StratMaker (147623)

CarMax Auto Owner Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.35% / 99.65%

Total Original # of Loans

53,106

WA Loan to Value (LTV)

51.21%

Total Original Loan Amount (OLA)

$ 1,074,988,384

WA Payment to Income (PTI)

7.75%

Weighted Average (WA) OLA

$ 23,202

WA FICO (non-zero)

713

Rep. Period Beginning Loan Amount

$ 278,953,451

WA Remaining Term (RT)

30.04

Rep. Period Ending Loan Amount (ELA)

$ 266,032,771

WA Original APR

7.98%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

53,106

Total Original Loan Amount (OLA)

$ 1,074,988,384

Weighted Average (WA) OLA

$ 23,202

Rep. Period Beginning Loan Amount

$ 278,953,451

Rep. Period Ending Loan Amount (ELA)

$ 266,032,771

As % of Reporting Period ELA:

New % / Used %

0.35% / 99.65%

WA Loan to Value (LTV)

51.21%

WA Payment to Income (PTI)

7.75%

WA FICO (non-zero)

713

WA Remaining Term (RT)

30.04

WA Original APR

7.98%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	167	0.31%	658,133	0.06%	91,756	0.03%	1,731	675	23.39	5.36%
$5,000 - $9,999	2,610	4.91%	21,616,242	2.01%	4,482,000	1.68%	3,658	679	24.82	6.79%
$10,000 - $14,999	10,648	20.05%	137,291,943	12.77%	33,480,032	12.58%	6,128	685	27.57	8.20%
$15,000 - $19,999	16,303	30.70%	284,319,849	26.45%	71,235,701	26.78%	8,757	697	29.88	8.44%
$20,000 - $24,999	11,176	21.04%	249,006,243	23.16%	63,252,385	23.78%	11,279	712	30.64	8.04%
$25,000 - $29,999	6,530	12.30%	177,967,108	16.56%	43,962,444	16.53%	13,838	717	30.83	7.88%
$30,000 - $39,999	4,544	8.56%	152,606,835	14.20%	37,361,922	14.04%	16,964	726	31.01	7.44%
$40,000 - $49,999	932	1.75%	40,892,893	3.80%	9,702,465	3.65%	21,791	732	30.94	7.01%
$50,000 - $59,999	174	0.33%	9,229,844	0.86%	2,137,323	0.80%	26,656	729	31.08	6.95%
$60,000 - $69,999	22	0.04%	1,399,295	0.13%	326,745	0.12%	26,049	779	27.09	5.08%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	28,832	54.29%	556,385,572	51.76%	13,336,001	5.01%	3,853	719	22.41	5.85%
$5,000 - $9,999	13,239	24.93%	225,527,583	20.98%	100,063,499	37.61%	7,815	716	27.49	7.20%
$10,000 - $14,999	7,946	14.96%	189,505,015	17.63%	95,907,622	36.05%	12,229	707	31.51	8.35%
$15,000 - $19,999	2,400	4.52%	75,267,594	7.00%	40,835,099	15.35%	17,127	693	33.60	9.22%
$20,000 - $24,999	543	1.02%	21,203,528	1.97%	11,835,405	4.45%	21,880	690	34.28	9.36%
$25,000 - $29,999	120	0.23%	5,722,758	0.53%	3,225,177	1.21%	26,945	692	35.04	9.04%
$30,000 - $39,999	26	0.05%	1,376,335	0.13%	829,969	0.31%	32,005	660	36.10	9.68%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	16	0.03%	363,835	0.03%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	16,799	31.63%	338,934,068	31.53%	81,398,842	30.60%	10,211	802	26.89	3.56%
5.00 - 7.49%	10,743	20.23%	214,736,046	19.98%	49,761,370	18.70%	11,033	736	29.40	6.48%
7.50 - 9.99%	11,375	21.42%	235,531,449	21.91%	58,833,876	22.12%	11,996	682	31.23	8.99%
10.00 - 12.49%	6,423	12.09%	139,152,665	12.94%	38,287,834	14.39%	13,635	636	33.68	11.24%
12.50 - 14.99%	5,901	11.11%	110,831,022	10.31%	28,496,394	10.71%	12,225	573	31.85	14.05%
15.00 - 17.49%	1,849	3.48%	35,439,299	3.30%	9,254,455	3.48%	13,137	605	32.97	16.41%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	260,904	0.02%	70,657	0.03%	14,844	492	35.19	14.73%
500 - 549	843	1.59%	16,363,648	1.52%	4,216,608	1.58%	13,072	538	32.94	12.87%
550 - 599	4,319	8.13%	86,541,451	8.05%	22,564,789	8.48%	13,226	579	32.70	12.93%
600 - 649	8,934	16.82%	181,104,054	16.85%	43,574,210	16.38%	12,647	626	32.01	11.69%
650 - 699	10,397	19.58%	208,964,752	19.44%	50,584,105	19.01%	11,802	674	31.03	9.38%
700 - 749	9,474	17.84%	188,102,023	17.50%	47,087,341	17.70%	11,156	724	29.94	7.24%
750 - 799	8,738	16.45%	177,055,478	16.47%	44,576,748	16.76%	10,838	774	28.67	5.07%
800+	9,785	18.43%	209,160,892	19.46%	51,509,261	19.36%	10,768	833	27.45	3.89%
NA	603	1.14%	7,435,182	0.69%	1,849,052	0.70%	6,616	0	25.12	13.82%
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	9	0.02%	75,444	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	276	0.52%	3,637,030	0.34%	2,047	0.00%	577	536	0.20	11.68%
37 - 48	1,010	1.90%	13,600,459	1.27%	1,325,093	0.50%	4,039	733	10.93	5.59%
49 - 60	10,792	20.32%	201,227,056	18.72%	48,410,648	18.20%	8,810	736	22.60	5.90%
61 - 72	29,357	55.28%	598,343,251	55.66%	150,953,227	56.74%	11,562	705	30.32	8.11%
73+	11,662	21.96%	258,105,145	24.01%	65,341,756	24.56%	13,785	692	35.29	9.28%
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	24,946	46.97%	509,256,450	47.37%	3,671	0.00%	565	614	0.00	10.07%
1 - 12	722	1.36%	10,117,493	0.94%	2,283,117	0.86%	3,965	736	10.90	5.56%
13 - 24	11,294	21.27%	215,101,905	20.01%	83,531,548	31.40%	8,814	740	22.77	5.74%
25 - 36	14,720	27.72%	307,996,460	28.65%	160,063,043	60.17%	12,584	698	33.17	8.75%
37 - 48	1,421	2.68%	32,444,553	3.02%	20,111,420	7.56%	15,806	645	37.47	11.52%
49 - 60	3	0.01%	71,524	0.01%	39,972	0.02%	14,025	652	55.87	8.49%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	48,586	91.49%	980,183,617	91.18%	225,270,964	84.68%	11,096	721	29.63	7.36%
1 - 15	2,057	3.87%	43,727,421	4.07%	23,969,276	9.01%	13,691	648	31.94	10.79%
16 - 30	450	0.85%	9,725,647	0.90%	5,546,451	2.08%	14,553	628	32.71	11.72%
31 - 60	506	0.95%	10,736,971	1.00%	6,446,594	2.42%	14,939	613	32.69	12.47%
61 - 90	310	0.58%	6,526,030	0.61%	4,052,119	1.52%	15,036	598	33.09	13.17%
91 - 120	82	0.15%	1,674,350	0.16%	747,368	0.28%	16,305	610	32.74	12.22%
121+	1,115	2.10%	22,414,348	2.09%	0	0.00%	0	0	0.00	0.00%
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	52,838	99.50%	1,071,703,002	99.69%	265,245,482	99.70%	11,585	710	30.05	7.97%
Stated, verified but not Level 4 or 5	268	0.50%	3,285,382	0.31%	787,289	0.30%	6,595	55	25.43	13.87%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,791	39.15%	391,315,696	36.40%	95,321,145	35.83%	10,239	745	28.57	5.97%
5.00 - 9.99%	20,044	37.74%	418,951,203	38.97%	104,469,877	39.27%	11,909	702	30.42	8.26%
10.00 - 14.99%	7,898	14.87%	168,175,916	15.64%	42,219,099	15.87%	12,604	669	31.47	10.15%
15.00 - 19.99%	2,729	5.14%	59,535,175	5.54%	15,005,647	5.64%	13,495	651	31.76	11.03%
20.00 - 24.99%	1,002	1.89%	22,450,253	2.09%	5,767,864	2.17%	13,966	651	32.04	11.28%
25.00 - 29.99%	396	0.75%	8,772,291	0.82%	1,922,016	0.72%	13,070	652	31.63	11.08%
30.00 - 39.99%	202	0.38%	4,605,501	0.43%	1,052,996	0.40%	13,004	675	30.41	9.47%
40.00 - 49.99%	37	0.07%	958,803	0.09%	214,764	0.08%	13,769	739	27.67	6.93%
50.00 - 59.99%	4	0.01%	122,622	0.01%	26,993	0.01%	13,672	772	27.32	6.50%
60.00 - 69.99%	1	0.00%	34,688	0.00%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	2	0.00%	66,237	0.01%	32,369	0.01%	16,224	675	28.82	8.26%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	92	0.17%	413,304	0.04%	44,726	0.02%	1,909	707	24.65	4.46%
25.00 - 49.99%	1,239	2.33%	11,512,006	1.07%	2,170,601	0.82%	4,423	718	24.66	4.36%
50.00 - 74.99%	5,562	10.47%	84,570,872	7.87%	18,973,494	7.13%	7,520	754	26.29	4.48%
75.00 - 99.99%	16,669	31.39%	334,009,481	31.07%	83,462,661	31.37%	10,474	735	28.48	6.14%
100.00 - 109.99%	12,641	23.80%	276,401,400	25.71%	71,084,345	26.72%	12,425	701	30.56	8.38%
110.00 - 119.99%	10,735	20.21%	237,407,945	22.08%	58,045,765	21.82%	13,112	679	31.90	9.90%
120.00 - 129.99%	4,755	8.95%	99,063,423	9.22%	24,905,165	9.36%	12,457	672	32.13	10.77%
130.00 - 139.99%	1,094	2.06%	24,150,928	2.25%	5,653,638	2.13%	13,176	682	32.33	10.70%
140.00%+	319	0.60%	7,459,024	0.69%	1,692,377	0.64%	13,243	690	32.49	10.28%
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	877	1.65%	17,650,390	1.64%	4,597,368	1.73%	11,694	694	30.97	8.69%
Alaska	13	0.02%	288,685	0.03%	71,208	0.03%	10,241	763	25.26	5.09%
Arizona	725	1.37%	14,118,563	1.31%	3,066,314	1.15%	11,030	696	30.09	8.04%
Arkansas	61	0.11%	1,313,031	0.12%	224,519	0.08%	12,600	698	27.91	7.06%
California	9,006	16.96%	183,036,742	17.03%	44,754,757	16.82%	11,588	709	29.58	7.78%
Colorado	1,306	2.46%	27,106,849	2.52%	6,184,478	2.32%	11,238	732	29.23	6.91%
Connecticut	474	0.89%	9,361,108	0.87%	2,713,612	1.02%	10,791	713	29.45	7.49%
Delaware	307	0.58%	6,343,792	0.59%	1,622,343	0.61%	11,074	708	30.48	7.68%
Florida	4,538	8.55%	92,837,760	8.64%	21,599,995	8.12%	12,185	701	31.09	8.28%
Georgia	3,479	6.55%	70,821,443	6.59%	17,969,373	6.75%	12,106	696	30.70	8.82%
Hawaii	16	0.03%	289,111	0.03%	52,360	0.02%	9,039	724	28.03	7.23%
Idaho	164	0.31%	3,128,365	0.29%	688,173	0.26%	10,455	738	29.16	6.36%
Illinois	2,697	5.08%	53,573,164	4.98%	14,140,403	5.32%	11,105	719	29.67	7.44%
Indiana	737	1.39%	14,738,680	1.37%	3,669,618	1.38%	11,011	727	29.46	7.35%
Iowa	174	0.33%	3,565,682	0.33%	857,592	0.32%	10,510	739	29.03	6.44%
Kansas	544	1.02%	11,383,868	1.06%	2,772,921	1.04%	11,400	736	29.28	6.91%
Kentucky	577	1.09%	11,401,819	1.06%	2,851,967	1.07%	10,946	731	29.26	7.16%
Louisiana	648	1.22%	14,003,505	1.30%	3,986,060	1.50%	13,723	675	31.48	9.70%
Maine	95	0.18%	1,746,372	0.16%	516,399	0.19%	11,117	711	29.18	8.01%
Maryland	2,546	4.79%	51,692,956	4.81%	13,236,319	4.98%	11,769	711	30.04	7.98%
Massachusetts	601	1.13%	11,155,323	1.04%	3,292,855	1.24%	9,886	742	28.67	6.41%
Michigan	72	0.14%	1,457,942	0.14%	372,962	0.14%	11,415	705	28.81	8.27%
Minnesota	215	0.40%	4,164,946	0.39%	1,028,390	0.39%	12,075	704	29.68	8.36%
Mississippi	494	0.93%	10,435,204	0.97%	2,861,401	1.08%	12,957	671	31.17	9.77%
Missouri	487	0.92%	9,704,703	0.90%	2,213,195	0.83%	10,894	703	30.40	8.09%
Montana	22	0.04%	434,477	0.04%	96,650	0.04%	9,830	680	30.84	9.80%
Nebraska	202	0.38%	3,875,434	0.36%	897,099	0.34%	10,369	728	29.58	7.25%
Nevada	1,353	2.55%	28,330,871	2.64%	6,838,847	2.57%	11,943	708	30.09	7.88%
New Hampshire	92	0.17%	1,728,411	0.16%	425,620	0.16%	9,632	717	29.14	6.78%
New Jersey	387	0.73%	7,893,095	0.73%	2,321,715	0.87%	11,484	720	30.83	7.15%
New Mexico	379	0.71%	7,874,858	0.73%	1,934,273	0.73%	11,466	716	29.53	7.20%
New York	59	0.11%	1,177,887	0.11%	290,391	0.11%	14,019	707	30.77	7.45%
North Carolina	2,757	5.19%	54,029,901	5.03%	13,181,498	4.95%	11,352	709	30.42	8.09%
North Dakota	12	0.02%	202,858	0.02%	41,624	0.02%	9,703	739	32.09	7.76%
Ohio	1,036	1.95%	20,496,145	1.91%	4,926,855	1.85%	11,387	710	30.35	8.26%
Oklahoma	386	0.73%	7,425,745	0.69%	1,755,006	0.66%	10,377	690	29.62	8.66%
Oregon	423	0.80%	7,534,790	0.70%	1,768,595	0.66%	9,694	718	29.47	7.32%
Pennsylvania	648	1.22%	12,565,361	1.17%	3,396,462	1.28%	10,585	717	29.59	7.73%
Rhode Island	167	0.31%	3,236,417	0.30%	847,988	0.32%	10,402	715	29.94	8.24%
South Carolina	1,413	2.66%	27,683,461	2.58%	7,101,998	2.67%	11,093	700	30.07	8.38%
South Dakota	14	0.03%	292,783	0.03%	69,549	0.03%	12,380	796	33.07	6.57%
Tennessee	2,150	4.05%	44,412,692	4.13%	10,767,606	4.05%	11,568	712	29.92	7.81%
Texas	5,977	11.25%	124,285,144	11.56%	30,384,264	11.42%	12,058	689	30.40	8.71%
Utah	218	0.41%	4,395,742	0.41%	858,768	0.32%	10,585	737	29.35	6.41%
Vermont	12	0.02%	234,595	0.02%	56,479	0.02%	11,709	783	26.61	4.38%
Virginia	2,903	5.47%	58,710,175	5.46%	14,684,341	5.52%	11,107	726	29.43	7.27%
Washington	766	1.44%	15,369,749	1.43%	3,823,733	1.44%	10,917	702	29.12	7.71%
West Virginia	89	0.17%	1,830,602	0.17%	408,506	0.15%	12,161	703	30.35	8.03%
Wisconsin	634	1.19%	12,607,498	1.17%	3,062,307	1.15%	10,752	732	28.89	7.05%
Wyoming	34	0.06%	713,506	0.07%	166,597	0.06%	12,227	726	30.43	6.85%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	17,208	0.00%	6,614	0.00%	6,614	821	22.00	2.95%
Armed Forces EMEA	3	0.01%	60,978	0.01%	32,647	0.01%	11,425	720	33.44	5.66%
Armed Forces Pacific	2	0.00%	24,531	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	111	0.21%	2,170,047	0.20%	534,437	0.20%	11,946	710	30.64	8.31%
Guam	1	0.00%	18,974	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	34,443	0.00%	7,726	0.00%	7,726	804	23.00	3.45%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	183	0.34%	4,856,911	0.45%	926,552	0.35%	13,748	775	27.17	4.78%
Used	52,923	99.66%	1,070,131,473	99.55%	265,106,220	99.65%	11,562	708	30.05	7.99%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,603	46.33%	435,794,009	40.54%	99,447,014	37.38%	10,212	687	30.17	8.83%
Truck	4,412	8.31%	114,651,303	10.67%	29,727,560	11.17%	14,300	724	30.49	7.54%
SUV	22,423	42.22%	489,655,214	45.55%	128,438,456	48.28%	12,021	719	29.89	7.46%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,668	3.14%	34,887,858	3.25%	8,419,741	3.16%	11,089	721	29.25	7.56%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,270	9.92%	105,812,168	9.84%	25,574,942	9.61%	11,622	712	29.81	7.84%
Ford: Lincoln	468	0.88%	10,786,860	1.00%	2,597,644	0.98%	12,079	733	30.11	7.06%
Ford: Mercury	16	0.03%	228,230	0.02%	18,462	0.01%	6,293	692	23.29	9.66%
GMC	1,453	2.74%	37,222,220	3.46%	10,260,504	3.86%	14,314	714	30.83	7.67%
GMC: Buick	888	1.67%	17,230,330	1.60%	4,419,727	1.66%	10,629	705	30.27	8.04%
GMC: Cadillac	800	1.51%	21,504,519	2.00%	5,535,543	2.08%	15,225	719	30.53	7.57%
GMC: Chevrolet	4,709	8.87%	97,115,371	9.03%	24,705,262	9.29%	12,253	697	30.86	8.63%
GMC: Hummer	2	0.00%	52,028	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	28,148	0.00%	2,795	0.00%	2,795	810	23.00	3.45%
GMC: Saturn	7	0.01%	66,625	0.01%	11,165	0.00%	3,736	733	23.82	6.52%
Tesla	1	0.00%	69,484	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,387	2.61%	34,870,313	3.24%	7,886,796	2.96%	13,261	718	29.29	7.46%
BMW: Mini	319	0.60%	5,327,298	0.50%	1,240,760	0.47%	8,541	697	28.48	7.94%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,605	3.02%	42,241,775	3.93%	9,633,910	3.62%	14,342	709	30.32	7.85%
Daimler: Smart	28	0.05%	289,600	0.03%	42,665	0.02%	5,457	704	27.50	7.90%
Fiat	254	0.48%	3,578,318	0.33%	702,812	0.26%	7,538	691	29.65	8.23%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	760	1.43%	15,608,203	1.45%	3,377,911	1.27%	11,538	695	30.45	8.66%
Fiat: Dodge	2,775	5.23%	64,755,665	6.02%	16,227,728	6.10%	13,560	698	31.56	8.73%
Fiat: Jeep	2,949	5.55%	62,365,479	5.80%	16,537,870	6.22%	11,650	707	30.45	7.86%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	240	0.45%	5,482,442	0.51%	1,039,627	0.39%	12,275	744	27.08	5.98%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,137	2.14%	18,944,458	1.76%	4,412,084	1.66%	9,271	700	29.63	8.10%
Volkswagen: Audi	1,127	2.12%	28,239,247	2.63%	7,000,892	2.63%	13,475	728	29.45	6.84%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	164	0.31%	5,913,578	0.55%	1,396,010	0.52%	18,906	739	30.11	6.45%
Honda	3,735	7.03%	67,267,720	6.26%	16,425,914	6.17%	9,806	709	29.14	8.02%
Honda: Acura	680	1.28%	14,543,895	1.35%	3,571,719	1.34%	11,061	731	28.31	6.91%
Hyundai	3,161	5.95%	50,018,341	4.65%	12,196,232	4.58%	8,673	686	30.08	8.56%
Hyundai: Kia	2,237	4.21%	36,933,930	3.44%	9,080,430	3.41%	9,111	690	30.53	8.80%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	905	1.70%	15,143,370	1.41%	3,607,123	1.36%	9,251	691	29.19	8.33%
Mitsubishi	418	0.79%	6,257,961	0.58%	1,690,375	0.64%	8,459	664	31.10	9.73%
Nissan	6,474	12.19%	113,014,657	10.51%	28,564,634	10.74%	9,795	692	30.68	8.61%
Nissan: Infiniti	1,092	2.06%	26,909,506	2.50%	6,639,743	2.50%	13,097	717	29.67	7.74%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,012	1.91%	18,960,744	1.76%	4,935,074	1.86%	9,555	739	28.21	6.62%
Suzuki	1	0.00%	11,894	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	188	0.35%	5,774,331	0.54%	1,446,757	0.54%	17,171	717	30.61	7.52%
Tata: Land Rover	312	0.59%	10,615,824	0.99%	2,389,147	0.90%	17,656	719	30.20	7.44%
Toyota	5,120	9.64%	98,571,141	9.17%	24,487,233	9.20%	10,615	723	29.10	7.37%
Toyota: Lexus	1,254	2.36%	31,023,719	2.89%	7,904,296	2.97%	12,918	735	28.51	6.86%
Toyota: Scion	155	0.29%	2,208,989	0.21%	468,985	0.18%	7,941	675	29.66	10.21%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,106	100.00%	1,074,988,384	100.00%	266,032,771	100.00%	11,570	708	30.04	7.98%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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