StratMaker (147639)

CarMax Auto Owner Trust 2020-3

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.09% / 99.91%

Total Original # of Loans

67,555

WA Loan to Value (LTV)

53.51%

Total Original Loan Amount (OLA)

$ 1,367,303,877

WA Payment to Income (PTI)

8.03%

Weighted Average (WA) OLA

$ 23,198

WA FICO (non-zero)

712

Rep. Period Beginning Loan Amount

$ 370,496,216

WA Remaining Term (RT)

31.83

Rep. Period Ending Loan Amount (ELA)

$ 353,930,216

WA Original APR

7.99%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

67,555

Total Original Loan Amount (OLA)

$ 1,367,303,877

Weighted Average (WA) OLA

$ 23,198

Rep. Period Beginning Loan Amount

$ 370,496,216

Rep. Period Ending Loan Amount (ELA)

$ 353,930,216

As % of Reporting Period ELA:

New % / Used %

0.09% / 99.91%

WA Loan to Value (LTV)

53.51%

WA Payment to Income (PTI)

8.03%

WA FICO (non-zero)

712

WA Remaining Term (RT)

31.83

WA Original APR

7.99%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	225	0.33%	882,111	0.06%	173,934	0.05%	1,802	664	24.85	5.18%
$5,000 - $9,999	3,138	4.65%	25,933,171	1.90%	5,842,077	1.65%	3,893	678	26.71	6.96%
$10,000 - $14,999	13,825	20.46%	178,780,707	13.08%	45,367,902	12.82%	6,532	674	29.37	8.27%
$15,000 - $19,999	20,802	30.79%	362,939,875	26.54%	94,502,985	26.70%	9,251	691	31.68	8.48%
$20,000 - $24,999	14,187	21.00%	316,289,639	23.13%	84,125,138	23.77%	11,880	712	32.55	8.00%
$25,000 - $29,999	8,204	12.14%	223,574,125	16.35%	58,428,645	16.51%	14,576	716	32.69	7.94%
$30,000 - $39,999	5,732	8.48%	193,025,840	14.12%	49,043,429	13.86%	17,782	726	32.53	7.32%
$40,000 - $49,999	1,192	1.76%	52,201,755	3.82%	13,075,255	3.69%	23,322	728	33.00	7.16%
$50,000 - $59,999	214	0.32%	11,367,444	0.83%	2,911,798	0.82%	27,269	728	31.74	6.68%
$60,000 - $69,999	36	0.05%	2,309,209	0.17%	459,053	0.13%	24,911	798	24.09	4.21%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	36,386	53.86%	706,935,031	51.70%	14,266,603	4.03%	3,864	720	23.56	5.71%
$5,000 - $9,999	15,340	22.71%	251,470,325	18.39%	117,474,647	33.19%	7,908	707	28.89	7.23%
$10,000 - $14,999	11,070	16.39%	253,235,975	18.52%	134,119,368	37.89%	12,276	706	33.05	8.27%
$15,000 - $19,999	3,579	5.30%	108,180,471	7.91%	60,687,223	17.15%	17,068	698	34.93	8.94%
$20,000 - $24,999	917	1.36%	35,077,012	2.57%	20,049,628	5.66%	21,951	695	35.60	8.99%
$25,000 - $29,999	215	0.32%	9,934,112	0.73%	5,791,491	1.64%	27,004	691	36.28	8.80%
$30,000 - $39,999	48	0.07%	2,470,951	0.18%	1,541,256	0.44%	32,209	672	38.11	10.01%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	55	0.08%	1,277,626	0.09%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	20,342	30.11%	411,150,957	30.07%	102,928,273	29.08%	10,880	802	28.46	3.54%
5.00 - 7.49%	14,353	21.25%	285,625,315	20.89%	68,149,917	19.26%	11,518	734	30.96	6.49%
7.50 - 9.99%	15,637	23.15%	322,601,692	23.59%	84,515,822	23.88%	12,722	681	33.24	9.01%
10.00 - 12.49%	7,995	11.83%	173,629,368	12.70%	51,373,084	14.52%	14,255	639	35.56	11.18%
12.50 - 14.99%	7,024	10.40%	131,495,168	9.62%	36,266,558	10.25%	12,601	551	33.73	14.05%
15.00 - 17.49%	2,149	3.18%	41,523,751	3.04%	10,696,562	3.02%	13,397	601	34.27	16.52%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.03%	430,674	0.03%	114,747	0.03%	12,263	483	31.58	13.58%
500 - 549	1,096	1.62%	21,501,768	1.57%	5,783,609	1.63%	13,608	536	34.84	12.89%
550 - 599	5,371	7.95%	105,883,424	7.74%	28,603,664	8.08%	13,409	579	34.26	12.89%
600 - 649	11,367	16.83%	228,161,428	16.69%	58,724,949	16.59%	13,077	626	33.93	11.40%
650 - 699	13,489	19.97%	274,048,278	20.04%	69,104,085	19.52%	12,603	675	32.91	9.26%
700 - 749	12,414	18.38%	247,485,817	18.10%	63,555,513	17.96%	11,914	724	31.75	7.27%
750 - 799	10,992	16.27%	223,685,695	16.36%	58,770,743	16.61%	11,487	774	30.42	5.21%
800+	11,881	17.59%	253,848,416	18.57%	65,664,520	18.55%	11,417	833	29.03	3.90%
NA	923	1.37%	12,258,379	0.90%	3,608,386	1.02%	7,796	0	28.22	13.93%
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	7	0.01%	52,058	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	355	0.53%	4,559,986	0.33%	46,722	0.01%	1,035	769	2.27	4.45%
37 - 48	1,200	1.78%	16,483,467	1.21%	1,993,759	0.56%	4,716	729	12.79	5.45%
49 - 60	13,686	20.26%	256,667,694	18.77%	67,352,434	19.03%	9,590	732	24.49	6.01%
61 - 72	37,841	56.02%	770,020,491	56.32%	202,212,543	57.13%	12,281	701	32.32	8.15%
73+	14,466	21.41%	319,520,181	23.37%	82,324,757	23.26%	14,258	690	37.10	9.31%
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	32,142	47.58%	656,532,983	48.02%	2,751	0.00%	407	643	0.00	11.02%
1 - 12	509	0.75%	7,120,092	0.52%	1,278,986	0.36%	3,845	743	10.29	5.76%
13 - 24	6,100	9.03%	114,700,614	8.39%	43,562,069	12.31%	8,807	743	22.34	5.55%
25 - 36	18,941	28.04%	372,749,479	27.26%	180,996,307	51.14%	11,345	709	29.89	7.48%
37 - 48	9,857	14.59%	216,078,169	15.80%	128,016,961	36.17%	14,604	684	38.00	9.58%
49 - 60	6	0.01%	122,540	0.01%	73,141	0.02%	14,844	669	52.24	6.06%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	61,830	91.53%	1,248,477,989	91.31%	300,748,668	84.97%	11,773	718	31.44	7.41%
1 - 15	2,582	3.82%	54,376,814	3.98%	31,222,003	8.82%	14,132	646	33.71	10.56%
16 - 30	526	0.78%	10,821,154	0.79%	6,395,969	1.81%	14,077	617	34.24	11.88%
31 - 60	709	1.05%	14,686,639	1.07%	9,094,749	2.57%	14,971	606	34.55	12.41%
61 - 90	393	0.58%	8,372,509	0.61%	5,285,275	1.49%	16,087	598	34.81	12.74%
91 - 120	105	0.16%	2,252,639	0.16%	1,172,311	0.33%	16,410	599	34.57	11.93%
121+	1,410	2.09%	28,316,134	2.07%	11,241	0.00%	11,241	608	26.00	16.95%
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,153	99.40%	1,361,950,665	99.61%	352,402,544	99.57%	12,204	707	31.84	7.97%
Stated, verified but not Level 4 or 5	402	0.60%	5,353,212	0.39%	1,527,672	0.43%	7,725	83	28.31	13.90%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	25,242	37.37%	472,956,056	34.59%	118,013,284	33.34%	10,780	745	30.08	5.90%
5.00 - 9.99%	25,741	38.10%	538,417,591	39.38%	141,532,366	39.99%	12,472	702	32.24	8.14%
10.00 - 14.99%	10,488	15.53%	222,722,579	16.29%	58,722,158	16.59%	13,260	667	33.26	10.01%
15.00 - 19.99%	3,867	5.72%	83,303,799	6.09%	22,500,294	6.36%	13,549	637	33.67	11.01%
20.00 - 24.99%	1,394	2.06%	30,672,483	2.24%	7,864,447	2.22%	14,033	637	33.79	11.29%
25.00 - 29.99%	522	0.77%	11,618,614	0.85%	3,312,412	0.94%	15,187	637	33.76	11.28%
30.00 - 39.99%	248	0.37%	6,047,405	0.44%	1,599,367	0.45%	15,063	687	32.13	9.61%
40.00 - 49.99%	40	0.06%	1,154,291	0.08%	306,410	0.09%	18,960	719	33.59	9.06%
50.00 - 59.99%	8	0.01%	242,579	0.02%	44,882	0.01%	12,732	695	30.93	9.06%
60.00 - 69.99%	5	0.01%	168,480	0.01%	34,596	0.01%	17,414	810	34.25	6.04%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.18%	540,141	0.04%	66,352	0.02%	1,866	709	25.39	3.81%
25.00 - 49.99%	1,634	2.42%	15,349,572	1.12%	3,085,988	0.87%	4,718	731	26.43	4.22%
50.00 - 74.99%	7,039	10.42%	107,362,474	7.85%	25,474,616	7.20%	8,026	749	28.00	4.60%
75.00 - 99.99%	22,222	32.89%	444,038,510	32.48%	117,580,684	33.22%	11,152	730	30.44	6.35%
100.00 - 109.99%	16,670	24.68%	366,218,081	26.78%	98,987,421	27.97%	13,240	692	32.71	8.65%
110.00 - 119.99%	13,107	19.40%	288,735,974	21.12%	73,905,447	20.88%	13,582	677	33.52	9.84%
120.00 - 129.99%	5,116	7.57%	107,077,738	7.83%	25,662,306	7.25%	12,926	677	33.56	10.47%
130.00 - 139.99%	1,242	1.84%	28,240,105	2.07%	7,055,937	1.99%	14,898	676	34.25	10.95%
140.00%+	402	0.60%	9,741,282	0.71%	2,111,464	0.60%	14,710	690	34.06	10.56%
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,200	1.78%	24,075,751	1.76%	6,486,369	1.83%	12,097	692	32.01	8.55%
Alaska	19	0.03%	407,096	0.03%	82,531	0.02%	10,721	691	30.47	9.41%
Arizona	1,130	1.67%	22,280,308	1.63%	5,214,077	1.47%	11,612	703	31.70	7.82%
Arkansas	100	0.15%	2,035,592	0.15%	514,638	0.15%	13,593	694	32.52	8.78%
California	10,861	16.08%	220,230,900	16.11%	54,972,985	15.53%	12,091	705	31.18	7.73%
Colorado	1,783	2.64%	37,299,003	2.73%	9,419,407	2.66%	12,036	733	31.09	6.73%
Connecticut	661	0.98%	12,999,346	0.95%	3,338,625	0.94%	11,299	714	31.40	7.60%
Delaware	357	0.53%	6,971,253	0.51%	2,065,737	0.58%	11,348	702	31.88	8.14%
Florida	6,128	9.07%	126,105,935	9.22%	29,614,828	8.37%	12,640	693	32.95	8.48%
Georgia	4,730	7.00%	95,162,941	6.96%	25,315,580	7.15%	12,365	690	32.28	8.81%
Hawaii	20	0.03%	431,644	0.03%	106,097	0.03%	12,801	752	32.65	7.30%
Idaho	209	0.31%	3,818,046	0.28%	819,311	0.23%	9,819	717	30.61	7.37%
Illinois	3,220	4.77%	64,690,919	4.73%	17,299,792	4.89%	11,779	719	31.08	7.39%
Indiana	1,130	1.67%	22,486,162	1.64%	5,914,112	1.67%	11,800	727	31.60	7.17%
Iowa	238	0.35%	4,612,230	0.34%	1,154,066	0.33%	10,826	723	30.92	7.21%
Kansas	742	1.10%	14,899,401	1.09%	3,962,178	1.12%	11,872	718	30.91	7.50%
Kentucky	753	1.11%	14,478,104	1.06%	3,733,123	1.05%	11,316	726	31.28	7.23%
Louisiana	897	1.33%	18,860,370	1.38%	5,899,123	1.67%	13,492	667	33.14	9.52%
Maine	136	0.20%	2,572,623	0.19%	780,987	0.22%	11,488	725	30.89	7.21%
Maryland	89	0.13%	1,705,822	0.12%	465,836	0.13%	11,643	713	30.69	7.79%
Massachusetts	643	0.95%	12,330,753	0.90%	3,264,460	0.92%	11,170	730	30.90	6.60%
Michigan	74	0.11%	1,446,244	0.11%	304,465	0.09%	8,993	658	28.46	9.47%
Minnesota	404	0.60%	7,957,948	0.58%	2,189,290	0.62%	11,069	710	31.03	7.96%
Mississippi	794	1.18%	16,997,762	1.24%	4,872,720	1.38%	13,048	674	33.04	9.86%
Missouri	888	1.31%	17,808,869	1.30%	4,621,715	1.31%	12,413	710	31.41	8.21%
Montana	27	0.04%	650,017	0.05%	148,303	0.04%	15,807	718	32.75	7.95%
Nebraska	292	0.43%	5,401,243	0.40%	1,354,087	0.38%	11,095	733	31.33	6.70%
Nevada	1,622	2.40%	34,637,451	2.53%	9,046,379	2.56%	13,290	703	32.66	8.09%
New Hampshire	118	0.17%	2,103,773	0.15%	521,794	0.15%	9,578	734	31.06	6.27%
New Jersey	467	0.69%	9,150,429	0.67%	2,801,059	0.79%	11,963	719	32.24	7.23%
New Mexico	437	0.65%	8,834,477	0.65%	2,095,358	0.59%	12,177	710	30.35	7.32%
New York	89	0.13%	1,717,066	0.13%	516,404	0.15%	11,791	680	31.31	8.75%
North Carolina	4,083	6.04%	81,281,156	5.94%	20,870,437	5.90%	12,185	701	32.49	8.26%
North Dakota	12	0.02%	283,855	0.02%	105,622	0.03%	13,694	729	31.02	8.07%
Ohio	1,399	2.07%	28,031,122	2.05%	7,495,710	2.12%	12,243	703	32.42	8.32%
Oklahoma	571	0.85%	10,787,418	0.79%	2,816,460	0.80%	10,865	704	31.06	8.00%
Oregon	597	0.88%	10,690,407	0.78%	2,748,186	0.78%	10,717	719	30.57	7.13%
Pennsylvania	751	1.11%	14,728,479	1.08%	3,978,918	1.12%	11,617	725	31.60	7.35%
Rhode Island	206	0.30%	3,861,437	0.28%	1,156,804	0.33%	11,130	710	31.73	7.94%
South Carolina	2,125	3.15%	41,840,633	3.06%	11,050,399	3.12%	11,949	704	31.88	8.04%
South Dakota	28	0.04%	615,750	0.05%	205,389	0.06%	12,562	723	28.43	6.04%
Tennessee	3,340	4.94%	67,837,897	4.96%	18,183,268	5.14%	12,212	713	32.04	7.73%
Texas	8,100	11.99%	170,726,961	12.49%	44,419,683	12.55%	12,864	690	32.31	8.59%
Utah	290	0.43%	5,525,209	0.40%	1,112,801	0.31%	10,657	720	30.65	7.29%
Vermont	17	0.03%	363,357	0.03%	75,534	0.02%	10,726	777	30.93	5.27%
Virginia	3,794	5.62%	76,096,780	5.57%	20,462,627	5.78%	11,764	724	31.19	7.17%
Washington	946	1.40%	18,701,450	1.37%	5,177,774	1.46%	11,602	708	30.43	7.36%
West Virginia	85	0.13%	1,828,752	0.13%	408,450	0.12%	12,510	721	33.48	7.26%
Wisconsin	780	1.15%	15,265,052	1.12%	3,832,174	1.08%	11,238	710	30.74	7.55%
Wyoming	39	0.06%	810,111	0.06%	179,522	0.05%	12,823	746	30.20	6.57%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	5	0.01%	132,792	0.01%	64,613	0.02%	14,775	708	33.67	8.40%
Armed Forces Pacific	3	0.00%	57,731	0.00%	21,944	0.01%	11,410	774	37.20	6.15%
District of Columbia	122	0.18%	2,599,688	0.19%	657,242	0.19%	12,712	704	31.86	8.22%
Guam	1	0.00%	15,729	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	44,954	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	1	0.00%	17,678	0.00%	11,225	0.00%	11,225	666	38.00	9.45%
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	61	0.09%	1,545,029	0.11%	316,635	0.09%	13,675	805	28.19	3.71%
Used	67,494	99.91%	1,365,758,848	99.89%	353,613,580	99.91%	12,184	704	31.83	8.00%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	30,636	45.35%	541,006,793	39.57%	129,843,521	36.69%	10,708	681	31.88	8.86%
Truck	6,357	9.41%	165,255,166	12.09%	45,013,799	12.72%	15,006	723	32.07	7.47%
SUV	28,364	41.99%	615,773,217	45.04%	168,248,536	47.54%	12,617	716	31.79	7.51%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,198	3.25%	45,268,701	3.31%	10,824,359	3.06%	11,448	721	30.94	7.33%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,061	10.45%	145,377,505	10.63%	36,069,233	10.19%	12,372	710	31.50	7.76%
Ford: Lincoln	546	0.81%	12,154,884	0.89%	3,298,664	0.93%	12,693	723	31.58	7.46%
Ford: Mercury	22	0.03%	273,987	0.02%	31,338	0.01%	5,951	609	26.87	11.23%
GMC	2,008	2.97%	50,887,244	3.72%	14,455,761	4.08%	14,714	715	32.32	7.73%
GMC: Buick	972	1.44%	18,374,787	1.34%	4,945,836	1.40%	10,613	703	32.13	8.15%
GMC: Cadillac	1,115	1.65%	29,786,094	2.18%	7,767,497	2.19%	15,882	711	32.23	7.71%
GMC: Chevrolet	6,232	9.23%	130,487,545	9.54%	34,544,527	9.76%	13,044	693	32.61	8.66%
GMC: Hummer	2	0.00%	65,439	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.01%	128,907	0.01%	17,549	0.00%	8,481	710	29.18	7.31%
GMC: Saturn	9	0.01%	122,657	0.01%	5,567	0.00%	5,567	685	27.00	9.95%
Tesla	1	0.00%	67,757	0.00%	22,565	0.01%	22,565	775	19.00	2.95%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,642	2.43%	40,337,670	2.95%	10,124,406	2.86%	14,048	713	31.31	7.68%
BMW: Mini	417	0.62%	6,925,304	0.51%	1,771,674	0.50%	9,190	705	30.17	7.89%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,938	2.87%	51,166,937	3.74%	12,638,385	3.57%	15,233	702	31.84	8.05%
Daimler: Smart	46	0.07%	479,466	0.04%	98,361	0.03%	5,050	662	28.56	10.28%
Fiat	272	0.40%	3,698,225	0.27%	906,996	0.26%	7,965	675	30.98	9.02%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	984	1.46%	20,160,891	1.47%	4,189,434	1.18%	11,928	696	32.15	8.41%
Fiat: Dodge	3,687	5.46%	86,083,749	6.30%	22,742,704	6.43%	14,397	696	33.48	8.65%
Fiat: Jeep	3,794	5.62%	80,018,068	5.85%	21,679,628	6.13%	12,280	711	32.15	7.73%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	248	0.37%	5,583,862	0.41%	1,386,568	0.39%	13,318	733	30.49	6.96%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,581	2.34%	25,715,337	1.88%	6,773,389	1.91%	9,402	700	31.40	7.98%
Volkswagen: Audi	1,416	2.10%	35,045,399	2.56%	8,978,820	2.54%	13,552	737	30.89	6.48%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	193	0.29%	7,075,677	0.52%	1,611,790	0.46%	18,975	744	30.43	5.95%
Honda	4,472	6.62%	80,174,330	5.86%	20,052,353	5.67%	10,309	701	31.00	7.95%
Honda: Acura	785	1.16%	16,578,517	1.21%	4,251,249	1.20%	11,709	729	30.62	7.27%
Hyundai	3,913	5.79%	61,813,202	4.52%	15,402,671	4.35%	9,026	684	31.44	8.54%
Hyundai: Kia	2,947	4.36%	48,697,111	3.56%	11,730,712	3.31%	9,407	681	32.38	8.78%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,147	1.70%	19,341,677	1.41%	4,918,772	1.39%	9,744	703	30.75	7.83%
Mitsubishi	571	0.85%	8,841,022	0.65%	2,504,337	0.71%	9,299	654	33.34	9.76%
Nissan	8,331	12.33%	145,230,701	10.62%	39,445,415	11.14%	10,326	684	32.54	8.72%
Nissan: Infiniti	1,489	2.20%	36,100,584	2.64%	9,600,829	2.71%	14,016	711	31.97	7.87%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,388	2.05%	26,359,701	1.93%	7,284,062	2.06%	10,519	732	30.28	6.70%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	215	0.32%	6,531,691	0.48%	1,722,281	0.49%	17,567	730	32.70	7.52%
Tata: Land Rover	409	0.61%	14,272,715	1.04%	3,067,559	0.87%	19,652	718	31.63	7.40%
Toyota	5,945	8.80%	112,656,037	8.24%	29,930,142	8.46%	11,035	719	30.92	7.35%
Toyota: Lexus	1,564	2.32%	38,102,688	2.79%	9,519,602	2.69%	13,448	738	30.37	6.66%
Toyota: Scion	184	0.27%	2,586,508	0.19%	439,534	0.12%	7,451	663	28.93	10.15%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,555	100.00%	1,367,303,877	100.00%	353,930,216	100.00%	12,185	704	31.83	7.99%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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