StratMaker (147603)

Santander Drive Auto Receivables Trust 2022-7

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

28.66% / 71.34%

Total Original # of Loans

45,252

WA Loan to Value (LTV)

97.45%

Total Original Loan Amount (OLA)

$ 1,186,513,081

WA Payment to Income (PTI)

11.13%

Weighted Average (WA) OLA

$ 31,010

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 984,171,895

WA Remaining Term (RT)

62.82

Rep. Period Ending Loan Amount (ELA)

$ 960,280,744

WA Original APR

16.32%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

45,252

Total Original Loan Amount (OLA)

$ 1,186,513,081

Weighted Average (WA) OLA

$ 31,010

Rep. Period Beginning Loan Amount

$ 984,171,895

Rep. Period Ending Loan Amount (ELA)

$ 960,280,744

As % of Reporting Period ELA:

New % / Used %

28.66% / 71.34%

WA Loan to Value (LTV)

97.45%

WA Payment to Income (PTI)

11.13%

WA FICO (non-zero)

599

WA Remaining Term (RT)

62.82

WA Original APR

16.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	23,143	0.00%	17,671	0.00%	4,132	653	55.00	11.84%
$5,000 - $9,999	1,118	2.47%	9,411,666	0.79%	4,674,912	0.49%	6,487	576	44.33	17.74%
$10,000 - $14,999	4,790	10.59%	61,695,564	5.20%	36,631,636	3.81%	10,323	583	48.83	19.07%
$15,000 - $19,999	8,126	17.96%	142,790,930	12.03%	99,183,067	10.33%	15,028	586	55.59	18.55%
$20,000 - $24,999	9,341	20.64%	210,213,568	17.72%	163,450,877	17.02%	20,229	589	60.86	18.11%
$25,000 - $29,999	8,068	17.83%	220,781,671	18.61%	181,431,769	18.89%	25,160	592	63.39	17.79%
$30,000 - $39,999	9,569	21.15%	327,927,125	27.64%	282,932,413	29.46%	32,182	598	65.27	16.43%
$40,000 - $49,999	2,598	5.74%	113,951,045	9.60%	99,489,476	10.36%	41,179	610	66.50	13.11%
$50,000 - $59,999	972	2.15%	53,040,032	4.47%	48,507,795	5.05%	52,135	623	67.91	11.50%
$60,000 - $69,999	404	0.89%	25,874,916	2.18%	24,205,916	2.52%	61,198	644	67.90	8.65%
$70,000 - $79,999	162	0.36%	11,933,659	1.01%	11,392,344	1.19%	70,442	652	67.99	7.00%
$80,000 - $89,999	58	0.13%	4,877,512	0.41%	4,549,400	0.47%	79,996	695	68.61	7.02%
$90,000 - $99,999	35	0.08%	3,368,399	0.28%	3,218,627	0.34%	92,080	711	68.69	6.81%
Over $100,000	6	0.01%	623,850	0.05%	594,841	0.06%	99,234	785	69.02	5.50%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	4,834	10.68%	78,544,354	6.62%	12,614,569	1.31%	3,718	600	16.66	17.35%
$5,000 - $9,999	6,180	13.66%	121,580,088	10.25%	45,273,286	4.71%	7,607	594	22.91	16.97%
$10,000 - $14,999	4,909	10.85%	101,100,579	8.52%	61,428,049	6.40%	12,685	589	42.22	17.60%
$15,000 - $19,999	5,723	12.65%	116,688,166	9.83%	100,627,559	10.48%	17,702	589	60.05	18.07%
$20,000 - $24,999	6,800	15.03%	161,775,448	13.63%	153,255,563	15.96%	22,629	589	66.33	18.15%
$25,000 - $29,999	6,136	13.56%	174,050,918	14.67%	168,259,487	17.52%	27,498	592	68.00	17.81%
$30,000 - $39,999	7,429	16.42%	262,211,410	22.10%	254,403,636	26.49%	34,469	599	68.83	16.31%
$40,000 - $49,999	1,890	4.18%	85,921,647	7.24%	83,013,626	8.64%	44,108	613	69.04	12.93%
$50,000 - $59,999	848	1.87%	48,043,197	4.05%	46,295,855	4.82%	54,738	623	68.82	11.04%
$60,000 - $69,999	324	0.72%	21,699,390	1.83%	20,846,738	2.17%	64,476	646	68.67	8.26%
$70,000 - $79,999	107	0.24%	8,233,757	0.69%	7,887,559	0.82%	73,821	665	68.58	6.78%
$80,000 - $89,999	41	0.09%	3,595,070	0.30%	3,437,238	0.36%	83,922	697	68.35	7.29%
$90,000 - $99,999	29	0.06%	2,855,556	0.24%	2,733,007	0.28%	94,304	723	69.04	6.89%
Over $100,000	2	0.00%	213,501	0.02%	204,571	0.02%	102,296	757	69.51	6.24%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	143	0.32%	7,507,045	0.63%	6,621,225	0.69%	54,574	692	56.65	0.98%
2.50 - 4.99%	785	1.73%	31,767,558	2.68%	23,258,165	2.42%	56,066	668	63.74	4.15%
5.00 - 7.49%	632	1.40%	21,445,201	1.81%	16,579,933	1.73%	38,322	672	63.44	6.43%
7.50 - 9.99%	2,552	5.64%	79,598,857	6.71%	63,289,589	6.59%	36,831	652	64.14	8.99%
10.00 - 12.49%	4,787	10.58%	144,354,742	12.17%	120,306,549	12.53%	34,380	614	65.24	11.27%
12.50 - 14.99%	6,065	13.40%	176,379,782	14.87%	147,318,597	15.34%	31,809	603	64.87	13.65%
15.00 - 17.49%	7,138	15.77%	195,403,724	16.47%	157,868,355	16.44%	29,141	594	62.86	16.11%
17.50 - 19.99%	9,558	21.12%	233,990,473	19.72%	174,254,999	18.15%	25,739	583	58.79	18.35%
20.00 - 22.49%	6,208	13.72%	139,849,831	11.79%	112,765,774	11.74%	24,614	579	61.33	20.84%
22.50 - 24.99%	4,258	9.41%	92,824,248	7.82%	80,655,495	8.40%	23,818	571	63.93	23.58%
25.00 - 27.49%	1,951	4.31%	40,426,013	3.41%	36,176,561	3.77%	22,697	564	64.65	25.61%
27.50 - 29.99%	1,175	2.60%	22,965,607	1.94%	21,185,500	2.21%	21,128	553	64.99	28.55%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,189	4.84%	49,689,958	4.19%	41,198,060	4.29%	25,190	474	61.49	18.89%
500 - 549	6,842	15.12%	168,963,935	14.24%	138,031,702	14.37%	27,006	528	61.93	18.26%
550 - 599	12,784	28.25%	334,782,358	28.22%	270,943,454	28.22%	28,869	576	62.39	17.08%
600 - 649	11,874	26.24%	339,589,868	28.62%	281,157,335	29.28%	31,879	621	64.21	14.91%
650 - 699	3,326	7.35%	95,383,424	8.04%	75,330,882	7.84%	32,590	671	63.29	14.27%
700 - 749	1,515	3.35%	44,823,760	3.78%	35,163,890	3.66%	36,178	722	63.53	12.31%
750 - 799	623	1.38%	20,090,934	1.69%	15,259,269	1.59%	41,472	771	62.82	9.34%
800+	534	1.18%	16,541,686	1.39%	12,308,384	1.28%	40,014	834	59.22	7.10%
NA	5,565	12.30%	116,647,158	9.83%	90,887,768	9.46%	23,128	0	61.63	19.94%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.01%	50,857	0.00%	44,274	0.00%	10,121	581	21.55	11.96%
25 - 36	109	0.24%	2,793,657	0.24%	2,418,262	0.25%	36,574	767	32.89	3.53%
37 - 48	330	0.73%	5,482,837	0.46%	4,887,346	0.51%	21,161	623	43.61	13.81%
49 - 60	3,083	6.81%	56,222,905	4.74%	41,665,008	4.34%	22,453	605	54.32	17.78%
61 - 72	36,184	79.96%	940,174,204	79.24%	762,163,439	79.37%	29,311	599	62.93	16.48%
73+	5,541	12.24%	181,788,619	15.32%	149,102,414	15.53%	33,782	599	65.80	15.38%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	785	1.73%	17,630,684	1.49%	0	0.00%	0	0	0.00	0.00%
1 - 12	1,154	2.55%	19,313,985	1.63%	2,790,489	0.29%	3,995	598	8.40	16.82%
13 - 24	10,843	23.96%	231,113,155	19.48%	84,249,139	8.77%	9,769	594	19.21	17.02%
25 - 36	1,200	2.65%	29,752,560	2.51%	19,283,007	2.01%	19,510	606	27.80	15.56%
37 - 48	630	1.39%	12,008,182	1.01%	10,098,416	1.05%	20,457	594	43.72	15.42%
49 - 60	2,907	6.42%	62,494,073	5.27%	57,233,321	5.96%	24,128	594	56.32	16.95%
61 - 72	26,970	59.60%	788,236,606	66.43%	761,249,094	79.27%	32,525	600	69.14	16.25%
73+	763	1.69%	25,963,836	2.19%	25,377,276	2.64%	37,316	599	73.01	15.51%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	31,872	70.43%	836,402,252	70.49%	677,726,441	70.58%	30,046	608	63.99	15.85%
1 - 15	5,217	11.53%	138,350,940	11.66%	110,707,395	11.53%	29,143	585	60.34	16.90%
16 - 30	3,118	6.89%	81,215,176	6.84%	63,693,082	6.63%	28,788	580	58.99	16.95%
31 - 60	3,136	6.93%	81,365,714	6.86%	67,800,274	7.06%	28,268	576	59.31	18.04%
61 - 90	1,205	2.66%	31,020,049	2.61%	26,860,829	2.80%	28,580	574	60.77	18.79%
91 - 120	577	1.28%	15,114,278	1.27%	13,492,721	1.41%	29,446	574	64.26	18.40%
121+	127	0.28%	3,044,672	0.26%	0	0.00%	0	0	0.00	0.00%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,683	5.93%	64,231,753	5.41%	46,514,033	4.84%	26,005	633	60.93	14.35%
Stated, not verified	42,148	93.14%	1,111,158,122	93.65%	905,230,126	94.27%	29,857	598	62.94	16.40%
Stated, verified to Level 3²	421	0.93%	11,123,207	0.94%	8,536,584	0.89%	31,334	581	60.62	17.74%
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	42,276	93.42%	1,110,528,750	93.60%	895,832,223	93.29%	29,756	601	62.75	16.17%
Stated, verified but not Level 4 or 5	2,976	6.58%	75,984,331	6.40%	64,448,521	6.71%	28,678	579	63.79	18.41%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,524	10.00%	103,185,862	8.70%	79,429,703	8.27%	27,553	620	62.54	12.56%
5.00 - 9.99%	16,291	36.00%	420,766,443	35.46%	337,644,087	35.16%	29,817	603	62.67	15.26%
10.00 - 14.99%	15,363	33.95%	415,138,978	34.99%	337,094,937	35.10%	30,128	594	62.67	17.03%
15.00 - 19.99%	8,010	17.70%	216,842,932	18.28%	180,148,373	18.76%	29,447	593	63.32	18.39%
20.00 - 24.99%	1,060	2.34%	30,441,949	2.57%	25,939,316	2.70%	30,366	604	64.32	17.97%
25.00 - 29.99%	4	0.01%	136,918	0.01%	24,327	0.00%	7,236	668	17.77	8.19%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	54	0.12%	572,036	0.05%	464,892	0.05%	11,215	653	52.13	8.22%
25.00 - 49.99%	650	1.44%	9,787,341	0.82%	8,124,036	0.85%	18,250	582	62.51	11.09%
50.00 - 74.99%	2,668	5.90%	59,321,024	5.00%	47,789,720	4.98%	25,580	608	63.09	11.87%
75.00 - 99.99%	12,074	26.68%	318,506,256	26.84%	240,920,070	25.09%	28,618	589	60.60	15.19%
100.00 - 109.99%	9,284	20.52%	253,581,667	21.37%	204,477,455	21.29%	30,511	596	62.75	16.42%
110.00 - 119.99%	9,924	21.93%	272,971,829	23.01%	228,373,792	23.78%	31,255	600	64.00	17.11%
120.00 - 129.99%	6,771	14.96%	178,194,039	15.02%	150,572,239	15.68%	30,539	606	63.92	17.68%
130.00 - 139.99%	3,539	7.82%	86,206,691	7.27%	72,959,673	7.60%	28,163	619	64.07	17.97%
140.00%+	288	0.64%	7,372,199	0.62%	6,598,868	0.69%	31,008	646	66.08	16.64%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	840	1.86%	20,720,594	1.75%	16,945,185	1.76%	27,850	598	62.62	18.21%
Alaska	69	0.15%	1,850,497	0.16%	1,675,842	0.17%	31,463	597	66.33	18.71%
Arizona	776	1.71%	20,545,822	1.73%	16,600,992	1.73%	30,181	601	62.36	16.55%
Arkansas	714	1.58%	18,281,469	1.54%	13,879,716	1.45%	29,857	607	60.82	15.64%
California	3,529	7.80%	93,200,980	7.86%	72,636,625	7.56%	30,347	604	61.61	16.57%
Colorado	430	0.95%	11,653,859	0.98%	9,713,316	1.01%	33,182	614	64.37	15.18%
Connecticut	424	0.94%	9,893,768	0.83%	7,046,263	0.73%	25,938	606	60.01	14.67%
Delaware	216	0.48%	4,997,940	0.42%	4,009,591	0.42%	25,117	592	62.79	17.73%
Florida	3,513	7.76%	95,034,114	8.01%	82,657,603	8.61%	30,590	600	65.55	15.67%
Georgia	2,091	4.62%	55,200,381	4.65%	43,840,894	4.57%	29,366	597	61.44	17.76%
Hawaii	132	0.29%	3,486,683	0.29%	3,030,962	0.32%	28,039	591	64.32	18.55%
Idaho	93	0.21%	2,200,350	0.19%	1,602,591	0.17%	27,416	586	59.03	16.91%
Illinois	1,256	2.78%	31,042,754	2.62%	22,431,671	2.34%	26,934	598	58.31	17.68%
Indiana	629	1.39%	15,506,073	1.31%	12,647,721	1.32%	27,797	599	62.82	17.22%
Iowa	170	0.38%	4,608,731	0.39%	3,855,559	0.40%	31,683	609	63.33	15.79%
Kansas	164	0.36%	4,351,655	0.37%	3,669,181	0.38%	31,053	600	63.49	16.66%
Kentucky	517	1.14%	12,004,474	1.01%	9,307,090	0.97%	25,517	596	61.53	17.33%
Louisiana	936	2.07%	24,692,723	2.08%	19,091,374	1.99%	30,312	598	60.22	16.37%
Maine	127	0.28%	3,345,833	0.28%	2,804,845	0.29%	30,244	605	64.27	14.87%
Maryland	1,730	3.82%	45,161,087	3.81%	36,496,741	3.80%	29,240	590	61.71	16.72%
Massachusetts	706	1.56%	17,790,622	1.50%	15,293,203	1.59%	27,890	597	65.43	15.60%
Michigan	793	1.75%	19,533,450	1.65%	15,420,846	1.61%	26,021	596	62.81	17.25%
Minnesota	246	0.54%	6,701,830	0.56%	5,171,531	0.54%	32,062	611	60.38	14.46%
Mississippi	618	1.37%	15,787,349	1.33%	12,029,459	1.25%	28,171	596	59.43	17.68%
Missouri	771	1.70%	18,095,230	1.53%	14,375,512	1.50%	26,072	591	62.17	17.94%
Montana	108	0.24%	2,773,970	0.23%	2,288,951	0.24%	30,644	610	63.63	16.10%
Nebraska	126	0.28%	3,126,152	0.26%	2,551,619	0.27%	29,163	613	62.42	13.78%
Nevada	556	1.23%	14,810,021	1.25%	12,131,534	1.26%	29,911	603	63.38	16.84%
New Hampshire	242	0.53%	5,621,224	0.47%	4,777,426	0.50%	25,704	587	65.03	17.41%
New Jersey	1,325	2.93%	33,367,357	2.81%	26,617,576	2.77%	27,996	596	63.18	16.48%
New Mexico	327	0.72%	8,927,122	0.75%	6,917,459	0.72%	30,262	606	61.42	16.04%
New York	1,931	4.27%	52,621,382	4.43%	41,435,229	4.31%	30,304	612	62.82	16.30%
North Carolina	1,933	4.27%	51,732,433	4.36%	42,759,005	4.45%	30,548	594	63.21	16.03%
North Dakota	78	0.17%	1,995,463	0.17%	1,649,312	0.17%	28,852	596	63.05	17.37%
Ohio	1,856	4.10%	43,738,279	3.69%	36,701,470	3.82%	25,916	597	64.23	17.36%
Oklahoma	802	1.77%	19,829,124	1.67%	15,821,707	1.65%	27,980	601	61.93	16.26%
Oregon	275	0.61%	6,692,949	0.56%	5,418,026	0.56%	27,762	596	62.47	16.43%
Pennsylvania	1,949	4.31%	48,287,359	4.07%	38,840,880	4.04%	27,325	590	62.17	15.71%
Rhode Island	131	0.29%	3,079,171	0.26%	2,476,039	0.26%	28,062	605	63.69	15.03%
South Carolina	925	2.04%	23,453,685	1.98%	18,956,879	1.97%	28,342	593	62.39	17.36%
South Dakota	60	0.13%	1,643,347	0.14%	1,365,934	0.14%	31,444	603	62.26	15.60%
Tennessee	966	2.13%	24,550,331	2.07%	20,040,454	2.09%	28,956	600	62.65	17.60%
Texas	7,784	17.20%	223,411,059	18.83%	183,544,916	19.11%	32,547	603	63.51	15.03%
Utah	182	0.40%	5,499,227	0.46%	4,723,122	0.49%	37,518	629	66.38	15.16%
Vermont	61	0.13%	1,638,916	0.14%	1,258,700	0.13%	31,311	582	64.43	16.07%
Virginia	853	1.88%	21,522,191	1.81%	17,899,240	1.86%	28,505	589	63.70	17.18%
Washington	293	0.65%	7,287,554	0.61%	5,526,884	0.58%	26,081	593	60.86	17.55%
West Virginia	464	1.03%	11,649,454	0.98%	9,928,095	1.03%	28,381	596	64.71	17.58%
Wisconsin	304	0.67%	7,472,130	0.63%	5,378,649	0.56%	26,795	596	59.64	16.88%
Wyoming	48	0.11%	1,481,711	0.12%	1,207,965	0.13%	34,027	614	61.34	15.78%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	183	0.40%	4,613,198	0.39%	3,829,359	0.40%	26,378	589	62.22	18.46%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,102	24.53%	365,734,641	30.82%	275,211,292	28.66%	36,998	606	59.88	12.92%
Used	34,150	75.47%	820,778,440	69.18%	685,069,451	71.34%	26,745	597	64.01	17.68%
NA	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	18,171	40.16%	396,743,684	33.44%	303,760,387	31.63%	24,321	598	60.48	17.97%
Truck	6,741	14.90%	249,596,383	21.04%	205,900,291	21.44%	39,812	614	63.93	13.68%
SUV	20,340	44.95%	540,173,015	45.53%	450,620,065	46.93%	28,671	594	63.89	16.41%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,237	4.94%	53,138,440	4.48%	40,982,162	4.27%	28,713	601	60.93	17.33%
Ford: Lincoln	201	0.44%	5,078,714	0.43%	4,372,037	0.46%	27,702	589	63.64	17.45%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,138	2.51%	35,192,170	2.97%	28,822,700	3.00%	34,078	597	63.63	15.86%
GMC: Buick	537	1.19%	11,959,615	1.01%	9,783,208	1.02%	23,574	590	62.08	17.44%
GMC: Cadillac	390	0.86%	11,298,857	0.95%	9,225,656	0.96%	32,979	593	63.00	16.44%
GMC: Chevrolet	5,582	12.34%	149,196,729	12.57%	123,461,919	12.86%	30,375	597	63.35	16.78%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	40	0.09%	1,700,671	0.14%	1,631,899	0.17%	43,973	632	69.09	13.93%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	721	1.59%	20,744,485	1.75%	17,851,820	1.86%	31,709	593	64.12	17.36%
BMW: Mini	81	0.18%	1,624,825	0.14%	1,382,163	0.14%	22,075	577	62.40	16.94%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	603	1.33%	17,708,953	1.49%	14,498,597	1.51%	31,201	599	62.30	17.72%
Daimler: Smart	4	0.01%	39,824	0.00%	28,680	0.00%	12,118	516	58.34	18.12%
Fiat	106	0.23%	1,801,795	0.15%	1,072,256	0.11%	14,130	606	46.96	18.38%
Fiat: Alfa Romeo	62	0.14%	2,170,996	0.18%	1,984,114	0.21%	37,945	593	68.65	13.51%
Fiat: Chrysler	769	1.70%	18,530,149	1.56%	12,538,251	1.31%	24,494	595	57.09	16.99%
Fiat: Dodge	4,257	9.41%	155,890,405	13.14%	125,413,414	13.06%	40,666	624	63.19	12.88%
Fiat: Jeep	5,051	11.16%	138,576,670	11.68%	107,026,249	11.15%	29,832	603	62.21	14.92%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	98	0.22%	2,810,167	0.24%	2,326,338	0.24%	32,004	602	64.37	16.50%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,101	2.43%	24,648,582	2.08%	21,249,606	2.21%	25,201	589	64.62	17.54%
Volkswagen: Audi	348	0.77%	9,484,452	0.80%	8,352,721	0.87%	29,666	593	64.48	16.66%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	35	0.08%	1,335,614	0.11%	1,022,847	0.11%	39,295	608	64.69	15.03%
Honda	1,932	4.27%	46,965,368	3.96%	39,883,381	4.15%	26,140	596	64.63	17.37%
Honda: Acura	212	0.47%	5,743,752	0.48%	5,034,690	0.52%	29,434	604	64.50	16.71%
Hyundai	2,528	5.59%	52,596,492	4.43%	42,478,515	4.42%	23,387	593	62.39	17.75%
Hyundai: Kia	2,505	5.54%	55,638,350	4.69%	45,830,178	4.77%	24,463	593	62.59	17.75%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	548	1.21%	12,328,975	1.04%	10,570,766	1.10%	24,326	591	64.83	17.22%
Mitsubishi	1,352	2.99%	34,520,485	2.91%	30,438,149	3.17%	27,900	590	65.41	15.99%
Nissan	4,760	10.52%	101,600,817	8.56%	78,403,149	8.16%	22,448	588	60.27	18.50%
Nissan: Infiniti	407	0.90%	11,993,426	1.01%	10,203,765	1.06%	30,208	590	64.12	16.83%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	382	0.84%	9,131,528	0.77%	7,831,948	0.82%	26,251	594	65.38	16.61%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	58	0.13%	1,758,360	0.15%	1,607,159	0.17%	32,437	584	66.61	17.46%
Tata: Land Rover	141	0.31%	5,103,530	0.43%	4,377,790	0.46%	37,766	601	65.80	15.18%
Toyota	2,946	6.51%	76,602,758	6.46%	63,544,335	6.62%	28,586	598	64.09	16.79%
Toyota: Lexus	276	0.61%	8,279,364	0.70%	6,967,262	0.73%	31,831	590	64.15	16.38%
Toyota: Scion	47	0.10%	715,173	0.06%	483,100	0.05%	14,435	594	54.64	20.16%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,797	8.39%	100,602,593	8.48%	79,599,920	8.29%	28,670	595	61.78	16.72%
Total:	45,252	100.00%	1,186,513,081	100.00%	960,280,744	100.00%	29,684	599	62.82	16.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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