StratMaker (147555)

Santander Drive Auto Receivables Trust 2022-3

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

28.40% / 71.60%

Total Original # of Loans

62,765

WA Loan to Value (LTV)

89.98%

Total Original Loan Amount (OLA)

$ 1,663,326,897

WA Payment to Income (PTI)

11.21%

Weighted Average (WA) OLA

$ 30,830

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,250,315,413

WA Remaining Term (RT)

56.47

Rep. Period Ending Loan Amount (ELA)

$ 1,202,090,506

WA Original APR

14.18%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

62,765

Total Original Loan Amount (OLA)

$ 1,663,326,897

Weighted Average (WA) OLA

$ 30,830

Rep. Period Beginning Loan Amount

$ 1,250,315,413

Rep. Period Ending Loan Amount (ELA)

$ 1,202,090,506

As % of Reporting Period ELA:

New % / Used %

28.40% / 71.60%

WA Loan to Value (LTV)

89.98%

WA Payment to Income (PTI)

11.21%

WA FICO (non-zero)

601

WA Remaining Term (RT)

56.47

WA Original APR

14.18%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,478	2.35%	12,389,283	0.74%	6,697,182	0.56%	6,179	579	40.60	16.39%
$10,000 - $14,999	6,282	10.01%	80,930,438	4.87%	46,329,262	3.85%	9,886	581	44.72	17.20%
$15,000 - $19,999	10,693	17.04%	188,135,838	11.31%	121,965,071	10.15%	14,515	584	51.32	16.82%
$20,000 - $24,999	12,585	20.05%	283,518,961	17.05%	200,324,092	16.66%	19,254	590	55.48	16.19%
$25,000 - $29,999	11,429	18.21%	313,146,750	18.83%	228,935,228	19.04%	23,674	592	57.11	15.49%
$30,000 - $39,999	13,610	21.68%	466,766,819	28.06%	349,500,186	29.07%	29,785	600	58.20	14.03%
$40,000 - $49,999	4,967	7.91%	218,085,748	13.11%	169,166,191	14.07%	37,560	613	59.16	10.79%
$50,000 - $59,999	1,306	2.08%	70,041,953	4.21%	54,758,239	4.56%	45,152	639	59.50	7.49%
$60,000 - $69,999	228	0.36%	14,584,427	0.88%	11,605,309	0.97%	54,031	670	60.21	5.59%
$70,000 - $79,999	76	0.12%	5,692,813	0.34%	4,636,292	0.39%	64,000	688	61.16	7.35%
$80,000 - $89,999	55	0.09%	4,637,459	0.28%	3,879,906	0.32%	72,342	708	60.60	7.63%
$90,000 - $99,999	53	0.08%	5,089,030	0.31%	4,021,438	0.33%	82,222	713	60.91	7.23%
Over $100,000	3	0.00%	307,378	0.02%	272,110	0.02%	90,739	788	62.00	6.78%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,069	16.04%	212,986,891	12.80%	13,807,066	1.15%	3,437	598	14.91	16.80%
$5,000 - $9,999	5,622	8.96%	99,856,099	6.00%	42,847,095	3.56%	7,900	587	29.83	16.34%
$10,000 - $14,999	7,491	11.93%	141,408,227	8.50%	94,563,389	7.87%	12,784	587	44.13	15.78%
$15,000 - $19,999	9,544	15.21%	206,755,724	12.43%	167,587,648	13.94%	17,677	590	54.00	15.66%
$20,000 - $24,999	10,318	16.44%	266,046,437	15.99%	231,838,706	19.29%	22,562	593	58.47	15.58%
$25,000 - $29,999	8,122	12.94%	250,229,121	15.04%	222,052,096	18.47%	27,415	597	60.11	14.84%
$30,000 - $39,999	8,917	14.21%	342,673,042	20.60%	304,378,367	25.32%	34,363	604	61.01	13.16%
$40,000 - $49,999	2,200	3.51%	109,681,261	6.59%	95,926,259	7.98%	43,757	627	61.60	9.20%
$50,000 - $59,999	302	0.48%	18,666,371	1.12%	16,117,196	1.34%	53,497	660	61.64	6.41%
$60,000 - $69,999	83	0.13%	6,225,663	0.37%	5,349,231	0.44%	64,572	689	61.05	7.57%
$70,000 - $79,999	56	0.09%	4,823,064	0.29%	4,175,502	0.35%	74,693	709	61.16	8.04%
$80,000 - $89,999	39	0.06%	3,768,471	0.23%	3,264,014	0.27%	83,779	719	61.53	7.44%
$90,000 - $99,999	2	0.00%	206,525	0.01%	183,937	0.02%	91,969	786	62.00	6.90%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	832	1.33%	37,512,588	2.26%	29,419,248	2.45%	39,458	685	57.40	1.06%
2.50 - 4.99%	579	0.92%	19,796,807	1.19%	12,842,967	1.07%	37,024	670	56.43	4.34%
5.00 - 7.49%	3,233	5.15%	97,754,593	5.88%	75,782,449	6.30%	31,604	664	58.32	6.58%
7.50 - 9.99%	7,113	11.33%	220,869,185	13.28%	169,770,594	14.12%	31,169	623	58.58	8.72%
10.00 - 12.49%	8,057	12.84%	241,761,109	14.53%	184,920,718	15.38%	29,090	600	57.88	11.12%
12.50 - 14.99%	9,104	14.50%	259,069,959	15.58%	191,530,982	15.93%	27,216	592	56.85	13.56%
15.00 - 17.49%	9,228	14.70%	243,912,798	14.66%	171,444,911	14.26%	25,265	585	55.20	15.94%
17.50 - 19.99%	9,839	15.68%	232,143,606	13.96%	152,284,469	12.67%	23,077	579	53.55	18.24%
20.00 - 22.49%	7,100	11.31%	156,294,367	9.40%	108,573,567	9.03%	22,290	575	55.67	20.82%
22.50 - 24.99%	5,181	8.25%	107,015,835	6.43%	74,348,032	6.18%	20,962	570	55.89	23.43%
25.00 - 27.49%	1,885	3.00%	36,447,603	2.19%	24,216,880	2.01%	19,761	566	54.90	25.50%
27.50 - 29.99%	614	0.98%	10,748,447	0.65%	6,955,688	0.58%	17,878	554	52.05	28.15%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,477	5.54%	81,351,951	4.89%	59,913,783	4.98%	23,664	478	55.69	16.58%
500 - 549	10,418	16.60%	263,377,251	15.83%	191,057,160	15.89%	25,029	529	55.37	15.50%
550 - 599	17,129	27.29%	445,312,579	26.77%	316,126,081	26.30%	25,628	577	55.84	15.45%
600 - 649	16,007	25.50%	457,987,206	27.53%	336,355,730	27.98%	28,489	621	57.21	12.86%
650 - 699	5,507	8.77%	163,818,509	9.85%	119,347,759	9.93%	30,092	671	57.58	11.53%
700 - 749	2,521	4.02%	77,928,592	4.69%	58,000,699	4.82%	32,776	721	58.16	10.04%
750 - 799	907	1.45%	30,437,130	1.83%	22,265,434	1.85%	35,705	770	57.65	7.80%
800+	562	0.90%	16,708,342	1.00%	11,263,709	0.94%	31,576	833	56.22	6.42%
NA	6,237	9.94%	126,405,336	7.60%	87,760,150	7.30%	20,682	0	55.89	19.09%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	4	0.01%	37,692	0.00%	21,760	0.00%	7,164	580	13.49	8.99%
25 - 36	142	0.23%	2,410,329	0.14%	1,440,652	0.12%	15,371	709	23.87	4.22%
37 - 48	1,276	2.03%	21,222,682	1.28%	14,295,654	1.19%	16,908	610	36.37	14.82%
49 - 60	5,367	8.55%	103,185,174	6.20%	75,167,748	6.25%	19,302	597	47.80	16.12%
61 - 72	46,453	74.01%	1,220,210,991	73.36%	886,869,521	73.78%	26,852	601	57.44	14.35%
73+	9,523	15.17%	316,260,029	19.01%	224,295,170	18.66%	30,374	599	57.02	12.89%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,335	8.50%	134,090,156	8.06%	8,921	0.00%	675	556	0.00	18.51%
1 - 12	4,300	6.85%	81,351,432	4.89%	15,233,797	1.27%	4,594	597	10.40	16.88%
13 - 24	4,399	7.01%	103,267,808	6.21%	40,317,843	3.35%	11,088	588	18.73	16.28%
25 - 36	3,389	5.40%	81,812,339	4.92%	46,086,299	3.83%	16,224	596	30.41	15.49%
37 - 48	4,010	6.39%	77,373,259	4.65%	59,383,399	4.94%	17,853	586	43.13	15.54%
49 - 60	14,453	23.03%	389,396,592	23.41%	326,801,326	27.19%	26,781	593	55.92	13.04%
61 - 72	26,873	42.82%	795,880,029	47.85%	714,140,536	59.41%	29,774	606	62.62	14.33%
73+	6	0.01%	155,282	0.01%	118,384	0.01%	20,879	568	76.28	4.38%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	40,001	63.73%	1,060,202,820	63.74%	798,961,563	66.46%	26,827	609	56.82	13.49%
1 - 15	7,364	11.73%	199,987,390	12.02%	157,259,086	13.08%	27,153	589	55.51	14.69%
16 - 30	4,194	6.68%	111,996,034	6.73%	88,692,603	7.38%	26,927	580	55.45	15.20%
31 - 60	4,392	7.00%	116,637,147	7.01%	96,068,448	7.99%	26,952	579	55.87	16.13%
61 - 90	1,963	3.13%	51,677,483	3.11%	42,697,478	3.55%	27,273	582	56.59	17.25%
91 - 120	953	1.52%	24,536,251	1.48%	18,411,328	1.53%	26,976	583	57.00	17.59%
121+	3,898	6.21%	98,289,772	5.91%	0	0.00%	0	0	0.00	0.00%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,164	5.04%	77,217,000	4.64%	53,367,110	4.44%	24,447	624	55.52	12.97%
Stated, not verified	58,591	93.35%	1,563,321,425	93.99%	1,137,985,894	94.67%	27,060	600	56.65	14.22%
Stated, verified to Level 3²	1,010	1.61%	22,788,472	1.37%	10,737,502	0.89%	22,662	583	41.92	16.40%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,652	93.45%	1,563,959,002	94.03%	1,137,515,155	94.63%	27,052	601	56.73	14.05%
Stated, verified but not Level 4 or 5	4,113	6.55%	99,367,895	5.97%	64,575,351	5.37%	24,316	587	51.88	16.45%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,670	9.03%	135,941,575	8.17%	97,311,331	8.10%	25,395	618	55.81	9.90%
5.00 - 9.99%	21,213	33.80%	565,216,049	33.98%	411,771,467	34.25%	27,411	601	56.54	12.68%
10.00 - 14.99%	22,092	35.20%	594,534,751	35.74%	426,258,333	35.46%	27,118	596	56.30	15.03%
15.00 - 19.99%	12,440	19.82%	328,258,376	19.74%	237,493,533	19.76%	26,141	598	56.73	16.79%
20.00 - 24.99%	1,339	2.13%	39,060,148	2.35%	29,103,049	2.42%	27,986	616	58.05	16.07%
25.00 - 29.99%	9	0.01%	270,534	0.02%	119,808	0.01%	14,457	632	28.84	14.47%
30.00 - 39.99%	2	0.00%	45,464	0.00%	32,985	0.00%	16,615	569	42.00	21.57%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	48	0.08%	425,907	0.03%	272,932	0.02%	7,228	613	46.06	7.58%
25.00 - 49.99%	690	1.10%	10,357,470	0.62%	7,245,365	0.60%	15,021	587	53.23	8.39%
50.00 - 74.99%	3,887	6.19%	88,441,485	5.32%	65,064,799	5.41%	22,520	596	56.47	9.63%
75.00 - 99.99%	17,571	27.99%	480,527,047	28.89%	345,328,021	28.73%	26,750	585	55.78	12.73%
100.00 - 109.99%	12,907	20.56%	362,034,836	21.77%	265,573,420	22.09%	28,140	596	57.10	14.46%
110.00 - 119.99%	12,695	20.23%	349,139,113	20.99%	253,300,395	21.07%	28,188	607	57.30	15.07%
120.00 - 129.99%	8,018	12.77%	209,463,872	12.59%	150,304,319	12.50%	27,447	614	56.75	15.80%
130.00 - 139.99%	6,405	10.20%	149,946,770	9.01%	105,201,900	8.75%	24,124	626	54.93	16.90%
140.00%+	544	0.87%	12,990,397	0.78%	9,799,355	0.82%	25,734	651	56.89	15.21%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,080	1.72%	27,089,567	1.63%	19,413,872	1.62%	25,578	601	55.67	15.88%
Alaska	63	0.10%	1,849,521	0.11%	1,482,737	0.12%	30,807	599	58.03	14.80%
Arizona	1,090	1.74%	29,445,341	1.77%	21,296,284	1.77%	27,153	605	56.20	13.85%
Arkansas	924	1.47%	23,830,297	1.43%	16,805,461	1.40%	25,674	600	55.46	14.30%
California	4,623	7.37%	124,955,429	7.51%	88,707,373	7.38%	27,689	609	56.06	13.79%
Colorado	548	0.87%	15,023,481	0.90%	10,832,982	0.90%	28,568	607	57.12	12.59%
Connecticut	511	0.81%	12,744,115	0.77%	9,419,957	0.78%	25,968	597	56.17	12.95%
Delaware	196	0.31%	4,978,686	0.30%	3,544,450	0.29%	24,983	589	55.74	14.27%
Florida	7,599	12.11%	198,507,991	11.93%	147,758,477	12.29%	26,977	601	57.68	13.87%
Georgia	2,708	4.31%	71,283,501	4.29%	49,851,893	4.15%	26,437	602	55.13	15.33%
Hawaii	176	0.28%	4,921,232	0.30%	3,709,051	0.31%	27,789	601	57.33	15.52%
Idaho	117	0.19%	3,048,542	0.18%	2,038,967	0.17%	24,230	588	53.22	13.62%
Illinois	1,714	2.73%	43,732,079	2.63%	28,687,026	2.39%	24,667	602	53.10	15.11%
Indiana	980	1.56%	24,823,647	1.49%	18,114,998	1.51%	25,953	604	56.36	14.88%
Iowa	223	0.36%	5,791,927	0.35%	4,115,483	0.34%	25,921	609	56.06	13.57%
Kansas	268	0.43%	7,075,463	0.43%	4,854,350	0.40%	26,477	598	55.00	13.62%
Kentucky	778	1.24%	19,253,501	1.16%	14,036,087	1.17%	25,476	600	56.24	14.97%
Louisiana	1,316	2.10%	34,307,108	2.06%	23,810,291	1.98%	26,519	598	54.42	15.18%
Maine	162	0.26%	4,206,345	0.25%	3,048,755	0.25%	26,774	602	56.71	12.19%
Maryland	2,936	4.68%	78,118,884	4.70%	59,694,327	4.97%	26,304	591	55.83	14.48%
Massachusetts	840	1.34%	22,333,307	1.34%	16,761,444	1.39%	27,532	602	58.00	13.33%
Michigan	1,204	1.92%	30,338,933	1.82%	21,088,619	1.75%	25,541	599	56.85	15.01%
Minnesota	351	0.56%	9,428,873	0.57%	6,546,887	0.54%	27,297	598	55.35	12.67%
Mississippi	726	1.16%	19,598,708	1.18%	13,211,338	1.10%	26,593	603	54.36	15.34%
Missouri	949	1.51%	23,183,192	1.39%	16,603,496	1.38%	24,694	595	55.60	15.45%
Montana	128	0.20%	3,176,653	0.19%	2,302,676	0.19%	24,755	588	57.84	15.38%
Nebraska	156	0.25%	4,111,315	0.25%	3,004,473	0.25%	27,298	602	56.59	12.95%
Nevada	652	1.04%	17,930,154	1.08%	13,060,098	1.09%	27,885	601	57.16	13.50%
New Hampshire	317	0.51%	7,491,261	0.45%	5,601,646	0.47%	24,454	580	57.52	14.81%
New Jersey	1,609	2.56%	41,130,860	2.47%	29,632,250	2.47%	25,933	603	56.63	13.77%
New Mexico	415	0.66%	11,289,583	0.68%	8,202,339	0.68%	28,135	604	56.46	14.59%
New York	2,446	3.90%	65,263,179	3.92%	46,452,930	3.86%	26,671	610	56.58	14.21%
North Carolina	2,581	4.11%	67,808,744	4.08%	48,797,726	4.06%	26,378	595	56.30	14.34%
North Dakota	86	0.14%	2,415,425	0.15%	1,771,345	0.15%	31,795	611	57.86	13.10%
Ohio	2,556	4.07%	62,679,425	3.77%	46,468,693	3.87%	24,891	600	57.58	14.71%
Oklahoma	893	1.42%	22,639,048	1.36%	15,432,959	1.28%	25,062	592	54.36	14.35%
Oregon	364	0.58%	8,701,134	0.52%	5,873,258	0.49%	23,824	594	55.14	14.49%
Pennsylvania	2,401	3.83%	60,985,828	3.67%	44,282,493	3.68%	25,969	595	56.62	13.74%
Rhode Island	155	0.25%	3,677,316	0.22%	2,672,011	0.22%	25,562	598	57.30	14.25%
South Carolina	1,197	1.91%	29,769,925	1.79%	21,055,059	1.75%	25,573	593	55.41	15.20%
South Dakota	68	0.11%	1,775,576	0.11%	1,280,188	0.11%	30,074	633	56.54	13.03%
Tennessee	1,400	2.23%	34,929,813	2.10%	25,241,067	2.10%	25,502	603	56.34	15.35%
Texas	10,228	16.30%	299,333,372	18.00%	219,573,454	18.27%	29,223	601	57.27	13.45%
Utah	211	0.34%	5,724,262	0.34%	4,135,569	0.34%	27,750	611	57.50	13.58%
Vermont	86	0.14%	2,289,352	0.14%	1,616,209	0.13%	25,285	598	54.84	13.72%
Virginia	1,156	1.84%	29,650,226	1.78%	21,554,421	1.79%	26,349	595	55.88	14.69%
Washington	393	0.63%	10,156,066	0.61%	6,795,495	0.57%	27,901	603	54.37	13.73%
West Virginia	568	0.90%	14,402,670	0.87%	10,673,181	0.89%	26,210	594	57.84	14.72%
Wisconsin	396	0.63%	10,231,285	0.62%	7,068,724	0.59%	25,605	594	55.71	14.56%
Wyoming	85	0.14%	2,523,990	0.15%	1,880,640	0.16%	28,561	603	54.26	12.95%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	134	0.21%	3,313,538	0.20%	2,209,904	0.18%	23,678	613	55.77	16.93%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	37,144	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	1	0.00%	20,082	0.00%	17,091	0.00%	17,091	617	49.00	9.60%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	14,950	23.82%	498,391,861	29.96%	341,351,440	28.40%	31,851	610	54.15	11.43%
Used	47,815	76.18%	1,164,935,036	70.04%	860,739,065	71.60%	24,944	597	57.39	15.27%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,614	42.40%	589,930,536	35.47%	410,232,404	34.13%	22,677	602	55.67	15.91%
Truck	9,245	14.73%	344,273,040	20.70%	255,548,195	21.26%	34,875	607	57.54	11.63%
SUV	26,906	42.87%	729,123,321	43.84%	536,309,907	44.61%	26,342	596	56.57	14.07%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,333	5.31%	80,509,800	4.84%	57,176,311	4.76%	26,101	598	56.48	15.06%
Ford: Lincoln	260	0.41%	6,742,699	0.41%	4,931,020	0.41%	25,944	588	56.88	14.63%
Ford: Mercury	4	0.01%	43,938	0.00%	18,947	0.00%	7,739	569	37.41	16.29%
GMC	1,360	2.17%	42,599,961	2.56%	32,246,313	2.68%	30,601	594	57.79	13.43%
GMC: Buick	663	1.06%	14,732,597	0.89%	10,420,805	0.87%	21,306	590	56.02	16.07%
GMC: Cadillac	514	0.82%	14,812,025	0.89%	10,352,113	0.86%	29,224	596	54.87	13.74%
GMC: Chevrolet	6,714	10.70%	174,528,960	10.49%	127,152,048	10.58%	27,229	595	56.89	14.98%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	30,951	0.00%	7,134	0.00%	5,063	627	9.35	20.38%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	38	0.06%	1,637,402	0.10%	1,410,422	0.12%	40,936	643	60.29	10.01%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	908	1.45%	25,857,287	1.55%	19,301,631	1.61%	28,422	604	56.64	14.31%
BMW: Mini	113	0.18%	2,392,455	0.14%	1,845,825	0.15%	21,973	595	56.52	14.02%
Daimler: Freightliner	1	0.00%	29,724	0.00%	26,017	0.00%	26,017	655	38.00	12.89%
Daimler: Mercedes-Benz	908	1.45%	26,979,176	1.62%	19,806,821	1.65%	28,622	597	56.62	14.90%
Daimler: Smart	9	0.01%	101,141	0.01%	57,025	0.00%	9,300	588	52.03	17.31%
Fiat	150	0.24%	2,802,066	0.17%	1,648,357	0.14%	17,889	597	49.96	14.00%
Fiat: Alfa Romeo	85	0.14%	2,884,619	0.17%	2,222,862	0.18%	31,413	600	60.44	13.14%
Fiat: Chrysler	1,160	1.85%	28,866,373	1.74%	18,355,730	1.53%	23,800	604	51.34	14.24%
Fiat: Dodge	6,334	10.09%	234,936,766	14.12%	168,355,021	14.01%	35,213	623	56.67	10.71%
Fiat: Jeep	7,217	11.50%	211,098,021	12.69%	148,010,003	12.31%	27,863	607	54.94	12.53%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	103	0.16%	2,740,529	0.16%	2,029,263	0.17%	28,170	593	55.55	13.49%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,511	2.41%	33,323,586	2.00%	25,209,551	2.10%	22,553	590	57.99	15.09%
Volkswagen: Audi	399	0.64%	11,531,487	0.69%	8,553,936	0.71%	27,750	595	56.94	14.23%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	56	0.09%	2,422,625	0.15%	1,685,149	0.14%	40,456	647	55.47	9.59%
Honda	3,280	5.23%	79,463,985	4.78%	59,822,702	4.98%	23,873	601	58.01	15.42%
Honda: Acura	325	0.52%	8,675,040	0.52%	6,440,831	0.54%	26,726	592	56.77	13.91%
Hyundai	3,191	5.08%	67,013,755	4.03%	48,864,028	4.06%	21,531	592	57.08	16.01%
Hyundai: Kia	3,329	5.30%	70,524,495	4.24%	51,479,864	4.28%	21,320	591	56.89	16.38%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	831	1.32%	18,914,195	1.14%	14,291,454	1.19%	22,936	591	57.93	15.12%
Mitsubishi	1,343	2.14%	31,380,379	1.89%	23,647,201	1.97%	23,263	596	58.10	16.21%
Nissan	7,178	11.44%	160,059,521	9.62%	114,040,051	9.49%	22,272	590	56.21	16.40%
Nissan: Infiniti	494	0.79%	14,129,639	0.85%	10,387,014	0.86%	27,828	591	56.64	15.09%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	516	0.82%	12,238,776	0.74%	9,097,525	0.76%	23,560	595	57.20	14.48%
Suzuki	2	0.00%	11,548	0.00%	4,551	0.00%	3,105	0	26.23	24.40%
Tata: Jaguar	73	0.12%	2,325,378	0.14%	1,788,362	0.15%	29,719	600	57.95	14.20%
Tata: Land Rover	167	0.27%	5,936,303	0.36%	4,528,359	0.38%	34,717	602	56.88	12.08%
Toyota	4,406	7.02%	114,675,363	6.89%	85,605,748	7.12%	26,012	596	57.98	14.92%
Toyota: Lexus	407	0.65%	11,917,791	0.72%	8,939,876	0.74%	28,231	591	56.37	13.56%
Toyota: Scion	68	0.11%	1,007,562	0.06%	589,989	0.05%	14,417	617	49.69	18.98%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,313	8.46%	143,448,978	8.62%	101,740,647	8.46%	25,990	595	54.96	14.26%
Total:	62,765	100.00%	1,663,326,897	100.00%	1,202,090,506	100.00%	26,905	601	56.47	14.18%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM