StratMaker (147583)

Santander Drive Auto Receivables Trust 2023-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

30.21% / 69.79%

Total Original # of Loans

62,579

WA Loan to Value (LTV)

97.24%

Total Original Loan Amount (OLA)

$ 1,648,835,299

WA Payment to Income (PTI)

10.88%

Weighted Average (WA) OLA

$ 30,926

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,375,829,821

WA Remaining Term (RT)

63.90

Rep. Period Ending Loan Amount (ELA)

$ 1,346,334,990

WA Original APR

16.63%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

62,579

Total Original Loan Amount (OLA)

$ 1,648,835,299

Weighted Average (WA) OLA

$ 30,926

Rep. Period Beginning Loan Amount

$ 1,375,829,821

Rep. Period Ending Loan Amount (ELA)

$ 1,346,334,990

As % of Reporting Period ELA:

New % / Used %

30.21% / 69.79%

WA Loan to Value (LTV)

97.24%

WA Payment to Income (PTI)

10.88%

WA FICO (non-zero)

601

WA Remaining Term (RT)

63.90

WA Original APR

16.63%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,577	0.00%	4,480	0.00%	3,403	509	50.02	11.33%
$5,000 - $9,999	1,480	2.37%	12,392,612	0.75%	7,852,884	0.58%	7,110	577	50.32	17.86%
$10,000 - $14,999	6,175	9.87%	79,450,719	4.82%	51,176,189	3.80%	10,613	583	51.89	18.91%
$15,000 - $19,999	11,105	17.75%	195,695,345	11.87%	144,418,478	10.73%	15,487	586	58.61	18.70%
$20,000 - $24,999	13,092	20.92%	294,637,144	17.87%	233,429,811	17.34%	20,320	592	61.99	18.28%
$25,000 - $29,999	11,366	18.16%	311,262,866	18.88%	255,602,299	18.99%	25,156	594	63.94	17.82%
$30,000 - $39,999	13,506	21.58%	463,168,726	28.09%	396,661,851	29.46%	32,254	600	66.09	16.62%
$40,000 - $49,999	3,666	5.86%	160,647,113	9.74%	136,188,734	10.12%	41,007	617	66.89	13.47%
$50,000 - $59,999	1,379	2.20%	75,462,937	4.58%	67,681,227	5.03%	52,477	623	68.95	12.24%
$60,000 - $69,999	542	0.87%	34,520,597	2.09%	32,478,019	2.41%	61,541	643	69.26	9.94%
$70,000 - $79,999	152	0.24%	11,303,107	0.69%	10,873,610	0.81%	72,044	675	69.58	8.78%
$80,000 - $89,999	63	0.10%	5,350,416	0.32%	5,191,715	0.39%	82,529	702	70.44	8.75%
$90,000 - $99,999	41	0.07%	3,901,120	0.24%	3,765,460	0.28%	92,063	706	70.24	8.68%
Over $100,000	10	0.02%	1,033,021	0.06%	1,010,232	0.08%	101,094	726	71.60	8.05%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5,074	8.11%	84,757,000	5.14%	14,616,586	1.09%	3,811	607	17.21	16.44%
$5,000 - $9,999	9,039	14.44%	179,170,452	10.87%	67,095,836	4.98%	7,703	591	24.08	16.88%
$10,000 - $14,999	7,148	11.42%	153,205,471	9.29%	88,951,196	6.61%	12,616	589	41.91	17.56%
$15,000 - $19,999	8,538	13.64%	176,694,465	10.72%	150,179,498	11.15%	17,707	590	60.89	18.24%
$20,000 - $24,999	9,495	15.17%	223,553,963	13.56%	213,588,229	15.86%	22,585	595	67.73	18.28%
$25,000 - $29,999	8,374	13.38%	235,567,489	14.29%	229,496,802	17.05%	27,481	595	69.36	17.87%
$30,000 - $39,999	10,484	16.75%	366,772,106	22.24%	358,852,002	26.65%	34,451	601	70.09	16.61%
$40,000 - $49,999	2,602	4.16%	116,890,281	7.09%	114,095,713	8.47%	44,028	616	70.42	13.50%
$50,000 - $59,999	1,177	1.88%	65,998,079	4.00%	64,470,373	4.79%	54,923	623	70.64	12.11%
$60,000 - $69,999	429	0.69%	28,000,933	1.70%	27,286,561	2.03%	63,726	644	70.20	9.87%
$70,000 - $79,999	122	0.19%	9,343,689	0.57%	9,067,565	0.67%	74,430	677	70.32	9.09%
$80,000 - $89,999	61	0.10%	5,333,275	0.32%	5,167,016	0.38%	84,790	704	70.38	8.73%
$90,000 - $99,999	30	0.05%	2,916,912	0.18%	2,849,604	0.21%	95,090	701	70.65	8.72%
Over $100,000	6	0.01%	631,182	0.04%	618,010	0.05%	103,021	727	71.67	8.00%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	181	0.29%	7,459,434	0.45%	3,272,039	0.24%	41,956	746	39.83	0.59%
2.50 - 4.99%	644	1.03%	22,386,050	1.36%	12,827,288	0.95%	47,201	687	58.21	4.10%
5.00 - 7.49%	1,024	1.64%	35,776,140	2.17%	23,975,078	1.78%	40,487	685	61.12	6.66%
7.50 - 9.99%	3,516	5.62%	114,845,591	6.97%	90,316,383	6.71%	39,537	666	64.94	8.94%
10.00 - 12.49%	6,199	9.91%	190,578,117	11.56%	156,797,067	11.65%	35,100	625	65.45	11.27%
12.50 - 14.99%	8,981	14.35%	257,549,598	15.62%	216,277,692	16.06%	31,573	608	65.64	13.68%
15.00 - 17.49%	10,229	16.35%	278,713,152	16.90%	231,932,291	17.23%	29,508	596	64.79	16.13%
17.50 - 19.99%	13,072	20.89%	327,130,067	19.84%	253,213,192	18.81%	26,114	582	60.83	18.35%
20.00 - 22.49%	8,647	13.82%	198,633,602	12.05%	163,235,845	12.12%	24,633	578	62.54	20.90%
22.50 - 24.99%	5,863	9.37%	130,591,035	7.92%	115,593,793	8.59%	24,066	567	64.96	23.63%
25.00 - 27.49%	2,689	4.30%	55,390,350	3.36%	50,911,608	3.78%	22,319	561	65.87	25.73%
27.50 - 29.99%	1,534	2.45%	29,782,161	1.81%	27,982,713	2.08%	20,967	553	66.51	28.64%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,327	5.32%	75,656,509	4.59%	61,978,875	4.60%	24,459	474	61.75	19.59%
500 - 549	9,400	15.02%	229,999,977	13.95%	186,773,629	13.87%	26,517	528	62.12	18.60%
550 - 599	16,693	26.68%	440,315,964	26.70%	361,583,853	26.86%	28,802	576	63.66	17.35%
600 - 649	15,609	24.94%	450,298,863	27.31%	380,935,488	28.29%	32,031	621	65.81	15.28%
650 - 699	4,962	7.93%	143,005,174	8.67%	109,988,816	8.17%	31,698	672	63.35	14.48%
700 - 749	2,526	4.04%	75,419,227	4.57%	58,769,315	4.37%	34,682	722	64.30	12.79%
750 - 799	1,026	1.64%	33,285,232	2.02%	24,986,910	1.86%	38,863	771	63.65	10.10%
800+	819	1.31%	24,854,414	1.51%	17,893,602	1.33%	37,273	835	61.36	7.96%
NA	8,217	13.13%	175,999,938	10.67%	143,424,502	10.65%	23,365	0	63.30	19.99%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	17	0.03%	166,198	0.01%	135,534	0.01%	9,059	671	20.23	10.79%
25 - 36	160	0.26%	3,342,267	0.20%	2,994,087	0.22%	32,775	728	34.20	6.70%
37 - 48	475	0.76%	7,191,723	0.44%	6,537,224	0.49%	18,645	612	45.66	14.95%
49 - 60	3,781	6.04%	68,137,099	4.13%	55,958,884	4.16%	21,231	607	55.86	17.71%
61 - 72	49,843	79.65%	1,299,026,559	78.78%	1,061,569,717	78.85%	29,024	601	64.09	16.79%
73+	8,303	13.27%	270,971,454	16.43%	219,139,544	16.28%	33,668	601	66.02	15.75%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	746	1.19%	18,107,194	1.10%	0	0.00%	0	0	0.00	0.00%
1 - 12	1,534	2.45%	32,735,982	1.99%	5,265,183	0.39%	4,557	658	9.80	12.78%
13 - 24	14,456	23.10%	320,948,457	19.47%	118,004,734	8.76%	9,902	591	20.04	16.79%
25 - 36	2,311	3.69%	57,922,269	3.51%	36,223,067	2.69%	18,357	587	27.95	16.66%
37 - 48	651	1.04%	11,488,992	0.70%	10,098,377	0.75%	19,548	600	45.09	15.73%
49 - 60	3,434	5.49%	68,919,788	4.18%	64,741,032	4.81%	22,790	602	57.58	17.19%
61 - 72	34,469	55.08%	970,994,160	58.89%	947,204,825	70.35%	31,618	603	70.00	16.75%
73+	4,978	7.95%	167,718,456	10.17%	164,797,771	12.24%	37,130	601	73.51	15.75%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	49,124	78.50%	1,297,350,421	78.68%	1,069,162,789	79.41%	29,784	607	65.11	16.35%
1 - 15	6,993	11.17%	184,660,833	11.20%	145,881,302	10.84%	28,600	584	59.92	17.25%
16 - 30	3,221	5.15%	84,707,428	5.14%	65,428,540	4.86%	27,818	574	58.76	17.79%
31 - 60	2,674	4.27%	68,148,292	4.13%	54,418,122	4.04%	26,811	575	58.17	18.62%
61 - 90	560	0.89%	13,839,502	0.84%	11,391,207	0.85%	26,515	571	58.25	18.83%
91 - 120	5	0.01%	97,528	0.01%	53,030	0.00%	21,465	567	46.62	17.89%
121+	2	0.00%	31,294	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,344	5.34%	81,836,793	4.96%	62,685,553	4.66%	26,329	631	62.08	14.94%
Stated, not verified	58,750	93.88%	1,553,271,904	94.20%	1,272,907,940	94.55%	29,555	600	64.00	16.70%
Stated, verified to Level 3²	485	0.78%	13,726,602	0.83%	10,741,497	0.80%	30,495	584	63.06	18.20%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,931	94.17%	1,553,354,714	94.21%	1,264,379,055	93.91%	29,449	603	63.82	16.50%
Stated, verified but not Level 4 or 5	3,648	5.83%	95,480,584	5.79%	81,955,935	6.09%	28,840	581	65.19	18.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,765	10.81%	151,722,948	9.20%	118,115,364	8.77%	26,598	624	63.26	13.16%
5.00 - 9.99%	23,612	37.73%	608,473,924	36.90%	496,573,086	36.88%	29,326	605	64.02	15.77%
10.00 - 14.99%	21,079	33.68%	574,931,085	34.87%	468,534,749	34.80%	29,834	595	63.58	17.33%
15.00 - 19.99%	9,925	15.86%	277,662,459	16.84%	232,127,819	17.24%	29,933	594	64.35	18.60%
20.00 - 24.99%	1,194	1.91%	35,847,822	2.17%	30,940,613	2.30%	31,260	603	65.91	18.26%
25.00 - 29.99%	4	0.01%	197,060	0.01%	43,359	0.00%	14,163	710	19.48	7.58%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	69	0.11%	661,350	0.04%	556,417	0.04%	11,049	610	55.04	10.38%
25.00 - 49.99%	908	1.45%	13,552,198	0.82%	11,417,634	0.85%	18,123	586	61.94	11.52%
50.00 - 74.99%	3,599	5.75%	78,503,871	4.76%	64,040,672	4.76%	25,011	598	64.86	12.82%
75.00 - 99.99%	17,113	27.35%	452,088,071	27.42%	343,489,040	25.51%	28,203	588	61.25	15.98%
100.00 - 109.99%	14,201	22.69%	390,709,821	23.70%	320,980,151	23.84%	30,346	595	64.10	17.13%
110.00 - 119.99%	14,089	22.51%	387,241,611	23.49%	328,428,372	24.39%	30,930	605	65.27	17.27%
120.00 - 129.99%	8,492	13.57%	226,627,366	13.74%	192,181,866	14.27%	30,405	616	65.24	17.21%
130.00 - 139.99%	3,848	6.15%	93,801,597	5.69%	80,245,008	5.96%	27,790	628	65.02	17.35%
140.00%+	260	0.42%	5,649,414	0.34%	4,995,831	0.37%	24,823	671	66.03	14.94%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,111	1.78%	28,056,019	1.70%	22,689,862	1.69%	28,017	603	62.85	18.54%
Alaska	93	0.15%	2,696,489	0.16%	2,085,370	0.15%	31,479	607	62.03	17.02%
Arizona	1,193	1.91%	32,015,269	1.94%	26,435,402	1.96%	30,231	611	63.92	16.41%
Arkansas	997	1.59%	25,493,871	1.55%	19,497,718	1.45%	27,832	607	61.25	16.21%
California	5,159	8.24%	136,039,371	8.25%	107,443,171	7.98%	29,766	607	62.62	16.97%
Colorado	610	0.97%	16,460,870	1.00%	13,461,115	1.00%	30,232	606	63.96	14.97%
Connecticut	591	0.94%	14,388,948	0.87%	10,724,694	0.80%	28,334	602	60.83	15.06%
Delaware	244	0.39%	5,877,233	0.36%	4,431,138	0.33%	24,643	580	61.22	17.92%
Florida	6,569	10.50%	178,153,581	10.80%	161,217,893	11.97%	30,549	601	67.75	16.10%
Georgia	2,820	4.51%	74,903,344	4.54%	58,977,102	4.38%	29,127	598	62.14	17.86%
Hawaii	223	0.36%	6,042,493	0.37%	5,267,258	0.39%	30,284	608	65.99	17.68%
Idaho	133	0.21%	3,292,697	0.20%	2,365,587	0.18%	27,499	598	59.75	17.11%
Illinois	1,786	2.85%	45,396,902	2.75%	31,841,452	2.37%	26,648	597	57.48	17.51%
Indiana	861	1.38%	21,017,117	1.27%	17,184,280	1.28%	26,458	597	63.65	17.71%
Iowa	206	0.33%	5,285,908	0.32%	4,342,472	0.32%	28,001	600	64.41	17.57%
Kansas	245	0.39%	6,497,273	0.39%	5,022,204	0.37%	29,297	612	61.44	16.79%
Kentucky	756	1.21%	18,082,997	1.10%	14,313,981	1.06%	26,270	602	62.95	17.29%
Louisiana	1,128	1.80%	30,149,204	1.83%	23,443,961	1.74%	29,892	599	61.35	16.62%
Maine	177	0.28%	4,554,580	0.28%	3,710,815	0.28%	28,092	601	64.79	15.50%
Maryland	1,832	2.93%	47,827,036	2.90%	39,369,588	2.92%	28,146	584	63.36	17.18%
Massachusetts	1,047	1.67%	26,334,556	1.60%	20,614,802	1.53%	28,080	604	63.34	16.03%
Michigan	909	1.45%	22,685,808	1.38%	18,231,830	1.35%	26,909	602	64.29	17.52%
Minnesota	357	0.57%	9,295,213	0.56%	6,850,635	0.51%	28,320	596	60.18	15.10%
Mississippi	735	1.17%	18,682,156	1.13%	14,072,347	1.05%	27,637	607	60.23	17.79%
Missouri	1,100	1.76%	26,591,048	1.61%	21,090,067	1.57%	26,391	596	62.15	17.96%
Montana	155	0.25%	3,798,232	0.23%	2,937,147	0.22%	25,430	595	62.97	18.82%
Nebraska	187	0.30%	4,859,697	0.29%	3,706,283	0.28%	27,454	604	63.04	14.81%
Nevada	840	1.34%	21,850,804	1.33%	17,865,192	1.33%	29,659	602	64.01	16.91%
New Hampshire	301	0.48%	7,282,567	0.44%	6,192,337	0.46%	26,573	584	65.56	17.89%
New Jersey	1,799	2.87%	45,437,680	2.76%	36,813,376	2.73%	28,238	605	63.97	17.12%
New Mexico	486	0.78%	13,194,592	0.80%	10,540,551	0.78%	30,040	600	62.85	17.06%
New York	2,643	4.22%	70,717,774	4.29%	57,568,131	4.28%	28,991	609	64.05	17.32%
North Carolina	2,482	3.97%	64,584,897	3.92%	54,191,486	4.03%	29,150	596	64.90	16.37%
North Dakota	96	0.15%	2,574,037	0.16%	2,152,428	0.16%	29,572	613	64.44	17.95%
Ohio	2,251	3.60%	54,711,650	3.32%	46,158,440	3.43%	26,814	601	65.55	17.45%
Oklahoma	1,177	1.88%	29,856,739	1.81%	23,618,620	1.75%	27,795	604	62.34	16.55%
Oregon	404	0.65%	10,140,714	0.62%	8,433,544	0.63%	29,626	593	65.03	16.39%
Pennsylvania	2,434	3.89%	60,274,052	3.66%	49,101,802	3.65%	27,035	591	63.97	16.42%
Rhode Island	160	0.26%	3,827,637	0.23%	2,949,431	0.22%	28,025	592	63.91	15.43%
South Carolina	1,186	1.90%	30,122,792	1.83%	24,745,513	1.84%	28,355	593	63.84	17.63%
South Dakota	75	0.12%	1,807,798	0.11%	1,517,540	0.11%	26,166	601	64.86	18.33%
Tennessee	1,441	2.30%	35,963,941	2.18%	29,491,205	2.19%	27,602	600	63.90	18.22%
Texas	10,455	16.71%	301,830,236	18.31%	248,467,237	18.46%	32,561	607	64.23	15.23%
Utah	234	0.37%	6,124,489	0.37%	5,202,515	0.39%	29,729	596	65.39	17.60%
Vermont	81	0.13%	2,128,054	0.13%	1,644,267	0.12%	29,782	595	62.49	15.99%
Virginia	1,210	1.93%	31,275,381	1.90%	26,118,940	1.94%	29,164	593	64.19	17.11%
Washington	397	0.63%	10,011,206	0.61%	7,498,051	0.56%	28,587	600	60.79	17.10%
West Virginia	610	0.97%	15,364,639	0.93%	13,212,147	0.98%	28,331	586	65.60	17.66%
Wisconsin	389	0.62%	9,684,866	0.59%	6,974,520	0.52%	25,516	590	59.76	17.65%
Wyoming	63	0.10%	1,868,665	0.11%	1,334,972	0.10%	28,717	598	59.28	15.75%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	140	0.22%	3,696,768	0.22%	3,189,160	0.24%	28,026	580	63.19	18.68%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	25,409	0.00%	25,409	0.00%	25,409	661	70.00	25.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,674	26.64%	548,174,882	33.25%	406,760,401	30.21%	35,876	605	60.40	13.78%
Used	45,905	73.36%	1,100,660,417	66.75%	939,574,589	69.79%	26,614	600	65.41	17.86%
NA	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,521	39.18%	540,824,009	32.80%	423,689,423	31.47%	24,073	602	61.92	18.07%
Truck	9,594	15.33%	349,584,114	21.20%	286,294,573	21.26%	38,801	613	64.71	14.58%
SUV	28,464	45.48%	758,427,175	46.00%	636,350,994	47.27%	28,743	596	64.86	16.59%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,019	4.82%	72,957,121	4.42%	58,630,025	4.35%	29,097	607	62.79	17.25%
Ford: Lincoln	244	0.39%	6,302,651	0.38%	5,406,888	0.40%	28,824	582	65.19	17.99%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,597	2.55%	51,976,851	3.15%	44,114,101	3.28%	35,963	606	65.46	15.99%
GMC: Buick	706	1.13%	15,748,646	0.96%	13,047,567	0.97%	23,852	589	64.08	17.51%
GMC: Cadillac	531	0.85%	15,375,993	0.93%	13,251,056	0.98%	32,027	598	65.64	17.39%
GMC: Chevrolet	7,560	12.08%	200,827,131	12.18%	169,345,435	12.58%	30,213	599	64.74	16.86%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	55	0.09%	2,343,891	0.14%	2,246,430	0.17%	47,575	620	70.44	14.47%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,053	1.68%	31,114,279	1.89%	27,412,983	2.04%	32,841	605	65.98	17.12%
BMW: Mini	118	0.19%	2,459,971	0.15%	2,056,401	0.15%	23,242	599	64.21	17.04%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	867	1.39%	25,201,891	1.53%	21,498,015	1.60%	31,200	605	64.91	17.75%
Daimler: Smart	7	0.01%	85,963	0.01%	72,321	0.01%	12,659	602	70.25	19.61%
Fiat	138	0.22%	2,416,612	0.15%	1,484,754	0.11%	15,842	599	53.36	17.47%
Fiat: Alfa Romeo	94	0.15%	3,098,086	0.19%	2,972,171	0.22%	35,357	585	69.36	15.88%
Fiat: Chrysler	1,192	1.90%	29,601,086	1.80%	18,239,331	1.35%	22,920	602	55.15	17.27%
Fiat: Dodge	5,680	9.08%	205,205,709	12.45%	157,634,292	11.71%	39,158	623	63.07	14.03%
Fiat: Jeep	6,992	11.17%	193,888,172	11.76%	147,071,806	10.92%	29,926	603	62.20	15.54%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	127	0.20%	3,544,454	0.21%	3,173,508	0.24%	32,327	600	66.80	16.21%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,259	2.01%	27,558,578	1.67%	24,184,292	1.80%	24,594	596	65.99	17.55%
Volkswagen: Audi	548	0.88%	15,270,530	0.93%	13,867,360	1.03%	30,460	601	66.84	17.46%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	52	0.08%	1,817,240	0.11%	1,552,745	0.12%	37,183	605	66.53	16.13%
Honda	2,888	4.61%	70,310,946	4.26%	62,185,405	4.62%	26,057	601	66.31	17.59%
Honda: Acura	305	0.49%	7,836,533	0.48%	6,720,790	0.50%	27,390	596	64.75	17.02%
Hyundai	3,831	6.12%	84,198,640	5.11%	71,564,250	5.32%	24,896	597	64.83	17.13%
Hyundai: Kia	3,323	5.31%	72,433,566	4.39%	60,752,083	4.51%	23,834	593	64.22	17.88%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	807	1.29%	18,282,697	1.11%	16,095,836	1.20%	24,441	590	66.26	17.72%
Mitsubishi	1,662	2.66%	42,555,315	2.58%	37,638,032	2.80%	28,123	590	66.18	16.18%
Nissan	6,427	10.27%	143,018,022	8.67%	114,903,681	8.53%	23,689	591	62.26	17.98%
Nissan: Infiniti	525	0.84%	14,456,855	0.88%	12,372,983	0.92%	28,546	597	64.69	17.84%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	578	0.92%	13,817,324	0.84%	12,251,709	0.91%	25,733	594	66.77	16.99%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	85	0.14%	2,545,713	0.15%	2,224,403	0.17%	29,735	585	66.45	17.42%
Tata: Land Rover	194	0.31%	6,666,591	0.40%	6,102,459	0.45%	37,579	594	67.57	17.01%
Toyota	4,644	7.42%	121,038,027	7.34%	102,751,843	7.63%	28,199	601	65.34	17.00%
Toyota: Lexus	382	0.61%	11,144,748	0.68%	9,434,291	0.70%	30,462	596	64.57	16.52%
Toyota: Scion	67	0.11%	1,114,455	0.07%	829,749	0.06%	16,584	610	61.18	20.66%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,022	8.03%	132,621,012	8.04%	103,245,994	7.67%	28,117	595	61.56	16.85%
Total:	62,579	100.00%	1,648,835,299	100.00%	1,346,334,990	100.00%	29,412	601	63.90	16.63%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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