StratMaker (147535)

Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

31.19% / 68.81%

Total Original # of Loans

28,332

WA Loan to Value (LTV)

76.46%

Total Original Loan Amount (OLA)

$ 578,555,535

WA Payment to Income (PTI)

11.75%

Weighted Average (WA) OLA

$ 23,492

WA FICO (non-zero)

578

Rep. Period Beginning Loan Amount

$ 266,014,962

WA Remaining Term (RT)

35.75

Rep. Period Ending Loan Amount (ELA)

$ 253,768,326

WA Original APR

18.68%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

28,332

Total Original Loan Amount (OLA)

$ 578,555,535

Weighted Average (WA) OLA

$ 23,492

Rep. Period Beginning Loan Amount

$ 266,014,962

Rep. Period Ending Loan Amount (ELA)

$ 253,768,326

As % of Reporting Period ELA:

New % / Used %

31.19% / 68.81%

WA Loan to Value (LTV)

76.46%

WA Payment to Income (PTI)

11.75%

WA FICO (non-zero)

578

WA Remaining Term (RT)

35.75

WA Original APR

18.68%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,953	0.00%	2,269	0.00%	2,269	502	21.00	21.00%
$5,000 - $9,999	1,666	5.88%	13,758,007	2.38%	4,975,350	1.96%	4,846	572	28.27	21.50%
$10,000 - $14,999	5,854	20.66%	75,000,779	12.96%	30,800,891	12.14%	8,372	575	33.31	20.54%
$15,000 - $19,999	7,797	27.52%	136,007,736	23.51%	59,430,952	23.42%	11,980	572	35.38	19.79%
$20,000 - $24,999	5,875	20.74%	131,121,956	22.66%	58,236,841	22.95%	15,494	574	36.17	18.95%
$25,000 - $29,999	3,746	13.22%	102,154,378	17.66%	45,334,301	17.86%	19,035	578	36.70	18.25%
$30,000 - $39,999	2,949	10.41%	100,008,173	17.29%	45,510,352	17.93%	23,558	582	37.09	17.18%
$40,000 - $49,999	346	1.22%	14,980,844	2.59%	7,101,610	2.80%	26,985	600	36.54	12.49%
$50,000 - $59,999	73	0.26%	3,945,997	0.68%	1,695,495	0.67%	30,464	652	36.11	9.92%
$60,000 - $69,999	22	0.08%	1,399,034	0.24%	592,494	0.23%	37,622	648	35.85	10.24%
$70,000 - $79,999	1	0.00%	70,831	0.01%	36,935	0.01%	36,935	658	33.00	5.90%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	1	0.00%	97,848	0.02%	50,835	0.02%	50,835	754	34.00	5.90%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,572	37.31%	201,498,557	34.83%	5,086,255	2.00%	3,683	574	21.30	19.41%
$5,000 - $9,999	4,988	17.61%	69,816,953	12.07%	39,341,780	15.50%	8,137	579	32.16	19.61%
$10,000 - $14,999	6,196	21.87%	120,203,905	20.78%	76,795,525	30.26%	12,558	577	34.98	19.14%
$15,000 - $19,999	3,828	13.51%	96,330,145	16.65%	65,937,917	25.98%	17,343	575	36.72	18.67%
$20,000 - $24,999	1,844	6.51%	57,051,267	9.86%	40,736,958	16.05%	22,177	576	37.96	18.01%
$25,000 - $29,999	677	2.39%	24,167,735	4.18%	18,338,866	7.23%	27,164	581	39.71	17.28%
$30,000 - $39,999	217	0.77%	8,868,940	1.53%	7,082,330	2.79%	32,777	589	42.11	15.97%
$40,000 - $49,999	8	0.03%	455,353	0.08%	341,862	0.13%	42,829	631	41.08	14.91%
$50,000 - $59,999	2	0.01%	162,680	0.03%	106,832	0.04%	53,541	704	39.24	11.25%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	3	0.01%	120,818	0.02%	16,885	0.01%	9,026	716	15.89	0.70%
2.50 - 4.99%	40	0.14%	1,593,859	0.28%	670,686	0.26%	19,956	656	31.84	4.29%
5.00 - 7.49%	92	0.32%	3,541,929	0.61%	1,507,712	0.59%	22,610	658	32.70	6.26%
7.50 - 9.99%	185	0.65%	5,892,416	1.02%	2,881,465	1.14%	20,543	623	35.07	8.95%
10.00 - 12.49%	517	1.82%	15,040,048	2.60%	7,457,656	2.94%	19,491	610	35.12	11.26%
12.50 - 14.99%	1,128	3.98%	29,457,972	5.09%	14,404,744	5.68%	18,681	600	35.86	13.83%
15.00 - 17.49%	3,998	14.11%	93,923,845	16.23%	43,914,531	17.30%	17,410	589	36.00	16.28%
17.50 - 19.99%	8,566	30.23%	184,814,007	31.94%	83,864,421	33.05%	16,574	576	36.28	18.22%
20.00 - 22.49%	7,167	25.30%	134,758,608	23.29%	57,472,837	22.65%	14,993	566	35.62	20.76%
22.50 - 24.99%	4,866	17.17%	82,453,439	14.25%	32,559,793	12.83%	13,796	561	35.10	23.21%
25.00 - 27.49%	1,515	5.35%	23,257,537	4.02%	7,655,084	3.02%	12,661	538	34.38	24.94%
27.50 - 29.99%	255	0.90%	3,701,057	0.64%	1,362,511	0.54%	12,681	531	33.66	27.26%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,691	5.97%	32,060,320	5.54%	14,092,214	5.55%	15,599	474	36.04	20.28%
500 - 549	5,732	20.23%	117,226,267	20.26%	52,872,830	20.84%	16,403	528	35.95	19.26%
550 - 599	8,892	31.39%	190,645,961	32.95%	86,066,483	33.92%	16,841	576	36.16	18.20%
600 - 649	5,287	18.66%	112,926,446	19.52%	50,716,763	19.99%	16,734	620	36.00	17.92%
650 - 699	1,490	5.26%	32,837,239	5.68%	14,201,562	5.60%	16,555	670	35.19	16.78%
700 - 749	468	1.65%	10,446,959	1.81%	4,407,440	1.74%	16,268	719	34.66	15.65%
750 - 799	60	0.21%	1,495,659	0.26%	608,789	0.24%	19,033	769	33.49	9.70%
800+	17	0.06%	432,058	0.07%	229,108	0.09%	20,155	824	37.32	10.69%
NA	4,695	16.57%	80,484,627	13.91%	30,573,137	12.05%	12,843	0	34.17	21.13%
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.00%	6,972	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	77	0.27%	779,786	0.13%	39,143	0.02%	3,603	577	5.61	17.16%
37 - 48	849	3.00%	10,342,310	1.79%	2,330,312	0.92%	5,840	570	12.60	20.94%
49 - 60	2,178	7.69%	30,171,074	5.21%	10,787,358	4.25%	9,182	582	23.89	19.96%
61 - 72	23,351	82.42%	480,681,749	83.08%	215,102,139	84.76%	15,884	577	36.18	18.81%
73+	1,876	6.62%	56,573,644	9.78%	25,509,374	10.05%	22,399	582	39.36	16.89%
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,967	31.65%	182,774,929	31.59%	6,489	0.00%	4,649	516	0.00	20.73%
1 - 12	633	2.23%	8,948,404	1.55%	1,902,889	0.75%	4,016	563	9.62	17.41%
13 - 24	1,447	5.11%	20,199,678	3.49%	9,069,628	3.57%	7,779	579	21.08	19.14%
25 - 36	11,225	39.62%	226,676,379	39.18%	135,690,887	53.47%	13,989	581	33.86	18.65%
37 - 48	5,981	21.11%	138,121,582	23.87%	105,579,886	41.60%	19,806	574	39.63	18.72%
49 - 60	64	0.23%	1,477,280	0.26%	1,187,590	0.47%	21,314	571	53.00	16.94%
61 - 72	13	0.05%	296,834	0.05%	270,705	0.11%	22,531	583	64.56	18.94%
73+	2	0.01%	60,449	0.01%	60,252	0.02%	31,241	562	77.38	18.92%
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	12,597	44.46%	251,111,982	43.40%	144,458,145	56.93%	14,984	582	35.21	18.46%
1 - 15	2,827	9.98%	60,120,171	10.39%	39,819,117	15.69%	17,067	573	36.10	18.61%
16 - 30	1,662	5.87%	35,089,936	6.07%	23,078,093	9.09%	17,049	572	36.26	18.98%
31 - 60	1,926	6.80%	41,270,352	7.13%	29,046,229	11.45%	18,363	568	36.97	19.23%
61 - 90	877	3.10%	18,565,309	3.21%	12,664,261	4.99%	19,069	571	36.92	19.23%
91 - 120	373	1.32%	7,736,768	1.34%	4,702,480	1.85%	18,795	574	36.33	19.63%
121+	8,070	28.48%	164,661,015	28.46%	0	0.00%	0	0	0.00	0.00%
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,351	4.77%	26,583,310	4.59%	11,243,846	4.43%	15,147	577	35.66	18.74%
Stated, not verified	26,851	94.77%	548,925,629	94.88%	241,730,414	95.26%	16,200	578	35.77	18.68%
Stated, verified to Level 3²	130	0.46%	3,046,596	0.53%	794,065	0.31%	18,246	554	32.47	17.40%
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,497	97.05%	560,132,027	96.82%	246,389,015	97.09%	16,104	578	35.74	18.69%
Stated, verified but not Level 4 or 5	835	2.95%	18,423,508	3.18%	7,379,311	2.91%	18,018	563	36.21	18.46%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,388	4.90%	23,698,817	4.10%	10,954,745	4.32%	13,679	579	34.13	17.37%
5.00 - 9.99%	8,815	31.11%	169,076,155	29.22%	76,538,635	30.16%	15,511	576	35.40	18.30%
10.00 - 14.99%	11,613	40.99%	246,200,051	42.55%	106,986,149	42.16%	16,819	578	36.02	18.90%
15.00 - 19.99%	6,269	22.13%	134,156,743	23.19%	56,837,752	22.40%	16,297	580	36.08	19.11%
20.00 - 24.99%	247	0.87%	5,423,768	0.94%	2,451,043	0.97%	15,577	579	34.71	17.19%
25.00 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	4	0.01%	36,964	0.01%	8,132	0.00%	2,978	559	13.18	14.55%
25.00 - 49.99%	55	0.19%	666,310	0.12%	302,417	0.12%	8,535	531	31.96	16.01%
50.00 - 74.99%	403	1.42%	7,287,765	1.26%	3,375,144	1.33%	13,221	546	33.63	16.73%
75.00 - 99.99%	5,348	18.88%	117,400,645	20.29%	51,613,749	20.34%	17,263	561	36.20	18.20%
100.00 - 109.99%	5,390	19.02%	116,761,438	20.18%	50,264,152	19.81%	17,058	570	36.03	18.36%
110.00 - 119.99%	7,014	24.76%	143,676,334	24.83%	63,120,471	24.87%	16,180	575	35.75	18.91%
120.00 - 129.99%	5,695	20.10%	112,167,111	19.39%	49,484,174	19.50%	15,662	587	35.55	18.92%
130.00 - 139.99%	4,248	14.99%	76,771,045	13.27%	33,962,612	13.38%	14,139	598	35.26	19.47%
140.00%+	175	0.62%	3,787,922	0.65%	1,637,475	0.65%	17,529	642	34.91	16.07%
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	716	2.53%	13,912,391	2.40%	5,950,194	2.34%	15,630	584	35.37	19.78%
Alaska	76	0.27%	1,614,254	0.28%	575,352	0.23%	16,460	556	35.57	20.85%
Arizona	564	1.99%	12,101,183	2.09%	5,278,683	2.08%	17,439	580	36.22	18.45%
Arkansas	606	2.14%	12,470,841	2.16%	5,058,865	1.99%	16,206	572	35.89	18.07%
California	2,223	7.85%	46,156,185	7.98%	19,821,773	7.81%	16,192	576	35.73	19.16%
Colorado	215	0.76%	4,432,635	0.77%	2,036,535	0.80%	15,631	578	35.38	18.22%
Connecticut	252	0.89%	4,878,189	0.84%	2,218,446	0.87%	14,451	569	34.25	17.09%
Delaware	79	0.28%	1,390,792	0.24%	552,713	0.22%	14,532	574	35.52	19.59%
Florida	3,055	10.78%	60,500,981	10.46%	27,509,952	10.84%	15,913	578	36.07	17.91%
Georgia	1,752	6.18%	36,969,842	6.39%	16,854,966	6.64%	16,441	581	35.95	19.36%
Hawaii	111	0.39%	2,184,088	0.38%	971,785	0.38%	15,715	572	34.76	20.21%
Idaho	66	0.23%	1,358,306	0.23%	436,687	0.17%	15,447	558	35.12	19.30%
Illinois	1,072	3.78%	21,263,926	3.68%	9,508,688	3.75%	15,639	574	35.72	19.56%
Indiana	467	1.65%	8,831,341	1.53%	3,948,180	1.56%	15,111	580	35.64	19.75%
Iowa	114	0.40%	2,282,283	0.39%	858,149	0.34%	16,899	567	36.06	18.39%
Kansas	136	0.48%	2,654,967	0.46%	1,097,313	0.43%	15,279	570	35.67	19.66%
Kentucky	428	1.51%	8,293,230	1.43%	3,365,565	1.33%	15,493	582	35.52	18.64%
Louisiana	858	3.03%	17,608,581	3.04%	7,754,642	3.06%	16,623	581	35.71	18.87%
Maine	75	0.26%	1,446,351	0.25%	663,025	0.26%	15,047	567	35.50	17.15%
Maryland	24	0.08%	524,310	0.09%	246,877	0.10%	17,419	578	36.82	19.34%
Massachusetts	336	1.19%	6,668,604	1.15%	2,665,698	1.05%	14,933	569	34.91	18.41%
Michigan	441	1.56%	8,695,083	1.50%	4,000,025	1.58%	15,935	574	36.03	19.70%
Minnesota	135	0.48%	2,728,805	0.47%	1,177,726	0.46%	16,237	569	36.17	18.19%
Mississippi	524	1.85%	10,996,342	1.90%	4,937,497	1.95%	16,608	587	35.66	18.64%
Missouri	537	1.90%	10,025,242	1.73%	4,265,245	1.68%	14,473	574	35.02	19.71%
Montana	90	0.32%	1,895,934	0.33%	660,741	0.26%	17,241	592	36.81	20.41%
Nebraska	69	0.24%	1,286,576	0.22%	623,901	0.25%	14,878	576	34.82	17.14%
Nevada	320	1.13%	6,404,672	1.11%	2,986,662	1.18%	17,036	579	36.38	19.39%
New Hampshire	165	0.58%	3,150,488	0.54%	1,479,339	0.58%	15,710	572	35.30	19.37%
New Jersey	665	2.35%	13,010,774	2.25%	6,214,908	2.45%	15,197	573	35.32	19.91%
New Mexico	263	0.93%	5,641,873	0.98%	2,299,881	0.91%	17,505	583	37.06	19.40%
New York	1,114	3.93%	23,329,187	4.03%	10,765,754	4.24%	16,175	574	35.26	19.42%
North Carolina	1,325	4.68%	27,251,638	4.71%	11,971,963	4.72%	15,961	576	36.10	17.51%
North Dakota	33	0.12%	679,924	0.12%	282,254	0.11%	19,997	576	36.33	18.77%
Ohio	1,094	3.86%	20,729,573	3.58%	8,517,521	3.36%	14,963	577	35.28	19.24%
Oklahoma	634	2.24%	12,476,716	2.16%	5,419,744	2.14%	15,672	582	35.58	18.54%
Oregon	174	0.61%	3,271,414	0.57%	1,326,763	0.52%	15,185	581	36.10	18.91%
Pennsylvania	42	0.15%	747,815	0.13%	345,146	0.14%	14,230	575	35.90	20.13%
Rhode Island	63	0.22%	1,167,956	0.20%	492,667	0.19%	12,774	575	34.14	17.06%
South Carolina	681	2.40%	13,239,228	2.29%	5,943,448	2.34%	15,863	576	36.43	19.14%
South Dakota	28	0.10%	519,927	0.09%	210,596	0.08%	16,592	582	35.15	19.13%
Tennessee	834	2.94%	16,300,628	2.82%	6,640,850	2.62%	15,110	580	35.23	19.84%
Texas	4,546	16.05%	100,651,681	17.40%	44,606,488	17.58%	17,280	580	35.83	17.64%
Utah	70	0.25%	1,570,297	0.27%	642,291	0.25%	20,740	576	37.12	18.31%
Vermont	36	0.13%	674,457	0.12%	240,732	0.09%	12,992	529	33.66	18.49%
Virginia	495	1.75%	9,821,109	1.70%	4,594,387	1.81%	15,985	576	36.05	18.98%
Washington	215	0.76%	4,499,222	0.78%	2,067,468	0.81%	17,214	571	36.01	19.27%
West Virginia	238	0.84%	4,784,986	0.83%	1,638,041	0.65%	15,908	574	36.10	19.39%
Wisconsin	222	0.78%	4,247,963	0.73%	1,690,395	0.67%	13,745	576	34.00	18.98%
Wyoming	34	0.12%	823,064	0.14%	237,141	0.09%	15,632	588	34.34	18.13%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	13	0.05%	271,817	0.05%	66,138	0.03%	15,929	541	35.06	20.58%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.02%	117,863	0.02%	48,527	0.02%	13,554	564	36.04	17.79%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,772	23.90%	180,069,632	31.12%	79,149,357	31.19%	19,907	577	37.29	17.42%
Used	21,560	76.10%	398,485,903	68.88%	174,618,968	68.81%	14,461	578	35.06	19.25%
NA	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,219	53.72%	269,637,329	46.61%	112,521,506	44.34%	13,850	578	35.54	19.29%
Truck	3,072	10.84%	89,949,517	15.55%	40,086,811	15.80%	20,927	582	35.47	17.51%
SUV	10,041	35.44%	218,968,688	37.85%	101,160,008	39.86%	16,841	576	36.11	18.47%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,949	10.41%	57,612,210	9.96%	25,013,236	9.86%	15,317	575	34.86	19.05%
Ford: Lincoln	99	0.35%	2,042,421	0.35%	968,881	0.38%	16,627	574	35.75	18.78%
Ford: Mercury	1	0.00%	7,072	0.00%	2,995	0.00%	2,995	552	22.00	23.82%
GMC	527	1.86%	12,835,814	2.22%	6,011,228	2.37%	18,464	577	34.81	18.34%
GMC: Buick	369	1.30%	6,593,242	1.14%	2,918,111	1.15%	13,948	576	34.98	19.66%
GMC: Cadillac	228	0.80%	5,069,659	0.88%	2,341,403	0.92%	17,733	565	35.08	18.69%
GMC: Chevrolet	3,521	12.43%	71,514,325	12.36%	31,248,853	12.31%	16,242	580	35.26	18.90%
GMC: Hummer	1	0.00%	12,823	0.00%	63	0.00%	63	613	22.00	24.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	30,245	0.01%	13,809	0.01%	13,809	594	39.00	19.28%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	418	1.48%	9,434,020	1.63%	3,852,811	1.52%	17,495	575	35.59	18.76%
BMW: Mini	54	0.19%	774,212	0.13%	342,399	0.13%	10,522	572	33.35	19.11%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	386	1.36%	9,133,217	1.58%	3,860,146	1.52%	18,056	582	35.77	18.82%
Daimler: Smart	6	0.02%	53,331	0.01%	16,514	0.01%	4,958	568	32.29	22.72%
Fiat	61	0.22%	954,138	0.16%	404,086	0.16%	13,957	567	34.64	18.49%
Fiat: Alfa Romeo	4	0.01%	114,502	0.02%	49,497	0.02%	16,707	605	41.17	15.04%
Fiat: Chrysler	636	2.24%	12,659,846	2.19%	4,947,558	1.95%	16,073	578	35.23	18.27%
Fiat: Dodge	3,517	12.41%	91,151,902	15.76%	39,848,032	15.70%	19,954	584	36.81	17.64%
Fiat: Jeep	2,477	8.74%	59,033,789	10.20%	26,564,379	10.47%	17,932	580	36.81	17.59%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	35	0.12%	573,244	0.10%	236,530	0.09%	14,331	542	34.39	19.60%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	467	1.65%	7,405,821	1.28%	2,955,708	1.16%	12,843	565	35.04	19.53%
Volkswagen: Audi	170	0.60%	3,769,724	0.65%	1,663,675	0.66%	16,538	577	35.29	18.93%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	13	0.05%	400,931	0.07%	205,816	0.08%	25,651	564	36.98	17.31%
Honda	1,124	3.97%	20,610,365	3.56%	9,593,657	3.78%	13,745	580	34.76	19.00%
Honda: Acura	87	0.31%	1,847,762	0.32%	892,474	0.35%	16,643	576	35.32	18.39%
Hyundai	1,815	6.41%	29,504,377	5.10%	12,883,338	5.08%	12,724	575	35.48	19.60%
Hyundai: Kia	1,688	5.96%	29,784,468	5.15%	12,669,909	4.99%	13,632	571	35.73	19.35%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	301	1.06%	5,031,634	0.87%	2,362,301	0.93%	13,396	573	35.52	19.27%
Mitsubishi	645	2.28%	12,358,508	2.14%	4,763,940	1.88%	14,721	567	36.33	19.26%
Nissan	4,017	14.18%	72,269,130	12.49%	31,657,534	12.47%	13,827	576	35.87	19.44%
Nissan: Infiniti	230	0.81%	5,396,900	0.93%	2,216,599	0.87%	18,094	571	35.14	18.63%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	167	0.59%	3,206,458	0.55%	1,345,858	0.53%	13,876	568	34.97	19.98%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	25	0.09%	556,991	0.10%	226,756	0.09%	16,836	546	35.01	18.49%
Tata: Land Rover	44	0.16%	1,298,327	0.22%	644,431	0.25%	21,647	566	34.77	16.99%
Toyota	1,950	6.88%	39,552,916	6.84%	18,325,259	7.22%	15,527	577	35.59	18.69%
Toyota: Lexus	145	0.51%	3,369,032	0.58%	1,639,062	0.65%	18,106	564	35.58	18.67%
Toyota: Scion	39	0.14%	521,014	0.09%	215,947	0.09%	8,690	574	33.03	18.85%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	114	0.40%	2,071,168	0.36%	865,528	0.34%	14,765	583	34.69	19.07%
Total:	28,332	100.00%	578,555,535	100.00%	253,768,326	100.00%	16,160	578	35.75	18.68%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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