StratMaker (147643)

CarMax Auto Owner Trust 2019-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.26% / 99.74%

Total Original # of Loans

58,911

WA Loan to Value (LTV)

45.47%

Total Original Loan Amount (OLA)

$ 1,166,832,983

WA Payment to Income (PTI)

8.35%

Weighted Average (WA) OLA

$ 22,722

WA FICO (non-zero)

695

Rep. Period Beginning Loan Amount

$ 281,668,416

WA Remaining Term (RT)

25.15

Rep. Period Ending Loan Amount (ELA)

$ 266,216,273

WA Original APR

9.12%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

58,911

Total Original Loan Amount (OLA)

$ 1,166,832,983

Weighted Average (WA) OLA

$ 22,722

Rep. Period Beginning Loan Amount

$ 281,668,416

Rep. Period Ending Loan Amount (ELA)

$ 266,216,273

As % of Reporting Period ELA:

New % / Used %

0.26% / 99.74%

WA Loan to Value (LTV)

45.47%

WA Payment to Income (PTI)

8.35%

WA FICO (non-zero)

695

WA Remaining Term (RT)

25.15

WA Original APR

9.12%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	198	0.34%	768,511	0.07%	86,890	0.03%	1,288	691	17.83	5.99%
$5,000 - $9,999	2,833	4.81%	23,610,917	2.02%	3,806,639	1.43%	2,988	667	19.92	7.60%
$10,000 - $14,999	12,951	21.98%	167,055,052	14.32%	35,385,379	13.29%	5,192	672	22.65	8.99%
$15,000 - $19,999	18,942	32.15%	330,378,930	28.31%	77,929,628	29.27%	7,553	686	24.99	9.38%
$20,000 - $24,999	11,758	19.96%	261,479,616	22.41%	61,401,679	23.06%	9,763	696	25.69	9.19%
$25,000 - $29,999	6,621	11.24%	180,498,140	15.47%	42,546,304	15.98%	12,232	694	26.05	9.32%
$30,000 - $39,999	4,391	7.45%	147,337,816	12.63%	33,668,504	12.65%	14,970	703	26.39	8.77%
$40,000 - $49,999	982	1.67%	43,059,741	3.69%	9,062,142	3.40%	19,261	708	26.11	8.22%
$50,000 - $59,999	218	0.37%	11,575,310	0.99%	2,172,570	0.82%	22,642	713	25.01	7.78%
$60,000 - $69,999	17	0.03%	1,068,950	0.09%	156,538	0.06%	21,191	803	21.28	5.06%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	33,314	56.55%	609,815,617	52.26%	28,354,608	10.65%	3,866	698	18.09	7.18%
$5,000 - $9,999	17,207	29.21%	321,022,296	27.51%	126,169,240	47.39%	7,602	700	24.02	8.66%
$10,000 - $14,999	6,461	10.97%	167,277,998	14.34%	77,241,558	29.01%	12,117	683	27.73	9.93%
$15,000 - $19,999	1,591	2.70%	53,766,991	4.61%	26,765,949	10.05%	16,929	667	29.10	10.66%
$20,000 - $24,999	278	0.47%	11,950,422	1.02%	6,041,303	2.27%	21,809	670	29.76	10.17%
$25,000 - $29,999	55	0.09%	2,744,833	0.24%	1,480,998	0.56%	27,000	661	30.87	10.02%
$30,000 - $39,999	5	0.01%	254,826	0.02%	162,618	0.06%	32,610	626	31.80	12.02%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1	0.00%	20,390	0.00%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	12,873	21.85%	248,693,767	21.31%	46,458,099	17.45%	8,008	798	21.69	4.40%
5.00 - 7.49%	12,410	21.07%	242,026,510	20.74%	51,063,407	19.18%	8,775	744	23.24	6.63%
7.50 - 9.99%	14,857	25.22%	296,593,874	25.42%	72,579,155	27.26%	9,994	682	25.83	8.99%
10.00 - 12.49%	8,976	15.24%	193,733,024	16.60%	50,661,548	19.03%	11,670	640	27.98	11.23%
12.50 - 14.99%	7,522	12.77%	141,579,450	12.13%	34,615,424	13.00%	10,722	584	26.24	13.99%
15.00 - 17.49%	2,272	3.86%	44,185,968	3.79%	10,838,641	4.07%	11,720	612	27.70	16.48%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	18	0.03%	306,581	0.03%	59,677	0.02%	8,922	492	24.99	12.88%
500 - 549	1,092	1.85%	21,111,359	1.81%	5,193,412	1.95%	11,252	534	26.76	12.95%
550 - 599	4,996	8.48%	99,648,932	8.54%	25,509,830	9.58%	11,352	579	27.04	12.68%
600 - 649	11,114	18.87%	222,993,702	19.11%	55,192,975	20.73%	10,882	626	26.62	11.77%
650 - 699	12,596	21.38%	251,698,776	21.57%	60,700,508	22.80%	10,188	674	25.86	9.77%
700 - 749	10,659	18.09%	207,674,774	17.80%	47,379,716	17.80%	9,402	723	24.80	7.96%
750 - 799	8,755	14.86%	172,849,804	14.81%	35,902,397	13.49%	8,959	774	23.74	6.13%
800+	8,864	15.05%	180,748,286	15.49%	34,573,960	12.99%	8,459	833	22.27	4.99%
NA	817	1.39%	9,800,770	0.84%	1,703,798	0.64%	4,474	0	16.46	13.64%
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	6	0.01%	35,669	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	271	0.46%	3,299,034	0.28%	0	0.00%	0	0	0.00	0.00%
37 - 48	1,023	1.74%	13,833,764	1.19%	604,369	0.23%	2,057	715	5.18	6.78%
49 - 60	12,761	21.66%	233,157,680	19.98%	39,429,245	14.81%	6,686	711	16.84	7.16%
61 - 72	32,493	55.16%	646,766,129	55.43%	152,697,125	57.36%	9,897	691	25.30	9.16%
73+	12,357	20.98%	269,740,707	23.12%	73,485,534	27.60%	11,685	679	29.45	10.09%
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	25,028	42.48%	499,157,890	42.78%	2,362	0.00%	1,028	586	0.00	11.17%
1 - 12	757	1.28%	10,996,311	0.94%	1,342,672	0.50%	2,729	703	6.16	7.06%
13 - 24	17,158	29.13%	314,299,544	26.94%	101,943,301	38.29%	7,154	707	18.84	7.66%
25 - 36	15,952	27.08%	342,061,136	29.32%	162,777,205	61.14%	11,674	680	29.24	10.05%
37 - 48	9	0.02%	169,127	0.01%	87,093	0.03%	11,177	650	43.01	4.63%
49 - 60	7	0.01%	148,975	0.01%	63,639	0.02%	10,404	653	53.35	5.34%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	51,630	87.64%	1,015,196,922	87.00%	214,890,056	80.72%	9,340	703	24.74	8.55%
1 - 15	3,011	5.11%	62,513,175	5.36%	29,011,108	10.90%	11,418	649	26.30	10.96%
16 - 30	703	1.19%	15,234,145	1.31%	7,562,579	2.84%	12,695	631	27.64	11.74%
31 - 60	795	1.35%	17,056,022	1.46%	8,784,219	3.30%	13,219	620	27.55	12.19%
61 - 90	424	0.72%	9,145,720	0.78%	5,014,665	1.88%	14,165	616	27.80	12.74%
91 - 120	111	0.19%	2,256,173	0.19%	907,276	0.34%	13,424	620	26.78	11.93%
121+	2,237	3.80%	45,430,826	3.89%	46,370	0.02%	26,958	630	27.21	12.00%
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	58,571	99.42%	1,162,756,301	99.65%	265,535,210	99.74%	9,912	692	25.17	9.11%
Stated, verified but not Level 4 or 5	340	0.58%	4,076,682	0.35%	681,063	0.26%	4,358	52	16.28	13.54%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	21,492	36.48%	391,229,501	33.53%	81,431,522	30.59%	8,439	726	23.64	7.24%
5.00 - 9.99%	22,500	38.19%	457,892,721	39.24%	107,714,370	40.46%	10,133	685	25.49	9.35%
10.00 - 14.99%	9,545	16.20%	200,817,953	17.21%	48,694,967	18.29%	10,902	661	26.20	10.57%
15.00 - 19.99%	3,373	5.73%	72,157,873	6.18%	17,395,415	6.53%	11,072	660	26.29	11.17%
20.00 - 24.99%	1,210	2.05%	26,815,211	2.30%	6,334,300	2.38%	11,941	657	26.71	11.24%
25.00 - 29.99%	468	0.79%	10,295,196	0.88%	2,923,161	1.10%	12,912	656	26.93	11.35%
30.00 - 39.99%	259	0.44%	5,834,154	0.50%	1,374,929	0.52%	10,950	666	24.76	10.70%
40.00 - 49.99%	49	0.08%	1,344,392	0.12%	234,289	0.09%	11,383	689	24.13	9.29%
50.00 - 59.99%	11	0.02%	321,490	0.03%	83,795	0.03%	12,977	671	25.08	8.49%
60.00 - 69.99%	3	0.01%	84,166	0.01%	11,847	0.00%	11,847	662	23.00	8.70%
70.00 - 79.99%	1	0.00%	40,327	0.00%	17,677	0.01%	17,677	801	29.00	6.95%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	134	0.23%	600,956	0.05%	66,074	0.02%	1,746	679	19.47	5.65%
25.00 - 49.99%	1,429	2.43%	13,639,646	1.17%	1,913,529	0.72%	4,000	735	20.26	5.40%
50.00 - 74.99%	5,568	9.45%	83,090,982	7.12%	14,432,651	5.42%	6,057	741	21.06	5.78%
75.00 - 99.99%	17,378	29.50%	336,079,808	28.80%	72,130,204	27.09%	8,683	713	23.56	7.38%
100.00 - 109.99%	14,323	24.31%	304,726,785	26.12%	72,919,596	27.39%	10,494	687	25.42	9.28%
110.00 - 119.99%	12,544	21.29%	271,797,692	23.29%	66,919,305	25.14%	11,061	672	26.55	10.51%
120.00 - 129.99%	5,806	9.86%	118,676,135	10.17%	29,196,853	10.97%	10,608	666	26.99	11.14%
130.00 - 139.99%	1,347	2.29%	29,519,388	2.53%	6,663,888	2.50%	11,314	666	27.11	11.15%
140.00%+	382	0.65%	8,701,591	0.75%	1,974,172	0.74%	11,547	681	26.66	10.98%
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	987	1.68%	19,624,601	1.68%	4,720,979	1.77%	10,217	687	25.95	9.48%
Alaska	11	0.02%	197,265	0.02%	49,275	0.02%	7,641	670	23.91	9.84%
Arizona	795	1.35%	15,326,545	1.31%	3,183,243	1.20%	9,219	689	24.71	9.12%
Arkansas	94	0.16%	1,890,661	0.16%	416,495	0.16%	10,277	676	25.84	9.64%
California	9,512	16.15%	187,799,834	16.09%	42,466,917	15.95%	9,718	691	24.55	8.97%
Colorado	1,338	2.27%	26,333,635	2.26%	5,346,384	2.01%	9,318	710	24.17	8.25%
Connecticut	630	1.07%	12,337,663	1.06%	2,983,932	1.12%	9,461	697	25.13	8.64%
Delaware	319	0.54%	6,169,885	0.53%	1,584,692	0.60%	9,856	693	25.82	9.32%
Florida	4,694	7.97%	95,280,329	8.17%	20,762,616	7.80%	10,388	681	26.20	9.40%
Georgia	3,917	6.65%	78,495,126	6.73%	18,159,475	6.82%	10,557	676	25.75	9.88%
Hawaii	24	0.04%	451,858	0.04%	101,717	0.04%	10,741	717	25.79	8.37%
Idaho	164	0.28%	3,200,003	0.27%	533,836	0.20%	8,756	696	24.40	8.83%
Illinois	3,243	5.50%	62,796,347	5.38%	15,659,191	5.88%	9,391	706	24.62	8.50%
Indiana	916	1.55%	17,718,992	1.52%	3,998,020	1.50%	9,248	707	25.03	8.74%
Iowa	213	0.36%	4,060,191	0.35%	849,187	0.32%	9,029	711	23.93	8.51%
Kansas	646	1.10%	12,570,259	1.08%	3,013,687	1.13%	9,384	700	24.89	8.43%
Kentucky	663	1.13%	12,597,638	1.08%	2,798,881	1.05%	9,081	699	24.91	8.59%
Louisiana	808	1.37%	16,834,624	1.44%	4,134,195	1.55%	10,851	673	25.76	9.67%
Maine	85	0.14%	1,530,486	0.13%	352,970	0.13%	8,778	652	23.91	10.00%
Maryland	2,815	4.78%	56,276,758	4.82%	13,980,929	5.25%	10,205	695	25.44	8.89%
Massachusetts	642	1.09%	11,742,883	1.01%	2,917,390	1.10%	8,644	713	24.25	8.29%
Michigan	70	0.12%	1,316,514	0.11%	274,330	0.10%	8,639	666	23.68	9.53%
Minnesota	341	0.58%	6,554,566	0.56%	1,577,540	0.59%	9,479	680	25.29	9.70%
Mississippi	545	0.93%	11,572,317	0.99%	2,718,918	1.02%	11,230	673	25.56	10.29%
Missouri	578	0.98%	10,809,592	0.93%	2,503,039	0.94%	9,170	688	24.73	9.20%
Montana	18	0.03%	395,566	0.03%	65,242	0.02%	9,872	731	24.51	8.42%
Nebraska	236	0.40%	4,465,852	0.38%	966,719	0.36%	9,678	703	25.14	8.51%
Nevada	1,482	2.52%	30,411,233	2.61%	6,271,759	2.36%	10,112	689	25.39	9.38%
New Hampshire	84	0.14%	1,589,767	0.14%	331,420	0.12%	9,649	678	23.93	8.96%
New Jersey	480	0.81%	9,502,137	0.81%	2,408,267	0.90%	9,450	710	25.06	8.42%
New Mexico	371	0.63%	7,502,940	0.64%	1,677,147	0.63%	10,129	699	24.99	8.72%
New York	110	0.19%	2,229,045	0.19%	478,052	0.18%	8,939	708	24.14	8.39%
North Carolina	3,329	5.65%	64,522,423	5.53%	14,290,977	5.37%	9,568	691	25.20	9.29%
North Dakota	13	0.02%	236,700	0.02%	47,373	0.02%	11,092	626	29.17	11.27%
Ohio	1,175	1.99%	23,572,411	2.02%	5,528,235	2.08%	10,002	694	25.35	9.05%
Oklahoma	465	0.79%	9,119,850	0.78%	2,041,754	0.77%	10,315	683	25.96	9.60%
Oregon	478	0.81%	8,268,955	0.71%	1,625,997	0.61%	8,380	687	24.61	8.93%
Pennsylvania	766	1.30%	15,239,815	1.31%	3,565,040	1.34%	9,874	702	25.28	8.62%
Rhode Island	193	0.33%	3,543,270	0.30%	810,330	0.30%	8,456	696	25.02	8.91%
South Carolina	1,694	2.88%	32,578,758	2.79%	7,590,414	2.85%	9,675	680	25.38	9.61%
South Dakota	13	0.02%	244,756	0.02%	39,163	0.01%	7,666	721	19.32	7.31%
Tennessee	2,574	4.37%	51,244,095	4.39%	11,440,811	4.30%	9,711	697	25.18	8.99%
Texas	6,472	10.99%	131,195,673	11.24%	30,357,727	11.40%	10,401	679	25.40	9.58%
Utah	195	0.33%	3,861,091	0.33%	697,521	0.26%	9,473	720	24.94	8.06%
Vermont	12	0.02%	250,502	0.02%	45,238	0.02%	7,966	715	21.65	8.68%
Virginia	3,236	5.49%	64,712,199	5.55%	15,033,792	5.65%	9,878	709	24.87	8.58%
Washington	975	1.66%	19,308,098	1.65%	3,819,379	1.43%	9,694	694	24.05	8.48%
West Virginia	101	0.17%	2,005,079	0.17%	501,186	0.19%	9,274	687	24.86	9.76%
Wisconsin	216	0.37%	4,019,807	0.34%	741,106	0.28%	8,220	670	22.96	9.31%
Wyoming	30	0.05%	546,444	0.05%	93,993	0.04%	8,912	677	22.84	8.05%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	17,838	0.00%	0	0.00%	0	0	0.00	0.00%
Armed Forces EMEA	8	0.01%	125,987	0.01%	24,954	0.01%	7,306	638	25.44	10.24%
Armed Forces Pacific	2	0.00%	33,733	0.00%	7,166	0.00%	7,166	664	25.00	14.95%
District of Columbia	127	0.22%	2,532,048	0.22%	619,476	0.23%	9,905	693	25.37	8.83%
Guam	1	0.00%	15,366	0.00%	1,379	0.00%	1,379	786	4.00	3.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	52,975	0.00%	6,818	0.00%	4,083	669	19.67	7.51%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	105	0.18%	2,712,702	0.23%	682,381	0.26%	12,086	744	25.07	6.84%
Used	58,806	99.82%	1,164,120,281	99.77%	265,533,892	99.74%	9,892	690	25.15	9.12%
NA	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	29,137	49.46%	503,556,850	43.16%	113,538,916	42.65%	8,693	675	25.24	9.73%
Truck	4,252	7.22%	112,392,415	9.63%	25,748,539	9.67%	12,727	706	25.25	8.71%
SUV	23,616	40.09%	511,174,401	43.81%	118,128,349	44.37%	10,451	701	25.09	8.64%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,906	3.24%	39,709,318	3.40%	8,800,468	3.31%	9,726	702	24.49	8.82%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,527	11.08%	126,968,312	10.88%	28,542,942	10.72%	9,712	692	24.88	9.03%
Ford: Lincoln	339	0.58%	7,488,141	0.64%	1,831,392	0.69%	10,668	696	24.55	9.02%
Ford: Mercury	23	0.04%	271,259	0.02%	54,156	0.02%	4,613	647	20.81	9.89%
GMC	1,385	2.35%	35,243,300	3.02%	8,404,287	3.16%	12,137	702	25.41	8.70%
GMC: Buick	832	1.41%	15,352,884	1.32%	3,632,695	1.36%	9,158	694	25.47	9.20%
GMC: Cadillac	682	1.16%	18,961,103	1.63%	4,218,518	1.58%	13,733	697	24.82	8.76%
GMC: Chevrolet	5,412	9.19%	110,476,492	9.47%	26,000,028	9.77%	10,662	682	25.71	9.63%
GMC: Hummer	2	0.00%	49,081	0.00%	6,318	0.00%	6,318	759	16.00	8.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	8	0.01%	116,076	0.01%	11,073	0.00%	4,011	695	19.51	10.53%
GMC: Saturn	5	0.01%	54,029	0.00%	9,862	0.00%	3,836	590	16.26	12.08%
Tesla	3	0.01%	137,993	0.01%	12,838	0.00%	12,838	795	17.00	4.45%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,428	2.42%	36,438,819	3.12%	7,194,428	2.70%	12,396	695	24.92	8.77%
BMW: Mini	372	0.63%	6,162,030	0.53%	1,175,491	0.44%	7,544	689	23.50	9.00%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,633	2.77%	44,533,972	3.82%	9,248,095	3.47%	12,855	686	25.34	9.10%
Daimler: Smart	42	0.07%	411,680	0.04%	54,921	0.02%	3,700	651	21.80	10.85%
Fiat	297	0.50%	4,185,993	0.36%	867,681	0.33%	6,897	677	24.96	9.63%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	836	1.42%	16,641,754	1.43%	3,846,348	1.44%	9,660	686	25.87	9.55%
Fiat: Dodge	2,964	5.03%	68,604,475	5.88%	16,184,263	6.08%	11,874	682	26.34	9.76%
Fiat: Jeep	2,985	5.07%	61,356,783	5.26%	14,244,000	5.35%	9,830	696	25.76	8.96%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	283	0.48%	6,466,511	0.55%	1,309,424	0.49%	11,129	725	23.96	7.49%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,131	1.92%	18,227,913	1.56%	3,845,754	1.44%	7,634	682	24.28	9.10%
Volkswagen: Audi	1,241	2.11%	31,114,568	2.67%	6,392,294	2.40%	11,588	711	24.83	8.21%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	133	0.23%	5,295,319	0.45%	812,376	0.31%	16,553	724	23.20	7.23%
Honda	4,527	7.68%	79,915,418	6.85%	18,714,980	7.03%	8,374	693	24.58	8.93%
Honda: Acura	632	1.07%	13,199,161	1.13%	2,940,166	1.10%	9,845	694	24.55	8.98%
Hyundai	3,648	6.19%	57,015,733	4.89%	13,201,865	4.96%	7,408	680	25.07	9.52%
Hyundai: Kia	2,648	4.49%	43,345,896	3.71%	10,332,864	3.88%	7,895	676	25.55	9.68%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,180	2.00%	19,159,186	1.64%	4,424,163	1.66%	7,696	694	24.21	8.86%
Mitsubishi	557	0.95%	8,618,937	0.74%	2,202,885	0.83%	7,646	662	25.85	10.14%
Nissan	7,585	12.88%	132,070,104	11.32%	32,230,110	12.11%	8,485	681	25.51	9.46%
Nissan: Infiniti	1,082	1.84%	25,833,087	2.21%	6,044,410	2.27%	11,767	688	25.60	9.40%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,242	2.11%	23,254,252	1.99%	5,089,005	1.91%	8,378	721	23.87	7.85%
Suzuki	1	0.00%	16,893	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	182	0.31%	5,590,544	0.48%	1,270,896	0.48%	15,376	680	26.95	9.40%
Tata: Land Rover	465	0.79%	15,102,174	1.29%	3,340,227	1.25%	15,317	706	25.84	8.12%
Toyota	5,173	8.78%	96,548,185	8.27%	21,808,540	8.19%	8,954	703	24.26	8.62%
Toyota: Lexus	1,182	2.01%	29,173,253	2.50%	6,035,793	2.27%	11,567	711	23.80	8.24%
Toyota: Scion	244	0.41%	3,431,673	0.29%	681,188	0.26%	6,306	653	24.22	10.00%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	58,911	100.00%	1,166,832,983	100.00%	266,216,273	100.00%	9,897	691	25.15	9.12%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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