StratMaker (147651)

CarMax Auto Owner Trust 2022-3

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.00% / 100.00%

Total Original # of Loans

70,741

WA Loan to Value (LTV)

79.11%

Total Original Loan Amount (OLA)

$ 1,722,394,533

WA Payment to Income (PTI)

9.21%

Weighted Average (WA) OLA

$ 28,140

WA FICO (non-zero)

709

Rep. Period Beginning Loan Amount

$ 1,123,641,705

WA Remaining Term (RT)

54.25

Rep. Period Ending Loan Amount (ELA)

$ 1,088,501,688

WA Original APR

8.34%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

70,741

Total Original Loan Amount (OLA)

$ 1,722,394,533

Weighted Average (WA) OLA

$ 28,140

Rep. Period Beginning Loan Amount

$ 1,123,641,705

Rep. Period Ending Loan Amount (ELA)

$ 1,088,501,688

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

79.11%

WA Payment to Income (PTI)

9.21%

WA FICO (non-zero)

709

WA Remaining Term (RT)

54.25

WA Original APR

8.34%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	179	0.25%	688,958	0.04%	350,784	0.03%	2,984	676	42.69	4.86%
$5,000 - $9,999	2,005	2.83%	16,390,267	0.95%	7,506,776	0.69%	6,464	709	46.13	5.22%
$10,000 - $14,999	8,309	11.75%	107,486,186	6.24%	46,915,844	4.31%	10,259	692	47.57	7.09%
$15,000 - $19,999	15,481	21.88%	272,712,380	15.83%	145,745,205	13.39%	14,502	688	50.51	8.45%
$20,000 - $24,999	15,426	21.81%	345,676,195	20.07%	217,418,359	19.97%	18,957	704	53.61	8.80%
$25,000 - $29,999	12,317	17.41%	336,937,941	19.56%	224,641,761	20.64%	23,404	701	55.10	8.97%
$30,000 - $39,999	12,030	17.01%	409,452,981	23.77%	280,924,986	25.81%	29,312	710	56.07	8.27%
$40,000 - $49,999	3,806	5.38%	167,933,082	9.75%	118,459,158	10.88%	38,044	712	56.88	7.82%
$50,000 - $59,999	996	1.41%	53,025,623	3.08%	38,201,837	3.51%	45,396	726	56.13	6.90%
$60,000 - $69,999	192	0.27%	12,090,920	0.70%	8,336,978	0.77%	50,086	777	50.76	4.10%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	21,152	29.90%	440,316,348	25.56%	19,125,600	1.76%	3,238	694	13.50	8.18%
$5,000 - $9,999	3,850	5.44%	64,986,439	3.77%	28,800,908	2.65%	7,788	709	37.81	6.59%
$10,000 - $14,999	7,462	10.55%	119,810,058	6.96%	95,763,395	8.80%	12,990	697	50.50	7.30%
$15,000 - $19,999	11,957	16.90%	248,104,768	14.40%	209,724,470	19.27%	17,654	705	53.59	8.32%
$20,000 - $24,999	11,018	15.58%	286,637,258	16.64%	246,887,689	22.68%	22,500	704	55.59	8.81%
$25,000 - $29,999	7,525	10.64%	236,434,050	13.73%	205,276,610	18.86%	27,354	700	56.64	9.02%
$30,000 - $39,999	5,958	8.42%	232,691,451	13.51%	202,004,264	18.56%	34,128	710	57.53	8.15%
$40,000 - $49,999	1,661	2.35%	83,729,213	4.86%	72,784,201	6.69%	43,975	709	57.80	7.87%
$50,000 - $59,999	158	0.22%	9,684,949	0.56%	8,134,551	0.75%	51,507	765	54.79	4.96%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	853	1.21%	21,067,312	1.22%	14,174,830	1.30%	23,502	800	46.42	2.23%
2.50 - 4.99%	19,968	28.23%	465,017,176	27.00%	277,363,572	25.48%	24,021	793	52.15	3.65%
5.00 - 7.49%	15,465	21.86%	371,475,982	21.57%	215,687,400	19.82%	24,613	737	53.16	6.54%
7.50 - 9.99%	14,413	20.37%	365,048,753	21.19%	225,278,524	20.70%	25,283	685	54.91	9.13%
10.00 - 12.49%	9,703	13.72%	256,110,228	14.87%	179,863,953	16.52%	26,584	653	57.38	11.10%
12.50 - 14.99%	6,768	9.57%	164,428,046	9.55%	117,737,217	10.82%	24,519	600	56.45	13.77%
15.00 - 17.49%	3,571	5.05%	79,247,037	4.60%	58,396,192	5.36%	21,372	587	53.47	16.27%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	292,868	0.02%	188,898	0.02%	25,438	492	46.81	12.68%
500 - 549	816	1.15%	19,473,473	1.13%	12,964,859	1.19%	24,479	538	55.10	13.29%
550 - 599	5,060	7.15%	123,077,766	7.15%	84,377,830	7.75%	25,012	580	55.35	13.03%
600 - 649	11,704	16.54%	285,440,372	16.57%	186,022,381	17.09%	25,020	626	55.24	11.83%
650 - 699	14,703	20.78%	361,897,586	21.01%	227,890,396	20.94%	25,037	675	55.12	9.72%
700 - 749	14,105	19.94%	341,345,848	19.82%	212,259,528	19.50%	24,563	724	54.47	7.55%
750 - 799	12,158	17.19%	296,708,718	17.23%	184,993,839	17.00%	24,542	774	53.39	5.32%
800+	11,483	16.23%	284,103,795	16.49%	173,374,408	15.93%	24,705	831	52.26	4.07%
NA	699	0.99%	10,054,106	0.58%	6,429,549	0.59%	13,529	0	49.30	14.79%
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	27	0.04%	238,864	0.01%	66,639	0.01%	5,833	735	13.21	5.40%
25 - 36	235	0.33%	3,774,335	0.22%	1,900,763	0.17%	14,913	748	24.72	4.76%
37 - 48	1,049	1.48%	17,768,992	1.03%	11,297,394	1.04%	16,343	741	34.91	5.70%
49 - 60	14,137	19.98%	314,713,977	18.27%	190,439,424	17.50%	22,559	721	48.20	6.90%
61 - 72	41,605	58.81%	1,013,777,020	58.86%	648,259,722	59.56%	24,597	703	54.81	8.47%
73+	13,688	19.35%	372,121,345	21.60%	236,537,746	21.73%	27,319	693	58.73	9.29%
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	13,914	19.67%	308,950,076	17.94%	73,927	0.01%	959	611	0.00	9.61%
1 - 12	7,000	9.90%	141,504,152	8.22%	20,647,338	1.90%	3,928	691	9.61	8.64%
13 - 24	880	1.24%	18,291,600	1.06%	5,381,741	0.49%	7,695	666	15.36	9.64%
25 - 36	670	0.95%	11,177,032	0.65%	7,623,959	0.70%	15,292	746	30.90	5.17%
37 - 48	6,691	9.46%	153,137,265	8.89%	116,885,819	10.74%	21,687	734	45.16	5.80%
49 - 60	28,670	40.53%	706,763,987	41.03%	597,517,546	54.89%	23,932	708	53.78	8.12%
61 - 72	12,916	18.26%	382,570,421	22.21%	340,371,359	31.27%	28,917	690	62.04	9.63%
73+	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	62,444	88.27%	1,506,453,222	87.46%	927,460,172	85.21%	24,427	716	54.10	7.78%
1 - 15	4,858	6.87%	127,008,823	7.37%	98,492,530	9.05%	26,369	651	54.96	10.88%
16 - 30	1,067	1.51%	27,447,426	1.59%	20,965,996	1.93%	26,284	630	55.05	11.98%
31 - 60	1,173	1.66%	30,460,773	1.77%	24,779,733	2.28%	26,486	613	55.42	12.81%
61 - 90	650	0.92%	17,070,213	0.99%	13,612,919	1.25%	27,258	609	55.27	13.25%
91 - 120	207	0.29%	5,337,528	0.31%	3,190,339	0.29%	26,858	606	55.05	13.19%
121+	342	0.48%	8,616,548	0.50%	0	0.00%	0	0	0.00	0.00%
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	70,337	99.43%	1,714,348,958	99.53%	1,082,903,904	99.49%	24,735	706	54.25	8.32%
Stated, verified but not Level 4 or 5	404	0.57%	8,045,575	0.47%	5,597,784	0.51%	23,346	405	53.43	12.47%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	22,676	32.05%	489,885,841	28.44%	290,384,404	26.68%	22,420	745	52.57	5.92%
5.00 - 9.99%	26,732	37.79%	667,786,310	38.77%	419,977,609	38.58%	25,032	706	54.35	8.15%
10.00 - 14.99%	12,618	17.84%	325,891,328	18.92%	213,771,100	19.64%	25,623	677	55.13	9.95%
15.00 - 19.99%	5,181	7.32%	139,788,529	8.12%	95,941,340	8.81%	26,533	666	55.80	10.92%
20.00 - 24.99%	2,209	3.12%	60,740,889	3.53%	42,056,987	3.86%	26,709	659	55.77	11.47%
25.00 - 29.99%	850	1.20%	24,411,213	1.42%	16,877,009	1.55%	27,945	670	55.76	11.17%
30.00 - 39.99%	368	0.52%	10,305,190	0.60%	6,935,960	0.64%	28,104	682	55.19	9.98%
40.00 - 49.99%	70	0.10%	2,300,673	0.13%	1,572,262	0.14%	30,863	719	55.75	8.73%
50.00 - 59.99%	26	0.04%	842,623	0.05%	597,951	0.05%	29,104	706	56.11	9.76%
60.00 - 69.99%	7	0.01%	265,172	0.02%	229,553	0.02%	34,008	703	56.34	8.10%
70.00 - 79.99%	2	0.00%	79,276	0.00%	68,893	0.01%	34,548	794	58.36	5.37%
80.00 - 89.99%	1	0.00%	47,469	0.00%	42,872	0.00%	42,872	757	61.00	10.45%
90.00 - 99.99%	1	0.00%	50,020	0.00%	45,747	0.00%	45,747	674	62.00	9.45%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	433	0.61%	2,802,809	0.16%	1,585,046	0.15%	5,924	732	46.69	3.84%
25.00 - 49.99%	3,216	4.55%	41,958,133	2.44%	26,383,072	2.42%	12,505	748	49.28	4.15%
50.00 - 74.99%	10,639	15.04%	213,463,645	12.39%	139,847,754	12.85%	19,549	744	52.23	5.06%
75.00 - 99.99%	26,407	37.33%	675,640,926	39.23%	447,650,042	41.13%	25,289	713	54.64	7.61%
100.00 - 109.99%	16,523	23.36%	448,519,255	26.04%	287,422,337	26.41%	27,059	686	55.48	9.83%
110.00 - 119.99%	9,948	14.06%	258,925,578	15.03%	150,730,359	13.85%	26,096	678	54.42	10.74%
120.00 - 129.99%	2,927	4.14%	66,219,679	3.84%	29,197,251	2.68%	23,224	671	50.80	11.53%
130.00 - 139.99%	512	0.72%	11,781,591	0.68%	4,733,305	0.43%	23,794	679	48.83	11.40%
140.00%+	136	0.19%	3,082,916	0.18%	952,522	0.09%	22,162	683	45.96	11.39%
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,195	1.69%	29,217,031	1.70%	18,729,640	1.72%	24,825	689	55.04	9.36%
Alaska	14	0.02%	418,408	0.02%	252,299	0.02%	30,020	728	55.05	7.84%
Arizona	1,221	1.73%	29,432,219	1.71%	19,525,891	1.79%	24,928	709	54.46	8.10%
Arkansas	96	0.14%	2,497,537	0.15%	1,546,844	0.14%	25,451	712	53.18	8.02%
California	12,845	18.16%	315,322,380	18.31%	201,447,629	18.51%	25,300	709	53.84	7.89%
Colorado	1,742	2.46%	42,657,410	2.48%	27,564,454	2.53%	24,754	726	54.00	7.12%
Connecticut	619	0.88%	14,643,757	0.85%	8,747,021	0.80%	24,067	708	53.96	8.22%
Delaware	308	0.44%	7,011,660	0.41%	4,206,901	0.39%	22,943	710	51.90	7.70%
Florida	6,228	8.80%	156,496,957	9.09%	99,576,691	9.15%	25,459	693	55.24	8.90%
Georgia	4,855	6.86%	119,558,858	6.94%	78,744,133	7.23%	24,923	687	55.00	9.34%
Hawaii	18	0.03%	412,884	0.02%	177,277	0.02%	20,878	717	49.05	7.33%
Idaho	203	0.29%	4,731,546	0.27%	3,101,758	0.28%	23,621	710	53.81	7.72%
Illinois	3,191	4.51%	75,622,868	4.39%	45,620,699	4.19%	23,934	718	53.83	7.78%
Indiana	1,001	1.42%	23,795,705	1.38%	14,405,601	1.32%	23,767	724	54.48	7.61%
Iowa	227	0.32%	5,268,212	0.31%	2,973,533	0.27%	22,216	724	52.73	7.67%
Kansas	697	0.99%	16,147,825	0.94%	9,841,856	0.90%	23,368	724	52.82	7.48%
Kentucky	799	1.13%	18,975,937	1.10%	11,876,993	1.09%	24,163	720	54.23	7.45%
Louisiana	1,150	1.63%	29,550,830	1.72%	21,893,397	2.01%	25,648	680	56.07	9.64%
Maine	122	0.17%	3,186,904	0.19%	2,289,953	0.21%	26,226	720	53.63	7.13%
Maryland	2,832	4.00%	67,860,198	3.94%	40,891,375	3.76%	24,054	708	53.99	8.38%
Massachusetts	729	1.03%	16,869,624	0.98%	10,575,155	0.97%	23,786	720	54.09	7.40%
Michigan	73	0.10%	1,648,332	0.10%	573,345	0.05%	26,900	707	50.28	8.46%
Minnesota	299	0.42%	6,568,079	0.38%	4,132,723	0.38%	22,947	709	53.57	8.60%
Mississippi	757	1.07%	19,584,968	1.14%	13,094,088	1.20%	25,729	679	54.65	9.94%
Missouri	769	1.09%	17,196,758	1.00%	9,542,830	0.88%	22,297	710	52.49	8.39%
Montana	19	0.03%	483,391	0.03%	237,105	0.02%	21,713	754	52.69	7.45%
Nebraska	275	0.39%	6,440,628	0.37%	4,415,847	0.41%	22,911	740	53.62	6.83%
Nevada	1,769	2.50%	44,412,298	2.58%	27,699,323	2.54%	25,380	713	53.44	7.86%
New Hampshire	88	0.12%	2,135,231	0.12%	1,442,093	0.13%	23,996	719	55.89	7.26%
New Jersey	548	0.77%	12,940,202	0.75%	8,353,910	0.77%	24,756	717	54.07	7.83%
New Mexico	475	0.67%	11,399,793	0.66%	7,189,361	0.66%	24,587	704	54.06	8.25%
New York	51	0.07%	1,254,603	0.07%	889,016	0.08%	24,974	685	54.88	9.01%
North Carolina	3,725	5.27%	89,997,028	5.23%	55,798,391	5.13%	24,445	704	54.73	8.54%
North Dakota	9	0.01%	202,525	0.01%	72,170	0.01%	15,223	657	52.77	8.31%
Ohio	1,116	1.58%	27,064,149	1.57%	16,877,689	1.55%	25,056	705	54.10	8.51%
Oklahoma	541	0.76%	12,699,228	0.74%	8,037,441	0.74%	23,725	694	53.85	8.60%
Oregon	517	0.73%	11,356,510	0.66%	7,085,060	0.65%	21,820	704	53.11	7.95%
Pennsylvania	987	1.40%	23,335,555	1.35%	15,163,094	1.39%	24,290	711	54.34	7.89%
Rhode Island	176	0.25%	3,934,008	0.23%	2,284,548	0.21%	22,673	712	53.25	7.69%
South Carolina	1,993	2.82%	46,182,993	2.68%	28,958,961	2.66%	23,239	697	54.26	8.84%
South Dakota	15	0.02%	333,538	0.02%	170,958	0.02%	22,097	767	49.24	5.00%
Tennessee	2,646	3.74%	63,962,247	3.71%	38,813,052	3.57%	24,075	710	53.55	8.09%
Texas	8,026	11.35%	202,680,034	11.77%	127,261,100	11.69%	25,343	698	54.48	8.66%
Utah	278	0.39%	6,466,153	0.38%	4,018,901	0.37%	24,451	726	52.73	7.14%
Vermont	9	0.01%	156,460	0.01%	67,425	0.01%	14,547	757	46.19	4.14%
Virginia	3,612	5.11%	85,457,986	4.96%	53,181,319	4.89%	24,047	715	53.82	7.99%
Washington	1,013	1.43%	24,537,762	1.42%	16,106,519	1.48%	24,639	705	53.44	7.99%
West Virginia	68	0.10%	1,705,681	0.10%	1,058,357	0.10%	25,592	680	54.16	9.39%
Wisconsin	656	0.93%	15,272,623	0.89%	10,152,470	0.93%	23,324	706	54.87	8.47%
Wyoming	27	0.04%	686,680	0.04%	378,610	0.03%	25,482	698	55.64	8.90%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	1	0.00%	31,416	0.00%	26,779	0.00%	26,779	585	58.00	9.45%
District of Columbia	108	0.15%	2,499,012	0.15%	1,413,835	0.13%	24,223	703	52.37	8.55%
Guam	1	0.00%	19,294	0.00%	16,268	0.00%	16,268	816	50.00	2.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	70,620	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	38	0.05%	1,014,731	0.06%	46,615	0.00%	5,011	710	10.79	6.52%
Used	70,703	99.95%	1,721,379,802	99.94%	1,088,455,072	100.00%	24,729	705	54.25	8.34%
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	29,616	41.87%	627,008,588	36.40%	378,527,380	34.78%	21,709	687	53.73	9.15%
Truck	6,722	9.50%	206,535,331	11.99%	132,649,123	12.19%	29,538	724	54.13	7.46%
SUV	29,356	41.50%	756,385,407	43.91%	486,472,833	44.69%	25,509	712	54.54	7.97%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,132	3.01%	52,970,669	3.08%	32,179,663	2.96%	24,718	726	53.38	7.42%
Unknown	2,915	4.12%	79,494,537	4.62%	58,672,688	5.39%	26,868	705	55.84	8.65%
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,666	9.42%	161,212,955	9.36%	98,116,235	9.01%	24,432	704	53.67	8.35%
Ford: Lincoln	402	0.57%	10,861,507	0.63%	6,592,371	0.61%	26,602	715	53.45	8.11%
Ford: Mercury	5	0.01%	83,313	0.00%	36,085	0.00%	17,154	776	54.60	7.92%
GMC	1,550	2.19%	46,483,879	2.70%	28,334,859	2.60%	29,231	711	53.81	8.11%
GMC: Buick	769	1.09%	16,386,352	0.95%	8,496,799	0.78%	19,901	700	52.35	8.82%
GMC: Cadillac	801	1.13%	22,893,121	1.33%	12,507,294	1.15%	28,220	698	53.10	8.59%
GMC: Chevrolet	5,795	8.19%	146,729,151	8.52%	89,122,493	8.19%	26,171	698	54.20	8.71%
GMC: Hummer	2	0.00%	50,960	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	50,659	0.00%	686	0.00%	686	699	5.00	6.95%
GMC: Saturn	2	0.00%	16,849	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	505	0.71%	22,188,191	1.29%	15,806,865	1.45%	39,737	729	56.70	6.22%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,754	2.48%	52,781,310	3.06%	33,978,747	3.12%	29,001	706	54.19	8.17%
BMW: Mini	443	0.63%	8,557,670	0.50%	5,317,653	0.49%	18,317	713	52.42	7.78%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,754	2.48%	54,051,498	3.14%	33,404,641	3.07%	29,049	698	54.07	8.66%
Daimler: Smart	46	0.07%	535,157	0.03%	196,485	0.02%	10,683	677	47.19	9.92%
Fiat	241	0.34%	3,830,341	0.22%	2,237,741	0.21%	15,540	678	52.87	9.21%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	935	1.32%	22,726,959	1.32%	13,760,386	1.26%	24,226	706	54.38	8.69%
Fiat: Dodge	3,217	4.55%	93,905,996	5.45%	59,775,182	5.49%	29,105	696	55.00	8.85%
Fiat: Jeep	4,331	6.12%	111,739,875	6.49%	72,536,162	6.66%	25,537	706	55.18	8.23%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	371	0.52%	9,958,528	0.58%	6,617,219	0.61%	26,342	722	53.70	7.18%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,028	2.87%	45,038,328	2.61%	31,462,295	2.89%	22,315	696	55.61	8.56%
Volkswagen: Audi	1,011	1.43%	30,503,606	1.77%	20,008,064	1.84%	28,645	715	54.21	7.74%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	222	0.31%	9,504,495	0.55%	5,930,614	0.54%	38,419	738	52.09	6.15%
Honda	6,683	9.45%	147,494,561	8.56%	96,550,527	8.87%	21,551	707	54.16	8.36%
Honda: Acura	794	1.12%	19,934,601	1.16%	11,907,745	1.09%	24,756	711	53.93	8.26%
Hyundai	3,681	5.20%	71,889,266	4.17%	44,530,947	4.09%	19,749	684	54.07	9.18%
Hyundai: Kia	2,920	4.13%	60,155,429	3.49%	37,522,432	3.45%	21,153	685	54.65	9.38%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,744	2.47%	36,241,008	2.10%	24,287,600	2.23%	20,249	705	54.38	8.34%
Mitsubishi	548	0.77%	10,348,129	0.60%	6,944,470	0.64%	18,542	661	55.91	10.18%
Nissan	6,161	8.71%	123,756,938	7.19%	72,811,834	6.69%	20,066	686	53.78	9.42%
Nissan: Infiniti	939	1.33%	25,679,573	1.49%	14,956,754	1.37%	25,498	703	53.76	8.56%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,313	3.27%	53,128,378	3.08%	35,739,868	3.28%	21,981	734	54.32	6.97%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	215	0.30%	7,205,489	0.42%	4,804,090	0.44%	30,703	700	54.74	8.24%
Tata: Land Rover	371	0.52%	14,142,564	0.82%	9,535,837	0.88%	35,882	716	54.60	7.23%
Toyota	9,283	13.12%	220,507,156	12.80%	144,889,483	13.31%	23,861	716	54.24	7.79%
Toyota: Lexus	2,041	2.89%	58,806,849	3.41%	38,391,699	3.53%	28,032	725	53.87	7.27%
Toyota: Scion	194	0.27%	3,013,892	0.17%	1,389,526	0.13%	13,854	651	46.83	10.18%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	70,741	100.00%	1,722,394,533	100.00%	1,088,501,688	100.00%	24,728	705	54.25	8.34%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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