%	14,095,404	2.42%	22,738	579	65.38	23.30%
121+	110	0.34%	2,455,061	0.36%	2,359,791	0.40%	23,734	581	64.18	23.93%
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,133	71.13%	496,953,225	71.87%	438,561,965	75.21%	22,983	591	66.90	20.89%
Stated, verified to Level 3²	9,390	28.87%	194,552,982	28.13%	144,536,895	24.79%	22,527	584	60.75	21.03%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,133	71.13%	496,953,225	71.87%	438,561,965	75.21%	22,983	591	66.90	20.89%
Stated, verified but not Level 4 or 5	9,364	28.79%	193,976,870	28.05%	144,131,192	24.72%	22,514	584	60.74	21.04%
Stated, verified to Level 4³	26	0.08%	576,112	0.08%	405,703	0.07%	27,045	619	64.06	18.92%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,127	6.54%	35,687,032	5.16%	28,881,172	4.95%	19,071	593	64.66	17.93%
5.00 - 9.99%	10,430	32.07%	208,598,613	30.17%	171,580,854	29.43%	21,758	587	64.51	19.91%
10.00 - 14.99%	11,639	35.79%	253,718,005	36.69%	214,391,667	36.77%	23,183	587	65.31	21.24%
15.00 - 19.99%	6,690	20.57%	154,203,957	22.30%	132,700,248	22.76%	24,145	591	66.08	22.17%
20.00 - 24.99%	1,625	5.00%	39,002,817	5.64%	35,257,572	6.05%	24,681	603	67.95	21.67%
25.00 - 29.99%	12	0.04%	295,783	0.04%	287,347	0.05%	24,861	622	66.42	19.54%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.03%	80,388	0.01%	57,939	0.01%	7,447	534	59.85	16.91%
25.00 - 49.99%	172	0.53%	2,243,180	0.32%	1,742,423	0.30%	15,420	543	65.24	15.60%
50.00 - 74.99%	931	2.86%	15,992,104	2.31%	13,130,165	2.25%	19,704	557	65.42	16.39%
75.00 - 99.99%	6,019	18.51%	128,589,602	18.60%	105,846,263	18.15%	23,056	573	64.51	19.32%
100.00 - 109.99%	6,761	20.79%	152,812,172	22.10%	127,859,676	21.93%	23,855	582	64.93	21.04%
110.00 - 119.99%	7,365	22.65%	165,966,962	24.00%	139,720,559	23.96%	23,873	590	65.32	21.54%
120.00 - 129.99%	5,191	15.96%	110,518,360	15.98%	93,730,936	16.07%	22,922	597	65.53	21.62%
130.00 - 139.99%	3,975	12.22%	77,183,669	11.16%	66,456,495	11.40%	21,061	602	66.08	22.02%
140.00%+	2,098	6.45%	38,119,770	5.51%	34,554,405	5.93%	19,543	622	68.18	20.87%
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	862	2.65%	18,234,824	2.64%	15,130,229	2.59%	22,554	590	64.48	22.21%
Alaska	1	0.00%	22,518	0.00%	5,548	0.00%	5,548	542	10.00	22.69%
Arizona	830	2.55%	18,282,303	2.64%	15,763,474	2.70%	23,773	591	66.03	20.83%
Arkansas	317	0.97%	6,678,020	0.97%	5,632,997	0.97%	22,488	597	64.68	19.89%
California	3,131	9.63%	67,284,798	9.73%	56,577,032	9.70%	22,878	579	64.84	21.17%
Colorado	270	0.83%	5,943,701	0.86%	4,966,586	0.85%	23,255	590	66.08	18.82%
Connecticut	74	0.23%	1,537,273	0.22%	1,224,738	0.21%	22,574	580	64.98	16.93%
Delaware	72	0.22%	1,476,282	0.21%	1,118,623	0.19%	20,417	587	58.49	19.50%
Florida	2,556	7.86%	53,958,840	7.80%	46,176,650	7.92%	23,031	592	66.66	20.21%
Georgia	2,594	7.98%	56,726,927	8.20%	47,001,274	8.06%	23,002	586	64.37	22.21%
Hawaii	23	0.07%	550,724	0.08%	478,686	0.08%	25,579	586	66.57	21.20%
Idaho	53	0.16%	1,059,137	0.15%	876,681	0.15%	21,689	587	66.25	22.75%
Illinois	1,387	4.26%	28,598,533	4.14%	23,021,059	3.95%	21,949	585	63.52	22.12%
Indiana	639	1.96%	12,461,937	1.80%	10,640,115	1.82%	21,113	596	65.13	20.62%
Iowa	106	0.33%	2,061,263	0.30%	1,698,015	0.29%	20,884	580	64.85	22.43%
Kansas	170	0.52%	3,360,343	0.49%	2,970,160	0.51%	21,534	596	65.58	20.19%
Kentucky	569	1.75%	11,739,513	1.70%	10,207,087	1.75%	22,882	599	66.17	20.33%
Louisiana	749	2.30%	16,003,363	2.31%	13,149,708	2.26%	22,867	590	64.31	22.01%
Maine	15	0.05%	288,338	0.04%	271,918	0.05%	21,520	596	67.77	15.66%
Maryland	545	1.68%	11,554,825	1.67%	9,643,914	1.65%	22,060	588	63.49	20.37%
Massachusetts	64	0.20%	1,310,572	0.19%	874,074	0.15%	24,005	593	62.96	18.24%
Michigan	762	2.34%	16,439,281	2.38%	14,272,467	2.45%	23,296	595	66.51	21.44%
Minnesota	112	0.34%	2,167,960	0.31%	1,749,985	0.30%	21,223	577	64.22	20.50%
Mississippi	665	2.04%	14,954,978	2.16%	12,490,902	2.14%	24,134	596	65.39	21.71%
Missouri	795	2.44%	15,661,742	2.26%	13,690,374	2.35%	21,677	593	65.80	21.57%
Montana	73	0.22%	1,441,896	0.21%	1,270,863	0.22%	21,668	587	67.01	22.93%
Nebraska	78	0.24%	1,601,422	0.23%	1,379,764	0.24%	22,635	593	65.43	18.50%
Nevada	449	1.38%	9,640,668	1.39%	7,836,513	1.34%	22,741	577	64.39	22.29%
New Hampshire	58	0.18%	1,140,037	0.16%	857,028	0.15%	20,598	585	63.82	21.58%
New Jersey	446	1.37%	9,357,797	1.35%	7,564,443	1.30%	22,708	592	65.53	21.20%
New Mexico	370	1.14%	8,317,067	1.20%	6,946,325	1.19%	24,202	592	65.31	21.59%
New York	812	2.50%	16,950,955	2.45%	13,913,057	2.39%	22,380	591	64.78	20.95%
North Carolina	1,655	5.09%	35,244,797	5.10%	30,720,524	5.27%	22,931	589	66.47	21.12%
North Dakota	81	0.25%	1,662,487	0.24%	1,498,137	0.26%	23,464	596	67.02	22.29%
Ohio	1,627	5.00%	32,504,341	4.70%	29,128,699	5.00%	21,614	593	66.90	20.99%
Oklahoma	583	1.79%	11,939,831	1.73%	10,122,195	1.74%	22,392	595	65.93	18.89%
Oregon	183	0.56%	3,698,542	0.53%	3,174,228	0.54%	22,870	581	65.41	20.70%
Pennsylvania	600	1.84%	12,592,468	1.82%	10,738,864	1.84%	22,810	596	66.63	18.94%
Rhode Island	21	0.06%	452,316	0.07%	402,192	0.07%	21,976	606	64.87	18.01%
South Carolina	1,020	3.14%	21,391,291	3.09%	18,037,086	3.09%	22,368	579	64.06	22.06%
South Dakota	41	0.13%	821,034	0.12%	655,243	0.11%	20,776	590	64.64	22.76%
Tennessee	733	2.25%	15,544,647	2.25%	12,825,260	2.20%	22,871	590	64.51	21.45%
Texas	4,357	13.40%	97,692,475	14.13%	81,861,229	14.04%	24,116	595	65.94	19.37%
Utah	155	0.48%	3,330,901	0.48%	3,088,139	0.53%	23,952	586	67.75	21.07%
Vermont	13	0.04%	252,363	0.04%	201,854	0.03%	20,137	572	61.66	21.12%
Virginia	871	2.68%	17,759,946	2.57%	14,805,973	2.54%	21,733	576	63.99	21.80%
Washington	215	0.66%	4,364,877	0.63%	3,591,048	0.62%	21,405	572	65.57	21.54%
West Virginia	217	0.67%	4,424,698	0.64%	3,681,380	0.63%	22,534	595	65.58	20.81%
Wisconsin	435	1.34%	9,549,093	1.38%	7,981,288	1.37%	23,115	582	65.10	22.40%
Wyoming	33	0.10%	696,719	0.10%	548,008	0.09%	25,285	583	64.56	18.92%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	35	0.11%	762,015	0.11%	637,224	0.11%	23,430	584	66.80	21.66%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	13,529	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,144	3.52%	25,257,452	3.65%	10,993,516	1.89%	16,987	577	33.26	20.39%
Used	31,379	96.48%	666,248,756	96.35%	572,105,344	98.11%	22,983	589	65.99	20.93%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,838	48.70%	313,998,622	45.41%	257,431,004	44.15%	21,151	587	64.36	21.37%
Truck	2,722	8.37%	73,106,829	10.57%	61,825,292	10.60%	28,368	605	66.28	19.77%
SUV	13,437	41.32%	292,902,359	42.36%	254,221,445	43.60%	23,246	587	66.20	20.76%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	526	1.62%	11,498,397	1.66%	9,621,119	1.65%	23,596	585	65.13	20.70%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,729	11.47%	79,194,348	11.45%	67,932,108	11.65%	23,076	591	65.96	20.97%
Ford: Lincoln	255	0.78%	5,467,504	0.79%	4,744,532	0.81%	23,323	585	66.33	20.85%
Ford: Mercury	2	0.01%	13,997	0.00%	6,552	0.00%	6,552	489	55.00	28.00%
GMC	905	2.78%	21,585,421	3.12%	18,520,886	3.18%	25,780	598	66.45	20.44%
GMC: Buick	523	1.61%	10,306,077	1.49%	8,507,866	1.46%	20,627	580	64.40	21.33%
GMC: Cadillac	306	0.94%	6,769,626	0.98%	5,654,464	0.97%	24,101	590	65.01	21.44%
GMC: Chevrolet	4,842	14.89%	103,637,205	14.99%	87,489,890	15.00%	23,170	592	65.56	21.00%
GMC: Hummer	2	0.01%	36,350	0.01%	864	0.00%	864	502	1.00	24.68%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	31,986	0.00%	11,072	0.00%	8,428	520	47.38	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	6	0.02%	209,841	0.03%	168,749	0.03%	36,951	572	68.55	15.44%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	399	1.23%	8,729,899	1.26%	7,508,638	1.29%	24,217	589	65.88	22.65%
BMW: Mini	69	0.21%	1,230,037	0.18%	1,059,022	0.18%	19,109	568	64.60	22.66%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	395	1.21%	9,255,090	1.34%	7,814,037	1.34%	24,803	593	65.60	22.81%
Daimler: Smart	2	0.01%	27,142	0.00%	26,392	0.00%	13,385	572	66.44	26.32%
Fiat	43	0.13%	663,658	0.10%	470,856	0.08%	15,286	563	60.37	21.91%
Fiat: Alfa Romeo	17	0.05%	539,375	0.08%	489,456	0.08%	31,156	571	68.61	21.78%
Fiat: Chrysler	598	1.84%	12,015,060	1.74%	9,785,205	1.68%	21,606	585	64.21	21.97%
Fiat: Dodge	2,323	7.14%	55,779,022	8.07%	46,748,835	8.02%	25,711	596	65.39	20.65%
Fiat: Jeep	1,850	5.69%	41,601,080	6.02%	35,626,695	6.11%	23,704	588	65.76	20.84%
Fiat: Maserati	3	0.01%	65,910	0.01%	60,098	0.01%	20,485	572	66.39	23.49%
Geely: Volvo	52	0.16%	1,049,432	0.15%	908,230	0.16%	22,311	578	66.38	22.46%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	619	1.90%	11,293,032	1.63%	9,505,127	1.63%	19,852	582	64.71	22.42%
Volkswagen: Audi	184	0.57%	4,055,800	0.59%	3,611,532	0.62%	23,588	585	66.03	21.95%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	446,532	0.06%	344,061	0.06%	29,089	621	62.99	21.59%
Honda	1,966	6.04%	41,940,426	6.07%	36,700,104	6.29%	22,819	590	66.03	20.15%
Honda: Acura	271	0.83%	5,895,340	0.85%	4,956,731	0.85%	22,858	584	64.56	21.08%
Hyundai	2,146	6.60%	40,060,023	5.79%	32,541,811	5.58%	19,634	582	64.21	21.61%
Hyundai: Kia	2,644	8.13%	52,569,693	7.60%	42,306,597	7.26%	20,607	584	63.87	20.92%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	575	1.77%	11,722,089	1.70%	9,952,724	1.71%	21,910	586	66.14	20.42%
Mitsubishi	255	0.78%	4,924,890	0.71%	4,057,019	0.70%	20,142	589	64.01	21.49%
Nissan	3,891	11.96%	79,161,251	11.45%	65,654,349	11.26%	21,566	586	64.97	20.98%
Nissan: Infiniti	459	1.41%	10,955,722	1.58%	9,634,870	1.65%	25,314	586	65.96	21.33%
Saab	2	0.01%	22,518	0.00%	21,830	0.00%	10,915	495	55.00	24.47%
Subaru	371	1.14%	8,115,139	1.17%	7,046,517	1.21%	23,260	592	66.21	19.68%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	40	0.12%	1,018,181	0.15%	846,100	0.15%	26,539	592	65.24	21.92%
Tata: Land Rover	63	0.19%	1,660,106	0.24%	1,472,813	0.25%	28,371	583	68.76	21.68%
Toyota	2,383	7.33%	52,483,077	7.59%	44,976,928	7.71%	23,611	592	65.79	19.94%
Toyota: Lexus	239	0.73%	5,685,674	0.82%	4,831,070	0.83%	25,215	598	65.52	20.99%
Toyota: Scion	76	0.23%	1,288,657	0.19%	1,104,231	0.19%	17,650	595	63.82	20.31%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,523	100.00%	691,506,207	100.00%	583,098,860	100.00%	22,870	589	65.38	20.92%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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