StratMaker (147615)

CarMax Auto Owner Trust 2019-2

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.24% / 99.76%

Total Original # of Loans

48,254

WA Loan to Value (LTV)

37.19%

Total Original Loan Amount (OLA)

$ 941,277,848

WA Payment to Income (PTI)

8.31%

Weighted Average (WA) OLA

$ 22,446

WA FICO (non-zero)

692

Rep. Period Beginning Loan Amount

$ 167,774,622

WA Remaining Term (RT)

19.89

Rep. Period Ending Loan Amount (ELA)

$ 156,124,300

WA Original APR

9.25%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

48,254

Total Original Loan Amount (OLA)

$ 941,277,848

Weighted Average (WA) OLA

$ 22,446

Rep. Period Beginning Loan Amount

$ 167,774,622

Rep. Period Ending Loan Amount (ELA)

$ 156,124,300

As % of Reporting Period ELA:

New % / Used %

0.24% / 99.76%

WA Loan to Value (LTV)

37.19%

WA Payment to Income (PTI)

8.31%

WA FICO (non-zero)

692

WA Remaining Term (RT)

19.89

WA Original APR

9.25%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	157	0.33%	625,667	0.07%	40,223	0.03%	1,057	706	13.66	6.24%
$5,000 - $9,999	2,642	5.48%	22,128,312	2.35%	2,330,803	1.49%	2,362	668	15.50	7.96%
$10,000 - $14,999	11,437	23.70%	146,753,973	15.59%	21,517,117	13.78%	4,137	671	17.71	9.28%
$15,000 - $19,999	14,836	30.75%	258,549,028	27.47%	44,267,800	28.35%	6,134	684	19.72	9.56%
$20,000 - $24,999	9,466	19.62%	210,546,567	22.37%	36,962,631	23.68%	7,998	694	20.41	9.30%
$25,000 - $29,999	5,434	11.26%	147,920,123	15.71%	25,886,888	16.58%	9,949	695	20.76	9.31%
$30,000 - $39,999	3,384	7.01%	113,328,429	12.04%	18,699,332	11.98%	12,035	703	20.77	8.81%
$40,000 - $49,999	718	1.49%	31,625,671	3.36%	5,267,631	3.37%	16,019	710	21.15	8.34%
$50,000 - $59,999	159	0.33%	8,479,739	0.90%	1,095,525	0.70%	18,580	708	20.14	7.84%
$60,000 - $69,999	21	0.04%	1,320,339	0.14%	56,350	0.04%	9,177	777	8.35	4.28%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	33,936	70.33%	611,261,522	64.94%	36,656,503	23.48%	3,626	706	13.89	7.55%
$5,000 - $9,999	11,064	22.93%	231,153,370	24.56%	78,316,309	50.16%	7,342	693	20.68	9.27%
$10,000 - $14,999	2,759	5.72%	79,599,205	8.46%	32,518,421	20.83%	11,932	670	23.43	10.64%
$15,000 - $19,999	432	0.90%	16,292,768	1.73%	7,207,737	4.62%	16,786	660	24.62	10.99%
$20,000 - $24,999	51	0.11%	2,369,467	0.25%	1,108,608	0.71%	21,838	649	25.41	10.72%
$25,000 - $29,999	12	0.02%	601,516	0.06%	316,723	0.20%	26,451	624	26.51	11.42%
$30,000 - $39,999	-	-	-	-	-	-	-	-	-	-
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	10,908	22.61%	213,587,541	22.69%	26,498,962	16.97%	6,278	798	16.88	4.46%
5.00 - 7.49%	10,198	21.13%	195,485,414	20.77%	28,695,359	18.38%	6,866	742	18.02	6.70%
7.50 - 9.99%	12,246	25.38%	237,796,068	25.26%	43,048,614	27.57%	7,858	681	20.27	9.00%
10.00 - 12.49%	6,988	14.48%	147,180,341	15.64%	29,529,281	18.91%	9,638	640	22.35	11.18%
12.50 - 14.99%	5,794	12.01%	107,648,427	11.44%	20,646,778	13.22%	9,161	596	21.36	14.00%
15.00 - 17.49%	2,120	4.39%	39,580,056	4.20%	7,705,307	4.94%	9,626	603	21.66	16.42%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	9	0.02%	184,279	0.02%	9,956	0.01%	6,194	494	19.47	11.31%
500 - 549	863	1.79%	16,332,994	1.74%	3,125,653	2.00%	9,822	535	22.20	12.90%
550 - 599	4,169	8.64%	80,336,567	8.53%	15,792,828	10.12%	9,389	579	21.73	12.83%
600 - 649	9,036	18.73%	176,055,119	18.70%	33,443,617	21.42%	8,968	625	21.16	11.79%
650 - 699	10,352	21.45%	201,482,732	21.41%	35,911,793	23.00%	8,111	674	20.34	9.84%
700 - 749	8,603	17.83%	165,834,558	17.62%	26,737,097	17.13%	7,527	723	19.48	8.03%
750 - 799	7,368	15.27%	144,847,145	15.39%	21,312,032	13.65%	7,004	773	18.54	6.20%
800+	7,292	15.11%	149,487,445	15.88%	19,060,050	12.21%	6,635	833	17.29	5.04%
NA	562	1.16%	6,717,009	0.71%	731,273	0.47%	3,218	0	11.58	13.83%
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	186	0.39%	2,308,485	0.25%	303	0.00%	303	0	0.00	12.95%
37 - 48	870	1.80%	11,504,395	1.22%	14,856	0.01%	902	584	0.87	10.55%
49 - 60	10,272	21.29%	185,225,242	19.68%	19,086,228	12.23%	4,532	710	11.18	7.33%
61 - 72	27,330	56.64%	533,357,882	56.66%	91,128,420	58.37%	7,863	689	19.72	9.27%
73+	9,596	19.89%	208,881,844	22.19%	45,894,493	29.40%	9,730	681	23.84	10.00%
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	22,673	46.99%	439,363,714	46.68%	13,284	0.01%	1,124	543	0.00	11.96%
1 - 12	8,716	18.06%	160,260,600	17.03%	31,268,795	20.03%	4,359	718	10.97	6.93%
13 - 24	14,633	30.32%	292,013,279	31.02%	101,769,360	65.18%	8,271	691	21.26	9.42%
25 - 36	2,222	4.60%	49,421,844	5.25%	22,985,212	14.72%	11,771	642	25.83	11.66%
37 - 48	7	0.01%	144,807	0.02%	46,772	0.03%	8,755	663	40.93	5.17%
49 - 60	3	0.01%	73,605	0.01%	40,878	0.03%	13,906	580	51.97	5.50%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	41,659	86.33%	807,720,115	85.81%	123,245,826	78.94%	7,424	703	19.43	8.62%
1 - 15	2,294	4.75%	46,706,598	4.96%	17,557,741	11.25%	9,437	647	21.04	11.09%
16 - 30	588	1.22%	12,339,654	1.31%	4,954,249	3.17%	10,482	633	22.26	11.48%
31 - 60	709	1.47%	14,485,350	1.54%	6,244,500	4.00%	10,814	616	21.94	12.51%
61 - 90	371	0.77%	7,680,981	0.82%	3,528,280	2.26%	11,987	622	22.60	12.59%
91 - 120	77	0.16%	1,530,245	0.16%	593,705	0.38%	11,989	628	23.06	12.15%
121+	2,556	5.30%	50,814,906	5.40%	0	0.00%	0	0	0.00	0.00%
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,016	99.51%	938,390,481	99.69%	155,821,259	99.81%	8,013	691	19.90	9.24%
Stated, verified but not Level 4 or 5	238	0.49%	2,887,367	0.31%	303,041	0.19%	3,163	33	11.38	13.72%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	18,254	37.83%	329,836,226	35.04%	47,615,705	30.50%	6,733	722	18.56	7.41%
5.00 - 9.99%	18,339	38.01%	367,804,044	39.07%	63,373,416	40.59%	8,155	686	20.17	9.41%
10.00 - 14.99%	7,570	15.69%	154,882,842	16.45%	29,224,420	18.72%	8,892	661	20.89	10.70%
15.00 - 19.99%	2,527	5.24%	54,215,995	5.76%	9,934,652	6.36%	9,489	658	20.97	11.50%
20.00 - 24.99%	965	2.00%	20,779,616	2.21%	3,641,854	2.33%	9,679	649	21.24	11.81%
25.00 - 29.99%	371	0.77%	8,364,533	0.89%	1,413,079	0.91%	9,253	659	19.56	10.69%
30.00 - 39.99%	188	0.39%	4,213,753	0.45%	765,194	0.49%	10,646	670	20.87	10.32%
40.00 - 49.99%	28	0.06%	769,869	0.08%	111,843	0.07%	10,116	688	20.22	9.56%
50.00 - 59.99%	6	0.01%	169,742	0.02%	34,198	0.02%	8,710	764	19.15	7.43%
60.00 - 69.99%	3	0.01%	144,528	0.02%	9,939	0.01%	9,939	729	10.00	6.95%
70.00 - 79.99%	3	0.01%	96,701	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	87	0.18%	398,505	0.04%	29,529	0.02%	1,480	737	14.26	5.38%
25.00 - 49.99%	1,047	2.17%	9,729,907	1.03%	872,699	0.56%	2,758	729	14.99	5.51%
50.00 - 74.99%	4,472	9.27%	65,636,148	6.97%	7,403,890	4.74%	4,595	738	16.33	5.86%
75.00 - 99.99%	14,537	30.13%	280,363,729	29.79%	41,823,844	26.79%	6,868	713	18.40	7.43%
100.00 - 109.99%	11,594	24.03%	242,207,786	25.73%	42,856,798	27.45%	8,438	687	20.18	9.38%
110.00 - 119.99%	10,075	20.88%	214,664,669	22.81%	40,168,207	25.73%	9,056	672	21.12	10.57%
120.00 - 129.99%	4,964	10.29%	97,846,646	10.40%	17,930,443	11.48%	8,675	661	21.24	11.28%
130.00 - 139.99%	1,161	2.41%	23,609,374	2.51%	3,930,721	2.52%	8,855	672	21.09	11.12%
140.00%+	317	0.66%	6,821,085	0.72%	1,108,169	0.71%	9,151	680	21.59	10.99%
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	790	1.64%	15,654,018	1.66%	2,702,365	1.73%	8,340	679	20.33	9.78%
Alaska	12	0.02%	215,690	0.02%	25,690	0.02%	5,621	622	19.38	10.61%
Arizona	685	1.42%	12,868,531	1.37%	2,062,905	1.32%	7,665	684	19.81	9.48%
Arkansas	73	0.15%	1,486,208	0.16%	305,624	0.20%	10,229	662	21.38	10.55%
California	8,176	16.94%	158,511,461	16.84%	25,093,917	16.07%	7,759	690	19.22	9.11%
Colorado	1,169	2.42%	22,984,418	2.44%	3,156,751	2.02%	7,192	717	18.35	8.15%
Connecticut	440	0.91%	8,575,808	0.91%	1,603,335	1.03%	7,687	695	20.14	9.12%
Delaware	268	0.56%	5,267,837	0.56%	901,729	0.58%	7,684	694	20.30	9.33%
Florida	4,250	8.81%	85,116,171	9.04%	14,218,791	9.11%	8,649	674	20.92	9.75%
Georgia	3,416	7.08%	67,027,082	7.12%	11,727,382	7.51%	8,736	677	20.56	9.92%
Hawaii	17	0.04%	351,744	0.04%	23,659	0.02%	5,792	640	20.09	11.72%
Idaho	136	0.28%	2,451,582	0.26%	356,553	0.23%	7,629	711	19.78	8.23%
Illinois	2,288	4.74%	44,013,469	4.68%	8,220,994	5.27%	7,634	701	19.73	8.51%
Indiana	709	1.47%	13,786,517	1.46%	2,261,731	1.45%	7,749	706	19.65	8.71%
Iowa	162	0.34%	3,092,106	0.33%	455,432	0.29%	7,622	693	20.18	8.92%
Kansas	419	0.87%	8,497,470	0.90%	1,478,912	0.95%	8,140	712	19.78	8.28%
Kentucky	533	1.10%	10,237,429	1.09%	1,720,416	1.10%	7,563	706	19.79	8.74%
Louisiana	427	0.88%	9,016,853	0.96%	1,665,950	1.07%	9,142	664	21.03	10.42%
Maine	92	0.19%	1,791,681	0.19%	311,215	0.20%	8,181	714	19.30	8.40%
Maryland	2,526	5.23%	49,028,104	5.21%	8,445,393	5.41%	7,784	697	19.62	8.83%
Massachusetts	446	0.92%	8,084,185	0.86%	1,293,609	0.83%	6,384	713	17.77	7.90%
Michigan	115	0.24%	2,249,578	0.24%	401,529	0.26%	8,021	699	19.79	9.32%
Minnesota	240	0.50%	4,415,731	0.47%	709,002	0.45%	7,778	676	19.58	9.70%
Mississippi	467	0.97%	9,437,612	1.00%	1,785,556	1.14%	8,681	681	20.35	10.31%
Missouri	507	1.05%	9,501,599	1.01%	1,443,206	0.92%	7,145	689	19.33	9.07%
Montana	23	0.05%	464,447	0.05%	99,778	0.06%	8,020	682	17.92	8.69%
Nebraska	173	0.36%	3,240,912	0.34%	500,241	0.32%	6,974	710	17.76	8.19%
Nevada	1,253	2.60%	25,498,310	2.71%	4,198,530	2.69%	8,593	692	20.21	9.31%
New Hampshire	73	0.15%	1,460,936	0.16%	143,379	0.09%	7,006	724	18.09	7.56%
New Jersey	429	0.89%	8,264,052	0.88%	1,462,667	0.94%	7,295	714	20.28	8.48%
New Mexico	315	0.65%	5,959,337	0.63%	901,818	0.58%	6,872	693	19.60	8.67%
New York	115	0.24%	2,088,188	0.22%	301,326	0.19%	6,876	692	19.02	9.22%
North Carolina	2,824	5.85%	53,505,597	5.68%	8,967,949	5.74%	7,968	685	20.21	9.55%
North Dakota	13	0.03%	283,429	0.03%	25,086	0.02%	5,301	731	15.41	9.31%
Ohio	894	1.85%	16,848,021	1.79%	3,047,351	1.95%	7,954	686	20.11	9.37%
Oklahoma	281	0.58%	5,334,720	0.57%	653,983	0.42%	7,406	661	19.32	9.61%
Oregon	312	0.65%	5,188,278	0.55%	689,246	0.44%	6,054	695	18.47	8.59%
Pennsylvania	646	1.34%	12,255,839	1.30%	1,956,826	1.25%	7,037	708	19.23	8.34%
Rhode Island	139	0.29%	2,564,426	0.27%	376,402	0.24%	6,594	705	19.16	8.22%
South Carolina	1,410	2.92%	26,415,598	2.81%	4,346,093	2.78%	7,500	692	20.15	9.18%
South Dakota	11	0.02%	211,904	0.02%	14,732	0.01%	7,186	704	18.33	8.53%
Tennessee	1,986	4.12%	39,908,656	4.24%	6,487,257	4.16%	8,034	699	19.87	9.03%
Texas	5,119	10.61%	102,917,365	10.93%	17,628,001	11.29%	8,506	678	20.28	9.82%
Utah	191	0.40%	3,651,197	0.39%	520,962	0.33%	7,339	720	19.51	8.00%
Vermont	7	0.01%	134,451	0.01%	5,040	0.00%	2,753	779	10.00	5.32%
Virginia	2,624	5.44%	51,195,859	5.44%	8,230,158	5.27%	7,746	702	19.53	8.68%
Washington	662	1.37%	12,609,969	1.34%	1,908,513	1.22%	7,071	681	18.52	9.13%
West Virginia	74	0.15%	1,283,485	0.14%	225,741	0.14%	6,948	703	19.89	9.05%
Wisconsin	182	0.38%	3,530,541	0.38%	517,331	0.33%	7,006	710	18.57	8.55%
Wyoming	23	0.05%	563,857	0.06%	116,601	0.07%	13,500	686	20.85	8.68%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	16,677	0.00%	1,797	0.00%	1,797	781	6.00	4.45%
Armed Forces EMEA	4	0.01%	83,298	0.01%	5,988	0.00%	5,988	659	12.00	10.95%
Armed Forces Pacific	1	0.00%	28,293	0.00%	11,402	0.01%	11,402	608	24.00	9.45%
District of Columbia	101	0.21%	2,006,992	0.21%	393,606	0.25%	9,090	678	20.22	9.66%
Guam	1	0.00%	24,719	0.00%	9,469	0.01%	9,469	665	23.00	9.45%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	75,613	0.01%	5,380	0.00%	5,380	639	25.00	14.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	120	0.25%	2,804,567	0.30%	370,108	0.24%	7,491	738	16.89	6.53%
Used	48,134	99.75%	938,473,281	99.70%	155,754,192	99.76%	8,005	689	19.89	9.25%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,112	49.97%	411,253,709	43.69%	68,605,991	43.94%	7,163	675	20.12	9.89%
Truck	3,577	7.41%	92,141,724	9.79%	15,180,588	9.72%	9,899	706	19.70	8.80%
SUV	18,960	39.29%	405,851,464	43.12%	67,162,949	43.02%	8,469	699	19.74	8.75%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,605	3.33%	32,030,951	3.40%	5,174,771	3.31%	7,551	705	19.23	8.51%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,715	11.84%	111,542,369	11.85%	18,067,820	11.57%	7,787	696	19.60	8.98%
Ford: Lincoln	359	0.74%	7,840,189	0.83%	1,315,132	0.84%	8,652	694	19.76	8.76%
Ford: Mercury	25	0.05%	286,834	0.03%	38,239	0.02%	3,726	673	15.08	11.10%
GMC	1,205	2.50%	29,509,205	3.14%	4,875,312	3.12%	9,970	696	20.34	8.92%
GMC: Buick	763	1.58%	14,769,322	1.57%	2,750,328	1.76%	7,907	689	20.51	9.45%
GMC: Cadillac	669	1.39%	17,806,752	1.89%	2,852,194	1.83%	10,979	689	20.50	9.53%
GMC: Chevrolet	4,313	8.94%	88,021,301	9.35%	15,524,239	9.94%	8,711	681	20.42	9.67%
GMC: Hummer	2	0.00%	61,616	0.01%	8,490	0.01%	8,490	613	13.00	10.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.02%	122,418	0.01%	20,738	0.01%	4,837	714	14.60	10.76%
GMC: Saturn	18	0.04%	210,529	0.02%	20,710	0.01%	3,263	696	13.86	9.54%
Tesla	1	0.00%	60,129	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,139	2.36%	27,757,029	2.95%	4,044,125	2.59%	9,985	686	20.18	9.43%
BMW: Mini	337	0.70%	5,456,197	0.58%	770,270	0.49%	6,030	694	18.54	9.16%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,027	2.13%	27,429,538	2.91%	4,287,941	2.75%	10,757	678	20.73	9.68%
Daimler: Smart	60	0.12%	591,581	0.06%	65,184	0.04%	2,956	680	15.95	10.32%
Fiat	239	0.50%	3,363,073	0.36%	450,988	0.29%	4,727	690	17.82	8.88%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	778	1.61%	15,180,017	1.61%	2,550,588	1.63%	7,958	679	20.32	9.44%
Fiat: Dodge	2,259	4.68%	51,147,107	5.43%	9,368,687	6.00%	9,538	681	20.95	9.82%
Fiat: Jeep	2,597	5.38%	54,401,537	5.78%	8,877,520	5.69%	8,004	698	19.77	8.73%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	203	0.42%	4,326,929	0.46%	635,109	0.41%	7,913	720	18.14	8.09%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,129	2.34%	17,824,064	1.89%	2,818,766	1.81%	6,239	686	19.75	9.62%
Volkswagen: Audi	497	1.03%	12,894,699	1.37%	1,831,272	1.17%	10,089	699	20.08	8.67%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	94	0.19%	3,679,198	0.39%	471,720	0.30%	12,866	736	17.94	6.89%
Honda	3,308	6.86%	56,387,005	5.99%	9,065,374	5.81%	6,567	692	19.07	9.14%
Honda: Acura	772	1.60%	15,947,752	1.69%	2,573,434	1.65%	7,998	695	19.18	9.11%
Hyundai	2,939	6.09%	45,163,473	4.80%	7,881,408	5.05%	6,164	675	19.95	9.60%
Hyundai: Kia	1,755	3.64%	27,812,566	2.95%	4,562,430	2.92%	6,199	677	19.82	9.69%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	930	1.93%	14,783,699	1.57%	2,482,848	1.59%	6,003	686	19.02	9.12%
Mitsubishi	366	0.76%	5,374,165	0.57%	897,211	0.57%	6,029	665	20.62	10.16%
Nissan	6,259	12.97%	108,851,418	11.56%	19,659,071	12.59%	7,111	681	20.46	9.57%
Nissan: Infiniti	1,137	2.36%	27,516,695	2.92%	4,318,578	2.77%	9,546	691	20.12	9.30%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	800	1.66%	14,758,061	1.57%	2,235,947	1.43%	6,482	720	18.39	8.02%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	125	0.26%	3,783,773	0.40%	623,454	0.40%	13,125	667	21.08	9.96%
Tata: Land Rover	253	0.52%	8,903,417	0.95%	1,327,153	0.85%	14,078	699	20.05	8.18%
Toyota	4,620	9.57%	83,591,461	8.88%	13,501,335	8.65%	6,922	701	18.87	8.80%
Toyota: Lexus	1,346	2.79%	31,226,705	3.32%	4,874,850	3.12%	8,850	708	19.01	8.41%
Toyota: Scion	206	0.43%	2,896,027	0.31%	475,836	0.30%	5,505	679	19.86	10.07%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,254	100.00%	941,277,848	100.00%	156,124,300	100.00%	8,004	689	19.89	9.25%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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