StratMaker (146293)

Exeter Automobile Receivables Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

4.80% / 95.20%

Total Original # of Loans

66,107

WA Loan to Value (LTV)

91.39%

Total Original Loan Amount (OLA)

$ 1,207,199,688

WA Payment to Income (PTI)

11.51%

Weighted Average (WA) OLA

$ 20,569

WA FICO (non-zero)

570

Rep. Period Beginning Loan Amount

$ 477,815,618

WA Remaining Term (RT)

45.36

Rep. Period Ending Loan Amount (ELA)

$ 459,737,267

WA Original APR

20.88%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

66,107

Total Original Loan Amount (OLA)

$ 1,207,199,688

Weighted Average (WA) OLA

$ 20,569

Rep. Period Beginning Loan Amount

$ 477,815,618

Rep. Period Ending Loan Amount (ELA)

$ 459,737,267

As % of Reporting Period ELA:

New % / Used %

4.80% / 95.20%

WA Loan to Value (LTV)

91.39%

WA Payment to Income (PTI)

11.51%

WA FICO (non-zero)

570

WA Remaining Term (RT)

45.36

WA Original APR

20.88%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	13,694	0.00%	1,931	0.00%	1,931	0	44.00	15.71%
$5,000 - $9,999	4,476	6.77%	38,130,558	3.16%	13,888,633	3.02%	6,179	561	33.85	21.95%
$10,000 - $14,999	17,395	26.31%	224,019,965	18.56%	87,483,682	19.03%	10,327	561	42.53	21.83%
$15,000 - $19,999	22,955	34.72%	398,644,024	33.02%	158,875,097	34.56%	14,380	566	46.08	21.25%
$20,000 - $24,999	12,188	18.44%	269,625,898	22.33%	103,596,903	22.53%	18,415	572	46.72	20.83%
$25,000 - $29,999	5,190	7.85%	140,819,118	11.66%	50,663,349	11.02%	22,521	576	46.87	20.09%
$30,000 - $39,999	3,457	5.23%	117,283,900	9.72%	38,611,639	8.40%	27,886	584	47.06	18.89%
$40,000 - $49,999	443	0.67%	18,662,531	1.55%	6,616,034	1.44%	33,059	600	46.99	15.34%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	34,717	52.52%	639,606,466	52.98%	2,850,868	0.62%	4,096	582	29.96	18.98%
$5,000 - $9,999	6,316	9.55%	70,812,674	5.87%	49,653,109	10.80%	8,108	565	37.23	20.72%
$10,000 - $14,999	12,361	18.70%	196,708,253	16.29%	155,666,636	33.86%	12,747	568	45.07	20.93%
$15,000 - $19,999	8,091	12.24%	166,811,579	13.82%	138,752,631	30.18%	17,262	569	46.91	21.28%
$20,000 - $24,999	3,030	4.58%	79,010,883	6.54%	66,775,161	14.52%	22,127	572	47.60	20.91%
$25,000 - $29,999	1,085	1.64%	34,829,815	2.89%	29,424,182	6.40%	27,194	580	47.91	20.22%
$30,000 - $39,999	506	0.77%	19,374,519	1.60%	16,572,818	3.60%	32,886	581	48.56	18.81%
$40,000 - $49,999	1	0.00%	45,500	0.00%	41,863	0.01%	41,863	586	52.00	15.45%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	729	1.10%	13,280,269	1.10%	5,333,226	1.16%	15,540	617	44.52	9.94%
10.00 - 12.49%	2,608	3.95%	46,051,373	3.81%	18,436,137	4.01%	14,617	593	44.95	11.72%
12.50 - 14.99%	4,033	6.10%	79,686,729	6.60%	31,000,255	6.74%	16,627	595	45.34	13.82%
15.00 - 17.49%	6,415	9.70%	129,297,700	10.71%	48,424,367	10.53%	17,338	588	45.55	16.28%
17.50 - 19.99%	10,497	15.88%	210,807,857	17.46%	78,536,001	17.08%	17,558	579	45.96	18.53%
20.00 - 22.49%	12,164	18.40%	227,551,593	18.85%	83,887,617	18.25%	16,994	574	45.70	20.97%
22.50 - 24.99%	13,063	19.76%	229,635,217	19.02%	88,938,397	19.35%	16,345	564	45.22	23.66%
25.00 - 27.49%	9,635	14.57%	160,852,008	13.32%	62,103,376	13.51%	15,947	551	44.88	25.76%
27.50 - 29.99%	6,963	10.53%	110,036,943	9.12%	43,077,890	9.37%	15,371	526	44.67	27.69%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	5,420	8.20%	89,495,954	7.41%	37,216,253	8.10%	15,651	475	45.35	23.55%
500 - 549	14,730	22.28%	259,983,667	21.54%	105,456,459	22.94%	16,415	528	45.59	22.27%
550 - 599	23,099	34.94%	433,033,232	35.87%	168,185,106	36.58%	16,972	574	45.64	20.48%
600 - 649	11,949	18.08%	233,248,160	19.32%	82,950,556	18.04%	17,312	620	45.18	19.34%
650 - 699	3,349	5.07%	65,890,681	5.46%	21,114,660	4.59%	16,996	669	44.56	17.96%
700 - 749	903	1.37%	18,067,759	1.50%	5,749,684	1.25%	17,196	719	44.22	17.13%
750 - 799	160	0.24%	3,056,964	0.25%	950,883	0.21%	17,990	765	43.97	17.88%
800+	35	0.05%	603,005	0.05%	162,686	0.04%	14,379	833	43.96	18.55%
NA	6,462	9.78%	103,820,266	8.60%	37,950,979	8.25%	14,148	0	44.57	21.77%
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	79	0.12%	722,852	0.06%	128,494	0.03%	4,084	559	10.89	20.16%
49 - 60	2,958	4.47%	37,331,995	3.09%	12,204,011	2.65%	9,719	579	26.98	22.79%
61 - 72	9,369	14.17%	113,252,199	9.38%	42,570,670	9.26%	10,288	569	35.86	22.85%
73+	53,701	81.23%	1,055,892,642	87.47%	404,834,092	88.06%	17,442	570	46.93	20.61%
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	33,932	51.33%	631,726,743	52.33%	127,725	0.03%	14,585	569	0.00	1.99%
1 - 12	63	0.10%	748,390	0.06%	255,158	0.06%	5,761	559	8.49	21.08%
13 - 24	553	0.84%	6,687,451	0.55%	3,836,714	0.83%	8,298	578	21.40	21.33%
25 - 36	4,504	6.81%	53,473,498	4.43%	37,208,648	8.09%	9,567	571	32.26	22.54%
37 - 48	20,952	31.69%	391,009,562	32.39%	306,070,949	66.58%	16,277	572	45.41	20.29%
49 - 60	6,102	9.23%	123,537,658	10.23%	112,224,279	24.41%	20,004	564	50.54	21.92%
61 - 72	1	0.00%	16,387	0.00%	13,794	0.00%	13,794	593	63.00	17.98%
73+	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	51,161	77.39%	930,473,909	77.08%	225,923,799	49.14%	15,297	576	44.42	19.96%
1 - 15	5,126	7.75%	93,960,811	7.78%	76,470,275	16.63%	16,994	568	45.39	21.20%
16 - 30	2,886	4.37%	52,995,833	4.39%	44,244,609	9.62%	17,432	562	46.17	21.68%
31 - 60	3,797	5.74%	70,930,154	5.88%	61,184,822	13.31%	18,240	563	46.82	21.90%
61 - 90	1,910	2.89%	36,084,990	2.99%	31,860,658	6.93%	18,889	563	47.19	22.45%
91 - 120	899	1.36%	16,578,265	1.37%	14,459,620	3.15%	18,462	562	46.84	22.39%
121+	328	0.50%	6,175,726	0.51%	5,593,484	1.22%	19,035	560	46.49	23.23%
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	8,645	13.08%	176,313,754	14.61%	61,544,960	13.39%	18,217	593	45.38	18.67%
Stated, verified to Level 3²	57,462	86.92%	1,030,885,934	85.39%	398,192,307	86.61%	16,316	566	45.36	21.22%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	8,645	13.08%	176,313,754	14.61%	61,544,960	13.39%	18,217	593	45.38	18.67%
Stated, verified but not Level 4 or 5	57,240	86.59%	1,026,550,199	85.04%	396,701,556	86.29%	16,314	566	45.36	21.22%
Stated, verified to Level 4³	222	0.34%	4,335,735	0.36%	1,490,751	0.32%	16,888	551	44.32	21.69%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,035	7.62%	76,780,316	6.36%	29,228,452	6.36%	13,793	566	43.47	17.90%
5.00 - 9.99%	23,000	34.79%	406,562,991	33.68%	156,207,285	33.98%	16,112	567	44.87	20.13%
10.00 - 14.99%	23,507	35.56%	440,402,682	36.48%	168,018,696	36.55%	16,996	569	45.60	21.39%
15.00 - 19.99%	12,282	18.58%	237,663,914	19.69%	89,080,258	19.38%	17,277	573	46.18	22.12%
20.00 - 24.99%	2,278	3.45%	45,694,411	3.79%	17,130,220	3.73%	17,635	587	46.48	21.30%
25.00 - 29.99%	5	0.01%	95,373	0.01%	72,355	0.02%	18,161	576	50.64	24.75%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	5	0.01%	38,767	0.00%	7,225	0.00%	3,808	563	39.32	12.06%
25.00 - 49.99%	209	0.32%	2,365,334	0.20%	834,268	0.18%	9,403	539	44.89	14.24%
50.00 - 74.99%	1,544	2.34%	23,770,706	1.97%	9,053,150	1.97%	13,565	539	44.45	15.23%
75.00 - 99.99%	11,834	17.90%	225,146,201	18.65%	85,633,059	18.63%	17,209	560	45.46	18.87%
100.00 - 109.99%	13,954	21.11%	272,137,082	22.54%	104,971,464	22.83%	17,594	567	45.94	20.25%
110.00 - 119.99%	16,033	24.25%	303,470,852	25.14%	114,486,959	24.90%	17,071	571	45.90	21.26%
120.00 - 129.99%	12,432	18.81%	219,220,641	18.16%	82,702,290	17.99%	15,966	575	45.15	22.27%
130.00 - 139.99%	8,107	12.26%	132,262,022	10.96%	50,877,754	11.07%	14,678	578	44.09	23.04%
140.00%+	1,989	3.01%	28,788,083	2.38%	11,171,098	2.43%	13,005	599	41.83	23.14%
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,969	2.98%	35,719,032	2.96%	13,483,189	2.93%	16,496	571	45.13	22.04%
Alaska	10	0.02%	166,134	0.01%	50,764	0.01%	16,674	530	42.04	20.30%
Arizona	1,368	2.07%	24,451,772	2.03%	9,434,329	2.05%	16,775	567	45.16	23.04%
Arkansas	602	0.91%	11,164,949	0.92%	4,151,743	0.90%	16,811	578	44.87	19.46%
California	6,661	10.08%	125,455,964	10.39%	47,256,833	10.28%	16,821	563	45.71	20.43%
Colorado	673	1.02%	12,421,223	1.03%	4,573,692	0.99%	16,827	581	45.06	18.09%
Connecticut	221	0.33%	4,142,805	0.34%	1,957,194	0.43%	16,492	570	45.81	16.59%
Delaware	139	0.21%	2,576,380	0.21%	1,039,766	0.23%	15,699	575	44.83	18.52%
Florida	4,977	7.53%	90,032,003	7.46%	32,781,387	7.13%	16,297	572	45.43	20.42%
Georgia	6,179	9.35%	115,872,787	9.60%	44,801,085	9.74%	17,182	567	45.87	21.91%
Hawaii	90	0.14%	1,547,973	0.13%	580,443	0.13%	16,178	581	43.20	21.19%
Idaho	114	0.17%	1,925,669	0.16%	771,522	0.17%	15,454	561	45.63	22.50%
Illinois	2,966	4.49%	52,986,198	4.39%	21,478,200	4.67%	16,393	566	45.51	22.94%
Indiana	1,200	1.82%	21,186,294	1.75%	7,705,856	1.68%	15,940	568	44.46	21.25%
Iowa	204	0.31%	3,413,914	0.28%	1,122,733	0.24%	16,413	562	45.51	22.36%
Kansas	397	0.60%	7,009,598	0.58%	2,889,225	0.63%	15,794	579	44.46	20.16%
Kentucky	866	1.31%	14,775,119	1.22%	5,385,715	1.17%	15,110	576	44.84	20.04%
Louisiana	1,709	2.59%	31,294,596	2.59%	13,076,763	2.84%	16,954	568	45.51	22.24%
Maine	44	0.07%	884,973	0.07%	448,061	0.10%	21,959	570	47.01	15.82%
Maryland	1,192	1.80%	22,670,873	1.88%	8,460,382	1.84%	17,715	569	46.32	19.85%
Massachusetts	178	0.27%	3,195,804	0.26%	1,176,405	0.26%	16,137	582	45.69	17.26%
Michigan	977	1.48%	17,714,149	1.47%	6,541,003	1.42%	16,641	577	45.27	21.42%
Minnesota	270	0.41%	4,566,479	0.38%	1,480,477	0.32%	14,490	579	43.79	19.31%
Mississippi	1,326	2.01%	24,921,072	2.06%	10,057,132	2.19%	17,508	574	45.66	21.52%
Missouri	1,566	2.37%	26,888,466	2.23%	10,050,773	2.19%	15,774	567	44.68	22.14%
Montana	162	0.25%	2,827,971	0.23%	642,778	0.14%	15,366	555	43.12	22.96%
Nebraska	153	0.23%	2,683,170	0.22%	1,084,928	0.24%	15,125	572	45.82	17.30%
Nevada	1,050	1.59%	19,179,967	1.59%	7,518,292	1.64%	16,783	564	45.59	21.13%
New Hampshire	187	0.28%	3,283,628	0.27%	1,001,911	0.22%	15,797	555	45.01	22.30%
New Jersey	697	1.05%	12,634,158	1.05%	5,252,941	1.14%	16,280	567	45.15	21.26%
New Mexico	787	1.19%	14,586,938	1.21%	5,226,182	1.14%	16,987	570	45.33	22.73%
New York	1,266	1.92%	22,980,917	1.90%	8,290,172	1.80%	16,015	570	45.54	20.43%
North Carolina	2,600	3.93%	45,626,402	3.78%	18,220,295	3.96%	15,839	573	45.28	20.19%
North Dakota	167	0.25%	2,954,532	0.24%	759,399	0.17%	14,596	560	41.41	24.47%
Ohio	2,954	4.47%	50,661,571	4.20%	19,474,799	4.24%	15,242	570	45.27	21.47%
Oklahoma	918	1.39%	16,245,159	1.35%	5,722,843	1.24%	15,561	578	44.40	19.58%
Oregon	475	0.72%	7,739,860	0.64%	2,427,106	0.53%	14,455	568	43.84	20.66%
Pennsylvania	1,089	1.65%	19,895,891	1.65%	7,724,348	1.68%	16,551	573	45.59	18.81%
Rhode Island	37	0.06%	658,067	0.05%	302,333	0.07%	14,850	572	46.37	17.06%
South Carolina	2,371	3.59%	43,220,078	3.58%	16,669,302	3.63%	16,560	565	45.62	21.88%
South Dakota	88	0.13%	1,415,177	0.12%	443,572	0.10%	15,729	573	43.51	22.16%
Tennessee	1,841	2.78%	33,431,932	2.77%	13,372,824	2.91%	16,336	571	45.43	21.72%
Texas	9,129	13.81%	175,896,602	14.57%	67,571,940	14.70%	17,282	576	45.02	19.11%
Utah	308	0.47%	5,360,473	0.44%	1,666,311	0.36%	16,369	576	44.36	21.21%
Vermont	20	0.03%	361,380	0.03%	79,072	0.02%	18,136	545	44.55	22.57%
Virginia	1,865	2.82%	32,448,360	2.69%	13,399,794	2.91%	16,050	563	45.92	21.74%
Washington	608	0.92%	10,701,306	0.89%	3,437,610	0.75%	15,564	562	45.18	21.40%
West Virginia	397	0.60%	6,795,192	0.56%	2,373,309	0.52%	16,191	568	45.26	21.88%
Wisconsin	835	1.26%	14,687,335	1.22%	5,328,022	1.16%	15,848	565	45.09	21.99%
Wyoming	71	0.11%	1,311,054	0.11%	306,240	0.07%	17,542	589	43.36	19.38%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	17,583	0.00%	920	0.00%	920	591	19.00	6.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	130	0.20%	2,557,555	0.21%	685,350	0.15%	17,736	571	47.47	21.03%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.00%	53,205	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	2,891	4.37%	69,293,975	5.74%	22,073,815	4.80%	21,394	573	47.09	22.04%
Used	63,216	95.63%	1,137,905,713	94.26%	437,663,452	95.20%	16,327	570	45.27	20.82%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	33,747	51.05%	567,907,303	47.04%	209,606,738	45.59%	15,023	569	45.44	21.37%
Truck	5,624	8.51%	142,576,641	11.81%	50,344,730	10.95%	22,298	579	44.52	19.76%
SUV	25,566	38.67%	476,024,554	39.43%	191,696,871	41.70%	16,784	568	45.52	20.67%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,170	1.77%	20,691,191	1.71%	8,088,928	1.76%	15,963	570	44.94	20.00%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,171	12.36%	149,503,592	12.38%	55,848,789	12.15%	16,605	571	44.77	20.89%
Ford: Lincoln	493	0.75%	9,738,154	0.81%	3,684,510	0.80%	17,637	566	46.13	20.94%
Ford: Mercury	6	0.01%	72,111	0.01%	13,259	0.00%	6,746	538	35.53	24.85%
GMC	1,907	2.88%	41,374,070	3.43%	16,338,561	3.55%	19,722	571	44.87	19.98%
GMC: Buick	1,036	1.57%	17,388,778	1.44%	7,150,912	1.56%	14,817	565	45.36	21.82%
GMC: Cadillac	668	1.01%	13,816,568	1.14%	5,896,093	1.28%	19,750	573	45.22	21.35%
GMC: Chevrolet	9,924	15.01%	186,114,177	15.42%	72,204,043	15.71%	17,075	572	45.45	20.91%
GMC: Hummer	8	0.01%	110,667	0.01%	26,078	0.01%	9,717	633	31.32	22.43%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.01%	116,055	0.01%	19,371	0.00%	9,970	747	28.59	24.42%
GMC: Saturn	4	0.01%	53,437	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	11	0.02%	382,402	0.03%	200,019	0.04%	29,352	588	47.42	16.97%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	646	0.98%	13,089,552	1.08%	4,575,481	1.00%	18,860	564	46.09	23.20%
BMW: Mini	94	0.14%	1,334,329	0.11%	345,019	0.08%	12,850	576	45.43	21.80%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	840	1.27%	19,294,846	1.60%	6,713,706	1.46%	20,539	574	46.14	21.63%
Daimler: Smart	15	0.02%	150,678	0.01%	19,923	0.00%	6,670	585	37.64	19.20%
Fiat	100	0.15%	1,257,212	0.10%	453,306	0.10%	10,707	568	43.40	22.28%
Fiat: Alfa Romeo	31	0.05%	832,971	0.07%	296,496	0.06%	21,839	576	46.83	17.91%
Fiat: Chrysler	1,199	1.81%	20,939,421	1.73%	7,385,566	1.61%	16,409	566	45.25	21.88%
Fiat: Dodge	5,293	8.01%	115,245,403	9.55%	41,636,974	9.06%	19,583	574	45.35	20.54%
Fiat: Jeep	3,638	5.50%	72,191,333	5.98%	28,056,964	6.10%	17,694	571	45.96	20.25%
Fiat: Maserati	10	0.02%	327,753	0.03%	45,661	0.01%	22,884	557	45.90	15.29%
Geely: Volvo	107	0.16%	1,929,692	0.16%	614,966	0.13%	17,237	575	44.80	20.61%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,138	1.72%	16,601,049	1.38%	5,774,323	1.26%	12,825	567	44.77	22.54%
Volkswagen: Audi	316	0.48%	6,518,769	0.54%	2,427,221	0.53%	19,613	562	46.03	23.19%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	33	0.05%	904,714	0.07%	207,187	0.05%	20,053	542	44.43	25.13%
Honda	3,914	5.92%	66,726,681	5.53%	26,499,145	5.76%	15,007	569	45.16	20.52%
Honda: Acura	578	0.87%	10,875,913	0.90%	4,527,327	0.98%	17,285	572	45.61	19.78%
Hyundai	4,272	6.46%	66,013,437	5.47%	25,106,283	5.46%	13,654	567	45.12	21.40%
Hyundai: Kia	4,420	6.69%	70,511,498	5.84%	27,502,462	5.98%	14,042	566	45.41	21.18%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	968	1.46%	15,663,688	1.30%	6,481,043	1.41%	14,384	566	45.25	20.51%
Mitsubishi	427	0.65%	6,886,983	0.57%	2,448,178	0.53%	13,739	570	44.95	22.49%
Nissan	9,209	13.93%	156,732,788	12.98%	61,789,510	13.44%	15,169	566	45.81	21.10%
Nissan: Infiniti	967	1.46%	21,408,199	1.77%	8,501,500	1.85%	19,804	568	46.07	20.37%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	557	0.84%	9,693,335	0.80%	3,484,135	0.76%	14,611	580	44.15	19.40%
Suzuki	1	0.00%	12,108	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	121	0.18%	3,169,720	0.26%	1,040,355	0.23%	23,340	565	47.97	20.25%
Tata: Land Rover	103	0.16%	2,740,406	0.23%	894,737	0.19%	25,146	565	45.36	20.48%
Toyota	4,289	6.49%	76,306,035	6.32%	27,784,802	6.04%	15,531	571	45.15	20.24%
Toyota: Lexus	440	0.67%	9,154,750	0.76%	3,094,873	0.67%	18,503	572	44.70	21.29%
Toyota: Scion	144	0.22%	2,016,415	0.17%	648,488	0.14%	11,508	579	43.65	19.83%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,107	100.00%	1,207,199,688	100.00%	459,737,267	100.00%	16,571	570	45.36	20.88%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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