StratMaker (147591)

Santander Drive Auto Receivables Trust 2020-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

33.92% / 66.08%

Total Original # of Loans

39,148

WA Loan to Value (LTV)

76.23%

Total Original Loan Amount (OLA)

$ 923,243,227

WA Payment to Income (PTI)

10.66%

Weighted Average (WA) OLA

$ 28,064

WA FICO (non-zero)

607

Rep. Period Beginning Loan Amount

$ 542,724,011

WA Remaining Term (RT)

44.08

Rep. Period Ending Loan Amount (ELA)

$ 520,046,417

WA Original APR

14.62%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

39,148

Total Original Loan Amount (OLA)

$ 923,243,227

Weighted Average (WA) OLA

$ 28,064

Rep. Period Beginning Loan Amount

$ 542,724,011

Rep. Period Ending Loan Amount (ELA)

$ 520,046,417

As % of Reporting Period ELA:

New % / Used %

33.92% / 66.08%

WA Loan to Value (LTV)

76.23%

WA Payment to Income (PTI)

10.66%

WA FICO (non-zero)

607

WA Remaining Term (RT)

44.08

WA Original APR

14.62%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,673	0.00%	3,167	0.00%	3,167	0	32.00	14.24%
$5,000 - $9,999	1,733	4.43%	14,401,334	1.56%	7,087,190	1.36%	5,229	582	34.75	17.13%
$10,000 - $14,999	6,026	15.39%	77,287,717	8.37%	42,334,992	8.14%	8,936	586	40.90	17.25%
$15,000 - $19,999	9,173	23.43%	160,738,673	17.41%	89,923,369	17.29%	12,670	591	43.50	16.89%
$20,000 - $24,999	7,685	19.63%	171,682,715	18.60%	97,689,785	18.78%	16,182	598	44.34	15.80%
$25,000 - $29,999	5,395	13.78%	147,317,068	15.96%	84,336,776	16.22%	19,783	601	44.73	15.15%
$30,000 - $39,999	6,244	15.95%	215,182,221	23.31%	122,155,944	23.49%	24,857	612	45.11	13.77%
$40,000 - $49,999	2,103	5.37%	92,131,915	9.98%	52,685,497	10.13%	30,041	636	45.12	10.53%
$50,000 - $59,999	609	1.56%	32,718,971	3.54%	18,096,756	3.48%	34,684	664	44.17	7.60%
$60,000 - $69,999	152	0.39%	9,743,329	1.06%	4,688,987	0.90%	39,618	708	42.61	5.92%
$70,000 - $79,999	22	0.06%	1,596,115	0.17%	756,084	0.15%	42,600	716	39.71	6.11%
$80,000 - $89,999	4	0.01%	344,066	0.04%	222,371	0.04%	55,727	750	46.26	6.51%
$90,000 - $99,999	1	0.00%	94,430	0.01%	65,498	0.01%	65,498	668	48.00	9.20%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,446	21.57%	179,730,993	19.47%	4,461,536	0.86%	3,824	602	27.96	15.08%
$5,000 - $9,999	5,339	13.64%	74,279,281	8.05%	42,283,183	8.13%	8,167	605	37.93	15.44%
$10,000 - $14,999	9,150	23.37%	168,982,723	18.30%	114,921,781	22.10%	12,719	599	43.07	16.00%
$15,000 - $19,999	7,340	18.75%	177,546,470	19.23%	126,973,072	24.42%	17,420	600	44.46	15.64%
$20,000 - $24,999	4,441	11.34%	137,688,545	14.91%	99,091,191	19.05%	22,404	607	45.33	14.48%
$25,000 - $29,999	2,745	7.01%	104,303,516	11.30%	74,927,330	14.41%	27,369	613	45.75	13.45%
$30,000 - $39,999	1,559	3.98%	72,649,773	7.87%	51,720,628	9.95%	33,363	630	46.61	10.94%
$40,000 - $49,999	116	0.30%	7,138,975	0.77%	5,018,628	0.97%	43,420	672	47.65	8.47%
$50,000 - $59,999	11	0.03%	828,520	0.09%	583,568	0.11%	53,204	716	47.90	8.37%
$60,000 - $69,999	1	0.00%	94,430	0.01%	65,498	0.01%	65,498	668	48.00	9.20%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	557	1.42%	24,778,681	2.68%	8,654,211	1.66%	22,491	774	31.88	0.19%
2.50 - 4.99%	514	1.31%	15,531,254	1.68%	8,590,768	1.65%	21,892	729	42.32	4.19%
5.00 - 7.49%	1,512	3.86%	43,805,661	4.74%	26,035,934	5.01%	22,739	682	44.31	6.46%
7.50 - 9.99%	2,963	7.57%	84,667,282	9.17%	51,192,424	9.84%	23,299	641	44.65	8.74%
10.00 - 12.49%	3,957	10.11%	109,909,858	11.90%	66,622,673	12.81%	22,571	618	44.77	11.17%
12.50 - 14.99%	5,822	14.87%	146,928,794	15.91%	88,491,106	17.02%	20,634	608	44.68	13.58%
15.00 - 17.49%	7,166	18.30%	167,010,152	18.09%	96,695,790	18.59%	19,278	595	44.41	15.91%
17.50 - 19.99%	7,294	18.63%	159,439,286	17.27%	87,271,197	16.78%	18,099	579	44.41	18.12%
20.00 - 22.49%	5,522	14.11%	105,067,665	11.38%	54,459,703	10.47%	15,982	567	43.30	20.70%
22.50 - 24.99%	2,987	7.63%	52,461,734	5.68%	26,048,797	5.01%	15,044	551	43.19	23.10%
25.00 - 27.49%	749	1.91%	12,137,491	1.31%	5,355,958	1.03%	13,814	535	42.54	25.33%
27.50 - 29.99%	105	0.27%	1,505,370	0.16%	627,856	0.12%	13,440	505	42.92	26.24%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,366	3.49%	26,807,687	2.90%	15,402,371	2.96%	17,236	479	43.41	18.98%
500 - 549	5,972	15.25%	127,266,000	13.78%	71,311,929	13.71%	18,329	529	44.21	17.54%
550 - 599	11,935	30.49%	275,677,075	29.86%	158,350,551	30.45%	19,436	576	44.40	15.61%
600 - 649	9,435	24.10%	235,691,782	25.53%	135,671,033	26.09%	20,750	622	44.63	13.92%
650 - 699	3,772	9.64%	103,345,073	11.19%	58,994,760	11.34%	22,452	670	44.52	11.62%
700 - 749	1,518	3.88%	42,797,810	4.64%	23,436,290	4.51%	22,414	722	43.65	10.02%
750 - 799	716	1.83%	22,194,636	2.40%	11,117,754	2.14%	21,927	771	41.36	7.21%
800+	734	1.87%	24,394,313	2.64%	10,971,436	2.11%	20,024	835	38.32	4.63%
NA	3,700	9.45%	65,068,850	7.05%	34,790,295	6.69%	14,565	0	42.77	18.55%
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	475	1.21%	15,361,679	1.66%	2,867,598	0.55%	8,807	783	8.40	1.71%
37 - 48	1,157	2.96%	15,890,796	1.72%	6,013,714	1.16%	8,171	602	20.54	16.09%
49 - 60	3,173	8.11%	51,794,554	5.61%	25,556,362	4.91%	12,236	614	32.44	14.76%
61 - 72	30,608	78.19%	711,419,992	77.06%	407,974,519	78.45%	19,146	603	44.72	15.14%
73+	3,735	9.54%	128,776,206	13.95%	77,634,224	14.93%	26,888	620	47.68	12.16%
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,090	18.11%	163,702,884	17.73%	4	0.00%	2	639	0.00	5.66%
1 - 12	497	1.27%	16,127,170	1.75%	3,027,893	0.58%	8,547	775	8.40	2.03%
13 - 24	978	2.50%	13,726,736	1.49%	6,245,919	1.20%	8,237	604	20.41	15.79%
25 - 36	2,845	7.27%	48,000,590	5.20%	28,031,582	5.39%	12,487	613	32.43	14.62%
37 - 48	26,266	67.09%	636,442,855	68.94%	446,696,602	85.90%	19,900	607	44.84	14.72%
49 - 60	1,422	3.63%	43,879,733	4.75%	34,909,851	6.71%	26,955	600	50.38	14.19%
61 - 72	48	0.12%	1,297,298	0.14%	1,080,657	0.21%	24,308	596	64.19	12.38%
73+	2	0.01%	65,961	0.01%	53,909	0.01%	28,742	530	73.74	10.17%
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	22,939	58.60%	538,622,219	58.34%	344,090,290	66.17%	19,091	617	43.78	13.93%
1 - 15	3,893	9.94%	95,594,920	10.35%	68,563,508	13.18%	21,057	595	44.63	15.23%
16 - 30	2,326	5.94%	55,090,801	5.97%	39,753,016	7.64%	20,394	587	44.62	15.95%
31 - 60	2,419	6.18%	58,574,447	6.34%	42,947,902	8.26%	21,410	585	44.73	16.63%
61 - 90	1,037	2.65%	24,836,853	2.69%	18,140,302	3.49%	21,891	590	44.70	16.81%
91 - 120	426	1.09%	10,124,682	1.10%	6,551,399	1.26%	22,188	586	44.68	16.58%
121+	6,108	15.60%	140,399,306	15.21%	0	0.00%	0	0	0.00	0.00%
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,035	5.20%	46,369,055	5.02%	25,538,656	4.91%	18,354	633	43.72	13.13%
Stated, not verified	37,010	94.54%	873,757,321	94.64%	492,890,880	94.78%	19,839	606	44.10	14.69%
Stated, verified to Level 3²	103	0.26%	3,116,852	0.34%	1,616,881	0.31%	23,515	594	42.93	14.13%
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,890	96.79%	892,887,003	96.71%	503,193,137	96.76%	19,766	608	44.09	14.56%
Stated, verified but not Level 4 or 5	1,258	3.21%	30,356,224	3.29%	16,853,280	3.24%	20,126	584	43.79	16.18%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,415	11.28%	93,829,627	10.16%	54,373,104	10.46%	17,750	632	42.73	10.81%
5.00 - 9.99%	13,882	35.46%	311,957,661	33.79%	183,192,141	35.23%	19,308	609	44.08	13.91%
10.00 - 14.99%	13,750	35.12%	331,593,819	35.92%	184,227,753	35.43%	20,288	599	44.59	15.83%
15.00 - 19.99%	6,778	17.31%	175,601,724	19.02%	93,460,887	17.97%	20,768	606	43.98	15.91%
20.00 - 24.99%	320	0.82%	10,093,500	1.09%	4,770,291	0.92%	21,895	630	41.95	13.13%
25.00 - 29.99%	3	0.01%	166,896	0.02%	22,242	0.00%	7,521	793	8.00	0.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	33	0.08%	311,597	0.03%	150,373	0.03%	6,063	626	34.17	11.19%
25.00 - 49.99%	415	1.06%	5,626,970	0.61%	2,850,891	0.55%	9,889	613	39.50	10.69%
50.00 - 74.99%	1,996	5.10%	41,944,607	4.54%	23,441,972	4.51%	17,209	607	42.28	11.40%
75.00 - 99.99%	9,983	25.50%	252,856,957	27.39%	147,438,495	28.35%	20,817	601	44.14	13.50%
100.00 - 109.99%	7,415	18.94%	187,602,489	20.32%	105,921,569	20.37%	20,932	607	44.48	14.65%
110.00 - 119.99%	7,802	19.93%	188,017,629	20.36%	105,110,225	20.21%	20,150	605	44.37	15.41%
120.00 - 129.99%	6,068	15.50%	137,348,801	14.88%	75,701,080	14.56%	19,057	611	44.14	15.74%
130.00 - 139.99%	4,976	12.71%	100,951,896	10.93%	54,636,802	10.51%	16,966	621	43.67	16.06%
140.00%+	460	1.18%	8,582,282	0.93%	4,795,010	0.92%	16,450	640	42.95	14.69%
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	766	1.96%	17,891,243	1.94%	10,149,695	1.95%	19,769	612	44.40	15.47%
Alaska	67	0.17%	1,936,306	0.21%	936,726	0.18%	22,384	611	42.70	13.55%
Arizona	812	2.07%	20,154,311	2.18%	11,366,923	2.19%	21,567	610	44.43	14.57%
Arkansas	889	2.27%	21,116,891	2.29%	11,421,161	2.20%	20,246	614	44.53	14.29%
California	3,273	8.36%	77,640,747	8.41%	43,040,978	8.28%	19,801	608	43.79	14.91%
Colorado	411	1.05%	10,327,888	1.12%	5,472,342	1.05%	20,302	627	42.61	13.36%
Connecticut	441	1.13%	9,596,900	1.04%	5,830,052	1.12%	16,906	610	43.33	13.28%
Delaware	9	0.02%	234,826	0.03%	54,563	0.01%	14,558	572	37.95	14.15%
Florida	4,459	11.39%	99,842,407	10.81%	58,769,605	11.30%	18,822	601	44.21	14.63%
Georgia	1,968	5.03%	47,831,772	5.18%	26,659,612	5.13%	20,452	608	44.43	15.39%
Hawaii	62	0.16%	1,524,235	0.17%	817,602	0.16%	19,147	607	43.33	15.29%
Idaho	86	0.22%	2,127,309	0.23%	1,278,539	0.25%	20,996	608	42.53	13.82%
Illinois	1,360	3.47%	32,401,598	3.51%	18,670,045	3.59%	19,734	617	43.98	14.20%
Indiana	673	1.72%	15,141,472	1.64%	8,358,437	1.61%	18,855	614	43.42	14.90%
Iowa	148	0.38%	3,373,776	0.37%	1,812,447	0.35%	19,353	617	43.59	14.20%
Kansas	179	0.46%	4,383,711	0.47%	2,237,299	0.43%	19,657	613	43.47	13.91%
Kentucky	593	1.51%	13,106,671	1.42%	7,059,105	1.36%	19,079	616	44.12	14.74%
Louisiana	996	2.54%	23,884,455	2.59%	12,862,799	2.47%	20,463	601	44.34	14.99%
Maine	123	0.31%	3,007,331	0.33%	1,748,699	0.34%	20,575	607	44.62	13.35%
Maryland	444	1.13%	10,991,084	1.19%	6,555,834	1.26%	21,040	600	45.14	14.82%
Massachusetts	17	0.04%	376,139	0.04%	191,917	0.04%	17,565	599	42.74	16.31%
Michigan	830	2.12%	19,144,107	2.07%	10,108,962	1.94%	18,388	614	43.12	14.11%
Minnesota	255	0.65%	6,263,462	0.68%	3,419,154	0.66%	19,943	623	43.45	12.73%
Mississippi	663	1.69%	16,093,044	1.74%	9,092,584	1.75%	20,538	611	44.55	15.54%
Missouri	816	2.08%	18,425,773	2.00%	10,288,187	1.98%	19,094	608	44.09	14.60%
Montana	102	0.26%	2,555,464	0.28%	1,460,190	0.28%	21,395	609	44.55	13.69%
Nebraska	126	0.32%	2,877,511	0.31%	1,697,174	0.33%	19,792	625	43.92	12.17%
Nevada	250	0.64%	6,473,246	0.70%	3,696,175	0.71%	22,110	613	44.34	13.53%
New Hampshire	203	0.52%	4,408,457	0.48%	2,422,495	0.47%	17,330	591	43.43	15.60%
New Jersey	1,085	2.77%	24,584,359	2.66%	14,383,048	2.77%	18,072	614	43.75	14.01%
New Mexico	335	0.86%	8,713,729	0.94%	5,015,855	0.96%	21,842	610	44.31	15.02%
New York	1,868	4.77%	45,170,597	4.89%	25,765,779	4.95%	19,265	617	43.65	13.98%
North Carolina	1,491	3.81%	34,995,293	3.79%	19,940,106	3.83%	19,933	608	44.58	14.38%
North Dakota	49	0.13%	1,200,944	0.13%	741,580	0.14%	21,004	595	43.72	14.72%
Ohio	1,387	3.54%	29,121,248	3.15%	16,439,258	3.16%	17,832	604	43.67	15.01%
Oklahoma	857	2.19%	18,956,267	2.05%	10,218,934	1.97%	18,792	606	43.70	15.26%
Oregon	219	0.56%	5,277,615	0.57%	2,703,469	0.52%	20,280	608	43.65	14.00%
Pennsylvania	975	2.49%	22,140,494	2.40%	12,918,758	2.48%	18,988	596	45.00	13.89%
Rhode Island	76	0.19%	1,645,755	0.18%	960,799	0.18%	16,717	607	42.57	12.83%
South Carolina	765	1.95%	17,590,296	1.91%	10,189,699	1.96%	19,274	603	44.36	15.53%
South Dakota	47	0.12%	1,284,475	0.14%	652,562	0.13%	22,620	638	42.75	11.90%
Tennessee	760	1.94%	17,573,043	1.90%	9,578,147	1.84%	19,310	606	43.97	15.55%
Texas	6,318	16.14%	157,516,816	17.06%	88,257,782	16.97%	21,004	603	44.25	14.72%
Utah	150	0.38%	3,597,690	0.39%	2,130,115	0.41%	21,219	609	44.20	13.99%
Vermont	62	0.16%	1,417,259	0.15%	761,728	0.15%	19,641	585	43.33	14.39%
Virginia	607	1.55%	13,579,208	1.47%	7,915,639	1.52%	19,037	603	44.18	15.04%
Washington	314	0.80%	7,606,745	0.82%	4,035,409	0.78%	21,272	617	43.91	14.29%
West Virginia	310	0.79%	7,133,471	0.77%	3,889,221	0.75%	19,511	599	44.00	14.36%
Wisconsin	368	0.94%	8,942,441	0.97%	5,010,851	0.96%	19,507	623	43.60	13.32%
Wyoming	44	0.11%	1,205,999	0.13%	698,809	0.13%	24,688	626	44.18	13.15%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	26,343	0.00%	7,892	0.00%	4,025	630	30.14	11.03%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	37	0.09%	813,782	0.09%	339,621	0.07%	20,101	585	44.00	16.45%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	17,224	0.00%	12,056	0.00%	12,056	621	44.00	15.41%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	9,993	25.53%	313,015,670	33.90%	176,388,502	33.92%	24,174	618	45.01	12.83%
Used	29,155	74.47%	610,227,557	66.10%	343,657,915	66.08%	17,521	602	43.60	15.53%
NA	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	17,492	44.68%	340,015,399	36.83%	183,877,011	35.36%	16,264	601	43.91	16.23%
Truck	5,564	14.21%	192,580,618	20.86%	108,197,744	20.81%	26,079	619	43.96	12.78%
SUV	16,092	41.11%	390,647,211	42.31%	227,971,662	43.84%	19,621	607	44.28	14.18%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,804	9.72%	86,199,164	9.34%	48,767,305	9.38%	19,318	601	43.58	15.30%
Ford: Lincoln	201	0.51%	4,462,033	0.48%	2,506,461	0.48%	17,441	594	42.75	15.70%
Ford: Mercury	2	0.01%	12,919	0.00%	6,162	0.00%	3,695	706	28.51	17.92%
GMC	903	2.31%	25,725,982	2.79%	15,271,822	2.94%	22,829	607	43.85	14.26%
GMC: Buick	460	1.18%	8,733,348	0.95%	4,943,393	0.95%	15,406	600	44.02	15.73%
GMC: Cadillac	375	0.96%	9,698,459	1.05%	5,589,975	1.07%	21,223	595	43.85	14.89%
GMC: Chevrolet	4,263	10.89%	99,924,539	10.82%	56,745,696	10.91%	20,023	601	43.99	15.50%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	18	0.05%	755,080	0.08%	406,308	0.08%	27,771	612	42.95	10.27%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	652	1.67%	16,574,022	1.80%	8,961,060	1.72%	20,639	602	43.10	14.73%
BMW: Mini	60	0.15%	959,336	0.10%	524,739	0.10%	13,605	593	43.21	16.07%
Daimler: Freightliner	2	0.01%	65,198	0.01%	32,164	0.01%	19,116	784	44.57	10.16%
Daimler: Mercedes-Benz	627	1.60%	16,625,356	1.80%	8,997,048	1.73%	21,058	600	43.84	15.33%
Daimler: Smart	7	0.02%	77,867	0.01%	32,593	0.01%	8,275	558	44.77	17.59%
Fiat	59	0.15%	923,657	0.10%	421,365	0.08%	11,348	621	41.36	13.89%
Fiat: Alfa Romeo	46	0.12%	1,528,552	0.17%	876,302	0.17%	24,590	596	45.54	12.78%
Fiat: Chrysler	712	1.82%	16,733,822	1.81%	9,212,844	1.77%	19,682	621	44.17	14.07%
Fiat: Dodge	5,480	14.00%	171,180,032	18.54%	94,413,664	18.15%	24,635	624	44.59	12.76%
Fiat: Jeep	4,636	11.84%	130,400,370	14.12%	73,698,745	14.17%	21,823	631	44.43	11.79%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	63	0.16%	1,486,881	0.16%	816,434	0.16%	21,532	611	43.63	13.43%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	781	1.99%	13,703,071	1.48%	7,835,029	1.51%	15,372	589	43.96	16.26%
Volkswagen: Audi	294	0.75%	7,541,720	0.82%	4,291,113	0.83%	21,249	606	43.67	14.67%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	43	0.11%	1,553,041	0.17%	761,429	0.15%	26,535	613	42.74	11.74%
Honda	1,848	4.72%	36,635,135	3.97%	20,910,000	4.02%	15,933	597	43.68	16.22%
Honda: Acura	180	0.46%	3,989,459	0.43%	2,449,603	0.47%	17,700	592	43.47	14.64%
Hyundai	1,986	5.07%	34,161,377	3.70%	19,109,445	3.67%	13,999	590	43.88	16.57%
Hyundai: Kia	2,184	5.58%	39,431,980	4.27%	22,316,246	4.29%	14,834	589	44.04	17.06%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	387	0.99%	7,195,405	0.78%	4,314,174	0.83%	15,485	589	43.99	16.29%
Mitsubishi	638	1.63%	12,495,683	1.35%	6,379,266	1.23%	15,475	584	44.04	16.97%
Nissan	4,882	12.47%	94,726,811	10.26%	53,780,921	10.34%	15,932	594	44.26	16.46%
Nissan: Infiniti	359	0.92%	9,042,071	0.98%	5,022,292	0.97%	20,056	601	43.76	15.07%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	305	0.78%	6,142,165	0.67%	3,571,584	0.69%	16,025	605	43.57	14.85%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	71	0.18%	2,063,582	0.22%	1,162,088	0.22%	22,358	602	44.18	14.69%
Tata: Land Rover	139	0.36%	4,472,446	0.48%	2,433,580	0.47%	24,752	610	43.69	12.78%
Toyota	2,309	5.90%	49,700,861	5.38%	28,798,388	5.54%	17,562	592	43.73	15.94%
Toyota: Lexus	223	0.57%	5,562,489	0.60%	3,084,767	0.59%	19,895	594	44.13	14.65%
Toyota: Scion	26	0.07%	332,944	0.04%	169,823	0.03%	9,481	631	39.95	16.25%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	123	0.31%	2,426,371	0.26%	1,432,588	0.28%	17,190	600	44.01	15.54%
Total:	39,148	100.00%	923,243,227	100.00%	520,046,417	100.00%	19,778	607	44.08	14.62%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM