StratMaker (147547)

Santander Drive Auto Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

24.00% / 76.00%

Total Original # of Loans

80,331

WA Loan to Value (LTV)

95.25%

Total Original Loan Amount (OLA)

$ 2,211,107,964

WA Payment to Income (PTI)

11.18%

Weighted Average (WA) OLA

$ 31,828

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,849,116,607

WA Remaining Term (RT)

60.90

Rep. Period Ending Loan Amount (ELA)

$ 1,783,315,532

WA Original APR

14.60%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

80,331

Total Original Loan Amount (OLA)

$ 2,211,107,964

Weighted Average (WA) OLA

$ 31,828

Rep. Period Beginning Loan Amount

$ 1,849,116,607

Rep. Period Ending Loan Amount (ELA)

$ 1,783,315,532

As % of Reporting Period ELA:

New % / Used %

24.00% / 76.00%

WA Loan to Value (LTV)

95.25%

WA Payment to Income (PTI)

11.18%

WA FICO (non-zero)

601

WA Remaining Term (RT)

60.90

WA Original APR

14.60%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,999	0.00%	3,607	0.00%	3,607	0	41.00	11.63%
$5,000 - $9,999	1,507	1.88%	12,689,913	0.57%	7,098,671	0.40%	6,427	588	43.12	14.37%
$10,000 - $14,999	6,362	7.92%	81,996,896	3.71%	51,031,767	2.86%	10,468	581	48.35	16.64%
$15,000 - $19,999	12,337	15.36%	218,301,029	9.87%	158,730,292	8.90%	15,421	585	55.65	16.75%
$20,000 - $24,999	16,303	20.29%	367,741,412	16.63%	288,843,999	16.20%	20,264	588	59.66	16.68%
$25,000 - $29,999	15,462	19.25%	423,887,347	19.17%	346,758,583	19.44%	24,939	590	61.44	16.10%
$30,000 - $39,999	19,016	23.67%	653,554,535	29.56%	546,581,888	30.65%	31,482	600	62.53	14.58%
$40,000 - $49,999	6,546	8.15%	287,630,045	13.01%	242,246,938	13.58%	39,634	616	62.98	11.43%
$50,000 - $59,999	1,914	2.38%	103,594,654	4.69%	88,587,405	4.97%	48,750	634	63.54	9.65%
$60,000 - $69,999	566	0.70%	36,095,590	1.63%	31,541,370	1.77%	57,640	650	63.79	8.17%
$70,000 - $79,999	181	0.23%	13,419,097	0.61%	11,487,299	0.64%	66,515	663	63.01	7.14%
$80,000 - $89,999	79	0.10%	6,665,015	0.30%	5,652,913	0.32%	75,597	700	63.47	8.22%
$90,000 - $99,999	49	0.06%	4,714,040	0.21%	4,099,784	0.23%	85,665	711	63.77	8.06%
Over $100,000	8	0.01%	813,394	0.04%	651,016	0.04%	88,962	689	63.09	6.39%
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,260	11.53%	194,752,461	8.81%	15,000,791	0.84%	3,482	595	16.19	16.00%
$5,000 - $9,999	5,052	6.29%	93,061,055	4.21%	37,869,986	2.12%	7,783	586	29.95	15.53%
$10,000 - $14,999	7,088	8.82%	123,809,698	5.60%	90,069,177	5.05%	12,869	587	48.48	15.60%
$15,000 - $19,999	11,547	14.37%	233,610,052	10.57%	204,128,419	11.45%	17,793	589	58.43	16.09%
$20,000 - $24,999	14,503	18.05%	358,378,000	16.21%	326,550,403	18.31%	22,607	590	61.91	16.23%
$25,000 - $29,999	12,909	16.07%	383,414,245	17.34%	353,386,826	19.82%	27,450	593	63.04	15.72%
$30,000 - $39,999	14,654	18.24%	544,557,680	24.63%	501,471,765	28.12%	34,444	602	63.86	14.08%
$40,000 - $49,999	3,821	4.76%	183,657,471	8.31%	167,331,360	9.38%	43,963	624	64.24	10.69%
$50,000 - $59,999	1,074	1.34%	63,449,419	2.87%	58,118,726	3.26%	54,250	638	64.85	9.74%
$60,000 - $69,999	273	0.34%	19,256,030	0.87%	17,526,689	0.98%	64,329	655	64.48	7.94%
$70,000 - $79,999	90	0.11%	7,411,480	0.34%	6,699,058	0.38%	74,524	687	64.29	8.37%
$80,000 - $89,999	47	0.06%	4,438,704	0.20%	3,953,264	0.22%	84,199	716	63.45	8.18%
$90,000 - $99,999	13	0.02%	1,311,669	0.06%	1,209,068	0.07%	93,034	669	65.94	7.68%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	511	0.64%	23,279,929	1.05%	18,387,505	1.03%	40,921	702	53.18	1.01%
2.50 - 4.99%	1,303	1.62%	48,091,175	2.17%	34,687,638	1.95%	42,341	669	60.30	4.33%
5.00 - 7.49%	4,208	5.24%	120,929,472	5.47%	98,880,077	5.54%	31,497	669	61.10	6.56%
7.50 - 9.99%	9,592	11.94%	294,109,658	13.30%	240,654,389	13.49%	32,689	624	61.75	8.77%
10.00 - 12.49%	11,106	13.83%	342,773,243	15.50%	282,776,436	15.86%	32,049	609	62.03	11.16%
12.50 - 14.99%	11,297	14.06%	337,517,819	15.26%	279,659,526	15.68%	30,556	600	61.89	13.55%
15.00 - 17.49%	11,483	14.29%	320,063,093	14.48%	257,880,191	14.46%	28,534	588	61.06	16.02%
17.50 - 19.99%	11,383	14.17%	286,891,179	12.97%	219,543,991	12.31%	25,967	575	59.08	18.27%
20.00 - 22.49%	8,542	10.63%	201,025,495	9.09%	159,261,357	8.93%	24,428	567	59.89	20.87%
22.50 - 24.99%	6,916	8.61%	154,349,702	6.98%	126,329,261	7.08%	23,128	559	60.46	23.47%
25.00 - 27.49%	2,813	3.50%	58,875,586	2.66%	47,178,972	2.65%	21,750	554	60.06	25.67%
27.50 - 29.99%	1,177	1.47%	23,201,614	1.05%	18,076,190	1.01%	20,274	540	58.25	28.32%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	5,153	6.41%	122,191,761	5.53%	95,627,448	5.36%	24,777	474	58.87	17.99%
500 - 549	12,915	16.08%	333,828,624	15.10%	266,532,223	14.95%	26,731	528	60.01	16.42%
550 - 599	20,875	25.99%	572,612,261	25.90%	463,465,129	25.99%	28,534	576	60.90	15.37%
600 - 649	20,036	24.94%	596,909,577	27.00%	487,924,519	27.36%	31,012	622	61.75	13.33%
650 - 699	7,517	9.36%	236,504,901	10.70%	194,404,177	10.90%	33,309	671	61.93	11.69%
700 - 749	3,175	3.95%	101,409,853	4.59%	81,678,424	4.58%	34,672	721	61.50	10.15%
750 - 799	1,167	1.45%	36,372,635	1.64%	28,123,551	1.58%	35,224	770	59.93	7.70%
800+	854	1.06%	24,991,900	1.13%	17,867,794	1.00%	32,438	833	56.69	5.89%
NA	8,639	10.75%	186,286,454	8.43%	147,692,268	8.28%	22,664	0	59.97	19.50%
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	32	0.04%	427,712	0.02%	185,413	0.01%	10,675	734	14.60	6.29%
25 - 36	224	0.28%	5,631,952	0.25%	4,032,257	0.23%	30,479	753	28.09	2.61%
37 - 48	1,724	2.15%	30,358,563	1.37%	23,954,562	1.34%	18,830	611	39.55	15.15%
49 - 60	6,722	8.37%	136,353,956	6.17%	109,759,282	6.15%	21,487	605	50.92	15.91%
61 - 72	61,288	76.29%	1,685,700,996	76.24%	1,355,458,220	76.01%	28,975	599	61.45	14.77%
73+	10,341	12.87%	352,634,785	15.95%	289,925,799	16.26%	34,030	602	64.34	13.43%
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	3,952	4.92%	102,055,734	4.62%	17,789	0.00%	1,059	633	0.00	12.63%
1 - 12	3,252	4.05%	65,286,922	2.95%	11,037,387	0.62%	5,058	582	9.71	16.14%
13 - 24	5,798	7.22%	124,193,153	5.62%	43,234,875	2.42%	9,954	584	17.17	16.71%
25 - 36	1,197	1.49%	28,241,898	1.28%	17,311,325	0.97%	19,460	618	29.86	12.88%
37 - 48	3,156	3.93%	58,562,285	2.65%	46,839,495	2.63%	18,266	592	42.47	15.24%
49 - 60	12,053	15.00%	296,054,677	13.39%	252,309,324	14.15%	24,810	593	54.81	13.91%
61 - 72	50,917	63.38%	1,536,507,092	69.49%	1,412,401,042	79.20%	31,245	602	64.71	14.64%
73+	6	0.01%	206,204	0.01%	164,295	0.01%	32,354	573	83.38	2.01%
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	54,482	67.82%	1,497,552,289	67.73%	1,227,355,155	68.82%	29,097	610	61.12	13.92%
1 - 15	9,246	11.51%	261,093,680	11.81%	220,828,921	12.38%	29,743	586	60.21	15.04%
16 - 30	5,150	6.41%	142,146,870	6.43%	121,057,378	6.79%	29,321	580	60.28	15.67%
31 - 60	5,377	6.69%	148,251,225	6.70%	128,911,380	7.23%	29,317	575	60.37	17.01%
61 - 90	2,429	3.02%	66,278,609	3.00%	58,917,651	3.30%	29,094	577	61.01	17.79%
91 - 120	1,230	1.53%	32,884,117	1.49%	26,245,047	1.47%	28,626	575	61.51	18.59%
121+	2,417	3.01%	62,901,175	2.84%	0	0.00%	0	0	0.00	0.00%
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4,448	5.54%	112,981,158	5.11%	85,595,616	4.80%	26,518	632	60.02	12.96%
Stated, not verified	74,776	93.08%	2,070,706,658	93.65%	1,681,219,237	94.27%	29,354	599	61.03	14.65%
Stated, verified to Level 3²	1,107	1.38%	27,420,148	1.24%	16,500,679	0.93%	27,504	580	51.74	17.02%
NA	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	74,847	93.17%	2,067,357,396	93.50%	1,670,350,328	93.67%	29,291	602	60.95	14.41%
Stated, verified but not Level 4 or 5	5,484	6.83%	143,750,568	6.50%	112,965,204	6.33%	27,867	578	60.07	17.37%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	8,177	10.18%	199,492,723	9.02%	154,473,142	8.66%	27,210	621	59.89	10.04%
5.00 - 9.99%	27,495	34.23%	755,822,206	34.18%	608,181,136	34.10%	29,380	600	60.75	13.13%
10.00 - 14.99%	27,325	34.02%	772,880,191	34.95%	624,872,817	35.04%	29,694	596	61.05	15.51%
15.00 - 19.99%	15,600	19.42%	429,638,163	19.43%	350,850,874	19.67%	28,656	597	61.17	17.31%
20.00 - 24.99%	1,731	2.15%	53,201,296	2.41%	44,889,643	2.52%	31,042	617	62.18	16.08%
25.00 - 29.99%	3	0.00%	73,386	0.00%	47,920	0.00%	23,505	633	47.47	17.11%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	98	0.12%	901,044	0.04%	664,381	0.04%	8,381	634	48.03	6.89%
25.00 - 49.99%	1,114	1.39%	17,014,135	0.77%	13,372,704	0.75%	16,669	612	55.96	7.92%
50.00 - 74.99%	5,018	6.25%	114,674,324	5.19%	91,439,980	5.13%	24,118	617	59.83	9.54%
75.00 - 99.99%	21,274	26.48%	596,655,260	26.98%	470,555,111	26.39%	29,190	593	60.38	12.95%
100.00 - 109.99%	18,197	22.65%	531,117,954	24.02%	431,895,868	24.22%	30,726	598	61.36	14.65%
110.00 - 119.99%	17,556	21.85%	503,388,479	22.77%	411,277,524	23.06%	30,249	600	61.49	15.67%
120.00 - 129.99%	9,252	11.52%	250,986,017	11.35%	203,628,909	11.42%	28,998	602	61.09	16.86%
130.00 - 139.99%	7,128	8.87%	179,039,599	8.10%	146,110,719	8.19%	26,748	617	60.42	17.25%
140.00%+	694	0.86%	17,331,152	0.78%	14,370,337	0.81%	26,512	636	60.95	15.66%
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,393	1.73%	37,799,270	1.71%	30,416,455	1.71%	28,510	607	60.55	15.91%
Alaska	94	0.12%	2,951,248	0.13%	2,595,299	0.15%	34,221	601	62.52	15.40%
Arizona	1,535	1.91%	42,684,313	1.93%	35,078,932	1.97%	29,323	605	61.51	14.48%
Arkansas	1,084	1.35%	29,582,102	1.34%	23,435,934	1.31%	28,968	603	60.38	14.34%
California	6,506	8.10%	181,736,626	8.22%	145,722,942	8.17%	29,765	604	60.82	14.71%
Colorado	817	1.02%	22,642,117	1.02%	17,937,365	1.01%	29,612	609	60.58	13.31%
Connecticut	797	0.99%	21,019,439	0.95%	16,810,401	0.94%	27,967	602	60.27	13.42%
Delaware	290	0.36%	7,479,703	0.34%	5,856,936	0.33%	26,592	590	59.53	15.53%
Florida	10,000	12.45%	271,259,270	12.27%	220,970,224	12.39%	28,749	600	61.42	14.34%
Georgia	3,580	4.46%	100,009,201	4.52%	79,939,101	4.48%	29,911	603	60.23	15.69%
Hawaii	237	0.30%	6,585,705	0.30%	5,431,871	0.30%	28,426	598	61.36	15.75%
Idaho	150	0.19%	4,067,267	0.18%	3,318,487	0.19%	28,946	588	60.76	14.41%
Illinois	1,972	2.45%	51,895,774	2.35%	39,419,108	2.21%	27,697	600	58.56	15.75%
Indiana	1,192	1.48%	31,128,038	1.41%	25,359,446	1.42%	27,850	597	60.85	15.09%
Iowa	266	0.33%	7,120,402	0.32%	5,730,347	0.32%	28,743	591	61.68	14.72%
Kansas	294	0.37%	7,640,461	0.35%	5,726,127	0.32%	27,180	596	59.67	14.98%
Kentucky	968	1.21%	24,451,823	1.11%	19,394,673	1.09%	27,259	600	60.35	15.24%
Louisiana	1,469	1.83%	40,808,562	1.85%	31,991,598	1.79%	29,699	599	59.44	15.13%
Maine	225	0.28%	6,303,315	0.29%	5,319,336	0.30%	29,841	603	60.96	13.32%
Maryland	1,963	2.44%	53,211,333	2.41%	42,111,473	2.36%	28,469	591	59.61	15.42%
Massachusetts	1,196	1.49%	30,975,843	1.40%	24,192,616	1.36%	27,426	600	60.87	13.99%
Michigan	1,506	1.87%	39,583,004	1.79%	31,627,721	1.77%	27,309	602	61.09	15.12%
Minnesota	410	0.51%	11,389,810	0.52%	8,842,394	0.50%	29,502	600	59.95	13.75%
Mississippi	922	1.15%	25,890,636	1.17%	20,614,589	1.16%	29,292	603	60.32	15.55%
Missouri	1,285	1.60%	32,620,086	1.48%	25,826,275	1.45%	27,136	595	60.46	15.64%
Montana	218	0.27%	6,155,239	0.28%	5,000,553	0.28%	30,071	598	60.36	13.78%
Nebraska	215	0.27%	5,945,348	0.27%	4,674,468	0.26%	29,663	602	60.18	13.35%
Nevada	904	1.13%	24,832,624	1.12%	19,833,335	1.11%	29,200	598	61.31	14.54%
New Hampshire	421	0.52%	10,557,526	0.48%	8,598,080	0.48%	26,216	593	60.36	14.07%
New Jersey	2,231	2.78%	59,507,297	2.69%	47,590,489	2.67%	27,841	607	60.99	14.04%
New Mexico	578	0.72%	15,822,604	0.72%	12,844,600	0.72%	29,003	598	61.26	15.75%
New York	3,337	4.15%	92,442,441	4.18%	73,594,826	4.13%	28,778	610	61.01	14.64%
North Carolina	3,378	4.21%	91,675,088	4.15%	73,786,324	4.14%	28,651	596	60.75	14.55%
North Dakota	107	0.13%	2,968,381	0.13%	2,458,793	0.14%	29,185	594	61.11	15.01%
Ohio	3,107	3.87%	79,401,211	3.59%	65,575,787	3.68%	26,745	597	61.42	15.33%
Oklahoma	1,182	1.47%	31,899,399	1.44%	25,544,171	1.43%	28,897	593	60.71	14.55%
Oregon	527	0.66%	13,273,639	0.60%	10,623,363	0.60%	26,936	601	60.71	14.32%
Pennsylvania	2,547	3.17%	65,831,178	2.98%	52,946,177	2.97%	27,527	597	60.87	14.13%
Rhode Island	192	0.24%	4,798,445	0.22%	3,956,154	0.22%	26,750	592	61.30	14.07%
South Carolina	1,632	2.03%	42,942,987	1.94%	34,317,441	1.92%	28,375	594	60.67	15.27%
South Dakota	108	0.13%	2,809,951	0.13%	2,320,609	0.13%	28,555	614	60.13	14.03%
Tennessee	1,855	2.31%	49,797,539	2.25%	40,545,426	2.27%	28,943	602	60.93	15.49%
Texas	13,702	17.06%	412,953,371	18.68%	339,108,560	19.02%	31,589	602	61.41	13.76%
Utah	333	0.41%	9,413,124	0.43%	7,761,067	0.44%	31,285	607	61.63	14.45%
Vermont	122	0.15%	3,320,346	0.15%	2,826,288	0.16%	29,013	582	61.90	13.32%
Virginia	1,565	1.95%	42,692,949	1.93%	34,825,984	1.95%	29,662	593	61.11	14.91%
Washington	486	0.60%	13,236,911	0.60%	10,440,271	0.59%	28,948	597	60.19	14.83%
West Virginia	644	0.80%	17,060,006	0.77%	14,094,459	0.79%	28,094	592	61.48	15.05%
Wisconsin	531	0.66%	13,608,226	0.62%	10,605,135	0.59%	27,261	594	59.58	14.99%
Wyoming	96	0.12%	3,002,692	0.14%	2,452,023	0.14%	32,133	593	60.71	14.04%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	159	0.20%	4,221,845	0.19%	3,232,372	0.18%	26,804	603	61.48	17.38%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	102,247	0.00%	89,128	0.00%	30,476	615	64.36	10.33%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	15,986	19.90%	555,692,644	25.13%	428,011,784	24.00%	35,877	610	60.07	11.62%
Used	64,345	80.10%	1,655,415,320	74.87%	1,355,303,748	76.00%	27,093	597	61.16	15.53%
NA	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	33,069	41.17%	769,447,395	34.80%	603,133,870	33.82%	24,682	599	60.06	16.37%
Truck	12,434	15.48%	466,798,580	21.11%	382,858,365	21.47%	37,193	612	61.37	12.14%
SUV	34,828	43.36%	974,861,990	44.09%	797,323,297	44.71%	28,781	596	61.30	14.43%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,011	4.99%	103,372,663	4.68%	83,106,986	4.66%	28,638	604	60.20	15.19%
Ford: Lincoln	388	0.48%	10,608,458	0.48%	8,772,909	0.49%	28,949	594	60.05	14.83%
Ford: Mercury	1	0.00%	11,545	0.00%	3,586	0.00%	3,586	463	8.00	27.99%
GMC	2,044	2.54%	67,677,016	3.06%	55,414,137	3.11%	34,199	603	61.14	13.57%
GMC: Buick	946	1.18%	21,798,836	0.99%	17,606,640	0.99%	23,250	586	60.67	16.07%
GMC: Cadillac	729	0.91%	22,913,767	1.04%	18,313,019	1.03%	34,088	595	60.28	14.36%
GMC: Chevrolet	9,278	11.55%	257,780,818	11.66%	210,824,057	11.82%	29,688	597	61.15	15.16%
GMC: Hummer	1	0.00%	32,535	0.00%	7,152	0.00%	7,152	703	16.00	12.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	33,546	0.00%	5,362	0.00%	2,755	558	9.00	14.52%
GMC: Saturn	1	0.00%	15,137	0.00%	3,897	0.00%	3,897	556	11.00	21.12%
Tesla	100	0.12%	4,932,092	0.22%	4,210,012	0.24%	48,943	653	62.97	10.23%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,399	1.74%	41,818,053	1.89%	34,947,569	1.96%	30,987	600	61.04	14.81%
BMW: Mini	169	0.21%	3,506,703	0.16%	2,870,263	0.16%	21,282	595	60.86	14.14%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,311	1.63%	40,339,016	1.82%	33,248,183	1.86%	30,933	601	60.84	15.10%
Daimler: Smart	9	0.01%	106,957	0.00%	87,052	0.00%	12,884	605	57.90	11.47%
Fiat	158	0.20%	2,966,900	0.13%	1,865,665	0.10%	19,254	595	56.69	15.29%
Fiat: Alfa Romeo	128	0.16%	4,485,263	0.20%	3,847,046	0.22%	33,716	612	63.02	13.28%
Fiat: Chrysler	1,333	1.66%	33,944,379	1.54%	24,631,289	1.38%	26,527	603	58.30	15.18%
Fiat: Dodge	7,602	9.46%	282,793,039	12.79%	226,921,887	12.72%	37,491	622	61.10	11.62%
Fiat: Jeep	8,240	10.26%	243,894,117	11.03%	192,440,982	10.79%	30,794	606	61.03	13.03%
Fiat: Maserati	1	0.00%	60,368	0.00%	11,175	0.00%	11,175	628	12.00	7.41%
Geely: Volvo	179	0.22%	5,167,472	0.23%	4,234,401	0.24%	30,204	590	60.79	13.29%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,170	2.70%	52,110,384	2.36%	43,326,942	2.43%	25,329	595	61.59	15.20%
Volkswagen: Audi	684	0.85%	20,462,044	0.93%	17,275,644	0.97%	30,628	603	60.89	14.34%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	75	0.09%	3,264,682	0.15%	2,726,191	0.15%	43,361	646	60.22	10.98%
Honda	4,191	5.22%	105,845,528	4.79%	88,144,704	4.94%	25,556	599	61.60	15.62%
Honda: Acura	504	0.63%	14,386,571	0.65%	11,785,300	0.66%	29,167	598	60.62	14.39%
Hyundai	4,309	5.36%	96,268,880	4.35%	78,305,317	4.39%	23,757	591	61.06	16.14%
Hyundai: Kia	4,395	5.47%	99,214,406	4.49%	80,525,225	4.52%	23,534	590	61.16	16.71%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,116	1.39%	27,130,712	1.23%	22,555,717	1.26%	24,739	588	61.58	15.32%
Mitsubishi	1,800	2.24%	44,660,559	2.02%	36,588,169	2.05%	25,559	593	61.88	15.71%
Nissan	8,681	10.81%	204,030,674	9.23%	160,763,200	9.01%	24,366	586	60.35	16.56%
Nissan: Infiniti	726	0.90%	21,849,125	0.99%	17,311,278	0.97%	29,959	598	60.76	14.95%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	702	0.87%	17,316,453	0.78%	14,155,022	0.79%	25,008	598	60.72	14.60%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	127	0.16%	4,071,451	0.18%	3,376,520	0.19%	32,363	592	60.98	15.14%
Tata: Land Rover	230	0.29%	8,850,274	0.40%	7,064,488	0.40%	38,075	610	61.63	12.82%
Toyota	5,846	7.28%	155,913,098	7.05%	126,837,471	7.11%	27,493	600	61.11	14.94%
Toyota: Lexus	617	0.77%	18,663,319	0.84%	15,219,960	0.85%	29,975	598	60.41	14.34%
Toyota: Scion	58	0.07%	904,639	0.04%	588,971	0.03%	15,188	587	53.17	20.63%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	6,070	7.56%	167,906,484	7.59%	133,392,144	7.48%	28,358	593	60.14	14.81%
Total:	80,331	100.00%	2,211,107,964	100.00%	1,783,315,532	100.00%	29,201	601	60.90	14.60%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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