StratMaker (147575)

Santander Drive Auto Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

20.70% / 79.30%

Total Original # of Loans

60,607

WA Loan to Value (LTV)

89.34%

Total Original Loan Amount (OLA)

$ 1,573,630,691

WA Payment to Income (PTI)

11.35%

Weighted Average (WA) OLA

$ 30,142

WA FICO (non-zero)

613

Rep. Period Beginning Loan Amount

$ 1,140,857,029

WA Remaining Term (RT)

55.35

Rep. Period Ending Loan Amount (ELA)

$ 1,096,158,397

WA Original APR

14.30%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

60,607

Total Original Loan Amount (OLA)

$ 1,573,630,691

Weighted Average (WA) OLA

$ 30,142

Rep. Period Beginning Loan Amount

$ 1,140,857,029

Rep. Period Ending Loan Amount (ELA)

$ 1,096,158,397

As % of Reporting Period ELA:

New % / Used %

20.70% / 79.30%

WA Loan to Value (LTV)

89.34%

WA Payment to Income (PTI)

11.35%

WA FICO (non-zero)

613

WA Remaining Term (RT)

55.35

WA Original APR

14.30%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	5,000	0.00%	2,472	0.00%	2,472	560	17.00	11.51%
$5,000 - $9,999	1,688	2.79%	14,062,419	0.89%	7,448,536	0.68%	6,060	596	40.64	14.78%
$10,000 - $14,999	6,375	10.52%	81,779,055	5.20%	43,365,455	3.96%	9,815	594	44.77	16.38%
$15,000 - $19,999	10,910	18.00%	192,287,795	12.22%	117,381,313	10.71%	14,444	598	50.60	16.58%
$20,000 - $24,999	12,338	20.36%	277,462,740	17.63%	185,928,960	16.96%	19,037	602	54.42	16.07%
$25,000 - $29,999	10,486	17.30%	287,384,064	18.26%	202,220,315	18.45%	23,494	606	56.05	15.48%
$30,000 - $39,999	12,875	21.24%	442,698,423	28.13%	325,925,676	29.73%	29,620	612	57.13	14.11%
$40,000 - $49,999	4,645	7.66%	204,068,145	12.97%	157,045,162	14.33%	37,199	631	58.05	11.09%
$50,000 - $59,999	1,031	1.70%	55,151,182	3.50%	42,101,484	3.84%	44,154	657	57.99	8.19%
$60,000 - $69,999	135	0.22%	8,612,037	0.55%	6,717,582	0.61%	51,795	698	57.32	6.58%
$70,000 - $79,999	61	0.10%	4,560,493	0.29%	3,731,487	0.34%	62,362	712	58.82	7.61%
$80,000 - $89,999	37	0.06%	3,144,109	0.20%	2,341,690	0.21%	71,225	712	59.24	8.91%
$90,000 - $99,999	22	0.04%	2,105,724	0.13%	1,687,027	0.15%	80,572	732	60.16	7.98%
Over $100,000	3	0.00%	309,504	0.02%	261,239	0.02%	87,123	729	59.68	7.03%
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,354	20.38%	266,242,900	16.92%	12,057,413	1.10%	3,054	585	12.75	17.55%
$5,000 - $9,999	4,326	7.14%	65,855,808	4.18%	32,721,123	2.99%	7,840	591	33.08	15.77%
$10,000 - $14,999	6,571	10.84%	109,886,665	6.98%	83,199,242	7.59%	12,827	603	47.95	15.62%
$15,000 - $19,999	9,687	15.98%	203,496,497	12.93%	170,524,737	15.56%	17,720	605	54.74	15.53%
$20,000 - $24,999	9,749	16.09%	254,769,465	16.19%	218,953,903	19.97%	22,551	607	56.89	15.49%
$25,000 - $29,999	7,801	12.87%	247,141,629	15.71%	213,204,106	19.45%	27,405	610	57.56	14.73%
$30,000 - $39,999	8,254	13.62%	326,137,668	20.73%	280,812,119	25.62%	34,235	618	58.36	13.15%
$40,000 - $49,999	1,646	2.72%	84,052,476	5.34%	71,200,123	6.50%	43,395	647	58.98	9.42%
$50,000 - $59,999	111	0.18%	7,131,025	0.45%	5,966,832	0.54%	53,921	690	58.91	7.52%
$60,000 - $69,999	65	0.11%	4,977,303	0.32%	4,159,345	0.38%	64,084	709	59.32	8.03%
$70,000 - $79,999	27	0.04%	2,361,478	0.15%	2,020,690	0.18%	74,938	722	59.80	8.77%
$80,000 - $89,999	16	0.03%	1,577,776	0.10%	1,338,764	0.12%	83,755	741	59.96	8.08%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	506	0.83%	21,545,078	1.37%	15,998,738	1.46%	35,864	717	55.44	1.18%
2.50 - 4.99%	332	0.55%	10,725,753	0.68%	7,454,378	0.68%	32,032	694	54.98	4.25%
5.00 - 7.49%	2,931	4.84%	82,402,036	5.24%	63,278,470	5.77%	29,084	675	56.63	6.57%
7.50 - 9.99%	6,185	10.21%	185,464,382	11.79%	143,163,193	13.06%	29,750	640	56.67	8.79%
10.00 - 12.49%	8,336	13.75%	249,886,481	15.88%	190,453,957	17.37%	28,775	627	56.70	11.16%
12.50 - 14.99%	9,482	15.65%	265,848,232	16.89%	196,938,492	17.97%	26,909	612	56.17	13.52%
15.00 - 17.49%	8,276	13.66%	216,418,168	13.75%	147,658,292	13.47%	25,471	599	55.43	15.88%
17.50 - 19.99%	9,777	16.13%	232,573,202	14.78%	139,730,399	12.75%	23,401	586	53.24	18.23%
20.00 - 22.49%	7,356	12.14%	161,162,640	10.24%	99,906,979	9.11%	21,766	574	53.44	20.77%
22.50 - 24.99%	5,037	8.31%	102,871,594	6.54%	65,094,594	5.94%	20,347	565	53.51	23.40%
25.00 - 27.49%	2,218	3.66%	42,090,188	2.67%	25,224,459	2.30%	18,947	554	52.59	25.42%
27.50 - 29.99%	171	0.28%	2,642,938	0.17%	1,256,446	0.11%	14,362	534	37.41	27.87%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,410	2.33%	28,271,929	1.80%	16,664,492	1.52%	20,298	483	50.20	21.00%
500 - 549	7,103	11.72%	161,284,490	10.25%	103,334,956	9.43%	22,634	530	53.08	18.42%
550 - 599	18,286	30.17%	466,390,721	29.64%	321,797,261	29.36%	25,200	578	55.07	15.52%
600 - 649	17,480	28.84%	488,862,219	31.07%	353,121,845	32.21%	27,393	621	56.23	13.14%
650 - 699	6,385	10.54%	187,453,344	11.91%	135,613,719	12.37%	28,963	670	56.22	11.35%
700 - 749	2,596	4.28%	79,810,537	5.07%	58,597,894	5.35%	30,241	722	56.53	9.64%
750 - 799	836	1.38%	27,770,793	1.76%	20,515,898	1.87%	34,649	770	56.15	7.87%
800+	417	0.69%	12,856,730	0.82%	9,797,099	0.89%	30,666	831	56.65	6.63%
NA	6,094	10.05%	120,929,928	7.68%	76,715,233	7.00%	20,164	0	53.88	19.02%
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	20	0.03%	219,198	0.01%	52,139	0.00%	4,080	603	8.04	10.69%
25 - 36	208	0.34%	2,855,160	0.18%	1,476,241	0.13%	12,124	688	21.17	6.03%
37 - 48	1,167	1.93%	17,675,867	1.12%	11,346,448	1.04%	14,073	613	33.84	14.84%
49 - 60	5,841	9.64%	112,707,673	7.16%	78,506,664	7.16%	18,500	606	45.49	15.96%
61 - 72	46,651	76.97%	1,211,877,931	77.01%	832,250,349	75.92%	25,922	613	55.74	14.51%
73+	6,720	11.09%	228,294,863	14.51%	172,526,556	15.74%	31,961	618	59.70	12.57%
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,816	11.25%	169,689,482	10.78%	21,096	0.00%	2,158	604	0.00	14.20%
1 - 12	6,409	10.57%	121,658,548	7.73%	22,817,681	2.08%	6,273	574	8.39	18.85%
13 - 24	1,107	1.83%	21,735,008	1.38%	11,412,368	1.04%	12,746	585	15.90	17.40%
25 - 36	1,225	2.02%	18,812,729	1.20%	13,153,154	1.20%	13,876	611	33.81	14.88%
37 - 48	6,290	10.38%	122,929,058	7.81%	96,501,860	8.80%	18,388	606	45.48	15.81%
49 - 60	33,481	55.24%	945,155,265	60.06%	798,368,748	72.83%	27,009	616	57.55	14.03%
61 - 72	5,278	8.71%	173,637,370	11.03%	153,872,388	14.04%	31,903	612	61.88	13.84%
73+	1	0.00%	13,230	0.00%	11,101	0.00%	11,101	623	75.00	13.87%
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	37,931	62.59%	981,231,219	62.35%	732,394,674	66.81%	25,937	621	55.67	13.60%
1 - 15	6,789	11.20%	180,983,162	11.50%	140,820,973	12.85%	26,763	604	54.70	14.92%
16 - 30	3,936	6.49%	103,496,259	6.58%	80,701,727	7.36%	26,614	598	54.79	15.39%
31 - 60	4,075	6.72%	106,394,826	6.76%	85,569,533	7.81%	26,531	594	54.45	16.45%
61 - 90	1,844	3.04%	48,334,012	3.07%	39,210,081	3.58%	27,235	593	55.15	17.01%
91 - 120	931	1.54%	24,114,156	1.53%	17,461,409	1.59%	26,735	595	54.76	17.43%
121+	5,101	8.42%	129,077,056	8.20%	0	0.00%	0	0	0.00	0.00%
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,005	4.96%	73,067,255	4.64%	51,271,677	4.68%	24,047	639	55.31	12.63%
Stated, not verified	56,487	93.20%	1,477,395,590	93.88%	1,036,408,810	94.55%	26,355	612	55.52	14.36%
Stated, verified to Level 3²	1,115	1.84%	23,167,847	1.47%	8,477,909	0.77%	20,042	580	34.76	17.05%
NA	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	57,080	94.18%	1,489,776,356	94.67%	1,046,619,213	95.48%	26,304	614	55.65	14.23%
Stated, verified but not Level 4 or 5	3,527	5.82%	83,854,335	5.33%	49,539,184	4.52%	23,967	601	49.00	15.82%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,974	8.21%	112,666,125	7.16%	80,788,256	7.37%	23,915	641	54.67	9.86%
5.00 - 9.99%	19,860	32.77%	510,436,957	32.44%	362,172,601	33.04%	26,269	619	55.33	12.91%
10.00 - 14.99%	22,467	37.07%	593,132,793	37.69%	405,225,872	36.97%	26,541	607	55.20	15.10%
15.00 - 19.99%	12,181	20.10%	324,084,282	20.59%	224,000,021	20.44%	26,095	604	55.70	16.57%
20.00 - 24.99%	1,119	1.85%	33,157,766	2.11%	23,879,816	2.18%	28,023	621	57.36	15.70%
25.00 - 29.99%	5	0.01%	127,848	0.01%	69,334	0.01%	24,143	715	51.55	15.31%
30.00 - 39.99%	1	0.00%	24,920	0.00%	22,498	0.00%	22,498	576	45.00	22.16%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	85	0.14%	732,989	0.05%	432,187	0.04%	6,487	595	41.97	8.56%
25.00 - 49.99%	1,099	1.81%	16,032,110	1.02%	10,967,498	1.00%	14,191	580	50.87	9.12%
50.00 - 74.99%	4,191	6.92%	92,778,479	5.90%	66,750,752	6.09%	21,843	608	54.61	9.80%
75.00 - 99.99%	15,341	25.31%	422,464,948	26.85%	298,917,524	27.27%	27,214	604	55.16	12.57%
100.00 - 109.99%	11,836	19.53%	329,680,256	20.95%	228,754,554	20.87%	27,708	612	55.65	14.27%
110.00 - 119.99%	12,236	20.19%	330,551,257	21.01%	228,088,407	20.81%	27,204	616	55.85	15.26%
120.00 - 129.99%	8,472	13.98%	213,387,102	13.56%	145,472,904	13.27%	25,616	622	55.26	16.30%
130.00 - 139.99%	6,762	11.16%	154,527,098	9.82%	106,746,599	9.74%	22,986	625	55.24	17.65%
140.00%+	585	0.97%	13,476,452	0.86%	10,027,972	0.91%	24,255	652	55.92	16.19%
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,113	1.84%	27,440,233	1.74%	17,818,061	1.63%	25,034	611	53.72	15.21%
Alaska	63	0.10%	1,880,086	0.12%	1,327,906	0.12%	28,182	597	55.78	15.22%
Arizona	1,083	1.79%	28,409,039	1.81%	20,156,257	1.84%	26,903	613	55.27	14.25%
Arkansas	938	1.55%	24,276,847	1.54%	16,499,088	1.51%	26,178	614	55.06	14.06%
California	4,633	7.64%	122,358,040	7.78%	83,733,727	7.64%	26,817	614	55.26	13.99%
Colorado	660	1.09%	17,766,200	1.13%	13,097,076	1.19%	27,306	617	55.89	13.36%
Connecticut	591	0.98%	14,293,441	0.91%	10,191,955	0.93%	23,875	621	54.57	13.16%
Delaware	175	0.29%	4,379,494	0.28%	3,419,655	0.31%	24,444	601	55.78	14.65%
Florida	8,061	13.30%	208,429,688	13.25%	148,722,905	13.57%	26,018	615	55.81	14.04%
Georgia	3,032	5.00%	77,879,766	4.95%	51,608,665	4.71%	25,802	612	54.07	15.25%
Hawaii	117	0.19%	3,409,214	0.22%	2,548,398	0.23%	28,116	609	56.10	15.20%
Idaho	103	0.17%	2,598,512	0.17%	1,903,480	0.17%	26,167	608	56.11	14.38%
Illinois	1,688	2.79%	41,393,594	2.63%	27,411,301	2.50%	24,666	611	53.90	15.54%
Indiana	944	1.56%	23,447,768	1.49%	16,064,127	1.47%	25,803	611	54.61	14.89%
Iowa	210	0.35%	5,070,641	0.32%	3,483,331	0.32%	24,966	609	54.54	15.40%
Kansas	232	0.38%	6,125,989	0.39%	4,123,642	0.38%	26,970	614	55.41	13.99%
Kentucky	798	1.32%	18,956,547	1.20%	13,116,300	1.20%	24,340	609	54.37	14.93%
Louisiana	1,378	2.27%	36,087,002	2.29%	24,431,445	2.23%	26,791	610	54.33	14.66%
Maine	138	0.23%	3,519,636	0.22%	2,480,872	0.23%	26,416	625	54.73	12.62%
Maryland	18	0.03%	496,532	0.03%	303,479	0.03%	27,071	614	52.14	12.71%
Massachusetts	838	1.38%	21,693,542	1.38%	16,746,493	1.53%	25,127	613	56.61	13.29%
Michigan	1,348	2.22%	34,137,634	2.17%	23,060,610	2.10%	25,102	610	56.03	15.26%
Minnesota	307	0.51%	8,111,934	0.52%	5,750,082	0.52%	26,730	614	54.92	13.16%
Mississippi	852	1.41%	21,477,396	1.36%	13,684,152	1.25%	25,558	603	53.40	15.57%
Missouri	1,084	1.79%	25,579,055	1.63%	16,922,050	1.54%	24,187	604	54.70	15.42%
Montana	152	0.25%	4,087,594	0.26%	2,783,491	0.25%	27,947	610	56.25	13.41%
Nebraska	161	0.27%	4,110,618	0.26%	2,698,936	0.25%	26,263	613	55.07	13.40%
Nevada	655	1.08%	17,374,003	1.10%	12,022,966	1.10%	26,462	611	55.13	13.80%
New Hampshire	277	0.46%	6,353,042	0.40%	4,636,840	0.42%	23,399	606	55.21	14.27%
New Jersey	1,615	2.66%	40,878,892	2.60%	29,986,706	2.74%	25,055	618	56.01	13.66%
New Mexico	415	0.68%	10,900,233	0.69%	7,063,205	0.64%	26,183	610	55.48	14.92%
New York	2,590	4.27%	68,822,771	4.37%	48,142,058	4.39%	25,755	623	55.64	13.99%
North Carolina	2,581	4.26%	65,726,210	4.18%	45,753,621	4.17%	25,598	615	55.22	14.30%
North Dakota	61	0.10%	1,623,087	0.10%	1,153,660	0.11%	26,187	621	52.89	12.99%
Ohio	2,641	4.36%	62,682,996	3.98%	44,131,823	4.03%	23,663	610	55.40	15.22%
Oklahoma	964	1.59%	24,045,060	1.53%	16,144,588	1.47%	25,806	608	54.76	14.33%
Oregon	340	0.56%	8,242,337	0.52%	5,472,820	0.50%	24,890	608	54.36	14.10%
Pennsylvania	1,580	2.61%	39,508,620	2.51%	28,970,111	2.64%	25,062	612	56.70	13.80%
Rhode Island	145	0.24%	3,676,544	0.23%	2,604,549	0.24%	25,394	613	55.38	13.36%
South Carolina	1,194	1.97%	28,735,131	1.83%	18,620,363	1.70%	24,548	604	53.11	14.79%
South Dakota	59	0.10%	1,597,296	0.10%	1,186,030	0.11%	26,401	611	55.38	12.99%
Tennessee	1,492	2.46%	37,673,485	2.39%	25,736,322	2.35%	25,446	613	55.08	15.51%
Texas	10,677	17.62%	302,084,331	19.20%	214,191,676	19.54%	28,323	615	56.00	13.89%
Utah	240	0.40%	6,547,283	0.42%	4,547,299	0.41%	27,659	616	56.08	14.20%
Vermont	71	0.12%	1,940,022	0.12%	1,374,488	0.13%	27,548	602	56.37	13.16%
Virginia	943	1.56%	23,545,370	1.50%	16,403,857	1.50%	26,141	611	54.91	14.28%
Washington	361	0.60%	9,232,468	0.59%	6,327,419	0.58%	26,021	610	54.92	14.10%
West Virginia	442	0.73%	11,300,842	0.72%	8,090,798	0.74%	25,779	606	55.69	14.48%
Wisconsin	445	0.73%	10,988,174	0.70%	7,495,420	0.68%	25,113	604	55.41	15.09%
Wyoming	76	0.13%	2,007,408	0.13%	1,499,978	0.14%	26,419	612	53.44	13.87%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	32,611	0.00%	27,783	0.00%	27,783	782	59.00	9.98%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	25	0.04%	696,436	0.04%	486,535	0.04%	25,607	619	55.68	14.63%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	10,376	17.12%	334,062,325	21.23%	226,922,354	20.70%	31,635	625	55.03	11.82%
Used	50,231	82.88%	1,239,568,366	78.77%	869,236,043	79.30%	24,779	610	55.44	14.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,554	43.81%	579,716,392	36.84%	376,404,303	34.34%	22,073	612	54.17	15.90%
Truck	9,545	15.75%	343,970,146	21.86%	251,962,203	22.99%	33,383	621	56.29	12.09%
SUV	24,508	40.44%	649,944,153	41.30%	467,791,891	42.68%	25,649	610	55.80	14.21%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,345	5.52%	83,373,018	5.30%	57,072,598	5.21%	26,310	612	54.72	14.65%
Ford: Lincoln	313	0.52%	8,146,729	0.52%	5,717,549	0.52%	25,123	609	54.88	14.57%
Ford: Mercury	3	0.00%	27,786	0.00%	5,794	0.00%	2,728	563	8.24	18.32%
GMC	1,483	2.45%	46,465,491	2.95%	33,265,692	3.03%	30,272	609	55.19	13.36%
GMC: Buick	736	1.21%	16,604,489	1.06%	11,390,614	1.04%	22,025	602	55.11	16.01%
GMC: Cadillac	648	1.07%	18,701,672	1.19%	13,388,892	1.22%	28,448	610	54.35	13.80%
GMC: Chevrolet	7,107	11.73%	188,438,587	11.97%	130,720,042	11.93%	27,023	610	55.21	14.77%
GMC: Hummer	2	0.00%	48,010	0.00%	2,758	0.00%	2,758	501	4.00	24.10%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	9,029	0.00%	410	0.00%	410	540	3.00	18.71%
GMC: Saturn	3	0.00%	22,904	0.00%	210	0.00%	210	604	6.00	15.29%
Tesla	43	0.07%	1,748,369	0.11%	1,317,924	0.12%	36,953	623	56.51	11.46%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,047	1.73%	28,899,244	1.84%	20,579,756	1.88%	26,533	607	54.91	14.39%
BMW: Mini	87	0.14%	1,748,419	0.11%	1,261,979	0.12%	21,066	615	55.35	14.88%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,044	1.72%	30,652,397	1.95%	21,627,715	1.97%	27,358	610	55.19	14.67%
Daimler: Smart	8	0.01%	86,078	0.01%	62,520	0.01%	10,983	604	57.36	19.46%
Fiat	114	0.19%	1,959,630	0.12%	1,089,875	0.10%	15,709	608	50.16	15.74%
Fiat: Alfa Romeo	125	0.21%	4,296,169	0.27%	3,109,430	0.28%	30,844	631	57.29	12.60%
Fiat: Chrysler	1,152	1.90%	26,009,599	1.65%	15,168,740	1.38%	22,755	610	51.76	15.08%
Fiat: Dodge	5,925	9.78%	208,914,852	13.28%	149,930,476	13.68%	33,644	633	56.46	11.44%
Fiat: Jeep	5,373	8.87%	149,329,326	9.49%	106,291,218	9.70%	26,976	621	55.78	12.77%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	122	0.20%	3,301,192	0.21%	2,337,695	0.21%	26,475	608	54.85	13.61%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,329	2.19%	27,770,048	1.76%	19,854,398	1.81%	21,091	603	55.70	15.31%
Volkswagen: Audi	464	0.77%	12,718,939	0.81%	9,268,032	0.85%	26,102	608	55.25	13.89%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	56	0.09%	2,190,519	0.14%	1,629,044	0.15%	35,727	628	54.62	11.49%
Honda	3,179	5.25%	74,518,276	4.74%	53,549,523	4.89%	22,493	614	55.86	15.31%
Honda: Acura	372	0.61%	9,834,432	0.62%	7,081,183	0.65%	25,290	611	55.09	14.44%
Hyundai	3,342	5.51%	68,713,102	4.37%	46,801,559	4.27%	20,763	605	55.13	15.88%
Hyundai: Kia	3,346	5.52%	69,405,193	4.41%	46,779,388	4.27%	20,507	600	55.00	16.52%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	749	1.24%	16,561,203	1.05%	11,565,563	1.06%	21,952	600	55.48	15.30%
Mitsubishi	1,135	1.87%	26,097,242	1.66%	17,968,541	1.64%	22,834	610	56.07	15.82%
Nissan	6,742	11.12%	151,081,303	9.60%	101,094,160	9.22%	22,204	604	54.81	16.18%
Nissan: Infiniti	583	0.96%	16,400,707	1.04%	11,738,756	1.07%	26,703	609	55.29	14.21%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	472	0.78%	10,886,201	0.69%	7,953,390	0.73%	22,201	615	55.48	14.79%
Suzuki	5	0.01%	58,679	0.00%	30,162	0.00%	9,269	680	44.48	19.75%
Tata: Jaguar	96	0.16%	2,950,396	0.19%	2,107,788	0.19%	27,681	610	54.63	13.83%
Tata: Land Rover	197	0.33%	6,931,675	0.44%	5,093,568	0.46%	33,493	610	56.08	12.39%
Toyota	4,509	7.44%	113,735,086	7.23%	78,786,918	7.19%	24,648	610	55.41	15.01%
Toyota: Lexus	454	0.75%	12,953,185	0.82%	9,321,601	0.85%	26,688	608	54.14	14.16%
Toyota: Scion	55	0.09%	855,697	0.05%	491,463	0.04%	14,191	610	48.70	18.58%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	4,841	7.99%	131,185,819	8.34%	90,701,473	8.27%	26,422	610	55.10	14.22%
Total:	60,607	100.00%	1,573,630,691	100.00%	1,096,158,397	100.00%	26,199	613	55.35	14.30%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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