StratMaker (147523)

Drive Auto Receivables Trust 2019-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

32.98% / 67.02%

Total Original # of Loans

29,184

WA Loan to Value (LTV)

70.59%

Total Original Loan Amount (OLA)

$ 599,821,989

WA Payment to Income (PTI)

11.90%

Weighted Average (WA) OLA

$ 23,324

WA FICO (non-zero)

576

Rep. Period Beginning Loan Amount

$ 246,011,129

WA Remaining Term (RT)

32.27

Rep. Period Ending Loan Amount (ELA)

$ 234,239,619

WA Original APR

18.72%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

29,184

Total Original Loan Amount (OLA)

$ 599,821,989

Weighted Average (WA) OLA

$ 23,324

Rep. Period Beginning Loan Amount

$ 246,011,129

Rep. Period Ending Loan Amount (ELA)

$ 234,239,619

As % of Reporting Period ELA:

New % / Used %

32.98% / 67.02%

WA Loan to Value (LTV)

70.59%

WA Payment to Income (PTI)

11.90%

WA FICO (non-zero)

576

WA Remaining Term (RT)

32.27

WA Original APR

18.72%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4	0.01%	19,917	0.00%	7,225	0.00%	2,227	564	21.84	25.15%
$5,000 - $9,999	1,429	4.90%	11,956,024	1.99%	3,755,599	1.60%	4,455	571	25.46	20.39%
$10,000 - $14,999	5,702	19.54%	73,315,460	12.22%	27,006,687	11.53%	7,785	572	29.89	20.06%
$15,000 - $19,999	8,372	28.69%	146,026,511	24.34%	55,383,470	23.64%	10,993	574	31.55	19.34%
$20,000 - $24,999	6,234	21.36%	139,276,180	23.22%	54,813,062	23.40%	14,407	573	32.42	18.73%
$25,000 - $29,999	3,990	13.67%	108,930,397	18.16%	44,697,405	19.08%	18,036	573	33.29	18.46%
$30,000 - $39,999	3,161	10.83%	107,155,207	17.86%	43,168,348	18.43%	22,481	581	33.86	17.72%
$40,000 - $49,999	248	0.85%	10,552,285	1.76%	4,552,860	1.94%	25,462	610	33.79	14.41%
$50,000 - $59,999	29	0.10%	1,561,505	0.26%	453,218	0.19%	28,478	638	32.77	12.68%
$60,000 - $69,999	11	0.04%	707,657	0.12%	325,270	0.14%	42,063	625	32.43	16.20%
$70,000 - $79,999	3	0.01%	218,428	0.04%	76,474	0.03%	38,264	669	32.03	12.42%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	1	0.00%	102,419	0.02%	0	0.00%	0	0	0.00	0.00%
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,797	40.42%	228,536,139	38.10%	6,003,010	2.56%	3,631	583	19.34	17.54%
$5,000 - $9,999	5,901	20.22%	89,722,002	14.96%	46,232,552	19.74%	8,078	579	29.03	18.92%
$10,000 - $14,999	6,106	20.92%	125,975,385	21.00%	75,167,414	32.09%	12,478	574	31.57	18.96%
$15,000 - $19,999	3,300	11.31%	87,275,705	14.55%	56,868,788	24.28%	17,352	574	33.50	18.70%
$20,000 - $24,999	1,455	4.99%	45,906,565	7.65%	32,191,931	13.74%	22,214	574	35.50	18.41%
$25,000 - $29,999	473	1.62%	16,326,669	2.72%	12,755,517	5.45%	27,035	576	37.54	18.38%
$30,000 - $39,999	148	0.51%	5,855,913	0.98%	4,828,568	2.06%	32,787	581	40.00	17.67%
$40,000 - $49,999	2	0.01%	98,106	0.02%	85,604	0.04%	42,816	619	42.06	12.80%
$50,000 - $59,999	2	0.01%	125,506	0.02%	106,234	0.05%	53,259	599	40.58	16.10%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	3	0.01%	30,288	0.01%	2,850	0.00%	1,853	823	15.52	4.82%
5.00 - 7.49%	63	0.22%	1,065,670	0.18%	426,640	0.18%	9,012	697	30.41	6.45%
7.50 - 9.99%	139	0.48%	2,890,601	0.48%	1,233,183	0.53%	13,293	643	31.06	8.91%
10.00 - 12.49%	360	1.23%	8,259,831	1.38%	3,376,187	1.44%	15,310	626	31.60	11.39%
12.50 - 14.99%	1,148	3.93%	27,532,835	4.59%	11,442,560	4.88%	15,953	608	32.16	13.87%
15.00 - 17.49%	5,171	17.72%	120,278,662	20.05%	50,652,636	21.62%	16,258	589	32.62	16.24%
17.50 - 19.99%	9,405	32.23%	204,782,689	34.14%	80,154,938	34.22%	15,609	574	32.46	18.09%
20.00 - 22.49%	7,183	24.61%	138,570,373	23.10%	52,855,847	22.56%	14,352	563	31.99	20.70%
22.50 - 24.99%	4,169	14.29%	72,056,990	12.01%	26,697,648	11.40%	13,683	556	32.07	23.24%
25.00 - 27.49%	1,344	4.61%	21,471,436	3.58%	6,490,872	2.77%	12,847	535	31.15	24.80%
27.50 - 29.99%	199	0.68%	2,882,615	0.48%	906,257	0.39%	12,407	523	32.19	27.73%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,869	6.40%	35,736,935	5.96%	13,986,246	5.97%	15,087	474	32.25	20.18%
500 - 549	6,254	21.43%	128,079,668	21.35%	50,921,405	21.74%	15,399	527	32.51	19.33%
550 - 599	9,429	32.31%	199,715,325	33.30%	80,931,809	34.55%	15,616	574	32.71	18.53%
600 - 649	5,414	18.55%	119,164,113	19.87%	46,979,341	20.06%	15,743	619	32.38	17.71%
650 - 699	1,495	5.12%	32,117,190	5.35%	12,076,456	5.16%	15,102	670	31.54	17.19%
700 - 749	513	1.76%	10,644,800	1.77%	4,140,110	1.77%	14,066	719	31.15	16.66%
750 - 799	98	0.34%	1,859,400	0.31%	616,908	0.26%	12,066	766	30.58	14.05%
800+	36	0.12%	562,356	0.09%	205,221	0.09%	9,225	830	28.64	9.72%
NA	4,076	13.97%	71,942,202	11.99%	24,382,123	10.41%	12,264	0	30.72	20.47%
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	9	0.03%	76,975	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	47	0.16%	535,792	0.09%	23,988	0.01%	4,478	525	7.92	15.19%
37 - 48	676	2.32%	8,598,219	1.43%	1,215,015	0.52%	4,772	569	9.31	20.36%
49 - 60	1,990	6.82%	28,093,139	4.68%	8,660,180	3.70%	8,134	577	20.35	19.80%
61 - 72	24,223	83.00%	497,581,621	82.95%	197,049,527	84.12%	14,752	575	32.43	18.79%
73+	2,239	7.67%	64,936,243	10.83%	27,290,908	11.65%	20,683	577	35.93	17.77%
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	9,799	33.58%	202,863,117	33.82%	69,840	0.03%	8,111	539	0.00	17.42%
1 - 12	816	2.80%	13,472,723	2.25%	2,254,223	0.96%	4,955	566	7.58	14.85%
13 - 24	1,724	5.91%	25,979,808	4.33%	10,772,171	4.60%	7,964	577	19.72	18.60%
25 - 36	14,849	50.88%	308,554,626	51.44%	181,314,882	77.41%	14,202	577	31.73	18.76%
37 - 48	1,950	6.68%	47,823,967	7.97%	38,876,415	16.60%	21,966	569	39.10	18.74%
49 - 60	33	0.11%	803,526	0.13%	646,651	0.28%	20,414	564	54.22	19.25%
61 - 72	10	0.03%	241,568	0.04%	225,199	0.10%	24,359	593	64.73	19.86%
73+	3	0.01%	82,653	0.01%	80,236	0.03%	28,996	605	73.94	18.20%
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	12,490	42.80%	249,480,733	41.59%	130,887,858	55.88%	13,923	580	31.80	18.53%
1 - 15	2,895	9.92%	61,748,254	10.29%	37,531,990	16.02%	16,077	571	32.70	18.77%
16 - 30	1,749	5.99%	36,733,800	6.12%	22,252,125	9.50%	16,008	571	32.57	18.91%
31 - 60	1,974	6.76%	42,437,665	7.08%	27,157,508	11.59%	17,535	567	33.20	19.11%
61 - 90	929	3.18%	19,644,661	3.28%	12,360,695	5.28%	17,565	568	33.03	19.13%
91 - 120	353	1.21%	7,378,367	1.23%	4,049,442	1.73%	17,871	573	33.31	19.34%
121+	8,794	30.13%	182,398,510	30.41%	0	0.00%	0	0	0.00	0.00%
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,433	4.91%	28,323,926	4.72%	9,587,718	4.09%	14,030	581	31.75	18.39%
Stated, not verified	27,465	94.11%	565,634,322	94.30%	223,592,605	95.45%	15,195	575	32.32	18.74%
Stated, verified to Level 3²	286	0.98%	5,863,741	0.98%	1,059,296	0.45%	14,757	555	27.12	16.55%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,086	96.24%	576,848,683	96.17%	226,381,670	96.65%	15,111	576	32.27	18.70%
Stated, verified but not Level 4 or 5	1,098	3.76%	22,973,306	3.83%	7,857,948	3.35%	16,119	549	32.28	19.09%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,523	5.22%	25,609,870	4.27%	10,524,029	4.49%	12,042	583	30.87	16.69%
5.00 - 9.99%	8,559	29.33%	165,760,731	27.63%	66,115,161	28.23%	14,379	571	31.95	18.44%
10.00 - 14.99%	12,208	41.83%	259,038,622	43.19%	100,615,335	42.95%	15,813	575	32.61	18.94%
15.00 - 19.99%	6,559	22.47%	141,827,950	23.65%	54,343,893	23.20%	15,467	579	32.36	19.07%
20.00 - 24.99%	334	1.14%	7,564,615	1.26%	2,634,957	1.12%	14,649	574	30.94	17.87%
25.00 - 29.99%	1	0.00%	20,200	0.00%	6,244	0.00%	6,244	0	12.00	6.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	4	0.01%	31,401	0.01%	9,148	0.00%	4,584	614	26.43	16.38%
25.00 - 49.99%	85	0.29%	1,048,908	0.17%	406,444	0.17%	6,903	565	27.19	15.08%
50.00 - 74.99%	530	1.82%	8,995,872	1.50%	3,586,953	1.53%	11,528	557	30.64	16.91%
75.00 - 99.99%	6,194	21.22%	134,362,615	22.40%	53,704,412	22.93%	16,041	562	32.82	18.27%
100.00 - 109.99%	5,939	20.35%	127,441,058	21.25%	48,572,031	20.74%	15,937	567	32.44	18.58%
110.00 - 119.99%	7,350	25.19%	152,191,785	25.37%	59,333,490	25.33%	15,288	574	32.32	18.94%
120.00 - 129.99%	5,432	18.61%	107,838,967	17.98%	41,809,713	17.85%	14,494	587	31.96	18.96%
130.00 - 139.99%	3,490	11.96%	64,841,378	10.81%	25,658,264	10.95%	13,231	597	31.56	19.38%
140.00%+	160	0.55%	3,070,004	0.51%	1,159,164	0.49%	13,181	634	30.92	17.20%
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	641	2.20%	13,274,286	2.21%	5,589,201	2.39%	15,493	583	32.38	19.67%
Alaska	60	0.21%	1,309,733	0.22%	488,343	0.21%	15,611	585	32.52	20.17%
Arizona	582	1.99%	12,471,863	2.08%	4,336,588	1.85%	15,842	590	32.45	19.14%
Arkansas	578	1.98%	11,687,974	1.95%	4,524,146	1.93%	14,533	574	32.08	18.08%
California	2,323	7.96%	48,010,882	8.00%	17,622,943	7.52%	14,954	578	31.93	19.31%
Colorado	203	0.70%	4,205,849	0.70%	1,663,176	0.71%	15,168	585	32.34	18.64%
Connecticut	243	0.83%	4,742,598	0.79%	1,875,964	0.80%	13,257	568	31.04	17.39%
Delaware	137	0.47%	2,477,450	0.41%	986,984	0.42%	12,923	573	31.86	19.04%
Florida	3,047	10.44%	59,768,559	9.96%	24,373,439	10.41%	14,438	574	32.29	17.91%
Georgia	1,694	5.80%	36,319,114	6.05%	14,828,463	6.33%	15,986	576	33.01	19.46%
Hawaii	106	0.36%	1,884,231	0.31%	725,463	0.31%	13,732	582	30.86	19.85%
Idaho	50	0.17%	964,737	0.16%	402,199	0.17%	16,445	572	31.61	18.95%
Illinois	1,100	3.77%	22,684,703	3.78%	9,157,919	3.91%	15,339	581	32.17	19.18%
Indiana	346	1.19%	6,725,414	1.12%	2,648,944	1.13%	14,547	574	32.29	19.09%
Iowa	100	0.34%	2,034,392	0.34%	642,638	0.27%	14,372	563	32.06	18.64%
Kansas	107	0.37%	1,981,054	0.33%	853,301	0.36%	13,864	576	31.49	19.90%
Kentucky	434	1.49%	8,429,912	1.41%	3,370,554	1.44%	13,995	579	31.90	18.51%
Louisiana	795	2.72%	16,867,150	2.81%	6,322,016	2.70%	16,037	576	32.64	18.71%
Maine	69	0.24%	1,419,544	0.24%	638,674	0.27%	15,645	581	32.33	17.29%
Maryland	800	2.74%	16,770,931	2.80%	6,470,473	2.76%	15,427	568	32.41	19.33%
Massachusetts	460	1.58%	9,056,698	1.51%	2,922,258	1.25%	13,347	575	31.31	18.41%
Michigan	380	1.30%	7,535,364	1.26%	2,666,932	1.14%	13,687	581	31.01	19.17%
Minnesota	142	0.49%	3,027,258	0.50%	1,346,532	0.57%	15,191	566	31.53	18.24%
Mississippi	493	1.69%	10,696,106	1.78%	4,343,523	1.85%	15,823	582	32.55	18.52%
Missouri	441	1.51%	8,577,056	1.43%	3,424,411	1.46%	14,392	563	32.12	19.46%
Montana	101	0.35%	2,131,032	0.36%	674,869	0.29%	16,207	572	33.04	19.49%
Nebraska	98	0.34%	1,851,727	0.31%	721,101	0.31%	14,163	579	31.58	17.30%
Nevada	354	1.21%	7,548,862	1.26%	2,762,349	1.18%	17,174	574	33.96	19.38%
New Hampshire	131	0.45%	2,597,038	0.43%	1,099,303	0.47%	15,198	561	32.92	19.89%
New Jersey	586	2.01%	11,494,840	1.92%	4,854,911	2.07%	13,932	576	31.68	19.12%
New Mexico	248	0.85%	5,354,783	0.89%	2,083,563	0.89%	15,770	579	32.20	19.74%
New York	1,103	3.78%	23,651,661	3.94%	9,903,750	4.23%	15,346	578	31.99	19.09%
North Carolina	1,302	4.46%	26,780,478	4.46%	9,699,862	4.14%	14,896	576	32.66	17.78%
North Dakota	40	0.14%	866,075	0.14%	265,562	0.11%	14,434	585	31.66	20.42%
Ohio	883	3.03%	16,845,920	2.81%	6,021,388	2.57%	14,066	578	31.60	19.02%
Oklahoma	449	1.54%	8,732,849	1.46%	3,405,100	1.45%	14,242	573	32.14	18.91%
Oregon	193	0.66%	3,791,083	0.63%	1,547,116	0.66%	15,656	579	32.70	19.41%
Pennsylvania	1,297	4.44%	26,414,984	4.40%	10,434,153	4.45%	14,234	569	31.71	18.03%
Rhode Island	92	0.32%	1,709,001	0.28%	641,758	0.27%	13,348	559	31.67	17.76%
South Carolina	702	2.41%	14,000,443	2.33%	5,707,702	2.44%	15,546	573	32.46	19.09%
South Dakota	32	0.11%	572,095	0.10%	166,294	0.07%	15,012	581	30.80	19.40%
Tennessee	659	2.26%	13,038,732	2.17%	5,101,951	2.18%	14,529	577	32.59	19.46%
Texas	4,127	14.14%	90,137,110	15.03%	35,636,933	15.21%	16,143	576	32.38	18.06%
Utah	85	0.29%	1,759,187	0.29%	710,387	0.30%	16,821	577	32.79	19.40%
Vermont	52	0.18%	1,055,041	0.18%	377,154	0.16%	14,299	573	30.62	17.73%
Virginia	470	1.61%	9,438,377	1.57%	3,885,144	1.66%	14,761	573	32.43	19.20%
Washington	195	0.67%	4,062,686	0.68%	1,559,403	0.67%	16,713	565	34.19	19.61%
West Virginia	288	0.99%	5,845,491	0.97%	2,142,059	0.91%	16,089	568	32.79	19.04%
Wisconsin	233	0.80%	4,534,184	0.76%	1,770,964	0.76%	14,087	577	31.71	18.47%
Wyoming	39	0.13%	924,601	0.15%	387,749	0.17%	19,225	555	35.54	18.96%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	26,435	0.00%	14,728	0.01%	7,676	618	31.00	16.74%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	89	0.30%	1,665,308	0.28%	426,881	0.18%	12,894	561	31.25	20.77%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.01%	69,107	0.01%	12,402	0.01%	12,402	593	31.00	16.78%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,626	26.13%	197,217,354	32.88%	77,258,235	32.98%	18,452	574	33.93	17.97%
Used	21,558	73.87%	402,604,635	67.12%	156,981,384	67.02%	13,518	576	31.45	19.09%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,737	53.92%	281,364,225	46.91%	105,077,304	44.86%	13,034	576	31.92	19.10%
Truck	3,058	10.48%	88,393,769	14.74%	34,511,057	14.73%	19,604	580	32.13	18.01%
SUV	10,389	35.60%	230,063,996	38.36%	94,651,258	40.41%	15,863	574	32.71	18.54%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,995	10.26%	58,871,997	9.81%	22,767,946	9.72%	14,603	575	31.41	18.87%
Ford: Lincoln	119	0.41%	2,289,246	0.38%	798,101	0.34%	13,168	559	30.72	18.86%
Ford: Mercury	8	0.03%	71,954	0.01%	7,827	0.00%	4,131	582	24.65	19.99%
GMC	556	1.91%	14,214,536	2.37%	5,863,775	2.50%	18,412	576	31.45	18.21%
GMC: Buick	375	1.28%	6,972,773	1.16%	2,865,157	1.22%	13,647	567	31.97	18.77%
GMC: Cadillac	247	0.85%	5,228,940	0.87%	2,041,127	0.87%	15,184	568	31.48	18.79%
GMC: Chevrolet	3,461	11.86%	70,576,935	11.77%	27,286,281	11.65%	14,946	578	31.61	18.72%
GMC: Hummer	2	0.01%	46,269	0.01%	4,896	0.00%	4,896	508	8.00	6.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	10,319	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	4	0.01%	54,168	0.01%	0	0.00%	0	0	0.00	0.00%
Tesla	1	0.00%	36,076	0.01%	17,243	0.01%	17,243	0	30.00	16.58%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	442	1.51%	9,783,040	1.63%	3,499,525	1.49%	15,909	566	31.36	19.10%
BMW: Mini	65	0.22%	1,003,192	0.17%	369,020	0.16%	11,406	570	30.65	19.20%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	371	1.27%	9,035,957	1.51%	3,503,024	1.50%	17,064	573	31.66	18.60%
Daimler: Smart	5	0.02%	40,062	0.01%	8,727	0.00%	2,651	544	18.77	17.97%
Fiat	85	0.29%	1,494,257	0.25%	639,297	0.27%	13,980	572	34.02	19.46%
Fiat: Alfa Romeo	3	0.01%	68,452	0.01%	38,850	0.02%	14,467	585	32.26	17.66%
Fiat: Chrysler	653	2.24%	13,198,247	2.20%	4,836,286	2.06%	15,772	578	32.24	18.53%
Fiat: Dodge	3,614	12.38%	91,563,756	15.27%	36,173,515	15.44%	18,388	582	33.40	18.15%
Fiat: Jeep	2,630	9.01%	62,477,927	10.42%	25,073,761	10.70%	16,983	575	33.68	18.34%
Fiat: Maserati	2	0.01%	60,301	0.01%	40,305	0.02%	20,222	608	33.59	17.89%
Geely: Volvo	47	0.16%	837,038	0.14%	298,130	0.13%	13,037	579	31.53	16.29%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	501	1.72%	7,893,685	1.32%	2,814,737	1.20%	10,916	570	30.99	19.36%
Volkswagen: Audi	213	0.73%	4,757,725	0.79%	1,639,225	0.70%	16,442	570	31.93	19.34%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	14	0.05%	437,086	0.07%	215,790	0.09%	22,731	577	32.66	19.24%
Honda	1,197	4.10%	22,454,990	3.74%	8,731,558	3.73%	13,112	577	31.54	19.02%
Honda: Acura	131	0.45%	2,560,903	0.43%	930,282	0.40%	13,665	570	31.52	18.25%
Hyundai	1,731	5.93%	27,831,029	4.64%	10,803,157	4.61%	11,361	575	31.76	19.27%
Hyundai: Kia	1,705	5.84%	30,500,017	5.08%	11,946,640	5.10%	12,881	574	32.09	19.23%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	312	1.07%	5,473,811	0.91%	2,372,595	1.01%	12,588	578	31.71	19.75%
Mitsubishi	805	2.76%	15,925,016	2.65%	5,222,025	2.23%	13,935	571	32.88	18.89%
Nissan	3,851	13.20%	71,319,887	11.89%	28,155,487	12.02%	13,247	574	32.21	18.99%
Nissan: Infiniti	216	0.74%	5,093,308	0.85%	2,142,763	0.91%	17,718	565	33.31	18.94%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	182	0.62%	3,453,485	0.58%	1,274,856	0.54%	12,791	580	31.60	18.44%
Suzuki	3	0.01%	27,374	0.00%	2,776	0.00%	2,776	579	19.00	20.58%
Tata: Jaguar	27	0.09%	702,671	0.12%	211,432	0.09%	17,320	577	31.09	17.94%
Tata: Land Rover	35	0.12%	948,760	0.16%	298,518	0.13%	17,568	568	31.42	17.27%
Toyota	2,211	7.58%	45,438,074	7.58%	18,458,769	7.88%	14,587	571	31.91	18.79%
Toyota: Lexus	171	0.59%	3,953,645	0.66%	1,682,367	0.72%	17,235	569	32.35	18.32%
Toyota: Scion	45	0.15%	595,491	0.10%	194,956	0.08%	7,542	575	27.44	20.40%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	148	0.51%	2,519,589	0.42%	1,008,894	0.43%	12,206	577	33.02	18.88%
Total:	29,184	100.00%	599,821,989	100.00%	234,239,619	100.00%	15,145	576	32.27	18.72%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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