StratMaker (147571)

Santander Drive Auto Receivables Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

26.07% / 73.93%

Total Original # of Loans

71,377

WA Loan to Value (LTV)

94.04%

Total Original Loan Amount (OLA)

$ 1,945,507,066

WA Payment to Income (PTI)

11.19%

Weighted Average (WA) OLA

$ 31,550

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,571,157,281

WA Remaining Term (RT)

59.70

Rep. Period Ending Loan Amount (ELA)

$ 1,514,520,527

WA Original APR

14.39%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

71,377

Total Original Loan Amount (OLA)

$ 1,945,507,066

Weighted Average (WA) OLA

$ 31,550

Rep. Period Beginning Loan Amount

$ 1,571,157,281

Rep. Period Ending Loan Amount (ELA)

$ 1,514,520,527

As % of Reporting Period ELA:

New % / Used %

26.07% / 73.93%

WA Loan to Value (LTV)

94.04%

WA Payment to Income (PTI)

11.19%

WA FICO (non-zero)

601

WA Remaining Term (RT)

59.70

WA Original APR

14.39%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	5,000	0.00%	3,175	0.00%	3,175	0	24.00	9.85%
$5,000 - $9,999	1,374	1.92%	11,606,321	0.60%	6,323,165	0.42%	6,426	580	42.16	14.93%
$10,000 - $14,999	6,094	8.54%	78,589,078	4.04%	46,524,438	3.07%	10,229	579	46.52	16.45%
$15,000 - $19,999	11,339	15.89%	200,233,404	10.29%	138,256,611	9.13%	15,068	585	53.92	16.52%
$20,000 - $24,999	14,298	20.03%	321,989,250	16.55%	241,570,413	15.95%	19,885	592	58.15	16.18%
$25,000 - $29,999	13,436	18.82%	367,940,157	18.91%	288,429,783	19.04%	24,562	595	60.15	15.74%
$30,000 - $39,999	16,787	23.52%	576,900,898	29.65%	468,695,535	30.95%	31,150	599	61.49	14.50%
$40,000 - $49,999	5,691	7.97%	249,591,069	12.83%	207,824,811	13.72%	39,352	611	62.44	11.49%
$50,000 - $59,999	1,623	2.27%	87,628,663	4.50%	73,706,454	4.87%	48,224	633	62.77	9.29%
$60,000 - $69,999	490	0.69%	31,346,397	1.61%	26,435,990	1.75%	57,131	655	63.03	7.92%
$70,000 - $79,999	146	0.20%	10,782,069	0.55%	9,308,760	0.61%	65,641	670	62.06	7.08%
$80,000 - $89,999	51	0.07%	4,321,435	0.22%	3,458,458	0.23%	74,437	704	61.89	5.85%
$90,000 - $99,999	38	0.05%	3,634,528	0.19%	3,141,686	0.21%	85,070	690	62.79	7.90%
Over $100,000	9	0.01%	938,797	0.05%	841,250	0.06%	93,656	664	64.57	6.94%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,586	13.43%	203,376,547	10.45%	14,648,898	0.97%	3,454	577	14.22	17.21%
$5,000 - $9,999	5,481	7.68%	101,257,977	5.20%	41,048,546	2.71%	7,773	577	27.67	16.22%
$10,000 - $14,999	6,647	9.31%	119,337,519	6.13%	84,332,116	5.57%	12,850	582	46.30	15.47%
$15,000 - $19,999	10,201	14.29%	210,072,147	10.80%	180,034,962	11.89%	17,766	590	57.14	15.70%
$20,000 - $24,999	12,061	16.90%	301,054,857	15.47%	271,531,839	17.93%	22,606	595	61.16	15.71%
$25,000 - $29,999	10,615	14.87%	317,611,873	16.33%	290,560,040	19.18%	27,448	599	62.46	15.37%
$30,000 - $39,999	12,427	17.41%	463,599,242	23.83%	425,032,142	28.06%	34,427	602	63.32	13.98%
$40,000 - $49,999	3,233	4.53%	156,553,474	8.05%	141,578,047	9.35%	43,969	622	63.56	10.48%
$50,000 - $59,999	804	1.13%	47,903,422	2.46%	43,510,662	2.87%	54,257	642	64.23	9.43%
$60,000 - $69,999	210	0.29%	14,849,825	0.76%	13,386,009	0.88%	63,850	663	63.95	7.88%
$70,000 - $79,999	67	0.09%	5,520,608	0.28%	4,941,143	0.33%	73,866	684	62.83	6.93%
$80,000 - $89,999	34	0.05%	3,235,330	0.17%	2,891,705	0.19%	85,145	691	62.98	8.26%
$90,000 - $99,999	10	0.01%	1,017,714	0.05%	920,448	0.06%	92,072	692	64.52	7.92%
Over $100,000	1	0.00%	116,530	0.01%	103,970	0.01%	103,970	595	64.00	4.90%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	573	0.80%	27,323,289	1.40%	21,613,781	1.43%	43,156	686	54.74	0.99%
2.50 - 4.99%	769	1.08%	31,733,706	1.63%	24,842,547	1.64%	42,935	660	60.98	4.43%
5.00 - 7.49%	3,408	4.77%	97,403,710	5.01%	79,170,342	5.23%	30,652	651	60.51	6.58%
7.50 - 9.99%	8,243	11.55%	250,416,813	12.87%	205,572,773	13.57%	32,229	615	61.34	8.77%
10.00 - 12.49%	9,411	13.18%	289,289,431	14.87%	236,117,395	15.59%	31,710	608	61.45	11.16%
12.50 - 14.99%	10,327	14.47%	306,464,148	15.75%	246,112,582	16.25%	30,118	597	60.88	13.59%
15.00 - 17.49%	11,114	15.57%	308,365,333	15.85%	234,966,415	15.51%	27,856	590	59.29	16.01%
17.50 - 19.99%	11,757	16.47%	288,562,622	14.83%	202,139,710	13.35%	24,878	583	56.66	18.27%
20.00 - 22.49%	8,191	11.48%	186,580,115	9.59%	140,809,708	9.30%	23,607	581	58.46	20.86%
22.50 - 24.99%	5,349	7.49%	116,043,989	5.96%	90,472,824	5.97%	22,443	577	59.00	23.35%
25.00 - 27.49%	1,700	2.38%	33,745,655	1.73%	25,798,740	1.70%	20,796	575	57.70	25.46%
27.50 - 29.99%	535	0.75%	9,578,254	0.49%	6,903,712	0.46%	18,723	564	55.02	28.17%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,274	4.59%	76,049,479	3.91%	54,880,031	3.62%	24,058	476	55.93	15.70%
500 - 549	11,953	16.75%	302,434,076	15.55%	226,497,108	14.96%	25,963	529	57.73	15.80%
550 - 599	21,495	30.11%	582,778,581	29.96%	448,952,907	29.64%	27,886	576	59.30	15.14%
600 - 649	18,131	25.40%	536,056,243	27.55%	428,284,429	28.28%	30,728	621	60.91	13.31%
650 - 699	5,676	7.95%	174,541,429	8.97%	139,978,343	9.24%	32,589	671	61.46	12.62%
700 - 749	2,591	3.63%	81,653,137	4.20%	66,805,394	4.41%	33,763	722	61.75	11.43%
750 - 799	929	1.30%	30,738,342	1.58%	25,302,361	1.67%	35,604	771	60.43	9.06%
800+	645	0.90%	20,072,319	1.03%	16,210,346	1.07%	34,037	834	58.00	6.24%
NA	6,683	9.36%	141,183,459	7.26%	107,609,609	7.11%	22,258	0	59.10	18.51%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	8	0.01%	78,474	0.00%	40,918	0.00%	6,550	859	14.94	7.06%
25 - 36	204	0.29%	4,792,446	0.25%	3,373,277	0.22%	30,064	756	27.52	3.02%
37 - 48	1,442	2.02%	25,303,968	1.30%	19,248,143	1.27%	18,515	620	38.85	14.21%
49 - 60	5,611	7.86%	114,490,499	5.88%	90,708,832	5.99%	21,591	604	50.45	15.64%
61 - 72	54,638	76.55%	1,481,072,961	76.13%	1,147,749,655	75.78%	28,502	601	60.24	14.56%
73+	9,474	13.27%	319,768,717	16.44%	253,399,702	16.73%	33,212	596	62.57	13.33%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,443	6.22%	113,196,871	5.82%	35,880	0.00%	878	575	0.00	15.03%
1 - 12	4,924	6.90%	98,883,927	5.08%	18,956,228	1.25%	5,480	576	10.09	16.96%
13 - 24	4,914	6.88%	107,301,837	5.52%	43,181,077	2.85%	10,943	571	17.20	17.67%
25 - 36	1,388	1.94%	33,814,292	1.74%	20,334,058	1.34%	18,897	600	30.04	13.32%
37 - 48	2,932	4.11%	56,211,818	2.89%	44,146,960	2.91%	18,484	589	42.25	14.81%
49 - 60	10,372	14.53%	255,825,055	13.15%	216,886,573	14.32%	24,864	588	54.51	13.37%
61 - 72	42,398	59.40%	1,280,050,813	65.80%	1,170,785,356	77.30%	31,064	606	64.20	14.42%
73+	6	0.01%	222,453	0.01%	194,395	0.01%	35,971	572	83.02	8.58%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	45,502	63.75%	1,246,642,858	64.08%	1,006,687,916	66.47%	28,841	609	60.44	13.80%
1 - 15	8,605	12.06%	238,592,753	12.26%	194,251,430	12.83%	29,100	590	58.40	14.73%
16 - 30	5,386	7.55%	146,216,115	7.52%	117,234,321	7.74%	28,249	582	57.84	15.16%
31 - 60	5,524	7.74%	147,351,291	7.57%	121,010,689	7.99%	28,193	582	57.66	16.23%
61 - 90	2,340	3.28%	61,836,248	3.18%	51,655,934	3.41%	28,207	585	58.83	17.06%
91 - 120	1,125	1.58%	30,186,301	1.55%	23,680,237	1.56%	28,657	588	60.07	17.52%
121+	2,895	4.06%	74,681,500	3.84%	0	0.00%	0	0	0.00	0.00%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,536	4.95%	89,670,474	4.61%	68,724,294	4.54%	26,521	627	59.42	13.03%
Stated, not verified	66,499	93.17%	1,825,128,434	93.81%	1,430,454,721	94.45%	28,911	600	59.88	14.43%
Stated, verified to Level 3²	1,342	1.88%	30,708,158	1.58%	15,341,512	1.01%	23,866	580	43.97	16.67%
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	66,498	93.16%	1,819,770,757	93.54%	1,422,947,152	93.95%	28,831	602	59.86	14.26%
Stated, verified but not Level 4 or 5	4,879	6.84%	125,736,309	6.46%	91,573,375	6.05%	27,523	587	57.21	16.40%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,653	9.32%	163,097,900	8.38%	126,735,552	8.37%	27,067	614	59.04	9.97%
5.00 - 9.99%	24,437	34.24%	664,587,645	34.16%	519,015,214	34.27%	29,001	601	59.73	12.93%
10.00 - 14.99%	24,894	34.88%	692,399,827	35.59%	534,032,409	35.26%	29,137	598	59.57	15.26%
15.00 - 19.99%	13,806	19.34%	377,012,202	19.38%	295,007,937	19.48%	28,100	600	59.94	17.04%
20.00 - 24.99%	1,583	2.22%	48,245,269	2.48%	39,626,544	2.62%	30,510	620	61.33	16.05%
25.00 - 29.99%	3	0.00%	149,112	0.01%	89,564	0.01%	44,796	732	47.34	2.49%
30.00 - 39.99%	1	0.00%	15,112	0.00%	13,307	0.00%	13,307	579	39.00	28.41%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	66	0.09%	595,046	0.03%	423,937	0.03%	8,066	627	45.03	6.73%
25.00 - 49.99%	888	1.24%	13,186,009	0.68%	10,150,066	0.67%	14,972	589	55.26	8.44%
50.00 - 74.99%	4,798	6.72%	108,904,490	5.60%	84,417,466	5.57%	23,707	597	58.51	9.68%
75.00 - 99.99%	19,729	27.64%	544,571,957	27.99%	414,354,653	27.36%	28,293	584	58.84	12.99%
100.00 - 109.99%	15,256	21.37%	438,465,467	22.54%	344,855,460	22.77%	29,961	594	60.12	14.76%
110.00 - 119.99%	14,048	19.68%	402,427,290	20.68%	316,472,280	20.90%	30,131	608	60.58	15.27%
120.00 - 129.99%	9,374	13.13%	253,505,927	13.03%	198,468,942	13.10%	29,344	617	60.03	16.02%
130.00 - 139.99%	6,586	9.23%	167,009,381	8.58%	131,483,504	8.68%	27,123	630	59.70	16.65%
140.00%+	632	0.89%	16,841,500	0.87%	13,894,219	0.92%	29,303	657	60.75	14.94%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,201	1.68%	31,439,124	1.62%	24,014,934	1.59%	27,438	606	59.33	16.13%
Alaska	76	0.11%	2,480,875	0.13%	1,900,178	0.13%	33,560	611	62.32	14.49%
Arizona	1,256	1.76%	34,815,793	1.79%	28,014,206	1.85%	29,407	611	60.61	14.09%
Arkansas	988	1.38%	27,139,499	1.39%	20,577,851	1.36%	28,796	602	59.07	14.13%
California	5,303	7.43%	146,707,553	7.54%	114,020,336	7.53%	29,377	605	59.75	14.40%
Colorado	689	0.97%	19,438,328	1.00%	15,535,342	1.03%	29,920	600	60.46	13.40%
Connecticut	604	0.85%	15,506,983	0.80%	11,663,295	0.77%	27,352	595	58.22	13.05%
Delaware	286	0.40%	7,388,541	0.38%	5,511,314	0.36%	27,060	589	59.77	14.68%
Florida	8,572	12.01%	232,130,693	11.93%	183,874,137	12.14%	28,681	602	60.32	14.03%
Georgia	3,013	4.22%	82,884,652	4.26%	63,454,429	4.19%	29,168	605	58.78	15.50%
Hawaii	197	0.28%	5,472,187	0.28%	4,452,384	0.29%	28,063	609	60.40	15.86%
Idaho	141	0.20%	3,894,448	0.20%	2,914,940	0.19%	29,664	591	58.07	13.75%
Illinois	1,731	2.43%	45,547,044	2.34%	33,821,600	2.23%	27,578	600	57.71	15.34%
Indiana	987	1.38%	26,032,027	1.34%	20,257,756	1.34%	27,958	603	59.69	14.94%
Iowa	246	0.34%	6,353,245	0.33%	4,926,362	0.33%	25,852	591	59.53	14.64%
Kansas	263	0.37%	7,266,156	0.37%	5,502,878	0.36%	29,942	605	58.24	14.21%
Kentucky	864	1.21%	21,596,095	1.11%	16,342,253	1.08%	26,087	600	59.06	15.14%
Louisiana	1,268	1.78%	35,144,523	1.81%	26,607,698	1.76%	29,476	601	58.48	14.74%
Maine	174	0.24%	4,597,580	0.24%	3,724,920	0.25%	27,070	601	60.23	12.80%
Maryland	3,491	4.89%	92,442,076	4.75%	69,142,888	4.57%	27,424	591	57.74	14.40%
Massachusetts	941	1.32%	24,632,919	1.27%	18,482,579	1.22%	27,368	599	59.62	14.00%
Michigan	1,175	1.65%	31,014,042	1.59%	23,617,838	1.56%	27,319	607	60.11	15.11%
Minnesota	372	0.52%	9,966,426	0.51%	7,352,715	0.49%	28,254	599	57.45	13.17%
Mississippi	828	1.16%	22,085,007	1.14%	16,773,724	1.11%	28,090	604	58.24	15.90%
Missouri	1,025	1.44%	25,649,526	1.32%	19,228,909	1.27%	25,891	597	57.97	15.75%
Montana	198	0.28%	5,532,644	0.28%	4,374,499	0.29%	28,139	600	58.36	14.59%
Nebraska	207	0.29%	5,694,689	0.29%	4,724,468	0.31%	29,018	595	60.01	13.36%
Nevada	817	1.14%	22,481,532	1.16%	17,839,434	1.18%	29,127	603	60.62	13.74%
New Hampshire	348	0.49%	8,925,549	0.46%	7,036,102	0.46%	27,216	587	60.34	14.08%
New Jersey	1,684	2.36%	45,100,610	2.32%	35,678,253	2.36%	27,777	605	59.81	14.03%
New Mexico	502	0.70%	14,210,940	0.73%	10,938,505	0.72%	29,253	605	59.66	14.64%
New York	2,634	3.69%	72,200,921	3.71%	56,024,023	3.70%	28,304	610	59.68	14.75%
North Carolina	2,795	3.92%	74,760,222	3.84%	57,801,895	3.82%	27,878	595	59.56	14.52%
North Dakota	84	0.12%	2,367,427	0.12%	1,832,258	0.12%	29,634	619	57.18	12.86%
Ohio	2,681	3.76%	67,090,897	3.45%	53,907,974	3.56%	26,236	597	60.68	14.91%
Oklahoma	1,137	1.59%	30,146,813	1.55%	23,142,294	1.53%	28,079	598	58.99	14.29%
Oregon	428	0.60%	10,717,579	0.55%	8,489,465	0.56%	27,029	597	59.74	14.59%
Pennsylvania	4,232	5.93%	109,743,098	5.64%	86,141,485	5.69%	27,350	594	60.23	14.13%
Rhode Island	165	0.23%	4,084,057	0.21%	3,222,971	0.21%	26,212	603	59.93	13.86%
South Carolina	1,358	1.90%	35,488,119	1.82%	27,214,464	1.80%	27,715	594	58.69	15.21%
South Dakota	83	0.12%	2,104,441	0.11%	1,622,877	0.11%	27,909	606	58.32	13.42%
Tennessee	1,491	2.09%	39,552,611	2.03%	30,649,345	2.02%	28,374	607	59.48	15.25%
Texas	11,469	16.07%	344,127,718	17.69%	272,763,875	18.01%	31,433	603	60.48	13.66%
Utah	268	0.38%	7,394,886	0.38%	5,788,949	0.38%	28,909	601	60.57	13.84%
Vermont	86	0.12%	2,234,414	0.11%	1,859,332	0.12%	27,053	578	60.21	12.85%
Virginia	1,242	1.74%	33,131,598	1.70%	25,712,579	1.70%	28,094	594	59.59	14.96%
Washington	439	0.62%	11,668,018	0.60%	8,799,361	0.58%	28,482	600	58.32	14.45%
West Virginia	602	0.84%	15,449,664	0.79%	12,170,891	0.80%	27,291	596	59.96	14.47%
Wisconsin	443	0.62%	11,706,365	0.60%	8,888,685	0.59%	27,662	594	58.20	15.06%
Wyoming	76	0.11%	2,312,954	0.12%	1,849,190	0.12%	35,314	621	58.01	12.79%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	25,422	0.00%	22,774	0.00%	22,774	588	61.00	10.98%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	215	0.30%	5,583,812	0.29%	4,267,941	0.28%	26,702	590	60.59	16.85%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	44,726	0.00%	41,170	0.00%	41,170	608	66.00	13.23%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	15,819	22.16%	536,030,636	27.55%	394,814,291	26.07%	34,758	606	58.11	11.78%
Used	55,558	77.84%	1,409,476,430	72.45%	1,119,706,237	73.93%	26,634	599	60.25	15.30%
NA	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	29,499	41.33%	678,024,721	34.85%	507,040,207	33.48%	24,290	603	58.74	16.06%
Truck	11,071	15.51%	412,755,273	21.22%	329,653,217	21.77%	36,570	608	60.31	12.08%
SUV	30,807	43.16%	854,727,072	43.93%	677,827,104	44.76%	28,287	596	60.11	14.25%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,555	4.98%	91,475,875	4.70%	70,695,781	4.67%	28,456	605	58.86	14.89%
Ford: Lincoln	294	0.41%	8,002,081	0.41%	6,304,978	0.42%	28,920	596	59.64	14.42%
Ford: Mercury	2	0.00%	24,103	0.00%	9,952	0.00%	6,257	579	15.03	16.90%
GMC	1,747	2.45%	57,212,820	2.94%	45,841,089	3.03%	33,517	601	60.46	13.43%
GMC: Buick	825	1.16%	19,001,753	0.98%	14,610,601	0.96%	23,427	594	59.52	15.38%
GMC: Cadillac	647	0.91%	19,663,546	1.01%	15,293,725	1.01%	33,046	600	58.57	13.68%
GMC: Chevrolet	7,934	11.12%	217,783,198	11.19%	170,200,615	11.24%	29,368	599	59.97	14.95%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	36,189	0.00%	5,346	0.00%	2,683	561	10.59	19.91%
GMC: Saturn	1	0.00%	10,421	0.00%	1,541	0.00%	1,541	0	13.00	27.99%
Tesla	60	0.08%	2,730,919	0.14%	2,300,523	0.15%	44,373	614	63.32	11.19%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,139	1.60%	33,973,907	1.75%	27,448,054	1.81%	30,592	599	60.27	14.77%
BMW: Mini	157	0.22%	3,204,052	0.16%	2,591,287	0.17%	21,069	595	59.99	14.79%
Daimler: Freightliner	1	0.00%	40,336	0.00%	35,579	0.00%	35,579	601	63.00	10.73%
Daimler: Mercedes-Benz	1,130	1.58%	34,454,889	1.77%	27,356,814	1.81%	30,872	602	59.84	14.78%
Daimler: Smart	5	0.01%	42,263	0.00%	22,779	0.00%	7,542	688	53.65	9.05%
Fiat	144	0.20%	2,584,612	0.13%	1,712,497	0.11%	17,708	592	54.03	15.41%
Fiat: Alfa Romeo	99	0.14%	3,633,779	0.19%	2,990,367	0.20%	35,043	611	62.86	12.56%
Fiat: Chrysler	1,251	1.75%	31,229,376	1.61%	21,556,536	1.42%	25,996	601	56.46	14.72%
Fiat: Dodge	6,874	9.63%	253,852,615	13.05%	197,447,892	13.04%	36,814	617	59.82	11.53%
Fiat: Jeep	7,355	10.30%	218,080,155	11.21%	167,634,350	11.07%	30,368	603	59.42	12.95%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	143	0.20%	4,202,061	0.22%	3,608,281	0.24%	31,580	603	60.72	13.24%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,798	2.52%	42,487,862	2.18%	34,502,834	2.28%	24,900	595	60.70	14.99%
Volkswagen: Audi	552	0.77%	16,028,716	0.82%	12,988,647	0.86%	29,325	602	60.16	14.81%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	58	0.08%	2,635,157	0.14%	2,032,117	0.13%	48,310	624	60.24	11.19%
Honda	3,769	5.28%	93,919,559	4.83%	74,699,154	4.93%	25,110	603	60.57	15.43%
Honda: Acura	461	0.65%	12,848,638	0.66%	10,282,496	0.68%	28,363	600	60.15	14.50%
Hyundai	3,869	5.42%	84,435,993	4.34%	65,794,883	4.34%	23,054	595	59.93	15.92%
Hyundai: Kia	4,093	5.73%	92,604,344	4.76%	72,542,973	4.79%	23,461	595	59.86	16.14%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,031	1.44%	24,560,083	1.26%	19,794,146	1.31%	24,460	593	60.28	15.10%
Mitsubishi	1,558	2.18%	37,591,740	1.93%	29,821,932	1.97%	24,568	599	60.30	15.73%
Nissan	7,871	11.03%	184,093,203	9.46%	139,947,652	9.24%	24,043	593	59.14	16.25%
Nissan: Infiniti	617	0.86%	18,367,594	0.94%	14,477,281	0.96%	29,675	597	60.28	14.82%
Saab	1	0.00%	12,041	0.00%	4,351	0.00%	4,351	610	12.00	21.42%
Subaru	645	0.90%	16,090,710	0.83%	12,468,295	0.82%	24,998	594	60.00	14.30%
Suzuki	2	0.00%	12,807	0.00%	7,802	0.00%	5,167	0	34.19	26.55%
Tata: Jaguar	69	0.10%	2,128,779	0.11%	1,649,052	0.11%	29,531	585	60.43	14.74%
Tata: Land Rover	223	0.31%	8,231,003	0.42%	6,470,490	0.43%	37,008	605	61.03	12.73%
Toyota	5,253	7.36%	138,777,627	7.13%	109,386,004	7.22%	27,129	598	60.26	14.98%
Toyota: Lexus	517	0.72%	15,603,802	0.80%	12,376,438	0.82%	29,957	592	59.57	14.11%
Toyota: Scion	61	0.09%	920,513	0.05%	658,278	0.04%	15,556	606	53.45	18.22%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,563	7.79%	152,917,944	7.86%	116,947,117	7.72%	27,991	596	58.75	14.36%
Total:	71,377	100.00%	1,945,507,066	100.00%	1,514,520,527	100.00%	28,752	601	59.70	14.39%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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