StratMaker (146269)

Exeter Automobile Receivables Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

1.59% / 98.41%

Total Original # of Loans

31,345

WA Loan to Value (LTV)

105.73%

Total Original Loan Amount (OLA)

$ 671,916,330

WA Payment to Income (PTI)

12.37%

Weighted Average (WA) OLA

$ 23,737

WA FICO (non-zero)

585

Rep. Period Beginning Loan Amount

$ 540,854,636

WA Remaining Term (RT)

63.79

Rep. Period Ending Loan Amount (ELA)

$ 521,942,968

WA Original APR

20.64%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

31,345

Total Original Loan Amount (OLA)

$ 671,916,330

Weighted Average (WA) OLA

$ 23,737

Rep. Period Beginning Loan Amount

$ 540,854,636

Rep. Period Ending Loan Amount (ELA)

$ 521,942,968

As % of Reporting Period ELA:

New % / Used %

1.59% / 98.41%

WA Loan to Value (LTV)

105.73%

WA Payment to Income (PTI)

12.37%

WA FICO (non-zero)

585

WA Remaining Term (RT)

63.79

WA Original APR

20.64%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	984	3.14%	8,453,698	1.26%	5,926,440	1.14%	8,038	574	57.11	20.49%
$10,000 - $14,999	4,606	14.69%	59,679,672	8.88%	38,692,602	7.41%	11,829	575	57.62	21.13%
$15,000 - $19,999	8,684	27.70%	153,018,010	22.77%	113,395,302	21.73%	16,559	575	61.58	21.58%
$20,000 - $24,999	8,394	26.78%	187,601,236	27.92%	149,077,825	28.56%	21,297	579	64.07	21.24%
$25,000 - $29,999	5,036	16.07%	136,862,770	20.37%	111,886,753	21.44%	26,059	589	65.59	20.38%
$30,000 - $39,999	3,203	10.22%	107,498,834	16.00%	87,439,863	16.75%	32,139	601	66.26	19.32%
$40,000 - $49,999	430	1.37%	18,393,683	2.74%	15,164,526	2.91%	40,722	629	68.46	16.08%
$50,000 - $59,999	8	0.03%	408,428	0.06%	359,658	0.07%	46,337	656	67.34	13.10%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,043	19.28%	117,080,042	17.42%	5,223,623	1.00%	3,211	573	10.62	20.29%
$5,000 - $9,999	2,061	6.58%	30,349,782	4.52%	15,914,535	3.05%	7,988	572	34.79	20.64%
$10,000 - $14,999	3,620	11.55%	52,434,811	7.80%	46,357,498	8.88%	12,967	577	58.34	20.98%
$15,000 - $19,999	6,802	21.70%	125,676,751	18.70%	120,034,226	23.00%	17,762	577	64.39	21.38%
$20,000 - $24,999	6,584	21.00%	152,642,919	22.72%	147,250,970	28.21%	22,456	581	65.82	21.10%
$25,000 - $29,999	3,767	12.02%	106,006,067	15.78%	102,504,272	19.64%	27,285	590	66.65	20.43%
$30,000 - $39,999	2,238	7.14%	77,535,282	11.54%	74,869,954	14.34%	33,657	603	67.42	19.27%
$40,000 - $49,999	230	0.73%	10,190,677	1.52%	9,787,890	1.88%	42,656	632	69.75	15.61%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	69	0.22%	1,299,499	0.19%	815,739	0.16%	21,610	663	63.95	8.74%
10.00 - 12.49%	1,810	5.77%	36,323,448	5.41%	30,501,033	5.84%	21,515	608	65.89	11.74%
12.50 - 14.99%	2,520	8.04%	56,898,222	8.47%	46,634,950	8.93%	24,311	615	66.46	13.71%
15.00 - 17.49%	3,058	9.76%	71,754,408	10.68%	55,581,838	10.65%	25,117	611	65.20	16.29%
17.50 - 19.99%	5,638	17.99%	132,227,505	19.68%	102,056,887	19.55%	24,734	608	65.17	18.93%
20.00 - 22.49%	4,806	15.33%	105,636,970	15.72%	79,103,384	15.16%	23,178	579	62.56	21.11%
22.50 - 24.99%	5,813	18.55%	121,551,698	18.09%	95,041,958	18.21%	21,947	571	62.39	23.80%
25.00 - 27.49%	4,382	13.98%	85,537,558	12.73%	65,473,347	12.54%	20,676	558	62.23	25.87%
27.50 - 29.99%	3,249	10.37%	60,687,022	9.03%	46,733,833	8.95%	19,620	534	62.21	27.91%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,168	6.92%	42,213,875	6.28%	32,490,149	6.22%	20,554	476	62.09	23.98%
500 - 549	5,805	18.52%	117,171,937	17.44%	88,807,601	17.01%	21,259	528	61.96	22.79%
550 - 599	10,525	33.58%	226,977,575	33.78%	177,531,971	34.01%	22,725	575	63.40	20.96%
600 - 649	7,379	23.54%	169,114,313	25.17%	134,594,319	25.79%	24,233	622	65.13	19.05%
650 - 699	2,350	7.50%	55,557,090	8.27%	44,734,500	8.57%	25,423	669	66.78	17.45%
700 - 749	567	1.81%	13,156,825	1.96%	10,363,863	1.99%	24,733	719	67.10	17.28%
750 - 799	125	0.40%	2,819,471	0.42%	2,269,947	0.43%	25,367	768	67.41	16.82%
800+	42	0.13%	836,672	0.12%	540,320	0.10%	23,131	825	67.99	16.03%
NA	2,384	7.61%	44,068,572	6.56%	30,610,297	5.86%	19,678	0	61.48	22.04%
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	42	0.13%	453,623	0.07%	388,876	0.07%	10,395	595	31.32	14.08%
49 - 60	139	0.44%	1,761,643	0.26%	1,355,754	0.26%	13,149	592	43.53	16.80%
61 - 72	4,445	14.18%	68,585,211	10.21%	53,733,120	10.29%	16,809	577	57.63	22.85%
73+	26,719	85.24%	601,115,854	89.46%	466,465,217	89.37%	23,566	586	64.59	20.40%
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,123	13.15%	84,349,556	12.55%	236,945	0.05%	3,573	557	0.00	9.93%
1 - 12	2,790	8.90%	51,099,503	7.61%	13,008,738	2.49%	6,847	566	8.59	21.62%
13 - 24	473	1.51%	9,372,542	1.39%	5,154,798	0.99%	12,347	562	14.12	22.40%
25 - 36	54	0.17%	630,257	0.09%	466,547	0.09%	10,614	596	30.57	15.14%
37 - 48	162	0.52%	2,362,235	0.35%	1,972,134	0.38%	14,411	583	43.18	16.47%
49 - 60	3,552	11.33%	56,738,994	8.44%	53,589,076	10.27%	17,117	577	58.10	22.74%
61 - 72	20,135	64.24%	465,839,454	69.33%	446,056,196	85.46%	24,149	587	66.79	20.37%
73+	56	0.18%	1,523,789	0.23%	1,458,535	0.28%	28,734	639	73.23	17.83%
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	20,288	64.72%	430,063,855	64.01%	303,876,266	58.22%	22,559	593	64.28	19.84%
1 - 15	4,344	13.86%	95,741,107	14.25%	85,282,908	16.34%	23,230	579	62.98	21.07%
16 - 30	1,942	6.20%	42,430,091	6.31%	38,400,343	7.36%	23,263	575	63.68	21.67%
31 - 60	2,485	7.93%	54,503,067	8.11%	49,673,580	9.52%	23,358	571	62.90	22.08%
61 - 90	1,276	4.07%	27,128,319	4.04%	24,513,309	4.70%	22,642	570	62.62	22.64%
91 - 120	795	2.54%	17,353,779	2.58%	15,579,608	2.98%	23,374	576	63.58	22.64%
121+	215	0.69%	4,696,113	0.70%	4,616,954	0.88%	23,610	576	64.00	23.56%
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	22,540	71.91%	488,466,081	72.70%	398,520,085	76.35%	22,916	587	65.10	20.59%
Stated, verified to Level 3²	8,805	28.09%	183,450,249	27.30%	123,422,883	23.65%	22,569	579	59.57	20.79%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	22,541	71.91%	488,484,186	72.70%	398,536,953	76.36%	22,916	587	65.10	20.59%
Stated, verified but not Level 4 or 5	8,756	27.93%	182,463,364	27.16%	122,921,791	23.55%	22,568	579	59.59	20.79%
Stated, verified to Level 4³	48	0.15%	968,779	0.14%	484,223	0.09%	22,924	572	55.85	20.68%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,059	6.57%	35,876,742	5.34%	26,054,318	4.99%	19,422	590	63.04	17.43%
5.00 - 9.99%	9,887	31.54%	198,870,762	29.60%	151,097,108	28.95%	21,596	583	62.70	19.49%
10.00 - 14.99%	11,123	35.49%	244,272,299	36.35%	189,916,504	36.39%	23,223	583	63.95	21.05%
15.00 - 19.99%	6,607	21.08%	152,620,417	22.71%	120,962,158	23.18%	24,035	587	64.48	21.95%
20.00 - 24.99%	1,656	5.28%	39,950,913	5.95%	33,648,806	6.45%	24,502	601	65.88	21.22%
25.00 - 29.99%	13	0.04%	325,197	0.05%	264,073	0.05%	25,021	614	69.24	18.49%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	7	0.02%	58,741	0.01%	14,042	0.00%	7,330	526	66.79	12.55%
25.00 - 49.99%	166	0.53%	2,254,704	0.34%	1,662,763	0.32%	15,499	529	63.72	15.06%
50.00 - 74.99%	894	2.85%	16,084,896	2.39%	12,297,371	2.36%	19,980	554	63.73	16.04%
75.00 - 99.99%	6,041	19.27%	131,125,101	19.52%	101,777,372	19.50%	23,175	570	63.62	19.00%
100.00 - 109.99%	6,721	21.44%	152,034,709	22.63%	119,257,614	22.85%	23,793	579	63.48	20.75%
110.00 - 119.99%	7,060	22.52%	158,762,862	23.63%	121,581,119	23.29%	23,654	588	63.41	21.18%
120.00 - 129.99%	4,983	15.90%	106,589,189	15.86%	81,201,289	15.56%	22,841	595	63.76	21.47%
130.00 - 139.99%	3,655	11.66%	71,547,496	10.65%	55,764,794	10.68%	20,896	598	64.58	21.96%
140.00%+	1,818	5.80%	33,458,632	4.98%	28,386,603	5.44%	19,527	615	65.94	21.01%
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	872	2.78%	18,492,270	2.75%	14,271,384	2.73%	22,624	591	63.26	21.81%
Alaska	3	0.01%	56,407	0.01%	20,737	0.00%	20,737	605	65.00	28.00%
Arizona	821	2.62%	17,570,534	2.61%	13,711,425	2.63%	22,551	586	63.79	20.85%
Arkansas	329	1.05%	6,836,929	1.02%	5,306,433	1.02%	22,332	593	63.77	19.65%
California	3,197	10.20%	69,811,379	10.39%	54,471,314	10.44%	22,975	579	63.43	20.38%
Colorado	305	0.97%	6,643,622	0.99%	5,336,898	1.02%	23,292	595	64.61	18.26%
Connecticut	83	0.26%	1,794,612	0.27%	1,370,136	0.26%	21,873	587	61.45	17.31%
Delaware	77	0.25%	1,592,393	0.24%	1,193,934	0.23%	22,375	595	59.47	18.97%
Florida	2,552	8.14%	53,967,422	8.03%	42,854,431	8.21%	22,770	585	64.65	20.31%
Georgia	2,489	7.94%	54,960,013	8.18%	42,599,303	8.16%	23,112	581	63.35	21.71%
Hawaii	35	0.11%	761,948	0.11%	560,640	0.11%	24,284	571	63.54	20.50%
Idaho	39	0.12%	697,747	0.10%	577,422	0.11%	18,301	578	62.05	21.85%
Illinois	1,369	4.37%	28,178,438	4.19%	20,396,660	3.91%	21,743	582	62.10	22.02%
Indiana	687	2.19%	14,418,085	2.15%	11,603,322	2.22%	23,210	600	64.96	20.20%
Iowa	88	0.28%	1,618,134	0.24%	1,196,563	0.23%	19,693	577	63.53	21.50%
Kansas	139	0.44%	3,026,315	0.45%	2,443,530	0.47%	23,218	581	64.43	19.47%
Kentucky	479	1.53%	10,027,569	1.49%	8,142,001	1.56%	22,849	593	64.92	19.73%
Louisiana	759	2.42%	16,400,741	2.44%	12,538,583	2.40%	22,663	586	62.97	22.22%
Maine	21	0.07%	479,414	0.07%	372,989	0.07%	24,828	585	65.20	18.09%
Maryland	592	1.89%	12,671,630	1.89%	9,567,986	1.83%	22,373	581	62.18	19.99%
Massachusetts	68	0.22%	1,285,899	0.19%	808,882	0.15%	20,527	585	57.92	17.94%
Michigan	685	2.19%	14,706,275	2.19%	11,559,373	2.21%	22,699	589	64.31	21.18%
Minnesota	116	0.37%	2,313,291	0.34%	1,795,266	0.34%	21,014	587	63.42	19.28%
Mississippi	605	1.93%	13,741,207	2.05%	10,090,693	1.93%	24,168	594	63.07	21.58%
Missouri	717	2.29%	14,203,555	2.11%	11,227,199	2.15%	21,320	586	63.67	21.21%
Montana	82	0.26%	1,549,666	0.23%	1,219,263	0.23%	20,286	593	65.77	21.79%
Nebraska	79	0.25%	1,628,506	0.24%	1,353,778	0.26%	22,522	589	65.79	18.84%
Nevada	440	1.40%	9,716,464	1.45%	7,368,693	1.41%	23,713	579	63.30	21.74%
New Hampshire	57	0.18%	1,166,771	0.17%	902,521	0.17%	22,628	577	62.53	21.39%
New Jersey	419	1.34%	8,789,796	1.31%	6,619,480	1.27%	22,607	595	63.95	20.99%
New Mexico	359	1.15%	8,254,412	1.23%	6,573,180	1.26%	24,552	588	63.97	21.38%
New York	717	2.29%	15,181,697	2.26%	11,024,062	2.11%	22,283	585	63.59	20.50%
North Carolina	1,585	5.06%	33,731,224	5.02%	26,554,903	5.09%	22,440	583	64.49	20.82%
North Dakota	68	0.22%	1,330,928	0.20%	1,032,187	0.20%	21,986	590	62.17	21.62%
Ohio	1,398	4.46%	28,225,616	4.20%	23,012,092	4.41%	21,736	587	64.85	20.78%
Oklahoma	534	1.70%	10,964,544	1.63%	8,522,984	1.63%	21,953	591	64.57	18.73%
Oregon	204	0.65%	3,926,368	0.58%	2,840,730	0.54%	21,125	578	62.93	20.80%
Pennsylvania	593	1.89%	12,823,817	1.91%	10,160,043	1.95%	23,146	592	64.92	19.01%
Rhode Island	24	0.08%	527,411	0.08%	378,777	0.07%	23,206	587	62.25	17.52%
South Carolina	1,020	3.25%	21,712,360	3.23%	16,718,052	3.20%	22,712	578	62.98	21.45%
South Dakota	34	0.11%	649,052	0.10%	457,142	0.09%	22,380	588	63.50	22.97%
Tennessee	692	2.21%	14,673,337	2.18%	10,594,460	2.03%	22,379	586	62.46	21.39%
Texas	3,968	12.66%	90,020,065	13.40%	71,912,406	13.78%	24,132	590	64.60	19.37%
Utah	138	0.44%	2,936,344	0.44%	2,204,922	0.42%	23,506	597	66.18	19.73%
Vermont	8	0.03%	183,801	0.03%	152,939	0.03%	22,003	575	65.47	20.05%
Virginia	852	2.72%	17,835,918	2.65%	13,466,786	2.58%	22,015	574	61.72	21.63%
Washington	232	0.74%	4,774,084	0.71%	3,548,788	0.68%	21,615	566	63.23	21.61%
West Virginia	181	0.58%	3,587,595	0.53%	2,494,824	0.48%	21,204	589	62.21	21.58%
Wisconsin	456	1.45%	9,744,294	1.45%	7,502,168	1.44%	22,656	587	63.65	21.16%
Wyoming	40	0.13%	839,039	0.12%	609,056	0.12%	25,228	620	64.80	18.57%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	37	0.12%	869,656	0.13%	684,664	0.13%	24,979	574	64.24	22.30%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	17,736	0.00%	16,968	0.00%	16,968	624	72.00	16.89%
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	895	2.86%	20,886,183	3.11%	8,317,183	1.59%	19,759	586	40.39	20.33%
Used	30,450	97.14%	651,030,147	96.89%	513,625,785	98.41%	22,884	585	64.17	20.64%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,510	49.48%	309,625,849	46.08%	232,835,738	44.61%	21,142	584	63.16	21.07%
Truck	2,701	8.62%	73,372,642	10.92%	57,533,861	11.02%	28,011	599	64.24	19.70%
SUV	12,596	40.19%	277,579,329	41.31%	223,076,459	42.74%	23,278	584	64.37	20.44%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	538	1.72%	11,338,510	1.69%	8,496,909	1.63%	22,487	585	63.07	20.27%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,625	11.56%	77,233,486	11.49%	60,869,234	11.66%	22,914	588	64.01	20.73%
Ford: Lincoln	240	0.77%	5,312,366	0.79%	4,168,223	0.80%	23,270	578	63.73	20.77%
Ford: Mercury	7	0.02%	67,916	0.01%	57,170	0.01%	9,169	598	52.08	23.37%
GMC	850	2.71%	21,066,230	3.14%	16,735,407	3.21%	26,437	589	63.86	20.01%
GMC: Buick	503	1.60%	10,012,729	1.49%	7,688,408	1.47%	20,722	582	64.07	20.70%
GMC: Cadillac	329	1.05%	7,414,270	1.10%	5,470,004	1.05%	23,700	586	63.61	21.37%
GMC: Chevrolet	4,302	13.72%	94,105,003	14.01%	73,660,357	14.11%	23,610	588	63.98	20.79%
GMC: Hummer	1	0.00%	30,561	0.00%	29,713	0.01%	29,713	516	54.00	24.72%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	28,913	0.00%	27,640	0.01%	27,640	661	69.00	16.22%
GMC: Saturn	1	0.00%	9,390	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	10	0.03%	358,809	0.05%	316,197	0.06%	35,865	587	67.31	16.08%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	372	1.19%	8,561,922	1.27%	6,575,587	1.26%	24,420	586	63.68	22.46%
BMW: Mini	46	0.15%	825,533	0.12%	659,544	0.13%	18,791	574	63.75	22.94%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	360	1.15%	8,472,453	1.26%	6,404,617	1.23%	24,089	588	63.51	22.46%
Daimler: Smart	3	0.01%	31,090	0.00%	15,212	0.00%	13,600	565	60.41	26.43%
Fiat	41	0.13%	599,556	0.09%	349,845	0.07%	14,310	568	56.71	23.60%
Fiat: Alfa Romeo	20	0.06%	620,544	0.09%	503,750	0.10%	30,254	581	68.82	18.58%
Fiat: Chrysler	566	1.81%	11,183,064	1.66%	8,070,559	1.55%	20,901	581	61.49	21.66%
Fiat: Dodge	2,328	7.43%	55,840,105	8.31%	42,102,772	8.07%	25,738	593	63.46	20.41%
Fiat: Jeep	1,923	6.13%	43,395,665	6.46%	33,844,494	6.48%	23,688	585	64.30	20.62%
Fiat: Maserati	4	0.01%	139,022	0.02%	66,157	0.01%	33,089	630	66.40	12.72%
Geely: Volvo	75	0.24%	1,479,464	0.22%	1,188,983	0.23%	21,361	580	64.76	20.79%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	593	1.89%	11,105,130	1.65%	8,615,785	1.65%	20,251	581	64.01	22.22%
Volkswagen: Audi	193	0.62%	4,306,893	0.64%	3,536,401	0.68%	23,845	584	64.28	22.76%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	12	0.04%	332,609	0.05%	250,004	0.05%	27,437	562	62.93	21.22%
Honda	1,967	6.28%	42,391,015	6.31%	34,465,724	6.60%	22,620	586	64.33	19.90%
Honda: Acura	333	1.06%	7,312,772	1.09%	5,859,128	1.12%	23,247	586	63.08	20.27%
Hyundai	2,148	6.85%	40,561,311	6.04%	30,349,783	5.81%	19,720	580	62.96	21.29%
Hyundai: Kia	2,482	7.92%	49,337,077	7.34%	36,536,461	7.00%	20,638	581	63.04	20.62%
Isuzu	1	0.00%	9,168	0.00%	0	0.00%	0	0	0.00	0.00%
Mazda	545	1.74%	11,242,075	1.67%	9,116,728	1.75%	21,838	573	63.88	20.21%
Mitsubishi	243	0.78%	4,870,022	0.72%	3,550,472	0.68%	20,673	590	63.87	21.30%
Nissan	3,686	11.76%	75,404,288	11.22%	58,457,112	11.20%	21,487	580	63.81	20.85%
Nissan: Infiniti	417	1.33%	10,165,933	1.51%	7,534,733	1.44%	25,210	582	64.16	20.44%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	352	1.12%	7,659,608	1.14%	6,246,119	1.20%	22,682	587	65.21	19.18%
Suzuki	4	0.01%	39,587	0.01%	37,253	0.01%	9,413	677	58.35	19.13%
Tata: Jaguar	35	0.11%	818,179	0.12%	664,805	0.13%	25,273	596	63.49	22.39%
Tata: Land Rover	45	0.14%	1,144,441	0.17%	985,887	0.19%	26,909	591	63.98	20.59%
Toyota	2,412	7.70%	52,582,936	7.83%	42,058,960	8.06%	22,854	590	63.96	19.42%
Toyota: Lexus	208	0.66%	4,819,697	0.72%	4,039,951	0.77%	24,769	583	64.31	21.11%
Toyota: Scion	62	0.20%	1,025,494	0.15%	833,791	0.16%	16,428	583	63.31	21.42%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,345	100.00%	671,916,330	100.00%	521,942,968	100.00%	22,834	585	63.79	20.64%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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