StratMaker (147655)

CarMax Auto Owner Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.00% / 100.00%

Total Original # of Loans

67,666

WA Loan to Value (LTV)

84.08%

Total Original Loan Amount (OLA)

$ 1,657,070,362

WA Payment to Income (PTI)

9.03%

Weighted Average (WA) OLA

$ 28,274

WA FICO (non-zero)

713

Rep. Period Beginning Loan Amount

$ 1,268,162,303

WA Remaining Term (RT)

57.81

Rep. Period Ending Loan Amount (ELA)

$ 1,231,620,979

WA Original APR

8.89%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

67,666

Total Original Loan Amount (OLA)

$ 1,657,070,362

Weighted Average (WA) OLA

$ 28,274

Rep. Period Beginning Loan Amount

$ 1,268,162,303

Rep. Period Ending Loan Amount (ELA)

$ 1,231,620,979

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

84.08%

WA Payment to Income (PTI)

9.03%

WA FICO (non-zero)

713

WA Remaining Term (RT)

57.81

WA Original APR

8.89%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	183	0.27%	694,112	0.04%	438,743	0.04%	3,366	661	46.26	5.41%
$5,000 - $9,999	1,880	2.78%	15,262,398	0.92%	8,962,398	0.73%	6,927	709	48.99	5.50%
$10,000 - $14,999	7,623	11.27%	98,774,297	5.96%	55,468,477	4.50%	10,974	700	50.84	7.30%
$15,000 - $19,999	14,710	21.74%	259,202,640	15.64%	169,009,111	13.72%	15,336	696	53.70	8.80%
$20,000 - $24,999	15,021	22.20%	336,789,697	20.32%	248,441,768	20.17%	19,975	711	57.01	9.13%
$25,000 - $29,999	11,544	17.06%	315,942,367	19.07%	243,193,034	19.75%	24,616	706	58.46	9.41%
$30,000 - $39,999	11,800	17.44%	401,589,828	24.23%	319,611,022	25.95%	31,065	713	59.94	8.94%
$40,000 - $49,999	3,678	5.44%	162,108,485	9.78%	132,412,510	10.75%	40,329	712	60.91	8.77%
$50,000 - $59,999	1,134	1.68%	60,950,117	3.68%	49,618,984	4.03%	49,049	719	60.28	8.21%
$60,000 - $69,999	93	0.14%	5,756,420	0.35%	4,464,930	0.36%	53,735	759	56.91	5.63%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	13,754	20.33%	272,974,544	16.47%	18,529,350	1.50%	3,290	693	14.37	8.21%
$5,000 - $9,999	4,393	6.49%	78,966,957	4.77%	31,950,575	2.59%	7,577	701	34.49	7.58%
$10,000 - $14,999	6,812	10.07%	104,874,080	6.33%	87,641,079	7.12%	13,020	704	53.29	7.49%
$15,000 - $19,999	12,029	17.78%	236,140,847	14.25%	211,579,771	17.18%	17,704	708	56.82	8.71%
$20,000 - $24,999	11,632	17.19%	286,667,074	17.30%	260,510,424	21.15%	22,488	711	58.91	9.20%
$25,000 - $29,999	8,632	12.76%	257,961,079	15.57%	235,955,585	19.16%	27,409	707	60.06	9.40%
$30,000 - $39,999	7,676	11.34%	284,289,809	17.16%	260,950,545	21.19%	34,222	711	61.16	8.99%
$40,000 - $49,999	2,298	3.40%	109,973,458	6.64%	101,292,700	8.22%	44,263	706	61.68	9.03%
$50,000 - $59,999	440	0.65%	25,222,514	1.52%	23,210,950	1.88%	52,824	726	60.90	7.92%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	88	0.13%	2,191,182	0.13%	1,500,744	0.12%	24,776	801	47.22	2.26%
2.50 - 4.99%	18,728	27.68%	429,176,037	25.90%	308,576,494	25.05%	24,735	798	55.82	3.77%
5.00 - 7.49%	13,941	20.60%	339,233,319	20.47%	237,937,464	19.32%	26,054	749	56.74	6.57%
7.50 - 9.99%	10,340	15.28%	256,327,457	15.47%	174,547,533	14.17%	25,986	699	56.67	9.08%
10.00 - 12.49%	13,461	19.89%	357,786,891	21.59%	289,673,107	23.52%	27,914	665	60.80	11.55%
12.50 - 14.99%	6,098	9.01%	156,707,538	9.46%	123,991,546	10.07%	27,412	625	59.76	14.05%
15.00 - 17.49%	5,010	7.40%	115,647,938	6.98%	95,394,092	7.75%	23,754	578	57.55	16.27%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	12	0.02%	281,127	0.02%	166,746	0.01%	23,709	489	48.91	14.36%
500 - 549	787	1.16%	19,258,341	1.16%	14,723,009	1.20%	26,833	538	58.59	14.05%
550 - 599	4,438	6.56%	109,068,808	6.58%	84,419,525	6.85%	26,366	580	58.47	13.76%
600 - 649	10,636	15.72%	264,838,584	15.98%	199,776,760	16.22%	26,807	627	58.68	12.67%
650 - 699	14,127	20.88%	349,581,573	21.10%	257,233,691	20.89%	26,417	674	58.64	10.69%
700 - 749	13,546	20.02%	329,969,920	19.91%	244,544,872	19.86%	25,942	724	58.09	8.23%
750 - 799	11,828	17.48%	289,198,219	17.45%	214,024,729	17.38%	25,862	774	57.13	5.82%
800+	11,602	17.15%	285,153,730	17.21%	209,749,507	17.03%	25,758	832	56.23	4.44%
NA	690	1.02%	9,720,060	0.59%	6,982,139	0.57%	14,102	0	51.62	15.84%
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.04%	282,906	0.02%	153,328	0.01%	14,109	689	17.09	8.41%
25 - 36	327	0.48%	5,074,327	0.31%	3,325,310	0.27%	15,478	746	28.41	5.62%
37 - 48	1,243	1.84%	20,490,916	1.24%	15,440,460	1.25%	17,476	735	39.18	6.22%
49 - 60	14,281	21.11%	319,445,471	19.28%	232,059,019	18.84%	24,019	728	51.96	7.13%
61 - 72	40,110	59.28%	989,772,626	59.73%	743,243,079	60.35%	26,101	706	58.74	9.18%
73+	11,681	17.26%	322,004,115	19.43%	237,399,783	19.28%	28,893	694	62.25	9.95%
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,910	8.73%	136,177,257	8.22%	23,435	0.00%	1,077	641	0.00	9.92%
1 - 12	5,132	7.58%	96,647,796	5.83%	9,344,377	0.76%	3,030	690	7.34	8.38%
13 - 24	4,473	6.61%	93,708,072	5.66%	23,605,226	1.92%	6,205	680	14.82	9.60%
25 - 36	516	0.76%	8,261,139	0.50%	5,989,836	0.49%	15,617	747	29.47	5.46%
37 - 48	2,350	3.47%	44,753,457	2.70%	36,043,554	2.93%	19,433	729	42.86	6.47%
49 - 60	30,486	45.05%	717,529,316	43.30%	639,597,867	51.93%	24,242	719	55.44	8.10%
61 - 72	18,799	27.78%	559,993,325	33.79%	517,016,683	41.98%	30,331	696	64.99	10.06%
73+	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	60,319	89.14%	1,463,527,394	88.32%	1,074,568,125	87.25%	25,793	718	57.75	8.42%
1 - 15	4,889	7.23%	128,510,742	7.76%	104,746,642	8.50%	28,118	655	58.21	11.58%
16 - 30	956	1.41%	24,667,548	1.49%	20,086,620	1.63%	27,598	630	58.01	12.81%
31 - 60	948	1.40%	25,489,938	1.54%	21,662,197	1.76%	29,384	614	58.61	13.42%
61 - 90	368	0.54%	9,933,924	0.60%	8,298,170	0.67%	29,166	610	58.83	13.74%
91 - 120	106	0.16%	2,833,809	0.17%	2,259,226	0.18%	27,271	610	57.34	13.64%
121+	80	0.12%	2,107,007	0.13%	0	0.00%	0	0	0.00	0.00%
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,198	99.31%	1,647,584,233	99.43%	1,224,106,073	99.39%	26,111	710	57.82	8.87%
Stated, verified but not Level 4 or 5	468	0.69%	9,486,129	0.57%	7,514,906	0.61%	25,625	441	56.70	13.22%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	22,078	32.63%	476,322,683	28.74%	341,983,921	27.77%	23,342	748	56.33	6.36%
5.00 - 9.99%	25,760	38.07%	647,736,833	39.09%	480,860,199	39.04%	26,454	708	57.96	8.80%
10.00 - 14.99%	11,706	17.30%	307,483,435	18.56%	232,210,756	18.85%	27,381	681	58.66	10.68%
15.00 - 19.99%	4,854	7.17%	131,395,593	7.93%	102,464,774	8.32%	28,154	667	59.16	11.73%
20.00 - 24.99%	2,014	2.98%	57,739,464	3.48%	46,094,635	3.74%	29,765	668	59.53	11.90%
25.00 - 29.99%	785	1.16%	22,510,225	1.36%	17,336,207	1.41%	29,557	666	58.64	12.04%
30.00 - 39.99%	337	0.50%	9,680,188	0.58%	7,303,783	0.59%	29,701	680	58.21	10.61%
40.00 - 49.99%	83	0.12%	2,540,072	0.15%	1,975,550	0.16%	30,611	703	57.93	9.88%
50.00 - 59.99%	32	0.05%	1,059,076	0.06%	895,701	0.07%	33,599	733	57.15	8.91%
60.00 - 69.99%	7	0.01%	242,182	0.01%	194,760	0.02%	34,585	763	60.38	8.70%
70.00 - 79.99%	7	0.01%	240,319	0.01%	193,122	0.02%	32,367	711	59.00	10.37%
80.00 - 89.99%	2	0.00%	69,413	0.00%	59,024	0.00%	36,447	779	46.82	3.58%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	1	0.00%	50,878	0.00%	48,546	0.00%	48,546	708	66.00	11.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	418	0.62%	2,571,213	0.16%	1,685,941	0.14%	6,100	717	48.91	4.45%
25.00 - 49.99%	3,296	4.87%	41,971,644	2.53%	31,012,483	2.52%	13,122	748	53.08	4.51%
50.00 - 74.99%	10,302	15.22%	204,284,931	12.33%	157,280,369	12.77%	20,460	746	55.93	5.47%
75.00 - 99.99%	24,899	36.80%	633,168,615	38.21%	482,396,005	39.17%	26,420	720	58.10	8.00%
100.00 - 109.99%	15,827	23.39%	437,839,353	26.42%	328,076,898	26.64%	28,729	691	58.91	10.35%
110.00 - 119.99%	9,680	14.31%	258,849,553	15.62%	184,163,395	14.95%	27,873	680	58.24	11.52%
120.00 - 129.99%	2,617	3.87%	62,722,435	3.79%	38,472,850	3.12%	25,549	678	55.55	12.12%
130.00 - 139.99%	497	0.73%	12,485,958	0.75%	7,281,217	0.59%	28,373	684	54.84	12.05%
140.00%+	130	0.19%	3,176,660	0.19%	1,251,821	0.10%	21,979	688	46.25	11.75%
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,116	1.65%	27,368,024	1.65%	20,712,373	1.68%	25,829	693	58.17	9.89%
Alaska	11	0.02%	246,847	0.01%	145,252	0.01%	23,304	741	53.15	6.30%
Arizona	1,185	1.75%	28,765,226	1.74%	21,627,139	1.76%	25,969	715	58.53	8.50%
Arkansas	86	0.13%	2,213,984	0.13%	1,516,941	0.12%	26,912	695	56.57	9.58%
California	11,670	17.25%	289,992,160	17.50%	215,711,462	17.51%	26,981	712	57.55	8.46%
Colorado	1,607	2.37%	39,417,245	2.38%	29,568,807	2.40%	26,360	725	57.39	7.97%
Connecticut	609	0.90%	14,602,618	0.88%	10,816,223	0.88%	25,622	714	58.29	8.73%
Delaware	213	0.31%	5,111,325	0.31%	3,498,082	0.28%	24,370	695	55.32	9.26%
Florida	5,424	8.02%	135,819,789	8.20%	101,627,652	8.25%	26,801	693	58.98	9.63%
Georgia	4,485	6.63%	110,433,901	6.66%	84,036,228	6.82%	25,993	695	58.25	9.86%
Hawaii	14	0.02%	320,087	0.02%	174,888	0.01%	26,527	719	53.39	8.75%
Idaho	215	0.32%	4,915,866	0.30%	3,762,946	0.31%	25,807	713	57.50	8.64%
Illinois	3,370	4.98%	80,793,251	4.88%	59,199,604	4.81%	25,025	725	57.21	8.09%
Indiana	1,065	1.57%	25,720,111	1.55%	19,274,051	1.56%	25,476	721	58.20	8.54%
Iowa	221	0.33%	5,462,835	0.33%	4,147,028	0.34%	26,263	714	57.65	8.56%
Kansas	686	1.01%	16,420,297	0.99%	11,925,108	0.97%	24,833	733	56.34	7.79%
Kentucky	801	1.18%	18,518,828	1.12%	13,943,505	1.13%	24,536	720	57.72	8.25%
Louisiana	957	1.41%	25,101,270	1.51%	20,906,890	1.70%	27,530	689	59.44	10.09%
Maine	156	0.23%	3,742,615	0.23%	2,854,691	0.23%	24,796	716	57.85	8.63%
Maryland	2,584	3.82%	62,738,509	3.79%	44,830,586	3.64%	25,726	707	57.36	9.13%
Massachusetts	712	1.05%	16,396,253	0.99%	12,488,505	1.01%	24,671	731	57.65	7.85%
Michigan	72	0.11%	1,657,009	0.10%	910,934	0.07%	23,183	694	54.57	9.52%
Minnesota	265	0.39%	6,227,075	0.38%	4,534,989	0.37%	25,577	689	57.36	9.50%
Mississippi	732	1.08%	18,831,620	1.14%	14,560,249	1.18%	26,455	689	57.99	10.26%
Missouri	732	1.08%	16,567,805	1.00%	10,872,682	0.88%	23,968	714	55.38	8.58%
Montana	20	0.03%	453,670	0.03%	273,396	0.02%	23,149	726	53.26	8.25%
Nebraska	265	0.39%	6,328,893	0.38%	5,041,317	0.41%	24,528	743	57.91	7.14%
Nevada	1,737	2.57%	44,222,282	2.67%	33,195,259	2.70%	27,042	710	57.63	8.58%
New Hampshire	112	0.17%	2,614,456	0.16%	1,845,919	0.15%	24,852	732	58.59	8.08%
New Jersey	602	0.89%	14,221,531	0.86%	10,566,530	0.86%	25,336	713	57.83	8.37%
New Mexico	488	0.72%	12,089,031	0.73%	9,603,210	0.78%	26,625	703	58.11	9.05%
New York	16	0.02%	344,794	0.02%	211,585	0.02%	19,957	639	57.59	11.77%
North Carolina	3,594	5.31%	87,471,341	5.28%	65,359,777	5.31%	25,935	707	58.44	9.21%
North Dakota	10	0.01%	229,341	0.01%	173,787	0.01%	27,152	627	59.93	10.49%
Ohio	1,048	1.55%	25,396,968	1.53%	17,955,014	1.46%	25,521	711	57.17	9.02%
Oklahoma	521	0.77%	12,220,687	0.74%	9,286,618	0.75%	25,098	709	57.97	8.80%
Oregon	571	0.84%	12,543,885	0.76%	9,409,165	0.76%	23,339	714	57.46	8.50%
Pennsylvania	893	1.32%	21,226,222	1.28%	15,619,602	1.27%	25,128	723	57.30	8.13%
Rhode Island	178	0.26%	4,097,809	0.25%	2,953,636	0.24%	24,435	712	58.12	8.94%
South Carolina	1,878	2.78%	43,507,726	2.63%	31,933,946	2.59%	24,781	702	57.34	9.32%
South Dakota	8	0.01%	175,986	0.01%	135,018	0.01%	26,440	699	53.78	9.60%
Tennessee	2,672	3.95%	64,903,226	3.92%	47,357,035	3.85%	25,342	713	57.02	8.76%
Texas	8,180	12.09%	206,435,775	12.46%	151,527,547	12.30%	26,764	702	58.00	9.22%
Utah	325	0.48%	7,619,518	0.46%	5,865,068	0.48%	25,582	727	57.72	7.62%
Vermont	8	0.01%	203,999	0.01%	144,965	0.01%	32,227	751	55.79	7.58%
Virginia	3,587	5.30%	86,541,007	5.22%	63,811,840	5.18%	25,720	722	57.54	8.32%
Washington	1,072	1.58%	25,339,818	1.53%	19,495,398	1.58%	25,424	705	57.19	8.81%
West Virginia	81	0.12%	1,958,513	0.12%	1,473,302	0.12%	25,787	702	57.60	9.18%
Wisconsin	678	1.00%	16,319,543	0.98%	12,213,833	0.99%	25,451	721	57.98	8.53%
Wyoming	22	0.03%	504,848	0.03%	414,063	0.03%	21,922	724	54.78	9.26%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	112	0.17%	2,714,945	0.16%	2,107,333	0.17%	26,617	714	56.75	9.25%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13	0.02%	351,178	0.02%	39,242	0.00%	5,747	724	11.53	7.11%
Used	67,653	99.98%	1,656,719,183	99.98%	1,231,581,737	100.00%	26,109	709	57.81	8.89%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,504	40.65%	584,760,920	35.29%	420,767,701	34.16%	22,811	694	57.27	9.66%
Truck	5,876	8.68%	183,170,810	11.05%	133,979,969	10.88%	31,520	724	57.80	8.11%
SUV	27,942	41.29%	719,628,344	43.43%	540,718,494	43.90%	26,841	715	58.10	8.52%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,805	2.67%	45,094,674	2.72%	31,798,772	2.58%	26,066	729	56.03	7.88%
Unknown	4,539	6.71%	124,415,613	7.51%	104,356,044	8.47%	28,674	710	59.07	9.02%
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,153	9.09%	148,343,533	8.95%	107,708,405	8.75%	25,511	711	57.07	8.82%
Ford: Lincoln	414	0.61%	11,070,377	0.67%	7,755,520	0.63%	27,839	715	57.23	8.49%
Ford: Mercury	8	0.01%	102,568	0.01%	44,621	0.00%	11,607	648	44.78	13.65%
GMC	1,417	2.09%	41,356,337	2.50%	29,376,336	2.39%	29,805	710	57.02	8.93%
GMC: Buick	823	1.22%	17,617,919	1.06%	11,279,037	0.92%	20,936	711	55.91	9.21%
GMC: Cadillac	770	1.14%	22,259,589	1.34%	15,477,243	1.26%	29,832	703	57.40	8.96%
GMC: Chevrolet	5,595	8.27%	141,187,612	8.52%	102,831,361	8.35%	27,152	701	58.11	9.52%
GMC: Hummer	1	0.00%	17,998	0.00%	1,093	0.00%	1,093	522	1.00	8.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	22,335	0.00%	2,214	0.00%	1,129	718	5.42	10.74%
GMC: Saturn	3	0.00%	38,537	0.00%	2,937	0.00%	2,074	469	5.28	11.17%
Tesla	352	0.52%	16,328,803	0.99%	13,580,745	1.10%	44,240	731	60.20	6.80%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,806	2.67%	54,625,488	3.30%	41,738,510	3.39%	30,795	712	58.21	8.56%
BMW: Mini	461	0.68%	9,608,175	0.58%	7,255,495	0.59%	21,171	719	56.80	8.13%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,767	2.61%	55,095,029	3.32%	41,131,281	3.34%	31,521	699	58.21	9.27%
Daimler: Smart	38	0.06%	462,541	0.03%	275,626	0.02%	13,071	660	51.81	10.13%
Fiat	235	0.35%	3,888,326	0.23%	2,491,923	0.20%	16,892	704	53.81	9.08%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	824	1.22%	19,860,466	1.20%	13,459,993	1.09%	25,402	704	56.79	9.12%
Fiat: Dodge	3,107	4.59%	91,466,193	5.52%	67,428,199	5.47%	31,114	695	58.59	9.55%
Fiat: Jeep	4,120	6.09%	106,508,451	6.43%	80,324,318	6.52%	26,900	709	58.59	8.99%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	472	0.70%	13,568,467	0.82%	10,680,690	0.87%	30,647	734	58.02	7.63%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,086	3.08%	46,613,481	2.81%	38,060,978	3.09%	23,666	700	59.00	9.13%
Volkswagen: Audi	1,113	1.64%	33,402,602	2.02%	25,897,987	2.10%	30,389	721	58.27	8.22%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	145	0.21%	6,195,059	0.37%	4,723,359	0.38%	40,834	737	57.93	6.96%
Honda	6,020	8.90%	134,889,773	8.14%	102,988,090	8.36%	22,960	713	57.65	8.79%
Honda: Acura	817	1.21%	20,213,838	1.22%	14,274,716	1.16%	25,447	724	57.06	8.16%
Hyundai	3,817	5.64%	77,352,308	4.67%	58,598,180	4.76%	21,517	693	57.97	9.60%
Hyundai: Kia	2,893	4.28%	59,880,187	3.61%	44,108,120	3.58%	22,085	691	58.12	9.70%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,766	2.61%	37,875,874	2.29%	30,003,145	2.44%	22,049	712	58.04	8.62%
Mitsubishi	555	0.82%	10,983,495	0.66%	8,580,435	0.70%	20,447	678	59.78	10.55%
Nissan	6,226	9.20%	127,117,477	7.67%	89,768,942	7.29%	21,134	697	57.16	9.67%
Nissan: Infiniti	1,037	1.53%	28,320,327	1.71%	19,666,650	1.60%	27,801	701	57.46	9.50%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,138	3.16%	49,982,333	3.02%	39,248,003	3.19%	24,047	732	57.90	7.61%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	210	0.31%	7,287,671	0.44%	5,678,027	0.46%	33,933	703	59.84	9.16%
Tata: Land Rover	378	0.56%	13,937,433	0.84%	10,401,219	0.84%	36,191	709	58.71	8.31%
Toyota	8,144	12.04%	195,389,059	11.79%	147,632,347	11.99%	25,419	721	57.52	8.20%
Toyota: Lexus	1,815	2.68%	51,966,908	3.14%	37,726,457	3.06%	29,247	727	56.96	7.82%
Toyota: Scion	138	0.20%	2,233,794	0.13%	1,418,779	0.12%	16,026	652	52.96	10.78%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,666	100.00%	1,657,070,362	100.00%	1,231,620,979	100.00%	26,108	709	57.81	8.89%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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