StratMaker (147599)

Santander Drive Auto Receivables Trust 2022-6

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

23.59% / 76.41%

Total Original # of Loans

70,368

WA Loan to Value (LTV)

98.63%

Total Original Loan Amount (OLA)

$ 1,984,360,890

WA Payment to Income (PTI)

11.03%

Weighted Average (WA) OLA

$ 32,535

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,809,116,543

WA Remaining Term (RT)

64.27

Rep. Period Ending Loan Amount (ELA)

$ 1,758,033,825

WA Original APR

15.13%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

70,368

Total Original Loan Amount (OLA)

$ 1,984,360,890

Weighted Average (WA) OLA

$ 32,535

Rep. Period Beginning Loan Amount

$ 1,809,116,543

Rep. Period Ending Loan Amount (ELA)

$ 1,758,033,825

As % of Reporting Period ELA:

New % / Used %

23.59% / 76.41%

WA Loan to Value (LTV)

98.63%

WA Payment to Income (PTI)

11.03%

WA FICO (non-zero)

600

WA Remaining Term (RT)

64.27

WA Original APR

15.13%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,864	0.00%	8,771	0.00%	4,386	529	54.51	9.57%
$5,000 - $9,999	1,103	1.57%	9,304,368	0.47%	6,806,365	0.39%	7,279	586	49.93	14.64%
$10,000 - $14,999	4,641	6.60%	59,998,012	3.02%	46,619,517	2.65%	11,510	585	55.44	16.66%
$15,000 - $19,999	10,007	14.22%	177,025,491	8.92%	148,574,778	8.45%	16,292	586	60.83	17.05%
$20,000 - $24,999	14,289	20.31%	322,587,723	16.26%	282,622,105	16.08%	21,100	588	63.52	16.92%
$25,000 - $29,999	14,113	20.06%	387,200,413	19.51%	345,536,681	19.65%	25,803	591	64.53	16.62%
$30,000 - $39,999	17,727	25.19%	609,125,506	30.70%	549,462,566	31.25%	32,498	597	65.35	15.36%
$40,000 - $49,999	5,543	7.88%	242,809,143	12.24%	217,906,050	12.39%	40,976	613	65.65	12.14%
$50,000 - $59,999	1,868	2.65%	101,649,361	5.12%	92,451,620	5.26%	50,867	628	65.83	10.97%
$60,000 - $69,999	695	0.99%	44,301,247	2.23%	40,269,314	2.29%	59,276	644	65.68	8.96%
$70,000 - $79,999	240	0.34%	17,824,561	0.90%	16,186,565	0.92%	68,957	655	65.91	7.57%
$80,000 - $89,999	80	0.11%	6,764,534	0.34%	6,287,913	0.36%	78,769	688	66.17	7.48%
$90,000 - $99,999	53	0.08%	5,051,461	0.25%	4,651,716	0.26%	88,174	689	65.79	7.93%
Over $100,000	7	0.01%	709,208	0.04%	649,865	0.04%	92,884	701	66.29	6.05%
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,811	5.42%	84,722,948	4.27%	5,472,570	0.31%	3,522	580	21.81	16.54%
$5,000 - $9,999	2,739	3.89%	41,731,370	2.10%	21,219,823	1.21%	8,019	584	39.71	15.47%
$10,000 - $14,999	5,596	7.95%	88,190,312	4.44%	71,758,036	4.08%	12,981	588	54.77	16.09%
$15,000 - $19,999	10,268	14.59%	199,679,679	10.06%	181,890,258	10.35%	17,828	590	61.93	16.51%
$20,000 - $24,999	14,059	19.98%	338,453,255	17.06%	316,894,304	18.03%	22,632	590	64.41	16.71%
$25,000 - $29,999	12,933	18.38%	375,639,684	18.93%	354,663,941	20.17%	27,499	593	65.32	16.41%
$30,000 - $39,999	15,097	21.45%	547,667,774	27.60%	517,246,089	29.42%	34,486	598	65.97	15.00%
$40,000 - $49,999	3,772	5.36%	176,819,859	8.91%	165,763,377	9.43%	44,128	619	66.08	11.72%
$50,000 - $59,999	1,462	2.08%	84,611,869	4.26%	79,368,366	4.51%	54,429	631	66.39	10.69%
$60,000 - $69,999	399	0.57%	27,263,964	1.37%	25,509,053	1.45%	64,063	643	66.63	8.49%
$70,000 - $79,999	144	0.20%	11,371,888	0.57%	10,605,086	0.60%	73,752	671	66.60	7.65%
$80,000 - $89,999	61	0.09%	5,530,793	0.28%	5,152,705	0.29%	84,555	689	65.98	8.05%
$90,000 - $99,999	27	0.04%	2,677,494	0.13%	2,490,216	0.14%	92,255	684	66.59	7.54%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	287	0.41%	13,401,544	0.68%	11,262,425	0.64%	43,883	691	52.44	1.13%
2.50 - 4.99%	859	1.22%	38,267,048	1.93%	33,213,428	1.89%	51,154	665	63.86	4.26%
5.00 - 7.49%	2,686	3.82%	75,342,794	3.80%	65,905,040	3.75%	31,332	686	63.34	6.59%
7.50 - 9.99%	7,460	10.60%	231,427,163	11.66%	204,171,334	11.61%	34,963	632	64.58	8.85%
10.00 - 12.49%	9,904	14.07%	308,203,597	15.53%	274,273,819	15.60%	33,747	612	64.99	11.19%
12.50 - 14.99%	10,404	14.79%	313,658,174	15.81%	280,391,012	15.95%	32,022	599	65.05	13.58%
15.00 - 17.49%	10,638	15.12%	308,210,797	15.53%	272,638,455	15.51%	30,291	588	64.62	16.06%
17.50 - 19.99%	10,603	15.07%	283,887,261	14.31%	247,297,148	14.07%	27,917	577	63.60	18.31%
20.00 - 22.49%	7,712	10.96%	190,655,359	9.61%	168,523,480	9.59%	25,722	571	63.69	20.84%
22.50 - 24.99%	6,224	8.84%	145,464,470	7.33%	131,352,337	7.47%	24,267	564	63.83	23.52%
25.00 - 27.49%	2,485	3.53%	53,613,036	2.70%	48,634,912	2.77%	22,551	555	63.77	25.66%
27.50 - 29.99%	1,106	1.57%	22,229,647	1.12%	20,370,434	1.16%	21,130	550	63.13	28.31%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,747	5.32%	92,129,835	4.64%	79,711,668	4.53%	26,074	474	62.64	18.10%
500 - 549	11,275	16.02%	299,410,292	15.09%	263,553,732	14.99%	28,228	528	63.38	16.93%
550 - 599	21,019	29.87%	593,361,387	29.90%	525,249,854	29.88%	30,128	576	64.23	16.03%
600 - 649	16,093	22.87%	487,273,162	24.56%	439,084,542	24.98%	32,337	622	65.28	13.87%
650 - 699	6,032	8.57%	192,531,739	9.70%	171,851,476	9.78%	34,921	671	65.21	12.37%
700 - 749	2,637	3.75%	85,761,928	4.32%	75,359,440	4.29%	36,544	722	64.73	10.92%
750 - 799	1,121	1.59%	36,209,331	1.82%	31,448,500	1.79%	37,057	771	62.67	8.55%
800+	747	1.06%	22,200,791	1.12%	19,169,606	1.09%	33,678	835	59.79	6.13%
NA	7,697	10.94%	175,482,426	8.84%	152,605,007	8.68%	24,479	0	63.49	18.67%
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	281,280	0.01%	162,936	0.01%	9,844	669	17.12	9.76%
25 - 36	259	0.37%	6,537,416	0.33%	4,972,397	0.28%	32,456	762	30.40	3.07%
37 - 48	982	1.40%	17,170,567	0.87%	14,156,693	0.81%	19,979	620	41.06	13.61%
49 - 60	5,447	7.74%	109,233,546	5.50%	93,898,753	5.34%	22,088	607	52.90	15.85%
61 - 72	56,540	80.35%	1,609,455,717	81.11%	1,428,594,448	81.26%	30,635	599	64.86	15.28%
73+	7,116	10.11%	241,682,365	12.18%	216,248,598	12.30%	34,949	597	67.65	14.23%
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,871	2.66%	49,217,532	2.48%	12,478	0.00%	1,350	579	0.00	16.13%
1 - 12	1,102	1.57%	21,977,620	1.11%	3,757,725	0.21%	4,764	574	9.52	16.58%
13 - 24	1,918	2.73%	40,202,607	2.03%	15,853,009	0.90%	10,801	569	17.44	17.44%
25 - 36	703	1.00%	16,951,463	0.85%	11,414,507	0.65%	23,646	647	30.66	10.34%
37 - 48	1,975	2.81%	36,398,908	1.83%	29,557,693	1.68%	18,836	592	42.94	15.25%
49 - 60	7,834	11.13%	175,624,803	8.85%	154,473,099	8.79%	23,481	593	54.83	15.06%
61 - 72	54,958	78.10%	1,643,791,339	82.84%	1,542,769,544	87.76%	31,887	600	66.49	15.15%
73+	7	0.01%	196,619	0.01%	195,769	0.01%	30,541	573	74.24	14.40%
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	48,964	69.58%	1,379,794,792	69.53%	1,229,474,813	69.93%	30,607	609	64.60	14.52%
1 - 15	8,069	11.47%	233,999,576	11.79%	213,307,410	12.13%	31,303	585	63.79	15.60%
16 - 30	4,233	6.02%	119,503,952	6.02%	108,797,003	6.19%	30,627	576	63.85	16.38%
31 - 60	4,970	7.06%	138,961,875	7.00%	125,435,084	7.13%	30,313	573	62.80	17.24%
61 - 90	2,225	3.16%	61,212,639	3.08%	55,937,316	3.18%	29,708	569	63.14	18.18%
91 - 120	1,105	1.57%	30,097,927	1.52%	25,082,198	1.43%	29,458	577	63.90	18.40%
121+	802	1.14%	20,790,128	1.05%	0	0.00%	0	0	0.00	0.00%
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,794	5.39%	99,506,413	5.01%	86,628,776	4.93%	28,184	634	63.83	13.42%
Stated, not verified	65,878	93.62%	1,865,726,592	94.02%	1,656,913,418	94.25%	30,750	598	64.34	15.21%
Stated, verified to Level 3²	696	0.99%	19,127,885	0.96%	14,491,631	0.82%	31,131	577	59.36	16.80%
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,848	93.58%	1,860,291,525	93.75%	1,648,960,211	93.80%	30,708	601	64.31	14.98%
Stated, verified but not Level 4 or 5	4,520	6.42%	124,069,366	6.25%	109,073,614	6.20%	29,405	576	63.64	17.48%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,469	10.61%	181,932,099	9.17%	157,712,873	8.97%	27,755	625	63.38	10.71%
5.00 - 9.99%	25,144	35.73%	702,853,560	35.42%	621,543,747	35.35%	30,682	599	64.26	13.84%
10.00 - 14.99%	23,383	33.23%	682,372,848	34.39%	605,858,098	34.46%	31,234	595	64.43	16.04%
15.00 - 19.99%	12,798	18.19%	367,904,962	18.54%	328,215,615	18.67%	30,581	595	64.30	17.80%
20.00 - 24.99%	1,571	2.23%	49,204,045	2.48%	44,626,577	2.54%	32,117	613	65.09	16.83%
25.00 - 29.99%	3	0.00%	93,377	0.00%	76,915	0.00%	25,918	565	57.83	14.97%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	91	0.13%	909,780	0.05%	726,683	0.04%	10,048	625	52.61	8.58%
25.00 - 49.99%	1,252	1.78%	19,882,211	1.00%	16,900,005	0.96%	18,285	612	58.81	8.90%
50.00 - 74.99%	5,075	7.21%	115,328,886	5.81%	99,343,470	5.65%	24,690	620	62.72	10.35%
75.00 - 99.99%	18,555	26.37%	528,569,710	26.64%	462,878,922	26.33%	30,571	594	63.99	13.86%
100.00 - 109.99%	15,483	22.00%	461,786,489	23.27%	410,343,788	23.34%	31,881	596	64.68	15.47%
110.00 - 119.99%	14,729	20.93%	439,314,117	22.14%	393,141,231	22.36%	32,093	600	64.75	15.93%
120.00 - 129.99%	8,989	12.77%	255,559,646	12.88%	228,602,236	13.00%	30,831	603	64.49	16.68%
130.00 - 139.99%	5,725	8.14%	151,116,577	7.62%	135,346,515	7.70%	28,659	604	64.09	17.69%
140.00%+	469	0.67%	11,893,474	0.60%	10,750,975	0.61%	27,636	620	64.55	17.39%
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,170	1.66%	32,258,175	1.63%	28,311,763	1.61%	30,042	601	64.11	16.81%
Alaska	92	0.13%	2,941,334	0.15%	2,603,785	0.15%	34,538	598	64.99	14.56%
Arizona	1,356	1.93%	37,846,847	1.91%	33,583,070	1.91%	30,569	609	64.38	14.88%
Arkansas	965	1.37%	26,571,187	1.34%	23,390,771	1.33%	30,012	602	63.81	15.26%
California	5,564	7.91%	160,074,779	8.07%	140,491,060	7.99%	31,411	604	63.85	15.16%
Colorado	761	1.08%	21,627,621	1.09%	19,316,448	1.10%	30,933	601	64.43	14.70%
Connecticut	684	0.97%	18,223,986	0.92%	15,837,968	0.90%	29,278	612	63.58	13.30%
Delaware	284	0.40%	7,594,996	0.38%	6,674,015	0.38%	29,048	591	63.58	16.00%
Florida	9,107	12.94%	255,736,182	12.89%	228,297,619	12.99%	30,368	602	64.87	14.63%
Georgia	2,893	4.11%	83,581,045	4.21%	73,706,125	4.19%	31,808	599	64.04	16.23%
Hawaii	261	0.37%	7,475,078	0.38%	6,748,095	0.38%	30,270	601	64.76	15.83%
Idaho	121	0.17%	3,312,109	0.17%	2,785,594	0.16%	31,375	601	63.15	15.07%
Illinois	1,526	2.17%	41,207,987	2.08%	35,856,511	2.04%	29,229	586	63.57	17.03%
Indiana	994	1.41%	26,680,830	1.34%	23,680,233	1.35%	29,374	593	64.03	16.36%
Iowa	236	0.34%	6,812,833	0.34%	6,137,592	0.35%	32,997	603	63.96	14.13%
Kansas	254	0.36%	7,208,159	0.36%	6,229,064	0.35%	30,520	600	63.67	15.19%
Kentucky	775	1.10%	19,738,200	0.99%	17,462,509	0.99%	27,567	590	64.26	16.30%
Louisiana	1,131	1.61%	32,719,267	1.65%	28,288,076	1.61%	32,331	600	63.48	15.16%
Maine	203	0.29%	5,446,162	0.27%	4,960,719	0.28%	28,544	600	62.81	13.07%
Maryland	1,837	2.61%	52,164,581	2.63%	45,273,779	2.58%	30,883	592	63.20	15.39%
Massachusetts	1,120	1.59%	30,753,566	1.55%	27,137,686	1.54%	29,271	603	64.39	14.19%
Michigan	1,227	1.74%	32,841,746	1.66%	28,861,071	1.64%	28,374	599	63.74	15.85%
Minnesota	310	0.44%	8,534,930	0.43%	7,441,906	0.42%	29,251	583	62.94	14.92%
Mississippi	732	1.04%	20,604,271	1.04%	17,984,568	1.02%	30,869	596	63.47	16.66%
Missouri	1,003	1.43%	26,123,485	1.32%	23,030,824	1.31%	28,609	595	63.83	16.00%
Montana	187	0.27%	5,076,069	0.26%	4,464,372	0.25%	30,384	604	63.84	15.70%
Nebraska	188	0.27%	5,210,491	0.26%	4,586,325	0.26%	29,670	593	63.99	14.09%
Nevada	920	1.31%	25,652,776	1.29%	22,795,911	1.30%	30,189	595	64.60	15.23%
New Hampshire	461	0.66%	12,278,276	0.62%	10,982,934	0.62%	29,160	591	64.52	15.54%
New Jersey	2,097	2.98%	56,958,190	2.87%	50,777,435	2.89%	29,295	611	64.44	14.35%
New Mexico	494	0.70%	14,231,079	0.72%	12,850,432	0.73%	31,339	599	64.43	16.07%
New York	2,950	4.19%	84,782,635	4.27%	74,727,603	4.25%	30,853	614	64.35	15.09%
North Carolina	3,001	4.26%	83,195,377	4.19%	74,138,300	4.22%	29,613	595	64.36	15.31%
North Dakota	109	0.15%	3,326,629	0.17%	3,101,834	0.18%	33,885	590	65.07	14.56%
Ohio	2,658	3.78%	68,310,632	3.44%	61,202,131	3.48%	27,319	594	64.53	16.18%
Oklahoma	1,044	1.48%	28,453,921	1.43%	25,558,930	1.45%	29,725	603	63.96	15.26%
Oregon	457	0.65%	11,992,563	0.60%	10,631,906	0.60%	29,543	596	64.00	15.00%
Pennsylvania	2,989	4.25%	80,103,437	4.04%	70,713,949	4.02%	28,900	593	64.19	14.74%
Rhode Island	220	0.31%	5,800,972	0.29%	5,161,682	0.29%	27,693	602	63.74	14.16%
South Carolina	1,329	1.89%	36,272,566	1.83%	31,919,164	1.82%	30,068	597	63.92	15.87%
South Dakota	82	0.12%	2,202,512	0.11%	1,995,225	0.11%	29,143	596	63.77	16.12%
Tennessee	1,556	2.21%	42,522,929	2.14%	37,419,764	2.13%	29,642	598	63.84	16.18%
Texas	11,590	16.47%	355,432,072	17.91%	316,769,299	18.02%	33,023	600	64.69	14.25%
Utah	288	0.41%	8,150,968	0.41%	7,168,663	0.41%	31,322	604	64.18	15.23%
Vermont	110	0.16%	2,981,746	0.15%	2,674,201	0.15%	30,724	605	64.55	13.87%
Virginia	1,333	1.89%	36,571,418	1.84%	32,812,338	1.87%	29,691	591	64.25	15.82%
Washington	448	0.64%	12,330,578	0.62%	10,791,470	0.61%	29,817	590	63.64	16.07%
West Virginia	622	0.88%	17,392,773	0.88%	15,937,411	0.91%	31,033	589	64.95	15.55%
Wisconsin	393	0.56%	10,401,494	0.52%	9,021,171	0.51%	28,815	589	63.13	16.39%
Wyoming	60	0.09%	1,735,707	0.09%	1,524,446	0.09%	28,672	618	60.96	13.14%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	175	0.25%	4,885,024	0.25%	4,187,737	0.24%	29,007	591	63.53	18.02%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	28,696	0.00%	28,341	0.00%	28,341	582	67.00	24.20%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13,179	18.73%	478,654,710	24.12%	414,715,501	23.59%	38,679	606	63.98	11.97%
Used	57,189	81.27%	1,505,706,180	75.88%	1,343,318,324	76.41%	28,141	598	64.36	16.11%
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,913	38.25%	648,067,346	32.66%	564,045,964	32.08%	26,070	598	63.66	16.67%
Truck	10,874	15.45%	409,241,072	20.62%	364,967,564	20.76%	38,764	610	64.53	13.03%
SUV	32,581	46.30%	927,052,472	46.72%	829,020,297	47.16%	30,145	596	64.57	15.01%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,314	4.71%	91,678,452	4.62%	80,152,858	4.56%	31,248	605	63.72	15.61%
Ford: Lincoln	354	0.50%	10,151,647	0.51%	9,176,864	0.52%	30,396	592	63.76	15.62%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,971	2.80%	67,352,091	3.39%	60,488,899	3.44%	36,568	604	64.61	14.16%
GMC: Buick	870	1.24%	20,627,112	1.04%	18,418,063	1.05%	24,422	588	64.20	16.14%
GMC: Cadillac	698	0.99%	22,019,788	1.11%	19,707,569	1.12%	35,226	603	64.18	15.11%
GMC: Chevrolet	8,606	12.23%	248,313,624	12.51%	222,163,016	12.64%	31,404	599	64.66	15.60%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	100	0.14%	5,110,114	0.26%	4,520,895	0.26%	53,617	642	65.31	11.23%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,439	2.04%	44,741,564	2.25%	39,931,985	2.27%	33,472	613	64.14	14.55%
BMW: Mini	173	0.25%	3,926,062	0.20%	3,422,745	0.19%	23,312	598	64.32	14.45%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,313	1.87%	41,923,971	2.11%	37,327,911	2.12%	33,663	605	64.24	15.50%
Daimler: Smart	5	0.01%	58,610	0.00%	49,488	0.00%	11,509	576	53.91	20.64%
Fiat	101	0.14%	1,807,584	0.09%	1,399,038	0.08%	19,405	585	62.39	16.52%
Fiat: Alfa Romeo	114	0.16%	3,789,539	0.19%	3,391,991	0.19%	33,453	595	65.94	14.50%
Fiat: Chrysler	886	1.26%	22,549,754	1.14%	19,053,525	1.08%	27,562	587	62.88	16.43%
Fiat: Dodge	5,755	8.18%	212,763,772	10.72%	187,283,457	10.65%	38,950	612	64.19	12.56%
Fiat: Jeep	6,311	8.97%	184,300,475	9.29%	162,401,235	9.24%	31,347	596	64.56	14.25%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	191	0.27%	5,992,052	0.30%	5,381,756	0.31%	35,557	614	64.34	13.63%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,232	3.17%	57,113,037	2.88%	51,313,812	2.92%	27,383	597	64.61	15.10%
Volkswagen: Audi	762	1.08%	23,018,014	1.16%	20,566,210	1.17%	32,037	609	64.00	14.72%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	80	0.11%	3,358,155	0.17%	2,958,924	0.17%	44,944	629	63.88	12.49%
Honda	3,900	5.54%	101,050,159	5.09%	90,005,755	5.12%	26,695	604	64.23	15.65%
Honda: Acura	441	0.63%	12,899,800	0.65%	11,635,076	0.66%	30,788	617	64.07	14.51%
Hyundai	3,899	5.54%	91,329,414	4.60%	80,760,038	4.59%	24,873	594	64.17	16.15%
Hyundai: Kia	3,912	5.56%	93,456,662	4.71%	82,559,180	4.70%	25,359	591	64.41	16.73%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,001	1.42%	24,479,668	1.23%	21,892,224	1.25%	25,277	590	64.04	16.03%
Mitsubishi	1,760	2.50%	45,946,051	2.32%	41,352,052	2.35%	27,180	587	64.96	15.44%
Nissan	7,120	10.12%	171,341,220	8.63%	149,156,678	8.48%	25,428	588	63.78	16.90%
Nissan: Infiniti	680	0.97%	20,848,737	1.05%	18,819,511	1.07%	31,517	600	64.17	15.41%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	702	1.00%	18,000,603	0.91%	16,302,385	0.93%	26,837	599	64.24	14.73%
Suzuki	1	0.00%	14,854	0.00%	13,622	0.00%	13,622	581	63.00	11.14%
Tata: Jaguar	124	0.18%	4,116,181	0.21%	3,603,689	0.20%	34,727	595	64.72	15.61%
Tata: Land Rover	284	0.40%	11,098,636	0.56%	9,990,621	0.57%	41,642	619	64.87	13.04%
Toyota	5,400	7.67%	152,394,690	7.68%	135,379,087	7.70%	29,465	602	64.57	15.07%
Toyota: Lexus	553	0.79%	17,425,181	0.88%	15,582,117	0.89%	32,017	604	63.32	14.34%
Toyota: Scion	62	0.09%	1,015,044	0.05%	835,362	0.05%	16,457	592	58.68	18.70%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,254	7.47%	148,348,572	7.48%	131,036,189	7.45%	30,253	596	63.89	15.42%
Total:	70,368	100.00%	1,984,360,890	100.00%	1,758,033,825	100.00%	30,627	600	64.27	15.13%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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