StratMaker (147579)

Santander Drive Auto Receivables Trust 2020-3

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

35.36% / 64.64%

Total Original # of Loans

48,408

WA Loan to Value (LTV)

72.08%

Total Original Loan Amount (OLA)

$ 1,101,031,674

WA Payment to Income (PTI)

10.67%

Weighted Average (WA) OLA

$ 27,194

WA FICO (non-zero)

608

Rep. Period Beginning Loan Amount

$ 610,141,854

WA Remaining Term (RT)

41.16

Rep. Period Ending Loan Amount (ELA)

$ 583,785,177

WA Original APR

14.56%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

48,408

Total Original Loan Amount (OLA)

$ 1,101,031,674

Weighted Average (WA) OLA

$ 27,194

Rep. Period Beginning Loan Amount

$ 610,141,854

Rep. Period Ending Loan Amount (ELA)

$ 583,785,177

As % of Reporting Period ELA:

New % / Used %

35.36% / 64.64%

WA Loan to Value (LTV)

72.08%

WA Payment to Income (PTI)

10.67%

WA FICO (non-zero)

608

WA Remaining Term (RT)

41.16

WA Original APR

14.56%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4	0.01%	19,329	0.00%	7,556	0.00%	1,950	606	19.41	17.03%
$5,000 - $9,999	2,576	5.32%	21,174,281	1.92%	9,481,990	1.62%	4,942	594	33.15	16.44%
$10,000 - $14,999	8,405	17.36%	107,973,365	9.81%	55,453,224	9.50%	8,569	591	38.75	17.24%
$15,000 - $19,999	11,590	23.94%	202,549,239	18.40%	107,381,071	18.39%	12,044	591	40.77	16.96%
$20,000 - $24,999	9,369	19.35%	209,386,581	19.02%	113,346,738	19.42%	15,414	597	41.33	15.90%
$25,000 - $29,999	6,527	13.48%	178,405,017	16.20%	95,094,641	16.29%	18,782	603	41.76	15.07%
$30,000 - $39,999	6,818	14.08%	233,849,455	21.24%	123,591,504	21.17%	23,246	612	42.06	13.43%
$40,000 - $49,999	2,267	4.68%	99,720,673	9.06%	54,784,788	9.38%	27,995	638	42.16	9.49%
$50,000 - $59,999	667	1.38%	35,825,169	3.25%	18,813,357	3.22%	32,562	672	41.90	6.48%
$60,000 - $69,999	151	0.31%	9,630,442	0.87%	4,609,285	0.79%	36,562	700	40.47	5.26%
$70,000 - $79,999	33	0.07%	2,415,559	0.22%	1,166,450	0.20%	44,249	730	41.62	5.14%
$80,000 - $89,999	1	0.00%	82,564	0.01%	54,574	0.01%	54,574	708	46.00	7.89%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,132	23.00%	220,474,556	20.02%	7,980,305	1.37%	3,718	612	25.83	13.56%
$5,000 - $9,999	8,258	17.06%	117,921,119	10.71%	65,085,417	11.15%	8,131	603	36.43	15.30%
$10,000 - $14,999	12,153	25.11%	233,029,465	21.16%	151,383,324	25.93%	12,617	599	40.44	15.85%
$15,000 - $19,999	8,431	17.42%	215,532,650	19.58%	145,460,162	24.92%	17,372	602	41.70	15.47%
$20,000 - $24,999	4,727	9.76%	154,610,252	14.04%	105,068,520	18.00%	22,320	608	42.54	14.18%
$25,000 - $29,999	2,488	5.14%	98,854,200	8.98%	67,663,440	11.59%	27,269	617	43.53	12.73%
$30,000 - $39,999	1,144	2.36%	55,715,850	5.06%	37,848,630	6.48%	33,265	641	44.94	9.75%
$40,000 - $49,999	67	0.14%	4,310,375	0.39%	2,880,193	0.49%	43,143	685	45.32	7.82%
$50,000 - $59,999	8	0.02%	583,206	0.05%	415,186	0.07%	51,934	694	46.86	10.49%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	823	1.70%	35,243,716	3.20%	15,608,547	2.67%	24,936	761	39.04	0.29%
2.50 - 4.99%	840	1.74%	26,426,392	2.40%	13,071,226	2.24%	20,018	716	38.47	4.09%
5.00 - 7.49%	2,046	4.23%	57,678,151	5.24%	30,553,383	5.23%	20,179	668	39.94	6.47%
7.50 - 9.99%	4,181	8.64%	109,703,576	9.96%	60,611,939	10.38%	20,160	631	40.54	8.74%
10.00 - 12.49%	4,875	10.07%	125,170,771	11.37%	69,802,387	11.96%	19,991	615	41.10	11.13%
12.50 - 14.99%	6,356	13.13%	150,752,388	13.69%	85,409,025	14.63%	18,535	605	41.35	13.54%
15.00 - 17.49%	8,200	16.94%	185,301,482	16.83%	102,044,056	17.48%	17,757	594	41.64	15.99%
17.50 - 19.99%	9,423	19.47%	198,810,772	18.06%	103,759,927	17.77%	16,882	582	41.83	18.10%
20.00 - 22.49%	5,796	11.97%	111,654,609	10.14%	56,362,120	9.65%	15,847	570	41.50	20.69%
22.50 - 24.99%	4,064	8.40%	71,921,921	6.53%	34,130,807	5.85%	14,628	558	41.25	23.21%
25.00 - 27.49%	1,566	3.24%	25,006,093	2.27%	11,019,760	1.89%	13,603	549	40.54	24.97%
27.50 - 29.99%	238	0.49%	3,361,802	0.31%	1,412,001	0.24%	12,122	538	40.08	27.76%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,558	3.22%	30,330,755	2.75%	16,345,418	2.80%	16,023	477	40.98	18.70%
500 - 549	7,245	14.97%	151,682,947	13.78%	81,342,139	13.93%	17,097	529	41.56	17.62%
550 - 599	14,641	30.25%	328,459,506	29.83%	176,597,310	30.25%	17,856	576	41.38	15.54%
600 - 649	11,937	24.66%	286,431,512	26.01%	154,454,988	26.46%	18,824	620	41.36	13.88%
650 - 699	4,532	9.36%	116,070,171	10.54%	61,645,750	10.56%	20,174	670	41.26	11.63%
700 - 749	2,050	4.23%	53,542,956	4.86%	27,859,865	4.77%	20,038	722	40.49	9.55%
750 - 799	959	1.98%	28,980,008	2.63%	14,442,453	2.47%	21,116	771	39.82	6.12%
800+	832	1.72%	26,446,970	2.40%	12,579,921	2.15%	20,051	834	39.19	4.43%
NA	4,654	9.61%	79,086,848	7.18%	38,517,334	6.60%	13,461	0	40.06	19.36%
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.00%	6,387	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	476	0.98%	11,742,127	1.07%	1,689,196	0.29%	6,530	765	6.89	3.94%
37 - 48	1,357	2.80%	17,827,891	1.62%	5,645,455	0.97%	7,048	607	17.96	16.21%
49 - 60	3,971	8.20%	63,142,999	5.73%	28,978,651	4.96%	10,926	616	29.46	14.71%
61 - 72	37,868	78.23%	850,496,657	77.25%	458,600,811	78.56%	17,531	606	41.68	15.02%
73+	4,735	9.78%	157,815,612	14.33%	88,871,065	15.22%	24,575	612	44.42	12.24%
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,594	17.75%	190,410,103	17.29%	12,785	0.00%	9,448	603	0.00	12.82%
1 - 12	692	1.43%	16,398,472	1.49%	2,487,218	0.43%	5,808	713	7.59	5.46%
13 - 24	1,553	3.21%	23,683,127	2.15%	9,196,168	1.58%	7,993	617	19.60	13.55%
25 - 36	6,254	12.92%	125,739,076	11.42%	67,111,925	11.50%	13,529	612	32.34	13.16%
37 - 48	30,793	63.61%	730,118,070	66.31%	492,743,119	84.40%	18,825	607	42.67	14.81%
49 - 60	496	1.02%	13,905,099	1.26%	11,590,529	1.99%	26,014	588	51.02	15.00%
61 - 72	24	0.05%	713,513	0.06%	588,284	0.10%	26,400	626	63.84	14.80%
73+	2	0.00%	64,214	0.01%	55,148	0.01%	32,847	645	74.44	11.64%
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	29,065	60.04%	660,030,456	59.95%	393,073,004	67.33%	17,562	616	40.83	13.80%
1 - 15	4,739	9.79%	111,887,689	10.16%	75,550,789	12.94%	19,272	595	41.77	15.47%
16 - 30	2,808	5.80%	65,006,930	5.90%	43,779,209	7.50%	18,807	588	41.52	15.97%
31 - 60	2,822	5.83%	64,557,009	5.86%	45,010,353	7.71%	19,583	586	42.09	16.75%
61 - 90	1,257	2.60%	28,436,171	2.58%	19,706,072	3.38%	19,848	587	42.18	17.27%
91 - 120	491	1.01%	10,960,421	1.00%	6,665,750	1.14%	20,360	589	42.05	17.24%
121+	7,226	14.93%	160,152,997	14.55%	0	0.00%	0	0	0.00	0.00%
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,752	5.69%	59,978,463	5.45%	31,606,620	5.41%	16,296	632	40.56	12.73%
Stated, not verified	45,516	94.03%	1,037,404,292	94.22%	550,707,280	94.33%	18,246	606	41.20	14.67%
Stated, verified to Level 3²	140	0.29%	3,648,920	0.33%	1,471,278	0.25%	18,713	590	39.09	15.11%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	46,735	96.54%	1,061,812,968	96.44%	563,998,341	96.61%	18,112	608	41.15	14.50%
Stated, verified but not Level 4 or 5	1,673	3.46%	39,218,706	3.56%	19,786,836	3.39%	18,993	589	41.44	16.31%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,342	11.04%	99,309,482	9.02%	53,918,051	9.24%	14,598	629	39.71	10.74%
5.00 - 9.99%	17,707	36.58%	394,896,017	35.87%	214,977,426	36.82%	17,964	612	40.93	13.46%
10.00 - 14.99%	16,932	34.98%	396,850,875	36.04%	208,798,737	35.77%	18,654	599	41.60	15.85%
15.00 - 19.99%	8,144	16.82%	201,397,809	18.29%	102,084,726	17.49%	19,274	604	41.60	16.34%
20.00 - 24.99%	281	0.58%	8,524,062	0.77%	3,994,640	0.68%	19,860	621	39.35	12.61%
25.00 - 29.99%	2	0.00%	53,429	0.00%	11,597	0.00%	11,597	781	23.00	10.35%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	33	0.07%	318,544	0.03%	112,879	0.02%	4,475	615	29.82	9.98%
25.00 - 49.99%	488	1.01%	6,300,125	0.57%	2,891,312	0.50%	8,777	604	35.62	10.30%
50.00 - 74.99%	2,493	5.15%	49,029,130	4.45%	25,239,765	4.32%	14,798	608	39.10	10.60%
75.00 - 99.99%	12,686	26.21%	306,057,985	27.80%	165,110,457	28.28%	18,899	598	41.16	13.43%
100.00 - 109.99%	9,539	19.71%	228,229,900	20.73%	122,152,651	20.92%	19,034	605	41.50	14.60%
110.00 - 119.99%	9,913	20.48%	230,262,943	20.91%	122,459,572	20.98%	18,535	607	41.50	15.50%
120.00 - 129.99%	7,604	15.71%	165,740,966	15.05%	86,378,651	14.80%	17,480	615	41.11	15.72%
130.00 - 139.99%	5,303	10.95%	106,519,692	9.67%	55,124,951	9.44%	16,022	624	41.02	16.27%
140.00%+	349	0.72%	8,572,388	0.78%	4,314,939	0.74%	19,306	670	40.90	11.54%
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	988	2.04%	21,925,238	1.99%	11,406,409	1.95%	17,788	607	41.39	15.63%
Alaska	81	0.17%	2,257,685	0.21%	1,140,306	0.20%	20,747	610	41.46	13.51%
Arizona	1,033	2.13%	23,688,778	2.15%	12,153,712	2.08%	19,032	605	41.42	15.02%
Arkansas	1,167	2.41%	26,459,759	2.40%	13,929,796	2.39%	18,166	609	41.34	14.38%
California	4,353	8.99%	99,181,880	9.01%	51,943,393	8.90%	18,342	610	41.01	14.88%
Colorado	467	0.96%	10,994,113	1.00%	6,053,936	1.04%	18,948	611	40.97	13.73%
Connecticut	592	1.22%	12,470,498	1.13%	7,139,507	1.22%	16,150	604	40.64	13.23%
Delaware	10	0.02%	252,139	0.02%	135,428	0.02%	20,322	655	41.71	13.86%
Florida	5,534	11.43%	118,278,944	10.74%	62,990,091	10.79%	16,968	600	41.14	14.59%
Georgia	2,508	5.18%	58,867,436	5.35%	31,200,636	5.34%	18,757	609	41.43	15.50%
Hawaii	138	0.29%	3,027,996	0.28%	1,570,485	0.27%	17,583	599	40.99	16.10%
Idaho	119	0.25%	2,755,512	0.25%	1,444,049	0.25%	18,819	613	40.98	13.20%
Illinois	1,824	3.77%	42,826,582	3.89%	23,606,741	4.04%	18,796	611	41.38	14.32%
Indiana	874	1.81%	18,866,860	1.71%	10,080,725	1.73%	17,446	612	41.03	14.87%
Iowa	186	0.38%	4,234,540	0.38%	2,182,949	0.37%	17,157	619	40.15	13.60%
Kansas	229	0.47%	5,041,027	0.46%	2,794,440	0.48%	17,339	603	41.27	14.94%
Kentucky	784	1.62%	17,127,410	1.56%	9,064,831	1.55%	17,590	611	41.72	14.53%
Louisiana	1,267	2.62%	29,446,316	2.67%	15,704,739	2.69%	18,740	603	41.46	15.45%
Maine	143	0.30%	3,168,476	0.29%	1,828,823	0.31%	17,992	617	41.43	12.31%
Maryland	24	0.05%	471,374	0.04%	261,320	0.04%	14,664	625	40.15	15.87%
Massachusetts	27	0.06%	516,806	0.05%	289,987	0.05%	16,510	630	41.47	14.16%
Michigan	1,105	2.28%	24,565,511	2.23%	12,608,679	2.16%	17,208	613	41.06	14.00%
Minnesota	272	0.56%	6,711,434	0.61%	3,576,760	0.61%	19,063	628	41.12	12.33%
Mississippi	834	1.72%	19,186,349	1.74%	10,103,530	1.73%	18,334	611	41.28	15.78%
Missouri	882	1.82%	19,325,897	1.76%	10,258,672	1.76%	17,157	606	41.24	14.56%
Montana	171	0.35%	4,061,218	0.37%	1,983,602	0.34%	19,514	603	41.17	14.60%
Nebraska	159	0.33%	3,695,207	0.34%	1,888,494	0.32%	17,762	621	41.09	13.00%
Nevada	411	0.85%	9,762,272	0.89%	5,167,607	0.89%	18,679	605	41.19	14.15%
New Hampshire	223	0.46%	4,773,921	0.43%	2,496,669	0.43%	17,054	606	39.76	13.88%
New Jersey	1,306	2.70%	28,395,285	2.58%	15,743,917	2.70%	16,736	614	40.46	13.61%
New Mexico	425	0.88%	10,344,393	0.94%	5,539,817	0.95%	20,282	614	41.82	15.60%
New York	2,269	4.69%	52,126,137	4.73%	27,794,242	4.76%	17,441	613	40.92	13.90%
North Carolina	2,098	4.33%	46,807,493	4.25%	24,471,010	4.19%	17,822	605	41.25	14.37%
North Dakota	70	0.14%	1,792,499	0.16%	963,418	0.17%	20,225	621	41.18	13.22%
Ohio	1,649	3.41%	35,113,197	3.19%	18,631,509	3.19%	17,046	610	41.09	14.68%
Oklahoma	1,099	2.27%	24,486,536	2.22%	12,565,317	2.15%	17,684	606	40.97	15.11%
Oregon	318	0.66%	6,819,660	0.62%	3,411,319	0.58%	17,159	604	40.59	14.22%
Pennsylvania	65	0.13%	1,393,948	0.13%	669,524	0.11%	16,284	601	41.59	14.97%
Rhode Island	123	0.25%	2,420,965	0.22%	1,394,819	0.24%	15,242	606	40.91	13.94%
South Carolina	1,041	2.15%	22,868,672	2.08%	12,082,668	2.07%	17,463	603	40.83	15.05%
South Dakota	57	0.12%	1,446,066	0.13%	701,133	0.12%	18,890	641	39.37	11.10%
Tennessee	1,154	2.38%	26,166,236	2.38%	13,813,399	2.37%	17,895	611	41.12	14.88%
Texas	7,947	16.42%	190,720,680	17.32%	100,990,882	17.30%	19,202	603	41.21	14.60%
Utah	171	0.35%	4,189,015	0.38%	2,077,379	0.36%	20,054	615	41.13	13.42%
Vermont	78	0.16%	1,935,403	0.18%	1,041,958	0.18%	19,702	617	40.71	13.15%
Virginia	835	1.72%	18,399,207	1.67%	9,977,015	1.71%	17,682	606	41.47	15.07%
Washington	392	0.81%	9,522,664	0.86%	4,982,734	0.85%	20,061	624	41.57	13.35%
West Virginia	361	0.75%	8,653,063	0.79%	4,733,564	0.81%	19,412	621	41.80	13.38%
Wisconsin	462	0.95%	11,295,003	1.03%	5,996,278	1.03%	19,000	628	41.42	11.86%
Wyoming	61	0.13%	1,595,219	0.14%	850,154	0.15%	20,353	614	39.72	12.48%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	20,666	0.00%	12,908	0.00%	12,908	0	40.00	6.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	16	0.03%	444,309	0.04%	242,463	0.04%	23,150	669	41.40	11.57%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.01%	134,179	0.01%	91,437	0.02%	25,111	573	41.35	14.86%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	12,673	26.18%	391,859,154	35.59%	206,451,142	35.36%	22,579	618	42.15	12.24%
Used	35,735	73.82%	709,172,520	64.41%	377,334,035	64.64%	15,714	602	40.62	15.84%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	20,807	42.98%	384,607,094	34.93%	196,515,499	33.66%	14,792	601	40.95	16.43%
Truck	7,369	15.22%	238,051,543	21.62%	126,523,992	21.67%	23,217	617	40.87	12.81%
SUV	20,232	41.79%	478,373,036	43.45%	260,745,687	44.66%	18,204	608	41.46	14.01%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,635	9.57%	100,841,476	9.16%	53,460,947	9.16%	17,378	603	40.43	15.44%
Ford: Lincoln	222	0.46%	4,630,116	0.42%	2,498,836	0.43%	16,718	584	40.95	16.36%
Ford: Mercury	4	0.01%	38,218	0.00%	14,504	0.00%	7,321	591	41.35	15.53%
GMC	1,133	2.34%	30,344,725	2.76%	16,711,027	2.86%	20,147	604	40.46	14.89%
GMC: Buick	515	1.06%	9,578,371	0.87%	5,214,823	0.89%	14,571	590	41.04	16.63%
GMC: Cadillac	525	1.08%	12,892,685	1.17%	6,872,831	1.18%	19,674	602	40.32	15.17%
GMC: Chevrolet	5,021	10.37%	110,045,769	9.99%	59,351,162	10.17%	17,723	600	40.81	15.91%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	11,441	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	15	0.03%	652,241	0.06%	320,746	0.05%	29,411	643	42.05	9.97%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	798	1.65%	18,673,511	1.70%	9,193,080	1.57%	17,978	597	40.38	14.97%
BMW: Mini	93	0.19%	1,480,956	0.13%	754,980	0.13%	12,227	601	38.65	15.13%
Daimler: Freightliner	1	0.00%	27,168	0.00%	16,219	0.00%	16,219	707	39.00	9.34%
Daimler: Mercedes-Benz	724	1.50%	17,361,355	1.58%	8,940,837	1.53%	18,202	598	40.48	15.57%
Daimler: Smart	5	0.01%	37,860	0.00%	15,680	0.00%	5,404	616	32.28	18.61%
Fiat	101	0.21%	1,693,994	0.15%	936,585	0.16%	14,197	621	41.10	13.77%
Fiat: Alfa Romeo	39	0.08%	1,201,764	0.11%	644,761	0.11%	23,052	608	42.25	12.60%
Fiat: Chrysler	927	1.91%	21,803,930	1.98%	10,885,906	1.86%	17,984	630	40.03	12.55%
Fiat: Dodge	7,266	15.01%	215,983,379	19.62%	113,117,220	19.38%	22,387	620	41.80	12.67%
Fiat: Jeep	6,275	12.96%	174,821,405	15.88%	93,851,744	16.08%	20,566	629	41.92	11.24%
Fiat: Maserati	1	0.00%	33,212	0.00%	0	0.00%	0	0	0.00	0.00%
Geely: Volvo	82	0.17%	1,944,283	0.18%	1,085,006	0.19%	19,646	611	40.90	13.81%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	848	1.75%	14,078,596	1.28%	7,477,318	1.28%	13,362	595	40.79	16.17%
Volkswagen: Audi	358	0.74%	8,045,032	0.73%	4,043,872	0.69%	17,314	599	40.16	14.99%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	48	0.10%	1,627,429	0.15%	870,869	0.15%	23,885	609	41.23	12.20%
Honda	2,171	4.48%	40,690,256	3.70%	21,905,368	3.75%	14,306	598	40.70	16.74%
Honda: Acura	252	0.52%	5,355,995	0.49%	3,038,986	0.52%	16,445	600	40.67	15.86%
Hyundai	2,457	5.08%	40,094,492	3.64%	20,720,164	3.55%	12,788	591	40.95	16.92%
Hyundai: Kia	2,561	5.29%	44,328,211	4.03%	23,623,106	4.05%	13,829	589	41.39	17.31%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	466	0.96%	7,983,291	0.73%	4,304,231	0.74%	13,089	589	40.84	16.57%
Mitsubishi	713	1.47%	13,598,850	1.24%	6,774,365	1.16%	14,646	586	41.56	17.31%
Nissan	5,691	11.76%	104,733,763	9.51%	55,464,245	9.50%	14,368	595	41.18	16.77%
Nissan: Infiniti	435	0.90%	10,507,212	0.95%	5,505,213	0.94%	18,067	593	41.06	15.25%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	388	0.80%	7,349,077	0.67%	3,870,080	0.66%	14,619	604	39.93	15.50%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	84	0.17%	2,340,256	0.21%	1,198,804	0.21%	20,916	596	41.70	14.73%
Tata: Land Rover	159	0.33%	4,986,660	0.45%	2,453,955	0.42%	23,229	603	41.51	13.88%
Toyota	2,910	6.01%	60,589,764	5.50%	32,854,436	5.63%	16,116	594	40.74	16.03%
Toyota: Lexus	314	0.65%	7,342,990	0.67%	3,977,198	0.68%	17,469	595	40.14	15.02%
Toyota: Scion	27	0.06%	293,483	0.03%	136,371	0.02%	7,552	597	36.51	19.81%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	143	0.30%	2,988,457	0.27%	1,679,704	0.29%	17,383	599	41.05	16.60%
Total:	48,408	100.00%	1,101,031,674	100.00%	583,785,177	100.00%	18,142	608	41.16	14.56%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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