StratMaker (147647)

CarMax Auto Owner Trust 2020-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.47% / 99.53%

Total Original # of Loans

75,155

WA Loan to Value (LTV)

57.64%

Total Original Loan Amount (OLA)

$ 1,460,793,274

WA Payment to Income (PTI)

8.21%

Weighted Average (WA) OLA

$ 22,693

WA FICO (non-zero)

712

Rep. Period Beginning Loan Amount

$ 526,042,577

WA Remaining Term (RT)

35.33

Rep. Period Ending Loan Amount (ELA)

$ 504,456,445

WA Original APR

7.93%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

75,155

Total Original Loan Amount (OLA)

$ 1,460,793,274

Weighted Average (WA) OLA

$ 22,693

Rep. Period Beginning Loan Amount

$ 526,042,577

Rep. Period Ending Loan Amount (ELA)

$ 504,456,445

As % of Reporting Period ELA:

New % / Used %

0.47% / 99.53%

WA Loan to Value (LTV)

57.64%

WA Payment to Income (PTI)

8.21%

WA FICO (non-zero)

712

WA Remaining Term (RT)

35.33

WA Original APR

7.93%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	352	0.47%	1,400,448	0.10%	307,064	0.06%	1,894	639	27.19	5.78%
$5,000 - $9,999	4,857	6.46%	40,145,441	2.75%	11,768,591	2.33%	4,407	663	30.38	6.86%
$10,000 - $14,999	18,251	24.28%	234,611,742	16.06%	81,754,088	16.21%	7,256	651	33.12	8.20%
$15,000 - $19,999	22,777	30.31%	395,947,460	27.10%	144,115,017	28.57%	10,062	686	35.14	8.16%
$20,000 - $24,999	13,800	18.36%	307,147,273	21.03%	109,573,767	21.72%	12,979	713	36.06	7.84%
$25,000 - $29,999	7,683	10.22%	209,248,013	14.32%	71,466,156	14.17%	15,941	715	36.28	7.88%
$30,000 - $39,999	5,717	7.61%	193,598,080	13.25%	62,380,265	12.37%	20,027	719	36.85	7.70%
$40,000 - $49,999	1,402	1.87%	61,658,650	4.22%	18,259,374	3.62%	25,919	724	36.60	7.44%
$50,000 - $59,999	286	0.38%	15,133,926	1.04%	4,322,072	0.86%	30,806	717	36.08	7.15%
$60,000 - $69,999	30	0.04%	1,902,241	0.13%	510,050	0.10%	30,800	788	30.54	4.45%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	32,113	42.73%	599,736,003	41.06%	15,261,110	3.03%	3,839	697	26.53	5.88%
$5,000 - $9,999	19,891	26.47%	295,221,762	20.21%	154,698,723	30.67%	8,015	681	32.26	7.42%
$10,000 - $14,999	15,443	20.55%	323,469,911	22.14%	187,165,348	37.10%	12,281	703	36.23	8.03%
$15,000 - $19,999	5,355	7.13%	151,575,512	10.38%	91,225,581	18.08%	17,149	704	37.89	8.51%
$20,000 - $24,999	1,705	2.27%	61,321,040	4.20%	37,556,609	7.44%	22,118	703	38.75	8.52%
$25,000 - $29,999	473	0.63%	20,651,372	1.41%	12,843,820	2.55%	27,224	696	38.90	8.71%
$30,000 - $39,999	175	0.23%	8,817,675	0.60%	5,705,255	1.13%	32,742	691	40.72	9.16%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	5	0.01%	123,954	0.01%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	20,843	27.73%	396,326,099	27.13%	132,246,405	26.22%	11,795	800	32.18	3.54%
5.00 - 7.49%	15,146	20.15%	284,467,884	19.47%	97,998,767	19.43%	12,219	730	34.55	6.50%
7.50 - 9.99%	19,482	25.92%	389,605,018	26.67%	135,899,971	26.94%	13,277	678	36.42	9.06%
10.00 - 12.49%	11,987	15.95%	258,631,031	17.70%	92,635,012	18.36%	15,103	647	38.85	11.21%
12.50 - 14.99%	7,592	10.10%	129,661,271	8.88%	45,103,666	8.94%	12,407	467	35.69	13.69%
15.00 - 17.49%	100	0.13%	1,978,019	0.14%	572,624	0.11%	14,211	605	36.60	16.46%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	9	0.01%	163,287	0.01%	78,051	0.02%	14,246	490	37.60	12.50%
500 - 549	598	0.80%	11,427,662	0.78%	3,701,383	0.73%	13,512	538	36.99	11.69%
550 - 599	3,660	4.87%	71,864,197	4.92%	24,601,439	4.88%	13,959	581	36.95	11.29%
600 - 649	12,806	17.04%	254,653,718	17.43%	89,342,704	17.71%	14,037	628	37.05	10.73%
650 - 699	16,814	22.37%	333,645,862	22.84%	116,505,173	23.10%	13,432	674	36.53	9.38%
700 - 749	14,943	19.88%	283,825,828	19.43%	99,305,400	19.69%	12,569	724	35.53	7.46%
750 - 799	11,823	15.73%	228,573,588	15.65%	77,837,901	15.43%	12,235	773	34.01	5.20%
800+	11,840	15.75%	241,339,341	16.52%	81,425,248	16.14%	12,499	834	32.74	3.91%
NA	2,662	3.54%	35,299,793	2.42%	11,659,146	2.31%	8,297	0	31.23	14.00%
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	26	0.03%	199,990	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	481	0.64%	5,660,337	0.39%	286,766	0.06%	2,153	746	5.03	4.78%
37 - 48	1,751	2.33%	22,881,599	1.57%	4,063,316	0.81%	5,686	692	16.13	6.07%
49 - 60	17,439	23.20%	309,008,177	21.15%	97,175,642	19.26%	10,375	715	28.29	6.06%
61 - 72	42,365	56.37%	831,491,605	56.92%	294,651,036	58.41%	13,046	690	35.91	8.18%
73+	13,093	17.42%	291,551,566	19.96%	108,279,684	21.46%	15,263	694	40.85	8.99%
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	27,549	36.66%	550,290,062	37.67%	540	0.00%	160	686	0.00	5.73%
1 - 12	418	0.56%	5,461,926	0.37%	783,820	0.16%	2,878	718	6.57	5.69%
13 - 24	2,183	2.90%	33,564,560	2.30%	12,230,934	2.42%	7,203	696	19.20	6.35%
25 - 36	27,177	36.16%	489,022,723	33.48%	252,006,177	49.96%	11,013	698	30.88	6.97%
37 - 48	17,820	23.71%	382,281,310	26.17%	239,335,356	47.44%	15,297	693	40.93	9.03%
49 - 60	8	0.01%	172,692	0.01%	99,616	0.02%	15,780	613	51.20	5.32%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	68,180	90.72%	1,317,972,979	90.22%	429,846,252	85.21%	12,503	707	35.02	7.50%
1 - 15	3,572	4.75%	73,023,070	5.00%	44,992,289	8.92%	14,913	646	36.72	9.95%
16 - 30	743	0.99%	15,281,547	1.05%	9,690,204	1.92%	15,583	625	37.72	10.79%
31 - 60	917	1.22%	19,099,936	1.31%	12,307,502	2.44%	16,287	593	37.73	11.20%
61 - 90	459	0.61%	9,742,127	0.67%	6,414,258	1.27%	17,338	610	37.53	11.19%
91 - 120	119	0.16%	2,476,902	0.17%	1,205,941	0.24%	17,029	581	37.11	11.49%
121+	1,165	1.55%	23,196,713	1.59%	0	0.00%	0	0	0.00	0.00%
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	74,203	98.73%	1,447,983,458	99.12%	500,412,554	99.20%	12,978	701	35.36	7.88%
Stated, verified but not Level 4 or 5	952	1.27%	12,809,816	0.88%	4,043,891	0.80%	8,481	88	31.20	13.90%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,540	36.64%	486,215,816	33.28%	163,389,694	32.39%	11,452	739	33.81	6.03%
5.00 - 9.99%	28,212	37.54%	571,716,921	39.14%	200,849,022	39.81%	13,320	698	35.68	8.09%
10.00 - 14.99%	11,958	15.91%	245,257,975	16.79%	85,807,722	17.01%	13,873	653	36.54	9.62%
15.00 - 19.99%	4,661	6.20%	97,496,816	6.67%	33,688,994	6.68%	14,245	626	36.69	10.38%
20.00 - 24.99%	1,701	2.26%	36,525,152	2.50%	12,364,837	2.45%	15,050	612	36.78	10.66%
25.00 - 29.99%	687	0.91%	14,538,930	1.00%	5,253,920	1.04%	15,149	627	36.59	10.33%
30.00 - 39.99%	326	0.43%	7,155,048	0.49%	2,431,401	0.48%	14,477	618	35.76	9.87%
40.00 - 49.99%	51	0.07%	1,319,066	0.09%	529,547	0.10%	15,694	701	35.43	9.00%
50.00 - 59.99%	17	0.02%	500,314	0.03%	115,758	0.02%	18,550	759	36.47	7.70%
60.00 - 69.99%	1	0.00%	45,414	0.00%	21,768	0.00%	21,768	863	28.00	4.95%
70.00 - 79.99%	1	0.00%	21,822	0.00%	3,782	0.00%	3,782	852	7.00	2.95%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	163	0.22%	712,632	0.05%	147,713	0.03%	2,530	663	28.03	4.72%
25.00 - 49.99%	2,160	2.87%	19,335,036	1.32%	4,956,473	0.98%	5,416	716	30.28	4.52%
50.00 - 74.99%	9,330	12.41%	134,919,318	9.24%	41,754,001	8.28%	8,606	736	31.66	4.92%
75.00 - 99.99%	27,348	36.39%	522,192,435	35.75%	185,572,068	36.79%	12,094	711	34.41	6.80%
100.00 - 109.99%	18,174	24.18%	391,619,310	26.81%	138,600,084	27.48%	14,166	679	36.22	8.71%
110.00 - 119.99%	12,012	15.98%	261,523,719	17.90%	90,799,295	18.00%	14,470	676	36.85	9.51%
120.00 - 129.99%	4,356	5.80%	93,213,206	6.38%	30,635,091	6.07%	14,066	679	37.13	10.15%
130.00 - 139.99%	1,223	1.63%	28,126,319	1.93%	9,092,830	1.80%	15,809	679	38.10	10.74%
140.00%+	389	0.52%	9,151,298	0.63%	2,898,889	0.57%	15,764	686	37.65	10.56%
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,194	1.59%	23,393,754	1.60%	8,254,502	1.64%	13,406	690	36.07	8.50%
Alaska	13	0.02%	235,027	0.02%	71,635	0.01%	10,474	707	32.54	8.50%
Arizona	1,076	1.43%	19,436,206	1.33%	6,350,171	1.26%	12,077	685	34.66	7.88%
Arkansas	89	0.12%	1,834,556	0.13%	649,261	0.13%	12,285	681	34.74	8.40%
California	13,133	17.47%	255,889,717	17.52%	87,680,367	17.38%	13,120	690	35.24	7.93%
Colorado	1,795	2.39%	34,763,072	2.38%	10,801,403	2.14%	12,591	724	34.22	6.97%
Connecticut	559	0.74%	10,722,018	0.73%	4,174,702	0.83%	12,730	710	35.08	7.84%
Delaware	352	0.47%	6,535,945	0.45%	2,477,122	0.49%	11,963	697	36.27	8.06%
Florida	5,448	7.25%	108,692,158	7.44%	35,595,262	7.06%	13,550	684	36.42	8.40%
Georgia	4,813	6.40%	92,273,954	6.32%	32,476,938	6.44%	13,152	679	36.12	8.68%
Hawaii	24	0.03%	461,259	0.03%	166,837	0.03%	13,638	692	36.80	8.01%
Idaho	231	0.31%	4,099,476	0.28%	1,242,794	0.25%	11,274	700	35.25	7.32%
Illinois	3,599	4.79%	68,465,512	4.69%	26,729,416	5.30%	12,581	709	35.25	7.41%
Indiana	1,164	1.55%	22,153,328	1.52%	7,958,296	1.58%	12,743	704	35.72	7.78%
Iowa	270	0.36%	4,995,628	0.34%	1,722,985	0.34%	11,823	709	34.41	7.58%
Kansas	917	1.22%	18,325,269	1.25%	5,997,356	1.19%	12,597	728	32.97	7.13%
Kentucky	833	1.11%	15,455,672	1.06%	5,503,686	1.09%	11,932	709	35.21	7.38%
Louisiana	1,038	1.38%	20,946,869	1.43%	7,961,796	1.58%	13,817	663	36.20	8.76%
Maine	119	0.16%	2,350,141	0.16%	782,706	0.16%	11,645	717	33.82	7.21%
Maryland	5,146	6.85%	104,008,555	7.12%	31,175,102	6.18%	12,548	710	33.33	7.48%
Massachusetts	945	1.26%	16,497,596	1.13%	6,426,614	1.27%	11,508	712	35.19	7.25%
Michigan	68	0.09%	1,278,799	0.09%	490,594	0.10%	11,825	685	34.54	7.91%
Minnesota	187	0.25%	3,683,243	0.25%	1,200,480	0.24%	11,720	692	34.43	7.91%
Mississippi	824	1.10%	16,443,887	1.13%	6,406,463	1.27%	13,761	667	36.29	9.33%
Missouri	1,116	1.48%	21,133,027	1.45%	6,684,085	1.33%	11,346	703	31.86	7.69%
Montana	27	0.04%	588,441	0.04%	161,867	0.03%	13,849	731	36.02	6.40%
Nebraska	327	0.44%	5,791,679	0.40%	2,017,217	0.40%	11,220	728	33.63	6.73%
Nevada	2,169	2.89%	44,236,103	3.03%	14,433,882	2.86%	13,467	694	35.71	7.83%
New Hampshire	103	0.14%	1,851,006	0.13%	622,356	0.12%	11,219	712	33.62	7.50%
New Jersey	588	0.78%	11,084,090	0.76%	4,496,270	0.89%	12,781	704	36.86	7.76%
New Mexico	512	0.68%	9,945,355	0.68%	3,562,384	0.71%	12,630	696	34.70	7.64%
New York	109	0.15%	1,992,514	0.14%	744,762	0.15%	14,089	668	35.34	8.37%
North Carolina	3,745	4.98%	71,868,940	4.92%	25,542,805	5.06%	13,088	696	36.23	8.19%
North Dakota	10	0.01%	211,857	0.01%	62,334	0.01%	13,345	732	34.92	7.35%
Ohio	1,326	1.76%	25,795,590	1.77%	9,554,806	1.89%	12,906	706	35.67	7.68%
Oklahoma	576	0.77%	10,861,955	0.74%	3,765,599	0.75%	11,982	698	34.68	7.70%
Oregon	653	0.87%	10,746,394	0.74%	3,357,408	0.67%	10,525	695	33.85	7.22%
Pennsylvania	1,066	1.42%	19,490,314	1.33%	7,442,472	1.48%	12,414	704	36.10	7.85%
Rhode Island	196	0.26%	3,199,553	0.22%	1,074,754	0.21%	10,591	691	34.68	8.17%
South Carolina	2,059	2.74%	39,121,647	2.68%	13,946,881	2.76%	12,446	695	35.83	8.11%
South Dakota	12	0.02%	235,650	0.02%	67,628	0.01%	11,222	679	35.69	9.72%
Tennessee	3,175	4.22%	62,205,287	4.26%	21,438,506	4.25%	12,931	701	35.55	7.83%
Texas	7,157	9.52%	144,975,255	9.92%	50,204,418	9.95%	13,696	681	35.60	8.47%
Utah	292	0.39%	5,373,743	0.37%	1,525,950	0.30%	11,762	725	32.76	6.46%
Vermont	10	0.01%	220,229	0.02%	83,073	0.02%	14,303	750	27.64	5.82%
Virginia	3,951	5.26%	76,378,042	5.23%	27,300,111	5.41%	12,905	717	35.32	7.19%
Washington	1,182	1.57%	22,041,766	1.51%	7,332,880	1.45%	12,341	695	34.63	7.64%
West Virginia	84	0.11%	1,754,788	0.12%	715,901	0.14%	13,468	689	36.10	7.87%
Wisconsin	695	0.92%	13,303,283	0.91%	4,926,476	0.98%	12,825	709	35.25	7.42%
Wyoming	33	0.04%	807,374	0.06%	231,471	0.05%	17,658	682	34.27	7.81%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	98,652	0.01%	27,626	0.01%	11,813	656	31.10	5.38%
Armed Forces Pacific	2	0.00%	41,583	0.00%	25,134	0.00%	12,838	730	37.99	11.89%
District of Columbia	136	0.18%	2,486,450	0.17%	810,902	0.16%	11,809	691	33.73	7.49%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	11,063	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	303	0.40%	7,992,185	0.55%	2,350,389	0.47%	15,238	766	31.28	4.94%
Used	74,852	99.60%	1,452,801,089	99.45%	502,106,056	99.53%	12,931	695	35.35	7.94%
NA	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	35,045	46.63%	590,490,885	40.42%	197,912,201	39.23%	11,147	668	35.23	8.63%
Truck	5,618	7.48%	151,726,732	10.39%	51,064,228	10.12%	17,052	724	35.58	7.39%
SUV	32,064	42.66%	671,848,446	45.99%	239,249,365	47.43%	13,620	711	35.41	7.51%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,428	3.23%	46,727,211	3.20%	16,230,651	3.22%	11,896	718	34.62	7.25%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,390	9.83%	143,730,838	9.84%	48,555,965	9.63%	13,082	701	34.96	7.74%
Ford: Lincoln	510	0.68%	11,502,251	0.79%	3,955,051	0.78%	14,597	720	35.50	7.24%
Ford: Mercury	13	0.02%	156,216	0.01%	49,554	0.01%	6,558	714	30.41	9.10%
GMC	1,863	2.48%	47,595,475	3.26%	16,298,602	3.23%	16,717	711	36.20	7.79%
GMC: Buick	993	1.32%	17,705,164	1.21%	6,236,542	1.24%	11,093	693	35.48	8.01%
GMC: Cadillac	1,004	1.34%	27,209,135	1.86%	8,508,597	1.69%	17,554	702	35.52	7.97%
GMC: Chevrolet	6,047	8.05%	124,458,380	8.52%	43,931,419	8.71%	14,150	685	35.98	8.44%
GMC: Hummer	1	0.00%	19,225	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	32,447	0.00%	2,081	0.00%	2,081	563	16.00	7.45%
GMC: Saturn	4	0.01%	44,554	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,845	2.45%	46,313,904	3.17%	13,708,417	2.72%	15,877	705	35.22	7.65%
BMW: Mini	494	0.66%	7,621,210	0.52%	2,341,675	0.46%	9,328	696	33.34	8.01%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,625	2.16%	43,028,322	2.95%	13,110,378	2.60%	16,999	696	35.86	8.26%
Daimler: Smart	39	0.05%	383,164	0.03%	95,000	0.02%	6,131	623	33.25	9.32%
Fiat	296	0.39%	3,808,808	0.26%	1,099,899	0.22%	7,909	674	33.77	8.43%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	919	1.22%	18,203,131	1.25%	6,233,353	1.24%	12,383	690	35.15	7.97%
Fiat: Dodge	3,692	4.91%	86,585,294	5.93%	29,641,267	5.88%	15,375	700	36.49	8.16%
Fiat: Jeep	4,044	5.38%	82,866,240	5.67%	29,537,069	5.86%	13,140	704	35.64	7.78%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	611	0.81%	14,240,462	0.97%	4,600,306	0.91%	14,946	732	34.37	6.29%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,747	2.32%	26,662,397	1.83%	9,384,051	1.86%	9,775	676	34.65	8.21%
Volkswagen: Audi	1,314	1.75%	32,022,847	2.19%	10,377,088	2.06%	15,373	716	35.13	7.25%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	224	0.30%	8,431,245	0.58%	2,374,301	0.47%	22,268	729	35.02	6.66%
Honda	5,593	7.44%	96,378,737	6.60%	34,426,151	6.82%	11,124	695	34.86	7.97%
Honda: Acura	1,049	1.40%	22,554,152	1.54%	7,935,302	1.57%	13,386	717	34.88	7.16%
Hyundai	5,369	7.14%	81,846,111	5.60%	29,358,581	5.82%	9,791	669	35.40	8.35%
Hyundai: Kia	4,387	5.84%	69,259,926	4.74%	26,006,868	5.16%	10,199	673	35.85	8.47%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,584	2.11%	25,834,227	1.77%	9,105,678	1.81%	10,431	692	34.81	8.00%
Mitsubishi	638	0.85%	9,856,248	0.67%	3,576,235	0.71%	9,975	658	35.64	9.14%
Nissan	8,924	11.87%	150,003,490	10.27%	55,109,552	10.92%	10,933	679	35.72	8.32%
Nissan: Infiniti	1,445	1.92%	34,410,264	2.36%	11,611,895	2.30%	15,232	697	35.76	8.22%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,247	2.99%	39,825,027	2.73%	14,222,900	2.82%	11,017	727	34.30	6.78%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	284	0.38%	8,144,560	0.56%	2,364,783	0.47%	18,446	701	36.83	8.15%
Tata: Land Rover	585	0.78%	19,826,969	1.36%	6,182,830	1.23%	21,492	715	36.32	7.52%
Toyota	6,704	8.92%	122,564,074	8.39%	42,427,338	8.41%	11,767	710	34.05	7.31%
Toyota: Lexus	1,491	1.98%	35,282,566	2.42%	11,350,804	2.25%	14,671	717	34.14	7.35%
Toyota: Scion	177	0.24%	2,386,214	0.16%	736,914	0.15%	8,421	603	32.94	10.10%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	75,155	100.00%	1,460,793,274	100.00%	504,456,445	100.00%	12,942	696	35.33	7.93%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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