StratMaker (147607)

Santander Drive Auto Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

22.54% / 77.46%

Total Original # of Loans

72,823

WA Loan to Value (LTV)

91.37%

Total Original Loan Amount (OLA)

$ 1,921,441,917

WA Payment to Income (PTI)

11.22%

Weighted Average (WA) OLA

$ 30,231

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 1,431,472,457

WA Remaining Term (RT)

57.28

Rep. Period Ending Loan Amount (ELA)

$ 1,376,187,386

WA Original APR

14.32%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

72,823

Total Original Loan Amount (OLA)

$ 1,921,441,917

Weighted Average (WA) OLA

$ 30,231

Rep. Period Beginning Loan Amount

$ 1,431,472,457

Rep. Period Ending Loan Amount (ELA)

$ 1,376,187,386

As % of Reporting Period ELA:

New % / Used %

22.54% / 77.46%

WA Loan to Value (LTV)

91.37%

WA Payment to Income (PTI)

11.22%

WA FICO (non-zero)

599

WA Remaining Term (RT)

57.28

WA Original APR

14.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,775	0.00%	7,735	0.00%	3,711	562	41.12	10.14%
$5,000 - $9,999	1,649	2.26%	13,932,570	0.73%	6,963,338	0.51%	6,259	590	42.07	13.63%
$10,000 - $14,999	6,930	9.52%	88,822,230	4.62%	44,990,416	3.27%	10,029	588	46.61	15.54%
$15,000 - $19,999	12,154	16.69%	214,658,345	11.17%	132,666,171	9.64%	14,787	589	52.69	16.20%
$20,000 - $24,999	15,042	20.66%	338,638,972	17.62%	234,906,009	17.07%	19,477	593	56.49	16.08%
$25,000 - $29,999	13,266	18.22%	363,429,535	18.91%	263,443,350	19.14%	23,922	595	57.90	15.52%
$30,000 - $39,999	16,657	22.87%	572,412,055	29.79%	433,821,471	31.52%	30,166	600	58.84	14.24%
$40,000 - $49,999	5,753	7.90%	252,498,078	13.14%	198,267,862	14.41%	37,871	610	59.50	11.24%
$50,000 - $59,999	1,145	1.57%	61,032,832	3.18%	48,194,350	3.50%	44,651	613	58.82	8.09%
$60,000 - $69,999	130	0.18%	8,307,749	0.43%	6,520,667	0.47%	53,118	634	58.48	6.92%
$70,000 - $79,999	47	0.06%	3,497,810	0.18%	2,946,802	0.21%	62,982	668	59.40	8.62%
$80,000 - $89,999	28	0.04%	2,364,023	0.12%	1,895,322	0.14%	73,106	688	60.55	9.21%
$90,000 - $99,999	19	0.03%	1,832,943	0.10%	1,563,893	0.11%	82,477	688	61.31	8.60%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	15,116	20.76%	326,210,617	16.98%	16,938,734	1.23%	2,903	593	11.34	17.03%
$5,000 - $9,999	3,634	4.99%	57,471,714	2.99%	27,654,351	2.01%	7,893	588	36.34	14.41%
$10,000 - $14,999	6,461	8.87%	104,575,068	5.44%	82,616,811	6.00%	12,946	591	50.96	14.71%
$15,000 - $19,999	11,233	15.43%	232,553,258	12.10%	198,408,630	14.42%	17,778	594	56.38	15.44%
$20,000 - $24,999	12,558	17.24%	322,699,270	16.79%	281,984,515	20.49%	22,547	594	58.28	15.59%
$25,000 - $29,999	10,368	14.24%	323,472,752	16.83%	283,982,105	20.64%	27,466	598	59.01	14.96%
$30,000 - $39,999	11,045	15.17%	429,468,777	22.35%	376,759,630	27.38%	34,332	602	59.82	13.43%
$40,000 - $49,999	2,177	2.99%	108,818,996	5.66%	94,009,124	6.83%	43,321	615	60.31	9.85%
$50,000 - $59,999	145	0.20%	9,120,066	0.47%	7,747,360	0.56%	53,582	629	59.98	7.36%
$60,000 - $69,999	45	0.06%	3,347,358	0.17%	2,893,562	0.21%	64,425	668	60.17	9.26%
$70,000 - $79,999	25	0.03%	2,156,189	0.11%	1,855,366	0.13%	74,306	694	60.49	9.16%
$80,000 - $89,999	16	0.02%	1,547,851	0.08%	1,337,199	0.10%	83,635	684	61.65	8.87%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	551	0.76%	24,038,338	1.25%	18,026,936	1.31%	36,636	611	56.72	1.77%
2.50 - 4.99%	563	0.77%	16,207,916	0.84%	9,694,109	0.70%	31,830	632	55.32	4.45%
5.00 - 7.49%	3,684	5.06%	99,679,544	5.19%	77,320,754	5.62%	27,461	640	57.26	6.54%
7.50 - 9.99%	8,387	11.52%	244,274,898	12.71%	188,846,501	13.72%	29,049	608	57.55	8.79%
10.00 - 12.49%	10,965	15.06%	325,227,729	16.93%	248,530,918	18.06%	29,014	609	57.95	11.13%
12.50 - 14.99%	10,742	14.75%	307,299,848	15.99%	233,593,649	16.97%	28,001	604	58.04	13.47%
15.00 - 17.49%	9,583	13.16%	260,264,125	13.55%	184,680,344	13.42%	26,796	596	57.66	15.95%
17.50 - 19.99%	11,180	15.35%	269,926,078	14.05%	167,843,047	12.20%	24,516	586	56.05	18.26%
20.00 - 22.49%	8,577	11.78%	194,254,709	10.11%	129,144,472	9.38%	22,982	577	56.46	20.85%
22.50 - 24.99%	5,927	8.14%	128,245,890	6.67%	86,398,054	6.28%	21,788	565	56.70	23.43%
25.00 - 27.49%	2,279	3.13%	45,333,233	2.36%	28,605,129	2.08%	20,067	551	55.50	25.47%
27.50 - 29.99%	385	0.53%	6,689,608	0.35%	3,503,473	0.25%	17,916	539	50.76	27.68%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,057	1.45%	22,418,035	1.17%	15,065,641	1.09%	22,138	474	55.18	18.46%
500 - 549	10,089	13.85%	247,927,151	12.90%	170,606,511	12.40%	25,028	531	55.93	16.53%
550 - 599	26,841	36.86%	721,362,988	37.54%	521,877,037	37.92%	26,853	576	57.27	14.33%
600 - 649	17,773	24.41%	502,916,603	26.17%	367,670,952	26.72%	28,150	620	58.02	13.43%
650 - 699	5,197	7.14%	149,075,749	7.76%	108,054,641	7.85%	28,919	671	58.00	12.51%
700 - 749	2,200	3.02%	64,157,790	3.34%	46,603,147	3.39%	30,254	722	58.19	11.05%
750 - 799	776	1.07%	22,492,022	1.17%	15,916,735	1.16%	30,874	771	57.58	8.58%
800+	472	0.65%	12,695,168	0.66%	8,725,667	0.63%	27,933	831	57.39	7.13%
NA	8,418	11.56%	178,396,412	9.28%	121,667,055	8.84%	21,730	0	56.18	17.50%
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	264,205	0.01%	93,523	0.01%	5,661	641	11.02	8.43%
25 - 36	161	0.22%	2,140,307	0.11%	1,102,115	0.08%	9,822	628	22.52	7.86%
37 - 48	1,503	2.06%	24,032,714	1.25%	16,053,305	1.17%	14,593	603	35.35	15.07%
49 - 60	6,877	9.44%	136,136,128	7.09%	98,343,410	7.15%	19,201	598	47.14	15.92%
61 - 72	55,192	75.79%	1,456,789,640	75.82%	1,029,513,793	74.81%	26,631	599	57.70	14.46%
73+	9,066	12.45%	302,078,923	15.72%	231,081,240	16.79%	31,722	602	61.41	13.00%
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,369	10.12%	185,926,313	9.68%	8,682	0.00%	1,017	610	0.00	15.21%
1 - 12	8,175	11.23%	155,815,099	8.11%	23,425,412	1.70%	4,698	586	8.14	17.78%
13 - 24	556	0.76%	10,628,184	0.55%	4,975,972	0.36%	11,011	577	16.02	16.51%
25 - 36	1,094	1.50%	18,130,607	0.94%	12,645,199	0.92%	14,165	594	34.01	14.32%
37 - 48	5,330	7.32%	105,664,299	5.50%	84,285,031	6.12%	18,750	595	45.37	15.29%
49 - 60	31,185	42.82%	870,199,044	45.29%	737,298,248	53.58%	26,817	598	57.59	13.74%
61 - 72	19,110	26.24%	574,945,088	29.92%	513,443,860	37.31%	29,567	602	62.00	14.82%
73+	4	0.01%	133,283	0.01%	104,982	0.01%	31,016	583	75.16	4.85%
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	46,019	63.19%	1,205,046,604	62.72%	911,020,326	66.20%	26,381	605	57.36	13.69%
1 - 15	8,472	11.63%	231,698,587	12.06%	186,348,296	13.54%	27,619	590	57.16	14.79%
16 - 30	4,525	6.21%	122,191,966	6.36%	98,094,585	7.13%	27,656	587	57.23	15.03%
31 - 60	4,950	6.80%	132,820,107	6.91%	109,471,284	7.95%	27,568	586	56.84	16.26%
61 - 90	2,244	3.08%	59,670,921	3.11%	49,390,130	3.59%	27,717	586	57.30	16.99%
91 - 120	1,083	1.49%	28,606,098	1.49%	21,862,765	1.59%	27,483	591	57.54	17.53%
121+	5,530	7.59%	141,407,634	7.36%	0	0.00%	0	0	0.00	0.00%
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,850	5.29%	93,351,226	4.86%	62,942,091	4.57%	24,247	630	56.65	12.77%
Stated, not verified	67,847	93.17%	1,804,027,584	93.89%	1,304,079,739	94.76%	26,952	598	57.41	14.38%
Stated, verified to Level 3²	1,126	1.55%	24,063,107	1.25%	9,165,557	0.67%	22,620	585	42.30	16.22%
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	69,436	95.35%	1,839,108,490	95.72%	1,326,603,266	96.40%	26,852	600	57.46	14.28%
Stated, verified but not Level 4 or 5	3,387	4.65%	82,333,428	4.28%	49,584,120	3.60%	25,391	587	52.40	15.52%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,981	9.59%	158,587,469	8.25%	112,794,303	8.20%	23,971	612	55.84	9.83%
5.00 - 9.99%	24,681	33.89%	641,661,781	33.39%	464,276,021	33.74%	26,719	600	57.08	12.87%
10.00 - 14.99%	26,052	35.77%	702,611,655	36.57%	497,787,830	36.17%	27,173	596	57.31	15.15%
15.00 - 19.99%	13,676	18.78%	375,562,598	19.55%	268,190,121	19.49%	27,192	597	57.99	16.95%
20.00 - 24.99%	1,430	1.96%	42,909,327	2.23%	33,077,178	2.40%	28,737	616	58.85	16.05%
25.00 - 29.99%	2	0.00%	67,362	0.00%	26,328	0.00%	26,328	0	61.00	26.46%
30.00 - 39.99%	1	0.00%	41,724	0.00%	35,606	0.00%	35,606	589	59.00	12.37%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	101	0.14%	945,588	0.05%	607,201	0.04%	7,912	585	45.49	8.03%
25.00 - 49.99%	1,156	1.59%	16,628,442	0.87%	11,678,115	0.85%	14,065	583	52.67	8.53%
50.00 - 74.99%	4,825	6.63%	108,076,183	5.62%	78,503,043	5.70%	22,203	606	56.17	9.49%
75.00 - 99.99%	18,843	25.88%	524,827,924	27.31%	378,368,730	27.49%	27,643	590	57.03	12.43%
100.00 - 109.99%	14,464	19.86%	409,487,637	21.31%	296,277,263	21.53%	28,477	597	57.80	14.32%
110.00 - 119.99%	14,850	20.39%	406,358,700	21.15%	290,108,626	21.08%	27,745	603	57.85	15.34%
120.00 - 129.99%	9,907	13.60%	254,627,096	13.25%	178,502,051	12.97%	26,254	605	57.21	16.42%
130.00 - 139.99%	8,015	11.01%	185,859,128	9.67%	131,321,663	9.54%	23,562	609	56.84	17.84%
140.00%+	662	0.91%	14,631,219	0.76%	10,820,695	0.79%	22,415	617	56.67	17.28%
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,302	1.79%	32,476,428	1.69%	21,765,896	1.58%	26,179	598	56.52	15.52%
Alaska	62	0.09%	1,897,455	0.10%	1,340,324	0.10%	29,530	604	56.81	13.45%
Arizona	1,210	1.66%	32,511,167	1.69%	23,419,459	1.70%	27,328	599	57.30	14.04%
Arkansas	1,123	1.54%	30,328,464	1.58%	21,168,465	1.54%	27,589	601	57.26	14.05%
California	5,542	7.61%	149,605,551	7.79%	106,731,582	7.76%	27,404	602	57.39	14.13%
Colorado	733	1.01%	19,283,118	1.00%	14,297,504	1.04%	26,361	596	57.02	13.62%
Connecticut	665	0.91%	16,189,125	0.84%	11,667,853	0.85%	24,333	596	56.02	12.51%
Delaware	340	0.47%	8,090,555	0.42%	5,468,078	0.40%	25,140	596	56.12	14.27%
Florida	9,750	13.39%	258,732,218	13.47%	191,665,221	13.93%	26,609	600	58.06	14.10%
Georgia	3,352	4.60%	89,089,210	4.64%	61,028,964	4.43%	27,015	598	56.62	15.26%
Hawaii	176	0.24%	4,918,979	0.26%	3,782,512	0.27%	29,329	599	57.62	15.38%
Idaho	142	0.19%	3,421,309	0.18%	2,285,515	0.17%	25,488	598	56.53	13.69%
Illinois	1,877	2.58%	47,704,720	2.48%	32,253,588	2.34%	26,081	597	56.09	15.08%
Indiana	1,132	1.55%	28,619,539	1.49%	20,748,909	1.51%	25,731	594	56.91	15.11%
Iowa	260	0.36%	6,791,015	0.35%	4,835,511	0.35%	26,486	590	57.06	13.90%
Kansas	277	0.38%	7,194,275	0.37%	5,061,237	0.37%	25,954	592	56.29	14.28%
Kentucky	908	1.25%	22,181,864	1.15%	15,397,168	1.12%	25,277	599	56.92	15.13%
Louisiana	1,356	1.86%	37,361,898	1.94%	26,544,066	1.93%	28,370	594	56.54	14.27%
Maine	189	0.26%	4,786,926	0.25%	3,610,158	0.26%	25,403	588	57.25	13.25%
Maryland	52	0.07%	1,388,052	0.07%	960,030	0.07%	25,322	604	56.27	15.87%
Massachusetts	1,070	1.47%	26,199,282	1.36%	18,846,018	1.37%	24,711	595	57.16	14.26%
Michigan	1,526	2.10%	39,198,902	2.04%	26,708,878	1.94%	25,280	598	57.46	15.70%
Minnesota	423	0.58%	10,909,094	0.57%	7,531,167	0.55%	26,328	591	56.48	13.14%
Mississippi	950	1.30%	24,412,721	1.27%	15,931,914	1.16%	26,368	601	55.58	15.80%
Missouri	1,304	1.79%	31,873,970	1.66%	22,492,975	1.63%	25,092	592	56.70	15.19%
Montana	198	0.27%	5,154,451	0.27%	3,837,478	0.28%	27,094	601	57.12	13.63%
Nebraska	205	0.28%	5,222,593	0.27%	3,610,641	0.26%	26,306	600	56.49	13.08%
Nevada	752	1.03%	20,353,174	1.06%	15,414,718	1.12%	27,476	598	57.88	13.50%
New Hampshire	340	0.47%	7,818,827	0.41%	5,934,522	0.43%	23,367	591	57.03	14.07%
New Jersey	2,043	2.81%	51,807,389	2.70%	36,913,641	2.68%	25,070	605	57.44	13.76%
New Mexico	501	0.69%	13,527,813	0.70%	9,918,837	0.72%	27,296	594	57.20	14.34%
New York	2,886	3.96%	78,396,135	4.08%	56,074,481	4.07%	26,901	611	57.33	14.01%
North Carolina	3,000	4.12%	79,259,218	4.12%	56,253,532	4.09%	26,550	599	57.32	14.22%
North Dakota	89	0.12%	2,260,183	0.12%	1,559,636	0.11%	25,143	580	55.15	14.69%
Ohio	3,279	4.50%	78,396,705	4.08%	56,952,001	4.14%	24,121	598	57.42	15.18%
Oklahoma	1,118	1.54%	28,579,224	1.49%	19,990,311	1.45%	26,179	592	56.58	14.21%
Oregon	426	0.58%	10,198,597	0.53%	6,988,685	0.51%	24,517	596	56.68	14.00%
Pennsylvania	2,436	3.35%	60,206,065	3.13%	40,972,654	2.98%	25,479	597	57.15	13.97%
Rhode Island	198	0.27%	4,543,178	0.24%	3,135,281	0.23%	24,188	594	56.26	13.36%
South Carolina	1,242	1.71%	30,841,301	1.61%	20,682,974	1.50%	25,733	594	56.27	14.60%
South Dakota	82	0.11%	2,151,510	0.11%	1,620,853	0.12%	27,916	595	56.07	13.55%
Tennessee	1,818	2.50%	46,027,049	2.40%	31,853,189	2.31%	25,940	602	56.90	15.39%
Texas	12,905	17.72%	369,284,621	19.22%	272,754,469	19.82%	28,818	601	57.69	13.92%
Utah	261	0.36%	6,894,382	0.36%	5,218,038	0.38%	27,354	594	57.48	13.94%
Vermont	107	0.15%	2,719,327	0.14%	1,969,683	0.14%	24,854	599	56.84	12.48%
Virginia	1,231	1.69%	31,682,153	1.65%	22,796,371	1.66%	26,728	593	56.96	14.46%
Washington	477	0.66%	12,311,274	0.64%	8,751,991	0.64%	26,430	591	56.91	14.48%
West Virginia	598	0.82%	15,514,535	0.81%	11,300,549	0.82%	26,531	589	57.44	14.26%
Wisconsin	574	0.79%	14,361,502	0.75%	10,059,375	0.73%	25,124	589	55.73	15.02%
Wyoming	76	0.10%	2,110,296	0.11%	1,453,369	0.11%	27,606	602	58.35	13.94%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	1	0.00%	31,278	0.00%	21,012	0.00%	21,012	578	37.00	11.88%
District of Columbia	259	0.36%	6,623,301	0.34%	4,606,101	0.33%	24,651	594	56.22	16.11%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13,581	18.65%	441,158,804	22.96%	310,161,657	22.54%	31,871	599	57.31	12.03%
Used	59,242	81.35%	1,480,283,114	77.04%	1,066,025,730	77.46%	25,324	599	57.27	14.99%
NA	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	30,881	42.41%	687,447,907	35.78%	463,247,452	33.66%	22,892	600	56.61	15.94%
Truck	11,524	15.82%	411,645,131	21.42%	307,270,266	22.33%	33,295	603	57.67	12.34%
SUV	30,418	41.77%	822,348,879	42.80%	605,669,668	44.01%	26,493	597	57.59	14.09%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,289	5.89%	108,401,768	5.64%	76,542,208	5.56%	27,045	602	56.64	14.78%
Ford: Lincoln	343	0.47%	8,855,659	0.46%	6,288,704	0.46%	25,449	589	56.44	14.44%
Ford: Mercury	6	0.01%	61,392	0.00%	19,160	0.00%	11,613	536	49.39	24.65%
GMC	1,744	2.39%	56,845,771	2.96%	42,244,954	3.07%	32,055	600	57.30	13.12%
GMC: Buick	841	1.15%	19,341,195	1.01%	13,991,861	1.02%	22,435	590	57.30	15.48%
GMC: Cadillac	679	0.93%	19,864,747	1.03%	14,117,211	1.03%	30,209	608	56.07	13.31%
GMC: Chevrolet	8,292	11.39%	222,705,727	11.59%	160,550,482	11.67%	27,682	599	57.29	14.76%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	36,194	0.00%	2,950	0.00%	992	532	4.42	20.81%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	38	0.05%	1,459,812	0.08%	1,021,005	0.07%	34,967	624	57.99	10.85%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,177	1.62%	33,815,038	1.76%	24,550,446	1.78%	28,061	597	56.67	14.43%
BMW: Mini	154	0.21%	3,527,956	0.18%	2,741,674	0.20%	22,838	594	57.76	14.32%
Daimler: Freightliner	1	0.00%	46,980	0.00%	38,856	0.00%	38,856	691	57.00	9.62%
Daimler: Mercedes-Benz	1,135	1.56%	33,510,672	1.74%	24,638,367	1.79%	28,028	595	57.22	14.73%
Daimler: Smart	14	0.02%	154,234	0.01%	97,707	0.01%	13,668	559	55.22	18.80%
Fiat	136	0.19%	2,322,750	0.12%	1,273,406	0.09%	17,162	594	53.37	16.13%
Fiat: Alfa Romeo	98	0.13%	3,281,909	0.17%	2,503,684	0.18%	30,689	605	59.32	12.73%
Fiat: Chrysler	1,299	1.78%	30,181,001	1.57%	18,327,228	1.33%	24,883	602	55.11	14.52%
Fiat: Dodge	6,596	9.06%	228,758,337	11.91%	166,137,509	12.07%	33,189	607	57.81	11.94%
Fiat: Jeep	7,278	9.99%	205,812,449	10.71%	148,836,604	10.82%	27,683	603	57.78	12.90%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	142	0.19%	3,958,310	0.21%	2,923,101	0.21%	30,438	603	56.48	12.00%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,756	2.41%	39,629,748	2.06%	29,495,315	2.14%	23,079	596	57.38	14.60%
Volkswagen: Audi	526	0.72%	14,900,250	0.78%	11,234,182	0.82%	27,779	599	57.07	14.19%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	69	0.09%	2,575,768	0.13%	1,830,761	0.13%	34,506	622	55.91	11.23%
Honda	4,032	5.54%	98,747,182	5.14%	72,541,980	5.27%	23,801	602	57.74	15.11%
Honda: Acura	403	0.55%	10,591,260	0.55%	7,603,545	0.55%	25,966	600	56.29	13.29%
Hyundai	3,920	5.38%	83,233,471	4.33%	58,553,152	4.25%	21,751	593	57.21	15.88%
Hyundai: Kia	4,196	5.76%	90,627,930	4.72%	64,240,227	4.67%	21,794	594	57.32	16.34%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	857	1.18%	19,384,845	1.01%	14,067,994	1.02%	22,530	593	57.31	15.18%
Mitsubishi	1,336	1.83%	32,272,259	1.68%	23,613,504	1.72%	24,212	595	58.06	16.02%
Nissan	8,187	11.24%	188,251,061	9.80%	128,322,910	9.32%	23,085	593	56.95	15.98%
Nissan: Infiniti	584	0.80%	16,844,503	0.88%	12,205,724	0.89%	27,281	595	56.61	14.49%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	598	0.82%	14,149,434	0.74%	10,211,853	0.74%	22,744	596	56.87	14.33%
Suzuki	3	0.00%	26,516	0.00%	2,539	0.00%	2,280	617	7.68	19.85%
Tata: Jaguar	79	0.11%	2,445,590	0.13%	1,689,399	0.12%	29,309	604	57.14	13.79%
Tata: Land Rover	207	0.28%	7,215,059	0.38%	5,041,912	0.37%	33,178	588	57.32	12.47%
Toyota	5,629	7.73%	149,959,853	7.80%	108,587,684	7.89%	26,287	599	57.71	14.56%
Toyota: Lexus	487	0.67%	14,446,134	0.75%	10,396,733	0.76%	27,842	597	56.13	13.61%
Toyota: Scion	85	0.12%	1,346,239	0.07%	757,994	0.06%	15,871	612	54.07	18.01%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,603	7.69%	151,852,911	7.90%	108,942,864	7.92%	26,714	596	56.76	14.25%
Total:	72,823	100.00%	1,921,441,917	100.00%	1,376,187,386	100.00%	26,799	599	57.28	14.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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