StratMaker (147567)

Santander Drive Auto Receivables Trust 2019-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

47.02% / 52.98%

Total Original # of Loans

16,216

WA Loan to Value (LTV)

54.73%

Total Original Loan Amount (OLA)

$ 369,401,376

WA Payment to Income (PTI)

10.56%

Weighted Average (WA) OLA

$ 27,586

WA FICO (non-zero)

607

Rep. Period Beginning Loan Amount

$ 125,603,098

WA Remaining Term (RT)

26.42

Rep. Period Ending Loan Amount (ELA)

$ 118,800,405

WA Original APR

15.26%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

16,216

Total Original Loan Amount (OLA)

$ 369,401,376

Weighted Average (WA) OLA

$ 27,586

Rep. Period Beginning Loan Amount

$ 125,603,098

Rep. Period Ending Loan Amount (ELA)

$ 118,800,405

As % of Reporting Period ELA:

New % / Used %

47.02% / 52.98%

WA Loan to Value (LTV)

54.73%

WA Payment to Income (PTI)

10.56%

WA FICO (non-zero)

607

WA Remaining Term (RT)

26.42

WA Original APR

15.26%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,851	0.00%	1,919	0.00%	961	596	17.21	11.41%
$5,000 - $9,999	913	5.63%	7,595,830	2.06%	1,798,187	1.51%	3,671	594	21.30	18.86%
$10,000 - $14,999	3,045	18.78%	38,846,510	10.52%	11,867,151	9.99%	6,369	591	24.57	18.48%
$15,000 - $19,999	3,668	22.62%	64,025,071	17.33%	19,649,680	16.54%	8,978	594	25.53	17.39%
$20,000 - $24,999	3,063	18.89%	68,530,110	18.55%	22,062,939	18.57%	11,773	594	26.35	16.55%
$25,000 - $29,999	2,141	13.20%	58,573,148	15.86%	19,314,612	16.26%	14,594	602	27.08	15.69%
$30,000 - $39,999	2,234	13.78%	76,842,908	20.80%	25,909,543	21.81%	17,568	614	27.11	13.89%
$40,000 - $49,999	820	5.06%	36,012,729	9.75%	11,873,171	9.99%	20,538	626	27.35	11.29%
$50,000 - $59,999	232	1.43%	12,569,486	3.40%	4,096,766	3.45%	23,643	660	27.34	8.72%
$60,000 - $69,999	82	0.51%	5,216,878	1.41%	1,844,444	1.55%	29,317	674	28.51	8.71%
$70,000 - $79,999	15	0.09%	1,098,718	0.30%	349,101	0.29%	34,342	690	28.78	8.86%
$80,000 - $89,999	1	0.01%	80,137	0.02%	32,892	0.03%	32,892	679	26.00	13.03%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,768	41.74%	132,617,558	35.90%	5,843,414	4.92%	3,743	612	19.67	15.64%
$5,000 - $9,999	4,249	26.20%	76,694,164	20.76%	31,620,919	26.62%	7,711	606	24.09	15.81%
$10,000 - $14,999	2,897	17.87%	75,707,057	20.49%	35,623,932	29.99%	12,465	603	25.99	15.55%
$15,000 - $19,999	1,434	8.84%	48,218,460	13.05%	24,555,922	20.67%	17,244	606	27.76	14.87%
$20,000 - $24,999	577	3.56%	22,735,141	6.15%	12,773,424	10.75%	22,228	608	29.73	14.46%
$25,000 - $29,999	216	1.33%	9,599,212	2.60%	5,834,497	4.91%	27,088	621	31.78	14.34%
$30,000 - $39,999	68	0.42%	3,359,484	0.91%	2,223,342	1.87%	32,819	621	34.59	13.22%
$40,000 - $49,999	6	0.04%	404,217	0.11%	274,326	0.23%	45,830	689	38.93	12.16%
$50,000 - $59,999	1	0.01%	66,085	0.02%	50,628	0.04%	50,628	659	35.00	17.70%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	247	1.52%	8,554,251	2.32%	2,502,195	2.11%	14,516	671	25.29	4.81%
5.00 - 7.49%	680	4.19%	23,710,799	6.42%	6,960,224	5.86%	16,101	679	25.42	6.41%
7.50 - 9.99%	1,160	7.15%	31,896,874	8.63%	10,035,628	8.45%	14,225	646	25.22	8.69%
10.00 - 12.49%	1,750	10.79%	46,647,395	12.63%	15,749,611	13.26%	14,502	621	26.13	11.26%
12.50 - 14.99%	2,208	13.62%	55,245,400	14.96%	19,166,018	16.13%	14,452	609	26.23	13.58%
15.00 - 17.49%	2,583	15.93%	59,658,446	16.15%	20,442,928	17.21%	14,214	596	26.74	16.04%
17.50 - 19.99%	2,886	17.80%	61,269,759	16.59%	20,202,036	17.01%	13,986	586	27.28	18.08%
20.00 - 22.49%	1,847	11.39%	35,192,633	9.53%	10,990,160	9.25%	12,788	575	26.65	20.87%
22.50 - 24.99%	1,693	10.44%	28,888,358	7.82%	8,383,795	7.06%	11,996	565	26.57	23.41%
25.00 - 27.49%	957	5.90%	15,240,638	4.13%	3,721,434	3.13%	11,947	547	26.90	25.45%
27.50 - 29.99%	205	1.26%	3,096,823	0.84%	646,376	0.54%	12,466	524	27.14	26.94%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	536	3.31%	9,982,033	2.70%	3,369,049	2.84%	13,198	478	27.34	20.19%
500 - 549	2,071	12.77%	42,316,932	11.46%	14,634,488	12.32%	13,529	530	27.03	17.91%
550 - 599	4,504	27.78%	101,522,783	27.48%	34,123,851	28.72%	13,921	577	26.73	15.91%
600 - 649	4,219	26.02%	104,736,957	28.35%	34,041,390	28.65%	14,523	623	26.46	14.07%
650 - 699	1,729	10.66%	48,737,761	13.19%	15,388,667	12.95%	16,087	669	26.29	11.66%
700 - 749	612	3.77%	16,048,368	4.34%	4,751,309	4.00%	13,625	720	24.79	11.06%
750 - 799	253	1.56%	6,575,804	1.78%	1,861,158	1.57%	13,216	772	24.59	9.86%
800+	163	1.01%	3,981,085	1.08%	1,296,721	1.09%	12,040	832	24.38	9.20%
NA	2,129	13.13%	35,499,652	9.61%	9,333,772	7.86%	10,599	0	25.52	21.18%
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.01%	14,555	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	28	0.17%	294,798	0.08%	0	0.00%	0	0	0.00	0.00%
37 - 48	199	1.23%	2,342,994	0.63%	133,042	0.11%	4,077	561	6.31	16.77%
49 - 60	1,073	6.62%	15,357,148	4.16%	3,011,984	2.54%	5,862	608	13.81	16.39%
61 - 72	13,034	80.38%	289,029,909	78.24%	93,692,002	78.87%	13,117	605	26.18	15.60%
73+	1,881	11.60%	62,361,971	16.88%	21,963,377	18.49%	18,947	617	29.31	13.64%
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,952	30.54%	109,240,138	29.57%	5,253	0.00%	813	567	0.00	17.45%
1 - 12	612	3.77%	8,961,283	2.43%	1,730,309	1.46%	3,973	622	10.66	14.78%
13 - 24	5,153	31.78%	110,683,419	29.96%	41,958,758	35.32%	10,032	617	22.87	14.58%
25 - 36	5,401	33.31%	137,689,955	37.27%	72,975,135	61.43%	16,188	602	28.40	15.64%
37 - 48	83	0.51%	2,339,757	0.63%	1,768,633	1.49%	25,114	595	38.47	15.86%
49 - 60	13	0.08%	430,743	0.12%	311,865	0.26%	27,268	612	54.18	16.09%
61 - 72	2	0.01%	56,081	0.02%	50,451	0.04%	25,226	581	63.00	18.00%
73+	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	8,020	49.46%	182,460,906	49.39%	73,044,713	61.49%	12,816	614	25.76	14.55%
1 - 15	1,450	8.94%	34,737,278	9.40%	17,262,182	14.53%	15,334	601	27.13	15.78%
16 - 30	924	5.70%	21,882,940	5.92%	10,674,166	8.98%	14,837	596	26.88	15.81%
31 - 60	881	5.43%	20,514,079	5.55%	11,087,566	9.33%	16,541	591	27.93	17.20%
61 - 90	390	2.41%	9,139,901	2.47%	5,205,881	4.38%	18,210	590	28.62	17.78%
91 - 120	143	0.88%	3,103,164	0.84%	1,525,896	1.28%	16,954	602	28.10	16.67%
121+	4,408	27.18%	97,563,108	26.41%	0	0.00%	0	0	0.00	0.00%
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	962	5.93%	20,325,929	5.50%	5,926,337	4.99%	12,180	612	26.11	14.91%
Stated, not verified	15,181	93.62%	347,310,361	94.02%	112,384,030	94.60%	14,090	607	26.44	15.27%
Stated, verified to Level 3²	73	0.45%	1,765,087	0.48%	490,037	0.41%	15,623	585	25.94	14.88%
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	15,783	97.33%	359,232,815	97.25%	115,656,291	97.35%	13,975	608	26.41	15.25%
Stated, verified but not Level 4 or 5	433	2.67%	10,168,560	2.75%	3,144,114	2.65%	14,948	596	26.67	15.42%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,779	10.97%	34,727,536	9.40%	11,147,867	9.38%	10,681	625	24.55	12.70%
5.00 - 9.99%	6,321	38.98%	138,324,579	37.45%	45,523,361	38.32%	13,454	606	26.16	14.84%
10.00 - 14.99%	5,552	34.24%	133,547,759	36.15%	42,343,465	35.64%	14,897	604	26.95	15.87%
15.00 - 19.99%	2,337	14.41%	56,901,885	15.40%	17,939,695	15.10%	15,298	604	26.98	16.54%
20.00 - 24.99%	223	1.38%	5,810,173	1.57%	1,817,082	1.53%	14,437	609	26.45	14.32%
25.00 - 29.99%	4	0.02%	89,444	0.02%	28,935	0.02%	8,972	678	24.83	8.41%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.07%	92,732	0.03%	21,680	0.02%	2,443	690	15.43	8.40%
25.00 - 49.99%	157	0.97%	2,148,494	0.58%	570,323	0.48%	5,830	613	22.82	10.95%
50.00 - 74.99%	702	4.33%	13,932,641	3.77%	4,368,421	3.68%	10,211	607	24.29	11.55%
75.00 - 99.99%	4,197	25.88%	103,406,570	27.99%	33,369,117	28.09%	14,392	596	26.56	14.29%
100.00 - 109.99%	3,348	20.65%	79,312,222	21.47%	25,845,148	21.76%	14,535	598	26.84	15.72%
110.00 - 119.99%	3,338	20.58%	73,420,736	19.88%	23,929,550	20.14%	14,082	606	26.54	16.21%
120.00 - 129.99%	2,408	14.85%	51,950,702	14.06%	16,749,887	14.10%	13,716	615	26.40	16.09%
130.00 - 139.99%	1,849	11.40%	39,242,052	10.62%	12,291,952	10.35%	13,416	634	25.95	16.15%
140.00%+	206	1.27%	5,895,228	1.60%	1,654,325	1.39%	16,783	683	25.93	9.91%
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	360	2.22%	7,399,211	2.00%	2,412,881	2.03%	12,664	604	25.98	17.75%
Alaska	24	0.15%	570,432	0.15%	211,070	0.18%	15,656	611	26.41	15.59%
Arizona	302	1.86%	7,129,762	1.93%	2,176,263	1.83%	14,606	620	26.58	14.59%
Arkansas	301	1.86%	6,660,932	1.80%	2,131,010	1.79%	13,710	621	26.50	14.09%
California	1,785	11.01%	40,856,638	11.06%	11,416,838	9.61%	14,404	607	26.52	16.02%
Colorado	121	0.75%	2,851,461	0.77%	812,271	0.68%	14,141	608	25.95	13.57%
Connecticut	171	1.05%	3,699,933	1.00%	1,075,889	0.91%	10,657	603	24.58	13.84%
Delaware	74	0.46%	1,498,826	0.41%	504,170	0.42%	11,740	601	25.23	15.72%
Florida	1,794	11.06%	38,842,462	10.51%	13,168,018	11.08%	13,127	604	26.34	15.20%
Georgia	938	5.78%	22,390,654	6.06%	7,637,975	6.43%	15,069	603	27.21	16.08%
Hawaii	36	0.22%	757,188	0.20%	249,376	0.21%	13,570	558	26.05	19.40%
Idaho	42	0.26%	1,011,787	0.27%	358,075	0.30%	14,854	621	28.04	14.56%
Illinois	730	4.50%	16,312,928	4.42%	5,434,715	4.57%	14,133	605	26.73	15.66%
Indiana	227	1.40%	5,008,635	1.36%	1,523,186	1.28%	12,424	614	25.74	15.35%
Iowa	63	0.39%	1,509,838	0.41%	507,197	0.43%	12,710	603	26.04	15.20%
Kansas	87	0.54%	2,009,063	0.54%	533,898	0.45%	11,893	640	24.04	13.54%
Kentucky	229	1.41%	4,891,383	1.32%	1,677,797	1.41%	13,085	601	26.46	15.98%
Louisiana	461	2.84%	10,957,730	2.97%	3,605,363	3.03%	15,275	603	26.82	15.63%
Maine	45	0.28%	863,202	0.23%	296,713	0.25%	9,351	598	24.35	14.94%
Maryland	17	0.10%	414,334	0.11%	126,701	0.11%	14,611	618	27.41	15.80%
Massachusetts	250	1.54%	5,036,525	1.36%	1,438,414	1.21%	10,837	597	25.32	15.15%
Michigan	219	1.35%	4,529,368	1.23%	1,413,085	1.19%	12,619	602	25.90	16.21%
Minnesota	83	0.51%	1,802,512	0.49%	545,240	0.46%	12,145	627	24.75	13.71%
Mississippi	261	1.61%	5,948,448	1.61%	1,761,865	1.48%	13,382	597	26.16	15.92%
Missouri	295	1.82%	6,017,776	1.63%	2,101,357	1.77%	12,926	615	26.08	15.97%
Montana	36	0.22%	976,780	0.26%	211,063	0.18%	16,576	614	25.56	13.29%
Nebraska	37	0.23%	882,618	0.24%	278,562	0.23%	13,399	625	26.17	13.63%
Nevada	215	1.33%	4,830,929	1.31%	1,559,997	1.31%	15,144	602	27.01	15.43%
New Hampshire	89	0.55%	1,555,203	0.42%	488,321	0.41%	9,925	585	25.13	17.31%
New Jersey	423	2.61%	8,575,776	2.32%	2,936,245	2.47%	11,639	592	25.10	15.59%
New Mexico	151	0.93%	3,732,435	1.01%	1,220,564	1.03%	16,057	608	26.70	16.88%
New York	652	4.02%	14,928,482	4.04%	4,871,452	4.10%	13,732	606	25.94	16.09%
North Carolina	641	3.95%	14,302,466	3.87%	4,417,697	3.72%	13,664	612	26.51	14.72%
North Dakota	18	0.11%	437,543	0.12%	100,983	0.09%	10,570	632	25.29	14.83%
Ohio	532	3.28%	10,935,579	2.96%	3,222,272	2.71%	12,848	605	26.09	15.86%
Oklahoma	311	1.92%	7,147,313	1.93%	2,126,009	1.79%	13,503	621	26.02	14.46%
Oregon	99	0.61%	2,217,480	0.60%	597,271	0.50%	12,732	625	25.56	14.86%
Pennsylvania	42	0.26%	889,745	0.24%	340,083	0.29%	12,875	602	26.74	15.42%
Rhode Island	44	0.27%	907,992	0.25%	308,115	0.26%	10,125	576	24.87	14.88%
South Carolina	359	2.21%	7,713,132	2.09%	2,491,102	2.10%	13,018	591	27.08	16.78%
South Dakota	26	0.16%	550,545	0.15%	166,778	0.14%	12,252	617	26.09	15.84%
Tennessee	341	2.10%	7,425,001	2.01%	2,502,866	2.11%	13,641	607	26.35	16.25%
Texas	2,510	15.48%	64,864,857	17.56%	21,912,021	18.44%	15,608	613	26.79	13.79%
Utah	32	0.20%	737,822	0.20%	201,430	0.17%	12,769	603	24.27	15.54%
Vermont	27	0.17%	518,040	0.14%	174,296	0.15%	15,792	595	29.23	15.56%
Virginia	240	1.48%	5,316,936	1.44%	1,945,810	1.64%	13,579	594	26.63	15.94%
Washington	130	0.80%	3,030,184	0.82%	980,126	0.83%	15,302	606	26.61	14.39%
West Virginia	136	0.84%	3,099,392	0.84%	994,444	0.84%	14,678	619	26.60	15.16%
Wisconsin	168	1.04%	3,765,140	1.02%	1,309,185	1.10%	13,010	613	25.57	14.66%
Wyoming	19	0.12%	563,809	0.15%	186,503	0.16%	19,149	618	27.69	12.64%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	21	0.13%	502,872	0.14%	130,417	0.11%	14,503	603	26.56	15.69%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.01%	22,279	0.01%	7,428	0.01%	3,763	506	13.44	25.65%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	5,910	36.45%	173,902,301	47.08%	55,854,656	47.02%	16,941	611	27.52	13.94%
Used	10,306	63.55%	195,499,075	52.92%	62,945,749	52.98%	11,392	604	25.44	16.42%
NA	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	8,185	50.47%	150,432,602	40.72%	45,562,921	38.35%	11,456	598	26.11	17.18%
Truck	2,406	14.84%	82,604,987	22.36%	27,174,721	22.87%	18,254	624	26.52	13.07%
SUV	5,625	34.69%	136,363,787	36.91%	46,062,762	38.77%	14,008	606	26.67	14.64%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1,452	8.95%	30,431,841	8.24%	9,403,601	7.92%	12,724	609	25.41	16.06%
Ford: Lincoln	64	0.39%	1,260,597	0.34%	358,003	0.30%	10,652	607	24.47	15.94%
Ford: Mercury	6	0.04%	71,776	0.02%	17,838	0.02%	6,328	581	24.81	18.08%
GMC	312	1.92%	8,568,756	2.32%	2,964,301	2.50%	15,130	597	25.44	14.58%
GMC: Buick	157	0.97%	2,882,606	0.78%	922,259	0.78%	10,540	596	25.53	17.08%
GMC: Cadillac	147	0.91%	3,710,470	1.00%	1,319,070	1.11%	14,244	607	25.50	15.25%
GMC: Chevrolet	1,674	10.32%	36,366,795	9.84%	11,826,027	9.95%	13,339	598	25.87	16.67%
GMC: Hummer	1	0.01%	17,043	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	2	0.01%	18,529	0.01%	7,552	0.01%	7,552	519	26.00	19.79%
Tesla	4	0.02%	173,792	0.05%	36,660	0.03%	18,400	644	23.53	10.09%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	200	1.23%	4,768,136	1.29%	1,414,079	1.19%	14,987	599	26.51	15.58%
BMW: Mini	28	0.17%	422,166	0.11%	111,836	0.09%	7,294	608	23.58	14.97%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	213	1.31%	5,458,592	1.48%	1,564,046	1.32%	14,651	596	26.00	15.10%
Daimler: Smart	6	0.04%	56,229	0.02%	22,359	0.02%	4,539	596	25.34	18.01%
Fiat	52	0.32%	877,764	0.24%	206,229	0.17%	11,533	599	27.51	15.12%
Fiat: Alfa Romeo	4	0.02%	207,838	0.06%	77,283	0.07%	35,664	687	31.70	10.10%
Fiat: Chrysler	383	2.36%	9,112,240	2.47%	2,957,227	2.49%	14,917	610	26.94	15.05%
Fiat: Dodge	2,798	17.25%	87,607,724	23.72%	28,225,539	23.76%	17,723	627	27.40	12.90%
Fiat: Jeep	1,907	11.76%	51,580,222	13.96%	17,271,306	14.54%	14,910	619	27.14	13.07%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	15	0.09%	363,686	0.10%	112,090	0.09%	12,824	592	24.59	14.09%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	299	1.84%	4,415,507	1.20%	1,374,003	1.16%	8,976	597	25.21	18.12%
Volkswagen: Audi	67	0.41%	1,625,530	0.44%	514,962	0.43%	14,124	582	25.35	15.67%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	8	0.05%	255,023	0.07%	105,072	0.09%	16,238	583	25.88	12.26%
Honda	513	3.16%	9,340,502	2.53%	2,970,199	2.50%	10,768	594	25.43	16.96%
Honda: Acura	53	0.33%	1,138,512	0.31%	396,375	0.33%	12,631	583	25.62	15.93%
Hyundai	912	5.62%	14,403,576	3.90%	4,269,574	3.59%	9,287	596	25.61	17.88%
Hyundai: Kia	916	5.65%	16,486,203	4.46%	5,253,274	4.42%	11,264	587	26.65	18.56%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	125	0.77%	2,145,227	0.58%	693,633	0.58%	10,640	586	25.72	17.76%
Mitsubishi	278	1.71%	5,193,665	1.41%	1,521,675	1.28%	11,311	571	26.64	17.79%
Nissan	2,098	12.94%	39,136,190	10.59%	12,074,466	10.16%	11,579	588	26.09	17.57%
Nissan: Infiniti	117	0.72%	2,960,946	0.80%	1,022,650	0.86%	14,066	590	25.92	14.98%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	86	0.53%	1,646,418	0.45%	533,957	0.45%	10,365	597	24.86	15.89%
Suzuki	3	0.02%	30,813	0.01%	3,848	0.00%	3,848	665	25.00	13.34%
Tata: Jaguar	15	0.09%	388,742	0.11%	149,172	0.13%	13,922	575	26.05	14.58%
Tata: Land Rover	28	0.17%	850,277	0.23%	331,859	0.28%	17,552	579	27.61	13.80%
Toyota	1,079	6.65%	21,606,555	5.85%	7,437,021	6.26%	12,024	593	25.81	16.48%
Toyota: Lexus	99	0.61%	2,320,509	0.63%	817,008	0.69%	12,880	609	24.70	15.12%
Toyota: Scion	25	0.15%	305,780	0.08%	104,353	0.09%	5,605	576	23.90	19.12%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	70	0.43%	1,194,601	0.32%	409,998	0.35%	11,018	615	25.07	17.37%
Total:	16,216	100.00%	369,401,376	100.00%	118,800,405	100.00%	14,001	607	26.42	15.26%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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