StratMaker (147631)

CarMax Auto Owner Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.04% / 99.96%

Total Original # of Loans

66,749

WA Loan to Value (LTV)

71.48%

Total Original Loan Amount (OLA)

$ 1,486,964,008

WA Payment to Income (PTI)

9.18%

Weighted Average (WA) OLA

$ 26,087

WA FICO (non-zero)

703

Rep. Period Beginning Loan Amount

$ 776,113,008

WA Remaining Term (RT)

46.78

Rep. Period Ending Loan Amount (ELA)

$ 751,187,288

WA Original APR

8.34%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

66,749

Total Original Loan Amount (OLA)

$ 1,486,964,008

Weighted Average (WA) OLA

$ 26,087

Rep. Period Beginning Loan Amount

$ 776,113,008

Rep. Period Ending Loan Amount (ELA)

$ 751,187,288

As % of Reporting Period ELA:

New % / Used %

0.04% / 99.96%

WA Loan to Value (LTV)

71.48%

WA Payment to Income (PTI)

9.18%

WA FICO (non-zero)

703

WA Remaining Term (RT)

46.78

WA Original APR

8.34%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	281	0.42%	1,087,772	0.07%	327,359	0.04%	2,608	687	36.40	4.63%
$5,000 - $9,999	3,022	4.53%	24,562,775	1.65%	10,729,824	1.43%	5,609	676	38.89	6.59%
$10,000 - $14,999	10,708	16.04%	137,969,198	9.28%	67,087,606	8.93%	9,254	654	42.47	8.34%
$15,000 - $19,999	17,396	26.06%	305,148,288	20.52%	157,520,579	20.97%	12,994	673	45.58	8.73%
$20,000 - $24,999	14,074	21.08%	314,337,420	21.14%	164,566,155	21.91%	16,735	700	47.32	8.54%
$25,000 - $29,999	8,999	13.48%	245,707,627	16.52%	126,743,397	16.87%	20,501	701	47.60	8.48%
$30,000 - $39,999	8,892	13.32%	302,484,394	20.34%	151,325,082	20.14%	25,724	707	48.31	8.08%
$40,000 - $49,999	2,670	4.00%	117,680,730	7.91%	55,110,409	7.34%	33,309	713	48.96	7.72%
$50,000 - $59,999	652	0.98%	34,520,096	2.32%	16,302,228	2.17%	39,602	712	48.22	7.36%
$60,000 - $69,999	55	0.08%	3,465,708	0.23%	1,474,649	0.20%	41,354	797	43.83	4.34%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	21,673	32.47%	472,371,240	31.77%	5,467,920	0.73%	3,686	710	32.52	5.65%
$5,000 - $9,999	7,181	10.76%	90,294,516	6.07%	57,676,232	7.68%	8,268	682	40.46	7.17%
$10,000 - $14,999	14,496	21.72%	253,958,911	17.08%	182,527,324	24.30%	12,752	678	44.65	8.25%
$15,000 - $19,999	11,655	17.46%	270,286,813	18.18%	201,289,259	26.80%	17,387	699	47.51	8.53%
$20,000 - $24,999	6,388	9.57%	188,094,751	12.65%	142,080,937	18.91%	22,335	699	48.36	8.62%
$25,000 - $29,999	3,114	4.67%	110,854,440	7.46%	84,553,808	11.26%	27,226	697	49.25	8.59%
$30,000 - $39,999	1,986	2.98%	87,343,671	5.87%	66,856,941	8.90%	33,883	702	49.86	8.28%
$40,000 - $49,999	256	0.38%	13,759,665	0.93%	10,734,867	1.43%	41,999	690	50.90	8.45%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	89	0.13%	1,676,239	0.11%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	17,694	26.51%	375,686,933	25.27%	191,280,639	25.46%	18,059	797	43.70	3.55%
5.00 - 7.49%	11,849	17.75%	261,745,128	17.60%	131,475,254	17.50%	18,896	731	45.92	6.53%
7.50 - 9.99%	16,176	24.23%	378,768,480	25.47%	189,998,672	25.29%	20,105	680	48.04	9.14%
10.00 - 12.49%	10,848	16.25%	268,681,381	18.07%	137,648,767	18.32%	21,694	638	49.99	11.19%
12.50 - 14.99%	8,335	12.49%	164,301,373	11.05%	82,401,643	10.97%	17,513	533	47.02	13.86%
15.00 - 17.49%	1,758	2.63%	36,104,474	2.43%	18,382,314	2.45%	17,848	604	46.79	16.66%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	994	1.49%	21,680,660	1.46%	11,660,726	1.55%	19,614	539	47.87	12.51%
550 - 599	5,916	8.86%	131,160,304	8.82%	67,862,356	9.03%	19,924	579	48.21	12.47%
600 - 649	11,723	17.56%	265,538,656	17.86%	131,415,228	17.49%	20,123	626	48.24	11.32%
650 - 699	14,218	21.30%	325,739,596	21.91%	162,733,452	21.66%	19,905	675	48.01	9.49%
700 - 749	12,568	18.83%	280,517,151	18.87%	142,862,205	19.02%	19,087	724	46.84	7.46%
750 - 799	9,965	14.93%	220,263,248	14.81%	111,617,137	14.86%	18,740	773	45.47	5.14%
800+	9,775	14.64%	220,035,509	14.80%	111,843,468	14.89%	18,847	832	44.06	3.93%
NA	1,590	2.38%	22,028,883	1.48%	11,192,716	1.49%	11,166	0	41.34	14.22%
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	25	0.04%	178,046	0.01%	14,500	0.00%	1,626	704	4.21	6.29%
25 - 36	389	0.58%	4,764,838	0.32%	1,206,304	0.16%	8,362	756	16.06	4.57%
37 - 48	1,363	2.04%	19,402,429	1.30%	7,414,430	0.99%	10,211	704	26.09	6.06%
49 - 60	13,729	20.57%	273,895,372	18.42%	130,627,679	17.39%	16,405	713	39.46	6.44%
61 - 72	38,114	57.10%	855,230,435	57.52%	439,306,226	58.48%	19,311	691	47.31	8.48%
73+	13,129	19.67%	333,492,888	22.43%	172,618,150	22.98%	22,034	682	52.07	9.53%
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	19,924	29.85%	452,622,012	30.44%	74,621	0.01%	1,426	620	0.00	12.21%
1 - 12	192	0.29%	3,504,783	0.24%	352,843	0.05%	2,616	653	3.99	9.81%
13 - 24	481	0.72%	6,645,890	0.45%	2,776,525	0.37%	8,142	751	17.08	4.86%
25 - 36	1,853	2.78%	28,691,674	1.93%	16,585,002	2.21%	11,446	700	30.04	6.96%
37 - 48	25,621	38.38%	520,496,163	35.00%	363,560,860	48.40%	16,888	701	42.40	7.34%
49 - 60	18,677	27.98%	474,979,150	31.94%	367,816,933	48.96%	22,191	684	52.14	9.40%
61 - 72	1	0.00%	24,335	0.00%	20,504	0.00%	20,504	615	70.00	10.95%
73+	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,177	87.16%	1,283,560,041	86.32%	615,137,710	81.89%	18,774	707	46.44	7.70%
1 - 15	4,094	6.13%	97,800,046	6.58%	74,949,895	9.98%	21,557	643	48.22	10.57%
16 - 30	1,009	1.51%	23,506,552	1.58%	17,941,348	2.39%	21,485	623	48.76	11.47%
31 - 60	1,379	2.07%	32,655,885	2.20%	25,284,576	3.37%	22,053	602	48.34	12.14%
61 - 90	804	1.20%	19,167,268	1.29%	14,989,298	2.00%	22,682	603	48.43	12.34%
91 - 120	212	0.32%	5,065,229	0.34%	2,884,462	0.38%	23,782	602	47.81	11.96%
121+	1,074	1.61%	25,208,985	1.70%	0	0.00%	0	0	0.00	0.00%
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,871	98.68%	1,472,126,106	99.00%	743,534,544	98.98%	19,351	697	46.81	8.29%
Stated, verified but not Level 4 or 5	878	1.32%	14,837,901	1.00%	7,652,744	1.02%	16,669	286	44.08	13.03%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,583	30.84%	400,584,288	26.94%	198,338,497	26.40%	16,940	740	44.90	6.00%
5.00 - 9.99%	25,063	37.55%	576,939,051	38.80%	294,756,870	39.24%	19,647	696	47.14	8.25%
10.00 - 14.99%	12,424	18.61%	293,626,694	19.75%	148,923,767	19.83%	20,274	663	47.76	9.90%
15.00 - 19.99%	5,236	7.84%	128,228,913	8.62%	64,461,959	8.58%	21,009	642	47.99	10.65%
20.00 - 24.99%	2,088	3.13%	52,663,530	3.54%	26,834,362	3.57%	21,877	635	47.85	10.90%
25.00 - 29.99%	864	1.29%	21,587,622	1.45%	10,984,216	1.46%	21,804	635	47.68	11.02%
30.00 - 39.99%	381	0.57%	9,797,175	0.66%	5,040,967	0.67%	23,198	649	47.35	9.86%
40.00 - 49.99%	71	0.11%	2,184,240	0.15%	1,124,748	0.15%	25,698	690	46.49	8.67%
50.00 - 59.99%	25	0.04%	787,766	0.05%	390,620	0.05%	23,706	688	48.43	9.52%
60.00 - 69.99%	6	0.01%	226,329	0.02%	141,855	0.02%	29,096	712	50.03	8.06%
70.00 - 79.99%	6	0.01%	253,067	0.02%	125,947	0.02%	28,146	731	43.34	7.94%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	2	0.00%	85,332	0.01%	63,480	0.01%	32,247	741	46.76	8.33%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	376	0.56%	2,015,055	0.14%	631,809	0.08%	3,992	731	36.83	3.97%
25.00 - 49.99%	3,135	4.70%	35,186,822	2.37%	14,078,122	1.87%	8,672	747	39.78	4.07%
50.00 - 74.99%	9,253	13.86%	164,747,106	11.08%	81,691,864	10.88%	14,453	737	43.49	5.08%
75.00 - 99.99%	25,083	37.58%	574,548,375	38.64%	301,284,666	40.11%	19,204	702	46.43	7.49%
100.00 - 109.99%	16,035	24.02%	401,005,360	26.97%	206,619,898	27.51%	21,278	676	48.05	9.54%
110.00 - 119.99%	9,379	14.05%	229,131,797	15.41%	112,137,235	14.93%	20,855	668	48.31	10.44%
120.00 - 129.99%	2,776	4.16%	62,995,284	4.24%	27,007,061	3.60%	19,333	670	47.99	11.05%
130.00 - 139.99%	586	0.88%	14,226,123	0.96%	6,302,352	0.84%	21,688	659	48.10	11.63%
140.00%+	126	0.19%	3,108,084	0.21%	1,434,280	0.19%	21,493	673	48.43	11.27%
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,108	1.66%	25,236,410	1.70%	13,020,319	1.73%	19,951	684	47.82	9.20%
Alaska	11	0.02%	282,587	0.02%	136,987	0.02%	20,152	667	45.03	7.24%
Arizona	1,001	1.50%	22,145,025	1.49%	10,222,980	1.36%	19,023	691	46.72	8.26%
Arkansas	77	0.12%	1,741,992	0.12%	908,100	0.12%	18,625	665	47.05	10.35%
California	11,869	17.78%	266,123,032	17.90%	135,600,467	18.05%	19,503	701	46.34	7.90%
Colorado	1,477	2.21%	32,057,084	2.16%	15,355,277	2.04%	18,283	719	45.72	7.25%
Connecticut	547	0.82%	11,352,971	0.76%	5,947,537	0.79%	17,976	696	45.97	8.35%
Delaware	256	0.38%	5,481,110	0.37%	2,718,474	0.36%	17,836	676	45.86	8.36%
Florida	5,477	8.21%	125,822,633	8.46%	60,959,053	8.12%	20,217	678	47.98	8.85%
Georgia	4,803	7.20%	110,387,475	7.42%	57,405,712	7.64%	20,345	672	47.68	9.26%
Hawaii	17	0.03%	358,002	0.02%	207,422	0.03%	21,722	658	45.37	7.51%
Idaho	193	0.29%	3,912,617	0.26%	1,752,352	0.23%	18,547	714	45.73	7.99%
Illinois	3,080	4.61%	68,216,543	4.59%	37,320,474	4.97%	19,124	709	46.85	7.84%
Indiana	1,103	1.65%	24,409,140	1.64%	12,565,567	1.67%	18,958	711	46.85	7.93%
Iowa	231	0.35%	5,296,223	0.36%	2,414,728	0.32%	18,198	719	45.88	7.52%
Kansas	416	0.62%	8,866,508	0.60%	4,595,515	0.61%	18,255	719	44.97	7.37%
Kentucky	725	1.09%	15,347,398	1.03%	7,756,004	1.03%	18,447	709	46.09	7.79%
Louisiana	1,213	1.82%	27,700,639	1.86%	15,103,302	2.01%	19,913	656	47.98	9.89%
Maine	116	0.17%	2,297,822	0.15%	1,322,682	0.18%	16,422	708	45.11	7.71%
Maryland	2,424	3.63%	53,704,218	3.61%	27,576,106	3.67%	19,260	696	46.81	8.34%
Massachusetts	614	0.92%	12,334,511	0.83%	6,429,627	0.86%	16,843	705	46.14	7.49%
Michigan	69	0.10%	1,352,968	0.09%	673,765	0.09%	16,407	695	45.83	8.99%
Minnesota	315	0.47%	6,541,106	0.44%	3,248,679	0.43%	17,903	688	46.79	8.97%
Mississippi	931	1.39%	21,864,794	1.47%	11,618,310	1.55%	20,337	659	47.42	10.06%
Missouri	487	0.73%	10,225,208	0.69%	4,944,166	0.66%	17,503	707	44.54	7.75%
Montana	18	0.03%	335,196	0.02%	179,253	0.02%	19,063	582	46.19	9.89%
Nebraska	224	0.34%	4,616,331	0.31%	2,554,477	0.34%	17,666	713	45.37	7.58%
Nevada	2,060	3.09%	46,002,484	3.09%	21,736,022	2.89%	19,024	694	46.38	8.14%
New Hampshire	103	0.15%	2,311,421	0.16%	1,089,340	0.15%	18,949	737	45.51	6.77%
New Jersey	478	0.72%	10,603,755	0.71%	5,708,923	0.76%	19,087	705	47.08	7.77%
New Mexico	498	0.75%	10,983,545	0.74%	5,176,604	0.69%	19,262	705	45.89	7.94%
New York	76	0.11%	1,666,375	0.11%	769,248	0.10%	20,077	673	47.52	9.25%
North Carolina	3,715	5.57%	81,617,784	5.49%	41,435,782	5.52%	19,080	690	47.25	8.48%
North Dakota	9	0.01%	188,889	0.01%	86,658	0.01%	16,438	633	49.01	8.69%
Ohio	1,079	1.62%	24,213,949	1.63%	12,424,223	1.65%	19,133	702	46.64	8.14%
Oklahoma	544	0.81%	11,654,481	0.78%	5,790,960	0.77%	19,327	691	46.01	8.08%
Oregon	603	0.90%	11,230,221	0.76%	5,434,789	0.72%	15,868	704	44.85	7.79%
Pennsylvania	902	1.35%	19,063,690	1.28%	9,789,602	1.30%	17,923	702	47.12	7.98%
Rhode Island	137	0.21%	2,649,900	0.18%	1,371,819	0.18%	16,295	691	46.91	8.24%
South Carolina	1,927	2.89%	41,873,049	2.82%	20,624,131	2.75%	18,854	684	46.77	8.68%
South Dakota	15	0.02%	316,804	0.02%	148,997	0.02%	17,373	735	40.12	6.74%
Tennessee	2,609	3.91%	60,192,172	4.05%	29,847,961	3.97%	19,850	704	46.54	8.05%
Texas	7,249	10.86%	164,481,158	11.06%	81,720,436	10.88%	19,615	680	46.84	8.73%
Utah	264	0.40%	5,353,680	0.36%	2,330,238	0.31%	18,050	714	45.56	7.34%
Vermont	10	0.01%	194,711	0.01%	95,026	0.01%	17,032	717	45.77	5.57%
Virginia	3,818	5.72%	85,147,827	5.73%	43,563,553	5.80%	19,107	710	46.45	7.64%
Washington	967	1.45%	19,969,027	1.34%	9,909,760	1.32%	17,817	697	45.31	8.08%
West Virginia	57	0.09%	1,276,680	0.09%	578,030	0.08%	21,252	680	46.55	8.65%
Wisconsin	665	1.00%	14,562,390	0.98%	7,389,247	0.98%	18,251	696	46.16	8.17%
Wyoming	24	0.04%	509,154	0.03%	253,159	0.03%	18,807	650	46.60	8.93%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	3	0.00%	70,687	0.00%	25,324	0.00%	25,324	729	57.00	6.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	130	0.19%	2,704,258	0.18%	1,337,946	0.18%	16,854	695	46.46	7.89%
Guam	1	0.00%	37,987	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	78,386	0.01%	12,178	0.00%	12,178	0	47.00	14.20%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	27	0.04%	628,356	0.04%	302,538	0.04%	18,235	759	42.71	4.97%
Used	66,722	99.96%	1,486,335,652	99.96%	750,884,751	99.96%	19,324	693	46.78	8.34%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	32,003	47.95%	624,456,032	42.00%	308,092,513	41.01%	16,819	673	46.56	9.02%
Truck	5,153	7.72%	160,064,695	10.76%	79,451,366	10.58%	25,431	717	47.12	7.50%
SUV	27,747	41.57%	660,508,289	44.42%	342,073,356	45.54%	20,193	703	46.96	7.99%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,846	2.77%	41,934,992	2.82%	21,570,053	2.87%	18,823	723	45.75	7.24%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,395	8.08%	116,968,383	7.87%	58,232,977	7.75%	19,175	693	46.36	8.43%
Ford: Lincoln	296	0.44%	6,888,622	0.46%	3,419,862	0.46%	20,042	699	46.36	8.58%
Ford: Mercury	11	0.02%	141,859	0.01%	70,166	0.01%	9,331	722	40.26	6.67%
GMC	1,324	1.98%	37,321,070	2.51%	18,838,937	2.51%	23,527	706	47.10	8.17%
GMC: Buick	731	1.10%	14,345,465	0.96%	7,240,593	0.96%	16,000	693	46.71	8.61%
GMC: Cadillac	609	0.91%	16,913,141	1.14%	7,945,072	1.06%	24,381	687	46.43	8.69%
GMC: Chevrolet	5,386	8.07%	127,571,969	8.58%	63,604,440	8.47%	21,108	685	47.42	8.81%
GMC: Hummer	2	0.00%	49,114	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	24,534	0.00%	3,093	0.00%	3,093	879	17.00	4.45%
GMC: Saturn	4	0.01%	40,608	0.00%	7,877	0.00%	7,877	871	40.00	3.45%
Tesla	119	0.18%	4,840,089	0.33%	1,615,796	0.22%	33,923	709	48.48	7.13%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,077	3.11%	56,405,778	3.79%	27,474,047	3.66%	22,793	698	46.45	8.18%
BMW: Mini	506	0.76%	8,930,879	0.60%	4,364,184	0.58%	14,355	716	44.77	7.51%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,206	3.30%	63,847,266	4.29%	31,057,021	4.13%	23,986	690	47.30	8.53%
Daimler: Smart	41	0.06%	453,060	0.03%	238,903	0.03%	8,731	661	44.52	9.38%
Fiat	280	0.42%	4,006,127	0.27%	1,940,620	0.26%	12,018	663	44.58	8.76%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	855	1.28%	18,972,787	1.28%	9,491,311	1.26%	18,771	700	46.55	7.98%
Fiat: Dodge	2,960	4.43%	82,203,951	5.53%	40,411,056	5.38%	23,901	682	47.97	9.01%
Fiat: Jeep	4,095	6.13%	98,494,277	6.62%	49,914,773	6.64%	20,323	697	47.52	8.22%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	418	0.63%	10,833,588	0.73%	5,712,894	0.76%	22,320	731	46.59	6.83%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,930	2.89%	35,731,706	2.40%	18,746,619	2.50%	15,752	677	46.78	8.54%
Volkswagen: Audi	1,186	1.78%	32,921,075	2.21%	16,148,182	2.15%	22,453	712	46.31	7.57%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	203	0.30%	8,264,490	0.56%	3,639,889	0.48%	32,144	737	46.31	6.58%
Honda	7,106	10.65%	145,847,353	9.81%	76,445,248	10.18%	17,038	697	46.79	8.11%
Honda: Acura	795	1.19%	18,970,076	1.28%	9,614,706	1.28%	20,496	706	46.83	7.92%
Hyundai	3,628	5.44%	63,698,136	4.28%	32,733,726	4.36%	14,756	665	46.58	8.92%
Hyundai: Kia	2,694	4.04%	48,580,346	3.27%	25,292,417	3.37%	15,334	664	47.28	9.26%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,594	2.39%	30,340,437	2.04%	16,285,363	2.17%	15,822	694	46.41	8.22%
Mitsubishi	541	0.81%	8,778,758	0.59%	4,522,869	0.60%	13,239	651	47.20	9.63%
Nissan	6,093	9.13%	112,021,708	7.53%	58,864,923	7.84%	15,519	671	46.96	9.20%
Nissan: Infiniti	1,003	1.50%	25,845,608	1.74%	12,390,044	1.65%	21,301	694	46.55	8.71%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,048	3.07%	42,511,010	2.86%	22,139,406	2.95%	16,963	724	45.87	7.01%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	231	0.35%	7,156,147	0.48%	3,218,823	0.43%	24,926	686	47.61	8.64%
Tata: Land Rover	450	0.67%	15,796,762	1.06%	7,538,852	1.00%	29,586	695	47.54	8.20%
Toyota	7,982	11.96%	170,251,258	11.45%	87,523,569	11.65%	18,116	707	46.11	7.67%
Toyota: Lexus	1,798	2.69%	48,843,277	3.28%	23,507,197	3.13%	22,036	720	45.78	7.28%
Toyota: Scion	150	0.22%	2,153,293	0.14%	991,832	0.13%	12,120	625	43.86	10.51%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,749	100.00%	1,486,964,008	100.00%	751,187,288	100.00%	19,324	693	46.78	8.34%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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