StratMaker (147543)

Drive Auto Receivables Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

27.18% / 72.82%

Total Original # of Loans

30,854

WA Loan to Value (LTV)

75.24%

Total Original Loan Amount (OLA)

$ 606,471,256

WA Payment to Income (PTI)

11.81%

Weighted Average (WA) OLA

$ 22,985

WA FICO (non-zero)

579

Rep. Period Beginning Loan Amount

$ 303,369,413

WA Remaining Term (RT)

38.48

Rep. Period Ending Loan Amount (ELA)

$ 290,088,620

WA Original APR

18.76%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

30,854

Total Original Loan Amount (OLA)

$ 606,471,256

Weighted Average (WA) OLA

$ 22,985

Rep. Period Beginning Loan Amount

$ 303,369,413

Rep. Period Ending Loan Amount (ELA)

$ 290,088,620

As % of Reporting Period ELA:

New % / Used %

27.18% / 72.82%

WA Loan to Value (LTV)

75.24%

WA Payment to Income (PTI)

11.81%

WA FICO (non-zero)

579

WA Remaining Term (RT)

38.48

WA Original APR

18.76%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,352	0.00%	3,682	0.00%	1,858	518	15.10	24.70%
$5,000 - $9,999	2,371	7.68%	19,646,174	3.24%	7,917,714	2.73%	5,189	565	31.69	22.34%
$10,000 - $14,999	7,463	24.19%	95,409,288	15.73%	44,945,844	15.49%	8,753	568	37.06	21.15%
$15,000 - $19,999	8,408	27.25%	146,100,511	24.09%	70,141,057	24.18%	12,041	570	38.42	19.96%
$20,000 - $24,999	5,582	18.09%	124,516,355	20.53%	59,008,123	20.34%	15,357	573	38.64	18.91%
$25,000 - $29,999	3,617	11.72%	98,565,470	16.25%	47,344,212	16.32%	18,697	579	39.13	17.98%
$30,000 - $39,999	2,848	9.23%	96,331,326	15.88%	47,810,925	16.48%	23,293	589	39.86	16.70%
$40,000 - $49,999	453	1.47%	19,591,802	3.23%	9,989,797	3.44%	27,372	624	40.05	12.08%
$50,000 - $59,999	80	0.26%	4,340,564	0.72%	1,976,960	0.68%	31,438	671	38.19	9.59%
$60,000 - $69,999	21	0.07%	1,341,914	0.22%	662,670	0.23%	37,019	729	38.60	8.16%
$70,000 - $79,999	7	0.02%	513,499	0.08%	241,670	0.08%	48,898	719	42.91	11.17%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	1	0.00%	101,000	0.02%	45,967	0.02%	45,967	714	25.00	9.11%
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,965	32.30%	179,441,105	29.59%	5,439,837	1.88%	3,788	573	23.12	19.90%
$5,000 - $9,999	6,131	19.87%	81,582,180	13.45%	48,694,395	16.79%	8,184	573	35.24	20.44%
$10,000 - $14,999	7,694	24.94%	142,297,185	23.46%	94,539,108	32.59%	12,450	572	38.19	19.56%
$15,000 - $19,999	4,218	13.67%	105,782,969	17.44%	72,560,135	25.01%	17,319	577	39.43	18.52%
$20,000 - $24,999	1,932	6.26%	61,269,479	10.10%	42,862,840	14.78%	22,276	583	40.61	17.52%
$25,000 - $29,999	711	2.30%	26,786,884	4.42%	19,178,895	6.61%	27,044	596	42.16	15.78%
$30,000 - $39,999	188	0.61%	8,294,523	1.37%	6,140,724	2.12%	32,820	618	44.37	13.81%
$40,000 - $49,999	14	0.05%	945,489	0.16%	614,604	0.21%	44,055	709	42.04	9.80%
$50,000 - $59,999	1	0.00%	71,442	0.01%	58,082	0.02%	58,082	672	48.00	14.17%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	19	0.06%	783,360	0.13%	368,384	0.13%	23,353	737	37.74	4.16%
5.00 - 7.49%	103	0.33%	4,170,753	0.69%	1,845,845	0.64%	25,470	734	37.37	6.54%
7.50 - 9.99%	275	0.89%	9,765,310	1.61%	4,959,442	1.71%	23,927	686	38.77	8.88%
10.00 - 12.49%	544	1.76%	16,316,308	2.69%	8,397,125	2.89%	21,045	638	39.39	11.24%
12.50 - 14.99%	1,727	5.60%	45,515,373	7.50%	23,881,192	8.23%	18,938	609	38.90	13.73%
15.00 - 17.49%	4,213	13.65%	97,892,104	16.14%	50,053,319	17.25%	17,211	595	39.05	16.05%
17.50 - 19.99%	7,146	23.16%	151,555,378	24.99%	73,479,578	25.33%	16,030	572	38.80	18.12%
20.00 - 22.49%	7,394	23.96%	134,298,177	22.14%	63,210,427	21.79%	14,315	558	38.27	20.67%
22.50 - 24.99%	6,359	20.61%	102,426,200	16.89%	45,899,089	15.82%	12,967	551	37.75	23.15%
25.00 - 27.49%	2,503	8.11%	36,077,925	5.95%	15,190,001	5.24%	12,107	541	37.35	25.01%
27.50 - 29.99%	571	1.85%	7,670,368	1.26%	2,804,217	0.97%	11,285	516	36.88	27.64%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,194	7.11%	39,752,225	6.55%	18,840,735	6.49%	14,409	475	37.78	20.88%
500 - 549	6,810	22.07%	131,561,590	21.69%	63,789,600	21.99%	15,377	529	38.39	19.79%
550 - 599	8,671	28.10%	176,080,229	29.03%	86,744,895	29.90%	16,184	575	39.04	18.56%
600 - 649	5,342	17.31%	115,443,869	19.04%	56,600,590	19.51%	16,837	620	38.97	17.09%
650 - 699	1,392	4.51%	31,534,288	5.20%	14,893,184	5.13%	17,965	670	38.76	15.58%
700 - 749	560	1.81%	12,935,126	2.13%	6,023,742	2.08%	17,522	722	38.01	14.59%
750 - 799	175	0.57%	4,292,083	0.71%	2,090,908	0.72%	18,253	770	37.93	11.95%
800+	123	0.40%	3,854,653	0.64%	1,983,065	0.68%	22,012	831	38.20	7.83%
NA	5,587	18.11%	91,017,194	15.01%	39,121,899	13.49%	12,628	0	37.03	21.68%
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	171	0.55%	1,588,810	0.26%	133,311	0.05%	2,524	564	5.76	21.27%
37 - 48	950	3.08%	11,267,277	1.86%	2,977,805	1.03%	6,026	567	15.59	21.65%
49 - 60	2,540	8.23%	33,981,290	5.60%	13,955,186	4.81%	9,479	577	27.44	20.87%
61 - 72	25,007	81.05%	494,099,539	81.47%	240,319,553	82.84%	15,329	577	39.04	18.99%
73+	2,186	7.08%	65,534,340	10.81%	32,702,765	11.27%	22,136	594	41.30	15.91%
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,277	26.83%	160,232,880	26.42%	5,514	0.00%	1,980	545	0.00	14.54%
1 - 12	446	1.45%	7,305,028	1.20%	1,201,851	0.41%	4,273	574	8.62	12.50%
13 - 24	1,156	3.75%	18,246,066	3.01%	7,128,126	2.46%	8,010	581	18.79	18.72%
25 - 36	4,508	14.61%	82,226,874	13.56%	47,979,447	16.54%	12,971	573	32.29	19.11%
37 - 48	16,250	52.67%	333,488,758	54.99%	229,631,916	79.16%	16,478	580	40.26	18.81%
49 - 60	187	0.61%	4,253,004	0.70%	3,519,033	1.21%	21,516	569	52.97	14.18%
61 - 72	30	0.10%	718,646	0.12%	622,733	0.21%	22,531	577	63.28	11.55%
73+	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	14,989	48.58%	290,982,872	47.98%	174,075,891	60.01%	14,881	584	38.22	18.52%
1 - 15	3,205	10.39%	65,757,347	10.84%	43,837,217	15.11%	16,515	573	38.83	18.76%
16 - 30	1,904	6.17%	37,729,057	6.22%	25,358,545	8.74%	16,271	569	38.63	19.21%
31 - 60	2,056	6.66%	42,768,245	7.05%	29,434,039	10.15%	17,658	571	39.08	19.34%
61 - 90	911	2.95%	18,294,693	3.02%	12,295,464	4.24%	17,874	568	39.06	19.61%
91 - 120	437	1.42%	8,861,300	1.46%	5,087,464	1.75%	18,026	573	38.76	19.12%
121+	7,352	23.83%	142,077,742	23.43%	0	0.00%	0	0	0.00	0.00%
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,347	4.37%	25,604,829	4.22%	11,795,793	4.07%	15,229	583	38.63	18.51%
Stated, not verified	29,280	94.90%	575,900,000	94.96%	276,981,872	95.48%	15,734	578	38.51	18.78%
Stated, verified to Level 3²	227	0.74%	4,966,426	0.82%	1,310,955	0.45%	15,678	561	31.95	16.30%
NA	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	29,285	94.91%	575,134,547	94.83%	276,862,033	95.44%	15,702	580	38.55	18.72%
Stated, verified but not Level 4 or 5	1,569	5.09%	31,336,708	5.17%	13,226,587	4.56%	15,946	559	37.14	19.46%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,385	4.49%	23,665,687	3.90%	12,219,702	4.21%	14,259	591	37.67	16.67%
5.00 - 9.99%	9,559	30.98%	175,969,033	29.02%	86,824,392	29.93%	15,136	580	38.16	18.35%
10.00 - 14.99%	12,664	41.04%	255,455,455	42.12%	121,374,512	41.84%	16,064	577	38.63	18.98%
15.00 - 19.99%	6,950	22.53%	144,640,663	23.85%	66,720,048	23.00%	16,073	576	38.85	19.32%
20.00 - 24.99%	288	0.93%	6,533,553	1.08%	2,858,646	0.99%	16,121	593	37.31	17.40%
25.00 - 29.99%	6	0.02%	156,281	0.03%	78,538	0.03%	18,186	579	35.32	15.37%
30.00 - 39.99%	1	0.00%	17,745	0.00%	12,782	0.00%	12,782	0	39.00	24.00%
40.00 - 49.99%	1	0.00%	32,839	0.01%	0	0.00%	0	0	0.00	0.00%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	2	0.01%	12,091	0.00%	2,121	0.00%	1,065	511	12.73	19.16%
25.00 - 49.99%	44	0.14%	542,014	0.09%	304,553	0.10%	9,822	523	35.80	18.58%
50.00 - 74.99%	407	1.32%	7,672,414	1.27%	4,030,365	1.39%	15,496	555	38.66	17.58%
75.00 - 99.99%	6,749	21.87%	139,446,703	22.99%	67,325,961	23.21%	16,426	563	38.61	18.49%
100.00 - 109.99%	6,486	21.02%	132,036,550	21.77%	62,873,234	21.67%	16,293	573	38.70	18.52%
110.00 - 119.99%	7,910	25.64%	154,362,445	25.45%	74,439,104	25.66%	15,595	578	38.59	19.02%
120.00 - 129.99%	5,589	18.11%	106,098,128	17.49%	49,791,112	17.16%	15,138	590	38.30	18.86%
130.00 - 139.99%	3,544	11.49%	63,755,697	10.51%	30,252,261	10.43%	14,199	600	37.83	19.30%
140.00%+	123	0.40%	2,545,214	0.42%	1,069,909	0.37%	17,124	652	37.70	15.86%
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	891	2.89%	17,200,092	2.84%	7,946,453	2.74%	15,457	581	38.50	20.07%
Alaska	53	0.17%	1,201,309	0.20%	511,843	0.18%	20,834	595	40.16	18.77%
Arizona	668	2.17%	13,688,816	2.26%	6,660,573	2.30%	16,905	578	39.27	19.35%
Arkansas	705	2.28%	14,089,293	2.32%	6,526,155	2.25%	15,457	582	38.41	17.85%
California	2,048	6.64%	40,788,983	6.73%	19,134,187	6.60%	15,821	578	38.21	19.05%
Colorado	175	0.57%	3,553,508	0.59%	1,663,449	0.57%	16,335	581	38.98	18.76%
Connecticut	176	0.57%	3,255,251	0.54%	1,724,992	0.59%	13,963	564	37.90	17.38%
Delaware	8	0.03%	138,583	0.02%	53,054	0.02%	11,564	567	35.63	14.36%
Florida	3,133	10.15%	58,445,248	9.64%	28,835,920	9.94%	14,770	579	38.66	18.50%
Georgia	1,874	6.07%	37,241,430	6.14%	17,739,966	6.12%	15,985	582	38.56	19.48%
Hawaii	112	0.36%	2,161,617	0.36%	1,117,810	0.39%	16,867	589	38.56	19.67%
Idaho	70	0.23%	1,338,984	0.22%	733,727	0.25%	15,938	578	37.48	19.42%
Illinois	1,164	3.77%	21,890,910	3.61%	10,171,615	3.51%	14,591	577	37.65	20.20%
Indiana	493	1.60%	9,205,110	1.52%	4,591,996	1.58%	14,665	582	38.40	19.68%
Iowa	144	0.47%	2,519,828	0.42%	1,255,854	0.43%	15,031	570	39.38	19.53%
Kansas	150	0.49%	2,819,248	0.46%	1,333,302	0.46%	14,866	570	38.81	19.56%
Kentucky	442	1.43%	8,029,614	1.32%	3,986,836	1.37%	14,670	582	38.25	18.90%
Louisiana	918	2.98%	17,994,067	2.97%	8,500,543	2.93%	15,971	579	38.75	19.42%
Maine	56	0.18%	1,186,237	0.20%	529,833	0.18%	16,388	580	39.23	16.59%
Maryland	892	2.89%	17,829,218	2.94%	8,443,019	2.91%	15,766	566	37.61	19.54%
Massachusetts	14	0.05%	293,424	0.05%	130,781	0.05%	14,953	573	36.23	20.16%
Michigan	343	1.11%	6,402,903	1.06%	2,814,770	0.97%	14,224	580	37.79	19.28%
Minnesota	140	0.45%	2,649,866	0.44%	1,310,775	0.45%	15,426	591	39.97	17.97%
Mississippi	572	1.85%	11,242,209	1.85%	5,295,401	1.83%	15,716	587	38.45	19.32%
Missouri	682	2.21%	12,736,803	2.10%	6,131,102	2.11%	15,356	582	38.56	18.93%
Montana	130	0.42%	2,572,758	0.42%	968,107	0.33%	17,863	582	39.13	19.55%
Nebraska	78	0.25%	1,562,622	0.26%	782,337	0.27%	15,339	592	38.20	16.19%
Nevada	298	0.97%	5,985,620	0.99%	2,977,212	1.03%	16,861	578	39.12	19.74%
New Hampshire	189	0.61%	3,291,986	0.54%	1,356,918	0.47%	14,852	566	38.33	20.58%
New Jersey	468	1.52%	8,782,640	1.45%	4,171,861	1.44%	14,007	569	37.34	19.79%
New Mexico	268	0.87%	5,674,022	0.94%	2,521,226	0.87%	16,486	574	37.62	19.65%
New York	788	2.55%	15,722,485	2.59%	7,032,086	2.42%	15,090	572	37.46	19.50%
North Carolina	1,263	4.09%	24,814,068	4.09%	11,639,769	4.01%	15,665	584	38.81	17.74%
North Dakota	49	0.16%	931,822	0.15%	504,720	0.17%	14,905	582	37.84	20.10%
Ohio	921	2.99%	16,669,600	2.75%	7,994,940	2.76%	13,809	578	38.35	19.45%
Oklahoma	768	2.49%	14,990,445	2.47%	7,136,043	2.46%	15,472	578	39.05	18.05%
Oregon	200	0.65%	3,877,696	0.64%	1,828,018	0.63%	16,849	579	39.10	18.74%
Pennsylvania	1,111	3.60%	21,030,932	3.47%	10,000,122	3.45%	14,126	560	37.01	18.02%
Rhode Island	34	0.11%	682,507	0.11%	383,912	0.13%	15,714	580	39.00	16.57%
South Carolina	708	2.29%	13,260,900	2.19%	6,803,930	2.35%	15,078	575	38.84	19.47%
South Dakota	42	0.14%	805,351	0.13%	308,492	0.11%	15,748	594	38.04	18.34%
Tennessee	785	2.54%	14,685,159	2.42%	7,137,500	2.46%	14,939	587	38.61	19.40%
Texas	5,184	16.80%	111,585,336	18.40%	54,030,921	18.63%	17,338	582	38.82	17.54%
Utah	105	0.34%	2,086,255	0.34%	1,034,562	0.36%	16,247	576	38.40	18.50%
Vermont	34	0.11%	637,998	0.11%	275,264	0.09%	14,947	570	37.57	16.79%
Virginia	610	1.98%	11,430,586	1.88%	5,685,557	1.96%	15,219	572	39.04	19.45%
Washington	165	0.53%	3,202,833	0.53%	1,596,046	0.55%	15,595	570	38.34	19.10%
West Virginia	294	0.95%	5,520,189	0.91%	2,622,266	0.90%	16,139	576	38.57	18.63%
Wisconsin	304	0.99%	6,003,696	0.99%	2,921,240	1.01%	15,624	576	38.55	19.12%
Wyoming	37	0.12%	698,678	0.12%	299,541	0.10%	16,687	563	39.49	17.45%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	3	0.01%	51,494	0.01%	32,472	0.01%	11,883	554	37.74	16.34%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	92	0.30%	1,970,228	0.32%	884,862	0.31%	17,387	567	39.16	18.95%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.01%	40,801	0.01%	14,739	0.01%	7,663	544	35.20	18.44%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,222	20.17%	167,596,215	27.63%	78,841,151	27.18%	19,928	583	39.54	16.95%
Used	24,632	79.83%	438,875,041	72.37%	211,247,468	72.82%	14,140	577	38.09	19.43%
NA	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	16,173	52.42%	270,896,492	44.67%	123,946,619	42.73%	13,111	577	38.19	19.67%
Truck	3,782	12.26%	108,250,977	17.85%	53,397,419	18.41%	20,895	592	38.68	17.13%
SUV	10,899	35.32%	227,323,786	37.48%	112,744,582	38.87%	16,120	574	38.71	18.53%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,243	10.51%	61,146,730	10.08%	29,275,265	10.09%	15,395	579	37.91	18.96%
Ford: Lincoln	140	0.45%	2,645,671	0.44%	1,263,989	0.44%	14,387	559	37.60	19.40%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	673	2.18%	16,258,549	2.68%	7,804,332	2.69%	18,404	575	38.42	18.25%
GMC: Buick	385	1.25%	6,462,399	1.07%	3,241,029	1.12%	13,142	564	37.90	19.64%
GMC: Cadillac	311	1.01%	6,538,905	1.08%	3,331,821	1.15%	16,322	575	37.93	19.33%
GMC: Chevrolet	3,966	12.85%	77,287,126	12.74%	37,552,343	12.95%	15,828	580	38.26	19.07%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	430	1.39%	8,825,190	1.46%	3,832,268	1.32%	15,752	568	37.68	19.16%
BMW: Mini	54	0.18%	770,001	0.13%	269,693	0.09%	10,347	570	37.01	19.88%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	358	1.16%	8,060,274	1.33%	3,743,366	1.29%	16,875	567	38.01	19.71%
Daimler: Smart	3	0.01%	33,717	0.01%	0	0.00%	0	0	0.00	0.00%
Fiat	52	0.17%	733,677	0.12%	330,634	0.11%	11,174	565	36.65	20.79%
Fiat: Alfa Romeo	5	0.02%	149,153	0.02%	39,025	0.01%	19,661	631	40.00	17.92%
Fiat: Chrysler	610	1.98%	11,313,757	1.87%	4,625,679	1.59%	14,971	580	37.46	18.73%
Fiat: Dodge	4,040	13.09%	102,954,938	16.98%	48,755,041	16.81%	19,542	591	39.12	17.21%
Fiat: Jeep	2,664	8.63%	61,652,348	10.17%	30,454,347	10.50%	17,743	583	39.55	17.55%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	31	0.10%	528,068	0.09%	272,423	0.09%	13,540	559	37.89	18.03%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	635	2.06%	9,463,966	1.56%	4,465,755	1.54%	12,047	568	38.10	20.32%
Volkswagen: Audi	189	0.61%	3,767,344	0.62%	1,540,865	0.53%	16,056	571	37.90	18.89%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	505,191	0.08%	224,524	0.08%	23,315	607	38.48	16.19%
Honda	1,195	3.87%	21,529,545	3.55%	10,908,085	3.76%	13,635	581	38.24	19.47%
Honda: Acura	106	0.34%	2,079,137	0.34%	1,093,572	0.38%	15,172	572	37.72	18.59%
Hyundai	1,831	5.93%	28,129,901	4.64%	13,380,174	4.61%	11,915	570	38.50	19.72%
Hyundai: Kia	1,873	6.07%	30,259,240	4.99%	14,584,854	5.03%	12,734	573	38.52	19.88%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	351	1.14%	5,626,323	0.93%	2,754,961	0.95%	12,784	565	37.94	20.20%
Mitsubishi	633	2.05%	11,833,396	1.95%	5,093,909	1.76%	13,898	556	38.34	19.22%
Nissan	4,263	13.82%	72,540,711	11.96%	34,586,360	11.92%	13,103	572	38.46	19.68%
Nissan: Infiniti	221	0.72%	4,694,910	0.77%	1,972,207	0.68%	16,109	570	38.25	19.10%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	201	0.65%	3,728,628	0.61%	1,558,895	0.54%	13,205	579	36.89	19.66%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	40	0.13%	966,484	0.16%	496,224	0.17%	19,195	573	38.97	18.51%
Tata: Land Rover	58	0.19%	1,560,196	0.26%	702,535	0.24%	20,454	581	38.77	17.44%
Toyota	1,931	6.26%	37,951,104	6.26%	19,028,586	6.56%	14,988	577	37.98	18.99%
Toyota: Lexus	156	0.51%	3,479,118	0.57%	1,519,770	0.52%	16,370	580	38.15	18.36%
Toyota: Scion	41	0.13%	461,362	0.08%	213,840	0.07%	8,118	567	34.52	21.46%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	150	0.49%	2,534,197	0.42%	1,172,251	0.40%	13,682	571	38.02	19.24%
Total:	30,854	100.00%	606,471,256	100.00%	290,088,620	100.00%	15,713	579	38.48	18.76%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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