StratMaker (147563)

Santander Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

37.03% / 62.97%

Total Original # of Loans

26,320

WA Loan to Value (LTV)

68.89%

Total Original Loan Amount (OLA)

$ 579,777,776

WA Payment to Income (PTI)

10.84%

Weighted Average (WA) OLA

$ 26,009

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 281,176,857

WA Remaining Term (RT)

36.59

Rep. Period Ending Loan Amount (ELA)

$ 268,898,310

WA Original APR

15.26%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

26,320

Total Original Loan Amount (OLA)

$ 579,777,776

Weighted Average (WA) OLA

$ 26,009

Rep. Period Beginning Loan Amount

$ 281,176,857

Rep. Period Ending Loan Amount (ELA)

$ 268,898,310

As % of Reporting Period ELA:

New % / Used %

37.03% / 62.97%

WA Loan to Value (LTV)

68.89%

WA Payment to Income (PTI)

10.84%

WA FICO (non-zero)

599

WA Remaining Term (RT)

36.59

WA Original APR

15.26%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	14,490	0.00%	2,595	0.00%	2,102	529	12.74	24.76%
$5,000 - $9,999	1,509	5.73%	12,453,806	2.15%	4,916,366	1.83%	4,668	592	30.23	17.66%
$10,000 - $14,999	4,859	18.46%	62,108,217	10.71%	28,047,436	10.43%	8,112	589	35.02	17.95%
$15,000 - $19,999	6,346	24.11%	110,754,492	19.10%	50,515,026	18.79%	11,216	591	36.20	17.01%
$20,000 - $24,999	4,997	18.99%	111,933,926	19.31%	51,697,408	19.23%	14,505	593	36.75	16.04%
$25,000 - $29,999	3,832	14.56%	104,769,631	18.07%	48,592,219	18.07%	17,710	595	37.13	15.29%
$30,000 - $39,999	3,575	13.58%	122,117,817	21.06%	58,332,517	21.69%	21,944	603	37.44	14.00%
$40,000 - $49,999	947	3.60%	41,288,153	7.12%	20,337,216	7.56%	25,826	618	37.03	10.59%
$50,000 - $59,999	195	0.74%	10,545,002	1.82%	4,641,078	1.73%	30,286	660	36.56	8.15%
$60,000 - $69,999	43	0.16%	2,726,896	0.47%	1,301,558	0.48%	35,321	675	36.15	6.95%
$70,000 - $79,999	11	0.04%	812,879	0.14%	407,727	0.15%	42,607	670	39.42	5.99%
$80,000 - $89,999	2	0.01%	162,467	0.03%	61,771	0.02%	61,771	703	48.00	10.50%
$90,000 - $99,999	1	0.00%	90,000	0.02%	45,393	0.02%	45,393	814	35.00	4.18%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,737	29.40%	150,896,044	26.03%	5,881,815	2.19%	3,661	601	22.42	14.03%
$5,000 - $9,999	5,297	20.13%	78,284,444	13.50%	41,345,265	15.38%	8,061	601	33.12	15.98%
$10,000 - $14,999	6,258	23.78%	128,795,299	22.21%	77,373,200	28.77%	12,530	599	35.92	15.90%
$15,000 - $19,999	3,914	14.87%	107,640,037	18.57%	67,621,968	25.15%	17,396	596	37.27	15.27%
$20,000 - $24,999	1,988	7.55%	67,112,779	11.58%	44,055,281	16.38%	22,249	597	38.61	14.89%
$25,000 - $29,999	801	3.04%	31,836,061	5.49%	21,698,398	8.07%	27,161	600	40.15	13.92%
$30,000 - $39,999	305	1.16%	13,892,173	2.40%	10,011,027	3.72%	32,994	609	42.54	12.88%
$40,000 - $49,999	17	0.06%	1,098,825	0.19%	747,592	0.28%	44,229	665	41.95	12.02%
$50,000 - $59,999	2	0.01%	140,613	0.02%	101,993	0.04%	51,009	708	44.97	10.69%
$60,000 - $69,999	1	0.00%	81,500	0.01%	61,771	0.02%	61,771	703	48.00	10.50%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	242	0.92%	9,169,418	1.58%	3,355,701	1.25%	18,227	794	29.45	0.82%
2.50 - 4.99%	534	2.03%	16,581,486	2.86%	7,410,539	2.76%	18,541	724	34.79	4.05%
5.00 - 7.49%	826	3.14%	21,345,407	3.68%	9,540,320	3.55%	16,443	658	34.56	6.35%
7.50 - 9.99%	1,133	4.30%	28,378,284	4.89%	13,484,425	5.01%	17,257	603	34.67	8.71%
10.00 - 12.49%	2,269	8.62%	58,281,787	10.05%	29,090,720	10.82%	17,967	601	36.08	11.31%
12.50 - 14.99%	4,054	15.40%	98,251,253	16.95%	49,128,794	18.27%	17,610	593	36.89	13.55%
15.00 - 17.49%	4,905	18.64%	111,354,198	19.21%	53,503,962	19.90%	16,845	591	37.16	15.86%
17.50 - 19.99%	5,281	20.06%	113,636,894	19.60%	51,175,825	19.03%	16,370	583	37.37	17.92%
20.00 - 22.49%	3,779	14.36%	69,139,242	11.93%	30,377,835	11.30%	14,468	579	37.08	20.59%
22.50 - 24.99%	2,572	9.77%	42,939,002	7.41%	17,947,586	6.67%	13,437	571	36.74	22.92%
25.00 - 27.49%	686	2.61%	10,183,380	1.76%	3,682,890	1.37%	12,033	555	34.87	24.53%
27.50 - 29.99%	39	0.15%	517,423	0.09%	199,712	0.07%	13,425	510	35.35	27.44%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	659	2.50%	12,684,409	2.19%	6,097,049	2.27%	15,860	478	38.13	18.72%
500 - 549	4,128	15.68%	90,636,243	15.63%	44,080,270	16.39%	16,535	532	37.00	15.53%
550 - 599	9,086	34.52%	205,430,802	35.43%	97,786,355	36.37%	16,796	580	36.84	15.62%
600 - 649	5,841	22.19%	137,113,081	23.65%	63,243,140	23.52%	17,407	624	36.77	14.31%
650 - 699	1,357	5.16%	33,015,147	5.69%	15,187,416	5.65%	18,631	671	37.67	13.35%
700 - 749	538	2.04%	13,130,254	2.26%	6,024,319	2.24%	18,148	720	37.22	12.40%
750 - 799	252	0.96%	6,943,194	1.20%	2,889,029	1.07%	16,632	773	33.95	7.13%
800+	564	2.14%	16,014,109	2.76%	6,526,492	2.43%	15,418	842	31.49	3.99%
NA	3,895	14.80%	64,810,536	11.18%	27,064,241	10.06%	12,296	0	35.00	20.27%
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	88	0.33%	1,523,069	0.26%	88,345	0.03%	4,000	631	6.65	14.69%
37 - 48	637	2.42%	7,994,990	1.38%	1,736,312	0.65%	5,169	613	12.99	16.79%
49 - 60	1,992	7.57%	32,527,671	5.61%	12,251,003	4.56%	9,788	648	24.67	13.25%
61 - 72	21,173	80.44%	462,082,220	79.70%	218,839,855	81.38%	16,116	596	37.02	15.64%
73+	2,430	9.23%	75,649,826	13.05%	35,982,794	13.38%	21,860	599	39.22	13.58%
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,823	22.12%	125,619,630	21.67%	22,749	0.01%	4,054	592	0.00	14.36%
1 - 12	719	2.73%	13,514,018	2.33%	2,170,548	0.81%	4,671	599	8.95	11.21%
13 - 24	1,400	5.32%	25,215,475	4.35%	9,472,153	3.52%	9,152	644	20.92	11.72%
25 - 36	8,281	31.46%	180,586,370	31.15%	98,897,048	36.78%	14,355	602	33.32	14.61%
37 - 48	9,972	37.89%	231,600,431	39.95%	155,742,856	57.92%	18,401	595	39.70	15.98%
49 - 60	102	0.39%	2,664,454	0.46%	2,098,001	0.78%	23,067	583	52.25	12.90%
61 - 72	21	0.08%	502,931	0.09%	430,581	0.16%	22,778	580	64.68	14.68%
73+	2	0.01%	74,466	0.01%	64,375	0.02%	32,212	607	78.08	13.32%
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	14,634	55.60%	318,485,696	54.93%	172,835,847	64.28%	15,592	607	36.22	14.74%
1 - 15	2,625	9.97%	59,641,760	10.29%	37,116,166	13.80%	17,677	585	37.12	15.85%
16 - 30	1,569	5.96%	36,366,894	6.27%	22,779,471	8.47%	17,868	582	37.14	16.03%
31 - 60	1,549	5.89%	35,709,083	6.16%	22,617,635	8.41%	18,658	584	37.34	16.50%
61 - 90	686	2.61%	15,865,960	2.74%	10,111,690	3.76%	19,454	587	37.72	16.94%
91 - 120	276	1.05%	6,419,702	1.11%	3,437,501	1.28%	19,189	583	37.18	16.90%
121+	4,981	18.92%	107,288,680	18.51%	0	0.00%	0	0	0.00	0.00%
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,485	5.64%	31,230,568	5.39%	14,035,986	5.22%	15,388	621	35.76	13.86%
Stated, not verified	24,645	93.64%	543,901,283	93.81%	253,798,080	94.38%	16,584	598	36.66	15.35%
Stated, verified to Level 3²	190	0.72%	4,645,924	0.80%	1,064,244	0.40%	16,590	576	29.73	13.88%
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	25,280	96.05%	556,177,525	95.93%	259,535,266	96.52%	16,503	600	36.63	15.21%
Stated, verified but not Level 4 or 5	1,040	3.95%	23,600,250	4.07%	9,363,044	3.48%	17,026	577	35.37	16.83%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,690	10.22%	51,834,083	8.94%	24,651,309	9.17%	13,747	623	34.82	11.58%
5.00 - 9.99%	9,233	35.08%	197,738,252	34.11%	94,065,346	34.98%	16,137	602	36.19	14.42%
10.00 - 14.99%	9,339	35.48%	213,334,370	36.80%	98,341,798	36.57%	17,280	593	37.04	16.21%
15.00 - 19.99%	4,785	18.18%	110,141,182	19.00%	48,844,771	18.16%	17,108	592	37.33	16.86%
20.00 - 24.99%	268	1.02%	6,567,034	1.13%	2,930,739	1.09%	16,781	596	36.46	14.87%
25.00 - 29.99%	4	0.02%	150,327	0.03%	64,347	0.02%	24,903	688	34.40	9.93%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	1	0.00%	12,527	0.00%	0	0.00%	0	0	0.00	0.00%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	19	0.07%	162,347	0.03%	58,139	0.02%	4,016	595	27.60	9.98%
25.00 - 49.99%	292	1.11%	3,873,864	0.67%	1,635,046	0.61%	7,747	618	31.15	10.29%
50.00 - 74.99%	1,192	4.53%	23,341,776	4.03%	10,605,561	3.94%	13,085	622	33.74	10.42%
75.00 - 99.99%	6,201	23.56%	147,121,085	25.38%	69,122,235	25.71%	17,106	594	36.38	13.86%
100.00 - 109.99%	5,237	19.90%	121,421,861	20.94%	55,905,746	20.79%	17,271	591	36.87	15.42%
110.00 - 119.99%	5,775	21.94%	127,534,130	22.00%	58,894,045	21.90%	16,744	594	36.82	16.34%
120.00 - 129.99%	4,531	17.22%	94,943,338	16.38%	43,670,576	16.24%	16,104	602	36.83	16.47%
130.00 - 139.99%	2,900	11.02%	56,715,903	9.78%	26,817,422	9.97%	15,245	614	37.03	16.77%
140.00%+	173	0.66%	4,663,471	0.80%	2,189,540	0.81%	20,441	669	37.55	11.03%
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	547	2.08%	11,751,307	2.03%	5,198,980	1.93%	16,095	601	36.08	16.65%
Alaska	44	0.17%	1,217,059	0.21%	514,885	0.19%	21,517	597	37.29	13.45%
Arizona	468	1.78%	10,745,366	1.85%	4,863,029	1.81%	17,503	604	37.39	15.17%
Arkansas	557	2.12%	11,883,148	2.05%	5,076,043	1.89%	15,609	591	36.87	15.36%
California	1,782	6.77%	39,754,740	6.86%	18,159,680	6.75%	16,712	607	36.28	15.59%
Colorado	140	0.53%	3,160,947	0.55%	1,384,464	0.51%	16,416	594	35.19	14.52%
Connecticut	257	0.98%	5,514,472	0.95%	2,653,918	0.99%	15,496	604	35.57	13.13%
Delaware	16	0.06%	326,607	0.06%	175,929	0.07%	13,687	623	32.53	16.21%
Florida	3,010	11.44%	62,791,838	10.83%	29,419,183	10.94%	15,563	592	36.65	15.20%
Georgia	1,255	4.77%	27,911,366	4.81%	13,216,615	4.92%	17,039	598	37.01	16.30%
Hawaii	90	0.34%	1,882,454	0.32%	941,251	0.35%	17,286	593	38.27	17.97%
Idaho	36	0.14%	864,873	0.15%	439,186	0.16%	18,595	614	36.42	12.77%
Illinois	901	3.42%	19,926,396	3.44%	9,031,956	3.36%	16,061	607	35.98	15.08%
Indiana	338	1.28%	6,780,015	1.17%	3,098,569	1.15%	14,517	600	36.19	16.26%
Iowa	98	0.37%	2,138,369	0.37%	877,783	0.33%	17,228	618	38.20	13.54%
Kansas	130	0.49%	2,960,218	0.51%	1,373,582	0.51%	17,043	598	36.63	15.26%
Kentucky	300	1.14%	6,180,614	1.07%	2,650,561	0.99%	15,768	601	37.39	15.14%
Louisiana	639	2.43%	14,332,068	2.47%	6,798,728	2.53%	18,023	592	37.44	16.25%
Maine	51	0.19%	1,075,027	0.19%	550,034	0.20%	15,802	575	36.96	13.92%
Maryland	1,191	4.53%	27,815,404	4.80%	12,969,233	4.82%	16,903	606	35.83	15.00%
Massachusetts	11	0.04%	195,371	0.03%	46,425	0.02%	10,656	597	36.02	13.47%
Michigan	379	1.44%	8,042,124	1.39%	3,588,021	1.33%	14,985	614	36.05	15.00%
Minnesota	127	0.48%	2,943,879	0.51%	1,365,801	0.51%	15,907	634	34.92	13.15%
Mississippi	364	1.38%	8,191,020	1.41%	3,786,948	1.41%	16,420	593	36.88	16.41%
Missouri	405	1.54%	8,576,246	1.48%	4,002,583	1.49%	15,824	600	36.92	15.16%
Montana	71	0.27%	1,601,580	0.28%	740,448	0.28%	17,296	589	36.20	16.03%
Nebraska	60	0.23%	1,362,731	0.24%	632,886	0.24%	16,312	646	37.05	12.06%
Nevada	232	0.88%	5,417,254	0.93%	2,654,308	0.99%	18,815	602	37.87	14.90%
New Hampshire	128	0.49%	2,590,038	0.45%	1,314,333	0.49%	15,068	598	36.33	15.76%
New Jersey	651	2.47%	13,370,883	2.31%	6,443,864	2.40%	14,518	601	35.52	14.92%
New Mexico	191	0.73%	4,381,436	0.76%	2,133,819	0.79%	17,219	595	37.09	16.98%
New York	966	3.67%	21,549,560	3.72%	10,029,945	3.73%	16,270	603	36.13	14.83%
North Carolina	1,061	4.03%	22,481,794	3.88%	10,503,933	3.91%	16,203	590	37.18	15.34%
North Dakota	31	0.12%	843,666	0.15%	364,283	0.14%	19,072	620	35.93	13.41%
Ohio	686	2.61%	13,958,519	2.41%	6,539,516	2.43%	15,475	602	36.62	14.98%
Oklahoma	522	1.98%	11,022,848	1.90%	4,981,730	1.85%	16,495	603	37.03	15.59%
Oregon	108	0.41%	2,324,778	0.40%	1,126,752	0.42%	16,663	607	37.43	14.72%
Pennsylvania	1,910	7.26%	41,270,955	7.12%	19,579,942	7.28%	15,580	600	35.87	14.61%
Rhode Island	45	0.17%	879,971	0.15%	454,867	0.17%	14,674	588	35.93	14.48%
South Carolina	533	2.03%	11,021,445	1.90%	5,304,471	1.97%	15,646	593	36.71	16.18%
South Dakota	45	0.17%	999,006	0.17%	418,854	0.16%	16,515	646	36.68	14.21%
Tennessee	562	2.14%	11,837,069	2.04%	5,315,362	1.98%	16,004	604	37.24	15.74%
Texas	4,113	15.63%	98,380,580	16.97%	45,890,552	17.07%	18,109	594	36.88	15.10%
Utah	71	0.27%	1,739,406	0.30%	778,726	0.29%	18,840	603	37.54	13.93%
Vermont	35	0.13%	725,026	0.13%	248,955	0.09%	15,456	600	34.76	14.89%
Virginia	450	1.71%	9,571,781	1.65%	4,636,870	1.72%	15,979	590	36.94	15.36%
Washington	148	0.56%	3,171,885	0.55%	1,385,869	0.52%	16,575	586	37.13	15.70%
West Virginia	229	0.87%	4,801,874	0.83%	2,141,143	0.80%	16,077	596	37.11	15.14%
Wisconsin	210	0.80%	4,716,594	0.81%	2,079,250	0.77%	15,751	604	35.90	14.25%
Wyoming	33	0.13%	845,811	0.15%	414,548	0.15%	22,206	640	38.41	13.33%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	49,607	0.01%	0	0.00%	0	0	0.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	85	0.32%	1,802,504	0.31%	570,753	0.21%	14,560	593	34.84	16.32%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.02%	98,247	0.02%	28,945	0.01%	10,827	541	34.04	17.43%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,522	28.58%	216,923,566	37.41%	99,580,484	37.03%	19,970	606	37.15	13.45%
Used	18,798	71.42%	362,854,210	62.59%	169,317,826	62.97%	14,493	594	36.26	16.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	12,259	46.58%	225,883,610	38.96%	99,701,859	37.08%	13,826	599	36.36	16.41%
Truck	3,676	13.97%	114,826,669	19.81%	54,434,081	20.24%	21,296	606	36.56	13.65%
SUV	10,385	39.46%	239,067,497	41.23%	114,762,370	42.68%	16,599	595	36.79	15.02%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,496	9.48%	51,917,276	8.95%	23,928,486	8.90%	15,810	592	36.07	16.05%
Ford: Lincoln	99	0.38%	2,020,438	0.35%	870,805	0.32%	14,902	596	35.86	15.16%
Ford: Mercury	1	0.00%	6,283	0.00%	0	0.00%	0	0	0.00	0.00%
GMC	596	2.26%	15,859,503	2.74%	7,663,605	2.85%	18,941	588	36.36	15.30%
GMC: Buick	304	1.16%	5,622,655	0.97%	3,009,285	1.12%	14,092	585	36.98	16.71%
GMC: Cadillac	245	0.93%	5,708,061	0.98%	2,592,119	0.96%	17,163	579	36.47	15.50%
GMC: Chevrolet	2,794	10.62%	60,475,545	10.43%	28,595,585	10.63%	16,642	594	36.57	16.27%
GMC: Hummer	2	0.01%	43,127	0.01%	1,902	0.00%	1,241	583	3.33	6.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	1	0.00%	52,760	0.01%	27,713	0.01%	27,713	573	35.00	7.46%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	353	1.34%	8,187,752	1.41%	3,491,355	1.30%	17,136	590	36.69	15.14%
BMW: Mini	45	0.17%	761,880	0.13%	335,087	0.12%	12,231	594	35.57	14.66%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	337	1.28%	8,372,593	1.44%	3,594,202	1.34%	17,642	593	36.41	15.36%
Daimler: Smart	3	0.01%	26,220	0.00%	12,708	0.00%	5,384	590	34.64	13.92%
Fiat	52	0.20%	856,097	0.15%	425,023	0.16%	12,743	598	37.26	15.82%
Fiat: Alfa Romeo	14	0.05%	477,384	0.08%	221,658	0.08%	21,834	628	37.76	11.98%
Fiat: Chrysler	730	2.77%	18,120,623	3.13%	7,295,905	2.71%	16,170	659	33.96	10.85%
Fiat: Dodge	3,940	14.97%	111,956,543	19.31%	51,101,816	19.00%	20,364	611	37.28	13.56%
Fiat: Jeep	3,055	11.61%	77,783,936	13.42%	36,733,907	13.66%	17,835	611	36.98	13.42%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	27	0.10%	659,473	0.11%	300,722	0.11%	16,334	565	35.46	13.98%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	420	1.60%	7,241,889	1.25%	3,482,134	1.29%	13,515	587	36.68	16.35%
Volkswagen: Audi	162	0.62%	3,796,656	0.65%	1,596,948	0.59%	17,144	586	35.59	15.71%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.06%	527,502	0.09%	210,956	0.08%	22,187	615	35.66	12.35%
Honda	1,052	4.00%	19,303,823	3.33%	9,593,540	3.57%	13,690	589	36.11	16.50%
Honda: Acura	100	0.38%	2,094,426	0.36%	990,747	0.37%	14,434	591	35.88	15.93%
Hyundai	1,439	5.47%	23,285,534	4.02%	10,654,238	3.96%	12,229	589	36.61	17.43%
Hyundai: Kia	1,351	5.13%	23,775,235	4.10%	10,697,182	3.98%	13,257	586	36.68	17.30%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	259	0.98%	4,301,103	0.74%	1,959,631	0.73%	12,475	587	36.23	17.08%
Mitsubishi	498	1.89%	9,662,212	1.67%	4,024,652	1.50%	13,817	588	36.55	17.16%
Nissan	3,245	12.33%	59,130,508	10.20%	27,865,981	10.36%	13,439	589	36.65	16.90%
Nissan: Infiniti	237	0.90%	5,892,509	1.02%	2,660,309	0.99%	18,309	588	36.28	15.61%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	200	0.76%	3,885,510	0.67%	1,981,107	0.74%	14,042	589	36.64	15.60%
Suzuki	2	0.01%	14,978	0.00%	3,510	0.00%	3,510	637	36.00	21.00%
Tata: Jaguar	35	0.13%	1,027,932	0.18%	504,982	0.19%	20,303	558	36.23	15.77%
Tata: Land Rover	51	0.19%	1,520,387	0.26%	666,417	0.25%	19,290	598	34.49	13.46%
Toyota	1,872	7.11%	39,339,854	6.79%	18,898,052	7.03%	15,215	588	36.17	16.13%
Toyota: Lexus	164	0.62%	3,833,939	0.66%	1,878,416	0.70%	17,036	587	36.41	15.16%
Toyota: Scion	21	0.08%	270,434	0.05%	117,329	0.04%	8,359	552	32.76	15.76%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	103	0.39%	1,965,196	0.34%	910,296	0.34%	16,194	583	36.35	15.64%
Total:	26,320	100.00%	579,777,776	100.00%	268,898,310	100.00%	16,522	599	36.59	15.26%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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