StratMaker (146793)

BMW Vehicle Owner Trust 2022-A

StratMaker Datatape Summary

Beginning Period

Jan 1, 2023

As % of Reporting Period ELA:

Ending Period

Jan 31, 2023

New % / Used %

68.86% / 31.14%

Total Original # of Loans

54,031

WA Loan to Value (LTV)

55.99%

Total Original Loan Amount (OLA)

$ 2,283,926,620

WA Payment to Income (PTI)

6.97%

Weighted Average (WA) OLA

$ 52,858

WA FICO (non-zero)

788

Rep. Period Beginning Loan Amount

$ 1,159,586,745

WA Remaining Term (RT)

41.27

Rep. Period Ending Loan Amount (ELA)

$ 1,112,208,159

WA Original APR

2.87%

Beginning Period

Jan 1, 2023

Ending Period

Jan 31, 2023

Total Original # of Loans

54,031

Total Original Loan Amount (OLA)

$ 2,283,926,620

Weighted Average (WA) OLA

$ 52,858

Rep. Period Beginning Loan Amount

$ 1,159,586,745

Rep. Period Ending Loan Amount (ELA)

$ 1,112,208,159

As % of Reporting Period ELA:

New % / Used %

68.86% / 31.14%

WA Loan to Value (LTV)

55.99%

WA Payment to Income (PTI)

6.97%

WA FICO (non-zero)

788

WA Remaining Term (RT)

41.27

WA Original APR

2.87%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	24,241	0.00%	6,221	0.00%	3,110	709	29.49	6.32%
$5,000 - $9,999	633	1.17%	5,055,527	0.22%	1,673,697	0.15%	4,471	778	31.75	3.49%
$10,000 - $14,999	1,689	3.13%	21,296,197	0.93%	8,327,187	0.75%	7,414	789	33.58	3.04%
$15,000 - $19,999	2,853	5.28%	50,595,973	2.22%	21,581,250	1.94%	10,485	791	35.61	2.91%
$20,000 - $24,999	4,963	9.19%	111,986,970	4.90%	49,625,976	4.46%	13,558	786	37.64	2.98%
$25,000 - $29,999	5,978	11.06%	164,653,426	7.21%	77,102,590	6.93%	17,048	787	39.38	2.92%
$30,000 - $39,999	13,189	24.41%	460,761,874	20.17%	219,139,035	19.70%	22,178	787	40.64	2.89%
$40,000 - $49,999	9,770	18.08%	435,739,212	19.08%	211,377,923	19.01%	28,757	786	41.81	2.91%
$50,000 - $59,999	5,783	10.70%	315,515,455	13.81%	155,284,769	13.96%	35,460	789	41.94	2.82%
$60,000 - $69,999	3,724	6.89%	240,509,453	10.53%	118,134,714	10.62%	42,228	791	41.70	2.76%
$70,000 - $79,999	2,415	4.47%	180,215,891	7.89%	91,889,720	8.26%	49,066	791	41.96	2.75%
$80,000 - $89,999	1,377	2.55%	116,411,782	5.10%	62,279,829	5.60%	56,268	788	42.69	2.87%
$90,000 - $99,999	705	1.30%	66,563,559	2.91%	36,508,312	3.28%	64,407	785	44.12	3.09%
Over $100,000	947	1.75%	114,597,058	5.02%	59,276,937	5.33%	83,935	784	43.63	2.88%
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,721	21.69%	448,625,675	19.64%	7,715,430	0.69%	3,561	799	15.48	2.38%
$5,000 - $9,999	4,495	8.32%	116,164,054	5.09%	34,394,573	3.09%	7,925	797	24.04	2.72%
$10,000 - $14,999	6,130	11.35%	172,765,535	7.56%	77,177,130	6.94%	12,754	794	31.35	2.84%
$15,000 - $19,999	6,720	12.44%	218,302,190	9.56%	117,658,972	10.58%	17,626	790	36.44	2.82%
$20,000 - $24,999	6,334	11.72%	237,042,328	10.38%	142,182,851	12.78%	22,542	790	40.00	2.81%
$25,000 - $29,999	5,254	9.72%	226,858,661	9.93%	143,845,467	12.93%	27,453	787	42.21	2.85%
$30,000 - $39,999	6,764	12.52%	353,322,411	15.47%	232,905,575	20.94%	34,668	786	43.81	2.87%
$40,000 - $49,999	3,353	6.21%	219,984,326	9.63%	148,994,671	13.40%	44,619	789	44.31	2.83%
$50,000 - $59,999	1,704	3.15%	132,334,288	5.79%	92,693,746	8.33%	54,546	784	45.73	2.94%
$60,000 - $69,999	848	1.57%	75,915,693	3.32%	54,517,571	4.90%	64,416	781	46.88	3.07%
$70,000 - $79,999	359	0.66%	36,814,250	1.61%	26,779,880	2.41%	74,702	778	48.27	3.36%
$80,000 - $89,999	160	0.30%	18,517,654	0.81%	13,516,381	1.22%	84,574	780	48.11	3.11%
$90,000 - $99,999	87	0.16%	11,422,129	0.50%	8,225,055	0.74%	94,619	779	46.94	3.14%
Over $100,000	102	0.19%	15,857,427	0.69%	11,600,857	1.04%	114,805	785	48.02	2.94%
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	24,924	46.13%	1,036,520,394	45.38%	471,737,263	42.41%	32,772	809	36.87	1.78%
2.50 - 4.99%	26,855	49.70%	1,159,278,082	50.76%	594,308,509	53.44%	36,815	780	44.32	3.43%
5.00 - 7.49%	1,787	3.31%	71,455,686	3.13%	37,048,945	3.33%	37,665	682	46.63	6.30%
7.50 - 9.99%	433	0.80%	15,316,109	0.67%	8,414,084	0.76%	33,924	633	47.86	8.68%
10.00 - 12.49%	17	0.03%	572,227	0.03%	245,063	0.02%	39,622	635	48.11	11.88%
12.50 - 14.99%	15	0.03%	784,122	0.03%	454,296	0.04%	58,019	615	53.76	13.86%
15.00 - 17.49%	-	-	-	-	-	-	-	-	-	-
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	738	1.37%	27,702,351	1.21%	15,235,061	1.37%	32,971	632	47.23	7.39%
650 - 699	3,495	6.47%	143,040,141	6.26%	73,370,662	6.60%	35,845	679	46.13	4.87%
700 - 749	10,495	19.42%	454,679,602	19.91%	227,970,141	20.50%	36,339	725	43.32	3.05%
750 - 799	12,791	23.67%	547,685,002	23.98%	267,053,510	24.01%	36,136	775	41.47	2.74%
800+	26,512	49.07%	1,110,819,523	48.64%	528,578,784	47.53%	34,033	841	39.43	2.45%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	277	0.51%	6,182,041	0.27%	667,649	0.06%	10,517	822	6.81	1.29%
25 - 36	2,102	3.89%	60,318,659	2.64%	17,962,401	1.62%	17,398	815	15.97	1.62%
37 - 48	2,119	3.92%	70,625,153	3.09%	28,005,718	2.52%	26,304	812	26.17	2.33%
49 - 60	29,066	53.80%	1,225,611,112	53.66%	598,605,292	53.82%	34,292	803	37.46	2.30%
61 - 72	20,467	37.88%	921,189,654	40.33%	466,967,099	41.99%	37,418	766	48.08	3.69%
73+	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,162	16.96%	381,980,277	16.72%	119,933	0.01%	7,108	742	52.83	4.13%
1 - 12	2,657	4.92%	98,330,780	4.31%	13,511,126	1.21%	7,869	802	8.80	2.09%
13 - 24	5,178	9.58%	190,823,829	8.36%	65,395,737	5.88%	17,158	803	19.70	2.73%
25 - 36	11,571	21.42%	475,281,866	20.81%	245,068,900	22.03%	27,877	799	32.17	2.38%
37 - 48	17,623	32.62%	768,495,751	33.65%	509,312,400	45.79%	37,183	794	42.41	2.63%
49 - 60	7,839	14.51%	368,953,363	16.15%	278,746,864	25.06%	43,245	763	53.81	3.81%
61 - 72	1	0.00%	60,753	0.00%	53,199	0.00%	53,199	667	61.00	8.29%
73+	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	52,161	96.54%	2,199,122,188	96.29%	1,075,727,372	96.72%	34,904	790	41.09	2.83%
1 - 15	1,394	2.58%	62,615,367	2.74%	25,001,790	2.25%	40,600	740	45.57	3.84%
16 - 30	301	0.56%	14,433,934	0.63%	6,697,570	0.60%	41,111	714	48.21	4.42%
31 - 60	110	0.20%	4,867,693	0.21%	2,912,756	0.26%	45,640	711	48.12	4.36%
61 - 90	42	0.08%	1,963,635	0.09%	1,219,006	0.11%	49,687	701	50.37	4.78%
91 - 120	12	0.02%	528,058	0.02%	428,398	0.04%	41,221	701	53.09	4.14%
121+	11	0.02%	395,744	0.02%	221,268	0.02%	35,264	710	42.07	5.34%
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	25,667	47.50%	979,814,351	42.90%	463,092,097	41.64%	32,246	800	39.77	2.67%
5.00 - 9.99%	19,474	36.04%	854,523,627	37.41%	422,107,912	37.95%	35,509	784	41.92	2.92%
10.00 - 14.99%	6,210	11.49%	306,215,715	13.41%	152,887,405	13.75%	38,838	772	43.07	3.15%
15.00 - 19.99%	1,834	3.39%	97,498,297	4.27%	50,373,352	4.53%	42,491	764	43.55	3.27%
20.00 - 24.99%	540	1.00%	29,643,680	1.30%	15,660,555	1.41%	44,658	761	42.88	3.18%
25.00 - 29.99%	155	0.29%	8,673,272	0.38%	4,482,661	0.40%	44,247	755	41.85	3.39%
30.00 - 39.99%	92	0.17%	4,877,912	0.21%	2,333,481	0.21%	47,289	785	42.12	3.30%
40.00 - 49.99%	18	0.03%	902,250	0.04%	395,754	0.04%	51,711	765	41.83	3.73%
50.00 - 59.99%	16	0.03%	631,757	0.03%	318,407	0.03%	31,597	797	36.60	2.88%
60.00 - 69.99%	5	0.01%	267,599	0.01%	95,349	0.01%	35,709	818	47.95	3.65%
70.00 - 79.99%	8	0.01%	391,256	0.02%	204,223	0.02%	35,068	771	39.64	3.37%
80.00 - 89.99%	5	0.01%	221,066	0.01%	113,417	0.01%	29,118	780	42.10	2.42%
90.00 - 99.99%	7	0.01%	265,838	0.01%	143,546	0.01%	28,383	818	38.61	2.45%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	798	1.48%	9,350,183	0.41%	3,071,165	0.28%	7,544	810	30.74	2.27%
25.00 - 49.99%	5,992	11.09%	140,901,321	6.17%	59,179,764	5.32%	15,977	806	35.80	2.54%
50.00 - 74.99%	15,383	28.47%	542,482,399	23.75%	254,614,724	22.89%	25,040	798	39.13	2.70%
75.00 - 99.99%	20,613	38.15%	972,083,845	42.56%	476,440,569	42.84%	35,690	790	41.03	2.80%
100.00 - 109.99%	6,499	12.03%	355,108,734	15.55%	181,362,641	16.31%	45,059	779	43.53	3.05%
110.00 - 119.99%	3,358	6.21%	186,411,154	8.16%	97,564,484	8.77%	47,473	767	45.52	3.29%
120.00 - 129.99%	1,383	2.56%	77,208,447	3.38%	39,815,235	3.58%	47,552	758	45.94	3.46%
130.00 - 139.99%	5	0.01%	380,536	0.02%	159,578	0.01%	67,905	743	48.86	3.62%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	563	1.04%	24,544,511	1.07%	11,499,204	1.03%	36,095	782	42.61	3.05%
Alaska	62	0.11%	3,183,794	0.14%	1,777,118	0.16%	38,742	779	40.87	2.28%
Arizona	1,049	1.94%	46,884,068	2.05%	23,014,202	2.07%	38,506	790	43.10	2.96%
Arkansas	284	0.53%	13,001,207	0.57%	6,247,542	0.56%	35,730	786	41.15	3.14%
California	9,471	17.53%	380,969,916	16.68%	192,809,423	17.34%	34,562	785	41.46	2.84%
Colorado	1,229	2.27%	52,033,453	2.28%	25,296,988	2.27%	34,739	797	40.32	2.72%
Connecticut	976	1.81%	36,717,563	1.61%	18,146,731	1.63%	32,534	794	40.15	2.66%
Delaware	290	0.54%	11,581,917	0.51%	5,791,830	0.52%	32,115	786	40.90	2.94%
Florida	4,644	8.60%	200,476,806	8.78%	99,620,845	8.96%	37,505	781	43.19	3.09%
Georgia	2,095	3.88%	95,312,198	4.17%	47,915,203	4.31%	37,611	775	43.40	3.36%
Hawaii	233	0.43%	8,581,079	0.38%	4,224,311	0.38%	28,501	776	43.31	3.09%
Idaho	109	0.20%	4,752,833	0.21%	2,186,123	0.20%	31,311	800	38.99	2.55%
Illinois	2,405	4.45%	106,892,993	4.68%	52,245,399	4.70%	35,388	790	40.17	2.71%
Indiana	512	0.95%	22,714,264	0.99%	10,868,826	0.98%	35,435	795	40.27	2.72%
Iowa	166	0.31%	7,921,224	0.35%	3,763,384	0.34%	38,075	791	40.66	2.58%
Kansas	251	0.46%	10,808,375	0.47%	5,010,258	0.45%	33,887	794	39.19	2.54%
Kentucky	261	0.48%	11,760,081	0.51%	5,159,879	0.46%	38,511	787	40.86	2.76%
Louisiana	702	1.30%	33,368,697	1.46%	16,889,395	1.52%	38,309	781	42.48	3.01%
Maine	229	0.42%	9,191,722	0.40%	4,443,483	0.40%	31,258	796	40.19	2.80%
Maryland	19	0.04%	792,076	0.03%	463,947	0.04%	31,801	790	42.62	2.67%
Massachusetts	1,963	3.63%	76,735,769	3.36%	36,486,168	3.28%	30,466	796	39.35	2.72%
Michigan	725	1.34%	32,496,598	1.42%	14,974,746	1.35%	37,776	794	40.28	2.74%
Minnesota	625	1.16%	25,729,752	1.13%	11,425,017	1.03%	32,322	799	39.99	2.85%
Mississippi	378	0.70%	16,906,171	0.74%	7,585,014	0.68%	34,361	774	41.88	3.06%
Missouri	648	1.20%	27,789,978	1.22%	12,536,429	1.13%	32,432	797	39.55	2.68%
Montana	58	0.11%	3,443,070	0.15%	1,688,801	0.15%	51,541	790	43.24	2.89%
Nebraska	167	0.31%	6,958,566	0.30%	3,421,238	0.31%	32,109	799	38.80	2.85%
Nevada	503	0.93%	21,971,970	0.96%	10,817,208	0.97%	37,138	769	43.07	3.08%
New Hampshire	467	0.86%	18,314,315	0.80%	9,000,548	0.81%	34,850	795	42.28	2.91%
New Jersey	2,639	4.88%	106,162,887	4.65%	54,294,213	4.88%	34,243	793	41.70	2.84%
New Mexico	188	0.35%	8,069,209	0.35%	3,518,810	0.32%	36,307	797	42.68	3.00%
New York	2,425	4.49%	93,690,174	4.10%	47,334,064	4.26%	32,668	794	40.29	2.75%
North Carolina	1,649	3.05%	70,446,815	3.08%	33,196,144	2.98%	34,180	792	40.89	2.80%
North Dakota	9	0.02%	390,894	0.02%	152,077	0.01%	35,387	842	38.65	2.30%
Ohio	1,203	2.23%	51,019,673	2.23%	23,073,402	2.07%	35,153	795	39.38	2.77%
Oklahoma	277	0.51%	12,884,182	0.56%	5,508,607	0.50%	36,417	789	39.44	2.71%
Oregon	522	0.97%	19,976,086	0.87%	9,508,900	0.85%	31,301	795	41.04	2.63%
Pennsylvania	2,909	5.38%	113,648,012	4.98%	53,129,395	4.78%	31,081	797	39.52	2.67%
Rhode Island	250	0.46%	9,278,318	0.41%	4,670,653	0.42%	28,268	792	39.64	2.90%
South Carolina	1,193	2.21%	47,672,414	2.09%	22,704,605	2.04%	33,653	784	41.87	3.10%
South Dakota	41	0.08%	1,961,924	0.09%	942,692	0.08%	41,259	809	39.50	2.53%
Tennessee	828	1.53%	37,271,616	1.63%	17,421,812	1.57%	35,136	782	41.15	3.00%
Texas	5,158	9.55%	240,614,191	10.54%	114,957,585	10.34%	37,761	780	42.11	2.97%
Utah	252	0.47%	11,180,993	0.49%	4,788,425	0.43%	36,423	798	37.74	2.48%
Vermont	130	0.24%	4,826,170	0.21%	2,208,257	0.20%	29,305	797	40.33	2.59%
Virginia	1,502	2.78%	66,149,040	2.90%	32,438,200	2.92%	36,178	793	40.87	2.84%
Washington	1,143	2.12%	50,790,601	2.22%	25,295,756	2.27%	36,648	792	39.65	2.55%
West Virginia	105	0.19%	4,467,094	0.20%	2,066,176	0.19%	33,771	790	39.34	2.65%
Wisconsin	478	0.88%	19,653,417	0.86%	8,743,023	0.79%	32,254	800	38.55	2.72%
Wyoming	46	0.09%	1,937,946	0.08%	946,109	0.09%	32,322	794	39.64	3.09%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	34,250	63.39%	1,620,209,858	70.94%	765,845,897	68.86%	38,906	794	40.61	2.66%
Used	19,781	36.61%	663,716,761	29.06%	346,362,263	31.14%	26,735	774	42.72	3.35%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	21,995	40.71%	850,768,494	37.25%	405,441,153	36.45%	32,382	784	41.81	2.79%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	30,281	56.04%	1,403,370,500	61.45%	692,607,079	62.27%	37,163	791	40.98	2.88%
Motorcycle	1,755	3.25%	29,787,625	1.30%	14,159,928	1.27%	13,270	765	39.80	4.67%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	49,714	92.01%	2,161,473,207	94.64%	1,054,131,310	94.78%	35,938	788	41.26	2.88%
BMW: Mini	4,317	7.99%	122,453,412	5.36%	58,076,850	5.22%	20,194	780	41.48	2.68%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	54,031	100.00%	2,283,926,620	100.00%	1,112,208,159	100.00%	35,116	788	41.27	2.87%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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