StratMaker (147511)

Santander Drive Auto Receivables Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

21.69% / 78.31%

Total Original # of Loans

61,219

WA Loan to Value (LTV)

86.63%

Total Original Loan Amount (OLA)

$ 1,588,695,523

WA Payment to Income (PTI)

11.20%

Weighted Average (WA) OLA

$ 30,060

WA FICO (non-zero)

613

Rep. Period Beginning Loan Amount

$ 1,088,673,011

WA Remaining Term (RT)

52.85

Rep. Period Ending Loan Amount (ELA)

$ 1,046,328,667

WA Original APR

14.21%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

61,219

Total Original Loan Amount (OLA)

$ 1,588,695,523

Weighted Average (WA) OLA

$ 30,060

Rep. Period Beginning Loan Amount

$ 1,088,673,011

Rep. Period Ending Loan Amount (ELA)

$ 1,046,328,667

As % of Reporting Period ELA:

New % / Used %

21.69% / 78.31%

WA Loan to Value (LTV)

86.63%

WA Payment to Income (PTI)

11.20%

WA FICO (non-zero)

613

WA Remaining Term (RT)

52.85

WA Original APR

14.21%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,536	2.51%	12,843,521	0.81%	6,932,503	0.66%	6,140	600	40.72	17.71%
$10,000 - $14,999	6,225	10.17%	79,988,806	5.03%	42,882,759	4.10%	9,957	598	45.40	17.87%
$15,000 - $19,999	11,392	18.61%	201,260,662	12.67%	122,241,729	11.68%	14,362	598	50.07	17.20%
$20,000 - $24,999	13,210	21.58%	296,927,878	18.69%	191,067,055	18.26%	18,533	602	52.46	15.95%
$25,000 - $29,999	10,267	16.77%	280,821,859	17.68%	185,995,878	17.78%	22,613	605	53.35	14.92%
$30,000 - $39,999	12,325	20.13%	424,073,929	26.69%	288,703,078	27.59%	28,478	613	53.99	13.71%
$40,000 - $49,999	4,788	7.82%	210,450,119	13.25%	151,299,486	14.46%	35,695	629	54.93	10.87%
$50,000 - $59,999	1,228	2.01%	65,896,609	4.15%	46,643,665	4.46%	42,026	658	54.63	8.16%
$60,000 - $69,999	199	0.33%	12,674,364	0.80%	8,246,246	0.79%	47,652	717	53.18	5.99%
$70,000 - $79,999	40	0.07%	2,951,445	0.19%	1,853,789	0.18%	55,340	706	51.62	7.26%
$80,000 - $89,999	6	0.01%	499,183	0.03%	220,256	0.02%	51,186	751	55.28	7.57%
$90,000 - $99,999	1	0.00%	94,528	0.01%	77,344	0.01%	77,344	751	56.00	9.64%
Over $100,000	2	0.00%	212,623	0.01%	164,879	0.02%	82,505	726	55.43	7.89%
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,995	21.23%	293,788,816	18.49%	8,133,890	0.78%	3,140	604	14.35	16.03%
$5,000 - $9,999	3,931	6.42%	57,079,221	3.59%	30,385,053	2.90%	8,000	609	35.97	16.37%
$10,000 - $14,999	7,644	12.49%	130,297,172	8.20%	97,534,117	9.32%	12,920	609	47.88	16.21%
$15,000 - $19,999	11,483	18.76%	248,359,132	15.63%	201,641,322	19.27%	17,676	606	52.64	15.72%
$20,000 - $24,999	9,913	16.19%	268,839,621	16.92%	221,662,923	21.18%	22,453	605	53.90	14.99%
$25,000 - $29,999	6,794	11.10%	224,163,203	14.11%	185,557,815	17.73%	27,387	611	54.42	14.24%
$30,000 - $39,999	7,102	11.60%	292,384,747	18.40%	241,684,340	23.10%	34,243	619	55.45	12.41%
$40,000 - $49,999	1,254	2.05%	66,718,100	4.20%	54,058,144	5.17%	43,240	651	56.22	8.86%
$50,000 - $59,999	87	0.14%	5,763,761	0.36%	4,617,680	0.44%	53,195	698	56.78	7.40%
$60,000 - $69,999	13	0.02%	994,600	0.06%	811,160	0.08%	62,460	722	57.03	8.11%
$70,000 - $79,999	1	0.00%	94,528	0.01%	77,344	0.01%	77,344	751	56.00	9.64%
$80,000 - $89,999	2	0.00%	212,623	0.01%	164,879	0.02%	82,505	726	55.43	7.89%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	439	0.72%	16,587,771	1.04%	9,078,682	0.87%	26,814	774	39.62	0.65%
2.50 - 4.99%	824	1.35%	25,141,885	1.58%	16,254,305	1.55%	27,931	754	52.28	4.28%
5.00 - 7.49%	3,268	5.34%	105,099,523	6.62%	74,410,423	7.11%	28,992	714	53.61	6.40%
7.50 - 9.99%	5,373	8.78%	174,505,324	10.98%	124,634,955	11.91%	29,456	641	54.09	8.76%
10.00 - 12.49%	8,084	13.21%	246,263,571	15.50%	175,038,943	16.73%	27,780	616	53.98	11.15%
12.50 - 14.99%	9,740	15.91%	269,594,492	16.97%	187,496,943	17.92%	25,556	603	53.61	13.46%
15.00 - 17.49%	9,181	15.00%	232,828,569	14.66%	150,902,666	14.42%	23,704	595	52.70	15.89%
17.50 - 19.99%	9,335	15.25%	219,186,016	13.80%	131,430,728	12.56%	22,070	580	51.61	18.14%
20.00 - 22.49%	6,824	11.15%	144,867,856	9.12%	87,371,279	8.35%	20,279	570	51.77	20.69%
22.50 - 24.99%	5,414	8.84%	106,690,516	6.72%	62,921,529	6.01%	18,973	562	51.66	23.30%
25.00 - 27.49%	2,215	3.62%	39,567,191	2.49%	22,385,738	2.14%	17,358	553	50.87	25.28%
27.50 - 29.99%	522	0.85%	8,362,809	0.53%	4,402,473	0.42%	15,771	534	48.77	27.92%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,730	2.83%	36,543,634	2.30%	22,897,126	2.19%	20,521	479	49.91	19.81%
500 - 549	8,286	13.54%	196,494,007	12.37%	125,424,293	11.99%	22,788	529	51.66	17.59%
550 - 599	18,122	29.60%	471,043,493	29.65%	313,936,268	30.00%	24,699	577	53.32	15.32%
600 - 649	15,381	25.12%	428,854,513	26.99%	287,725,303	27.50%	26,287	622	53.59	13.28%
650 - 699	6,180	10.09%	180,067,511	11.33%	120,786,199	11.54%	27,440	670	53.39	11.22%
700 - 749	2,790	4.56%	82,083,533	5.17%	55,401,257	5.29%	27,643	722	53.12	9.73%
750 - 799	1,401	2.29%	41,036,967	2.58%	26,972,179	2.58%	26,665	772	52.00	7.05%
800+	1,293	2.11%	38,801,125	2.44%	23,805,609	2.28%	25,881	835	48.96	5.11%
NA	6,036	9.86%	113,770,740	7.16%	69,380,431	6.63%	18,086	0	51.33	19.68%
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	2	0.00%	24,211	0.00%	5,497	0.00%	3,597	651	6.22	9.89%
25 - 36	312	0.51%	8,585,726	0.54%	3,350,296	0.32%	16,706	806	16.16	1.53%
37 - 48	679	1.11%	9,904,358	0.62%	5,455,112	0.52%	11,905	658	29.02	13.52%
49 - 60	5,761	9.41%	109,310,019	6.88%	69,969,724	6.69%	17,474	617	42.43	15.86%
61 - 72	47,944	78.32%	1,230,351,990	77.44%	805,012,201	76.94%	24,304	610	53.33	14.54%
73+	6,521	10.65%	230,519,218	14.51%	162,535,837	15.53%	31,824	619	56.54	12.10%
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,213	15.05%	225,221,348	14.18%	49,939	0.00%	1,631	606	0.00	13.92%
1 - 12	4,101	6.70%	83,212,012	5.24%	14,768,844	1.41%	6,948	589	7.66	17.23%
13 - 24	764	1.25%	17,860,105	1.12%	7,745,071	0.74%	13,728	684	16.04	10.08%
25 - 36	993	1.62%	16,535,691	1.04%	10,276,276	0.98%	13,312	617	31.34	14.79%
37 - 48	7,453	12.17%	149,516,683	9.41%	113,335,004	10.83%	18,082	601	43.10	16.45%
49 - 60	38,397	62.72%	1,085,864,245	68.35%	890,756,154	85.13%	26,236	614	55.32	13.91%
61 - 72	295	0.48%	10,424,897	0.66%	9,350,375	0.89%	33,779	598	61.70	13.44%
73+	3	0.00%	60,543	0.00%	47,003	0.00%	15,793	567	73.00	4.64%
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	36,061	58.90%	938,016,612	59.04%	681,105,750	65.09%	24,524	623	53.00	13.49%
1 - 15	6,752	11.03%	182,191,039	11.47%	141,085,653	13.48%	25,907	600	52.76	14.75%
16 - 30	3,789	6.19%	99,926,607	6.29%	77,501,979	7.41%	25,428	595	52.79	15.24%
31 - 60	4,338	7.09%	112,910,350	7.11%	89,555,159	8.56%	25,592	590	52.24	16.09%
61 - 90	1,982	3.24%	50,604,219	3.19%	40,084,339	3.83%	25,470	586	52.22	17.10%
91 - 120	956	1.56%	24,124,601	1.52%	16,995,787	1.62%	25,833	592	52.76	16.78%
121+	7,341	11.99%	180,922,095	11.39%	0	0.00%	0	0	0.00	0.00%
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,475	5.68%	83,959,073	5.28%	53,955,556	5.16%	22,134	662	52.27	11.75%
Stated, not verified	56,933	93.00%	1,486,158,188	93.55%	984,441,355	94.09%	25,088	611	52.97	14.32%
Stated, verified to Level 3²	811	1.32%	18,578,262	1.17%	7,931,756	0.76%	23,841	589	42.26	16.20%
NA	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	57,004	93.11%	1,490,332,566	93.81%	987,240,446	94.35%	25,050	615	53.14	14.07%
Stated, verified but not Level 4 or 5	4,215	6.89%	98,362,957	6.19%	59,088,221	5.65%	22,866	589	48.01	16.42%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,056	8.26%	121,621,664	7.66%	82,178,400	7.85%	23,601	664	51.96	9.75%
5.00 - 9.99%	20,190	32.98%	517,523,349	32.58%	347,662,278	33.23%	24,905	620	52.61	12.98%
10.00 - 14.99%	22,315	36.45%	589,422,380	37.10%	384,627,957	36.76%	25,343	603	52.91	15.07%
15.00 - 19.99%	13,065	21.34%	342,494,014	21.56%	219,974,296	21.02%	24,619	599	53.45	16.29%
20.00 - 24.99%	579	0.95%	17,074,205	1.07%	11,639,616	1.11%	26,926	617	53.47	14.33%
25.00 - 29.99%	12	0.02%	478,330	0.03%	219,633	0.02%	27,774	664	44.55	14.80%
30.00 - 39.99%	2	0.00%	81,582	0.01%	26,488	0.00%	13,976	673	27.47	12.84%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	44	0.07%	429,121	0.03%	249,467	0.02%	6,508	699	39.24	9.23%
25.00 - 49.99%	486	0.79%	7,470,646	0.47%	4,369,149	0.42%	12,591	683	43.93	9.24%
50.00 - 74.99%	2,670	4.36%	59,992,927	3.78%	40,174,250	3.84%	21,288	632	50.68	10.92%
75.00 - 99.99%	17,398	28.42%	480,264,663	30.23%	322,147,374	30.79%	26,088	614	52.72	12.71%
100.00 - 109.99%	12,752	20.83%	347,176,644	21.85%	230,037,656	21.99%	26,116	608	53.29	14.22%
110.00 - 119.99%	12,854	21.00%	339,477,381	21.37%	223,804,117	21.39%	25,343	610	53.32	14.98%
120.00 - 129.99%	8,648	14.13%	213,393,914	13.43%	136,515,145	13.05%	23,557	613	52.85	15.90%
130.00 - 139.99%	6,048	9.88%	133,861,638	8.43%	84,498,215	8.08%	21,062	619	52.45	16.79%
140.00%+	319	0.52%	6,628,589	0.42%	4,533,294	0.43%	19,906	634	52.74	16.58%
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,091	1.78%	26,766,070	1.68%	16,864,167	1.61%	23,742	618	52.28	14.89%
Alaska	78	0.13%	2,389,911	0.15%	1,574,622	0.15%	27,364	628	52.27	12.62%
Arizona	1,073	1.75%	29,085,385	1.83%	18,792,163	1.80%	25,825	613	52.87	14.03%
Arkansas	1,205	1.97%	31,840,865	2.00%	20,701,661	1.98%	25,550	612	53.03	13.56%
California	4,324	7.06%	114,029,619	7.18%	75,009,643	7.17%	25,216	621	52.51	14.36%
Colorado	522	0.85%	14,184,453	0.89%	9,414,158	0.90%	25,061	627	52.50	13.19%
Connecticut	594	0.97%	14,333,155	0.90%	9,798,721	0.94%	22,330	622	52.37	12.25%
Delaware	193	0.32%	4,561,615	0.29%	2,967,164	0.28%	21,616	598	51.66	14.99%
Florida	7,624	12.45%	194,540,732	12.25%	130,596,704	12.48%	24,422	610	53.21	14.17%
Georgia	2,761	4.51%	73,489,729	4.63%	47,401,791	4.53%	25,547	613	52.61	14.82%
Hawaii	107	0.17%	2,660,577	0.17%	1,732,319	0.17%	23,139	595	51.21	15.72%
Idaho	107	0.17%	2,742,918	0.17%	1,938,943	0.19%	26,882	634	53.65	12.90%
Illinois	1,947	3.18%	48,757,119	3.07%	31,520,033	3.01%	24,407	611	52.52	15.01%
Indiana	941	1.54%	23,536,602	1.48%	15,636,765	1.49%	24,168	615	52.86	14.57%
Iowa	229	0.37%	6,015,095	0.38%	3,805,742	0.36%	24,718	626	52.33	13.10%
Kansas	220	0.36%	5,705,038	0.36%	3,791,476	0.36%	25,866	613	52.68	14.33%
Kentucky	781	1.28%	19,720,870	1.24%	12,880,184	1.23%	24,997	613	53.03	14.47%
Louisiana	1,229	2.01%	32,754,574	2.06%	21,527,434	2.06%	25,854	616	52.76	14.31%
Maine	165	0.27%	4,293,755	0.27%	3,030,993	0.29%	24,682	613	53.17	13.03%
Maryland	1,268	2.07%	31,626,130	1.99%	20,064,350	1.92%	23,340	593	50.71	16.39%
Massachusetts	908	1.48%	22,359,311	1.41%	15,195,557	1.45%	22,892	623	53.17	13.21%
Michigan	1,381	2.26%	34,763,974	2.19%	21,849,926	2.09%	24,057	615	53.44	14.85%
Minnesota	311	0.51%	8,440,063	0.53%	5,627,501	0.54%	25,386	622	52.15	12.81%
Mississippi	787	1.29%	20,223,470	1.27%	12,461,706	1.19%	24,839	611	51.30	14.94%
Missouri	1,039	1.70%	24,413,077	1.54%	15,844,213	1.51%	23,200	610	52.69	15.05%
Montana	176	0.29%	4,952,619	0.31%	2,998,216	0.29%	26,813	629	53.01	13.16%
Nebraska	178	0.29%	4,324,978	0.27%	2,738,438	0.26%	23,906	626	51.35	13.12%
Nevada	501	0.82%	13,363,119	0.84%	8,816,632	0.84%	25,579	617	52.93	13.70%
New Hampshire	306	0.50%	7,402,479	0.47%	5,071,649	0.48%	23,138	603	53.10	13.89%
New Jersey	1,730	2.83%	42,887,491	2.70%	29,522,819	2.82%	23,124	626	52.97	13.39%
New Mexico	402	0.66%	10,407,853	0.66%	6,711,527	0.64%	25,009	607	52.54	14.77%
New York	3,064	5.00%	80,411,691	5.06%	53,116,392	5.08%	24,229	628	53.05	13.71%
North Carolina	2,292	3.74%	59,428,517	3.74%	39,140,654	3.74%	24,961	609	52.96	14.02%
North Dakota	77	0.13%	1,843,037	0.12%	1,248,236	0.12%	22,056	609	50.20	16.11%
Ohio	2,299	3.76%	53,409,387	3.36%	35,418,725	3.39%	22,734	613	53.11	14.65%
Oklahoma	1,015	1.66%	26,572,231	1.67%	17,539,963	1.68%	25,859	615	52.49	13.80%
Oregon	360	0.59%	9,079,688	0.57%	5,869,744	0.56%	25,120	618	51.57	13.69%
Pennsylvania	2,323	3.79%	56,513,422	3.56%	36,199,446	3.46%	23,430	605	52.53	14.09%
Rhode Island	159	0.26%	3,694,172	0.23%	2,661,739	0.25%	21,723	604	52.64	13.99%
South Carolina	1,022	1.67%	24,938,560	1.57%	15,654,131	1.50%	23,643	609	51.68	14.86%
South Dakota	68	0.11%	1,742,694	0.11%	1,116,841	0.11%	24,985	641	52.89	13.18%
Tennessee	1,368	2.23%	34,250,190	2.16%	22,493,947	2.15%	24,348	616	52.77	14.87%
Texas	10,336	16.88%	292,628,445	18.42%	195,917,727	18.72%	26,983	609	53.45	13.86%
Utah	179	0.29%	5,035,079	0.32%	3,205,617	0.31%	27,946	608	53.64	13.75%
Vermont	101	0.16%	2,799,208	0.18%	1,930,026	0.18%	25,885	609	53.71	12.52%
Virginia	856	1.40%	21,197,869	1.33%	14,117,196	1.35%	24,332	608	52.00	14.99%
Washington	353	0.58%	9,240,623	0.58%	5,740,721	0.55%	25,054	620	51.31	13.67%
West Virginia	525	0.86%	12,889,588	0.81%	8,497,262	0.81%	24,043	601	53.14	14.87%
Wisconsin	466	0.76%	11,847,818	0.75%	7,808,092	0.75%	24,536	607	52.89	14.63%
Wyoming	64	0.10%	1,849,597	0.12%	1,236,330	0.12%	26,102	631	52.17	13.15%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	110	0.18%	2,624,657	0.17%	1,475,104	0.14%	23,452	583	51.55	17.64%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	126,408	0.01%	53,556	0.01%	28,605	562	44.89	15.38%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,137	18.19%	356,962,331	22.47%	226,936,603	21.69%	29,173	624	52.17	12.16%
Used	50,082	81.81%	1,231,733,192	77.53%	819,392,063	78.31%	23,750	610	53.04	14.77%
NA	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,283	42.93%	567,651,715	35.73%	353,221,043	33.76%	20,797	610	52.12	15.87%
Truck	9,053	14.79%	337,270,182	21.23%	228,826,267	21.87%	32,344	627	53.19	11.82%
SUV	25,883	42.28%	683,773,627	43.04%	464,281,357	44.37%	24,413	609	53.24	14.11%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,238	5.29%	80,660,903	5.08%	51,865,576	4.96%	25,481	613	52.42	14.66%
Ford: Lincoln	322	0.53%	8,400,328	0.53%	5,834,663	0.56%	24,414	595	52.88	14.63%
Ford: Mercury	2	0.00%	21,356	0.00%	3,353	0.00%	2,656	498	4.76	23.74%
GMC	1,485	2.43%	47,139,314	2.97%	32,230,349	3.08%	28,906	613	52.94	13.29%
GMC: Buick	726	1.19%	15,906,916	1.00%	10,610,226	1.01%	20,499	595	53.07	15.76%
GMC: Cadillac	640	1.05%	18,060,094	1.14%	12,441,545	1.19%	26,425	602	52.12	13.66%
GMC: Chevrolet	6,801	11.11%	177,135,725	11.15%	117,194,987	11.20%	25,486	608	52.75	14.76%
GMC: Hummer	2	0.00%	52,464	0.00%	7,149	0.00%	5,944	665	8.16	12.30%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	37	0.06%	1,562,417	0.10%	1,061,143	0.10%	34,356	666	53.30	9.04%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,006	1.64%	28,421,898	1.79%	18,407,511	1.76%	25,804	610	52.71	14.21%
BMW: Mini	78	0.13%	1,466,011	0.09%	936,295	0.09%	18,119	619	51.17	15.08%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,128	1.84%	33,284,497	2.10%	22,155,413	2.12%	26,364	609	52.77	13.96%
Daimler: Smart	6	0.01%	54,627	0.00%	23,452	0.00%	6,298	622	52.62	20.54%
Fiat	88	0.14%	1,501,779	0.09%	743,971	0.07%	16,108	627	47.72	13.74%
Fiat: Alfa Romeo	100	0.16%	3,223,218	0.20%	2,211,577	0.21%	27,403	626	55.40	13.19%
Fiat: Chrysler	1,117	1.82%	25,622,778	1.61%	14,476,917	1.38%	22,310	616	50.56	14.41%
Fiat: Dodge	6,234	10.18%	223,584,626	14.07%	147,436,977	14.09%	31,856	643	53.14	11.35%
Fiat: Jeep	6,442	10.52%	180,972,897	11.39%	122,463,633	11.70%	25,919	625	53.60	12.61%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	100	0.16%	2,790,470	0.18%	1,922,368	0.18%	26,752	607	52.46	13.22%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,296	2.12%	27,296,965	1.72%	18,240,576	1.74%	20,181	597	52.92	15.62%
Volkswagen: Audi	481	0.79%	13,451,126	0.85%	8,597,518	0.82%	25,434	616	52.60	13.65%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	60	0.10%	2,362,109	0.15%	1,653,545	0.16%	33,112	633	53.63	11.03%
Honda	3,298	5.39%	76,468,871	4.81%	51,604,910	4.93%	21,259	606	53.09	15.67%
Honda: Acura	403	0.66%	10,951,717	0.69%	7,494,374	0.72%	24,338	609	52.64	13.99%
Hyundai	3,023	4.94%	58,952,777	3.71%	37,598,876	3.59%	18,524	595	52.36	16.55%
Hyundai: Kia	3,189	5.21%	64,646,072	4.07%	41,924,488	4.01%	19,293	596	52.51	16.56%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	708	1.16%	15,456,494	0.97%	9,939,565	0.95%	20,448	598	53.05	15.82%
Mitsubishi	1,198	1.96%	25,922,789	1.63%	16,019,315	1.53%	20,276	594	52.81	16.38%
Nissan	7,046	11.51%	154,001,663	9.69%	98,195,575	9.38%	20,552	598	52.42	16.13%
Nissan: Infiniti	629	1.03%	18,435,574	1.16%	11,975,645	1.14%	26,471	609	52.90	14.02%
Saab	1	0.00%	12,320	0.00%	5,029	0.00%	5,029	657	35.00	12.14%
Subaru	501	0.82%	11,701,421	0.74%	8,126,541	0.78%	21,461	609	53.06	14.74%
Suzuki	3	0.00%	30,287	0.00%	9,840	0.00%	4,411	641	17.62	15.37%
Tata: Jaguar	93	0.15%	3,071,918	0.19%	2,079,495	0.20%	29,787	602	53.55	13.72%
Tata: Land Rover	217	0.35%	7,811,839	0.49%	5,345,704	0.51%	31,455	623	53.49	11.56%
Toyota	4,109	6.71%	103,213,951	6.50%	69,422,969	6.63%	23,565	603	53.00	15.07%
Toyota: Lexus	434	0.71%	12,887,370	0.81%	9,032,915	0.86%	26,110	605	52.93	14.23%
Toyota: Scion	52	0.08%	752,255	0.05%	439,473	0.04%	12,455	603	45.41	19.20%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	4,926	8.05%	131,405,687	8.27%	86,595,207	8.28%	24,836	609	52.76	14.09%
Total:	61,219	100.00%	1,588,695,523	100.00%	1,046,328,667	100.00%	24,927	613	52.85	14.21%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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