StratMaker (147611)

Santander Drive Auto Receivables Trust 2021-3

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

29.45% / 70.55%

Total Original # of Loans

82,621

WA Loan to Value (LTV)

82.33%

Total Original Loan Amount (OLA)

$ 1,964,843,605

WA Payment to Income (PTI)

10.94%

Weighted Average (WA) OLA

$ 27,973

WA FICO (non-zero)

609

Rep. Period Beginning Loan Amount

$ 1,233,253,781

WA Remaining Term (RT)

48.47

Rep. Period Ending Loan Amount (ELA)

$ 1,183,254,114

WA Original APR

14.44%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

82,621

Total Original Loan Amount (OLA)

$ 1,964,843,605

Weighted Average (WA) OLA

$ 27,973

Rep. Period Beginning Loan Amount

$ 1,233,253,781

Rep. Period Ending Loan Amount (ELA)

$ 1,183,254,114

As % of Reporting Period ELA:

New % / Used %

29.45% / 70.55%

WA Loan to Value (LTV)

82.33%

WA Payment to Income (PTI)

10.94%

WA FICO (non-zero)

609

WA Remaining Term (RT)

48.47

WA Original APR

14.44%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,479	0.00%	6,419	0.00%	3,210	619	44.05	16.67%
$5,000 - $9,999	3,285	3.98%	27,374,791	1.39%	14,532,219	1.23%	5,987	602	39.29	18.52%
$10,000 - $14,999	12,348	14.95%	158,679,139	8.08%	86,910,229	7.35%	9,731	598	43.86	18.15%
$15,000 - $19,999	18,398	22.27%	322,088,833	16.39%	185,012,948	15.64%	13,599	599	46.83	17.03%
$20,000 - $24,999	16,633	20.13%	372,622,511	18.96%	222,222,724	18.78%	17,513	603	48.36	15.68%
$25,000 - $29,999	12,347	14.94%	337,408,306	17.17%	203,603,263	17.21%	21,302	604	48.97	14.77%
$30,000 - $39,999	13,535	16.38%	464,077,004	23.62%	285,798,751	24.15%	26,778	612	49.72	13.38%
$40,000 - $49,999	4,611	5.58%	202,761,170	10.32%	131,910,744	11.15%	33,272	622	50.48	10.35%
$50,000 - $59,999	1,325	1.60%	70,888,189	3.61%	47,354,531	4.00%	39,556	638	51.01	7.82%
$60,000 - $69,999	119	0.14%	7,512,293	0.38%	4,963,976	0.42%	45,443	652	51.20	5.24%
$70,000 - $79,999	12	0.01%	891,305	0.05%	592,965	0.05%	52,905	658	50.32	7.28%
$80,000 - $89,999	4	0.00%	339,425	0.02%	201,762	0.02%	58,529	626	48.93	7.64%
$90,000 - $99,999	2	0.00%	191,160	0.01%	143,583	0.01%	71,991	725	54.05	6.46%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	19,519	23.62%	414,242,691	21.08%	12,662,495	1.07%	3,372	602	15.33	14.68%
$5,000 - $9,999	8,689	10.52%	121,569,115	6.19%	67,625,627	5.72%	8,047	603	36.16	16.42%
$10,000 - $14,999	15,225	18.43%	261,535,119	13.31%	192,078,531	16.23%	12,775	603	45.97	16.57%
$15,000 - $19,999	15,331	18.56%	344,980,227	17.56%	266,783,243	22.55%	17,519	604	49.00	15.51%
$20,000 - $24,999	10,900	13.19%	310,266,643	15.79%	243,088,418	20.54%	22,395	606	50.09	14.70%
$25,000 - $29,999	6,632	8.03%	230,160,844	11.71%	180,848,514	15.28%	27,344	611	50.80	13.69%
$30,000 - $39,999	5,596	6.77%	241,277,789	12.28%	188,714,689	15.95%	33,929	618	51.81	11.47%
$40,000 - $49,999	701	0.85%	38,786,243	1.97%	29,893,833	2.53%	42,748	641	53.10	7.96%
$50,000 - $59,999	24	0.03%	1,663,252	0.08%	1,287,374	0.11%	53,781	622	53.85	8.62%
$60,000 - $69,999	3	0.00%	261,682	0.01%	195,815	0.02%	65,344	677	52.69	7.76%
$70,000 - $79,999	1	0.00%	100,000	0.01%	75,577	0.01%	75,577	728	55.00	5.22%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	660	0.80%	28,189,853	1.43%	18,826,296	1.59%	32,247	649	51.25	1.63%
2.50 - 4.99%	836	1.01%	22,791,012	1.16%	13,568,604	1.15%	23,293	683	48.08	4.26%
5.00 - 7.49%	4,244	5.14%	117,465,884	5.98%	77,526,137	6.55%	24,059	665	49.70	6.47%
7.50 - 9.99%	7,621	9.22%	224,174,790	11.41%	145,714,139	12.31%	25,767	627	49.45	8.74%
10.00 - 12.49%	10,115	12.24%	285,489,898	14.53%	185,993,467	15.72%	24,415	611	49.20	11.07%
12.50 - 14.99%	10,830	13.11%	285,893,868	14.55%	181,855,936	15.37%	22,950	608	49.52	13.59%
15.00 - 17.49%	11,270	13.64%	279,151,542	14.21%	166,805,122	14.10%	21,676	603	48.73	15.83%
17.50 - 19.99%	12,697	15.37%	283,598,431	14.43%	155,881,043	13.17%	19,789	589	47.06	18.03%
20.00 - 22.49%	11,891	14.39%	229,360,396	11.67%	127,017,282	10.73%	17,470	580	47.07	20.65%
22.50 - 24.99%	8,715	10.55%	150,455,210	7.66%	80,951,557	6.84%	15,813	574	46.48	23.19%
25.00 - 27.49%	3,204	3.88%	50,239,802	2.56%	25,262,685	2.14%	14,332	563	45.16	24.91%
27.50 - 29.99%	538	0.65%	8,032,917	0.41%	3,851,846	0.33%	13,656	556	44.34	27.61%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	7,514	9.09%	155,427,770	7.91%	89,095,491	7.53%	18,893	539	46.87	19.39%
550 - 599	32,069	38.81%	766,714,711	39.02%	464,217,013	39.23%	21,642	576	48.20	14.73%
600 - 649	22,919	27.74%	592,726,131	30.17%	360,673,049	30.48%	23,170	620	48.92	13.16%
650 - 699	7,065	8.55%	190,927,388	9.72%	120,235,542	10.16%	24,398	669	49.82	11.29%
700 - 749	2,713	3.28%	70,567,969	3.59%	43,813,497	3.70%	23,549	721	49.44	10.36%
750 - 799	954	1.15%	25,808,114	1.31%	16,490,308	1.39%	23,892	770	49.69	8.42%
800+	580	0.70%	16,061,557	0.82%	10,293,298	0.87%	23,697	831	49.60	6.54%
NA	8,807	10.66%	146,609,965	7.46%	78,435,916	6.63%	15,070	0	46.80	22.34%
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	12	0.01%	117,531	0.01%	5,255	0.00%	1,181	727	3.07	8.32%
25 - 36	219	0.27%	2,471,007	0.13%	757,337	0.06%	5,807	637	13.37	11.93%
37 - 48	1,259	1.52%	16,285,973	0.83%	7,677,804	0.65%	9,211	616	25.11	15.64%
49 - 60	7,491	9.07%	121,514,981	6.18%	70,894,493	5.99%	14,102	610	38.55	16.19%
61 - 72	65,900	79.76%	1,561,701,181	79.48%	938,663,836	79.33%	21,391	607	48.89	14.72%
73+	7,740	9.37%	262,752,931	13.37%	165,255,390	13.97%	28,549	614	51.59	12.04%
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	14,687	17.78%	329,822,876	16.79%	387,531	0.03%	3,958	585	0.00	17.40%
1 - 12	5,243	6.35%	111,995,028	5.70%	23,424,053	1.98%	7,601	591	6.98	16.53%
13 - 24	1,302	1.58%	23,534,218	1.20%	9,599,192	0.81%	9,390	591	17.73	13.27%
25 - 36	2,953	3.57%	56,809,333	2.89%	33,730,116	2.85%	14,635	601	32.06	14.28%
37 - 48	15,032	18.19%	315,936,254	16.08%	228,779,139	19.33%	18,390	601	42.48	15.72%
49 - 60	43,292	52.40%	1,123,630,399	57.19%	884,730,344	74.77%	23,549	612	52.05	14.08%
61 - 72	104	0.13%	2,837,550	0.14%	2,383,226	0.20%	25,428	595	64.88	11.03%
73+	8	0.01%	277,948	0.01%	220,514	0.02%	29,474	604	75.70	8.32%
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	46,671	56.49%	1,111,349,165	56.56%	756,165,543	63.91%	21,429	614	48.83	13.75%
1 - 15	9,351	11.32%	232,964,881	11.86%	167,872,210	14.19%	22,708	602	48.10	14.81%
16 - 30	5,253	6.36%	127,738,621	6.50%	91,864,648	7.76%	22,386	598	47.72	15.39%
31 - 60	5,867	7.10%	141,077,881	7.18%	103,343,984	8.73%	22,648	596	47.50	16.33%
61 - 90	2,690	3.26%	63,254,539	3.22%	46,076,771	3.89%	22,845	598	48.03	16.99%
91 - 120	1,235	1.49%	28,564,257	1.45%	17,930,960	1.52%	22,656	597	47.13	17.38%
121+	11,554	13.98%	259,894,260	13.23%	0	0.00%	0	0	0.00	0.00%
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4,022	4.87%	89,792,301	4.57%	53,961,290	4.56%	20,018	629	48.30	13.30%
Stated, not verified	77,403	93.68%	1,849,218,325	94.12%	1,120,470,626	94.69%	21,984	608	48.61	14.48%
Stated, verified to Level 3²	1,196	1.45%	25,832,979	1.31%	8,822,199	0.75%	18,069	587	32.19	15.80%
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	77,671	94.01%	1,853,053,811	94.31%	1,124,301,867	95.02%	21,930	609	48.71	14.32%
Stated, verified but not Level 4 or 5	4,950	5.99%	111,789,793	5.69%	58,952,248	4.98%	20,623	592	43.97	16.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,240	8.76%	152,276,318	7.75%	96,201,161	8.13%	19,560	633	47.84	9.98%
5.00 - 9.99%	28,424	34.40%	664,309,705	33.81%	409,701,309	34.62%	21,809	613	48.25	13.24%
10.00 - 14.99%	31,467	38.09%	765,173,487	38.94%	451,340,580	38.14%	22,259	603	48.45	15.45%
15.00 - 19.99%	15,044	18.21%	369,794,729	18.82%	218,406,228	18.46%	22,042	600	49.17	16.58%
20.00 - 24.99%	441	0.53%	13,122,129	0.67%	7,573,829	0.64%	25,640	613	49.12	13.62%
25.00 - 29.99%	5	0.01%	167,237	0.01%	31,006	0.00%	14,684	608	29.13	16.38%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	25	0.03%	221,399	0.01%	98,244	0.01%	5,646	631	37.05	8.04%
25.00 - 49.99%	546	0.66%	7,563,827	0.38%	4,630,628	0.39%	12,165	610	44.79	9.19%
50.00 - 74.99%	3,116	3.77%	63,746,958	3.24%	39,990,924	3.38%	18,643	611	48.08	10.14%
75.00 - 99.99%	21,620	26.17%	548,525,989	27.92%	343,344,266	29.02%	22,967	606	49.05	13.05%
100.00 - 109.99%	17,676	21.39%	445,064,678	22.65%	269,795,570	22.80%	23,006	606	48.89	14.37%
110.00 - 119.99%	18,195	22.02%	444,196,878	22.61%	262,951,248	22.22%	22,484	609	48.52	15.02%
120.00 - 129.99%	12,447	15.07%	274,926,628	13.99%	158,117,174	13.36%	20,223	611	47.61	16.20%
130.00 - 139.99%	8,616	10.43%	173,434,249	8.83%	100,122,559	8.46%	17,947	617	46.97	16.95%
140.00%+	380	0.46%	7,162,999	0.36%	4,203,503	0.36%	16,642	636	46.56	16.02%
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,643	1.99%	37,042,130	1.89%	21,493,898	1.82%	21,199	608	48.25	15.68%
Alaska	99	0.12%	2,632,266	0.13%	1,560,887	0.13%	24,667	597	49.33	14.31%
Arizona	1,439	1.74%	34,985,014	1.78%	20,961,404	1.77%	22,476	611	48.74	14.00%
Arkansas	1,567	1.90%	38,621,701	1.97%	23,068,758	1.95%	23,141	613	49.11	13.62%
California	6,408	7.76%	157,832,235	8.03%	92,852,782	7.85%	22,499	608	48.38	14.44%
Colorado	595	0.72%	14,987,337	0.76%	9,403,730	0.79%	23,498	616	49.26	13.15%
Connecticut	709	0.86%	16,182,066	0.82%	10,243,954	0.87%	19,789	614	48.27	12.39%
Delaware	374	0.45%	8,197,657	0.42%	4,694,242	0.40%	18,792	611	46.18	14.68%
Florida	9,283	11.24%	217,335,134	11.06%	132,909,382	11.23%	21,616	607	48.66	14.05%
Georgia	4,341	5.25%	106,773,235	5.43%	62,571,237	5.29%	22,520	608	48.37	15.16%
Hawaii	115	0.14%	2,596,818	0.13%	1,693,997	0.14%	20,733	605	47.19	15.49%
Idaho	165	0.20%	4,111,181	0.21%	2,513,530	0.21%	24,772	602	49.11	13.17%
Illinois	2,881	3.49%	67,397,767	3.43%	38,591,399	3.26%	21,778	612	48.20	15.12%
Indiana	1,245	1.51%	28,372,520	1.44%	17,189,611	1.45%	21,318	609	48.73	14.94%
Iowa	298	0.36%	7,038,005	0.36%	4,196,479	0.35%	22,189	607	49.21	13.85%
Kansas	342	0.41%	7,936,676	0.40%	4,812,703	0.41%	21,070	603	47.61	14.78%
Kentucky	954	1.15%	21,730,649	1.11%	13,380,028	1.13%	21,411	605	49.21	14.60%
Louisiana	2,064	2.50%	50,121,724	2.55%	30,521,412	2.58%	22,368	607	48.02	14.85%
Maine	167	0.20%	3,986,107	0.20%	2,481,790	0.21%	21,300	625	49.23	11.94%
Maryland	1,837	2.22%	44,285,967	2.25%	27,096,749	2.29%	21,549	618	46.97	15.04%
Massachusetts	1,138	1.38%	24,807,927	1.26%	16,049,503	1.36%	19,443	609	48.79	13.79%
Michigan	1,395	1.69%	31,592,175	1.61%	17,425,409	1.47%	20,525	609	48.93	14.81%
Minnesota	413	0.50%	10,247,908	0.52%	6,064,999	0.51%	22,417	618	48.71	11.80%
Mississippi	1,287	1.56%	29,064,105	1.48%	16,536,573	1.40%	20,500	607	47.51	16.16%
Missouri	1,352	1.64%	29,403,525	1.50%	17,692,874	1.50%	20,453	608	48.98	15.16%
Montana	229	0.28%	5,370,940	0.27%	3,174,791	0.27%	22,499	614	48.31	14.46%
Nebraska	174	0.21%	4,315,289	0.22%	2,694,817	0.23%	23,002	613	50.13	12.22%
Nevada	485	0.59%	12,094,498	0.62%	6,761,804	0.57%	23,086	607	47.07	13.44%
New Hampshire	387	0.47%	8,457,943	0.43%	5,625,415	0.48%	20,132	608	48.55	14.23%
New Jersey	2,104	2.55%	48,528,863	2.47%	30,334,474	2.56%	20,563	609	48.64	14.17%
New Mexico	642	0.78%	15,706,401	0.80%	9,390,850	0.79%	22,506	610	49.06	15.33%
New York	3,640	4.41%	89,819,507	4.57%	51,970,862	4.39%	21,682	616	48.93	14.19%
North Carolina	2,797	3.39%	65,886,641	3.35%	39,330,759	3.32%	21,390	610	48.51	14.02%
North Dakota	100	0.12%	2,458,987	0.13%	1,583,601	0.13%	22,992	617	49.16	12.36%
Ohio	2,809	3.40%	59,658,130	3.04%	37,463,776	3.17%	20,191	612	49.09	15.02%
Oklahoma	1,246	1.51%	29,832,984	1.52%	18,719,794	1.58%	22,512	611	49.09	14.03%
Oregon	409	0.50%	9,119,143	0.46%	5,436,684	0.46%	21,135	604	48.28	13.79%
Pennsylvania	5,721	6.92%	123,542,587	6.29%	76,175,874	6.44%	19,364	596	47.22	15.39%
Rhode Island	186	0.23%	4,010,730	0.20%	2,404,565	0.20%	18,967	612	47.35	14.14%
South Carolina	1,552	1.88%	35,107,838	1.79%	20,539,336	1.74%	20,466	604	47.03	15.19%
South Dakota	94	0.11%	1,968,663	0.10%	1,208,765	0.10%	19,434	634	48.29	13.84%
Tennessee	1,762	2.13%	40,741,450	2.07%	24,844,343	2.10%	21,493	610	48.62	15.53%
Texas	12,619	15.27%	326,157,610	16.60%	198,125,352	16.74%	23,726	609	48.77	13.92%
Utah	226	0.27%	5,646,766	0.29%	3,427,446	0.29%	23,620	618	49.64	12.50%
Vermont	112	0.14%	2,749,829	0.14%	1,854,671	0.16%	21,874	609	49.73	12.66%
Virginia	1,219	1.48%	28,421,233	1.45%	16,866,453	1.43%	21,626	606	48.11	14.61%
Washington	549	0.66%	13,835,882	0.70%	8,588,180	0.73%	23,845	611	49.23	13.77%
West Virginia	557	0.67%	13,226,524	0.67%	8,114,743	0.69%	22,316	611	49.46	14.37%
Wisconsin	648	0.78%	14,840,270	0.76%	9,092,906	0.77%	21,048	605	49.13	14.15%
Wyoming	77	0.09%	2,090,547	0.11%	1,353,415	0.11%	23,882	626	48.90	12.26%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	7,095	0.00%	2,213	0.00%	2,213	622	39.00	14.40%
Armed Forces EMEA	2	0.00%	50,685	0.00%	42,839	0.00%	23,575	571	56.61	16.09%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	153	0.19%	3,663,224	0.19%	1,973,525	0.17%	22,370	614	46.51	14.97%
Guam	1	0.00%	30,580	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.01%	124,532	0.01%	70,590	0.01%	16,363	594	48.85	15.49%
Virgin Islands	3	0.00%	96,404	0.00%	73,941	0.01%	24,715	629	51.37	11.81%
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	19,111	23.13%	584,550,583	29.75%	348,478,930	29.45%	26,097	607	49.01	12.89%
Used	63,510	76.87%	1,380,293,021	70.25%	834,775,185	70.55%	20,098	609	48.24	15.08%
NA	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	37,784	45.73%	750,895,788	38.22%	422,461,804	35.70%	18,205	606	47.57	16.17%
Truck	10,767	13.03%	378,902,952	19.28%	238,909,060	20.19%	29,086	617	49.10	11.89%
SUV	34,070	41.24%	835,044,864	42.50%	521,883,250	44.11%	21,522	607	48.91	14.20%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,339	5.25%	96,512,017	4.91%	57,191,720	4.83%	21,899	612	47.84	14.72%
Ford: Lincoln	465	0.56%	10,323,737	0.53%	5,949,309	0.50%	19,419	598	47.96	15.38%
Ford: Mercury	6	0.01%	75,250	0.00%	26,467	0.00%	7,076	562	22.41	20.49%
GMC	1,869	2.26%	53,798,616	2.74%	33,899,642	2.86%	25,440	612	48.18	13.52%
GMC: Buick	899	1.09%	17,430,112	0.89%	10,647,613	0.90%	16,912	601	47.47	16.29%
GMC: Cadillac	858	1.04%	22,496,020	1.14%	14,219,418	1.20%	23,672	610	47.98	13.77%
GMC: Chevrolet	8,624	10.44%	202,513,784	10.31%	121,680,806	10.28%	22,092	608	48.06	15.16%
GMC: Hummer	2	0.00%	38,778	0.00%	12,748	0.00%	12,748	0	29.00	23.26%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	20,176	0.00%	606	0.00%	606	617	2.00	19.30%
GMC: Saturn	4	0.00%	46,862	0.00%	4,568	0.00%	4,568	657	9.00	14.52%
Tesla	86	0.10%	3,389,929	0.17%	2,100,905	0.18%	30,741	641	49.24	8.58%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,593	1.93%	41,281,363	2.10%	23,634,714	2.00%	23,068	609	48.46	14.12%
BMW: Mini	150	0.18%	2,641,108	0.13%	1,663,118	0.14%	16,192	602	48.02	15.32%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,516	1.83%	41,942,244	2.13%	24,542,181	2.07%	24,094	610	48.58	14.39%
Daimler: Smart	16	0.02%	162,644	0.01%	62,877	0.01%	7,228	704	43.95	15.85%
Fiat	161	0.19%	2,661,857	0.14%	1,301,173	0.11%	13,451	601	46.14	14.99%
Fiat: Alfa Romeo	92	0.11%	2,936,560	0.15%	1,613,692	0.14%	25,443	610	50.29	12.19%
Fiat: Chrysler	1,777	2.15%	41,011,910	2.09%	21,537,175	1.82%	20,985	612	46.53	14.23%
Fiat: Dodge	7,675	9.29%	258,628,468	13.16%	156,162,615	13.20%	28,754	619	49.39	11.76%
Fiat: Jeep	9,049	10.95%	244,053,065	12.42%	151,850,328	12.83%	23,365	614	49.47	12.76%
Fiat: Maserati	1	0.00%	20,443	0.00%	14,223	0.00%	14,223	617	48.00	6.24%
Geely: Volvo	131	0.16%	3,127,054	0.16%	1,955,394	0.17%	21,461	608	48.01	12.29%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,718	2.08%	32,184,432	1.64%	19,955,519	1.69%	17,540	601	48.85	15.74%
Volkswagen: Audi	703	0.85%	18,792,898	0.96%	11,324,206	0.96%	22,845	615	48.82	13.76%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	95	0.11%	3,832,075	0.20%	2,416,638	0.20%	31,387	639	47.70	9.86%
Honda	4,008	4.85%	81,508,918	4.15%	50,639,348	4.28%	17,741	607	48.58	15.93%
Honda: Acura	543	0.66%	12,830,959	0.65%	7,926,129	0.67%	20,378	608	47.66	14.57%
Hyundai	4,300	5.20%	75,841,466	3.86%	44,665,838	3.77%	15,861	597	47.57	16.93%
Hyundai: Kia	4,342	5.26%	80,616,933	4.10%	47,791,700	4.04%	16,674	596	47.77	16.97%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	880	1.07%	16,481,318	0.84%	9,884,138	0.84%	16,621	604	48.28	15.70%
Mitsubishi	1,792	2.17%	36,998,330	1.88%	20,845,570	1.76%	17,907	595	48.49	16.89%
Nissan	9,681	11.72%	193,179,717	9.83%	114,011,580	9.64%	17,925	600	47.82	16.30%
Nissan: Infiniti	811	0.98%	21,944,627	1.12%	13,067,478	1.10%	23,138	607	48.58	14.31%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	628	0.76%	13,134,803	0.67%	8,153,863	0.69%	18,265	607	48.17	15.19%
Suzuki	8	0.01%	72,207	0.00%	40,070	0.00%	5,519	569	29.90	16.08%
Tata: Jaguar	132	0.16%	3,993,409	0.20%	2,118,101	0.18%	25,391	619	48.92	12.33%
Tata: Land Rover	265	0.32%	9,167,968	0.47%	5,932,346	0.50%	29,303	617	49.54	11.59%
Toyota	5,399	6.53%	120,693,575	6.14%	73,451,391	6.21%	19,810	603	48.19	15.44%
Toyota: Lexus	661	0.80%	17,691,662	0.90%	11,007,178	0.93%	22,821	607	48.26	13.31%
Toyota: Scion	80	0.10%	1,026,642	0.05%	544,097	0.05%	10,307	604	41.85	19.06%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	7,260	8.79%	179,739,669	9.15%	109,407,632	9.25%	21,888	609	48.69	14.21%
Total:	82,621	100.00%	1,964,843,605	100.00%	1,183,254,114	100.00%	21,865	609	48.47	14.44%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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