StratMaker (147527)

Santander Drive Auto Receivables Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

36.66% / 63.34%

Total Original # of Loans

36,302

WA Loan to Value (LTV)

67.69%

Total Original Loan Amount (OLA)

$ 800,228,394

WA Payment to Income (PTI)

10.50%

Weighted Average (WA) OLA

$ 26,926

WA FICO (non-zero)

604

Rep. Period Beginning Loan Amount

$ 414,277,018

WA Remaining Term (RT)

38.09

Rep. Period Ending Loan Amount (ELA)

$ 395,932,669

WA Original APR

14.58%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

36,302

Total Original Loan Amount (OLA)

$ 800,228,394

Weighted Average (WA) OLA

$ 26,926

Rep. Period Beginning Loan Amount

$ 414,277,018

Rep. Period Ending Loan Amount (ELA)

$ 395,932,669

As % of Reporting Period ELA:

New % / Used %

36.66% / 63.34%

WA Loan to Value (LTV)

67.69%

WA Payment to Income (PTI)

10.50%

WA FICO (non-zero)

604

WA Remaining Term (RT)

38.09

WA Original APR

14.58%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	24,612	0.00%	14,989	0.00%	3,040	516	35.15	19.64%
$5,000 - $9,999	2,618	7.21%	21,586,197	2.70%	9,301,154	2.35%	4,900	583	31.80	18.78%
$10,000 - $14,999	7,352	20.25%	93,567,476	11.69%	45,325,113	11.45%	8,299	582	36.84	18.47%
$15,000 - $19,999	8,488	23.38%	147,831,974	18.47%	73,237,004	18.50%	11,400	588	38.08	17.22%
$20,000 - $24,999	6,223	17.14%	139,099,189	17.38%	69,037,897	17.44%	14,514	592	38.27	15.84%
$25,000 - $29,999	4,550	12.53%	124,448,810	15.55%	62,924,775	15.89%	17,715	597	38.63	15.01%
$30,000 - $39,999	4,719	13.00%	161,872,383	20.23%	80,673,474	20.38%	21,476	613	38.58	12.72%
$40,000 - $49,999	1,675	4.61%	73,743,492	9.22%	37,274,783	9.41%	25,662	636	38.60	8.92%
$50,000 - $59,999	514	1.42%	27,641,402	3.45%	13,328,568	3.37%	30,233	674	38.56	6.07%
$60,000 - $69,999	131	0.36%	8,429,123	1.05%	3,873,904	0.98%	36,054	712	39.19	4.57%
$70,000 - $79,999	26	0.07%	1,903,194	0.24%	896,262	0.23%	39,658	733	38.14	4.71%
$80,000 - $89,999	1	0.00%	80,540	0.01%	44,745	0.01%	44,745	824	41.00	0.00%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,125	25.14%	167,355,703	20.91%	8,062,004	2.04%	3,750	605	24.78	15.31%
$5,000 - $9,999	7,750	21.35%	110,887,193	13.86%	60,651,919	15.32%	8,075	596	35.05	16.31%
$10,000 - $14,999	9,031	24.88%	180,224,254	22.52%	111,172,464	28.08%	12,476	594	37.75	16.09%
$15,000 - $19,999	5,597	15.42%	154,895,501	19.36%	96,719,664	24.43%	17,396	599	38.56	14.66%
$20,000 - $24,999	2,941	8.10%	102,644,788	12.83%	65,333,812	16.50%	22,304	611	39.68	13.53%
$25,000 - $29,999	1,287	3.55%	54,302,987	6.79%	34,802,071	8.79%	27,110	619	40.81	11.69%
$30,000 - $39,999	533	1.47%	27,374,006	3.42%	17,544,613	4.43%	33,108	650	42.44	8.61%
$40,000 - $49,999	37	0.10%	2,475,270	0.31%	1,594,683	0.40%	43,244	714	43.30	6.95%
$50,000 - $59,999	1	0.00%	68,693	0.01%	51,439	0.01%	51,439	661	46.00	12.97%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	780	2.15%	32,788,913	4.10%	14,689,335	3.71%	24,070	764	38.22	0.41%
2.50 - 4.99%	976	2.69%	31,041,315	3.88%	14,148,008	3.57%	18,798	711	35.89	4.14%
5.00 - 7.49%	1,546	4.26%	45,567,267	5.69%	21,682,173	5.48%	19,468	671	36.81	6.41%
7.50 - 9.99%	2,782	7.66%	74,449,122	9.30%	37,270,041	9.41%	18,676	622	37.34	8.76%
10.00 - 12.49%	3,311	9.12%	84,879,738	10.61%	43,675,919	11.03%	18,365	601	37.60	11.12%
12.50 - 14.99%	4,268	11.76%	101,311,124	12.66%	53,073,195	13.40%	17,271	596	37.93	13.55%
15.00 - 17.49%	5,542	15.27%	121,653,441	15.20%	62,770,516	15.85%	16,324	591	38.34	15.94%
17.50 - 19.99%	6,278	17.29%	129,229,255	16.15%	64,978,384	16.41%	15,818	578	38.99	18.12%
20.00 - 22.49%	5,049	13.91%	90,252,733	11.28%	43,417,546	10.97%	14,197	567	38.63	20.74%
22.50 - 24.99%	3,897	10.73%	62,948,984	7.87%	29,067,125	7.34%	13,263	558	38.71	23.15%
25.00 - 27.49%	1,567	4.32%	22,282,317	2.78%	9,552,964	2.41%	11,959	546	38.12	25.28%
27.50 - 29.99%	306	0.84%	3,824,187	0.48%	1,607,464	0.41%	10,941	507	36.89	27.98%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,855	5.11%	33,929,882	4.24%	17,035,003	4.30%	14,554	475	37.59	18.60%
500 - 549	6,179	17.02%	124,930,743	15.61%	63,235,750	15.97%	15,838	526	38.23	17.45%
550 - 599	10,689	29.44%	236,426,583	29.54%	119,110,406	30.08%	16,709	574	38.28	15.41%
600 - 649	7,449	20.52%	176,532,534	22.06%	87,315,961	22.05%	17,536	619	38.32	14.28%
650 - 699	3,280	9.04%	81,866,338	10.23%	39,898,244	10.08%	18,343	670	37.81	11.43%
700 - 749	1,584	4.36%	40,837,907	5.10%	19,943,695	5.04%	18,283	722	37.31	9.39%
750 - 799	848	2.34%	24,988,236	3.12%	11,510,798	2.91%	19,680	772	36.87	5.42%
800+	747	2.06%	23,358,164	2.92%	11,092,123	2.80%	20,371	834	38.42	3.55%
NA	3,671	10.11%	57,358,007	7.17%	26,790,690	6.77%	12,048	0	37.83	19.61%
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	277	0.76%	5,507,164	0.69%	529,664	0.13%	4,581	741	5.46	6.57%
37 - 48	1,120	3.09%	13,537,168	1.69%	3,855,334	0.97%	5,586	596	15.94	17.58%
49 - 60	3,228	8.89%	49,521,611	6.19%	20,463,729	5.17%	9,936	618	26.93	14.98%
61 - 72	28,346	78.08%	621,856,046	77.71%	314,448,443	79.42%	16,325	603	38.65	14.98%
73+	3,331	9.18%	109,806,406	13.72%	56,635,500	14.30%	22,637	606	40.84	12.09%
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,625	18.25%	137,758,186	17.21%	6,022	0.00%	732	603	0.00	14.70%
1 - 12	624	1.72%	12,531,659	1.57%	1,842,510	0.47%	4,895	640	8.31	9.74%
13 - 24	1,755	4.83%	28,522,791	3.56%	10,803,560	2.73%	8,404	622	20.60	12.97%
25 - 36	9,376	25.83%	207,171,867	25.89%	111,621,058	28.19%	14,556	604	33.36	13.83%
37 - 48	17,741	48.87%	409,631,438	51.19%	267,871,441	67.66%	18,012	604	40.77	14.99%
49 - 60	162	0.45%	4,110,729	0.51%	3,378,559	0.85%	24,585	587	51.17	14.63%
61 - 72	19	0.05%	501,724	0.06%	409,518	0.10%	24,528	589	62.89	16.23%
73+	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	21,858	60.21%	487,226,351	60.89%	270,337,935	68.28%	16,271	615	37.79	13.79%
1 - 15	3,327	9.16%	75,932,851	9.49%	47,769,670	12.07%	17,720	585	38.41	15.56%
16 - 30	2,278	6.28%	50,342,790	6.29%	31,874,438	8.05%	17,360	581	38.82	16.12%
31 - 60	2,009	5.53%	44,133,963	5.52%	29,089,290	7.35%	18,107	577	38.93	16.99%
61 - 90	881	2.43%	19,187,368	2.40%	12,583,281	3.18%	19,025	579	39.15	17.39%
91 - 120	368	1.01%	7,904,753	0.99%	4,278,056	1.08%	18,238	582	38.93	17.67%
121+	5,581	15.37%	115,500,317	14.43%	0	0.00%	0	0	0.00	0.00%
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,161	5.95%	45,878,313	5.73%	22,107,543	5.58%	15,091	628	37.46	12.62%
Stated, not verified	34,013	93.69%	751,412,070	93.90%	372,987,008	94.20%	16,879	603	38.14	14.69%
Stated, verified to Level 3²	128	0.35%	2,938,011	0.37%	838,118	0.21%	16,134	580	34.02	15.46%
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	35,208	96.99%	776,057,999	96.98%	384,850,968	97.20%	16,770	605	38.10	14.52%
Stated, verified but not Level 4 or 5	1,094	3.01%	24,170,395	3.02%	11,081,701	2.80%	17,033	581	37.76	16.54%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,369	12.04%	88,265,623	11.03%	43,919,381	11.09%	14,889	641	36.77	10.22%
5.00 - 9.99%	13,085	36.04%	285,027,689	35.62%	143,177,112	36.16%	16,716	607	37.86	13.60%
10.00 - 14.99%	12,580	34.65%	283,576,074	35.44%	139,739,103	35.29%	17,317	595	38.47	15.87%
15.00 - 19.99%	6,001	16.53%	136,127,202	17.01%	65,917,325	16.65%	16,990	592	38.70	16.96%
20.00 - 24.99%	264	0.73%	7,110,910	0.89%	3,160,226	0.80%	17,505	610	36.91	12.67%
25.00 - 29.99%	1	0.00%	64,000	0.01%	3,555	0.00%	3,555	850	3.00	0.00%
30.00 - 39.99%	2	0.01%	56,894	0.01%	15,966	0.00%	15,966	673	42.00	15.08%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	25	0.07%	214,479	0.03%	87,154	0.02%	4,557	663	30.20	9.08%
25.00 - 49.99%	349	0.96%	4,835,443	0.60%	1,999,886	0.51%	8,380	612	33.01	10.73%
50.00 - 74.99%	1,918	5.28%	37,630,025	4.70%	17,678,247	4.46%	13,793	607	36.03	10.85%
75.00 - 99.99%	9,482	26.12%	222,486,141	27.80%	111,787,780	28.23%	17,352	596	38.06	13.25%
100.00 - 109.99%	7,137	19.66%	166,508,439	20.81%	84,751,665	21.41%	17,785	604	38.52	14.48%
110.00 - 119.99%	7,704	21.22%	168,119,431	21.01%	83,115,277	20.99%	16,883	602	38.60	15.76%
120.00 - 129.99%	5,665	15.61%	119,650,899	14.95%	57,934,124	14.63%	16,125	609	38.00	16.06%
130.00 - 139.99%	3,771	10.39%	73,749,392	9.22%	35,158,070	8.88%	15,018	621	37.49	16.43%
140.00%+	251	0.69%	7,034,144	0.88%	3,420,466	0.86%	20,259	670	37.48	9.51%
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	844	2.32%	17,904,725	2.24%	8,819,814	2.23%	16,154	608	37.88	15.65%
Alaska	55	0.15%	1,527,257	0.19%	676,968	0.17%	21,250	624	39.56	12.64%
Arizona	676	1.86%	14,749,530	1.84%	7,034,543	1.78%	16,679	601	38.11	15.66%
Arkansas	870	2.40%	19,306,066	2.41%	8,960,825	2.26%	16,169	605	37.90	14.26%
California	2,716	7.48%	61,050,197	7.63%	29,870,507	7.54%	17,079	614	37.91	14.47%
Colorado	289	0.80%	6,951,287	0.87%	3,371,421	0.85%	17,906	624	38.09	12.68%
Connecticut	326	0.90%	6,841,678	0.85%	3,492,602	0.88%	15,313	609	37.45	12.18%
Delaware	11	0.03%	220,248	0.03%	96,329	0.02%	12,116	658	38.28	13.00%
Florida	3,823	10.53%	77,992,550	9.75%	39,525,600	9.98%	15,606	596	38.12	14.68%
Georgia	1,946	5.36%	43,545,704	5.44%	21,392,774	5.40%	17,328	604	38.17	15.65%
Hawaii	138	0.38%	2,994,212	0.37%	1,535,844	0.39%	16,897	586	38.00	16.63%
Idaho	66	0.18%	1,426,001	0.18%	644,065	0.16%	14,989	629	37.24	12.77%
Illinois	1,221	3.36%	27,001,176	3.37%	13,090,801	3.31%	16,176	608	37.45	14.35%
Indiana	585	1.61%	12,356,668	1.54%	6,274,581	1.58%	16,455	610	38.51	14.89%
Iowa	170	0.47%	3,666,017	0.46%	1,908,613	0.48%	16,904	604	37.81	14.07%
Kansas	183	0.50%	4,252,127	0.53%	2,163,069	0.55%	17,907	628	38.84	13.36%
Kentucky	531	1.46%	10,964,640	1.37%	5,355,538	1.35%	15,336	597	38.42	15.34%
Louisiana	969	2.67%	21,466,535	2.68%	10,327,985	2.61%	17,011	600	38.34	15.42%
Maine	101	0.28%	2,384,592	0.30%	1,130,786	0.29%	17,821	599	37.29	12.11%
Maryland	579	1.59%	12,403,971	1.55%	6,243,310	1.58%	17,089	587	38.95	15.46%
Massachusetts	17	0.05%	336,696	0.04%	133,057	0.03%	11,952	590	37.60	13.41%
Michigan	630	1.74%	13,768,985	1.72%	6,471,099	1.63%	15,730	621	37.89	13.59%
Minnesota	202	0.56%	4,881,999	0.61%	2,477,846	0.63%	18,264	634	38.39	11.92%
Mississippi	609	1.68%	13,512,722	1.69%	6,714,281	1.70%	17,424	607	38.45	15.78%
Missouri	735	2.02%	15,611,812	1.95%	7,801,038	1.97%	16,065	601	38.17	14.74%
Montana	99	0.27%	2,145,148	0.27%	897,094	0.23%	17,528	621	37.32	13.18%
Nebraska	111	0.31%	2,570,634	0.32%	1,196,354	0.30%	17,252	622	37.47	12.17%
Nevada	421	1.16%	9,666,478	1.21%	4,772,899	1.21%	18,713	611	39.28	14.61%
New Hampshire	188	0.52%	3,759,607	0.47%	1,945,012	0.49%	15,527	595	37.51	14.72%
New Jersey	921	2.54%	19,361,481	2.42%	9,597,947	2.42%	14,935	612	37.14	13.80%
New Mexico	232	0.64%	5,661,023	0.71%	2,749,252	0.69%	17,912	599	37.75	14.89%
New York	1,259	3.47%	27,854,794	3.48%	13,892,528	3.51%	16,062	609	37.81	14.31%
North Carolina	1,503	4.14%	32,518,715	4.06%	16,205,904	4.09%	16,699	596	38.30	14.62%
North Dakota	70	0.19%	1,683,116	0.21%	710,744	0.18%	17,204	624	36.89	14.70%
Ohio	1,130	3.11%	22,594,840	2.82%	11,404,962	2.88%	15,361	604	37.96	14.79%
Oklahoma	894	2.46%	19,708,248	2.46%	9,704,457	2.45%	16,920	597	38.23	15.12%
Oregon	207	0.57%	4,458,077	0.56%	2,255,926	0.57%	16,793	602	38.18	14.54%
Pennsylvania	1,190	3.28%	25,248,448	3.16%	12,805,089	3.23%	15,880	604	37.99	13.53%
Rhode Island	72	0.20%	1,324,222	0.17%	638,321	0.16%	12,468	588	36.96	13.52%
South Carolina	796	2.19%	16,594,897	2.07%	8,362,157	2.11%	16,287	600	38.21	15.70%
South Dakota	45	0.12%	1,078,851	0.13%	529,691	0.13%	19,427	627	37.25	12.68%
Tennessee	906	2.50%	18,902,546	2.36%	9,444,873	2.39%	16,067	603	38.32	15.70%
Texas	6,113	16.84%	146,578,545	18.32%	72,974,544	18.43%	18,104	602	38.13	14.26%
Utah	102	0.28%	2,400,196	0.30%	1,046,659	0.26%	19,126	625	38.14	11.64%
Vermont	48	0.13%	1,075,875	0.13%	586,355	0.15%	17,969	601	40.44	13.01%
Virginia	680	1.87%	14,545,227	1.82%	7,481,248	1.89%	16,267	595	38.30	15.19%
Washington	250	0.69%	6,131,497	0.77%	2,889,263	0.73%	20,120	636	38.38	12.82%
West Virginia	292	0.80%	6,194,632	0.77%	3,105,254	0.78%	16,589	589	38.92	15.92%
Wisconsin	365	1.01%	8,418,834	1.05%	4,009,942	1.01%	16,751	623	37.55	13.00%
Wyoming	44	0.12%	1,088,013	0.14%	506,090	0.13%	18,204	636	39.33	12.72%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	68	0.19%	1,480,707	0.19%	696,744	0.18%	18,450	576	39.66	17.08%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	66,351	0.01%	10,064	0.00%	10,064	533	37.00	20.61%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	9,583	26.40%	297,303,404	37.15%	145,134,661	36.66%	20,992	620	38.69	11.48%
Used	26,719	73.60%	502,924,990	62.85%	250,798,009	63.34%	14,338	595	37.74	16.38%
NA	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,905	43.81%	279,382,272	34.91%	133,491,052	33.72%	13,464	596	37.81	16.65%
Truck	5,894	16.24%	187,015,456	23.37%	92,630,584	23.40%	21,621	615	38.01	12.63%
SUV	14,503	39.95%	333,830,665	41.72%	169,811,033	42.89%	16,740	604	38.35	14.02%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,628	9.99%	74,665,813	9.33%	36,822,238	9.30%	15,914	593	37.40	15.95%
Ford: Lincoln	149	0.41%	2,899,741	0.36%	1,394,438	0.35%	14,118	588	36.91	16.12%
Ford: Mercury	2	0.01%	21,355	0.00%	13,177	0.00%	7,676	669	33.62	12.38%
GMC	905	2.49%	23,650,430	2.96%	11,701,629	2.96%	18,594	593	37.49	14.72%
GMC: Buick	366	1.01%	6,491,225	0.81%	3,292,996	0.83%	13,268	587	38.01	17.19%
GMC: Cadillac	350	0.96%	8,266,927	1.03%	4,004,455	1.01%	17,237	584	37.19	15.48%
GMC: Chevrolet	4,077	11.23%	85,842,768	10.73%	44,098,358	11.14%	16,513	596	38.03	16.41%
GMC: Hummer	1	0.00%	21,450	0.00%	11,820	0.00%	11,820	684	34.00	13.88%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	9,471	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	1	0.00%	10,197	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	4	0.01%	155,052	0.02%	52,834	0.01%	26,478	526	36.52	9.26%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	543	1.50%	12,140,039	1.52%	5,905,700	1.49%	16,709	589	37.69	15.91%
BMW: Mini	65	0.18%	911,704	0.11%	396,853	0.10%	11,114	577	37.80	15.31%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	476	1.31%	11,144,601	1.39%	5,396,907	1.36%	16,735	579	37.59	16.13%
Daimler: Smart	4	0.01%	44,981	0.01%	18,376	0.00%	6,851	609	35.47	17.82%
Fiat	78	0.21%	1,071,995	0.13%	483,468	0.12%	9,649	617	37.66	13.93%
Fiat: Alfa Romeo	12	0.03%	428,581	0.05%	249,303	0.06%	25,541	664	40.09	8.44%
Fiat: Chrysler	821	2.26%	20,197,582	2.52%	9,080,060	2.29%	17,404	644	36.15	10.55%
Fiat: Dodge	5,467	15.06%	163,195,939	20.39%	78,944,802	19.94%	20,987	623	38.63	11.90%
Fiat: Jeep	4,588	12.64%	124,386,919	15.54%	62,574,293	15.80%	18,843	629	38.80	11.15%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	61	0.17%	1,393,695	0.17%	738,825	0.19%	18,452	587	38.02	14.66%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	646	1.78%	10,068,781	1.26%	4,762,197	1.20%	12,071	591	37.75	16.83%
Volkswagen: Audi	249	0.69%	5,413,373	0.68%	2,580,838	0.65%	16,431	581	36.97	15.95%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	38	0.10%	1,274,536	0.16%	537,817	0.14%	22,306	643	35.36	11.20%
Honda	1,411	3.89%	25,530,867	3.19%	13,451,876	3.40%	13,411	595	37.90	17.23%
Honda: Acura	151	0.42%	2,945,217	0.37%	1,321,454	0.33%	14,365	587	37.96	16.18%
Hyundai	1,807	4.98%	27,526,426	3.44%	13,097,711	3.31%	11,309	586	37.84	17.62%
Hyundai: Kia	1,847	5.09%	30,100,881	3.76%	14,922,100	3.77%	12,308	584	38.21	17.75%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	343	0.94%	5,567,871	0.70%	2,846,680	0.72%	12,343	580	37.39	17.28%
Mitsubishi	589	1.62%	11,147,526	1.39%	5,047,591	1.27%	13,752	577	38.53	17.29%
Nissan	4,211	11.60%	73,124,983	9.14%	36,698,286	9.27%	12,891	587	38.16	17.24%
Nissan: Infiniti	286	0.79%	6,650,065	0.83%	3,069,993	0.78%	16,916	585	37.39	15.49%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	271	0.75%	5,068,317	0.63%	2,610,624	0.66%	13,444	594	37.50	15.66%
Suzuki	2	0.01%	22,599	0.00%	3,678	0.00%	2,861	608	24.56	16.78%
Tata: Jaguar	50	0.14%	1,230,605	0.15%	552,819	0.14%	17,750	593	37.71	14.26%
Tata: Land Rover	92	0.25%	2,752,999	0.34%	1,397,158	0.35%	20,906	602	39.00	12.97%
Toyota	2,362	6.51%	47,777,103	5.97%	24,370,949	6.16%	15,010	588	37.62	16.05%
Toyota: Lexus	202	0.56%	4,591,574	0.57%	2,395,449	0.61%	16,320	582	37.81	15.86%
Toyota: Scion	26	0.07%	317,344	0.04%	130,058	0.03%	7,986	607	34.50	18.14%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	120	0.33%	2,166,861	0.27%	954,858	0.24%	12,561	585	36.40	17.18%
Total:	36,302	100.00%	800,228,394	100.00%	395,932,669	100.00%	16,777	604	38.09	14.58%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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