StratMaker (147659)

CarMax Auto Owner Trust 2021-3

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.10% / 99.90%

Total Original # of Loans

102,977

WA Loan to Value (LTV)

68.49%

Total Original Loan Amount (OLA)

$ 2,059,768,292

WA Payment to Income (PTI)

8.71%

Weighted Average (WA) OLA

$ 23,498

WA FICO (non-zero)

704

Rep. Period Beginning Loan Amount

$ 873,535,141

WA Remaining Term (RT)

44.18

Rep. Period Ending Loan Amount (ELA)

$ 843,928,556

WA Original APR

8.33%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

102,977

Total Original Loan Amount (OLA)

$ 2,059,768,292

Weighted Average (WA) OLA

$ 23,498

Rep. Period Beginning Loan Amount

$ 873,535,141

Rep. Period Ending Loan Amount (ELA)

$ 843,928,556

As % of Reporting Period ELA:

New % / Used %

0.10% / 99.90%

WA Loan to Value (LTV)

68.49%

WA Payment to Income (PTI)

8.71%

WA FICO (non-zero)

704

WA Remaining Term (RT)

44.18

WA Original APR

8.33%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	776	0.75%	3,053,943	0.15%	734,744	0.09%	2,262	711	32.03	4.66%
$5,000 - $9,999	7,242	7.03%	58,831,970	2.86%	19,837,638	2.35%	5,274	676	36.81	6.70%
$10,000 - $14,999	21,959	21.32%	281,396,516	13.66%	110,618,600	13.11%	8,838	655	40.74	8.37%
$15,000 - $19,999	29,088	28.25%	506,920,600	24.61%	211,521,571	25.06%	12,422	674	43.71	8.75%
$20,000 - $24,999	19,906	19.33%	443,312,912	21.52%	185,077,597	21.93%	15,979	701	44.97	8.46%
$25,000 - $29,999	11,814	11.47%	322,363,888	15.65%	134,118,287	15.89%	19,721	703	45.50	8.50%
$30,000 - $39,999	9,522	9.25%	320,980,738	15.58%	134,131,479	15.89%	24,351	714	45.92	7.89%
$40,000 - $49,999	2,109	2.05%	92,581,379	4.49%	36,086,556	4.28%	31,511	718	45.84	7.42%
$50,000 - $59,999	504	0.49%	26,736,500	1.30%	10,361,079	1.23%	38,016	716	46.31	7.23%
$60,000 - $69,999	57	0.06%	3,589,847	0.17%	1,441,004	0.17%	39,399	779	39.63	4.58%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	45,598	44.28%	875,588,006	42.51%	12,730,109	1.51%	3,541	731	28.53	5.33%
$5,000 - $9,999	13,820	13.42%	175,631,775	8.53%	109,737,309	13.00%	8,180	683	38.87	7.23%
$10,000 - $14,999	21,185	20.57%	378,493,111	18.38%	263,558,034	31.23%	12,601	679	43.36	8.37%
$15,000 - $19,999	12,752	12.38%	304,874,772	14.80%	219,181,897	25.97%	17,306	699	45.60	8.59%
$20,000 - $24,999	6,175	6.00%	187,420,005	9.10%	137,119,882	16.25%	22,297	696	46.64	8.91%
$25,000 - $29,999	2,288	2.22%	83,868,877	4.07%	61,881,292	7.33%	27,118	700	47.54	8.58%
$30,000 - $39,999	1,076	1.04%	49,311,039	2.39%	36,249,201	4.30%	33,931	703	47.53	8.16%
$40,000 - $49,999	83	0.08%	4,580,709	0.22%	3,470,833	0.41%	41,874	688	49.52	8.51%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,244	1.21%	24,895,985	1.21%	3	0.00%	3	784	0.00	2.45%
2.50 - 4.99%	30,822	29.93%	578,240,618	28.07%	225,935,730	26.77%	15,521	798	40.84	3.54%
5.00 - 7.49%	21,148	20.54%	422,883,297	20.53%	165,793,210	19.65%	16,470	730	43.46	6.51%
7.50 - 9.99%	20,761	20.16%	440,975,239	21.41%	184,822,442	21.90%	17,440	679	45.71	9.09%
10.00 - 12.49%	11,928	11.58%	268,948,482	13.06%	123,244,003	14.60%	19,295	637	48.10	11.16%
12.50 - 14.99%	14,512	14.09%	272,875,023	13.25%	119,717,977	14.19%	15,943	528	44.79	14.10%
15.00 - 17.49%	2,562	2.49%	50,949,649	2.47%	24,415,190	2.89%	17,221	602	45.45	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.02%	378,837	0.02%	171,548	0.02%	14,525	487	44.08	12.97%
500 - 549	1,703	1.65%	34,255,655	1.66%	15,242,457	1.81%	17,627	538	45.91	13.17%
550 - 599	9,077	8.81%	184,034,866	8.93%	84,780,367	10.05%	17,519	578	45.83	13.02%
600 - 649	16,721	16.24%	341,045,469	16.56%	142,490,242	16.88%	17,478	626	45.85	11.51%
650 - 699	19,969	19.39%	409,448,440	19.88%	165,017,933	19.55%	17,226	674	45.48	9.38%
700 - 749	18,757	18.21%	377,769,973	18.34%	153,923,799	18.24%	16,766	724	44.36	7.23%
750 - 799	16,402	15.93%	328,295,169	15.94%	132,438,209	15.69%	16,379	773	42.88	5.10%
800+	17,772	17.26%	350,174,536	17.00%	134,164,875	15.90%	16,135	833	41.13	3.89%
NA	2,554	2.48%	34,365,348	1.67%	15,699,126	1.86%	10,422	0	39.85	14.21%
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	50	0.05%	368,846	0.02%	11,752	0.00%	1,053	595	2.38	6.58%
25 - 36	787	0.76%	8,188,067	0.40%	1,176,975	0.14%	5,307	752	13.29	4.59%
37 - 48	2,346	2.28%	29,568,056	1.44%	8,803,988	1.04%	8,573	709	23.74	6.01%
49 - 60	23,270	22.60%	418,741,242	20.33%	161,468,133	19.13%	14,061	710	36.96	6.61%
61 - 72	56,978	55.33%	1,153,980,376	56.02%	481,208,002	57.02%	16,872	688	44.80	8.44%
73+	19,546	18.98%	448,921,706	21.79%	191,259,706	22.66%	19,328	682	49.82	9.61%
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	41,264	40.07%	828,379,791	40.22%	184,267	0.02%	1,356	636	0.00	11.17%
1 - 12	844	0.82%	14,296,601	0.69%	1,502,792	0.18%	2,976	707	5.84	7.83%
13 - 24	1,259	1.22%	15,444,379	0.75%	5,671,868	0.67%	6,331	767	18.52	4.91%
25 - 36	4,479	4.35%	68,159,785	3.31%	38,177,151	4.52%	11,309	708	31.26	7.26%
37 - 48	33,605	32.63%	634,873,968	30.82%	424,603,193	50.31%	15,009	693	40.56	7.53%
49 - 60	21,526	20.90%	498,613,767	24.21%	373,789,285	44.29%	19,590	686	50.17	9.40%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	91,914	89.26%	1,823,355,373	88.52%	698,078,204	82.72%	16,319	707	43.82	7.63%
1 - 15	5,068	4.92%	108,919,389	5.29%	78,397,582	9.29%	18,676	634	45.66	10.93%
16 - 30	1,360	1.32%	29,002,325	1.41%	20,965,805	2.48%	19,026	611	46.12	11.91%
31 - 60	1,697	1.65%	36,598,675	1.78%	26,901,734	3.19%	19,439	596	46.31	12.71%
61 - 90	1,010	0.98%	21,681,864	1.05%	16,115,583	1.91%	19,745	585	46.08	13.01%
91 - 120	301	0.29%	6,550,796	0.32%	3,459,611	0.41%	20,675	593	45.76	12.61%
121+	1,627	1.58%	33,659,870	1.63%	10,038	0.00%	10,038	573	44.00	14.20%
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	101,487	98.55%	2,037,201,038	98.90%	833,549,989	98.77%	16,833	697	44.22	8.26%
Stated, verified but not Level 4 or 5	1,490	1.45%	22,567,254	1.10%	10,378,567	1.23%	13,185	208	41.01	13.38%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,950	35.88%	651,849,049	31.65%	247,746,357	29.36%	14,787	744	42.15	5.82%
5.00 - 9.99%	37,749	36.66%	788,660,199	38.29%	327,824,266	38.85%	17,129	695	44.53	8.31%
10.00 - 14.99%	17,328	16.83%	372,812,658	18.10%	160,435,993	19.01%	17,745	647	45.52	10.32%
15.00 - 19.99%	6,678	6.48%	148,438,604	7.21%	65,309,571	7.74%	18,637	628	45.92	11.10%
20.00 - 24.99%	2,678	2.60%	60,758,427	2.95%	26,869,535	3.18%	19,238	619	45.74	11.48%
25.00 - 29.99%	1,032	1.00%	23,433,898	1.14%	10,178,265	1.21%	18,953	612	45.56	11.69%
30.00 - 39.99%	460	0.45%	10,792,177	0.52%	4,316,131	0.51%	19,462	626	44.28	10.15%
40.00 - 49.99%	70	0.07%	1,943,697	0.09%	740,929	0.09%	23,399	712	45.79	8.69%
50.00 - 59.99%	19	0.02%	597,853	0.03%	332,729	0.04%	25,008	732	45.17	8.23%
60.00 - 69.99%	11	0.01%	406,514	0.02%	174,781	0.02%	30,738	711	47.00	7.84%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	2	0.00%	75,216	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	764	0.74%	3,968,065	0.19%	897,310	0.11%	3,289	757	32.36	3.66%
25.00 - 49.99%	6,092	5.92%	62,598,497	3.04%	19,252,048	2.28%	7,226	762	35.78	3.97%
50.00 - 74.99%	13,775	13.38%	217,802,168	10.57%	87,773,453	10.40%	12,136	741	40.59	4.92%
75.00 - 99.99%	37,146	36.07%	764,297,444	37.11%	334,943,396	39.69%	16,547	703	43.83	7.38%
100.00 - 109.99%	23,608	22.93%	535,341,283	25.99%	225,519,134	26.72%	18,641	671	45.56	9.57%
110.00 - 119.99%	15,054	14.62%	335,824,989	16.30%	129,136,180	15.30%	18,348	661	45.81	10.56%
120.00 - 129.99%	5,138	4.99%	108,333,504	5.26%	36,043,124	4.27%	17,877	662	45.79	11.24%
130.00 - 139.99%	1,120	1.09%	25,367,452	1.23%	8,310,110	0.98%	19,603	669	46.49	11.24%
140.00%+	280	0.27%	6,234,891	0.30%	2,053,801	0.24%	18,335	682	45.52	11.08%
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,732	1.68%	35,062,047	1.70%	15,211,401	1.80%	17,267	679	45.22	9.24%
Alaska	29	0.03%	629,000	0.03%	168,945	0.02%	16,438	717	42.98	7.14%
Arizona	1,617	1.57%	31,227,527	1.52%	11,996,209	1.42%	15,858	697	43.80	7.82%
Arkansas	126	0.12%	2,742,359	0.13%	1,266,084	0.15%	18,283	683	44.87	9.63%
California	18,055	17.53%	358,466,965	17.40%	145,591,736	17.25%	16,748	694	43.64	7.97%
Colorado	2,224	2.16%	44,397,682	2.16%	17,197,874	2.04%	16,571	717	43.15	7.14%
Connecticut	1,001	0.97%	19,216,438	0.93%	8,501,493	1.01%	16,006	696	44.36	8.01%
Delaware	434	0.42%	8,304,163	0.40%	3,589,758	0.43%	16,205	698	44.24	8.28%
Florida	8,291	8.05%	172,508,685	8.38%	66,637,101	7.90%	17,567	676	45.24	8.97%
Georgia	7,009	6.81%	144,187,504	7.00%	61,478,472	7.28%	17,661	674	45.06	9.43%
Hawaii	28	0.03%	619,455	0.03%	252,949	0.03%	18,866	654	45.70	8.20%
Idaho	308	0.30%	5,888,950	0.29%	2,064,090	0.24%	16,557	684	44.47	8.22%
Illinois	5,083	4.94%	99,791,224	4.84%	42,492,396	5.04%	16,364	707	44.16	7.82%
Indiana	1,715	1.67%	33,706,773	1.64%	14,158,839	1.68%	16,441	707	43.81	7.81%
Iowa	383	0.37%	7,064,065	0.34%	2,842,721	0.34%	15,251	700	43.19	7.84%
Kansas	817	0.79%	16,049,453	0.78%	6,153,433	0.73%	15,934	721	42.09	7.02%
Kentucky	1,199	1.16%	23,106,098	1.12%	9,492,208	1.12%	15,644	717	43.08	7.39%
Louisiana	1,583	1.54%	32,437,935	1.57%	15,054,342	1.78%	17,569	650	45.27	10.04%
Maine	266	0.26%	5,074,256	0.25%	2,351,908	0.28%	16,487	706	42.89	7.67%
Maryland	4,231	4.11%	84,115,143	4.08%	34,927,437	4.14%	16,691	694	44.10	8.21%
Massachusetts	1,092	1.06%	20,028,123	0.97%	8,563,571	1.01%	15,226	715	43.22	7.04%
Michigan	169	0.16%	3,106,724	0.15%	947,838	0.11%	14,431	716	38.96	7.14%
Minnesota	542	0.53%	10,213,009	0.50%	4,543,836	0.54%	15,550	686	43.73	8.60%
Mississippi	1,255	1.22%	27,062,057	1.31%	12,865,631	1.52%	18,189	660	45.34	10.11%
Missouri	1,090	1.06%	20,276,957	0.98%	7,027,363	0.83%	14,560	714	40.74	7.49%
Montana	39	0.04%	770,952	0.04%	312,035	0.04%	20,158	693	41.20	6.91%
Nebraska	419	0.41%	7,770,960	0.38%	3,476,664	0.41%	14,967	723	43.37	7.33%
Nevada	2,456	2.38%	50,072,137	2.43%	19,328,239	2.29%	16,790	697	43.69	7.97%
New Hampshire	148	0.14%	2,800,819	0.14%	1,209,174	0.14%	16,163	716	44.11	7.19%
New Jersey	844	0.82%	16,501,698	0.80%	6,998,890	0.83%	16,228	702	44.34	7.71%
New Mexico	751	0.73%	14,477,938	0.70%	5,120,036	0.61%	16,146	694	43.30	7.98%
New York	120	0.12%	2,443,547	0.12%	1,042,990	0.12%	16,525	698	43.43	7.88%
North Carolina	5,630	5.47%	112,559,034	5.46%	46,332,881	5.49%	16,811	688	44.81	8.59%
North Dakota	20	0.02%	413,332	0.02%	142,073	0.02%	16,490	667	42.85	10.06%
Ohio	1,940	1.88%	39,174,685	1.90%	16,564,623	1.96%	16,760	698	44.09	8.14%
Oklahoma	795	0.77%	15,522,177	0.75%	6,892,584	0.82%	16,309	701	43.41	7.82%
Oregon	932	0.91%	16,028,127	0.78%	6,070,184	0.72%	13,864	697	42.67	7.67%
Pennsylvania	1,472	1.43%	28,431,694	1.38%	12,320,348	1.46%	16,279	695	44.07	8.01%
Rhode Island	267	0.26%	4,831,618	0.23%	2,111,272	0.25%	14,497	704	44.27	7.87%
South Carolina	3,118	3.03%	60,855,109	2.95%	24,984,270	2.96%	16,578	679	44.60	8.81%
South Dakota	13	0.01%	264,305	0.01%	93,860	0.01%	17,673	791	43.71	6.80%
Tennessee	4,555	4.42%	92,588,776	4.50%	37,098,805	4.40%	16,827	701	44.20	7.97%
Texas	10,106	9.81%	210,256,802	10.21%	84,706,476	10.04%	17,419	677	44.46	8.89%
Utah	383	0.37%	7,320,157	0.36%	2,329,034	0.28%	16,119	725	42.95	6.97%
Vermont	11	0.01%	203,040	0.01%	95,374	0.01%	15,985	742	43.94	6.38%
Virginia	5,697	5.53%	114,093,320	5.54%	47,037,596	5.57%	16,447	711	43.94	7.56%
Washington	1,609	1.56%	30,348,885	1.47%	13,097,066	1.55%	16,081	695	43.30	7.96%
West Virginia	119	0.12%	2,418,826	0.12%	890,800	0.11%	16,233	684	43.22	8.56%
Wisconsin	1,008	0.98%	19,740,334	0.96%	8,533,776	1.01%	16,154	703	44.26	7.93%
Wyoming	51	0.05%	961,298	0.05%	359,613	0.04%	13,292	699	42.09	7.66%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	157,843	0.01%	117,515	0.01%	26,639	571	45.47	9.88%
Armed Forces Pacific	2	0.00%	47,552	0.00%	22,663	0.00%	22,663	788	45.00	5.70%
District of Columbia	184	0.18%	3,361,894	0.16%	1,249,924	0.15%	14,680	698	42.13	7.69%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	68,841	0.00%	12,153	0.00%	12,153	654	46.00	14.45%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	108	0.10%	2,279,875	0.11%	835,601	0.10%	17,705	770	40.92	4.95%
Used	102,869	99.90%	2,057,488,417	99.89%	843,092,956	99.90%	16,787	691	44.18	8.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	46,271	44.93%	810,553,980	39.35%	318,050,037	37.69%	14,676	664	44.06	9.20%
Truck	7,355	7.14%	200,990,128	9.76%	79,934,057	9.47%	22,036	724	44.23	7.34%
SUV	46,075	44.74%	983,099,427	47.73%	419,577,408	49.72%	17,448	704	44.30	7.92%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	3,276	3.18%	65,124,758	3.16%	26,367,054	3.12%	15,840	718	43.42	7.34%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	9,414	9.14%	187,148,133	9.09%	71,124,948	8.43%	16,902	692	43.52	8.31%
Ford: Lincoln	587	0.57%	13,013,295	0.63%	4,554,230	0.54%	18,679	705	43.81	8.15%
Ford: Mercury	19	0.02%	257,480	0.01%	50,806	0.01%	9,641	605	39.71	8.97%
GMC	2,409	2.34%	61,331,038	2.98%	25,819,242	3.06%	20,841	708	44.48	7.98%
GMC: Buick	1,386	1.35%	25,595,613	1.24%	10,354,433	1.23%	14,506	684	44.15	8.71%
GMC: Cadillac	1,366	1.33%	34,946,918	1.70%	13,067,605	1.55%	21,308	700	43.88	8.24%
GMC: Chevrolet	8,785	8.53%	181,786,416	8.83%	73,160,460	8.67%	17,873	676	44.78	8.97%
GMC: Hummer	5	0.00%	115,075	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	91,019	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	12	0.01%	146,038	0.01%	0	0.00%	0	0	0.00	0.00%
Tesla	55	0.05%	2,214,754	0.11%	687,317	0.08%	30,722	734	48.23	7.04%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	3,306	3.21%	82,206,349	3.99%	33,312,240	3.95%	20,135	706	44.29	7.93%
BMW: Mini	750	0.73%	12,303,196	0.60%	4,628,719	0.55%	12,601	697	41.87	7.81%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	3,160	3.07%	84,382,477	4.10%	33,721,575	4.00%	21,336	694	44.75	8.30%
Daimler: Smart	55	0.05%	511,217	0.02%	138,436	0.02%	6,173	596	37.26	8.85%
Fiat	360	0.35%	4,617,472	0.22%	1,587,048	0.19%	9,970	665	41.62	9.06%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,579	1.53%	31,914,296	1.55%	12,157,511	1.44%	16,020	698	44.25	8.16%
Fiat: Dodge	4,714	4.58%	113,605,107	5.52%	45,691,633	5.41%	20,422	685	45.65	9.00%
Fiat: Jeep	6,421	6.24%	135,790,873	6.59%	59,123,694	7.01%	17,089	700	44.78	8.11%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	530	0.51%	12,026,453	0.58%	5,104,504	0.60%	18,311	741	42.43	6.13%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,578	2.50%	44,164,055	2.14%	19,992,400	2.37%	14,123	672	44.24	8.57%
Volkswagen: Audi	2,126	2.06%	54,675,763	2.65%	22,566,216	2.67%	20,062	722	43.79	6.98%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	190	0.18%	6,961,949	0.34%	2,433,096	0.29%	27,637	737	42.83	6.36%
Honda	8,244	8.01%	148,085,690	7.19%	63,779,518	7.56%	14,591	691	43.90	8.34%
Honda: Acura	1,397	1.36%	29,337,374	1.42%	11,400,875	1.35%	16,483	701	43.19	7.88%
Hyundai	5,611	5.45%	87,878,917	4.27%	35,744,049	4.24%	12,740	661	44.07	9.11%
Hyundai: Kia	4,351	4.23%	69,939,088	3.40%	28,501,104	3.38%	13,041	655	44.55	9.30%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,139	2.08%	36,065,342	1.75%	15,507,476	1.84%	13,495	690	43.54	8.11%
Mitsubishi	823	0.80%	12,319,687	0.60%	5,534,329	0.66%	12,248	636	44.91	10.05%
Nissan	10,923	10.61%	183,987,389	8.93%	79,158,395	9.38%	13,742	670	44.59	9.12%
Nissan: Infiniti	1,895	1.84%	44,512,816	2.16%	17,629,872	2.09%	18,939	695	44.78	8.56%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,728	2.65%	50,143,884	2.43%	23,037,198	2.73%	14,535	725	43.13	6.92%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	286	0.28%	8,284,828	0.40%	3,430,433	0.41%	23,504	686	46.07	9.09%
Tata: Land Rover	524	0.51%	17,084,015	0.83%	6,887,837	0.82%	25,973	702	44.76	7.93%
Toyota	11,094	10.77%	208,319,907	10.11%	86,482,453	10.25%	15,367	707	43.45	7.59%
Toyota: Lexus	2,912	2.83%	70,773,960	3.44%	26,565,344	3.15%	19,115	718	43.09	7.30%
Toyota: Scion	236	0.23%	3,230,408	0.16%	993,559	0.12%	9,932	585	40.31	10.36%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,977	100.00%	2,059,768,292	100.00%	843,928,556	100.00%	16,788	691	44.18	8.33%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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