StratMaker (147627)

CarMax Auto Owner Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.24% / 99.76%

Total Original # of Loans

83,165

WA Loan to Value (LTV)

63.12%

Total Original Loan Amount (OLA)

$ 1,691,927,025

WA Payment to Income (PTI)

8.68%

Weighted Average (WA) OLA

$ 23,531

WA FICO (non-zero)

710

Rep. Period Beginning Loan Amount

$ 580,293,565

WA Remaining Term (RT)

38.99

Rep. Period Ending Loan Amount (ELA)

$ 559,683,936

WA Original APR

8.32%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

83,165

Total Original Loan Amount (OLA)

$ 1,691,927,025

Weighted Average (WA) OLA

$ 23,531

Rep. Period Beginning Loan Amount

$ 580,293,565

Rep. Period Ending Loan Amount (ELA)

$ 559,683,936

As % of Reporting Period ELA:

New % / Used %

0.24% / 99.76%

WA Loan to Value (LTV)

63.12%

WA Payment to Income (PTI)

8.68%

WA FICO (non-zero)

710

WA Remaining Term (RT)

38.99

WA Original APR

8.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	293	0.35%	1,145,074	0.07%	269,357	0.05%	2,085	690	29.44	5.08%
$5,000 - $9,999	3,985	4.79%	32,860,631	1.94%	9,670,833	1.73%	4,713	680	32.75	6.67%
$10,000 - $14,999	16,974	20.41%	219,022,032	12.95%	71,805,989	12.83%	7,869	677	36.11	8.31%
$15,000 - $19,999	25,898	31.14%	451,626,413	26.69%	152,685,418	27.28%	11,044	691	38.61	8.71%
$20,000 - $24,999	16,844	20.25%	374,626,745	22.14%	124,753,480	22.29%	14,177	709	39.64	8.41%
$25,000 - $29,999	9,523	11.45%	259,696,311	15.35%	86,346,358	15.43%	17,546	711	39.97	8.45%
$30,000 - $39,999	7,391	8.89%	249,387,014	14.74%	81,212,853	14.51%	21,696	718	40.39	7.87%
$40,000 - $49,999	1,809	2.18%	79,530,679	4.70%	25,178,094	4.50%	28,363	720	40.89	7.68%
$50,000 - $59,999	417	0.50%	22,096,471	1.31%	7,161,485	1.28%	33,260	732	39.84	6.84%
$60,000 - $69,999	31	0.04%	1,935,655	0.11%	600,069	0.11%	33,408	791	34.53	4.58%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	40,529	48.73%	806,726,772	47.68%	9,582,271	1.71%	3,803	712	28.80	5.65%
$5,000 - $9,999	14,001	16.84%	198,859,060	11.75%	111,134,000	19.86%	8,170	700	34.85	7.34%
$10,000 - $14,999	16,938	20.37%	333,039,563	19.68%	208,023,252	37.17%	12,445	702	39.06	8.41%
$15,000 - $19,999	7,398	8.90%	196,061,756	11.59%	126,468,069	22.60%	17,211	706	40.65	8.72%
$20,000 - $24,999	2,914	3.50%	96,919,056	5.73%	64,291,498	11.49%	22,151	698	42.01	9.16%
$25,000 - $29,999	938	1.13%	38,332,273	2.27%	25,381,054	4.53%	27,135	706	42.27	8.47%
$30,000 - $39,999	445	0.54%	21,874,630	1.29%	14,723,119	2.63%	33,246	699	42.82	8.74%
$40,000 - $49,999	2	0.00%	113,916	0.01%	80,672	0.01%	40,339	728	45.51	8.47%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,019	1.23%	20,030,888	1.18%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	22,446	26.99%	445,203,208	26.31%	147,130,474	26.29%	13,571	799	35.69	3.53%
5.00 - 7.49%	17,108	20.57%	340,444,053	20.12%	105,550,035	18.86%	14,067	733	38.23	6.49%
7.50 - 9.99%	18,493	22.24%	390,692,783	23.09%	130,298,134	23.28%	15,478	685	40.33	9.03%
10.00 - 12.49%	10,737	12.91%	241,443,057	14.27%	88,407,461	15.80%	17,352	649	42.70	11.21%
12.50 - 14.99%	11,431	13.74%	215,838,988	12.76%	73,632,265	13.16%	14,356	574	39.56	14.12%
15.00 - 17.49%	1,931	2.32%	38,274,049	2.26%	14,665,567	2.62%	15,414	616	40.55	16.50%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	4,290	5.16%	88,028,875	5.20%	32,189,713	5.75%	16,060	591	41.00	12.95%
600 - 649	17,145	20.62%	352,045,715	20.81%	115,086,122	20.56%	15,730	625	40.55	11.88%
650 - 699	18,349	22.06%	375,572,304	22.20%	121,439,701	21.70%	15,278	674	40.13	9.67%
700 - 749	15,832	19.04%	317,242,422	18.75%	105,807,634	18.90%	14,480	724	39.01	7.43%
750 - 799	13,153	15.82%	266,384,107	15.74%	89,072,545	15.91%	14,107	773	37.68	5.22%
800+	12,908	15.52%	272,813,667	16.12%	89,545,101	16.00%	14,348	833	36.36	3.94%
NA	1,488	1.79%	19,839,935	1.17%	6,543,120	1.17%	9,070	0	34.29	13.97%
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	145,113	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	429	0.52%	5,373,320	0.32%	507,689	0.09%	3,697	727	7.87	4.94%
37 - 48	1,472	1.77%	19,373,341	1.15%	4,315,161	0.77%	6,367	715	18.72	5.92%
49 - 60	17,614	21.18%	326,469,644	19.30%	103,009,408	18.40%	11,935	722	31.41	6.42%
61 - 72	45,509	54.72%	933,321,601	55.16%	310,788,212	55.53%	14,964	700	39.52	8.43%
73+	18,117	21.78%	407,244,006	24.07%	141,063,465	25.20%	17,055	692	44.11	9.53%
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	37,599	45.21%	774,859,365	45.80%	9,351	0.00%	2,317	608	0.00	12.21%
1 - 12	365	0.44%	4,553,187	0.27%	969,822	0.17%	3,731	733	8.16	5.03%
13 - 24	1,348	1.62%	18,868,716	1.12%	7,768,178	1.39%	7,237	709	20.18	6.37%
25 - 36	17,884	21.50%	334,698,814	19.78%	182,324,939	32.58%	12,189	723	32.06	6.46%
37 - 48	25,961	31.22%	558,734,294	33.02%	368,516,595	65.84%	16,366	691	42.90	9.28%
49 - 60	8	0.01%	212,650	0.01%	95,050	0.02%	22,247	643	50.47	5.78%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	75,622	90.93%	1,529,639,236	90.41%	468,800,029	83.76%	14,383	713	38.64	7.73%
1 - 15	3,644	4.38%	77,824,159	4.60%	52,236,308	9.33%	16,699	656	40.47	10.69%
16 - 30	775	0.93%	16,969,702	1.00%	11,667,107	2.08%	17,438	635	41.24	11.68%
31 - 60	1,091	1.31%	23,733,270	1.40%	16,749,286	2.99%	17,870	623	41.25	12.42%
61 - 90	529	0.64%	11,984,493	0.71%	8,391,965	1.50%	19,353	621	41.40	12.63%
91 - 120	157	0.19%	3,392,435	0.20%	1,825,839	0.33%	19,201	617	40.79	12.25%
121+	1,347	1.62%	28,383,732	1.68%	13,402	0.00%	13,402	0	37.00	13.70%
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	82,492	99.19%	1,681,109,450	99.36%	555,780,745	99.30%	14,865	705	39.01	8.29%
Stated, verified but not Level 4 or 5	673	0.81%	10,817,575	0.64%	3,903,190	0.70%	13,836	294	36.69	12.54%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,789	33.41%	512,058,317	30.26%	164,621,876	29.41%	13,131	743	37.35	5.99%
5.00 - 9.99%	31,697	38.11%	662,324,511	39.15%	218,290,301	39.00%	14,988	705	39.27	8.24%
10.00 - 14.99%	14,372	17.28%	309,663,884	18.30%	105,810,414	18.91%	16,010	668	40.13	10.20%
15.00 - 19.99%	5,794	6.97%	127,344,483	7.53%	44,170,425	7.89%	16,363	648	40.10	11.13%
20.00 - 24.99%	2,236	2.69%	50,195,689	2.97%	16,818,718	3.01%	16,909	641	40.71	11.51%
25.00 - 29.99%	819	0.98%	18,890,164	1.12%	6,291,854	1.12%	17,594	642	40.45	11.15%
30.00 - 39.99%	358	0.43%	8,724,309	0.52%	2,844,403	0.51%	18,775	671	39.89	9.70%
40.00 - 49.99%	75	0.09%	1,978,827	0.12%	651,783	0.12%	19,841	709	40.52	9.05%
50.00 - 59.99%	17	0.02%	489,364	0.03%	161,265	0.03%	20,114	709	39.58	8.79%
60.00 - 69.99%	5	0.01%	152,121	0.01%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	1	0.00%	32,466	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	2	0.00%	72,892	0.00%	22,897	0.00%	22,897	761	38.00	9.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	185	0.22%	832,253	0.05%	188,651	0.03%	2,752	685	30.09	4.23%
25.00 - 49.99%	2,180	2.62%	21,160,596	1.25%	5,760,076	1.03%	6,383	732	33.07	4.16%
50.00 - 74.99%	9,433	11.34%	145,052,313	8.57%	46,060,076	8.23%	10,232	747	34.95	4.70%
75.00 - 99.99%	28,842	34.68%	585,577,363	34.61%	202,701,328	36.22%	14,179	722	37.98	6.80%
100.00 - 109.99%	20,327	24.44%	451,036,708	26.66%	152,948,377	27.33%	16,166	688	39.93	9.22%
110.00 - 119.99%	15,038	18.08%	333,745,961	19.73%	105,525,316	18.85%	16,243	674	40.74	10.49%
120.00 - 129.99%	5,580	6.71%	118,368,741	7.00%	35,511,369	6.34%	15,588	671	40.97	11.17%
130.00 - 139.99%	1,256	1.51%	28,545,828	1.69%	8,696,356	1.55%	17,695	683	41.67	11.05%
140.00%+	324	0.39%	7,607,261	0.45%	2,292,387	0.41%	16,815	686	41.20	10.95%
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,380	1.66%	27,937,428	1.65%	9,675,774	1.73%	14,793	687	40.07	9.32%
Alaska	13	0.02%	257,921	0.02%	80,015	0.01%	11,856	640	31.06	9.16%
Arizona	1,139	1.37%	22,604,781	1.34%	6,473,136	1.16%	14,741	703	38.80	8.08%
Arkansas	109	0.13%	2,301,996	0.14%	815,007	0.15%	15,639	691	39.27	9.14%
California	14,267	17.16%	288,474,246	17.05%	92,881,021	16.60%	14,854	698	38.45	8.12%
Colorado	1,998	2.40%	41,056,767	2.43%	13,003,659	2.32%	14,760	727	37.84	7.12%
Connecticut	941	1.13%	18,516,674	1.09%	6,914,644	1.24%	13,922	715	38.48	7.71%
Delaware	322	0.39%	6,435,105	0.38%	1,964,596	0.35%	13,413	704	37.26	8.29%
Florida	6,817	8.20%	143,499,223	8.48%	43,602,048	7.79%	15,511	695	40.30	8.65%
Georgia	5,785	6.96%	119,168,932	7.04%	41,755,074	7.46%	15,547	685	39.76	9.34%
Hawaii	24	0.03%	467,073	0.03%	175,660	0.03%	15,485	720	37.15	6.88%
Idaho	139	0.17%	2,688,983	0.16%	838,467	0.15%	11,947	710	37.20	7.33%
Illinois	3,959	4.76%	79,399,154	4.69%	27,782,545	4.96%	14,496	715	39.13	7.95%
Indiana	1,332	1.60%	26,618,931	1.57%	9,395,902	1.68%	14,311	717	38.92	7.86%
Iowa	281	0.34%	5,442,047	0.32%	1,751,753	0.31%	13,288	718	37.52	7.85%
Kansas	743	0.89%	15,161,452	0.90%	5,073,572	0.91%	14,370	733	36.92	7.15%
Kentucky	786	0.95%	15,331,919	0.91%	5,156,659	0.92%	14,170	719	38.79	7.72%
Louisiana	1,158	1.39%	24,357,885	1.44%	9,668,428	1.73%	15,671	685	40.01	9.30%
Maine	91	0.11%	1,713,810	0.10%	619,587	0.11%	13,300	742	36.85	7.38%
Maryland	3,977	4.78%	81,374,453	4.81%	26,750,197	4.78%	15,099	706	38.92	8.19%
Massachusetts	970	1.17%	18,184,595	1.07%	6,555,568	1.17%	13,318	719	37.86	7.42%
Michigan	99	0.12%	1,834,554	0.11%	571,747	0.10%	12,949	727	38.16	8.10%
Minnesota	491	0.59%	9,322,775	0.55%	3,220,796	0.58%	13,493	698	37.71	8.51%
Mississippi	1,014	1.22%	21,655,463	1.28%	7,925,359	1.42%	15,784	681	39.82	9.72%
Missouri	730	0.88%	14,374,021	0.85%	4,348,474	0.78%	14,265	706	38.87	8.17%
Montana	36	0.04%	756,794	0.04%	158,518	0.03%	12,491	697	36.78	6.97%
Nebraska	349	0.42%	6,756,167	0.40%	2,170,718	0.39%	13,962	729	38.67	7.30%
Nevada	2,057	2.47%	42,892,284	2.54%	12,945,564	2.31%	15,206	701	38.78	8.21%
New Hampshire	160	0.19%	3,168,741	0.19%	1,167,144	0.21%	14,056	723	38.30	7.42%
New Jersey	712	0.86%	13,680,998	0.81%	5,404,171	0.97%	13,610	711	39.30	7.73%
New Mexico	577	0.69%	11,614,130	0.69%	3,784,423	0.68%	14,746	716	38.46	7.97%
New York	118	0.14%	2,172,401	0.13%	802,225	0.14%	13,101	699	38.28	8.00%
North Carolina	4,507	5.42%	91,177,649	5.39%	29,992,763	5.36%	14,677	701	39.47	8.41%
North Dakota	15	0.02%	303,236	0.02%	90,535	0.02%	20,527	696	39.42	10.45%
Ohio	1,387	1.67%	27,919,344	1.65%	9,606,132	1.72%	14,660	711	39.16	8.23%
Oklahoma	482	0.58%	9,570,044	0.57%	3,329,656	0.59%	14,870	703	38.66	8.45%
Oregon	842	1.01%	14,222,405	0.84%	4,610,800	0.82%	12,078	704	37.12	7.85%
Pennsylvania	1,299	1.56%	25,765,957	1.52%	9,366,330	1.67%	14,266	709	39.04	7.87%
Rhode Island	218	0.26%	4,138,685	0.24%	1,375,100	0.25%	13,945	714	38.44	8.06%
South Carolina	2,329	2.80%	46,556,391	2.75%	15,846,485	2.83%	14,215	697	39.19	8.61%
South Dakota	15	0.02%	296,141	0.02%	73,181	0.01%	11,082	726	36.17	7.41%
Tennessee	3,596	4.32%	74,329,322	4.39%	25,343,307	4.53%	15,001	709	38.93	8.14%
Texas	8,592	10.33%	181,354,648	10.72%	58,223,252	10.40%	15,427	691	39.19	8.83%
Utah	367	0.44%	7,054,603	0.42%	1,874,414	0.33%	12,921	727	37.25	6.52%
Vermont	24	0.03%	416,611	0.02%	136,995	0.02%	10,543	698	34.98	7.96%
Virginia	4,375	5.26%	89,824,958	5.31%	29,807,627	5.33%	14,782	719	38.58	7.57%
Washington	1,395	1.68%	27,035,267	1.60%	8,878,642	1.59%	14,301	709	38.11	7.92%
West Virginia	114	0.14%	2,266,346	0.13%	821,455	0.15%	14,379	708	37.43	8.13%
Wisconsin	832	1.00%	16,394,940	0.97%	5,565,947	0.99%	14,176	713	38.94	8.05%
Wyoming	34	0.04%	708,083	0.04%	151,455	0.03%	14,582	654	39.53	9.06%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	152,985	0.01%	82,071	0.01%	16,312	635	41.71	11.73%
Armed Forces Pacific	4	0.00%	70,485	0.00%	29,450	0.01%	11,267	772	32.84	5.19%
District of Columbia	151	0.18%	3,011,464	0.18%	1,016,812	0.18%	16,042	707	38.58	8.09%
Guam	2	0.00%	43,154	0.00%	13,799	0.00%	13,799	778	32.00	2.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	78,415	0.00%	15,275	0.00%	15,275	638	31.00	14.95%
Virgin Islands	1	0.00%	14,191	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	172	0.21%	4,392,749	0.26%	1,349,247	0.24%	17,540	760	36.09	5.21%
Used	82,993	99.79%	1,687,534,277	99.74%	558,334,689	99.76%	14,851	702	39.00	8.32%
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,086	47.00%	698,442,468	41.28%	217,229,650	38.81%	13,052	681	38.93	9.14%
Truck	6,295	7.57%	177,648,737	10.50%	58,024,768	10.37%	19,664	731	39.07	7.28%
SUV	35,047	42.14%	761,535,688	45.01%	267,527,277	47.80%	15,373	712	39.07	7.92%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,737	3.29%	54,300,133	3.21%	16,902,241	3.02%	13,400	721	38.25	7.58%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,982	10.80%	182,984,501	10.82%	58,845,910	10.51%	14,789	711	38.61	7.93%
Ford: Lincoln	557	0.67%	13,162,020	0.78%	4,718,018	0.84%	16,288	724	39.11	7.59%
Ford: Mercury	22	0.03%	274,478	0.02%	30,533	0.01%	6,627	647	33.81	11.65%
GMC	2,071	2.49%	54,333,416	3.21%	18,427,038	3.29%	18,787	710	40.04	8.19%
GMC: Buick	1,474	1.77%	27,488,833	1.62%	9,430,207	1.68%	12,751	700	39.43	8.40%
GMC: Cadillac	1,281	1.54%	34,329,787	2.03%	11,198,124	2.00%	19,277	709	39.58	8.01%
GMC: Chevrolet	7,815	9.40%	165,281,242	9.77%	55,351,502	9.89%	15,834	693	39.80	8.84%
GMC: Hummer	9	0.01%	225,925	0.01%	7,574	0.00%	7,574	645	19.00	13.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	5	0.01%	64,611	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	10	0.01%	124,753	0.01%	11,769	0.00%	5,891	711	28.75	8.36%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,609	1.93%	41,633,957	2.46%	12,943,583	2.31%	18,303	705	38.32	8.24%
BMW: Mini	472	0.57%	7,771,242	0.46%	2,276,412	0.41%	11,064	698	36.13	8.08%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,806	2.17%	51,645,099	3.05%	15,663,242	2.80%	20,606	692	39.92	8.95%
Daimler: Smart	61	0.07%	605,417	0.04%	103,426	0.02%	5,927	675	35.10	8.11%
Fiat	340	0.41%	4,469,910	0.26%	1,082,792	0.19%	8,672	690	36.45	8.91%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,249	1.50%	25,885,763	1.53%	7,368,567	1.32%	15,060	694	39.87	8.71%
Fiat: Dodge	4,318	5.19%	103,493,151	6.12%	33,063,321	5.91%	17,415	699	40.01	8.70%
Fiat: Jeep	4,521	5.44%	97,903,891	5.79%	34,071,526	6.09%	15,026	711	39.35	8.02%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	630	0.76%	15,084,459	0.89%	5,191,787	0.93%	15,872	743	36.49	6.35%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,746	2.10%	28,782,079	1.70%	9,942,919	1.78%	11,526	678	38.36	8.89%
Volkswagen: Audi	1,139	1.37%	29,911,765	1.77%	10,068,833	1.80%	17,903	717	38.36	7.55%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	169	0.20%	6,454,279	0.38%	1,993,711	0.36%	24,785	731	37.66	6.56%
Honda	5,831	7.01%	106,442,056	6.29%	34,916,961	6.24%	12,655	701	38.03	8.28%
Honda: Acura	854	1.03%	19,072,058	1.13%	6,872,661	1.23%	15,723	716	38.23	7.86%
Hyundai	5,202	6.26%	83,703,871	4.95%	27,031,486	4.83%	11,286	688	38.58	8.65%
Hyundai: Kia	4,233	5.09%	70,374,353	4.16%	24,437,350	4.37%	11,587	688	39.19	8.94%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,675	2.01%	29,355,606	1.74%	9,913,599	1.77%	12,223	706	38.46	7.95%
Mitsubishi	792	0.95%	12,572,937	0.74%	4,554,809	0.81%	11,166	664	39.92	9.68%
Nissan	10,861	13.06%	190,924,411	11.28%	67,390,928	12.04%	12,432	689	39.47	8.77%
Nissan: Infiniti	1,638	1.97%	40,714,046	2.41%	13,524,591	2.42%	17,296	698	39.47	8.58%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,873	2.25%	35,807,373	2.12%	12,248,265	2.19%	13,081	732	37.88	6.97%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	351	0.42%	10,562,040	0.62%	3,415,972	0.61%	19,773	697	40.49	8.59%
Tata: Land Rover	465	0.56%	15,752,341	0.93%	4,733,374	0.85%	22,810	710	38.84	7.62%
Toyota	7,331	8.82%	143,054,464	8.46%	46,962,383	8.39%	14,196	714	38.05	7.75%
Toyota: Lexus	1,529	1.84%	38,067,516	2.25%	11,137,690	1.99%	17,731	722	38.12	7.53%
Toyota: Scion	244	0.29%	3,613,376	0.21%	753,073	0.13%	9,666	660	36.11	10.42%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,165	100.00%	1,691,927,025	100.00%	559,683,936	100.00%	14,857	702	38.99	8.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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