StratMaker (147635)

CarMax Auto Owner Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.01% / 99.99%

Total Original # of Loans

74,029

WA Loan to Value (LTV)

75.57%

Total Original Loan Amount (OLA)

$ 1,776,785,553

WA Payment to Income (PTI)

9.04%

Weighted Average (WA) OLA

$ 27,929

WA FICO (non-zero)

710

Rep. Period Beginning Loan Amount

$ 996,862,253

WA Remaining Term (RT)

51.75

Rep. Period Ending Loan Amount (ELA)

$ 964,313,380

WA Original APR

7.81%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

74,029

Total Original Loan Amount (OLA)

$ 1,776,785,553

Weighted Average (WA) OLA

$ 27,929

Rep. Period Beginning Loan Amount

$ 996,862,253

Rep. Period Ending Loan Amount (ELA)

$ 964,313,380

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

75.57%

WA Payment to Income (PTI)

9.04%

WA FICO (non-zero)

710

WA Remaining Term (RT)

51.75

WA Original APR

7.81%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	189	0.26%	742,538	0.04%	286,075	0.03%	2,936	681	39.75	4.49%
$5,000 - $9,999	2,215	2.99%	18,209,402	1.02%	7,217,925	0.75%	6,157	702	43.63	5.04%
$10,000 - $14,999	9,476	12.80%	122,665,143	6.90%	44,798,531	4.65%	9,823	690	45.59	6.90%
$15,000 - $19,999	17,034	23.01%	299,409,571	16.85%	135,562,030	14.06%	13,792	694	48.30	7.97%
$20,000 - $24,999	16,224	21.92%	363,249,552	20.44%	197,878,950	20.52%	18,062	708	51.41	8.17%
$25,000 - $29,999	11,813	15.96%	323,010,201	18.18%	184,105,337	19.09%	22,317	702	52.48	8.39%
$30,000 - $39,999	11,792	15.93%	402,240,402	22.64%	242,269,115	25.12%	28,124	712	53.54	7.74%
$40,000 - $49,999	3,973	5.37%	175,796,739	9.89%	108,208,698	11.22%	36,557	714	54.20	7.37%
$50,000 - $59,999	1,141	1.54%	60,666,892	3.41%	37,536,081	3.89%	43,518	724	53.30	6.51%
$60,000 - $69,999	172	0.23%	10,795,113	0.61%	6,450,637	0.67%	47,928	774	48.78	4.00%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	27,897	37.68%	595,780,857	33.53%	18,296,187	1.90%	3,001	689	12.43	8.31%
$5,000 - $9,999	3,926	5.30%	59,209,144	3.33%	30,376,318	3.15%	8,024	707	40.01	6.14%
$10,000 - $14,999	8,663	11.70%	144,211,173	8.12%	110,709,471	11.48%	12,933	704	48.34	7.01%
$15,000 - $19,999	11,997	16.21%	259,626,309	14.61%	209,772,690	21.75%	17,602	710	51.67	7.84%
$20,000 - $24,999	9,452	12.77%	256,546,545	14.44%	211,154,042	21.90%	22,432	705	53.28	8.29%
$25,000 - $29,999	5,976	8.07%	195,927,599	11.03%	163,029,100	16.91%	27,355	703	54.37	8.29%
$30,000 - $39,999	4,766	6.44%	194,528,184	10.95%	161,800,951	16.78%	34,179	710	55.00	7.69%
$40,000 - $49,999	1,312	1.77%	68,494,689	3.85%	57,135,327	5.92%	43,698	710	54.96	7.26%
$50,000 - $59,999	40	0.05%	2,461,052	0.14%	2,039,294	0.21%	50,991	744	56.91	5.60%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	2,768	3.74%	65,154,422	3.67%	43,715,401	4.53%	22,388	798	46.38	2.23%
2.50 - 4.99%	20,464	27.64%	472,399,863	26.59%	243,485,148	25.25%	22,701	790	49.64	3.59%
5.00 - 7.49%	16,129	21.79%	382,439,879	21.52%	191,672,146	19.88%	23,493	731	51.33	6.49%
7.50 - 9.99%	17,466	23.59%	438,813,002	24.70%	237,657,645	24.65%	24,697	679	53.32	9.07%
10.00 - 12.49%	8,419	11.37%	222,206,395	12.51%	131,428,935	13.63%	25,900	641	54.94	11.24%
12.50 - 14.99%	6,830	9.23%	152,299,801	8.57%	89,854,582	9.32%	21,321	586	52.24	13.91%
15.00 - 17.49%	1,953	2.64%	43,472,191	2.45%	26,499,523	2.75%	20,813	601	51.59	16.26%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	10	0.01%	199,456	0.01%	108,514	0.01%	23,289	483	51.06	11.39%
500 - 549	934	1.26%	22,056,663	1.24%	12,501,445	1.30%	23,912	539	53.07	12.52%
550 - 599	5,188	7.01%	123,793,741	6.97%	72,284,122	7.50%	23,954	579	53.03	12.45%
600 - 649	12,103	16.35%	289,005,981	16.27%	157,191,650	16.30%	23,980	626	52.85	11.26%
650 - 699	15,551	21.01%	376,644,834	21.20%	201,768,172	20.92%	24,132	675	52.76	9.20%
700 - 749	14,854	20.07%	355,443,807	20.00%	190,105,623	19.71%	23,304	724	51.84	7.09%
750 - 799	12,615	17.04%	305,435,581	17.19%	166,541,193	17.27%	23,311	773	50.83	4.97%
800+	12,118	16.37%	295,008,598	16.60%	158,767,497	16.46%	23,319	831	49.73	3.77%
NA	656	0.89%	9,196,891	0.52%	5,045,163	0.52%	12,555	0	46.28	14.20%
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	15	0.02%	95,006	0.01%	20,448	0.00%	3,006	504	11.45	7.48%
25 - 36	285	0.38%	4,227,507	0.24%	1,804,738	0.19%	12,179	744	21.53	4.66%
37 - 48	945	1.28%	15,776,315	0.89%	8,251,122	0.86%	14,762	732	31.63	5.56%
49 - 60	14,709	19.87%	321,782,779	18.11%	165,801,609	17.19%	21,211	727	45.23	6.18%
61 - 72	42,491	57.40%	1,017,650,404	57.27%	556,121,073	57.67%	23,421	707	52.14	7.87%
73+	15,584	21.05%	417,253,540	23.48%	232,314,389	24.09%	26,104	692	56.43	8.94%
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	20,017	27.04%	447,110,109	25.16%	63,033	0.01%	1,247	605	0.00	11.05%
1 - 12	7,611	10.28%	156,246,650	8.79%	19,305,448	2.00%	3,603	679	7.99	9.15%
13 - 24	468	0.63%	8,134,937	0.46%	3,981,426	0.41%	12,230	732	20.58	5.67%
25 - 36	1,269	1.71%	21,538,403	1.21%	14,590,252	1.51%	14,875	724	33.87	5.79%
37 - 48	17,014	22.98%	395,166,798	22.24%	302,511,348	31.37%	21,404	728	45.94	6.10%
49 - 60	27,068	36.56%	730,874,203	41.13%	608,383,456	63.09%	25,453	698	56.43	8.61%
61 - 72	582	0.79%	17,714,453	1.00%	15,478,417	1.61%	29,360	663	61.07	10.62%
73+	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	65,652	88.68%	1,558,124,881	87.69%	813,824,244	84.39%	23,169	719	51.57	7.23%
1 - 15	4,567	6.17%	119,254,138	6.71%	87,831,464	9.11%	25,601	654	52.48	10.27%
16 - 30	1,008	1.36%	26,195,192	1.47%	19,403,054	2.01%	25,689	633	53.00	11.14%
31 - 60	1,267	1.71%	33,539,227	1.89%	25,729,460	2.67%	26,503	619	53.19	11.96%
61 - 90	702	0.95%	18,560,706	1.04%	14,410,960	1.49%	26,478	613	52.67	12.41%
91 - 120	216	0.29%	5,511,789	0.31%	3,114,197	0.32%	26,997	630	53.60	12.08%
121+	617	0.83%	15,599,618	0.88%	0	0.00%	0	0	0.00	0.00%
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	73,602	99.42%	1,768,151,109	99.51%	958,724,157	99.42%	23,594	708	51.76	7.79%
Stated, verified but not Level 4 or 5	427	0.58%	8,634,443	0.49%	5,589,223	0.58%	23,202	434	50.85	11.74%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,281	32.80%	517,234,638	29.11%	264,549,971	27.43%	21,320	744	50.12	5.57%
5.00 - 9.99%	28,173	38.06%	690,896,301	38.88%	376,689,857	39.06%	23,776	707	51.90	7.69%
10.00 - 14.99%	13,026	17.60%	335,646,878	18.89%	187,345,107	19.43%	24,731	680	52.67	9.39%
15.00 - 19.99%	5,228	7.06%	139,215,526	7.84%	80,724,950	8.37%	25,309	670	53.20	10.24%
20.00 - 24.99%	2,073	2.80%	57,427,437	3.23%	33,975,995	3.52%	26,335	665	53.40	10.70%
25.00 - 29.99%	758	1.02%	21,412,041	1.21%	12,586,874	1.31%	26,683	657	53.52	10.77%
30.00 - 39.99%	354	0.48%	10,399,169	0.59%	5,595,299	0.58%	28,402	693	51.87	8.84%
40.00 - 49.99%	91	0.12%	2,965,882	0.17%	1,986,151	0.21%	31,347	715	54.57	8.56%
50.00 - 59.99%	22	0.03%	756,317	0.04%	346,586	0.04%	28,041	730	51.04	7.86%
60.00 - 69.99%	16	0.02%	598,956	0.03%	362,173	0.04%	30,556	709	52.66	7.87%
70.00 - 79.99%	3	0.00%	92,726	0.01%	61,939	0.01%	24,139	721	53.99	8.17%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	3	0.00%	94,107	0.01%	51,081	0.01%	28,199	744	40.86	6.95%
100.00%+	1	0.00%	45,574	0.00%	37,396	0.00%	37,396	784	48.00	4.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	452	0.61%	2,960,476	0.17%	1,436,444	0.15%	6,364	730	44.17	3.74%
25.00 - 49.99%	3,340	4.51%	43,755,614	2.46%	24,178,138	2.51%	12,153	745	46.75	3.89%
50.00 - 74.99%	10,765	14.54%	216,797,390	12.20%	127,489,559	13.22%	18,955	745	49.68	4.69%
75.00 - 99.99%	26,842	36.26%	678,732,716	38.20%	390,998,220	40.55%	24,204	718	52.04	7.01%
100.00 - 109.99%	17,184	23.21%	458,619,116	25.81%	250,422,746	25.97%	25,848	687	52.98	9.26%
110.00 - 119.99%	10,990	14.85%	276,725,643	15.57%	135,145,873	14.01%	24,638	678	52.25	10.29%
120.00 - 129.99%	3,593	4.85%	79,453,658	4.47%	28,194,601	2.92%	21,801	670	49.10	11.05%
130.00 - 139.99%	710	0.96%	16,264,672	0.92%	5,433,843	0.56%	23,356	678	49.37	11.01%
140.00%+	153	0.21%	3,476,267	0.20%	1,013,956	0.11%	21,974	682	46.32	10.88%
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,189	1.61%	28,772,718	1.62%	16,265,789	1.69%	23,560	692	52.88	8.88%
Alaska	16	0.02%	355,753	0.02%	190,207	0.02%	21,992	710	54.67	7.52%
Arizona	1,174	1.59%	27,719,253	1.56%	14,987,384	1.55%	23,817	707	52.01	7.61%
Arkansas	91	0.12%	2,363,307	0.13%	1,327,787	0.14%	25,226	701	51.38	7.44%
California	13,197	17.83%	322,141,811	18.13%	175,009,855	18.15%	24,253	714	51.35	7.27%
Colorado	1,921	2.59%	46,023,589	2.59%	24,740,037	2.57%	23,301	727	51.01	6.68%
Connecticut	644	0.87%	14,935,853	0.84%	7,615,140	0.79%	22,628	715	51.15	7.49%
Delaware	440	0.59%	9,915,920	0.56%	5,288,863	0.55%	21,347	717	51.18	7.71%
Florida	6,389	8.63%	157,727,929	8.88%	84,824,270	8.80%	24,513	692	52.95	8.44%
Georgia	4,833	6.53%	116,978,724	6.58%	66,940,191	6.94%	23,731	690	52.45	8.75%
Hawaii	21	0.03%	433,762	0.02%	209,990	0.02%	21,918	724	51.99	6.58%
Idaho	225	0.30%	5,293,682	0.30%	2,224,921	0.23%	21,476	718	50.43	7.27%
Illinois	3,548	4.79%	82,156,327	4.62%	42,696,457	4.43%	22,619	716	50.98	7.46%
Indiana	1,115	1.51%	25,698,309	1.45%	13,597,669	1.41%	22,884	724	52.26	7.33%
Iowa	259	0.35%	5,989,900	0.34%	3,296,510	0.34%	22,135	717	51.05	7.76%
Kansas	690	0.93%	15,495,634	0.87%	7,824,341	0.81%	21,222	730	49.11	6.79%
Kentucky	842	1.14%	19,569,968	1.10%	10,482,574	1.09%	22,941	720	51.72	7.25%
Louisiana	1,074	1.45%	27,614,094	1.55%	18,154,648	1.88%	24,810	682	53.33	9.09%
Maine	130	0.18%	3,164,418	0.18%	2,027,641	0.21%	22,694	728	50.40	6.37%
Maryland	3,121	4.22%	73,128,283	4.12%	36,812,919	3.82%	23,174	701	51.42	8.02%
Massachusetts	757	1.02%	17,267,491	0.97%	9,347,836	0.97%	22,415	729	51.31	6.77%
Michigan	70	0.09%	1,485,627	0.08%	548,372	0.06%	22,422	714	48.96	7.97%
Minnesota	298	0.40%	7,151,615	0.40%	4,138,315	0.43%	23,492	708	52.03	7.67%
Mississippi	683	0.92%	17,461,087	0.98%	10,667,468	1.11%	24,516	678	52.50	9.52%
Missouri	958	1.29%	20,836,891	1.17%	11,048,711	1.15%	19,986	719	48.50	7.49%
Montana	31	0.04%	806,133	0.05%	480,519	0.05%	23,322	705	50.06	7.22%
Nebraska	241	0.33%	5,589,112	0.31%	2,826,975	0.29%	22,579	722	49.94	6.66%
Nevada	1,878	2.54%	46,851,282	2.64%	26,216,750	2.72%	24,127	714	52.26	7.38%
New Hampshire	79	0.11%	1,811,484	0.10%	1,102,990	0.11%	20,806	718	50.53	6.65%
New Jersey	533	0.72%	12,034,119	0.68%	6,497,238	0.67%	22,986	713	52.02	7.22%
New Mexico	512	0.69%	12,199,626	0.69%	6,506,454	0.67%	23,522	719	50.98	7.21%
New York	64	0.09%	1,485,762	0.08%	811,642	0.08%	24,195	680	51.68	9.13%
North Carolina	3,855	5.21%	90,765,272	5.11%	48,404,859	5.02%	23,122	705	52.05	8.14%
North Dakota	19	0.03%	431,715	0.02%	210,537	0.02%	19,473	669	49.25	9.80%
Ohio	1,185	1.60%	27,817,331	1.57%	14,770,751	1.53%	23,395	709	51.89	7.74%
Oklahoma	493	0.67%	11,624,801	0.65%	6,440,445	0.67%	22,682	711	51.69	7.54%
Oregon	691	0.93%	14,661,591	0.83%	8,081,750	0.84%	21,132	708	50.55	7.62%
Pennsylvania	1,002	1.35%	23,224,352	1.31%	12,565,410	1.30%	22,210	718	51.06	7.04%
Rhode Island	208	0.28%	4,514,371	0.25%	2,262,735	0.23%	21,294	728	51.31	7.25%
South Carolina	1,961	2.65%	45,817,996	2.58%	24,778,923	2.57%	22,906	698	51.78	8.26%
South Dakota	10	0.01%	265,006	0.01%	67,668	0.01%	19,662	750	52.56	6.65%
Tennessee	3,203	4.33%	77,132,875	4.34%	42,592,520	4.42%	23,288	714	51.81	7.67%
Texas	8,149	11.01%	201,832,559	11.36%	110,074,281	11.41%	24,094	695	51.92	8.31%
Utah	342	0.46%	8,103,091	0.46%	4,147,008	0.43%	22,376	730	50.41	6.28%
Vermont	9	0.01%	245,148	0.01%	148,001	0.02%	32,405	752	53.93	6.01%
Virginia	3,887	5.25%	92,905,549	5.23%	50,212,237	5.21%	23,734	721	51.72	7.24%
Washington	998	1.35%	23,931,810	1.35%	13,110,226	1.36%	23,487	707	51.02	7.50%
West Virginia	133	0.18%	3,181,906	0.18%	1,529,304	0.16%	21,870	719	50.06	7.79%
Wisconsin	685	0.93%	15,829,793	0.89%	7,990,269	0.83%	22,224	714	51.40	7.50%
Wyoming	36	0.05%	924,824	0.05%	483,213	0.05%	25,353	727	49.95	6.53%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	4	0.01%	67,244	0.00%	13,615	0.00%	9,299	729	45.72	8.36%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	133	0.18%	2,999,449	0.17%	1,692,482	0.18%	22,799	702	50.98	8.48%
Guam	1	0.00%	9,536	0.00%	3,459	0.00%	3,459	694	53.00	5.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	39,872	0.00%	23,224	0.00%	16,500	808	42.80	5.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	56	0.08%	1,338,993	0.08%	79,897	0.01%	6,151	731	14.04	6.86%
Used	73,973	99.92%	1,775,446,559	99.92%	964,233,483	99.99%	23,593	707	51.75	7.81%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	34,106	46.07%	720,855,308	40.57%	377,662,872	39.16%	21,005	691	51.59	8.62%
Truck	6,927	9.36%	217,609,495	12.25%	121,967,101	12.65%	28,941	725	52.02	6.93%
SUV	30,516	41.22%	776,485,472	43.70%	432,106,900	44.81%	24,318	714	51.86	7.39%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,158	2.92%	53,002,211	2.98%	26,838,010	2.78%	23,460	728	50.47	6.92%
Unknown	322	0.43%	8,833,066	0.50%	5,738,497	0.60%	26,046	700	53.92	8.58%
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,018	9.48%	170,700,780	9.61%	90,473,219	9.38%	23,663	710	51.42	7.73%
Ford: Lincoln	412	0.56%	10,898,353	0.61%	5,602,148	0.58%	25,428	713	51.16	7.24%
Ford: Mercury	4	0.01%	45,550	0.00%	2,316	0.00%	1,577	677	5.20	9.75%
GMC	1,562	2.11%	46,829,905	2.64%	25,246,551	2.62%	28,419	714	51.76	7.51%
GMC: Buick	916	1.24%	19,494,965	1.10%	8,661,438	0.90%	19,117	697	50.24	8.57%
GMC: Cadillac	795	1.07%	22,606,771	1.27%	9,966,368	1.03%	26,833	701	49.77	8.10%
GMC: Chevrolet	6,346	8.57%	159,517,518	8.98%	85,080,741	8.82%	25,487	698	52.16	8.22%
GMC: Hummer	1	0.00%	23,859	0.00%	2,080	0.00%	2,080	648	1.00	13.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	118,210	0.01%	1,819	0.00%	1,143	686	2.75	10.59%
GMC: Saturn	5	0.01%	72,165	0.00%	4,054	0.00%	1,932	681	4.67	9.45%
Tesla	397	0.54%	17,322,995	0.97%	10,661,361	1.11%	38,321	719	53.44	6.10%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,943	2.62%	58,103,310	3.27%	30,787,424	3.19%	27,827	713	51.47	7.42%
BMW: Mini	461	0.62%	8,975,620	0.51%	5,029,869	0.52%	17,764	710	50.14	7.51%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,774	2.40%	55,159,017	3.10%	28,831,446	2.99%	28,375	695	51.72	8.27%
Daimler: Smart	56	0.08%	607,679	0.03%	203,629	0.02%	10,570	688	45.94	9.95%
Fiat	271	0.37%	4,383,967	0.25%	2,145,324	0.22%	14,705	693	49.70	8.73%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	924	1.25%	21,912,274	1.23%	10,741,538	1.11%	22,825	700	50.73	8.21%
Fiat: Dodge	3,632	4.91%	104,253,374	5.87%	56,774,733	5.89%	27,705	700	52.74	8.12%
Fiat: Jeep	4,591	6.20%	116,823,339	6.57%	65,573,697	6.80%	24,014	710	52.37	7.76%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	455	0.61%	12,352,754	0.70%	7,085,153	0.73%	26,161	744	50.34	6.05%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,068	2.79%	43,794,062	2.46%	27,419,379	2.84%	20,497	696	52.73	8.16%
Volkswagen: Audi	1,017	1.37%	30,697,829	1.73%	17,584,267	1.82%	27,509	715	51.88	7.24%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	199	0.27%	8,485,898	0.48%	4,938,755	0.51%	37,000	744	50.21	5.49%
Honda	6,884	9.30%	149,075,894	8.39%	84,134,783	8.72%	20,509	709	51.82	7.86%
Honda: Acura	771	1.04%	19,182,595	1.08%	9,248,153	0.96%	23,398	708	50.78	7.65%
Hyundai	4,144	5.60%	78,858,865	4.44%	41,278,043	4.28%	18,550	688	51.70	8.61%
Hyundai: Kia	3,119	4.21%	61,844,073	3.48%	31,915,411	3.31%	19,327	689	51.86	8.66%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,912	2.58%	38,125,760	2.15%	21,523,516	2.23%	18,843	705	51.37	7.87%
Mitsubishi	504	0.68%	9,610,744	0.54%	5,646,859	0.59%	17,502	671	53.20	9.77%
Nissan	6,609	8.93%	130,113,599	7.32%	65,571,762	6.80%	19,186	691	51.36	8.75%
Nissan: Infiniti	919	1.24%	24,733,623	1.39%	11,856,133	1.23%	24,566	700	51.19	8.25%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,205	2.98%	49,431,028	2.78%	29,930,070	3.10%	20,573	728	51.46	6.75%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	245	0.33%	8,414,946	0.47%	5,038,117	0.52%	31,212	705	53.15	7.68%
Tata: Land Rover	457	0.62%	17,475,767	0.98%	10,661,690	1.11%	34,473	721	52.08	6.76%
Toyota	9,189	12.41%	215,391,855	12.12%	121,446,435	12.59%	22,520	719	51.74	7.20%
Toyota: Lexus	2,013	2.72%	58,206,338	3.28%	31,909,216	3.31%	26,997	726	51.11	6.75%
Toyota: Scion	204	0.28%	3,140,272	0.18%	1,335,883	0.14%	14,541	637	47.18	9.70%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	74,029	100.00%	1,776,785,553	100.00%	964,313,380	100.00%	23,592	707	51.75	7.81%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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