StratMaker (147507)

Carvana Auto Receivables Trust 2020-P1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.00% / 100.00%

Total Original # of Loans

20,090

WA Loan to Value (LTV)

61.41%

Total Original Loan Amount (OLA)

$ 406,174,713

WA Payment to Income (PTI)

7.99%

Weighted Average (WA) OLA

$ 23,534

WA FICO (non-zero)

710

Rep. Period Beginning Loan Amount

$ 154,773,515

WA Remaining Term (RT)

42.11

Rep. Period Ending Loan Amount (ELA)

$ 149,188,865

WA Original APR

8.14%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

20,090

Total Original Loan Amount (OLA)

$ 406,174,713

Weighted Average (WA) OLA

$ 23,534

Rep. Period Beginning Loan Amount

$ 154,773,515

Rep. Period Ending Loan Amount (ELA)

$ 149,188,865

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

61.41%

WA Payment to Income (PTI)

7.99%

WA FICO (non-zero)

710

WA Remaining Term (RT)

42.11

WA Original APR

8.14%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	118	0.59%	428,223	0.11%	70,043	0.05%	2,409	716	35.99	8.15%
$5,000 - $9,999	1,009	5.02%	8,364,491	2.06%	2,628,326	1.76%	5,165	716	37.63	8.84%
$10,000 - $14,999	4,560	22.70%	58,890,188	14.50%	22,955,178	15.39%	8,318	700	40.32	9.34%
$15,000 - $19,999	5,872	29.23%	102,169,581	25.15%	40,340,465	27.04%	11,341	702	41.91	8.81%
$20,000 - $24,999	3,843	19.13%	85,616,104	21.08%	31,962,182	21.42%	14,483	709	42.57	8.06%
$25,000 - $29,999	2,101	10.46%	57,264,222	14.10%	20,466,578	13.72%	17,683	720	42.94	7.33%
$30,000 - $39,999	2,090	10.40%	71,281,028	17.55%	24,230,462	16.24%	22,047	721	42.99	7.01%
$40,000 - $49,999	443	2.21%	19,175,403	4.72%	5,650,517	3.79%	27,740	732	43.47	6.56%
$50,000 - $59,999	46	0.23%	2,442,391	0.60%	752,565	0.50%	34,385	716	43.11	6.87%
$60,000 - $69,999	6	0.03%	392,522	0.10%	132,549	0.09%	44,404	744	44.64	6.10%
$70,000 - $79,999	2	0.01%	150,561	0.04%	0	0.00%	0	0	0.00	0.00%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,747	43.54%	176,000,044	43.33%	1,851,975	1.24%	3,731	741	27.43	7.06%
$5,000 - $9,999	3,585	17.84%	48,410,475	11.92%	29,031,716	19.46%	8,316	710	39.65	8.66%
$10,000 - $14,999	4,594	22.87%	87,102,088	21.44%	56,391,538	37.80%	12,439	706	42.42	8.52%
$15,000 - $19,999	1,990	9.91%	52,254,401	12.87%	34,084,470	22.85%	17,246	713	43.20	7.79%
$20,000 - $24,999	862	4.29%	29,140,400	7.17%	19,088,230	12.79%	22,229	715	43.65	7.30%
$25,000 - $29,999	255	1.27%	10,409,310	2.56%	6,856,434	4.60%	26,952	712	43.80	7.34%
$30,000 - $39,999	54	0.27%	2,658,165	0.65%	1,751,953	1.17%	32,600	708	43.81	7.51%
$40,000 - $49,999	3	0.01%	199,829	0.05%	132,549	0.09%	44,404	744	44.64	6.10%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	3,651	18.17%	77,068,256	18.97%	27,449,118	18.40%	15,849	795	41.01	4.33%
5.00 - 7.49%	5,934	29.54%	125,610,110	30.93%	46,741,514	31.33%	15,157	736	42.04	6.16%
7.50 - 9.99%	4,554	22.67%	91,858,564	22.62%	35,677,102	23.91%	14,613	685	42.57	8.66%
10.00 - 12.49%	3,045	15.16%	59,236,327	14.58%	21,362,748	14.32%	14,329	654	42.73	11.12%
12.50 - 14.99%	1,946	9.69%	36,369,418	8.95%	12,127,560	8.13%	13,625	633	42.44	13.54%
15.00 - 17.49%	713	3.55%	12,163,569	2.99%	4,593,028	3.08%	12,882	620	42.18	15.99%
17.50 - 19.99%	199	0.99%	3,124,812	0.77%	1,039,827	0.70%	11,517	609	41.51	18.37%
20.00 - 22.49%	41	0.20%	661,896	0.16%	175,797	0.12%	12,138	607	42.30	20.20%
22.50 - 24.99%	5	0.02%	51,703	0.01%	8,920	0.01%	6,213	593	35.44	22.89%
25.00 - 27.49%	2	0.01%	30,056	0.01%	13,252	0.01%	13,252	593	44.00	25.60%
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	237	1.18%	4,215,365	1.04%	1,271,886	0.85%	13,201	595	42.20	16.21%
600 - 649	4,369	21.75%	86,651,595	21.33%	29,597,212	19.84%	14,638	627	42.46	12.32%
650 - 699	5,336	26.56%	109,655,053	27.00%	42,630,632	28.57%	14,923	673	42.67	8.68%
700 - 749	4,172	20.77%	84,429,141	20.79%	31,717,337	21.26%	14,828	723	42.13	7.04%
750 - 799	3,127	15.56%	64,254,304	15.82%	23,352,856	15.65%	14,799	773	41.57	5.58%
800+	2,698	13.43%	55,037,842	13.55%	19,933,735	13.36%	15,058	827	41.03	4.70%
NA	151	0.75%	1,931,413	0.48%	685,207	0.46%	10,877	0	40.78	16.66%
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	156	0.78%	1,321,857	0.33%	0	0.00%	0	0	0.00	0.00%
25 - 36	308	1.53%	3,622,194	0.89%	308,627	0.21%	3,144	769	7.88	5.80%
37 - 48	599	2.98%	8,542,490	2.10%	1,859,912	1.25%	6,591	746	18.96	6.66%
49 - 60	1,152	5.73%	20,182,488	4.97%	6,437,288	4.31%	10,668	751	30.98	6.50%
61 - 72	16,422	81.74%	339,151,723	83.50%	127,022,971	85.14%	14,938	708	42.61	8.26%
73+	1,453	7.23%	33,353,960	8.21%	13,560,068	9.09%	16,988	706	46.66	8.06%
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,175	40.69%	169,860,886	41.82%	0	0.00%	0	0	0.00	0.00%
1 - 12	154	0.77%	2,033,700	0.50%	462,504	0.31%	3,954	766	8.82	5.95%
13 - 24	353	1.76%	5,033,360	1.24%	2,066,106	1.38%	7,111	746	20.12	6.53%
25 - 36	924	4.60%	16,340,366	4.02%	8,890,708	5.96%	11,293	742	32.45	6.79%
37 - 48	10,468	52.11%	212,523,183	52.32%	137,470,119	92.15%	15,180	708	43.16	8.25%
49 - 60	16	0.08%	383,218	0.09%	299,429	0.20%	20,206	657	49.58	11.16%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	18,993	94.54%	384,052,587	94.55%	133,897,491	89.75%	14,661	716	42.02	7.85%
1 - 15	628	3.13%	12,860,150	3.17%	8,747,129	5.86%	16,309	663	42.73	10.46%
16 - 30	201	1.00%	4,165,224	1.03%	2,899,703	1.94%	16,666	654	43.33	11.00%
31 - 60	167	0.83%	3,316,048	0.82%	2,348,661	1.57%	15,866	657	42.92	10.84%
61 - 90	75	0.37%	1,281,199	0.32%	940,240	0.63%	13,730	659	43.15	11.45%
91 - 120	26	0.13%	499,505	0.12%	355,642	0.24%	15,287	688	43.32	9.84%
121+	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, verified but not Level 4 or 5	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,778	28.76%	106,417,032	26.20%	37,260,308	24.98%	13,979	729	41.36	7.04%
5.00 - 9.99%	8,986	44.73%	186,224,505	45.85%	68,911,208	46.19%	14,842	707	42.19	8.28%
10.00 - 14.99%	4,441	22.11%	95,167,186	23.43%	35,730,132	23.95%	15,553	699	42.56	8.80%
15.00 - 19.99%	880	4.38%	18,205,419	4.48%	7,220,208	4.84%	15,032	699	43.05	9.17%
20.00 - 24.99%	4	0.02%	119,524	0.03%	40,117	0.03%	28,195	650	43.00	8.95%
25.00 - 29.99%	1	0.00%	41,046	0.01%	26,892	0.02%	26,892	679	43.00	8.33%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.61%	560,690	0.14%	62,941	0.04%	3,404	750	34.81	5.26%
25.00 - 49.99%	867	4.32%	9,381,216	2.31%	2,194,273	1.47%	7,054	746	37.62	6.44%
50.00 - 74.99%	2,504	12.46%	42,051,261	10.35%	14,232,589	9.54%	11,565	744	39.65	6.77%
75.00 - 99.99%	7,560	37.63%	169,850,433	41.82%	62,041,847	41.59%	16,222	720	41.96	7.75%
100.00 - 109.99%	6,638	33.04%	138,165,310	34.02%	52,351,823	35.09%	14,919	698	42.84	8.63%
110.00 - 119.99%	2,085	10.38%	40,372,610	9.94%	16,110,938	10.80%	13,268	686	43.12	9.28%
120.00 - 129.99%	283	1.41%	5,262,416	1.30%	1,986,990	1.33%	12,939	688	42.51	9.43%
130.00 - 139.99%	28	0.14%	503,233	0.12%	188,968	0.13%	12,101	663	41.94	11.00%
140.00%+	2	0.01%	27,544	0.01%	18,495	0.01%	9,251	685	41.98	13.00%
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	298	1.48%	6,407,588	1.58%	2,133,432	1.43%	14,985	718	42.55	8.30%
Alaska	9	0.04%	174,137	0.04%	86,410	0.06%	13,872	708	42.18	8.96%
Arizona	1,017	5.06%	21,761,882	5.36%	7,630,810	5.11%	15,866	705	42.63	7.42%
Arkansas	97	0.48%	1,993,504	0.49%	780,611	0.52%	14,923	698	43.17	9.07%
California	1,965	9.78%	42,832,623	10.55%	15,715,321	10.53%	15,916	713	42.17	7.59%
Colorado	554	2.76%	11,101,156	2.73%	3,703,346	2.48%	14,942	718	42.02	7.99%
Connecticut	402	2.00%	8,301,975	2.04%	3,219,915	2.16%	15,130	702	42.02	7.69%
Delaware	81	0.40%	1,604,430	0.40%	478,610	0.32%	14,392	710	40.55	8.80%
Florida	1,162	5.78%	24,050,417	5.92%	8,005,731	5.37%	15,053	709	42.41	8.77%
Georgia	1,135	5.65%	22,986,177	5.66%	8,772,190	5.88%	15,104	709	42.25	8.78%
Hawaii	8	0.04%	186,027	0.05%	42,045	0.03%	25,830	692	42.04	6.63%
Idaho	27	0.13%	505,609	0.12%	116,707	0.08%	11,658	697	42.20	8.70%
Illinois	704	3.50%	14,450,509	3.56%	6,084,813	4.08%	15,401	711	42.18	8.03%
Indiana	450	2.24%	8,749,571	2.15%	3,286,091	2.20%	14,330	713	42.22	8.89%
Iowa	63	0.31%	1,236,460	0.30%	478,425	0.32%	16,033	679	43.00	8.59%
Kansas	160	0.80%	3,267,091	0.80%	1,263,639	0.85%	14,332	726	41.15	7.49%
Kentucky	282	1.40%	5,282,103	1.30%	2,095,135	1.40%	13,866	704	42.05	8.92%
Louisiana	88	0.44%	1,897,127	0.47%	740,640	0.50%	15,984	701	42.16	9.08%
Maine	49	0.24%	1,079,508	0.27%	502,798	0.34%	16,805	708	42.11	6.82%
Maryland	407	2.03%	8,210,306	2.02%	2,999,136	2.01%	14,657	703	41.66	8.45%
Massachusetts	400	1.99%	7,731,706	1.90%	2,801,028	1.88%	14,104	700	41.84	7.80%
Michigan	663	3.30%	12,712,210	3.13%	5,093,732	3.41%	13,556	709	42.13	7.64%
Minnesota	228	1.13%	4,673,923	1.15%	1,919,445	1.29%	14,886	696	42.09	8.50%
Mississippi	98	0.49%	1,899,592	0.47%	751,476	0.50%	14,832	716	42.53	8.78%
Missouri	363	1.81%	6,558,089	1.61%	2,657,424	1.78%	13,275	708	41.65	8.33%
Montana	27	0.13%	523,485	0.13%	207,221	0.14%	13,716	718	42.60	7.94%
Nebraska	26	0.13%	545,352	0.13%	231,655	0.16%	14,433	733	41.11	7.27%
Nevada	214	1.07%	4,480,097	1.10%	1,366,161	0.92%	14,993	708	41.44	7.60%
New Hampshire	91	0.45%	1,888,592	0.46%	589,822	0.40%	15,581	705	41.93	6.73%
New Jersey	841	4.19%	16,593,522	4.09%	6,472,746	4.34%	14,463	711	42.03	8.25%
New Mexico	168	0.84%	3,273,871	0.81%	1,099,096	0.74%	14,245	730	41.68	7.63%
New York	975	4.85%	19,129,420	4.71%	7,551,358	5.06%	14,458	721	41.79	7.25%
North Carolina	869	4.33%	17,637,653	4.34%	6,166,717	4.13%	14,230	721	41.81	8.22%
North Dakota	12	0.06%	235,397	0.06%	58,229	0.04%	13,836	641	39.81	8.57%
Ohio	762	3.79%	14,786,799	3.64%	5,449,665	3.65%	14,011	706	42.07	8.61%
Oklahoma	181	0.90%	3,393,593	0.84%	1,157,034	0.78%	12,781	710	41.74	9.01%
Oregon	60	0.30%	1,285,088	0.32%	552,278	0.37%	16,085	708	42.23	7.56%
Pennsylvania	1,143	5.69%	21,751,596	5.36%	8,634,505	5.79%	13,981	705	41.79	7.95%
Rhode Island	78	0.39%	1,572,071	0.39%	566,442	0.38%	13,320	724	41.64	7.90%
South Carolina	401	2.00%	7,962,168	1.96%	2,726,975	1.83%	14,709	716	42.61	8.59%
South Dakota	9	0.04%	163,138	0.04%	60,757	0.04%	11,518	666	41.64	9.40%
Tennessee	663	3.30%	13,084,819	3.22%	4,690,816	3.14%	15,036	717	42.22	8.39%
Texas	1,598	7.95%	32,856,604	8.09%	11,151,966	7.48%	14,994	708	42.21	8.74%
Utah	66	0.33%	1,393,413	0.34%	420,497	0.28%	16,311	693	43.28	8.12%
Vermont	28	0.14%	569,139	0.14%	146,041	0.10%	12,656	730	42.09	6.67%
Virginia	605	3.01%	12,469,705	3.07%	4,305,308	2.89%	14,839	710	42.23	8.15%
Washington	138	0.69%	2,671,490	0.66%	993,663	0.67%	14,459	693	41.22	8.47%
West Virginia	68	0.34%	1,304,468	0.32%	533,945	0.36%	13,606	692	42.31	9.35%
Wisconsin	287	1.43%	5,558,390	1.37%	2,150,388	1.44%	14,543	720	42.45	7.33%
Wyoming	24	0.12%	510,517	0.13%	194,713	0.13%	16,449	728	44.03	8.32%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	46	0.23%	880,602	0.22%	351,956	0.24%	15,551	722	41.99	7.82%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	-	-	-	-	-	-	-	-	-	-
Used	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%
NA	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	11,698	58.23%	212,990,515	52.44%	76,481,347	51.26%	13,119	705	41.85	8.66%
Truck	1,639	8.16%	47,182,720	11.62%	17,482,930	11.72%	19,717	729	42.56	6.20%
SUV	6,142	30.57%	133,958,848	32.98%	50,625,547	33.93%	15,752	711	42.33	8.02%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	533	2.65%	10,368,588	2.55%	4,099,355	2.75%	13,638	716	42.18	8.01%
Unknown	78	0.39%	1,674,042	0.41%	499,686	0.33%	16,582	712	42.64	8.42%
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,043	10.17%	41,666,695	10.26%	15,392,915	10.32%	14,978	713	42.04	7.95%
Ford: Lincoln	143	0.71%	3,071,559	0.76%	1,270,909	0.85%	15,180	703	42.09	8.25%
Ford: Mercury	5	0.02%	54,404	0.01%	20,743	0.01%	6,976	700	36.49	10.79%
GMC	474	2.36%	11,462,735	2.82%	4,409,365	2.96%	17,319	704	42.82	7.99%
GMC: Buick	384	1.91%	6,976,850	1.72%	2,889,431	1.94%	13,343	696	42.59	8.90%
GMC: Cadillac	253	1.26%	5,916,342	1.46%	2,055,469	1.38%	17,561	702	42.63	7.90%
GMC: Chevrolet	1,904	9.48%	39,811,094	9.80%	14,585,658	9.78%	15,801	708	42.64	8.10%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	43,774	0.01%	14,255	0.01%	7,526	654	39.24	9.74%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	154	0.77%	5,722,551	1.41%	1,147,809	0.77%	25,754	711	42.06	7.67%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	626	3.12%	14,796,688	3.64%	4,620,075	3.10%	16,816	708	42.03	7.98%
BMW: Mini	331	1.65%	5,544,838	1.37%	2,039,195	1.37%	11,900	701	41.49	8.64%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	428	2.13%	10,766,029	2.65%	3,281,226	2.20%	17,570	704	41.78	8.32%
Daimler: Smart	61	0.30%	689,120	0.17%	199,688	0.13%	7,263	702	40.14	10.22%
Fiat	194	0.97%	2,640,397	0.65%	1,007,677	0.68%	9,600	696	40.48	9.46%
Fiat: Alfa Romeo	32	0.16%	864,242	0.21%	278,029	0.19%	18,484	701	41.88	7.79%
Fiat: Chrysler	219	1.09%	4,263,942	1.05%	1,797,187	1.20%	13,517	704	42.39	8.44%
Fiat: Dodge	835	4.16%	20,199,709	4.97%	7,529,924	5.05%	17,424	707	42.89	7.82%
Fiat: Jeep	1,152	5.73%	25,254,108	6.22%	9,240,516	6.19%	15,700	711	42.67	7.98%
Fiat: Maserati	19	0.09%	731,983	0.18%	279,744	0.19%	26,915	709	42.90	7.81%
Geely: Volvo	162	0.81%	3,622,542	0.89%	1,305,503	0.88%	16,817	720	41.59	7.62%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	920	4.58%	15,324,909	3.77%	5,587,852	3.75%	11,706	705	41.19	8.77%
Volkswagen: Audi	419	2.09%	10,505,363	2.59%	3,512,370	2.35%	17,428	725	41.80	7.48%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	53	0.26%	1,703,481	0.42%	562,797	0.38%	21,093	748	41.66	6.45%
Honda	1,463	7.28%	26,970,161	6.64%	10,368,770	6.95%	13,082	715	41.65	8.19%
Honda: Acura	223	1.11%	4,866,938	1.20%	1,796,482	1.20%	15,546	717	41.73	7.93%
Hyundai	941	4.68%	15,316,277	3.77%	6,091,843	4.08%	11,584	702	41.75	8.98%
Hyundai: Kia	870	4.33%	14,272,046	3.51%	5,587,763	3.75%	11,823	704	42.12	8.80%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	579	2.88%	10,186,996	2.51%	3,783,794	2.54%	12,442	717	41.84	8.18%
Mitsubishi	193	0.96%	3,075,622	0.76%	1,311,590	0.88%	11,338	691	41.53	9.81%
Nissan	1,553	7.73%	26,422,677	6.51%	10,690,769	7.17%	12,329	695	42.45	9.10%
Nissan: Infiniti	279	1.39%	6,536,714	1.61%	2,329,260	1.56%	17,446	705	42.39	8.22%
Saab	2	0.01%	23,210	0.01%	7,344	0.00%	7,344	592	39.00	17.34%
Subaru	737	3.67%	14,459,585	3.56%	5,728,878	3.84%	13,807	725	41.43	7.35%
Suzuki	2	0.01%	23,128	0.01%	13,666	0.01%	7,010	773	40.16	7.28%
Tata: Jaguar	64	0.32%	1,964,796	0.48%	473,923	0.32%	20,516	719	41.93	7.57%
Tata: Land Rover	100	0.50%	3,084,403	0.76%	852,472	0.57%	22,233	709	43.02	7.42%
Toyota	1,858	9.25%	37,693,972	9.28%	14,121,008	9.47%	14,987	725	42.00	7.38%
Toyota: Lexus	359	1.79%	8,878,703	2.19%	2,739,517	1.84%	17,320	728	41.75	7.42%
Toyota: Scion	53	0.26%	766,132	0.19%	263,449	0.18%	9,612	693	39.47	9.07%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	20,090	100.00%	406,174,713	100.00%	149,188,865	100.00%	14,812	710	42.11	8.14%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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