StratMaker (147667)

CarMax Auto Owner Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Feb 1, 2023

As % of Reporting Period ELA:

Ending Period

Feb 28, 2023

New % / Used %

0.40% / 99.60%

Total Original # of Loans

65,381

WA Loan to Value (LTV)

48.38%

Total Original Loan Amount (OLA)

$ 1,320,544,955

WA Payment to Income (PTI)

8.09%

Weighted Average (WA) OLA

$ 23,175

WA FICO (non-zero)

703

Rep. Period Beginning Loan Amount

$ 341,321,541

WA Remaining Term (RT)

27.47

Rep. Period Ending Loan Amount (ELA)

$ 324,342,321

WA Original APR

8.37%

Beginning Period

Feb 1, 2023

Ending Period

Feb 28, 2023

Total Original # of Loans

65,381

Total Original Loan Amount (OLA)

$ 1,320,544,955

Weighted Average (WA) OLA

$ 23,175

Rep. Period Beginning Loan Amount

$ 341,321,541

Rep. Period Ending Loan Amount (ELA)

$ 324,342,321

As % of Reporting Period ELA:

New % / Used %

0.40% / 99.60%

WA Loan to Value (LTV)

48.38%

WA Payment to Income (PTI)

8.09%

WA FICO (non-zero)

703

WA Remaining Term (RT)

27.47

WA Original APR

8.37%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	227	0.35%	892,540	0.07%	107,988	0.03%	1,418	705	20.18	5.39%
$5,000 - $9,999	2,995	4.58%	24,742,095	1.87%	4,496,776	1.39%	3,298	681	22.32	6.99%
$10,000 - $14,999	13,423	20.53%	173,355,285	13.13%	39,532,707	12.19%	5,601	679	24.71	8.39%
$15,000 - $19,999	20,531	31.40%	358,598,513	27.16%	90,610,882	27.94%	8,098	693	27.24	8.74%
$20,000 - $24,999	13,582	20.77%	302,485,852	22.91%	76,814,482	23.68%	10,466	703	28.03	8.46%
$25,000 - $29,999	7,708	11.79%	210,171,663	15.92%	51,160,333	15.77%	12,906	705	28.25	8.42%
$30,000 - $39,999	5,482	8.38%	184,490,226	13.97%	46,223,003	14.25%	15,957	712	28.67	7.96%
$40,000 - $49,999	1,155	1.77%	50,741,672	3.84%	11,903,041	3.67%	20,800	721	28.62	7.38%
$50,000 - $59,999	249	0.38%	13,255,975	1.00%	3,039,676	0.94%	24,780	732	28.79	6.88%
$60,000 - $69,999	29	0.04%	1,811,134	0.14%	453,433	0.14%	24,974	786	25.48	5.46%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	34,830	53.27%	656,546,840	49.72%	23,134,067	7.13%	3,867	712	19.98	6.40%
$5,000 - $9,999	18,647	28.52%	336,314,472	25.47%	139,184,946	42.91%	7,731	708	25.51	7.75%
$10,000 - $14,999	8,789	13.44%	218,620,456	16.56%	105,273,940	32.46%	12,136	695	29.55	8.99%
$15,000 - $19,999	2,460	3.76%	80,868,903	6.12%	41,650,192	12.84%	17,040	680	31.23	9.63%
$20,000 - $24,999	518	0.79%	21,236,920	1.61%	11,309,256	3.49%	21,915	678	32.05	9.52%
$25,000 - $29,999	119	0.18%	6,014,540	0.46%	3,213,114	0.99%	27,072	695	32.55	8.93%
$30,000 - $39,999	18	0.03%	942,823	0.07%	576,805	0.18%	32,109	642	34.85	9.82%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	4	0.01%	108,430	0.01%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	18,015	27.55%	359,911,818	27.25%	78,293,468	24.14%	9,250	798	24.17	3.91%
5.00 - 7.49%	14,245	21.79%	285,796,785	21.64%	66,467,034	20.49%	10,243	734	26.67	6.58%
7.50 - 9.99%	15,902	24.32%	324,219,593	24.55%	86,286,483	26.60%	11,000	676	28.49	8.96%
10.00 - 12.49%	8,224	12.58%	178,097,106	13.49%	48,461,580	14.94%	12,806	631	30.45	11.29%
12.50 - 14.99%	6,725	10.29%	127,628,247	9.66%	33,110,917	10.21%	11,486	589	28.92	13.93%
15.00 - 17.49%	2,266	3.47%	44,782,976	3.39%	11,722,839	3.61%	12,894	612	30.27	16.23%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	10	0.02%	192,937	0.01%	47,318	0.01%	9,696	488	27.56	12.29%
500 - 549	1,118	1.71%	22,332,576	1.69%	6,077,947	1.87%	12,269	534	29.64	12.42%
550 - 599	5,260	8.05%	106,426,262	8.06%	28,389,648	8.75%	12,347	579	29.38	12.34%
600 - 649	11,694	17.89%	236,816,228	17.93%	61,253,586	18.89%	11,750	626	29.10	11.37%
650 - 699	13,625	20.84%	276,653,409	20.95%	69,994,186	21.58%	11,151	674	28.31	9.31%
700 - 749	11,907	18.21%	235,072,685	17.80%	57,574,969	17.75%	10,273	724	27.20	7.46%
750 - 799	10,160	15.54%	204,596,064	15.49%	47,872,643	14.76%	9,878	774	26.08	5.51%
800+	10,914	16.69%	230,046,792	17.42%	51,469,382	15.87%	9,862	834	24.96	4.38%
NA	693	1.06%	8,408,002	0.64%	1,662,643	0.51%	5,123	0	19.51	13.43%
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	14	0.02%	156,794	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	360	0.55%	4,761,309	0.36%	-1	0.00%	0	0	0.00	0.00%
37 - 48	1,191	1.82%	16,153,744	1.22%	1,051,855	0.32%	3,100	725	8.21	6.11%
49 - 60	14,083	21.54%	262,685,594	19.89%	52,673,196	16.24%	7,806	722	19.61	6.43%
61 - 72	36,177	55.33%	732,374,591	55.46%	186,460,414	57.49%	10,808	698	27.71	8.49%
73+	13,556	20.73%	304,412,924	23.05%	84,156,858	25.95%	12,791	688	32.12	9.35%
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	28,091	42.97%	569,393,719	43.12%	264	0.00%	118	610	0.00	12.55%
1 - 12	901	1.38%	13,247,148	1.00%	2,207,939	0.68%	3,122	722	8.27	6.30%
13 - 24	15,324	23.44%	289,660,462	21.93%	100,441,632	30.97%	7,884	720	20.03	6.59%
25 - 36	21,009	32.13%	446,820,387	33.84%	220,824,815	68.08%	12,187	690	31.01	9.19%
37 - 48	53	0.08%	1,354,942	0.10%	831,337	0.26%	18,834	610	38.03	12.07%
49 - 60	3	0.00%	68,298	0.01%	36,334	0.01%	12,169	628	52.98	6.53%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,323	89.20%	1,171,615,883	88.72%	268,314,570	82.73%	10,305	712	27.08	7.81%
1 - 15	3,111	4.76%	65,384,843	4.95%	32,956,151	10.16%	12,529	648	29.05	10.54%
16 - 30	658	1.01%	14,053,406	1.06%	7,290,482	2.25%	13,157	631	29.24	11.37%
31 - 60	771	1.18%	16,764,282	1.27%	9,334,163	2.88%	14,454	621	30.22	11.98%
61 - 90	431	0.66%	9,364,202	0.71%	5,208,413	1.61%	14,843	619	29.79	12.24%
91 - 120	119	0.18%	2,654,835	0.20%	1,227,047	0.38%	16,420	621	30.12	11.54%
121+	1,968	3.01%	40,707,505	3.08%	11,496	0.00%	11,496	652	28.00	9.95%
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	65,051	99.50%	1,316,567,722	99.70%	323,566,215	99.76%	10,824	701	27.49	8.36%
Stated, verified but not Level 4 or 5	330	0.50%	3,977,233	0.30%	776,106	0.24%	5,140	49	19.58	13.44%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,753	37.86%	461,113,171	34.92%	105,362,017	32.48%	9,402	734	25.93	6.47%
5.00 - 9.99%	25,127	38.43%	522,842,177	39.59%	131,541,079	40.56%	11,025	694	27.87	8.64%
10.00 - 14.99%	10,055	15.38%	215,381,468	16.31%	56,044,342	17.28%	11,981	667	28.71	10.08%
15.00 - 19.99%	3,428	5.24%	74,790,188	5.66%	19,456,523	6.00%	12,270	664	28.76	10.55%
20.00 - 24.99%	1,219	1.86%	27,556,374	2.09%	7,276,475	2.24%	12,958	660	29.12	11.02%
25.00 - 29.99%	490	0.75%	11,083,608	0.84%	2,696,559	0.83%	12,556	646	28.60	10.88%
30.00 - 39.99%	247	0.38%	6,066,895	0.46%	1,535,868	0.47%	13,775	673	28.06	9.69%
40.00 - 49.99%	41	0.06%	1,087,382	0.08%	288,513	0.09%	13,591	730	29.01	7.68%
50.00 - 59.99%	15	0.02%	410,780	0.03%	117,856	0.04%	13,940	701	27.19	8.70%
60.00 - 69.99%	3	0.00%	110,608	0.01%	23,091	0.01%	11,883	845	19.00	5.61%
70.00 - 79.99%	2	0.00%	71,389	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	30,916	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	151	0.23%	672,289	0.05%	70,956	0.02%	1,789	713	20.70	4.75%
25.00 - 49.99%	1,640	2.51%	15,561,373	1.18%	2,543,973	0.78%	4,096	732	21.91	4.76%
50.00 - 74.99%	6,445	9.86%	97,713,454	7.40%	19,156,514	5.91%	6,619	745	23.59	5.09%
75.00 - 99.99%	19,465	29.77%	387,907,189	29.37%	90,609,165	27.94%	9,729	725	25.83	6.56%
100.00 - 109.99%	15,642	23.92%	340,746,618	25.80%	87,509,143	26.98%	11,526	694	27.91	8.64%
110.00 - 119.99%	13,667	20.90%	302,833,865	22.93%	79,159,762	24.41%	12,081	679	29.02	9.82%
120.00 - 129.99%	6,390	9.77%	131,292,427	9.94%	34,511,990	10.64%	11,236	671	29.11	10.51%
130.00 - 139.99%	1,568	2.40%	34,266,791	2.59%	8,404,211	2.59%	12,449	676	29.41	10.75%
140.00%+	413	0.63%	9,550,951	0.72%	2,376,607	0.73%	12,581	685	29.65	10.56%
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,026	1.57%	20,991,235	1.59%	5,280,282	1.63%	11,206	695	27.94	8.95%
Alaska	10	0.02%	215,566	0.02%	75,963	0.02%	12,081	714	27.48	7.94%
Arizona	890	1.36%	17,890,024	1.35%	4,092,017	1.26%	10,535	690	27.03	8.66%
Arkansas	74	0.11%	1,474,815	0.11%	416,452	0.13%	11,582	684	27.59	9.55%
California	10,544	16.13%	213,229,993	16.15%	51,558,170	15.90%	10,637	701	26.92	8.16%
Colorado	1,692	2.59%	35,062,723	2.66%	8,217,650	2.53%	10,814	723	26.94	7.52%
Connecticut	670	1.02%	13,148,717	1.00%	3,276,102	1.01%	10,167	704	27.93	8.12%
Delaware	329	0.50%	6,518,911	0.49%	1,440,769	0.44%	9,909	715	27.35	7.86%
Florida	5,262	8.05%	107,302,536	8.13%	25,189,428	7.77%	11,173	687	28.67	8.80%
Georgia	4,136	6.33%	82,786,518	6.27%	20,513,099	6.32%	11,129	688	27.95	9.06%
Hawaii	26	0.04%	520,521	0.04%	125,469	0.04%	12,319	621	26.64	9.85%
Idaho	230	0.35%	4,582,333	0.35%	1,082,326	0.33%	10,992	701	26.98	7.76%
Illinois	3,495	5.35%	69,583,065	5.27%	18,343,268	5.66%	10,471	714	27.09	7.79%
Indiana	1,023	1.56%	20,478,021	1.55%	5,382,077	1.66%	10,666	706	27.53	8.05%
Iowa	225	0.34%	4,625,753	0.35%	987,449	0.30%	10,929	711	26.72	7.89%
Kansas	682	1.04%	13,737,898	1.04%	3,440,569	1.06%	10,445	715	26.75	7.90%
Kentucky	682	1.04%	13,153,957	1.00%	3,067,944	0.95%	9,958	712	26.73	7.65%
Louisiana	737	1.13%	15,629,564	1.18%	4,505,178	1.39%	12,289	678	28.58	9.42%
Maine	99	0.15%	1,904,453	0.14%	460,212	0.14%	9,440	706	25.89	7.87%
Maryland	3,215	4.92%	65,850,824	4.99%	16,979,045	5.23%	10,978	705	27.44	8.19%
Massachusetts	729	1.12%	13,331,409	1.01%	3,685,562	1.14%	9,349	711	26.70	7.74%
Michigan	103	0.16%	2,044,260	0.15%	522,990	0.16%	10,481	702	27.09	8.37%
Minnesota	304	0.46%	6,073,958	0.46%	1,677,389	0.52%	10,942	682	27.91	9.31%
Mississippi	552	0.84%	11,513,627	0.87%	3,300,669	1.02%	11,953	680	28.53	9.77%
Missouri	736	1.13%	13,877,946	1.05%	3,132,345	0.97%	9,653	696	26.41	8.72%
Montana	24	0.04%	467,097	0.04%	81,705	0.03%	10,857	693	27.01	7.34%
Nebraska	276	0.42%	5,115,325	0.39%	1,240,013	0.38%	9,446	728	26.26	7.35%
Nevada	1,611	2.46%	34,213,697	2.59%	7,950,686	2.45%	11,595	692	28.12	8.63%
New Hampshire	100	0.15%	1,856,997	0.14%	501,898	0.15%	9,466	703	26.55	8.19%
New Jersey	500	0.76%	9,927,751	0.75%	2,718,591	0.84%	10,281	716	27.83	7.74%
New Mexico	433	0.66%	8,673,522	0.66%	2,021,676	0.62%	11,186	703	27.50	8.60%
New York	79	0.12%	1,653,854	0.13%	470,543	0.15%	11,433	678	27.63	9.07%
North Carolina	3,381	5.17%	66,898,593	5.07%	16,071,031	4.95%	10,662	696	27.92	8.59%
North Dakota	20	0.03%	420,364	0.03%	105,435	0.03%	14,174	666	29.50	9.91%
Ohio	1,138	1.74%	22,947,350	1.74%	5,829,793	1.80%	10,839	708	27.63	8.04%
Oklahoma	515	0.79%	9,818,528	0.74%	2,145,488	0.66%	9,708	696	27.15	8.52%
Oregon	607	0.93%	10,794,357	0.82%	2,431,697	0.75%	8,572	711	25.99	7.42%
Pennsylvania	881	1.35%	17,343,682	1.31%	4,492,287	1.39%	10,069	716	27.04	7.66%
Rhode Island	200	0.31%	3,920,267	0.30%	985,459	0.30%	10,104	719	27.06	8.18%
South Carolina	1,649	2.52%	32,233,642	2.44%	8,141,067	2.51%	10,511	689	27.60	8.66%
South Dakota	23	0.04%	506,255	0.04%	149,576	0.05%	11,454	678	23.66	8.37%
Tennessee	2,865	4.38%	59,119,632	4.48%	13,924,801	4.29%	10,877	704	27.36	8.14%
Texas	7,257	11.10%	152,195,110	11.53%	37,707,378	11.63%	11,509	686	28.08	8.96%
Utah	253	0.39%	5,168,097	0.39%	1,173,802	0.36%	11,474	720	27.10	7.76%
Vermont	15	0.02%	262,489	0.02%	88,750	0.03%	9,729	680	24.09	8.27%
Virginia	3,582	5.48%	72,098,464	5.46%	18,191,163	5.61%	10,514	717	27.22	7.63%
Washington	941	1.44%	18,399,330	1.39%	4,239,042	1.31%	10,548	699	26.82	8.13%
West Virginia	89	0.14%	1,891,367	0.14%	446,999	0.14%	12,234	703	29.31	8.05%
Wisconsin	1,299	1.99%	25,690,946	1.95%	5,539,900	1.71%	9,399	709	24.36	8.11%
Wyoming	26	0.04%	511,257	0.04%	125,709	0.04%	9,266	707	25.03	7.81%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	108,721	0.01%	30,631	0.01%	7,734	694	25.54	6.09%
Armed Forces Pacific	5	0.01%	100,343	0.01%	21,539	0.01%	10,797	642	29.95	12.45%
District of Columbia	132	0.20%	2,648,666	0.20%	763,238	0.24%	11,363	697	27.52	8.27%
Guam	1	0.00%	15,564	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	15,064	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	223	0.34%	5,735,202	0.43%	1,283,114	0.40%	12,216	752	24.75	5.48%
Used	65,158	99.66%	1,314,809,753	99.57%	323,059,207	99.60%	10,805	699	27.49	8.38%
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	31,183	47.69%	550,833,526	41.71%	131,471,364	40.53%	9,527	684	27.56	9.03%
Truck	5,094	7.79%	135,313,723	10.25%	33,139,984	10.22%	13,434	714	27.54	7.93%
SUV	27,020	41.33%	590,521,652	44.72%	149,103,379	45.97%	11,401	708	27.45	7.94%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,084	3.19%	43,876,054	3.32%	10,627,595	3.28%	10,216	720	26.59	7.62%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,747	10.32%	133,802,450	10.13%	32,432,301	10.00%	10,584	702	27.24	8.39%
Ford: Lincoln	410	0.63%	9,476,204	0.72%	2,244,147	0.69%	11,817	704	27.18	8.07%
Ford: Mercury	14	0.02%	193,065	0.01%	44,044	0.01%	5,123	674	20.77	9.59%
GMC	1,692	2.59%	42,192,036	3.20%	11,429,356	3.52%	13,095	706	28.26	8.19%
GMC: Buick	1,013	1.55%	20,178,807	1.53%	5,331,172	1.64%	10,350	702	28.20	8.20%
GMC: Cadillac	739	1.13%	20,203,627	1.53%	5,180,857	1.60%	14,927	700	28.10	8.31%
GMC: Chevrolet	5,699	8.72%	118,360,673	8.96%	29,724,964	9.16%	11,454	692	28.06	8.81%
GMC: Hummer	1	0.00%	8,317	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	59,086	0.00%	9,501	0.00%	9,501	707	26.00	5.45%
GMC: Saturn	7	0.01%	82,932	0.01%	17,891	0.01%	4,515	645	24.03	10.13%
Tesla	2	0.00%	113,715	0.01%	50,392	0.02%	25,294	770	28.47	6.59%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,567	2.40%	39,876,690	3.02%	9,183,124	2.83%	13,348	704	27.31	8.18%
BMW: Mini	397	0.61%	6,443,847	0.49%	1,355,213	0.42%	7,816	688	25.88	8.49%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,514	2.32%	41,268,398	3.13%	9,414,071	2.90%	14,446	694	27.83	8.47%
Daimler: Smart	41	0.06%	439,454	0.03%	56,062	0.02%	5,589	611	26.66	9.72%
Fiat	330	0.50%	4,647,538	0.35%	998,064	0.31%	6,953	685	26.22	9.08%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	993	1.52%	20,191,004	1.53%	4,776,697	1.47%	10,414	698	27.69	8.42%
Fiat: Dodge	3,277	5.01%	77,918,220	5.90%	19,408,025	5.98%	12,798	688	28.57	9.00%
Fiat: Jeep	3,604	5.51%	76,028,784	5.76%	18,812,208	5.80%	10,921	704	27.76	8.13%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	317	0.48%	7,464,047	0.57%	1,638,975	0.51%	12,564	729	26.64	6.94%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,468	2.25%	24,277,270	1.84%	5,839,277	1.80%	8,540	690	27.26	8.47%
Volkswagen: Audi	1,512	2.31%	38,554,761	2.92%	9,012,207	2.78%	12,857	710	27.16	7.70%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	205	0.31%	7,876,799	0.60%	1,683,989	0.52%	17,707	747	26.50	6.18%
Honda	5,178	7.92%	92,103,869	6.97%	23,219,141	7.16%	9,112	703	26.86	8.21%
Honda: Acura	657	1.00%	13,749,977	1.04%	3,117,114	0.96%	10,224	713	25.80	7.91%
Hyundai	3,710	5.67%	59,879,527	4.53%	14,510,798	4.47%	8,319	687	27.48	8.96%
Hyundai: Kia	2,906	4.44%	48,711,767	3.69%	12,565,935	3.87%	8,677	680	27.99	9.05%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,297	1.98%	22,054,135	1.67%	5,308,517	1.64%	8,529	702	26.72	8.26%
Mitsubishi	557	0.85%	8,770,578	0.66%	2,315,231	0.71%	8,564	654	28.85	10.14%
Nissan	7,999	12.23%	140,272,670	10.62%	35,691,972	11.00%	9,091	690	27.96	8.78%
Nissan: Infiniti	1,245	1.90%	30,842,371	2.34%	7,188,102	2.22%	12,787	702	27.81	8.32%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,417	2.17%	26,771,739	2.03%	6,621,540	2.04%	9,004	727	25.63	7.10%
Suzuki	2	0.00%	34,061	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	260	0.40%	7,754,995	0.59%	1,808,548	0.56%	15,882	693	28.81	8.47%
Tata: Land Rover	587	0.90%	19,016,490	1.44%	4,221,030	1.30%	16,434	708	28.09	7.68%
Toyota	6,334	9.69%	121,495,824	9.20%	29,906,016	9.22%	9,784	714	26.39	7.80%
Toyota: Lexus	1,460	2.23%	36,303,012	2.75%	8,441,831	2.60%	12,496	720	26.33	7.33%
Toyota: Scion	219	0.33%	3,126,215	0.24%	784,010	0.24%	6,987	665	26.45	9.91%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,381	100.00%	1,320,544,955	100.00%	324,342,321	100.00%	10,810	699	27.47	8.37%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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